Personal Finance Questions and Answers

Whats the best way to get a crisis loan if you have already been refused?




Answers: If you are thinking about getting a loan, then you should know about the basics before you get started. If you understand the basic dos and don’ts of loans, then you will be better equipped to find the best loan for your needs. Whatever type of loan you are applying for, you should follow these basic rules to help you find the best deal. When searching for a loan, it pays to do your research. Look for as many suitable lenders as you can, so that you can find the very best deal. There are many online pages that<!--allow you to compare loan rates from a variety of lenders. As well as looking online, check out your high street banks and mortgage lenders for deals too. You may find the loan that you need here,

http://best-loans.awardspace.com/

If possible, try and avoid taking out secured loans. If the amount you need to borrow is small or you have good enough credit to borrow without collateral, then do so. Although unsecured loans have higher rates, they are less risky because your home will not be at risk if you cannot make the payments.Try and take a loan out over the shortest period-->you can afford. Taking loans out over 10 years or more can be risky, and you cannot be sure what your financial situation will be at that time.
No problem, if any one refused that not mean that you can't get loans. search some other company and apply for loan. we provide you some who help you to get it.

http://www.ask4loan.co.uk/personal-loan.
http://www.loans-park.co.uk
Hello Everybody,
My name is Joy Trust, i live in U.K. just a few month ago i was in search for a loan of € 7,000 Pounds as my family was running out of money for feeding and my education. i was scammed about € 520 Pounds and i decided not to involve my self in such business, finally colleague of my introduced me to a loan firm due to my appearance and doings. I made a trial and i am most grateful am i today, i was given a loan amount of € 9,000 Pounds by this great firm Luckson Loan Inc. managed by Mr, Jerry Luckson.
If you are in need of a genuine or legit loan or financial assistance and you can be reliable and trusted of capable of paying back at the due time of the funds i will advice you to, contact him via email jerryluckson41(a)yahoo.com and free from scams in the net.

Where can I get money to purchase a computer and I have bad credit?




Answers: Do you really need a computer? What for? You already have access, or you wouldn't have asked this question.

Maybe you don't need credit. Perhaps you could save the money. If you saved $20 a week, in a year you'd have a grand. That buys a decent computer.

Sell something you own. Put an ad in the local paper classifieds, or get all your old stuff and have a garage sale. This will make you some money.

If you had good credit you could get money easily. If you save some money, this will help to offset your bad credit history, which makes you a better credit risk. This is a great opportunity to improve your situation.
You might look into prosper if you are in need of borrowing money to buy a computer, I've been using the site to personally lend small amounts of money.

Just be aware that the minimum amount to borrow is $1000

http://www.prosper.com/join/legareth
Do you have a job? You have to earn the money for a computer. Determine how much the computer you want costs. Add another 30% to cover payroll taxes and possible price increases. That is how much money you need to earn.

Obviously, you have access to a computer. That means you have time to work and save for one.

If you pay cash, credit isn't needed.

Feedbacks.rainy day loans?




Answers: There is no need to say any more other than the above post is absolutely right...dont do it
If you mean pay day loans, you are going to get screwed hard without any lubricant.

Generally, the fees and interest for those loans run around 200% interest.

There is no financial emergency that can't wait until your next paycheck.
My advice for the rainy day loans is dont touch them the apr is scandalous! eg provient is 177% apr . what you need to decide is , is it worth it cos when you get it you'll spend it and pay triple plus back!

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