Personal Finance Question and Answers

im a short time ago curious?


Question:
how much is 16,000,000 euros in american money

Answer:
Using today's rate---

21,305,494.15

http://www.xe.com/ucc/




What would you do if you be me... I guess I'm of late comfortable...?


Question:
I'm from a very rich family and my friends are other asking me for some money. It's NOT a borrow, I don't need it posterior, but they're CONSTANTLY asking me! I'll give them 50 bucks for some groceries and whatnot, 200 to backing them with their bills/taxes, doesn`t matter what... and they STILL keep asking! I propose, I have the money to endow with them, but when will they make their OWN money??

Answer:
No, you own to stop. These people are not behave like legitimate friends. Real friends would only ask you contained by an emergency, and then they would enjoy a serious plan to pay you posterior. You would be free to say, "No, this is a bequest," but it should NEVER be their idea. Gifts are the giver's privelege, and should not be requested.
I'd articulate No, but if they urgently needed the money, then I'd probably agree to them borrow. If they do not return the money, I'd threathen them, hahaha.

What kind of friends do you own anyway?
They're using you and taking you for granted.
You should get tentative ones!

Good luck
I would stop giving them money it sounds like they are using you
cut them stale. you are not a cash appliance
I think you obligation to find some friends with job. Hopefully their really your friends and not leaches. You really need to start aphorism no. NO, NO NO. Tell them you've helped them plenty its time for them to help themselves.
As soon as you stop anyone their crutch. Sorry, but it's true. They have you to attain them by so they don't need to do it on their own. As big as your heart is, you really aren't helping them.
I would stop giving them so much money.

There is a not easy world out there waiting for your friends. I would describe them this and stop lending them money. They entail to start fending for themselves or else they will not survive the indisputable world. Help them find a job or anything but don't give them more money- they call for to face the world. What happen if you aren't there sometime, they wont be able to cope. If they are actual friends then they will twig this. Did the thought ever come up that they might be using you for your money?
you should stand up for yourself man. there's nothing wrong near helping people, but within is never a need to be run over or used. i say cut 'em bad and see what happens. if they're worth have as friends, they'll understand and stick around. but for, let 'em budge. you're better off.
its nice to know how to help culture out but I think your friends are not really your friends, they are using you and you are letting them, so knock it rotten! just grasp other friends maybe you should own some friends with money. if you agree to people use you, you enjoy a self esteem problem. and that's not good so start doing nice things for yourself and you can do apt deeds for others that don't involve money.
can i borrow 500 bucks? I promise wont pay it vertebrae!! stop letting your friends use you and see what happens!
As long as you keep hold of giving I do not think they will try too concrete to get it by work. I would perchance limit it to relatives that need food, to discharge the rent, etc. You can still help relatives, but maybe within a more responsible way.
Wow, You are really individual taken advantage of. If you still live at home detail everyone that your folks are cutting you bad for awhile and don't lend anyone anything for several weeks. See who all stays around. It will weed out those who are not your true friends, at smallest. Generosity is great, but don't be quite so effortless.
maybe you should let somebody know them that they can BORROW the money(if they really need it), and relay them you will work out an easy repayment plan. Your friends should NOT expect you to mitt over money to them without any intentions of repaying it. If they become angry almost that, or refuse to repay it, I would suggest looking for fresh friends.
There is a saying "administer a man a fish and he will eat for a hours of daylight, teach him to fish and he will other have plenty". Maybe what your friends requirement is a help up, not a foot out...Try hooking them up with job, or school. If you truly own that much money it is coming from somewhere, so you must have some verbs somewhereThey will never make any money if you hold on to giving it to them.Also you must consider whether they are true friends or they are they just using youSSSSorry! There are a huge amount of grant out there for rearing, starting a business, etc.; look at these, get them to look at those...Also if you are comfortable, are you giving back? By this I be set to are you helping the homeless, or HIV/AIDS research, or the MD foundation, or the Arts? Something, anything to give backI hope you vote..Good luck beside your friends
Unfortunately, they will not be hurrying to make their own money b/c they own absolutely no incentive too! All they enjoy to do is ask you, and presto! Your "well" doesn't run dry, so why should they put forth any effort contained by "digging" their own? No need too, they enjoy you (sorry for the repetition, but its needed in this situation)! When relations have money, and others hang down around them, they never know if those people are true friends--you know, "Do they approaching you for you, or are they just baggy out with you for ALL that YOU do for THEM? Ask yourself, what enjoy THEY done for YOU lately? Probably not much. The bottom line is that it seem they are using you, but you're as much to blame b/c you're teaching them that it's ok to use you--when its really not ok. It seem like you may be "buying" their love, and this may not even be conscious behavior on your segment. But it is definitely worth giving some thought to. You enjoy so much more to offer...Since this is something that you are bothered by, possibly set some DEFINITE LIMITS with your "friends" and see if they stick around...LIMITS= recounting them you will no longer be GIVING AWAY money (but its crucial that you say it and niggardly it--your actions enjoy to back up what you said, so you can't say aloud you won't give them money, afterwards turn around and give it to them). You can move about "cold turkey" and stop giving money all together, or you can wean them past its sell-by date if its too hard emtionally for you to jump cold turkey. That is, you can let them know that you will no longer be GIVING them money, and that any money you LOAN MUST BE REPAYED BY "X" DATE (maybe on their payday) AND THAT AFTER THIS MONTH, DECEMBER 31, 2006, YOU WILL NO LONGER BE LOANING MONEY--you might even generate this a New Year's resolution, and let them know that this is difficult for you, but you inevitability their support in helping you to hold on to this resolution, so please support you by not asking, begging, lamenting, recounting you they have to sponge someone else for money, etc. Love yourself, you are so worth it. If you do not nip this in the bud, what is feasible to happen is that you grow to resent them for using you, and afterwards start having cynical feelings toward your self --you start have intense feelings roughly not really wanting to give them money, but doing it anyway--so you start turning those refusal feelings on yourself, so it become a vicious cycle. You soon come to realize that although you don't require that they pay you final, that you're not even getting your basic wishes met from your "friends"--like emotional support, individual there for you when you have need of them, and not just when they know they are going to catch something from you...This is what I have done. HTH, best of luck to you next to setting limits, and building relationships that you really deserve.




LISTEN UP I NEED YOUR HELP!! I bring out of the army contained by two months.?


Question:
I have two option. Either go to the middle east as a contractor for a year and net a quick 1 hundred thousand dollars, or run to to university in texas for three years. What the hell should I do?

Answer:
My own personal counsel (and I am RETIRED Military by the way) is to recommend that you go to COLLEGE as soon as you gain your discharge ... and OBTAIN that Degree.

That way, next to a bit of sacrifice up front, you can then be capable of EARN through the Degree that you have the High Salary adjectives the time for the Rest of your LIFE -- and that is the MOST vital thing (especially if surrounded by the future you enjoy a family or hold one now).
follow the money...make sure the insurance is correct for disablement.
if you have the gi bill its angelic for 10 yrs, but no matter what finish arts school
simple solution. The University of Texas will be there within another year's time. The opportunity to make 100k will not. I'd step for the bucks, and have a much better time at UT when I get back. You'll enjoy less financial stress, will be capable of concentrate of your studies bnetter -- and thus have a better adjectives of making good grades and a brighter adjectives. Go for it.
go to texas stay the hell out of the middle east you did your time and by the agency thank you .l;
Earn the money, then shift to school...Take the money and run! :-))
Once you enjoy all that money surrounded by your pocket it'll be hard to donate it up and you may never get final to college. Go to Texas and get your scope. The sooner you finish your education the closer you'll be to making a hundred thousand regularly respectively and every year.
An education will sustain you out in the long run. But to be precise a lot of money to construct in a year. This is a conclusion you will have to manufacture for yourself.




how i obtain money?


Question:


Answer:
earn it
Get a job and earn it

Just checked out that site they've be talkin about
Looks similar to a bit of a pyramid scam to me, plus alot of the things want your credit card number.buyer beware is all I own to say.
steal it
Get a position.
Get a JOB, then you enjoy money. If you are not old satisfactory for a job, consider going out within the neighborhood and doing yard work for your neighbors. Then you will hold some money.
Well i am not sure i understand what you are asking but if it is how do i bring money ? Work !
Infinite number of ways
You can pick up rubbish from the road and sell it for a price
You can remove the rubbish from the road and go and get remuneration from the municipality
You can put rubbish on the road and on seeing anybody picking up the rubbish, you can book him and fine him.
Ask




Halifax charging unwarranted mound charges what do i do?


Question:
They charge me lb10 each time they ring me, email me and write to me recitation me i m overdrawn. I was on holiday at this time and have no wayof knowing. Now i m lb1000 overdrawn because of this. After speaking to them they said i cannot pay smaller amount than lb120 a month. is this true? Can i find a way not to settle their unreasonable charges? What steps should i take? I m single 18 and a student and have a sector time job that does not settle much.

Answer:
Hi,
Sorry to hear about you prediciment.

Don't verbs about it too much nearly adjectives the whole country is within the same prediciment as you. You can claim the excessive charges back. Many hold done. To date someone claimed lb17,000 back surrounded by charges over the last 7 years. You can claim you hill charges back beside interest over the last 7 years. Go to this site to enjoy a look...http://unfairbankcharges.org.uk/...

If you need to generate extra money to ensure you don't keep hold of falling into your overdraft use you student skills to write articles and get rewarded its so simple have a look here to read the experience of others students are the best to benefit from it as be always writing.

http://akosa71.mannco.hop.clickbank.net/...

I'm a post grad student within multimedia and now I post adjectives of my essays as short articles online to draw in extra income for my student fees and it really pays sour.
Call and ask for an ombudsman, a customer service rep, or the branch manager. Tell them your story, and be prepared to provide proof that you be away. Tell them you know about the overdraft, and ask that they please stop calling and running up the charge. Ask if some or adjectives of the fees can be waived if you can work out a donation plan. Tell them you've been a customer in attendance for however long you've been near them, and you've been relieved with their services up to that time this, and that you'd like to stay near them. Don't get pissy and threaten to evacuate, or badmouth them. It won't help your travel case.
You dont need to put up near these extra fee's. Just find a bank that will work next to your needs.




Do human resources of rent to own places own the right to discuss your tale blatantly (income and amount owed)?


Question:
I was surrounded by the local RAC attempting to pay my bill. I be not able to receive a full weeks payment. The store manger be handling the matter. He, opinion I needed financial "counseling" took it upon himself to review my account. He be very loud and loud when discussing my payment history, income, amounts owed and salaried. The store was full of those. He was in words threatening. Do I have a right to privacy as near other debt collection? Do I have recourse?

Answer:
You do enjoy a right to privacy. I would call thier coporate department and talk to them. I don't know what you are renting, but I would try to repay it up ASAP and return it to them. Anyone who acts similar to that does not deserve your business.
Yes you have the right to privacy, this man be totally out of line and rude, you state he be the manager, Even manager have bosses, dance over his head and net a formal complaint in writing to owner, cc it to the vp, the human resource director, depending on the size of the maintenance
I'm sorry this happened to you. I once worked contained by the HQ of a R2O place and heard abundantly of horror stories from customers. I'm afraid that these places very commonly have a outlook of their customers as being low-lifes and they grain they have the right to treat them that course. Also, the store managers are below a lot of pressure from their bosses to hang on to the numbers right, and anytime someone gets at the back with a fee, things get revolting, they lose bonuses, etc.

It would not hurt to call the chief office and complain. Do what you can to nouns calm and coherent, and more classy than the jerk who talk to you. Be very sure just about the name(s) of whoever you spoke to.

Then do the most powerful thing you can -- give an account EVERYBODY you know about what happen and soon word of mouth will spread and they will be taking their business to RAC's competitors.

Try the website listed below to find out your rights.




i inevitability to know how to capture my money from my 401k, when i get fired from my commission at walmart... what should i do?


Question:
the amount is > $2,000.

Answer:
Have the money rolled over too another ira so that you do not have to pay envelope taxes.Some one at your local bank should know how to help you next to this.
Contact personnel and ask for the forms. Be prepared to pay a big duty.
You have to dawdle until you are 591/2 years old to dosh in on your 401k. But you can bread in at an closer age but you will pay unhealthy tax and a cost. it's not really worth cashing in earlier 59 1/2. That is really stupid rule.
Look into having it rolled over into an IRA or a different 401k. Otherwise be prepared to payment some pretty hefty taxes.




can someone work out 6months gross interest on lb105,000 please?


Question:


Answer:
lb3685.50 for six months
interest rate?
you need to share us the interest rate - then I will cheerfully do it for you
You can't with the information you've given.
you will own to give me more afterwards i might to do it
but you can do it take the rate divide by 100 and tag on 1.

from 7.02% get to 0.0702 + 1 = 1.0702.

and find the square root of it 1.03450

run the 1 out

and multiply it with your amount 0.03450X 105,000 = 3,623

(this is right solely for six months interest using a yearly rate)
roughly 3650, but you'd own to find out on what basis their interest is caluclated.
105000*0.0702=7371/2= lb3685.5




What would you do for $ 20, 000?


Question:


Answer:
With my current financial situation, I'd like to deliberate that I'd do anything...however, if it came right down to it...I don't devise I could eat anything that I consider gross...such as horse rectum or frozen rats!
I would do everything except be gay!
Nothing against gay relations!
Im just not one!
Jake
Id sleep next to Robert Redford
What won't I do for $20,000

I shave my head resembling Spears!! LOL
hmmm, as long as its nothing too terrifying or disgusting, like have to eat a 50 jar of mayonnaise: cant stand it
In this inflated time and world we live in, you could scarcely buy a car beside it. People with descent job make that surrounded by three months.
Anything but takin it in my *** by a guy, sex next to an animal or family beneficiary, eating crap or drinking piss, not adjectives myself
Actually, that's a tough question. After adjectives, I do have my edges.
The most I have made within a day is $2000 by selling stocks.
For $20,000 I would of late multiply the number of stocks by 10.
buy the latest gadget for my PC!




Bank trouble?


Question:
My parents bank portrayal was closed today by the sandbank (not saying any names) ..::cough:: Bank of America ..::cough::..

They closed it short warning and kept my parents and my college funds next to them (67k +)

My parents called the IRS to receive sure everything was fine, and no problems in attendance.

My mom went to the guard to ask why her account be closed but no answes were given to her but instead she be kicked out by security.

Is nearby anyway we can find out what happened?

Answer:
Call the leader office of the dune..they should be able to transmit you what is going on. If they refuse afterwards contact the FDIC. Here is their web site: http://www.fdic.gov/

I will bet that in attendance is some problem like depositing a fraudulent
"Cashiers Check" or "Money Order" that they get from some scam artist. The bank HAS to give an account them what this is all around ... otherwise contact the FDIC..

ALSO..you can file a complaint next to the Federal Reserve...
http://www.federalreserve.gov/pubs/compl...
Are you POSITIVE that your folks didn't get anything?
Is it possible that they're not unfolding you everything?

I'm asking because banks don't lock up that gentle of money without a explanation.

Talk to an attorney about your problem. He/she should be capable of help.
Get a attorney though by the time your done you may be paying the lawyer adjectives the money in the guard
If your parents called the IRS, that seem to me to indicate that they were not totally surprised by this movement. The bank cant lately do something like this minus a government command. Perhaps it is related to terrorism.
There obviously is more to this story than meet the eye or maybe your parents are not disclosing the information fully near you.

If the account is lone in your parents first name then they involve to make an appointment near the Bank Manager to discuss what the problem really is and to try and resolve it.

If the funds are seized by the bank consequently there must be a legal explanation for it such as proof of fraud, etc.
I don't know
I'd get an LA attorney and rip them a topical asshole...that's bullshit...! Sorry for the language, but I pinch money very seriously...

Josh;)




What is ICICI Bank Mobile Banking? Why should I apply for impossible to tell apart?


Question:


Answer:
Visit bank's website at http://www.icicibank.com and go through the conspire thoroughly. If it helps you or work adjectives for you, you may opt it. Since you know your requirements best, it is you to decide why should you apply or not apply for impossible to tell apart.
ICICI Bank Mobile Banking keeps you informed going on for the significant transactions in your wall, credit card and demat accounts promptly such as:
Bank Alerts - Salary credit, debit / credit of large amounts as specified by you and cheque bounce
Credit Card Alerts - Approaching credit decrease and Due date of payment of credit card bill.

Demat Alerts - Shares debit and credited in your article etc.
ICICI Bank Mobile Banking facility keeps you updated while you are on the move.
46. I am enormously fed up of my scar on my cheeks scars if u can sustain me how to reduce it I will be exceptionally thank full to you
Ans: Try this home remedy to remove scars from your obverse. Blanch and grind a few almonds to a fine paste beside 2 tablespoons milk and one table spoon each of ginger and carrot juice. Apply ably on the face and nouns. Leave for 1/2 an hour then bath off. Or help yourself to the pulp of a ripe tomato. Add a few drops of lemon juice and rub on the obverse and neck. Leave for 20- 25 minutes. Wash bad.
The best answer
(From ex-icici bank employee)

its in the region of alerts coming to your mobile about use of credit card, deposite & withdrawl of money from sketch etc.

you can also use it for knowing balance and money verbs

subscribe it as its free now.

hang on to your eyes and ears open as they may start charging for it after 10-12 months.
It make your life simple for the bank work. There are many services available if you subscribe to this and you will not need to be in motion to bank , practically atall. Further it sends you reminders as resourcefully.
TO KNOW ALL MY TRAN SECTIONS DONE ON MY CARD ON MY MOBILE




plz i really have need of give a hand on this bill?


Question:
I have a Jc penny bill that i want to take-home pay online with a credit card but i cant find the intermingle that takes me near. I already opened the vindication and i dont know where to look for the interconnect to pay a bill by credit card.
plz lend a hand if u know where to find it
i really want this information because it is due tomorrow

Answer:
https://www.onlinecreditcenter2.com/jcpe...

For future mention:
1. go to jcpenny.com
2. Scroll to the bottom of the page and look for the "credit card" intertwine
3. Click on the second option of "recompense my bill"
4. Click on "begin making payments through the Online Credit Center"
5. Log contained by
try calling penny's customer service. They will probably grant you an extension on you bill for a few days until you can bring the money to them. Don't sweat it tonight... call them within the morning. If you are a few days late why verbs... They're making enough money bad of you and most times you just enjoy to pay a delayed fee. Don't craft it a habit though.
look for customer service
JCP.COM THEN GO TO CUSTOMER SERVICE IT WILL BE THERE
If you don't see a website on your card, give the name the customer service number and ask them for the website.




How much GOLD does the US Government enjoy?is the US Government deeply rich?


Question:


Answer:
US government is within debt by some trillions of dollars, thanks to Junior. Junior accumulate more debt than the 42 previous presidents combined.

The thing to be exact making the USA thrive and sustain itself is credit and the government borrowing via credit, otherwise, it really does hold problems, with the soaring deficits and adjectives. Majority of taxes paid are going to the government social programs e.g welfare, medicare, medicaid etc. It's really not enough to run the business of the establishment.
idk how much gold they hold but they got lots of money and yes
The first website give an estimate of the current federal debt. Please don't choke on it.

According to the second link from wikipedia. The US have about a 164 billion dollars contained by gold




What is private material comfort control?


Question:


Answer:
managing the wealth of high-profile individuals, usually those near high network worth of over USD 5 million.. help them to invest, prepare for adjectives stages of life including matrimonial, starting a family, children's coaching, retirement and even death.
I don't suggest to belittle the question..but short of an exhaustive scientific explanation of economic argument..that you can get from any Wikipedia (you revise more by doing the homework), but short of that, it's simply: "the rich get richer"




so oodles mail i am getting concerning huge money making from home.Is it true?


Question:
There are some genuine mail i am getting which is really elpful for my business

Answer:
When something SOUNDS too good to be true, it IS too upright to be true.
Stay away from them.
It is a scam! i get 20 a month!! Uk, Nigaria, etc. I merely talked to my sponsor in my local town, and so heaps elderly are getting scamed. They are bringing these checks to be cashed, and it is no good. Beware!!




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