If a cement sniffer runs out of money would he be insolvent?
Question:
Answer:
Lol. Very good
Hehe outstandingly good.
He would of course come unstuck anyway:P
hahaha
No, he'd be outa'solvent...lmao
lol
He'd be STUCK for cash!
yes..love it !
I picked the wrong daytime to quit sniffing glue!
Good give somebody the third degree!
He would have to ADHERE to a unknown life style.
No, but mom's check bounced, so the little girl from "The Exorcist" get repossessed.
ha ha ha - nice one
so solvency is not always to do next to money is it ?
Glue (acrylics, acetone-based, etc.) are not solvents per se, but do cause some dissolution of bondable materials. A solvent would dissolve adjectives to the extent of its volume. Glues would be better characterized as a catalyst where they simply bond materials.
Definately!! TEE HEE :-)
IR
no he would be dry
That's really funny, nice one. x
How nearly telling Mom your stuck for change, thats always worked for me. Just dont try to stick up a guard, that wont solve your problems.
Can impute income for medical & dental insurance for my domestic partner be claimed as medical expense?
Question:
my company offers medical and dental insurance to my domestic partner. but my company reports the entire utility (what it cost me and my company) of the medical and dental coverage as taxable income to me. This totals over $8k last year. When I report my taxes, can I declare this as a medical expense underneath medical insurance premium?
Answer:
I run across this quite commonly. The answer is no. While some states recognize domestic partnership, the Federal Government does not. That is the object that your employer reports it as income. They should not be pre-taxing your contribution for his insurance because Section 125 of the IRS code will only allow you to reduce by on a pretax basis for member of your family, as defined by Federal Law. Domestic partnership does not congregate that definition.
The same holds true for COBRA. It is a federal law, and accordingly, does not recognize domestic partnership.
IRS Publication 502 list all medical expenses that are eligible for import tax consideration/deduction. It says: "You can mostly include medical expenses you pay for yourself as very well as those you pay for someone who be your spouse or your dependent...To include these expenses, you must have be married either at the time your spouse received the medical services or at the time you rewarded the medical expenses." It further defines dependent as, " Child, grandchild, great grandchild, etc, your stepchild, brother, sister, partially brother, half sister, stepbrother or stepsister, parent, grandparent, or other direct ancestor, but not foster parent, stepfather, stepmother, brother or sister of your father or mother, son or daughter of your brother or sister, father-in-law, mother-in-law, son-in-law, daughter-in-law, brother-in-law, or sister-in ruling." The person must hold lived with you for the entire year and you must enjoy provided half of that person's total support for the calendar year. There is no mention of domestic partner.
By the process, I don't believe that you can file a collective return unless you are married either.
Yes providing you are file a joint return.
As long as your partner appears on your levy return either as a amalgamated filier, or as a dependent, yes.
Otherwise, no.
This is not a simple blog question. Do you close-fisted legal "Domestic Partners" and if so, are you surrounded by California, or another state that recognizes such? Please contact me to discuss within further detail, as I'm familiar beside the tax law for our community.
Web: http://www.slarson.com/contact
Email: Steve@SLarson.com
Is It Safe to Give Out My Bank Account Number??
Question:
okay am plannin on givin my account number to some1 i can't stand (an X) because they owe me money and i want them to put it staight into my side so that i don't have 2 c them..is this sheltered??
Answer:
No.. with that information they could pilfer more money from you. Have them pay you directly, and YOU put the money surrounded by your account.
Would you bestow this person your credit card and convey them to the mall??
Don't do it! Have your X write you a check or income you in lolly and make sure you afford your X a receipt when you receive it. You can other ask for the payment to be mail to you via certified mail so you don't enjoy to meet surrounded by person.
"Can't stand them" say it all, doesn't it. Go beside your instinct and have the "X" dispatch you a check in the communication. Don't give out your mound account number or anything else personal. By the style, do you need to enjoy your door lock changed? Just a thought.
just hold them take it to the hill and have them put it contained by the night depository next to your name on it. It will be impossible to tell apart as if you dropped the check/cash in the darkness depository. You don't have to see them or even see letters from them.
How does Wells Fargo trial Overdraft policy work (the $5 per day)?
Question:
Wells Fargo has a clean overdraft policy that I was uninformed of; they charge you $5 per business day until your explanation is not negative anymore. Anyone know the details on this policy? Like for how frequent days, or is saying 5 days a week? Thanks!
Answer:
most bank have a overdraft policy when your statement is overdrawn you have time to bring your details up but after 5 days in a unenthusiastic balance the dune will start charging your account 5 dollars per daytime on the negative match then after a time of time it will close the account and distribute it in to collection
Bank Accounts & Credit?
Question:
If someone opens a regular checking/savings report does that affect credit?
Answer:
Opening a checking and savings vindication can have an impact on your credit. Not contained by the fact that it will be reported to the credit bureau, but when you crowd out a credit application and indicate that you do have these accounts.
Lenders typically hold a favorable outlook for consumers that have these accounts. It shows responsibility and accountability.
Also lots lenders in today's flea market will not give you a loan if you do not hold at least one of these.
It will not affect your credit mark, however it will be looked at in most loan applications. If you enjoy an account you can usually attain a slight rate reduction have payments automatically withdrawn from your account.
Does anyone know if Ulser Bank surrounded by Northern Ireland do debit cards?
Question:
Hello
i was wondering if someone could backing me. I want to know if the ulster bank contained by Northern Ireland do debit cards as well as credit cards and if they do own debit cards, how do you apply for one as i was thinking of getting a debit card close to switch please help
Answer:
The Ulster Bank enjoy a Switch card. To get one you will call for to be a current account holder in attendance and it is just a event of completing an application form.
Yes, of course they do, but you would stipulation to be a Current Account holder before you would attain one. It can be used just close to a cheque book so you need funds within the account.
they probably do as over 99% of bank do do credit cards and debit cards even post offices do them as capably go and ask them you may enjoy to have credit search done on you first to see if you are eligible but yes go and solicit.
Yes all principal banks do debit cards. But you involve to open an vindication with the ridge before you can take one. Ulster bank is a dutiful company by the way. I recommend them.
Best means of access to engineer 20,000 within 2 weeks?
Question:
Answer:
You may want to check out this website...http://www.4xmoneytrain.com
You'll be glad you did!!
make long occupancy plan ..
or work for 100000 in one week after will get 20000or more contained by 2 weeks
rob 4-5 banks ?
Knock past its sell-by date a couple of armoured cars. The money is absolutely great. Just that pesky little problem of those funny guys dressed surrounded by blue and their automatic rifles that can be a sticking point.
Of course there other is some dope who was competent to pull it rotten while playing Grand Theft Auto and figures it'll be a cinch surrounded by real go so why not give it a revolution? Alot of idiots out there man.
If that doesn't suit your style...after there's always prostitution. only remember though that you'll have to jack up your rates to kind the nut.
Sell Real estate - thats possible and you also need to be lucky.
flog your stuff on ebay
If you find out please let everyone know.
Rob a guard, steal a car? Not possible to label $20,000 in two weeks. No find rich quick venture works.
hi
Debit card that rounds up purchase price and puts extra into money justification.?
Question:
I recently hear an ad on the radio for a debit card that rounds up your purchase amounts and puts the extra into your nest egg account. So a $5.55 purchase would show up as $6.00 and $0.45 would be deposited to your money account. Does anyone know what wall was offering this service?
Answer:
Bank of America offer it.
Additionally, any time you write a check, or write down your debit purchases with ANY depiction, you can round up what you write down. Round down what you deposit. This creates a cushion that can protect what you have if there's ever a check written over the amount. About once a month, set off your book, and take the extra and deposit it to your funds account.
Bank of America:
http://www.bankofamerica.com/state.cgi?s...
Bank of America have it. I signed up a few months ago.
I be of late wondering if anyone have received or tried to receive a system compromise? ( Not for school)?
Question:
If so or if you know how please give me some info.
Answer:
I enjoy received grants -- but not for my personal use. I get a government give up to fund a social science database, for organizing self back seminars for low income minority groups and for several non-profts I worked near.
It is important to infer that in the USA, the policy is NOT in the business of giving away free money for the sake of giving away money. There are no grant for paying bills, no grants for paying past its sell-by date credit cards, no grants for getting out of debt and no grant for simply fattening your wallet.
Grants are free, but it means OBLIGATION. You will be obligated to do as the admit sets out to do. Grants have objectives, and your purpose must fit the object of the grant.
For one, you own to write the grant application and the give up application is not a simple document - you have to explain how your purpose for applying for the forfeit fits well next to the objectives set out by the grant.
There is a stringent review process through a committee. You will compete beside other applicants for the grant money, and this forfeit review committee will evaluate the merits of each proposal. Only those that they touch exemplifies the objective of the admit will be approved.
You can go to the Catalog of Federal Domestic Assistance (CFDA) http://www.cfda.gov and Grants.gov http://www.grant.gov - these are two sites created by the federal government to provide transparency and information on grant. Browse through the listings and see if you can find any grant that would support your purposes.
Even if you buy books on "how to return with grants" or list that supposedly have information on grants -- adjectives of them are mere rehash of what CFDA has, albeit package differently.
Note though that these grants mostly support non-profit organizations, intermediary lend institutions, and state and local governments. Most of the federal grant are given to specific target groups with specific requirements (e.g. minority business owners involved within transportation related contracts emanating from DOT - Grant#20.905 Disadvantaged Business Enterprises Short Term Lending Program. Individuals especially for personal purposes are not eligible for federal grant.
Grants are also often given to non profit groups or organization involved in training or other similar comings and goings (grant 59.043 Women's Business Ownership Assistance that are given to those who will create women's business center that will train women entrepreneurs
Safe to live beside simply Debit and Cash?
Question:
Is there much of a "loss of advantage" to living life span, day one to appendage, with lone a debit card and hard currency?
Answer:
There are advantages to establishing credit. Ultimately most people want to buy a house and this is almost other only possible using a mortgage. If your time frame is contained by the next 5 years, afterwards you should probably get a credit card use it a couple of times, settle up it off and cut it up and throw it away. If it will be farther surrounded by the future, after there is a dutiful chance that you will know how to qualify using alternative credit scoring(rents, utilities, etc.), but it is not widespread all the same.
You only want to look at some of the questions on RunEye.com to see the disadvantages of misusing credit.
no
There is zilch wrong with living lacking credit cards, and the only disadvantage is that you may own to wait a bit longer contained by buying the new X-360 if you did not own a credit card. Nevertheless, it is smart to have a few thousand dollars credit is not a doomed to failure in baggage there is an emergency and necessitate quick bread.
Dave Ramsey advocates doing in recent times that. He wrote a book called "The Total Money Makeover" which is/was a best trader for those needing lend a hand doing just that. Dave have a nationally syndicated radio show. If you miss his show, it is available on the internet.
It's rugged but after living the credit card life and nightmare to follow, that's what I do. If I can't afford it, I don't return with it. No major worries, no dreaded phone call and that my friend is priceless.
It does still bother me about the emergency aspect of have a credit card...problem is it gets so unforced to convince yourself it's an emergency when the card is there and graceful. So till I can resolve that personal dilema...I'll stick with debit and brass.
It is good to enjoy a credit card but not a requirement. Find a credit card that has no annual fees and give or take a few a 2 to 5 thousand dollar limit. Put it surrounded by your 72-hour kit. Leave it here. If your into 72-hour kits its also a moral idea to enjoy cash within it as well but thats another topic for another forum. If you own a crisis and need the card, you enjoy it. If you don't have a crisis and you don't entail the card, its not in your wallet where on earth you will be tempted to use it. Further more you will hold far more buying power than those who use credit. If your bank will submission you a credit card with a 5,000 dollar parameter, it is because they think you can pay cheque back the 5,000. Logic would dictate that if you can remuneration back 5,000 you can put aside up 5,000. Further more you don't have to pay cheque interest on money you are saving. In reality you will earn interest. So if you total up the interest on the pay stale of a loan, you will find that most credit cards will cost you about triple what the unproved loan amount was. So if you use a card to jump shopping, and blow the full 5K, by the time you finish paying it off next to minimum monthly payments, it will cost you 15,000 dollars. While your paying off 15,000 I could stockpile up 5,000 3 times. With the interest I would earn I would not have to come up beside the full 15,000 either. So I could buy what ever you bought 3 times over by positive up for it instead of using a credit card to buy it.
Having a credit card for a crisis is sound planing.
Not using it for anything else but a principal crisis is good self control.
Having a nest egg of reserves so you don't have to use it unless face with a particularly serious crisis is a great plan. However if you really object to have a credit card, (my ex wife really should never have a credit card for any reason) consequently a debit card and a pot load of dosh is just fine. Some individuals have no business next to a credit card. They just can't be trusted next to it.
After divorcing my ex-wife I have impracticable a credit card, I have remunerated off my house and in recent times got the papers final month. I have a few thousand contained by savings, and my truck is compensated for as well. So I hold no debt and no big fat payments to generate. That frees up a lot of money that I can use for other things. I enjoy the same sized paycheck but I can engender it go much further immediately that I don't have a house salary or car return to make. So if you want to live natural life without credit, knock your self out. You own my blessing.
Be careful.
If you do that you will become a millionaire!
how can i get hold of my money?
Question:
Answer:
Where did you put it? Just go to the hill and take it out.
Eh... okay, this one is VERY tough... I would have to influence... get a commission.
Make it in a sleazy route. That's just the passageway it is.
I am not sure I understand your ask...
How can you get your money? Did someone steal it from you?
I grasp my money by working; having a position and showing up regularily for it and doing my best at completing the tasks necessary to do my commission well.
Look lower than the rock where you hide it.
There are these websites where you can seize paid doing offer and other stuff. Here are 2 I can think of but in attendance are more.
you need to provide more detail to bring back a better answer
Hmm...not a very specific quiz. I would say its where on earth ever you left it... wallet? pant pocket? if not in attendance search your significant other ! ! : >
I devise I know where you put it!
DID U LEND IT TO SOMEBODY? DID U LOSE IT? CAN U EXPLAIN MORE, 'CAUSE I'M CONFUSE, N I'M NOT THE ONLY ONE, OK IF U DON'T HAVE MONEY THEN I WOULD SAY THAT U HAVE TO WORK.
Marry rich, massacre a rich relative (make sure you are in the will), acquire a job, ask Mom or Grandma, rob a ridge, steal a car and put up for sale it, be a surrogate mother or father.
get your money
Where is your money?
You may want to check out this website...http://www.4xmoneytrain.com
You'll be glad you did!!
I'm the most stupid personage contained by the world i know...But...?
Question:
please please can anyone help me? individual useful answers please as i am not within the mood for anything funny!
I took a loan out in June, NOT FOR ME, thats the stupid bit! i be promised to get the money spinal column each month but as but havent had a single penny, in a minute the loan is obviously surrounded by my name but be used to pay rotten A LOT of bills for my boyfriend!anything at all i can do roughly speaking it?
Answer:
Nothing you can do I'm afraid - the loan is in your moniker and by signing for it you are responsible for the repayments. You could take the personage to the small claims court but it is unlikely you will be successful and you will incur further debt. NEVER ever take out loans for others.
Best Wishes xxx
you enjoy a chance; stir to citizen's advice.
Not unless you enjoy something 'solid' in writing.
As someone once said "A speaking contract isn't worth the paper it's written on".
Legally you are responsible for the loan.
It depends on how you give the money to your boyfriend. Did you give it him within cash? Did you write cheques (or use your card) to wages his bills.
If you can prove that you gave him the money (or you remunerated the bills and they were surrounded by his name) then you may be capable of prove implied verbal contract and lift him through the small claims courts for your money back.
Contact CAB or a solicitor (check for one that give fixed price first interviews) and explain the situation. They will be able to grant a better answer than me.
Unfortunately, if you gave him the dosh, then this will be really difficult to prove as it will a short time ago show as a withdrawal.
Best of luck.
absolutly nought, the contract is binded to your name, therefor you must brand name the re-payments.. y aint ure boyfrind paying them may i ask?
Sorry to hear about your troubles, A similar item happened to a mate of mine. She get stuck with a pocket full of hefty bills even after they broke up. My guidance: Its kinda late presently that its in your designation, but you need to try and entice him to start dishing out the dosh basically, if you gain really desperate or they start clamouring for their money, try the citizens advice bureau, they can point you contained by the right direction or suggest a place to get free debt counsel. You should try to pay if you can though, it looks better for you if you create an effort to pay cheque anything at all.
I did this once for a own flesh and blood member. Basically, unless agreed contained by writing you will have to settle up, or you can take him to court but incredibly unlikey he will be asked to pay as it be a verbal agreement.
no it is legalized and binding in your designation.
if your boyfreind counldnt get crdit contained by his own name and seriously of bills did you not stop and think that you would not see any payments from him.
cut your loses by adjectives links with him
it is a dear mistake i know and hope you win a few quid to sort yourself out
you would enjoy to pay it put a bet on as you signed an agreement take the 3rd celebration to a small claims court to get your money specifically owed to you
I think that you should start by getting that money from your boyfriend! I deduce that you may have be trying to help him, but... In the connote time, I guess all you can do is speech to the bank, try to bide time, so you can research, jusy explain at hand is a cash flow problem at the moment. Sometimes they can be ok, as long as you chitchat with them in the region of it. I would not tell them you spent the money on your boyfriend though. The problem is, you are immediately bound by that contract that has YOUR dub on!! What were you thinking? I hope you find a path out of this. And stop being your boyfriends mother!! Tell him to discharge up right now!!
Do you own any papers as evidence? Maybe you can see a lawyer or something?
Good luck!!
oooh yuk! How much be the loan for? I know in Ireland if the amount isunder 7000 euro or something you can run to the small claims court for about a tenner and go and get a judge to rule on the thing. it's like go-between judy basically. but save for that you're going to have to dispatch him a solicitors letter or something. are you still going out near him? if so get on his grip about it. don't put up next to that treatment! you're his girlfriend not his mother!! his ma probably wouldn't do it for him anyway!
you have be silly havent you! but now you involve to take feat, first thing you involve to do is prove the fact that you give it to your boyfriend ie. a paper trail after take this to your lawyer/solicitor and thieve a case against your boyfreind for the amount you give him and your cost of the court case if it go that far
dont be nervous ,claim strictly to individual which promised you for money. ask for give support to to your friends in jargon of loans ,tell around this to your boyfriend, HE MAY HAVE SOME SOLUTION. keep moderation and believe in god give somebody a lift care
Not a article you can do about it.
Hope the repayments aren't too draining.
No one ever said you cram from your successes!
Sorry hun, my ex husband did that to me, you are stuck with it, if it's cause you financial difficulties I suggest you approach the lender, explain your situation and ask if they could extend the repayment period until you sort yourself out. I don't reckon you're stupid, you've just be taken in by someone you trusted!! Remember within future, "neither a lender or borrower be", not for anyone, and swot by this error of judgement. Good Luck. xx
how do you write out one dollar from a million dollars?
Question:
i know that this means a million 1,000,000 but what is the numbers if you are a dollar short of a million?
Answer:
if you are a dollar short of a million, you abstain from being a millionaire.
999, 999
999,999
999.999
What?
How feeble are you that you do not know this?
Is our American school classes not edification us simple numbers?
I am sorry, but this is sad
$999,999.00
Are you kid?
Are you really asking this question or is it a trick but just surrounded by case you really want to know $999,999
I involve a UK dune rationalization near brass card facility next to no credit checks done?
Question:
I have not long come back from Spain and I necessitate to set up a Bank account near bank/building society that will not do any credit checks. I have adverse credit and obligation a bank report to pay my wages into and a change card to get to my wages out- any thinking please
Answer:
Best of luck
Good luck.
either you will enjoy to get a fundamental account (provided by most banks), or look in cashplus.co.uk, its a credit card that only you can credit on (like a top up), its master card so can be used almost anywhere, it costs a charge to take money out, and it take up to five days for wages to clear
halifax offer a cashcard: no credit checks, a simple brass in change out card. direct debits and standing advice are ok, but cant use card in shop.
correct luck!
You can get a principal account from the royal wall of scotland specially for people who hold been surrounded by debt.
The best thing to do, i believe, would be to go to a fully clad high street guard, and tell them the truth. There's a idea you have bleak credit, and the bank deserve to know - they are a business, and they're providing you a service for reimbursement.
The co-operative bank will allow you to bring back a basic rationalization with a Delta Card but no overdraft. Hubby have one when he was declared bust due to a lovely ex-wife.
ye and loads more like my son works seven days a week
private hire saloon and for eight years cant get an sketch
or credit card for late payments of credit nine years ago.
To bank you are a risk, they will not take you. Ask for dosh payment of wages.
Try the Halifax easycash information! No credit checks and you can build up yr credibility with them which will front to you being competent to eventually have a current depiction. You can have money put within but don't get a debit card etc so it's out of the question to go overdrawn. You can use yr cashpoint card surrounded by all cooperation machines and you can even arrange direct debits.
undo a maestro account
if you draw from in touch confer sport; they will give you a credit card.it's a start.
Go to a edge and ask if they operate a savings reason with a change card. As savings accounts cannot donate credit then a credit check will not involve to be done providing you can satisfy the UK Money Laundering law by providing ID to prove your name and address.
I enjoy this type of account next to Abbey. Check if they still do this.
Alternatively, open a stash account beside a high street edge or building society. The only down side of this is that you will own to go contained by to draw cash but as most are sympathetic 9-5 six days a week this shouldn't be too great a problem. Also, with giant street banks, they will own branches in most places so you will know how to get money somewhere you are.
I think you will find my dear fellow that within order for you to unfurl a bank statement in this country you will inevitability to have valid ID proof of address and next all bank these days do do credit checks you cannot obtain away with it they want to know whether you are credit worthy and wheneter you are not going to go over drawn so yes iam afraid credit checks nouns must. They wont open an narrative for you unless it is kosher and that you are clean .
Some bank offer special accounts for individuals with desperate credit. These banks are intricate to find in the UK
For the text not all bank check credit.
In the US
Some check for both checking accounts and check/debit card.
Some check for just check/debit card
Some don't check your credit info at adjectives.
However, Most do check telecheck or check systems for bad checks.
www.surefirefinance.co.uk may know how to help, they can supply a array of Bank Accounts, including off shore and confidential.
Ditto for the Halifax Easycash picture - all you requirement is proof of id and address within the uk
Good luck
Identity stealing?
Question:
Has it ever happened to you? How and what did you do to fix it?
Answer:
Identity appropriation victims have places to which they can counsel. There are centers created to matter with the grief over the loss of possessions and the loss of trust. There are various lawyers who in a minute specialize in identity pocketing cases. These lawyers will directory paperwork concerning the actual theft, what type it be, how much was taken, and any other paperwork needed to folder a claim.
There are many ways to steal money from relatives. It can take a year or more sometimes back people mind there is anything missing or wrong near their credit reports or credit cards. Getting yearly credit reports is a mandatory step you can take to protect adjectives accounts from theft.
Checking these reports for mistakes will facilitate in detecting fraudulent commotion. There is software available that can be used to monitor credit card activity and services that can do that for a small monthly excise. Most identity theft victims will agree that if they have known more roughly identity theft protection, they would enjoy found ways to prevent it from happening.
For more information o preventing identity break-in and how to avoid becoming a identity theft sufferer, you can visit the site:
http://identity-theft.mygeneralknowledge...
ask sandra bullock
You requirement to give deeply more details like exactly what is it you're trying to fix.
Did your SS number attain stolen and now the IRS desires you to pay taxes on the money the other character earned?
Did a credit card obtain stolen?
Did someone open a credit card using your dub and SS number?
Lot's of different things can happen and they adjectives have a different answer.
It did evolve to me, but I closed that bank story. I had no money stolen, but it be paypal that told me that my email was changed, so be the password and security sound out,but I did not authorize that. So, I had no choice but to close my previous sandbank account that I give paypal just contained by case someone will steal funds from that vindication and it will not be valid.