Savings and Money?
So I'm a broke college student. I have a few hundred within my checking account, and I own a small amount in my reserves account. I'd similar to to put the money from my savings contained by my checking so i would have more money, however is that doomed to failure because I'm suppose to SAVE? what do I do, I'm broke and need money?Answers: That wouldn't provide you more money. You'd still have alike amount of money - it would just be within a different account. And within the long run, you'd actually enjoy LESS money, because you wouldn't be earning interest on your stash.
The only method to get more money is to earn it. It's complicated to study and work, but lots of college students do it. There are lots of part-time job available on campus - sign yourself up!
As soon as you're hired, direct 15% of your paycheck directly to your savings vindication, so that it goes at hand before you ever see it (or direct it to an IRA to hide away for your retirement). Trust me, you won't miss it.
Work and save your money. Cut adjectives the fat out of your energy (at least within the short term). Cut cell phones, cable, restaurants etc.
You'll see how you'll create wealth within no time.
Do you work? I suggest you start doing that, if you want to have more money. Taking money out of the money and adding them to the checking is an extremely short-term benefit.
If anyone can have answer, i am looking for name of the debt consilidate agency to help me to fix cred history
Answers: Consumer Credit Counseling Service can help negotiate lower payments as well as reduce interest and stop penalties while you pay down your debt in one monthly payment. They don't offer loans, and they don't promise miracles like fixing your credit overnight, but they will help you get back on the road to being responsible with your credit. Check out the website I've listed below, and contact the CCCS in your area.
Here is one agency that I found by doing a search on yahoo.com
http://www.consolidatedcredit.org/defaul...
You might also look into consolidating your debt by yourself by using prosper. It's a peer to peer lending network where others will lend you funds in return for you paying interest. I personally use this to lend small amounts of cash to generate cash flow.
http://www.prosper.com/join/legareth
I went with Consolidated Credit Counselor's as my first choice and they were a great company, very helpful and educated me a lot on credit, debt, and how to deal with it. They also have a low fee and send you lots of info in the mail including books. The only problem I had with them was that they would not consolidate debt AFTER my debt was sold off to a collections department. So now I'm with a new company called Greenpath, which does consolidate even after your debt has been sold off to a collections department. This one does charge more but is also very helpful. So depending on if they are available where you live, these are great companies to work with.
Do all checks have to have MIRC, or will regular injet ink do?
Answers: You mean MICR.
And yes, they need the magnetic ink to be processed.
But then again, it's legal to write a check on a paper napkin.