TRUST FUND for a kid she 14?
Question:
My daughter was within a car acc a while spinal column when she was something like 8 years old and be given 3.000 to put in trust funsd i used it on her food clothing helping near bills her mother and i gone are own way but she looking for the money very soon and saying she whip me to court because i spent it will i get within trouble i live in the usa mass
Answer:
Judging from your sentence structure and your spelling I highly doubt that you over the age of 14 yourself... Good luck.
Yes you can be held liable for the money plus proceeds. You were the trustee and have the obligation to invest the money for her benefit.
The items you salaried for are normal parent obligation and her money could not legally be used for those things. If you enjoy bought her a car or remunerated for an exclusive vacation you would probably be OK.
it should own been put surrounded by the bank for her for college. i dont know if you will bring back in trouble. right luck
Yes. And you deserve it. That was a low duration thing to do.
Yes. You should own saved/invested it for her. Because of her age, she can still make a claim on her own behalf, when she reach the age of majority. If the accident occur in Massachusetts, to be exact age 18.
If/when she is successful in file suit against the responsible party, that soul and his liability insurance carrier can come rear legs to you to get the money that be paid surrounded by trust.
She can sue you and the responsible party.
You may want to go and get an attorney to help sort it out past the doo-doo hits the fan.
Yes, you have an obligation to protect her monetary award pursuant to Uniform Gifts to Minors Act (UGMA). The Uniform Gift to Minors Act permit irrevocable gifts of money and securities to minors. The Act gives the power of organization to a custodian until the minor reaches the age of majority. The age of majority is the age that an individual is considered an full-size. This age differs from state to state, but in most states it is 18. In Massachussetts, it is the age of 14.
The Uniform Transfers to Minors Act (UTMA) replaced the UGMA for any gifts made after the foreign law be passed. The UTMA allows gifts and other means of transferring money or securities to minors, such as insurance settlements or awards from lawsuits.
A custodian must hold custodial property separate and distinct from all other property and identify it clearly as custodial property of the minor through record records and custodial property subject to registration is so identified if it is any registered, or held in an sketch designated, in the describe of the custodian, followed by the words, "as a custodian for (name of minor) under the Massachusetts Uniform Transfers to Minors Act''.
A custodian must save records of adjectives transactions with respect to custodial property, including information prerequisite for the preparation of the minor's tax returns (yes, you hold to pay taxes on these monies) and should know how to make those files available for inspection if required.
If she chooses to sue, which would cost her the $8,000 anyway, she would win, but you wouldn't get "within trouble," i.e., if you mean dance to jail, you would purely be ordered to pay her the money, plus, more than potential all attorneys' fees and costs. If you spoilt to obey that lay down, she would have to bear you back to court for disaster to honor an order, which would, first win you a fine, but if you failed to honor the proclaim long enough, you could travel to jail.
Tell her you want to get arrangments to pay it to her. Set up a contribution plan with her. Explain to her that she will travel through $8,000 in attorneys' fees surrounded by a heartbeat if she tries to sue and it would be better to work it out with you directly. If she refuse, get a loan. You are obligated to her. Sadly, you be uninformed of your legal duties, but that doesn't transform the facts.
My mother have died. She lived next to me and have no "property" bar a small IRA.?
Question:
Do I have to liquidate her IRA to settle up off her debts? If so, Who pays taxes and penalty? Are these based on my income since she is departed?
Answer:
Everyone gave some apt answers in part of the pack. First, just check beside an estate attorney to determine how involved this all is. You can usually find some attorneys who are liable to charge a very minimal excise for a half hour or an hour of counsel.
Yes, you can also check with the institution managing the IRA. They can make a contribution you information about it.
The most high-status thing become this though. Did your mom have a will? Were you name executor? If you were name executor, then you can, and are expected to deal with her matters. If you be not named executor, you cannot deal with her matters, even if you want to. If she have no will, then her estate go to the probate court to determine how her monies will be disbursed. They may go to remuneration off debts, they may travel to her survivors, but the court will decide that.
The IRA is no longer considered an IRA as far as how the money is redirect. In other words, it will not become your IRA for instance. It does have to be liquidate, but who does it and where the money go is up to the executor or the court and the laws governing sum of debts of deceased people. Smaller creditors may forgive a debt, but it is not likely that the Federal or a State governmental entity will forgive her debt. It is credible that those debts will need to be remunerated. They are, after all, the political affairs! The taxes have already be determined based on her income up until her demise. The taxes are not base on your income.
Get an attorney that specializes in estate ruling.
Your income should not be effected.
I cogitate you should direct this question to IRA directly! They should be capable of assist you on these matters!
www.iras.gov.sg
Consult an attorney. They can sustain you.
I'm sorry for your loss.
first of all if you mother did not put you label or giving you power of attorney. it will probable end up contained by probate court all creditor will hold to be payed first.it does not have anything to do beside you income her creditor are under her social indemnity number.
Well since she passed the tax will be taken from her funds formerly they are released... not to sure if any penalties apply due to her endorsement. Since she had no other property most highest debters will settle. Talk with her agent at the company she have the IRA before making any guarentees. Most debters cant collect immediately that shes passed.
In most cases you do not have to liquidate her IRA to discharge her debts but it depends on if your name be attached to any of her debt. If it was not than you are won't involve to do anything with the IRA because her debt belongs to her and the creditors are merely out that money. My Mom and Dad left a huge mortgage $100,000+ and several assorted credit cards near high balance. I had to bid these places and tell them that they have passed away and some of the creditors asked for a copy of the death permit but not all of them did, after that they simply wrote stale the debt. In short if your name is not on the debt you don't own to pay anything. I'm sorry for your loss, Good luck.
What exactly does the ridge of england's interest rate connote?
Question:
It's 5.25%. But who recieves or pays that? why does it have an affect on my mortgage?
Answer:
I deliberate it is the rate that the Bank of England charges the big commercial banks to borrow money from it.
So if the BoE interest rate go up and you have a inconsistent rate mortgage then your ridge is going to increase the rate it charges you.
If the economy is overheating (people running out and spending too much money, thus cause prices of goods and services to rise because within are so many customers) after the BoE increases its interest rate, so that you and me have smaller amount money in our pockets after we enjoy paid our mortgages.
If the discount needs stimulating after the BoE cuts interest rates so that you and me have more money within our pockets to buy stuff, also so that businesses are encouraged to borrow money to invest surrounded by more productive machinery or employ more staff or doesn`t matter what.
Something like that anyway.
Basically if you own a lb100,000 mortgage and the intrest rates increased from 5.25% to 5.5% your mortgage repayments will go up by around 4.5% as this is the difference increase between the two percentage. So say you be paying back lb400 a month you will in a minute be paying back lb418 a month for like amount of time left to repay departure you worse off. However if and when the intrest rates decrease you will see a pay drop.
If youre a shareholder however the intrest you recieve on your savings will increase by the percentage difference between the behind the times and new interest rates
5.25% is what the Bank of England charges private bank to borrow money. If your bank can borrow the money for your mortgage at a low rate, they can charge you a lower rate and still variety a profit. They could keep your mortgage rate soaring, but that would not be competitive and they would lose business to banks charging lower rates.
You don't really guess your bank in actual fact has a trillion surrounded by their vaults, do you?
Banks necessitate to borrow money just approaching you.
The Bank of England lends money to them.
If I enjoy be making small payments to my Dr's department can I verbs to, or do I enjoy to pay packet the collectors?
Question:
I had a $1200 medical bill. I hold paid $500 over times gone by 2 years to the Dr's office. Now a collection agency is calling me. They will not allow me to trademark my low payments. What will happen if I newly continue to settle up the Dr's office?
Answer:
once it go to a collection agency the dr office have wiped their hand of it. what you need to engineer sure is the amount the collections is wanting. they can add adding together dollars to any collection, this is for any few they want to collect for, for process fees. if you make them to your dr still they will simply keep it contained by their accounts receivable in your acct in attendance. the good report it seems similar to you are half style in paying it rotten. if you can make some sacrifice until its paid stale you may have too. honest luck.
you should be able to hold paying the doctor. That doctor isn't worth a crap if they're calling a collection agency on you. They have to adopt payment no thing what the amount you give them.The collection agency works for commission. Of course they will transmit you that you can't pay what you've be paying but they are not the doctor who is being owed the money.As long as you verbs to pay, there's zilch a collection service can do about it
A collection agency does not work on commission. They in fact buy the debt from the creditor, in this prudence your doctor, and attempt to collect it from you. Your doctor may have collected 70% of the debt from the CA which is better than getting nil from you, that's why creditors go to these services to bring back something on the debt owed them. The CA will in turn harrass you to clear them, not the doctor. So to answer your question, no, the doctor is in a minute out of it. You are now dealing exclusively next to a sleazy collection agency on this. You do have rights. Write to them a certified memorandum explaining your circumstance and your intent to pay. Also include that you do not want them calling you and longer. They own to cease collection call if they are told to do so otherwise they are in infringement of federal law and can be sued. Hope this help.
Everything is negotiable. You should bid the doctor's office and explain your situation, and; that you enjoy faithfully be repaying the debt over the past 2 years, and ask them for their reasoning for turning over the debt to a collection agency. See if you can agree next to the doctor's office on a specified transfer of funds plan.
What i do to be rich?
Question:
Answer:
become a dictator, they all seem to be to be pretty well past its sell-by date.
Steal money.
Joint with me to build your own business, comfortable and fun..Start your business with small income and got your financial and time freedom.. don't hasistating to contact me by e-mail to khoststudio_bali@yahoo.com
what happen if my vehicle get repossessed?
Question:
do I need to reimburse back the loan? If I do rate it back, do I bring back the car put money on?
Answer:
Sell it fast. Get anything you can get right presently.
Once they repossess it they will auction/sell it and come after you for the remaining balance.
If you owe $20,000 and you procure $15,000 that may be more than they will get at auction.. So supply it fast and capture the money - you'll need it when they sue you for the match.
Sorry it's not gone well for you.. hold on to trying and don't lose your spririt over this thing.
Best wishes,
pup
They thieve it, they auction it, and then they come after you for the difference between the auction price and your loan and they reduce by a processing fee.
If they repossess your vehicle, they can sell it for anything they can get. You will own to pay the difference. Say you owe 10,000 on the motor, they repo it and sell it for 8,000. You will still owe them 2,000 and they can sue you for it.
If your vehicle gets repossessed, you can any pay sour the lender, plus paying their repossession costs, and then you can procure the car support, or they will sell the saloon. If they sell the motor for more than what you still owe them plus their costs to repossess and sell the motor, then they are supposed to settle up you the difference. If the car sell for less than what you still owe them plus their costs to repossess and deal in the car, afterwards technically you owe them the difference. The repossession will destroy your credit and the creditor can still come after you for what they are still owed.
It go on your credit as a reposession for several years. You do not have to salary the loan back. They will any come get the motor or you can do like my ex-wife and merely drop it off at the dealership and toss them the key. lol
They usually do not sue you but if it is a large adequate amount they could try.
I used to work at a bank and be in charge of repossessing cars that be behind on payments
the merely way we used to provide people rear their cars was if they rewarded off their loan surrounded by full, which of course not a soul can do.
you may find more sympathy with whoever have your car loan, basically call them and see what they enunciate.
also if they take the saloon to the auction and sell it, you are responsible for the be a foil for left on the loan, they never provide the car for the entire amount remaining on your loan. if you don't settle up off the harmonize, it goes as a charge bad on your credit report and you will have a harder time getting loans contained by the future, and if you do acquire loans you will be paying higher interest rates than those with better credit. your set off does just not disappear approaching some people are relating you in their answers. it may capture charged off eventually by the hill, but it still goes on your credit account.
When your car get re-poed, you ARE still responsible for the loan, you DO NOT get the saloon back, and your credit rating go down soooo far that you will not be able to be financed for a unusual car loan for a long time, also when you do want to buy a house your credit rating will be so bad that if you do in actuality get approved you will pay cheque up the but in intrest.
Eventually, you will hold repay the loan.
it really stinks, but the answers about repaying the loan or the difference are true, depending on your state (of residence, not state of mind), and you stroll ,(atleast you are back on your foot again). i try not to deal next to sleazy car lots, but you own to have proper credit to shop at the nicer places.
i know that stinks too, o well, life span ain't fair anyhow and later we die. so what's a person to do anyway.
Typically, if you've be a good payer and jsut hit a rough spot, they will do one of two things: They will any tell you that surrounded by order to grasp the car rear legs you will need to wages all days gone by due, plus repo fees. There is a chance that they will release the vehicle to you for a portion of the money owed and put the rest to the back of the loan...but this totally depends on your previous history and relationship with the loan company.
Otherwise, they will classify your motor an involuntary repo which will be listed on your credit report. They will next sell your motor at auction and if you're incredibly lucky, they will get a bid that covers the rest of your loan and you'll owe repo fees. But not oodles are that lucky. They will sell the vehicle and the remainder of all money owed is still reasonably your loan/debt. You will be required to repay the remainder.
How do I stress myself ruined?
Question:
how much does it cost, and what are the implications i hold no assets ie property?
Answer:
If in the UK carry in touch near the County Court and they will give you the correct info you can stress yourself bankrupt law change adjectives the time in some cases this may merely stay with you for 2 or 3 years surrounded by bad cases where on earth there are thousands something close to 25 then it can stay near you for 5 yrs after that period you can obtain it taken off your credit rating just if you feel you must consequently you really wouldn't want to get credit again for a few years so as not to catch in indistinguishable situation get the correct info from the court or name in and someone will progress through all of it next to you before you sort a decision Good Luck
Stand in your birthday suit on top of Mount Etna and cry 'I'm SKINT!!'
cost you a few grand. you can do it yourself or hold a lawyer do it
you gotta see a attorney, pay his fees which can be costly.. and your credit is essentially ruined for life
run down the street shouting iam skint
If you o due it wont go away.
shift to the cab and they should be capable of tell you but own you tried getting intouch with a debt regulation company i did and found they really helped
Bamma influence get a better chore and pay stale your debt. Bamma say why you putting burden on others. Bamma vote be a man and live up to your responsibility. Bamma say here the implication. Bamma say you evident "loser" for the rest of life. Bamma enunciate only motor dealers have a chat to you from now on. Bamma voice that look good on resume. Bamma voice tell adjectives wife you plan on bailing out on her when things get tough. Bamma read out that how it look to Bamma. Bamma otta know.
How much depends on the lawyer you choose. Choose obligingly. I loaned a friend money for a bankruptcy file a few years ago and it was $1200.
Don't filch the decision delicately, and don't think that ruin will solve all your problems. It won't relieve you of absolute debts, like taxes, child support, etc. You'll still hold your monthly expenses, like rent, insurance, etc.
When you directory, you are entitled to a "homestead exemption" that should protect your personal effects, furniture, etc.
If you own nothing of focal value, the biggest impact will be on your credit rating, and it might in actual fact be good for it. Oh yeah---and the creditors will hold to stop calling you. It's kind of fun to ask for the cross of the company (so you can note it) and push for that you've filed collapse. They are never allowed to call you again!
Choose a advocate that will help you assess your situation, determine whether Bankruptcy is right for you, and proffer guidance on credit recovery post-discharge.
It depends how much do you owe. I don't recommend that at adjectives because it will go for 1 year and after that will stay within your record for ever. You will enjoy a trouble to get loan, credit card.. anything. And if you handle to get something contained by credit it will be much higher APR than for any other citizens. Try IVA. It is better than bankruptcy
See a attorney that specializes in collapse. I don't know if it differs between states, but in my state the documents are file electronically and there is a credit counseling requirement. I basically filed this year and it cost me of late under $1,000. I also have no assets or property, so basically I be just relieved of my obligation to pay wager on my creditors. Child support and tax obligation cannot be discharged. It's not something to do on a whim, clear sure it is your last resort. I considered it for a year and lone filed after I have exhausted all my other option.
yo uwill need to find a ruined lawyer to give support to you file and do the paperwork its not jammy but it takes time
I'd suggest going to see the citizens direction bureau. I've been earlier and they were amazingly helpful, friendly and professional. And FREE. (Assuming you live surrounded by UK!)
Read up on Chapter 13, that's a personal bankruptcy as challenging a business bankruptcy which is usally a Chapter 7 or if you enjoy a business you might want to check into a Chapter 11 which is where the court holds sour the predators while you make arrangements to salary them. Even if you are ineligible for a Chapter 11, you could contact each of your creditors and attempt to engender payment arrangements as they might be glowing to get something fairly than nothing if you profile a Chapter 13.
The cost will be dependent on the lawyer you hire. I would assume that the unqualified minimum would be $500 with the stress on absolute. The final amount will be determined on how much time the attorney need to spend on your satchel. If you are in above all dire straights contact legal aid.
The primary implication are that your abrility to attain credit has completed probably for about 7 years.
Also, file a bankruptcy cound block you in the assignment market
You don't necessarily own to hire an attorney. That depends on the amount of assets you have and how complicated your travel case might be and how comfortable you are filling out the forms yourself. Give it a try. If you consistency confused or unsure, then it is time to consult someone. There is also the risk of using those paralegal services. They are allowed, by law, to assist you within filling out the forms, but they cannot provide you advice on what you should do. They simply charge maybe $500. If you wish to hire an attorney, it can cost. For instance, in California, $1,200 for a Chapter 13 is mandatory. But, otherwise, the law puts a contain on what an attorney can charge for a bankruptcy.
You can purchase forms online through your state court's website. If you file a collapse yourself, you will only stipulation to pay the file fee. The file fee will come and go from state to state and it also depends on what Chapter you file; however, the file fees for both a Chapter 7 and Chapter 13, which are the two Chapters individuals file, is probably around $300.
That other guy be wrong. First off, Chapter 11 is a restructuring collapse for businesses and corporations. The two bankrutpcies for individuals are Chapter 7 and Chapter 13. Chapter 7 bankruptcies are for those who own no assets and basically, one and only unsecured debts, but can include a car, arts school loan or taxes which are considered secured debts. A credit card would be considered an unsecured debt. Chapter 7 bankruptcies discharge adjectives unsecured debts, which means you no longer owe any of those debts to the creditor. Chapter 13 bankruptcy are for restructuring and repayment of your debts to your creditors. You file a plan next to the court that tells your creditors how you intend to take-home pay them back. Chapter 13 are for those who own more secured debts, such as a house. If you file a Chapter 7 collapse and have secured debts, you own to make arrangements near the creditor to pay them final if they're governmental agencies, or in the situation of a sports car, to decide whether you want to verbs paying the debt or give the vehicle back. You do this next to all creditors for adjectives secured debts. There is more that you should/could know, but this is getting long enough.
With admiration to whether you should file liquidation. Sometimes, it really is the only passageway out. But, even so, it shouldn't be approached lightly. Consider your option carefully. See if near are ways of paying back your debts.
Your credit is ruined one style or the other whether it is because of failure to wage your debts or because you filed a liquidation, but you can repair your credit more quickly by paying off your debts vs. declaring ruin. Achieving a good credit standing after paying off your debts may take 3-5 years to complete; a good credit standing after collapse is going to take capably over 7 years.
Here's an article that can help you:
http://financialbasics.blogspot.com/2006...
http://financialbasics.blogspot.com/2006...
Good luck!
if you're surrounded by the UK, contact the CAB. They can arrange for the forms to be sent direct to your home address, and will help you complete them. Currently if you're not employed you inevitability lb300 for the court fee, slightly more if you're working.
It will stay on your credit folder for six years as things are just very soon. However once that time period is over, bank and creditors are normally more interested within the activity of the ending two years, they don't actually payment too much attention to anything previous to that, so if you can cope with the hassle of bankruptcy, and next have a couple of years faintly rebuilding your credit, you should be alright.
I've just have a family contributor go through this and the CAB be wonderful.
In the UK it's a very discouraging move. Creditors have the right to appropriate and sell your assets to lift moneyIncluding house and car and to hold any inheritance you may be due. Your credit rating is zero for at most minuscule five years.
If you default on a collapse agreenment you may well termination up in prison. It is NOT an comfortable way out.
First of adjectives, well done for realising the state of your affairs, and decide to do something about.
You will find lots of info at the site on the cooperation I will give you.
First piece is, don't panic, and don't verbs.
Have a read through the bulletin board, and if you decide to budge ahead, then pious luck, its easy, surrounded by fact 1,000's of general public are doing it.
don't...you'll be paying for it for at least the subsequent 10 years of your life. Best entry to do is to go and see your guard manager or if you haven't get one then try citizens suggestion and they will tell you the subsequent best option
Where can i find the best loan applicatiions for unpromising credit?
Question:
Answer:
From a loan shark.
I saw an online ad for Orchard Bank.
near is no place, there going to hit you near all they get high interest rate anything you can assume of .Your best bet is to get someone next to good credit to co-sign near you base on the credit. I desire you luck.
First pull your credit report to see what is effecting your credit negatively! Then see if you can income off some of those debts to increase your credit mark giving you more options.
~Money Help~?
Question:
Ok i Really need to gather like $150.00 For this item i really want but i cant hold on to money to save my duration i buy crap like stuff.Can someone abet me and Give me some tips on how to save my money and How to bring away from all the Trash so i can bring somthing i really want?
Answer:
Get someone who you trust to hold what you want to save. After you own done this for awhile you will start seeing your money pile up and realise that you can do it. Soon you will be able to retrieve it on your own.simply because its fun to see it add up fairly than blowing it.
stop spending your money.
That's hard...for someone who can't appear to stop spending. The truth is the best way is to merely do it yourself...if you really want it it should be enough to hold you from spending. Right? I know that's not really how it works for me either. I hold to ask someone I trust to hold it for me and they don't give it to me until I enjoy saved adequate to buy what I saved up for. I know It really is best to cram to control yourself though!
I don't believe you really want this thing, doesn`t matter what it is. If you want to go to the bathroom you newly go, you know? You don't mull over about it. You a short time ago go. Why? Because you HAVE TO be in motion. It's a must.
You don't really want this thing. It doesn't indicate much to you. Otherwise it would be very straightforward for you to save up money.
Don't fabrication to yourself.
this leter from equity wall of nigeria?
Question:
Date: Tue, 19 Dec 2006 02:05:46 -0800 (PST)
From: "Equity Bank Lotter Transfer" <equitybanklotterydepartment@y... View Contact Details Add Mobile Alert
Subject: the dhl
To: aboezra@yahoo.com
FUNDS REMITTANCE
AND CASH TRANSFER DEPARTMENT
EQUITY BANK OF NIGERIA LIMITED.
FUNDS REMITTANCE AND CASH TRANSFER DEPARTMENT.
EQUITY BANK OF NIGERIA LIMITED.
ADMISTRATIVE HEADQUARTERS
VICTORIA ISLAND
LAGOS STATE,NIGERIA
RC 14457
ATTN:
INTERNATIONAL CERTIFIED CHEQUE DELIVERY
------------------------------...
DEAR LUCKY WINNER,
YOU ARE REQUESTED TO MAKE THE PAYMENT BELOW AS PER THE DHL DELIVERY CHARGES.
THIS CHARGE MUST BE PAID BEFORE THE DELIVERY COMMENCES.
As soon as you pay this money,we will contact Barrister Nelson for your
champion certificate.We hold no right to deduct you money because
it is surrounded by a fixed deposit account.
NO DEDUCTION!
CHARGE:$500
ONCE AGAIN , ACCEPT MY CONGRATULATIONS ON THIS LOTTERY WINNING.
REGARDS.
Answer:
Oh you get one too. And from the same Nelson fella. Take my proposal.If it's to good to be true, it is spam. Treat it as such. These folks are scamming you!! I've be getting e-mails from this guy telling me some body died and they enjoy to send his money some where on earth and could I Yeah right. This is a scam. Deleat! Deleat! Deleat!
Oh yeah. Watch out for winning lottery's from England and other European countries as in good health. More scams.
scam
do not replay it's a scam i hold gotten those before and i report it to spam
its a scam i own a friend who got alike one
DO NOT DO IT!! I read an article on snopes.com about this, it is a total scam please dance check the website. It should be listed next to the urban legends pages.
This email is a scam, and is purely one iteration of a large number of emails announcing that "you are a smash!" or "help next to our family emergency and we'll contribute you millions!"
In the future, do not trust bank or persons near whom you have no confidence. (And don't trust people offering to distribute you money if you give them money first.)
It is a Scam. Stay away. They will purloin all your money and you will be moved out holding the bag. Nigerians are the Worlds worst
con-artists. They will supply their own mother if they can make a dime out of you. Stay clear of these no conscience thugs.
"Wow, you are so lucky. Congratulations" is what I would read out to you if I was totally retarded.
But i'm not, so:
Put it within the bin, How many lotteries do you know that choose a defeater before they catch their money.
It' a scam.
They don't even have money nonetheless in Nigeria.
scam they talk about it on 20/20
SCAMSCAMSCAM. All they want is your money.
Did you enter the lottery? Did you foot a fee? If the answer is no to any one of the questions, it's a scam. Nigeria = scam
this leter from hill ok nigerya ?
Question:
Date: Tue, 19 Dec 2006 02:05:46 -0800 (PST)
From: "Equity Bank Lotter Transfer" <equitybanklotterydepartment@y... View Contact Details Add Mobile Alert
Subject: the dhl
To: aboezra@yahoo.com
FUNDS REMITTANCE
AND CASH TRANSFER DEPARTMENT
EQUITY BANK OF NIGERIA LIMITED.
FUNDS REMITTANCE AND CASH TRANSFER DEPARTMENT.
EQUITY BANK OF NIGERIA LIMITED.
ADMISTRATIVE HEADQUARTERS
VICTORIA ISLAND
LAGOS STATE,NIGERIA
RC 14457
ATTN:
INTERNATIONAL CERTIFIED CHEQUE DELIVERY
------------------------------...
DEAR LUCKY WINNER,
YOU ARE REQUESTED TO MAKE THE PAYMENT BELOW AS PER THE DHL DELIVERY CHARGES.
THIS CHARGE MUST BE PAID BEFORE THE DELIVERY COMMENCES.
As soon as you pay this money,we will contact Barrister Nelson for your
triumphant certificate.We own no right to deduct you money because
it is surrounded by a fixed deposit account.
NO DEDUCTION!
CHARGE:$500
ONCE AGAIN , ACCEPT MY CONGRATULATIONS ON THIS LOTTERY WINNING.
REGARDS.
Answer:
when they ask YOU for money, it's a SCAM
It's a scam and crap.
You can't win a lottery that you didn't buy a lottery ticket for.
These emails gain sent to millions of people each day just waiting for one to bite.
DO NOT RESPOND to them!
They are really biddable at tricking people into sending them money.
Hit DELETE and never looka t another one again!
It's a scam. You might as all right send me the $500. You'll enjoy just as honest of a chance getting to collect lottery winnings from me as you would enjoy sending it to the Equity Bank of Nigeria.
It's a scam
It's a scam. I had one similar to that. All I enjoy to do is wire them 500 dollars and they dispatch me 40 million, hahaha. It's such a blatant scam, I can't believe anyone would fall for it.
Ignore it you moron. Its a scam
This is a scam that's be around for years, I've gotten a few myself, take the memorandum and throw it in the nearest scrap can.
Big time scam- do not send any money, you better stale giving it to someone on the street. I can't believe people will fall down for such a CRAP.
british gas electricity prepayment customer service?
Question:
i moved into my flat in may05. after acceptance 4 letters since after (and waiting in my flat expecting someone to bid round when they didnt) i finally had my token meter updated within october. in november i received a dispatch saying because my token meter hadnt be updated since 2003 i owed them lb113.67 and they would take this past its sell-by date my meter at a price of lb5.
currently i am out of work as i was made redundant i have to take a loan out from the jobcentre so i could buy essential everyday things for my flat so i with the sole purpose get exactly lb80 a fortnight.
i also hold other bills to pay and i other have nought left. i hold never put more than lb8 a fornight on my eletric meter (i cant afford anymore and i dont really need to)
i emailed them stating that i cant afford to put an extra lb5 a week on my meter for these reason. they never replied.
then on saturday the meter started going down at least possible lb1 a day. i ring up and they said its because they need to foot back the company who installed my
Answer:
British Gas are rubbish at customer service. I know from experience contained by trying to contact their not-so-helpful help lines.
Go to your citizens guidance bureau they can give free permitted advice and may contact British Gas on your behalf that may hold more impact on your complaint if they arent listening to you.
im next to british gas . they r wan**rs !
however ive also got shares next to them so i have a cut of the disguting considerable profit they make and some of my money put money on
I know this doesnt make u surface any better but i smile when i cash my cheques
i be going to answer but arch said it all
Offwatt will oblige,
But as you are in financial difficulty anyhow try your local Citizens Advice Bureau - they hold qualified solicitor who can tell you your official position.
Also failing that go and see a solicitor, you can capture legal aid, so it won't cost you and they will notify you how you stand.
Good luck!
contact energywatch, they can sort this out for you i had a similar problem, and they sorted it surrounded by a few weeks
i work for metering services, which are employed by british gas to read the meters, i can only sympathise near you here, i have met hundreds save thousands of upset customers. Some of these are single mothers on benifits, which breaks my heart, unfortunatly british gas are not breaking any laws by putting this charge on your meter. because the price of gas and electric go up a while ago, and you have have your meter installed some time ofter that price inflation you have to reimburse the new rate starting from when they annouced it. because they cannot install the different meters fast plenty for evreyone to start the new rates at like time, so you have a debt which you never even know about until you notice the meter eating your credit, not merely that i think you are paying for the meter/instsaltion also.
im near them but i have a 2 bed flat and i with the sole purpose put lb10 every 3 weeks which covers me fine . but i would argue the point that its there mistke and not yours and if they turned up within the first place u wouldnt have this bill convey them to shove it and go to hackney carriage as they will help u . hope u sort this out
Whilst you are doing adjectives of the previous things, which seem to cover what you can do roughly speaking what has happen. You should also try going to a comparison web site and in that you will find out where you can find a much better deal surrounded by the future. Grittish Bas are renowned for doomed to failure customer service, but more to the point they are the dearest supplier in the country.
What pete said is right tuning to a different company and when you get correspondence from British gas asking for their money offer them a pound a week even if they articulate that they will take you to court stick near it cause an propose of payment would not be turned down contained by a court taking into account what you are getting surrounded by even try 2 pound a month British Gas what a joke they are. I live on my own and be paying 40 pound a month then they needed 88 pound no chance so I changed
A lot of the power companies own been doing this not long. Basically, it isn't your fault that they took so long to update your meter, so why should you income the increased rate?
This article is quite interesting, and shows how some of the other "big six" are in a minute being nicer to ethnic group like you:
http://www.utilitiessolutions.pwp.blueyo...
I deem you need to obtain to your local CAB ASAP. British Gas are little better than legalised thugs and loan sharks, and their customer service is non-existent. Have you noticed that they no longer do the advert roughly speaking "every xxx mins someone comes home to British Gas"? That's cos everyone's run away. If you have made an agreement beside them they can't then adjust it unless they have a court directive. DON'T LET THEM GET AWAY WITH THEIR RUBBISH! And as soon as you can, move to another supplier. If enough family do that, they'd be where they deserve to be...out of business!
Is Comcast Triple Play (Cable,Internet,Phone) worth the money?
Question:
I have Yahoo DSL, but presently I have to reward for my phone line which I never use. I already hold Comcast cable (50$/mo), I'm wondering if it'd be better to switch to Triple Play where respectively one is $33?? I mean since when does Comcast own phone? I dont need it, but I'm not too excited give or take a few VoiP service. Is Cable faster than DSL?
Answer:
I had SBC DSL and home phone. And also have Comcast digital with HBO. Those bills be running me $300+ a month. I have since switched everything over to Comcast and take-home pay $150, so it cut it in partially. By the way, Comcast is faster! :-)
Add up how much you earnings now for adjectives your phone lines, unlimited access internet, and cable. See how much Triple Play would be after any beginning months discounts (sometimes they increase after three months). Then resolve which comes out better. There are two types of DSL (if I understand correctly): x5 and x25. x5 is not much better than dial-up but x25 is pretty virtuous. Cable is definately better than x5 if you have that.
If nil else, you will go from have to write out three checks a month down to one.
If you really want to save money, save the Yahoo DSL, switch your phone service to the lowest cost offering (no frills, just rudimentary phone service) and switch to basic, serious cable. This should get you to $15 for the DSL, $16 for your phone, and $12 for your cable. Almost not a soul knows of the BASIC (not extended basic) cable. Cable companies are required to donate it, although never advertise it. You would be down to roughly speaking $45/mo for everything. Now that's a deal.
Looking for UK Mortgage and Loan quotes?
Question:
Hi,
Like you, I was desparately looking for the best mortgage not so long ago.
I tried loads of comparison sites but I wasn't relieved with them until I found this Only Finance here:
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I highly recommend it - the service is fantastic - I immediately want to buy - can you recommend a best UK mortgage for buying a house?
Answer:
That looks like advertising/spam, not a give somebody the third degree.
In fact, adjectives your other "questions" also appear to be spam.
Thanks for the two points, by the way. And no, I'm not clicking on your connect.
Look at www.nationwide.co.uk. They own a number of 'tools' on their site that will provide you beside quotes for either a Mortgage or Loan. Very competitive and excellent rates apply.
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www.surefirefinance.co.uk
I put a building society cheque into my edge article.. how long, do i entail to linger, until cheque clearance?
Question:
Answer:
Normally 7 - 10 working days.some banks will clear them contained by 5 working days. Best to check with your hill
It depends it is either four or five days
5 days
Exactly 4 working days
3-5 working days I reckon
5 - 7 days.
Would you make a payment more details if you are in the UK it take between 3 to 5 days depending on your bank.
usual 8 days depends on the ridge
here in dublin its 5 working days, hope thats of some relieve
It varies from guard to bank. Check beside your bank for specifics.
Here contained by the U.S. most banks help yourself to about 3 to 5 business days for checks to clear.
All Cheques whip 5 working days, a building society cheque can normaly be part cashed and lodged if your particular to your bank, and the cheque is surrounded by your name individual.
Hope this helps
it depend on the amount of the cheque, where on earth the bank who issue the cheque is located. It create take up to 7 days for the cheque to clear depending on the amount of the cheque larger sum will appropriate up to 14 days.
My former bank RBS with the sole purpose took 2 days, but i've known it to steal anything upto 5 days. In this modren world it should be possible to clear it the same hours of daylight, but banks save it in their reason so they get interest from it.
i consider its 7-10 working days
5 days from uk bank to uk different mound,with a buiding society it sometimes take an extra day(remember its working days)
3-4 is how long it takes but wall might keep u waiting another week so they can avoid paying interest.