If you have some money to spare, how would you spend it?
Question:
Answer:
I'd put it in 5% or greater yield reserves account until I can desire what to do with it.
I'd probably want to spend it on a dream time off at a tropical island where the dollar go a long ways.
Maybe pay myself by investing surrounded by my future and max out my retirement accounts.
Maybe buy some stocks, etfs or mutual funds.
If you hold to rely simply on Social Security Checks, how much is that a month? I am clueless Dutchman.?
Question:
Answer:
It depends on how long you have worked and your average annual lifetime yield.
If file form SSA-7004 next to the Social Security Administration they will send you your personal information for free. I assume you can also go on-line to social deposit and request this information be mailed to you.
Depends on how masses years you worked, what your salary be, and how much you contributed. No easy answer -- it vary for everyone.
do you infer buying big baby/kid toys and renting them out is a dutiful perception?
Question:
as a business idea or basically for extra cash?
Answer:
It really depends on where on earth you live.
If you live in a big city or middle class neighborhoods, you'd find little constraint for your toys rental.
But if you live in a tourist town such as Outerbanks within North Carolina where relatives rent houses for at least a week's leave, there is a constraint for renting out toys. Families go to these places beside loads of things and the barest essentials in lingo of toys, so they may be interested to rent some toys for the duration of their stay. My family have been in attendance several times and we would rent tricycles and baby bikes, and a few other shoreline toys.
Other than that, toys are not expensive in the US, and near the threat of spreadable diseases, I think parents would be too cagey to rent toys for their kids. Plus, it's a hassle if the kid falls in love beside the toy and does not want to send it subsidise.
I don't think so. I can't see how you can hold on to the toys clean and resembling new after 6 months. And individuals don't want to pay for old-fashioned toys.
yes
Good idea but you hold to do a feasibility study to find customers first. Enough kids surrounded by the neighbourhood? Damage- could they be insured etc? Credit worthiness of parents etc. For thinking business you are cool. Great potentials.
sure
Not really.
not really as you wouldn't achieve them back contained by good condition. also toys in our day are just as cheap to buy depending what it is.
judge how long it takes my 2 year outmoded to wreck a toy?
probably not!
yes
yes there is a place here within Nevada that does that for day care. we rent the toys we want for whatever spell of time and if they are damaged beyond typical play or broken intentionally we have to money for them. Depending on the toy most can go surrounded by the dishwasher for disinfecting to help save germs from spreading. Good Luck with this it is a GREAT concept.
Not really, for several reasons:
Baby toys progress out of fashion impressively quickly
Baby toys are more or less cheap anyway
How will you get them back/clean/in dutiful condition?
Some kids can get attached and the mother will decline to give them pay for.
No. The liability insurance to cover you for the law suits will put you surrounded by the poor house. High risk, for low return. Not good.
What would you do if someone give you $100,000 Dollars?
Question:
Money, Money, Money. Would you invest, travel, or just spend it and hold fun with it? Its not alot but you can do alot beside it, so what would it be?
Answer:
Buy 100,000 mc chicken sandwhiches from mcdonalds. Theyre so good!!
Pay stale my debts.
I'd give it to a bum and next kick the crap out of him and steal it wager on!
Question why they would give it to me...
;-0
I would donate it to RunEye.com. lol...
Save every penny of it within some nice secured t-bills
Pay off my bills. Sell out. Move south.
Pay rotten a few debts, spend a little on myself and loved ones, invest the rest.
buy a house
Pay sour debts, rent a house, pay for my and my boyfriend's schooling, trade surrounded by my truck, and invest the rest.
donate it to a place that helps sick animals. :-)
I would retribution off my credit cards, buy a unsullied car, and nick a vacation. I'll invest next to the rest of the money. Damn I really wish I have $100,000 now!
remuneration on my bills as much as it would pay
People own asked me if I fell into a large sum of money if I would bid in sick the subsequent day ... WHAT the heck are they thinking ?? My co-workers would integer out that I no longer work there when I didn't show up !!
I would invest partly and use the other half to brand name support myself while I started my own business.
Lock it in to a registered retirement plan and use the $50,000 export tax savings and relish myself.
That way I would enjoy $150,000
I would pay sour all my credit cards, put some money contained by the bank, I don`t know refinish my basement. Send my mom some money so she could turn buy herself something way nice.
I would dump it adjectives on a trip to space.
If you have 2.5 million pounds what would you do next to it?
Question:
Answer:
I would buy a house with it and i would love to jump to Sri Lanka and build a school within..
And then of late live comfortably
Run away myself!
Buy my house and my family a house respectively, give money to my close friends, own a big party, later travel the world learning latest experiences and bring joy to individuals along the way!
Start an enlightening foundation for talented but cleaned out youths?
buy a couple of houses, live in one and rent the other out
Pay past its sell-by date my family debts, run on holiday, buy new clothes, buy some property and a sports car,give some money to the loved ones and some to charity and put the rest in a glorious interest bank picture.
LOOSE WEIGHT! JJ Now im American How much is that?
I'd go on a diet! Who could survive weigh over 2 million pounds? Wow!
I'd spend half of it on wine women and song , and in recent times waste the partner !!
Put most of it into a conservative investment portfolio, and retire to a warm climate where on earth cost of living is cheap. Like Thailand, Vietnam or Cambodia. Then live off the interest and dividends.
Buy my dad a house, travel on holiday, and save the rest for daytime to day living.
Pay my council export tax off perchance that might not be enough contained by the future.
I would attach a tenner to it and pay rotten my debts!
sort out my family afterwards leave the uk and not come rear then set my own busniess up contained by italy renting out hoilday cottages
put it in a trust fund.
buy a house for around lb500,000 somewhere to hand where i live anyway but surrounded by a more remote area, afterwards i would get some huge sheds, dog runs put surrounded by the garden and rescue homeless dogs and employ a few associates to look after them also give money to wildlife charities that protect in danger of extinction animals such as tigers,pandas. then i would bring back a people mover so i could take my domestic and friends for day trips and I don`t know go on a holiday, and hold a huge party. clear off my mams morgage, my dads morgage, my nanas morgage and my aunty morgage that would be just about lb400,000. so after all that i would probably hold about 1million surrounded by the bank for a wet day
by my dad the motor hes always required Morgan aero by my mrs a Audi TT by myself the Lamborghini Gallardo and a nice big house whats left ailing save
Go on RunEye.com and answer questionshang on thats what im doing,ohhh all right,i must be a millionaire,lol.
25,000,000 Pounds. (I am a Portfolio Manager)
What should I do? - Mortgage verbs?
Question:
Last June I changed my mortgage lender to a new one because the residence came to an conclude. As I left my old-fashioned lender I was told I would be charged a discharge payment of lb300 which was fine. Well it’s 7 months subsequent now and my ancient lender hasn’t asked for the money for the discharge fee. Have they forgotten? What should I do?
Answer:
Are you sure it be not added to the balance of your current mortgage?
Normal practice is that they ask if you would prefer to income the fee up-front or enjoy it added to the balance owed.
You should receive an annual statement from all of your mortgage providers so if you haven't hear from them and your statement is overdue I would guess you are already paying your new provider interest on the extra lb300 immediately owed.
They will fleece you every time so if you have get away with something suitable luck to you & fingers crossed they remain in the overcast!
Dear God, spend it!!
you could spend it but if they have not removed the mortgage from your title deeds it will lone arise at a later date. Have a word beside your solicitor it might be that it was in reality dealt next to at the time.
It was probably done at the time of remortgage, but it would be worth checking beside the solicitor!
Is here a credit card that does not require minimum income of $30,000 ?
Question:
Answer:
There are TONS of them... if you're having trouble getting approved for a conventional visa or mastercard, you can get hold of a secured card through your bank by making a warranty deposit.
Two tips for getting approved: A bank narrative at least 6 months dated and having direct deposit into the guard from your employer. You just have need of to show that you have a steady income to draw from your first card.
If you have moral self control, first get a couple of department store cards and hang on to them current. You'll start getting credit card offers surrounded by no time! And you won't be required to make 30K!
Yah! Discover. I be turned down by all credit cards but Discover.
My first credit card be from 1st Financial Bank USA when I was working unpaid at minimum wage. The credit line be only $250, but once you attain started you'll get high credit line offer from other companies.
Personally (if you just necessitate a slip of plastic) I'd recommend going to a bank and getting a check card.
you must be living contained by sg, only here that they enjoy this regulation, yes there are, one is call the suplementary card, the other is the debit card
Absolutely, how do you think college students other get credit cards? Unfortunately, I don't know the name of any lol.
Good luck tho, I know they are out there, someone else will endow with ya the answer.
This is the requirement set out by MAS, so I would think no Bank will issue a credit card minus minimum income of $30,000.
I have a chronicle of some best credit card websites. Its a policy voilation of yahoo if i post any link here. Just communication me at solidoffer1@yahoo.com with subjet credit cards. i will transport a link of best website where on earth you can compaire rates and also different type of credit cards you never heard.
Best wishes
If I be competent to start a firm what type of funds would be sage to pursue.?
Question:
(debt?...which type and maturity. Equity?...adjectives, preferred, voting) Also what would be the likely ramification of your decision and structure to you the owner, and to the firm?
Answer:
The best mode, if the business plan is sound, would probably form a corporation and place yourself as a the owner, director, CEO, and adjectives that stuff. This eliminates your liability for adjectives loans and the risk of losing assets, such as your house, in travel case of failure. Then, wish out 3-5 year long-term loans from the Small Business Association (SBA) and other banks within your area. Loans allow for simplicity and is the most practical. In almost adjectives situations banks will expect you to one-sidedly invest about 20% of the startup costs or highly developed to show that you yourself are believes that the business will succeed and you are willing to take on some of the risk of failure. It is almost impossible for a trial firm to offer equity due to the giant costs associated with issuing shares and complications surrounded by dealing with investors.
Credit Card.
is asset consider as nest egg?
Question:
Answer:
Assets are things that you own that have utility. Illiquid assets are those that can't be sold very in the blink of an eye (business, house) and Liquid assets are those that can be disposed of rapidly (savings, stocks, cash). Your reserves are liquid assets.
no... because your reserves have a direct $ appeal, whereas your assets are usually subject to devaluation
No. Savings are considered as liquid asset though.
If i own to avow ruin, can I still become a U.S. citizen? I am an Australian citizen at present.?
Question:
After a lenghty hospital stay and outrageous medical bills in extra, plus some credit card debt, I am in a situation which I never thought I would be, to be precise it is looking like I am going to enjoy to file collapse. My concern, on top of the humiliation, and upright credit it took me a while to build up, I am unsure if I declare liquidation will it prevent me from obtaining my U.S. citizenship?
Answer:
Would'nt have a sneaking suspicion that so.Not to mention your medical bills and credit card debt would be better financed there than Australia.Enjoy your citizenship and devout luck
Probably not. Its the American way!!
It should not be artificial in any road. You will be asked for your social security number contained by your filing. So I assume you own one. If you are here legally, here should be no issue.
I simply gross minimum wage, am I poor?
Question:
When I was 18 I get into debt with a credit card, so I fixed never to be in debt again. I’m 25 immediately, although I’ve never made much money, and I’ve always made minimum wage, I become a big saver. I’m proud to voice I don’t have a credit card, merely a lot of debit cards. I don’t enjoy a fancy car, I hold a Nissan, but I bought it new from dealership next to cash, I’m not paying for it, my vehicle is an asset. I bought an empty lot beside cash, 10 miles north where on earth there are no houses all the same, but the city is growing this way, my property already increased its utility, my lot will be part of a residential nouns in 5 years. I choice I made more money, but I don’t. However, most 25 year olds have a denial net worth. If you affix my car, my park, and savings, minus my debts which are none. I own a net worth path higher than most guys my age who variety more money. That is considering most 25 year olds have a glum income.
Even though I make with the sole purpose minimum wage, would you consider me poor?
Answer:
you are not really poor.you make minimum wage but you enjoy a nice car; and property and seem like your doing ok for yourself,,,,for one a 25yr old you own it going on congrats ,.,.,.
yes...but it sounds like you hold better sense with money,good, and investment
sounds to me like you are rich within wisdom.
You're not poor, not at adjectives! Remember, a rich person is not the one who have the most, but the one who need the smaller quantity. Enjoy your life!
no, you are rich surrounded by wisdom. hang on to on what you are doing. i commend you.for it.
Poor is relative to expenses and other factors. Are you poor? Perhaps not immediately, but if you do not make change in your potential and will solely ever make minimum age, consequently you are on a road to being poor. Get to college, or trade school or something to draw from yourself into a higher payment bracket. You seem an industrious creature and interested in your adjectives. Minimum wage will never be more than the minimum someone can pay you; obtain your life moving and win yourself in a position to be more than that. Think going on for it, do you think that you are lone worth minimum wage? If your answer is no, it is up to you to make the important changes. You aren't too dated to make serious change. I didn't go put money on to school till I be your age and now I am a university professor. Don't impart up on reaching your dreams.
Not at all. You see to be wise beyond your years. Keep up the obedient work and you will be able to retire when most race are still working away.
you seem to be far more contained by value than minimum wages!
Your income would qualify you as indigent as the government see it.
However, you are a great example of how somebody can be successful with simply a minimum wage job. If we have more people beside the fiscal sense you did the country would be a lot better past its sell-by date.
Poor? Are you serious?
Half of the entire world's population lives on less than US$2.00 per morning. There is no international minimum wage!
You must be American. Don't compare yourself to others. You are blessed with the suitability to not fall for the "bling-blang-boom" mentality of this generation's youth.
NO you know how to let go and your investing so that's a good piece most guys your age is about fancy clothes and nice cars and most live beside there mother you are doing worthy keep abiding and you'll be somebody Else's boss.
Yes.
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how can i found out what other opportunity i could do?
Question:
Answer:
go to the post centre..
or hold a look on the net on the livelihood pages..
I would stamp out anything involving grammar. Just write a catalogue of what you can do and go from nearby.
well swot English for a start... failing that ur local careers bureau at local Library or College
Write down on a sheet of paper adjectives your skills and achievents. You should have at lowest 10 that you can recall.
i.e
Able to cope near large workloads
Qualified First Aider
Able to communicate and work effectively as division of a team
Meeting sale targets
operating 12 vein switchboard
see little things like this.
Next you necessitate to revamp ur CV
have you given name and contact details at top
Character description:
Im a lively bla bla bla... I enjoy investigational challenges and developing my skills.
Now those skills ou freshly wrote down? Have a new division called
Skills and Achievments:
ur skillz here
Its no not to be disclosed that you need to take in for questioning the employers eye, as they recurrently will have copious many CV's to wade through and will roughly quickly scan their eyes accross your CV.
So the second thing they want is to read a big essay of adjectives ur previous jobs- leave that until the 2nd page if you can.
Use bulletpoints to give emphasis to each skill you hold and it will capture their eye! They will see you are a responsible hardworker.
I gone my cv on Monster.co.uk and got 4 interviews within the first 2 days!
Not sure what you wana do?
So do as I did- leave your CV on a chore site and let them come to you. You will carry many different types of companies contact you. But remember when they telephone you to put accross that you are ambitious and want to try somthing different!
Phew!! Hope this helps and well-mannered luck!!
John,Hotjobs, Dice,Monster,and Careerbuilder are some of the largest job boards where on earth you could apply for jobs base on your qualifications and experience and upload your resume. Since,Craigslist allows free post postings,many companies post their position vacancies on this online classifieds website. You could also search for job using aggregators like Indeed and Simply Hired. Check this site out for more details http://tinyurl.com/emdyn
What is one of the best money bazaar checking/savings accounts beside the unbeatable interest give up?
Question:
I currently bank of Bank of America. I am disappointed within their low interest rates and am thinking of switching to a brokerage or mutual fund firm that handles checking and hoard accounts as well as retirement funds. Can anyone recommend one that yield a decent rate of return next to low fees? I'm also thinking of possibly linking a Capital One 5% money market money account to my existing accounts. Does that receive sense to do?
Answer:
I was considering ING Direct, CapitalOne and HSBC online narrative. I am going with CapitalOne because I own a company credit card with them and love their service so far so I am looking to build a deeper relationship near them.
Getting more than 5.5% in the US is tough on these kinds of accounts but atleast specifically better than the pittance most banks endow with.
Check out http://www.bankrate.com for rate comparisons as well as adjectives the fine print and good luck.
Banks are coming out near promo rates constantly, so it's hard to influence. ING always tend to be very competitive.
I save getting denied for a personal loan beside a credit chalk up of 680 be can I be in motion to seize approved for a loan.
Question:
Answer:
a 680 is a pretty decent evaluation. What you need to find out is WHY you are self denied. It could be your debt ratio is too high. They MUST update you by law, why you are human being denied. Do you have antiquated collection items? Check it out.
Try SunTrust Mortgage..they have over 100 different loan option.
If you belong to a credit union, you should apply through them.
Your local ridge or credit union. If you do not belong to a credit confederation I would recommend that you join one, they hold the best rates.
it is a possibility that you are already overloaded in debt. for a moment higher dredit win would help. if this is the covering, try a consolidation loan at a credit union or ridge. keep trying. you may hold to pay rather bigger interest rate,. paying your paments on time, [no misses ], will augment your credit score. if you can bring it up high ample, they will be OFFERING you loans at lower rates. a lesson i learned.
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Is it possible to enjoy 2 student accounts?
Question:
I have a student details with hsbc and i would similar to to know if i would be able to apply for another one. I would be inclined to cancel my current hsbc student explanation if needed.
Answer:
You can have as lots student accounts as you want - I had two beside different banks. You're not really supposed to though and these days some banks influence if you are opening a student article with them you must own your student loan going into the account - this prevents you from have several accounts as you can only hold your loan going into one of them.
I also recommend Natwest.
If you close one account afterwards of course you can start on another. The banks try to kind sure you don't have two or more accounts at duplicate time. My recommendation is the NatWest!
There is nil to stop you other than the lingo and conditions of the accounts that usually preclude you getting another student account. If you interested one account and next close the other there will not be a problem.
Checking accounts? Sure. You can hold 2 open at indistinguishable time in different bank even.