Personal Finance Questions and Answers

What should I do beside the money?

My paycheck was direct deposited twice today. It be a mistake with my employer. A lot of population had equal issue, but on most of their accounts the extra deposit was reversed. But both of the deposits to my vindication have posted already. Do you assume the bank will lift the money back out by the appendage of the business day? What should I do? If I don't report my bank or my employer, can/will I be held responsible? Do I HAVE to hand over it back since it be their mistake? :-) Lol


Answers: You KNOW you can't keep it so why ask? They will tweak out the extra payment in need warning, so don't spend it or you will be overdrawn.
If its somewhat amount of money just make available it back, if it's something resembling an extra $200, buy yourself something nice.

I don't want to sound approaching a thief or anything but hey, I want the money
A worker came up to the payroll glass and angrily complained, "My payroll check was $20 short this week and I constraint you make it up." The payroll officer looked at the diary and said. "You are right it was $20 short. But I notice we overpaid you $20 the week before and you didn't speak anything." The worker replied "One mistake I can tolerate, but not two in a row." So if you don't seize paid subsequent month, you can use the same argument.

But comedy aside, if the situation is not reversed in the subsequent day or two, you should convey your employer. They already know mistakes were made. They will appreciate your helping them if they don't find them adjectives. Sooner or later they will find it anyway.
Can't hang on to it, it's stealing. Banks ALWAYS find out the errors eventually even if it takes time, and when they do they will help yourself to it back. One time my husband checked his narrative to find he had $999,999.00 LoooL He be shocked and started thinking about adjectives the things he wanted to return with or do we can buy a nice house and several sports cars HAHA "OK we knew we can't maintain it, but we wanted to live the moment for a moment!" ;P But seriously, the bank found it right away and withdraw all the money support and our dreams were shattered! LoL

Let them know and offer it back up to that time your employer finds out that you knew but didn't utter anything, won't look good for you. =|~
Hey, stupid,
ever hear of honesty?
Chef.
they did it by mistake or not, to be honest, you involve to give it put a bet on since you know where the money comes from.
+there are some employer who will test their workers how honest they are. this happen in our company, five foreigners didn't report the money hindmost. but they were given 2months to look for another post.
<>Honesty is the best thing you hold to do dear.
Yes, not only do you enjoy to give it put a bet on, you could be subject to CRIMINAL charges if you don't. Not to mention your employer would have grounds to fire you AND deny you job loss benefits

Stupid Banking Question?

I am 17 and I have a checking vindication at Bank of America. I want to have a couple different checking accounts at a couple different bank. Is this possible? Or can you only enjoy one bank?


Answers: as long as you own money to open an side then you can enjoy different banks too.
If you can own a checking account within one bank you can enjoy it in other bank. If there is a apposite reason to interested a second checking account, after do it.

Some banks hold minimum balances required to avoid service charges. if you spread your money too contracted among banks, it can start costing you. but if you can allege large plenty balances and more than one sketch can be useful, next go ahead.

Can full-time students qualify for food stamps?

I am looking at starting an accelerated program for nusing, which requires that I embezzle 20 credits per semester for that particular program. The cost is as much as my cut-off date for finacial aide, so I'm not sure how I will feed myself, as I will not be capable of work much if at all b/c of this calendar. I won't be able to pinch out loans for living expenses b/c of my finacial aide package. I am putting as much surrounded by savings as possible and live VERY frugally, but I still don't know if I will be capable of make it. I am finacially indendent and own been since 16. I am in a minute 24, but will be 25 before the start of this program. I immediately make 25k next to overtime, but my income will drop to below 5k after the start of my program.

Would my situation qualify me for food stamps? Any other alternatives?


Answers: Food stamps are income based,
Not base on how much your bills are.
If you have no income, you receive more Food stamps.
Every student surrounded by the country should apply and use food stamps...
Im not sure, but I think you can.
I graduaged later June and one of my friends, who is a full time student also like you(he graduate in june too) is on food stamps.
i believe the food stamp program is a mechanism basis type program. this mode it depends how much money you make.

the just way to find out is to appointment the food stamp office and ask or in recent times apply.

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