Personal Finance Question and Answers

can i pay envelope for my proclaim contained by amazon.com through money demand?


Question:
i don't have my credit card,,so the solitary remaining choice is money order. so, can i use money charge when i order through amazon.com. first, what do i have to do?

Answer:
Yes, I own done it before. You will own to choose your payment method as money establish before checking out. They won't distribute you your item until they receive the money order.
Yes, but bring in sure you click on "Money Order" so it will allow you to print out the form showing how much you owe and your confirmation and order numbers too.




if you have 1 million dollars what would do?


Question:
i would a mansion!

Answer:
With today's inflation rate, what kind of mansion can you possibly buy near just ONE MILLION? If you spend adjectives you money buyinbg this place, how can you afford to maintain it?
Pay some of my debts.
if you don't desperately have need of dollars today to live on, i would recommend going to any major wall and depositing it in a U. S. Treasury information. Get a six month account. That will earn you a nice interest income for the short residence and it will be State Tax free. Six months will give you time to research adjectives investing or spending needs.
i would buy alot of chocolate :D:D
Buy a house and a motor and invest in my own business.
If I have a million dollars, if I HAD a million dollars, I would buy you another house, I would buy YOU another house. I am a nice person.
I will invest it surrounded by share market. it is a thrilling process to earn convert our money to big size.


http://www.geocities.com/gopi2net...
give it to my parents and distribute them on year long vacation.
take-home pay off my debts, thieve my family and friends on a leave and bank whats departed
In that case I would not ask this question…
I would buy 420,168 stacks of Cheetos.




If a being dies and leaves a generous amount of debt can their survivors directory in debt within their behalf?


Question:


Answer:
if there is an estate, everything surrounded by the estate must be used to satisfy the debt formerly anyone inherits. then the stability of the debt is written off by those it's owed to.

if nearby is no estate and no assets to pay on the debts, afterwards it's all written past its sell-by date by those it's owed to.
If there is no estate don't progress to probate court and open it so to speak. It will cost you money and near is nothing to gain for your family circle. Most debts will be settled if you send a copy of the destruction certificate to the company. They would be notify if it went to probate court and could try and return with any money available.
Once a person dies, they are no longer obligated to foot off debts, even if there's money contained by the estate. The contract was made between the nouns company and the deceased; once a party dies, the contract becomes null and blankness. Bankruptcy is not necessary.
why bother beside bankruptcy, if the estate have no money or valuables to sell inorder to pay cheque the debt, that debt dies with the departed. creditors will have to write it rotten. dont let creditors
bully you give or take a few this. i was an executor of my slow partner's estate
which had no money departed in the estate, so the creditors have to write it off. bring in sure the county(probate office) that its filed in(death certificate)
closes the estate out. so that not a soul can add claims even tho in that is no money there to collect from.
YEAH! Make darn sure you stay away from probate court, They are geared to grounds you to loose everything,They have these material pigs of probate lawyers nearby to assume your estates the very moment you go amiss to do a filing, and close to the pigs they are their expenses alone will make sure you loose everything.




How to build busseness?


Question:


Answer:
contact me!
first you need a itea ,next,patent it ,consequently goto the bank see if they will fund you ,they any find someone that will sell it for you ,or look for a place to rent or buy where on earth you can get the equipment to do it adjectives your self .also hire an accountant .
Remember, every dollar that you spent can increase or decrease your comfortable circumstances. Be smart when investing, be even more smart when spending...




What is a 401 authorization?


Question:
Can't get into a relationship because a 401 Authorization error occured.

Answer:
It's just a bleak link that didn't jump to the page it's supposed to, for any number of reasons.




I own be a fraud lottery casualty ,, presently i dont know how i should foot pay for the money i borrowed from FRIENDS


Question:


Answer:
That is very unwelcome, sorry. Have you reported it to the police?

If you have borrowed money from anyone, you obligation to pay it rear legs. Start a payment plan wager on to them. (they will need to know what committment you are making to them) If it is abundantly, try to get a guard loan, to settle it up with your friends.

Huge lesson, if it sounds too accurate to be true, it probably is.

Do your best to resolve this, the worst way to lose friends or own relationships sour is over money issues.

Good luck to you.
:-)
yes or they can sue you to get it wager on.
tell your friends you'll foot them back anything you can per week and then do it. They hopefully will become conscious. wish you the best!
permit me guess, you were told you won a lottery and you have to pay some money upfront to claim your prize.
agree to me also guess, you never betted on the lottery in the first place. you probably didnt even know of its existence.

Get a second employment and pay support money you borrowed
Pay them back near cash, most population like lolly. But seriously, if you don't have the money presently that you were defraud of, make a operation to pay them adjectives back within instalments that you can afford. You must pay them fund since it was YOU that be defrauded, NOT THEM. They be kind satisfactory to lend you the money when you asked for it and if you don't repay it they won't be there the subsequent time you are in entail, if at all.




Loan From offshore babk?


Question:
I’m based contained by Oman and had a loan for $ 20.000 from offshore guard in Isle of man UK , due to some finical difficulty im not competent to pay for this loan , the wall called me tons times and I didn’t reply to the calls and to the post also as I have zilch to say , T& C say the contract between me and the bank are govern by the laws of the Isle of Man, i. You and the wall submit to the non-exclusive jurisdiction of the court. What the action the sandbank will take agonist me and can the wall recover the debit by the court contained by Oman

Answer:
Doubt very much they will bother persuing this small amount. Stay within Oman!
It depends on a number of things, firstly what residency you are, I am going to guess you are a brit on the account you speak you are based within oman, rather than from oman.

Also, it depends on the type of loan, if this is a mortgage, consequently it will be a charge against a property, that being the luggage, they could force you to sell the house, regardless of where on earth it is.

If its a personal loan, please post details of which bank you enjoy used, I would be interested to see that!

As for the jurisdiction as to which court it would be settled in, its impossible to influence without seriously more detail.

As for what you can do about it, you could present income and expenditure, allege all your creditors and present a help yourself to it or leave it payoff agreement near-term personal bancruptcy, not an ideal soloution, but it would sort your debt out inside 2 years at a reduced rate.
Good luck.
I would pay no attention to them if I didn't have any money and not verbs about it.




1.I live surrounded by the U.S. and lately graduate from college. I own my first full time post, and my first apartment.


Question:
. I’m trying to save up some money to buy a house. Can you dispense me suggestions for how I can save for this?

Answer:
·Check at your local Workforce Development Center or Food Pantry and see if you can find information in the order of food stamps and heating bill assistance. There’s also housing assistance available, and in attendance should be someone at one of these places that can point you in the right direction for that, too.
·Keep a budget and stick to it. Always be aware how much money you enjoy to spend on food and that kind of point, and don’t go over that amount.
·Don’t use your bank/credit card indistinguishable as you would cash. When you stipulation something, take the amount of money out of the edge that you need and stick beside cash.
·Use your local food pantry for some of your food. They don’t dispense much meat out at mine, but they give you lots of can and boxes of things. Mine always have one meat choice, vegetables in can, fruit in can, and spaghetti.
·If you go out to put away, cut back on that and guzzle at home more. If you decide you own to go out because of time constraints, try to use coupons. Get them any from coupon books you can buy or from your newspaper. Fast Food places similar to Subway, Culver’s, and Cousins will accept expired coupons. I own tested them at those 3 places, but other places will probably accept them too. The teller at Culver’s told me they accept coupons from as far put a bet on as 1984. So basically anything you get is probably accepted at those places. I see lots of buy 1 gain 1 free coupons. Take your pal out to devour with you once contained by awhile, but don’t overdo it or you’ll still go broke.
·Every time you budge to buy something, ask yourself these questions: Do I really obligation this? Would something else work just as obedient? Can I buy this later or do I own to have this right in a minute?
·Don’t be brand loyal. Look at store brands and generic brands of food. Shop at Aldi or Walmart for your food and buy things on sale when they are cheaper than what Aldi or Super Walmart charges. If you don’t enjoy Aldi, find out from talking to citizens in your nouns about discount food stores within your area.
·Do the rebate Walgreens offers for things you would use anyway. They regularly have things resembling toothpaste, toothbrushes, shampoo, over the counter meds like Tylenol or aspirin for free beside the rebates. Sometimes they enjoy other items too. I’ve gotten 12 packs of soda for $1 past on this rebate and they were pet name brand sodas.
·Shop at Goodwill or Salvation Army stores or garage sales for kitchen items and clothing and gifts for those. Think about people’s interests and shop for the holidays & birthdays adjectives year round. Also, we have a St. Vincent De Paul’s by me specifically a discount store like the other ones I mentioned and they enjoy spices there for single $1. They are big containers, too, and are well worth it. Also some things are worth buying at the dollar store.
Go to www.web winner.com and play the hobby to get points and when you capture 25,000 or more points you can get bequest cards. If you’re really lucky and win the right amount of numbers you can get a check for lolly.
Just do not date ;-)
and if you do take her out to subway tolerate her know your saving money!
For the adjectives
The only guidance I can give you short knowing all your personal information, is spend les than you engender, and get a second opening, that would help.
whenever you procure your paycheck, send me partially of it. That way you wont spend your money and I will stockpile your money. If you want my bank statement number for a direct transfer, I will distribute it to you..

I will give you spinal column whenver you need it...

Sounds simple...




How much is 500,000 pounds contained by american dollars?


Question:


Answer:
If its english pounds (sterling) you want to convert it comes to $981,000.69
trillions or zillions
1 million dollars
A lot! I'd settle for just 5 pounds of 20's. I'm not greedy...
981,042.34
About one and the same as a henweigh.
500,000 pounds of what...?
$980550

$1 = lb 0.5099
lb1 = $ 1.9611
976 303,59$
About a million bucks... depending upon the daily exchange rate!
979 250 U.S. dollar
$981050.00000
thats roughly a million bones, depending on the exchange rate
Just under a million dollars
Today,s exchange rate is $1.87 to the lb1.00
981,048.47 USD if you are conversation about British pounds.
500,000.00 GBP United Kingdom Pounds = 981,048.47 USD
United States Dollars

1 GBP = 1.96210 USD 1 USD = 0.509659 GBP
$981,042.34
approximately USD 976,303.59 my friend
981,048.47 USD
$981,125.1164
980,849 USD
981,048.47 USD
500,000 pounds equals out to 981,048.47 American Dollars
500,000 British Pound(s) = 981,050 US Dollar(s)
1 USD = 0.509658 GBP
1 GBP = 1.9621 USD
981,009.69 USD
it would be 981,125.1164 American Dollars here you step the web site to the converter
http://finance.yahoo.com/currency...
you can convert any currency on this site
IT IS ABOUT 950000 DOLLARS. THIS FLUCTUATES WITH THE EXCHANGE RATE
I am assuming you stingy United Kingdom Pounds the answer is 980,961.94. The link below will agree to you convert whatever money surrounded by the world Including ones you have never hear of before
around a millon dollars
A bit over US$900,000.
Unit of weight within the avoirdupois system, the traditional European system of weight (incorporated into the British Imperial system and the U.S. system of weights and measures), equal to 16 oz, 7,000 grain, or 0.4536 kg. It is also a unit of mass in the troy and apothecaries' systems (two other traditional systems of weight), equal to 12 troy or apothecaries' oz, 5,760 grain, or 0.37 kg. Its Roman ancestor, the libra, is the source of the abbreviation lb. The troy pound is used for precious metals, the apothecaries' pound for drugs. The British monetary pound is coupled historically with the minting of silver coins (sterlings). Large payments be reckoned within “pounds of sterlings,” later shortened to “pounds sterling.”

At the current rate 500,000 pounds would equal $980,999.94!!




Work strong but basically can't procure ahead on bills ,what to do?


Question:


Answer:
You have to work smart consequently. :)
quit spending money on pot. dope money funds terrorism.
Stop all spending till you entrap up. Pay only the essentials, close to electric bill,, water bill, phone bill cable, etc. No big priced meals,, chomp through at home. don't buy anything till you catch up. If you still can't produce ends meet,, numeral out what you can do without. If you hold movie channels on cable,, can you live lacking that? If you usually eat prime rib, can you live near a cheaper cut? If you drive a $50,000. car, could you achieve around in a $10,000. motor?
If you smoke, quit,, that cost a lot of money very soon and will cost you more later contained by life.
Make a enumerate of what you have to payment out. Things like rent, utilities, insurance, and estimate how much you have need of for food for the month. Then figure your total income for the month, take off expenses from income and see what's left.
1. Know your numbers. How much more do you necessitate a month to get ahead of the bills and receive some savings going? Knowing that you obligation, for example, $100 more a week is better than saying 'I basically need more money'.

2. Cut put money on. Track your spending for a while and find money wasters- dining out, expensive food choices, routine unneeded purchases or bills. A $5 coffee three times a week is $760 a year right there. It is fear-provoking sometimes how much we fritter away.

Some things to consider cutting, at most minuscule until you get ahead a bit: tabloid (you already have some on-line service right?), magazine, deluxe cable services (renting movies is usually cheaper), dining out and entertainment (don't cut to zero, purely keep it controlled)...

3. Add income. Pick up a second brief or earn as much overtime as possible. Sure, this cuts into a social life or could boost your taxes, but at lowest with a second livelihood you can usually be more creative or have more fun next to it. As a rule of thumb, working overtime gets you more money faster than a second charge would.

4. Change your life. Look for a better chore, a cheaper house, try a simpler lifestyle. It is frustrating to live at the edge of the paycheck, and it may be a signal that you want to rethink your life overall. Life should be fun, but it does not enjoy to be expensive!

5. Consider hiring a financial planner- not one who does investments or sells a product (like insurance or credit relief), a moment ago someone who can help coordinate your finances and advise you. It costs to do this, but most of the time you'll accumulate far more than you spend.
1) Reduce financing charges.
With extra money pay down your best interest debt 1st.
There are 2 options here depeding on how bleak off you are.
a) sort-of-bad:
apply for lower interest (i.e. 0% for 6 months or 1 year on symmetry transfers) cards, transfer your be a foil for and DON'T go belatedly on a single monthly payment or your rate will sky-rocket. and DON'T charge anything on the cards (because what you charge will usually enjoy a higher interest rate and doesn't count as remunerated off until last). at the shutting of the low-interest introductery period, gross sure that you have another card waiting to verbs the balances to.
b)really desperate:
talk to the credit card companies, explain you are struggling to manufacture payments and ask them how they can help you (reducing interest/forgiving interest). they will annul your credit cards and you will likely not be capable of get another one until your credit cards are remunerated off.

2) Reduce spending
a) nullify unneccessary monthly bills:
you don't need: cable, to drink at bar, multiple phone lines (a land stripe and cell phones -- you might...but reevaluate what is REALLY needed there and if you can downgrade your phone plan -- or increase it slightly to catch rid of another line), magazine/video subscription
b) Live for less money
reevaluate club dues/membership fees, reevaluate what goings-on you and/or your children are in (also ask if at hand are scholarships available for the accomplishments they participate in), reevaluate daycare, put away for less (lots of pasta at home...conjecture ramen and spaghetti. hotdogs, peanut butter sandwiches, and hamburger bun pizzas are also drastically inexpensive), don't shop (no clothing, electronics, shoes, make-up, purfume, toys, etc until the debt is compensated off -- shop garage sale for absolutely crucial clothing replacements), before your housing lease is up look around for smaller number expensive housing that will meet your wishes (not every household member wishes their own bedroom/bathroom!), watch adjectives your expenses and look for yourself where you can brand name reductions -- including making a register of where adjectives your cash go

take walk or play in the park more for leisure (or find other free activities/events) and remember the only things that your definitely need to shop for are pretty much food, personal hygene products and cleaning products
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Shell, Brisbane, Australia




Does anyone know if bank own a article where on earth you can lock your?


Question:
your deposits that you put in, for approaching 6-12 months? This way I cannot touch it until the time is up.
I live within Alberta, so I canadian advice.

Answer:
Yes it is call long term deposit, if you do it you receive a 3,4,5 % or something increase in your deposit because contained by this case technically you are lend money to the bank.
Ask your guard about Certificates of Deposit and Deposit Receipts.
They can be taken out for period from 1 month to 5 years.
They pay a better return than the standard money account too.
All Canadian bank will sell you a Guaranteed Investment Certificate
(GIC) They come surrounded by a lot of different vocabulary. Some cashable, some not cashable until maturity. They commonly earn better interest than your bank depiction. The problem is they usually require a minimum deposit. But nothing stopping you from getting several throughout the year.

Here is a taster bank. You want the second table of the ones you can't change until maturity. The compass of options is from 30 days to 5 years.




what is the procedure to issue a bond through Reserver mound of India?


Question:


Answer:
Reserve Bank of India has authorized a few branches of respectively bank to conduct the business below Portfolio Investment Scheme on behalf of NRIs. These branches are the main branches of principal commercial banks located close to the stock exchange(s). These branches are call designated branches. NRIs will have to shift through any of these designated bank branches. Each NRI have to select one branch for this purpose for investment on repatriation/ non-repatriation basis. It is advisable to prolong a bank depiction with the designated branch for administrative convenience.

Reserve Bank of India's approval for portfolio investment is valid for a term of five years from the date of issue. Making a request by means of a simple memorandum can renew this further.

There is an overall ceiling of 10 percent of equity share capital of the company/ paid-up worth of each series of convertible debentures for purchase by NRIs/ OCBs. There is no such define or restriction in respect of portfolio investment contained by non-convertible debentures and mastershares of UTI. The overall ceiling can be raised to 30 percent if the company concerned pass a Board resolution and a special resolution in its common body meeting.

Individually, NRIs/ OCBs can clear investment up to 5 percent of the equity share capital/ each series of convertible debentures. However, nearby is no ceiling on investment in domestic mutual funds.

Procedure for sale/ verbs with repatriation benefits

In the covering of shares/ debentures/ bonds acquired by NRIs through stock exchanges underneath the Portfolio Investment Scheme, transfer can be done through stock exchanges provided the mart is arranged through the same designated branch through which they be purchased. In other cases, applications for necessary assent are required to be made to Reserve Bank of India on form TS4/ TS3.

Taxes

As regards import tax deduction at source/ remittance, hawker can repatriate immediately the funds to the extent of the cost of getting hold of of investment sold or the actual amount of sale proceeds realize, whichever is less, minus production of a no objection/ tax clearance authorization.
In case of long-term wealth gains, on the remaining amount income gains tariff would be charged and the balance could be remitted. In covering of short-term capital gain the taxes are to be deducted at source by the buyer but NRIs are advise to pay it as finance tax.

Joint holding

An NRI can also acquire shares and debentures within joint label either near another non-resident or residents who are close relatives.
Approach R.B.I.




People from Bangalore, do you hold this info. I necessitate it in haste?


Question:
Does anybody know anyone who discounts cheques. I have hear that in Shivajinagar some population do. How to find them. Does any one here know their contact details. Please help me

Answer:
End of commercial street
Most big bank do, you have to ask for bankers discount instruments and related items. See the arranger, this is how they make lots of money. He may call upon head department.




what site can i stir to for fiscal control within nursing rule?


Question:
I can't find a site that details budget and its components...

Answer:
check into business administration within nursing...those sites should be able to make a contribution the info needed.




dispense your information?


Question:


Answer:
This isnt even a question.
The answer, pick up your grammer book and swot to structure a question.
What type of cross-examine is this?
You lose 5 points and I gain 2 points
?




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