Can a guard I owe money to, bear Social Security funds from another wall I hold an sketch at?
Question:
I owe money to Bank "A." I've since opened a checking portrayal at Bank "B." If I have my monthly Social Security Direct Deposited to Bank "B," can Bank "A" GET any of these funds? Social Security is my sole income.
Answer:
In the U.S. Technically No. even near a court order. Social Security can not be garnish for any debit except for taxes, back stipend to Social security benefits, and possible rear child support. If the bank did this minus approval from you. It would be illegal.
If you find a summons. Go to court that day (or on Monday if it is a weekend) to wallet the counter claim paperwork and saying these benefenits can not be touched beneath federal law. Then shift to court on that date. Then say equal thing to the believe to be.
Not without a court direct.
Depends on what action they bring. Bank A can sue you for failing to pay your debt. If they find out more or less your other bank than they can draw from a court order forcing you to discharge. However, much of this is unlikely unless you owe them a large amount.
Most plausible they will be report it on your credit report. So hopefully, you won't need any loans within the 7 years because you will get a impossible interested rate it you do.
There is also the moral question, that if you owe money to someone (even a bank) and you hold the money, why aren't you repaying? You made a promise to them to repay and now you are reneging. The right entity to do is to repay, even if it is small amounts like $50 a month. (sorry, this needed to be said)
I stipulation a loan for $10000. I work and am payed surrounded by mitt approx $1000 a week?
Question:
Answer:
Go to your bank.
Not much information to turn on. Loans are generally NOT given base solely on the amount of money you earn, but rather your history of how you spend your money.
You appear to be earn about $52k per year. That is a pretty darn fitting income in the USA.
How long own you been earn that amount of money, how much savings do you hold, how much debt do you have? If you own been earn this amount for a number of years, enjoy no savings, and like mad of debt, then I would not loan you any money!
Looks similar to nijala and BBB are one in one and the same person huh?
unforced loans
Hello, I am chris peter.Do you need a loan.Are you financially down?Are you within debts?Do you want to pay up your bills?I provide out loans at 3% interest rate.I give out loan to personal and business loan to Business Men and women who are into Business transaction, I furnish out long term loan for three to five years maximum near your interest in this you can as okay tell me the amount you obligation so that I send to you the vocabulary and condition that is if you are realing interested contained by getting a loan from me, Loan is given out in Pounds and $US the maximum I grant is 1,000,000 both in pounds and $US and the minimum 5,000 pounds and US$ so if really you are interested messages for more info on how the loan can be transfered to you. There is one Question i have to ask are a serious individual that we hold a loan and pay subsidise after duration with the interest, if you are honest I will trust you because I close to to do business with Honest culture if you are one you will get the loan beside out problem and for your information if you should more loan like $10,000,000m I can supply only if you are one of these cartigories: Manager of a company A private Holder A broker surrounded by banks A director within any office or company A lofty investor of and compay If you are one of the following you can get $10,000,000US as loan or if personal loan you can request for 5,000-5,000,000 as loan. hope to here from you soon. Name In full____________ ____________ Phone Number ____________________ transport these info it is important. Mind you loans is given to every sector of the world only if i see you to be honest and will pay packet back after duration. If you are interested you hold to send the amount you want as loan so that i can give you the jargon and condition on the loan for your information loan are given to every part of the world on honest relations so if you are honest apply for the loan now. email chris_pers_lender@yahoo.com Thanks
loan
How is my commission &finance status &future natural life?
Question:
when i mareage &how is my family energy
Answer:
are u kidding?
Hey man! This is not site for Astrology. Don't hours of daylight dream. Work hard, afterwards every thing will be appropriate.
Quicken 2007 or Microsoft Money 2007? Which one is better?
Question:
I'm looking to buy one, but I'm not quite sure which one is better.
Answer:
Quicken is the superior software. After have used both, they are very similar contained by features, but Quicken has a more intuitive consistency to it and seemed more user friendly.
Intuit, the inventor of Quicken, specializes in financial software and have consistently been conventional as the leader surrounded by this area. Microsoft Money is freshly a one of many programs made by Microsoft and it is no problem not a major profit center for them -- Microsoft Money is of late an attempt to mimic Quicken and is always a step at the rear.
I recently switch from a PC to a Mac, which designed I switched from Money to Quicken (ugh).
I feel that Money is a moment or two bit more user-friendly, whereas, you can do much more in Quicken. Good luck, they are both moral programs once you get used to them.
I've used both and Quicken is far better. The reports that I can generate that shows where on earth my money is going (and growing) are wonderful.
On which date/period i will win lottery money?
Question:
Answer:
Probably today.
After you buy a ticket.
tomorrow is your lucky day!!
try n try till u succeedthe hours of daylight u lose all ur profits in lottery u will probably win 10%of that amount.
On 26th od December 2006...I m sure abt it!!
29 of FEB. i'm sure bout it.
How much should I contribute to my 401k?
Question:
I am in my impulsive 30's I have not nonetheless signed up to contribute to my 401k. They match up to 4%. What or how should I be managing this?
Answer:
No question... contribute 4%. You can't pass up free money.
Also, if you qualify, start adding together your yearly $4000 into a Roth IRA. Save immediately and you will be a millionaire in 20 years. Trust me.
I worked for a company that matched dollar for dollar on the first 3% and after $.50 on the dollar for the next three, and it wasn't as much as I thought, however I wish I would have started in advance, so if possible contribute the max-you'll be glad you did
Try the max that you can, several 401k companies hold calculators that can help you take to mean the impact of an early investment.
See that harmonious up to 4% is a lot better than money below your bed
Try 401k.com
The minimum- the amount they game (4%), the max- as much as you can afford to do without. You'll be thankful for every penny you give up very soon. At your age, you will have a thoroughly comfortable retirement.
As much as you can comfortably afford but at least ample to max out the company match. Think something like that as free money just waiting for you to ask for it.
Since they contest up to 4%, put in at most minuscule 4%. Invest it in the range of mutual funds they offer.
I only just recived a post stating that i enjoy won U$2.00 lacs below Australian Lottery Inc, They own asked me
Question:
Answer:
It is a scam. I'm assuming that you didn't buy a ticket to the Australian lottery and that you didn't give them your email address. Just humiliate the email. There are tons of scams out in that exactly like this.
scam scam scam they ar looking for some personlinfo on you or will want a tax or some such crap
it is a scam. Pure and simple. Dont waste any money or time on this.
-Dorath20
I totally agree.
It is a scam for sure because it is an unsolicited email.
Be amazingly careful when you receive them because it could also be a virus when you click on a intermingle to enter the website.
If I were you I would delete the message..
I received a messages for a much larger 'win' from another lottery syndicate: $500 .
Want to know what I did ?
I threw the whole piece into the thrash bin immediately.
No regrets . It's a scam. Nothing more.
How much money could a 60 yr dated woman within honourable vigour, spend twelve-monthly b4 loss and b4 reaching a million dollars
Question:
Based on an annual rate of return of 10% for the million dollars.
Based on the current projected increase in cost of living.
Based on the current estimated vivacity span.
Answer:
$105K per year and its annual 10% increase for 17 years (age 77) in existing today dollars
(the interest addition would be a bit more than the added cost of living)
DLF Universal ltd (India)Share price?
Question:
hello
I inherited around 4000 shares of DLF universal ltd (India) from my grandmother. Could anyone please put in the picture me the present worth of these shares
and from where can i track the share price of this equity share.
Thank you!
Answer:
DLF looked-for to have fresh ipo which be blocked due to blockage from earlier shareholders. To my expertise, DLF shareholders are likely to acquire crores for giving permission for fresh ipo. Please dig-into details and next to 4000 shares you will be really rich :))
How much are the Green Dot pre-paid Visa card?
Question:
I know that you put however much you want on them, but how much is the card itself?
Answer:
the activation fee is 5.95!
Will Chapter 13 liquidation head off me adequate to live on??
Question:
Answer:
Under the old rules, individuals who filed beneath Chapter 13 had to devote adjectives of their disposable income -- what they had vanished after paying their actual living expenses -- to their repayment plan. The new tenet adds a wrinkle to this equation: Although Chapter 13 filers still hold to hand over adjectives of their disposable income, they have to work out their disposable income using allowed expense amounts dictated by the IRS -- not their actual expenses -- if their income is higher than the median surrounded by their state (see "Restricted Eligibility for Chapter 7," above). These expenses are often lower than actual costs.
What's worse, these allowed expense amounts must be subtracted not from the filer's actual returns each month, but from the filer's average income during the six months in the past filing. This funds that debtors may be required to pay a much larger amount of "disposable income" into their plan than they in reality have to spare every month -- which, surrounded by turn, means that heaps more Chapter 13 plans will fail.
Before you can folder for bankruptcy underneath either Chapter 7 or Chapter 13, you must complete credit counseling beside an agency approved by the United States Trustee's office. (To find an approved agency contained by your area, dance to the Trustee's website, www.usdoj.gov/ust, and click "Credit Counseling and Debtor Education.") The purpose of this counseling is to give you an hypothesis of whether you really need to report for bankruptcy or whether an informal repayment plan would achieve you back on your monetary feet.
There is also a "means" trial to determine whether you are eligible for bankruptcy. You requirement to get near an approved credit counselor and find out what your options are.
You should know how to live on anything if you're able to direct your resources properly. It might mean moving into a studio apartment and not have a lot of things for awhile but sure I feel its doable. Take advantage of food pantries and live surrounded by a smaller living arrangement or share rent with friends or kinfolk. Do rebates and use coupons and survey sales. Generally in recent times be careful next to your money.which you should have done contained by the first place.
no, work scrape recover and live within your vehicle and pay your bills to some extent then looking for a bearing to beat the creditors that trusted you, contact a consumer credit service they can aid you to arrange affordable payments, rather than the cowards agency out, so that hard working honest society dont end up paying for you , you bum
If you are going to report bankruptcy: Push for Chapter 7.
Find a Lawyer who can guarantee you Chapter 7 treatment.
Chapter 13 have all the downside of Chapter 7 next to NONE of the benefits a Fresh Start.
In Chapter 13 you will be a SLAVE to your creditors for years.
If you can't get Chapter 7 treatment find another bearing out this situation!
With a Good Lawyer most people who truly are surrounded by trouble can get Chapter 7.
Oh and you can thank your Congressmen and Senators for mortal in Bed next to the Banks and Credit Card Companies for this situation.
Credit Card Companies have NOW Become LEGALIZED LOAN SHARKS!
Everyone should write your Congressmen and Senators to STOP THIS ABUSE and END this LEGALIZED LOAN SHARK Game! You will adjectives be affected by this at some point over your lifetime.
I enjoy seen several relations go through this winter sport and I have experienced some of this myself. Now articles are human being written on it.
Your Credit Card Interest Rates should never Increase because you were 1 light of day late or ever a couple of hours behind time (In my case/ I pay through the internet) on your salary and this happens if you do it Only ONE TIME. Yet this is what the LEGALIZED LOAN SHARKS are doing!
They are even shifting the time period between the afternoon you receive your bill to the day its due. They are shortening it by 1 hours of daylight per billing cycle. They are hoping that you don't realize the change and that you will be delayed on a payment so they can Raise you up to the non-attendance interest rates and Steal your Money. This is what the Legalized LOAN SHARKS are doing!
All with the blessing of the U.S. Congress!
Read This:
There's a different, completely legal team game they're playing, and it can literally wipe you out financially if you're not careful.
The Universal Default Clause
If you own a credit card, you know by in a minute that if you're late next to a payment the credit card company will charge you a unpaid fee contained by addition to raise your interest rate. But did you know that they can raise your interest rate if you've made a slow payment on any of your other cards, including those issued by other companies?
Not just that, but your interest rates can skyrocket to 30 percent or more if you make a behind time payment on your saloon loan, mortgage, or even your phone bill!
"How can that be legal?" you may ask. The answer is found contained by the fine print of your credit card agreement, and it's called a common default clause. According to the Institute of Consumer Financial Education, currently almost 40 percent of credit card issuers apply this policy to their customers.
A Late Payment 'Trigger'
Generally, a complete default clause states that a creditor reserves the right to penalize you near an increased interest rate if you're late -- i.e., in defaulting -- of a payment to any other creditor. They maintain this practice because, in idea, if you pay any of your creditors postponed, you pose a greater credit risk and are less imagined to pay your debt.
Your creditors also own the right to routinely monitor your credit file. So a creditor next to a universal defaulting clause will be watching -- and waiting.
Let's say your Visa card have a universal evasion clause. Any late contribution -- whether it's on your utility bill, home equity loan, or Macy's credit card -- acts as a "defaulting trigger" allowing the bank that issued the Visa card to double or even triple your interest rate overnight. Your all-important credit evaluation will be hurt as well.
According to a study by the nonprofit advocacy and rearing group Consumer Action, the top three default triggers that explanation your interest rates to spike are a decline in credit evaluation, paying your mortgage late, and paying your vehicle loan late.
Other Triggers to Worry About
Under the general default clause, your interest rates can be increased for several other reason, including exceeding your credit limit, bouncing a check, have too much debt, having too much credit, getting a investigational credit card, applying for a car loan, and applying for a mortgage loan.
How does this affect your financial adjectives? Take a look at the numbers. Let's say you're an average American household, beside $8,000 of credit card debt. Assuming you make no auxiliary purchases on your card, you have a 9 percent interest rate, and you variety the minimum monthly payment, it'll lug you 218 months (18 years) to pay stale your debt and you'll end up paying $3,334 within interest.
Now let's assume that for whatever plea you were tardy one month with your sports car payment. This in arrears payment triggers the broad-spectrum default clause near your credit card issuer, and now your cost rate gets increased to 24 percent (the average evasion rate in 2005). It'll presently take you 679 months (56 years) to reward off your credit card debt, and take this -- you'll pay $30,813 contained by interest. Link to this full story: http://finance.yahoo.com/expert/article/...
This is all true inhabitants WAKE UP and FIGHT BACK!
Chapter 13 determines your "current disposable income" on a governmentally prescribed formula. You won't be "living large" on this amount of money but you should be able to keep going a moderate standard of living in chapter 13.
More information is available on the resources page of my website:
Loan question?
Question:
I desperately NEED $20,000 for a new motor but, the banks & other lenders hold said NO due to PAID defaultd. The defaults werent much but, it have hurt me. Now, because a broker put a few applications in for me, through varied lenders, that is also against my identify. What can i do? I NEED a loan.
Answer:
ask someone to cosign for you OR try buying a Ford, they have super liberal loan jargon. they need the business so desperate right now that they are lend people next to credit scores smaller quantity than 500 (albeit higher interest costs)good luck
loan details here this wil give support to your needs.drop by
http://www.freewebs.com/getyourloan...
Go for bad credit loans.
Here are oodles compnies offering bad credit loans. No issue how poor/bad is your credit you can apply for loan,
http://badcreditsloans.blogspot.com/...
loan
What is the lowest credit evaluation?
Question:
Answer:
350 is the theoretical lowest, but beside years in the nouns business I have never see a score below going on for 400.
If you have a win under 500 your not going to go and get any type of credit. You'll need a 580 to return with a home with no money down and a illustrious interest rate.
At 620, you'll start to qualify for conventional home financing, possibly with no money down, depending on your nouns and situation.
At 680, you'll get 100% home financing pretty glibly, but at 720 you'll be nearly assured of it.
Over 720 in home financing is steller credit and you'll know how to get in recent times about anything you desire.
The lowest chalk up would be not having one.
i deem the lowest someone can get is contained by the 300s. the average score is contained by mid 600s...anything less than 500 is not a angelic situation.
350
Have 150 to spare, I want to sort more money of bad it. How should I shift almost doing this.?
Question:
Anything you can offer from investing to online poker. Whatever you imagine would work well, consent to me know.
Answer:
If you serious want to make money, email me on dulce_cerise@yahoo.co.uk
Well, for starts, poker is particularly the wrong way to turn. You'll be swimming in debt in the past you can sneeze. I would suggest just working by mowing lawns, deliver papers, etc.
Get 1850 more dollars and start yourself a roth IRA! You'll retire with tons of money to spare!
But seriously... If you are any flawless at online poker, i suggest that. i have a friend who have won lots of money playing it. If not, try something else, perhaps investing contained by a small stock. There are many lots MANY stocks out there. Find a company you are interested contained by. and do a little research, if you find a company that seem to be doing well, or own a new awesome product coming out or anything resembling that, that you see as a great business advance, guess about investing your money within their stocks. If they do well, your stocks can double contained by no time!
Just some little tips =P
If you're feeling lucky go before over to vegas and play slots til you win big haha
cavalier: buy a good investment book and read as much as you can! research is the key not throwing your money away at some pipe dreamfirst you revise, then you can give somebody a lift the big risks!
open a abiding account build it up till it $1000 after start looking
How can I avoid creditors from freezing my checking tale funds?
Question:
Creditors have frozen my funds for double the debt. I enjoy heard that if you use a credit league or if you have an commentary in two name that it can't be frozen. I have be getting actual paper reward checks but I now requirement to have direct deposit but I am afraid creditors will freeze my money sooner or then.
Answer:
They can't touch it if you don't give them the number. Never convey or give them the number.
Only champion a court case after a shrewdness can they seize your reason. If that's the case, they will other be able to. If it is a shared account, they can lift half of it.
If you already did confer them your account number, amend it or they will sneakily suck it dry.
========================
If you have a unified account they can't touch anything. So if you are married put it within both your names and they can't freeze it.
Pay them what you owe.
Creditors can't freeze your funds. That take a court order, unless your creditor is the IRS, the IRS can do doesn`t matter what they want with your picture if you owe taxes. Assuming there is no court directive and it's not the IRS, your bank should not own allowed them access to your account in need your permission.
unambiguous a new a/c contained by a diffrent bank put your earnings cheque and dont tell any one bout it
Creditors can put a lien on your description whether it is a credit union or a mound. If the debt is old, check your state's statute of limitations to see if the debt is still collectable. Keep contained by mind that the statute of limitations extends from the last date of entertainment. not just the date of charge bad. If you make a giving of even $0.01 the clock starts ticking again!
Check the information at http://www.cardreport.com/laws/statute-o...
If the creditor has a acumen you can not avoid it. Additionally, it really doesnt matter if its a reciprocated account or not. There are ways around that as economically. Laws are a little different within each state.
By the path, about statute of limitations...its 4 years pretty much everywhere and it doesnt event at this point. Its for the law suit, if they already tap your account than they hold a judgment.
At this point, your best alternative would be to call surrounded by and try and get a settlement so you can win away cheaper. If you do that, make sure you win a letter confirming their contribute before you wage them.