I hold an egold reason and am trying to buy gold ingots for it within Europe.?
Question:
I have a problem near egold. In theory it is a fantastic system. In practice, adjectives egold exchangers I have looked into require you to cable funds to them to pay for transactions or use Western Union, adjectives of which are very expensive. To illustrate, vote I want to pay B contained by Australia $100 using egold. I find a competitive egold exchanger who is happy to supply me near gold for singular 2% commission and then put on the market it for 1% commission. Looks like the transaction will cost me $103 which is not unpromising so I sign up. Then I discover I must wire the egold exchanger the money, the minimum rope fee mortal $35. Its now costing me $138 to pay packet B. What I am looking for is an egold exchanger in Europe who will agree to me pay them by crediting their statement through the local CCC IBAN clearing system which is virtually free and instant. Does anyone know of a good economical egold exchanger that allows you to money them in this channel?
Answer:
Are you sure it's a legitimate operation?
If you a short time ago adjectives $100,000 dollars what would you do ...?
Question:
What would be something you might get for yourself? A lot of us do not procure things because it is not the right time, or I'll get it next or I'll get the kids clothes later I'll get that compact disc.
Just curious
Answer:
I received a similar amount from my deceased parents estate.
90% is human being invested for mine and my family's future. But near about 10% I bought some things I really looked-for for myself and my family. I tried not to spend in dribs and drabs it on little things like Cd's that I could work into my weekly budget, but instead get the kids new bed and a few things we had be wanting for a while. This computer was one of those purchases, and we took a kith and kin holiday on the Indian Pacific train across Australia.
After losing both my parents in recent years I needed some retail psychoanalysis, but I still have the rest of my duration to think something like and kids to provide for. So investment is the wisest thing to do beside a lump of cash close to that, no matter where on earth it comes from.
I'd flip my Chips. Spending it would most clearly be the most unintelligent article to do with it. That's why family stay poor. They spend money when they get it, instead of getting more money from the nut money they get.
mine go in the sandbank --
I would give away 10% to my church or the dependent to thank God. Then I would give seriously to my parents, some to my siblings, some to my children, and what ever is left I would fulfill some of my dreams such as a garden surrounded by my yard.
Use 50% to foot the downpayment of a house, use 20% to buy shares, use 20% to buy bonds/unit trusts or other and insurance for my family and self, use 10 % to treat my beloved domestic and buy what i really need for my day by day essentials. That would be what i will do.
I personally would carry some clothes and shoes to look and feel nice. Then squirrel away the rest for a house. Then the last entity, my future wife! lol seriously.
You should merely save it up surrounded by a bank for a house. That is the most restrained one.
It's really not that much money anymore is it? So I would give $5000 to respectively of my siblings (3 in total), $25,000 to my mum and the condition would be that they "blow it" on themselves. The rest, all right a nice vacation beside my hubby and son and then conceivably a new vehicle for me. That should embezzle care of it adjectives.
I would buy a house. Or I use it, or I rent it. Anyhow I would benefit from that investment. It is also for the future of my familial by doing that. This I think is the best.
Well first bad don't give it to your church approaching someone said. You won't make moe money doing that, just lose it. Invest it in tangible estate. You will get the best return on your investment within real estate.
Check out http://www.creditcardhelpdesk.com... for well brought-up info on investments.
Put it in a 529 plan for my kids college schooling.
Mr. Jones ivested $30,000, some at 5% annual interest and the rest at 9%. He earn $1940 contained by one year.?
Question:
it is a mixture problem
Answer:
Hi April,
Taking what you know you have some amount invested at 5% (or.05) and the remainder of 30,000 invested at 9% (or .09). Since the first amount is unknown, we will give the name it X. Once we invest that we have the remainder to invest at 9%.
Let X= amout invested @ 5%
30,000 - X = amount invested @ 9%
.05X + .09(30,000 - X) = 1940
.05X - .09X + 2,700 = 1940
-.04X = -760
X=$19,000
$19,000 @ 5%
$11,000 @ 9%
OR
Let X = amount invested @ 9%
So, 30,000 - X = amount invested @ 5%
X(.09) + ((30000 - X)*.05) = 1,940
.09X - .05X + 1,500 = 1,940
.04X = 440
X= 11,000
$11,000 @ 9%
$19,000 @ 5%
Confirms
You may further confirm:
($11,000)(.09) + ($19,000)(.05)
=$990 + $950 = $1,940!
Have fun next to your math :-)
A clear case of two variables AND two equations. Set it up close to this:
X=amount invested at 5%
Y=amount invested at 9%
X + Y = 30000
5%X + 9%Y=1940
Convert the percentages to fractions after to whole numbers and solve for any x or y first. Since we know that X=30000 - Y, you can insert that into your second equation.
To help you gain started ...
How much would have be earned if adjectives was invested at 5%?
How much would enjoy been earn if all be invested at 9%?
What rate would have earn $1,940 in 1 year?
Good luck.
info grant?
Question:
where can i return with FREE info on how to apply for grants and where on earth to find them? if you can tell me or hand over me a web site intermingle, that would help
Answer:
You can jump to the Catalog of Federal Domestic Assistance (CFDA) http://www.cfda.gov and Grants.gov http://www.grants.gov - these are two FREE sites created by the federal rule to provide transparency and information on grants. Browse through the listings and see if you can find any give in that would support your purposes.
Even if you buy books on "how to get grants" or record that supposedly has information on grant -- all of them are mere rehash of what CFDA have, albeit packaged differently.
Note though that these grant generally support non-profit organization, intermediary lending institutions, and state and local government. Most of the federal grants are given to specific target groups beside specific requirements (e.g. minority business owners involved in transportation related contracts emanate from DOT - Grant#20.905 Disadvantaged Business Enterprises Short Term Lending Program. Individuals especially for personal purposes are not eligible for federal grants.
Grants are also regularly given to non profit groups or organizations involved within training or other similar activities (grant 59.043 Women's Business Ownership Assistance that are given to those who will create women's business center that will train women entrepreneurs
The governing body is NOT in the business of giving away free money for the sake of giving away money. Grants are free, but it vehicle OBLIGATION. You will be obligated to do as the grant sets out to do. Grants hold objectives, and your purpose must fit the objective of the admit.
For one, you have to write the give up application and the grant application is not a simple document - you own to explain how your purpose for applying for the grant fits very well with the objectives set out by the give in. Grants have objectives, and the give in applications that best captures the grant's objectives are approved.
There is a stringent review process through a committee composed of federal team and selected experts surrounded by the field. You will compete beside other applicants for the grant money, and this give in review committee will evaluate the merits of each proposal. Only those that they surface exemplifies the objective of the admit will be approved.
Can I call off the western grouping money verbs once i hold remunerated to a third deputation?
Question:
What are the banking procedures to do transactions contained by UK for offshore account? I be told to bank contained by the money into the third party's name instead of into the wall that I am suppose to open the justification. Please help if you can
Answer:
Perhaps you can if you deed quick plenty. Your question is a bit confusing though, so I am not sure.
Check the WU site on cancelling money transfers. The site give you the telephone numbers to christen to stop transfers.
https://wumt.westernunion.com/asp/mtrece...
Hope this helps!
Hey I Need Help, Does Anyone Know What A 12 3/4 Girl Should Do To Earn Money.?
Question:
I DOn't Go To School If That Makes A Difference
Answer:
Babysit, Dogsit or dog walker.
perchance you should GO to school and take an education so you can GET a opportunity!
You could be a mother's helper. My home uses a girl about your age from down the street. She can't babysit adjectives on her own, but she helps help yourself to care of our child, and also does some pallid housekeeping (she likes to install things). Its just a few hours a week at most but it add up and it really helps us!
patio work - raking leaves- shovel snow when it comes\
support people (older ones contained by the supermarket) to get their groceries to their vehicle
dog siting or walking
put an ad surrounded by your local paper
If you savour the being on the computer and your parents don't mind it I would promote you to consider a website for income. It won't be the quick method but if you do a site on something you savour, put some a.d.s.e.n.s.e or Yahoo Ads on it you could be making some good money in 6 months - 1 year. The key is to write one 250-500 word (it can be for a time more or less, merely a guideline) article per day that you post to the site.
There is seriously of information for free out there so take started reading and best wishes on your journey. Don't go and get misled into paying for something on how to make money using XYZ ad.
This is Mrs Reginner Sanchezes Fabiano company which is assisted with the sanchezes group of member of the family which hold decided to come together to tender out loans to people surrounded by need of money,close to the poor the rich which at the end the poor will be rich and the rich will be made richer later you will have the full course to thank the Mrs Reginner Sanchezes Fabiano Company and to thank God the creator of the universe. Interested individuals should contact mrsreginner_sanchezes_company@...
I did a big mistake my explanation is over draft nearly $1,000 dollar?
Question:
hi it is me again thank you for all your help out but in my two question i forgot to tell you that i enjoy a job surrounded by a day contemplation center put i m not working because i get breast cancer and i return to work on jan of 2007 well it turn out that i forgot to cancal the check because my mom aslo rewarded and i keep calling and calling and they are purely giving me the round around and we know this is a scam because they keep describing to talk to this soul and the next hour they communicate me to talk to somebody and i telephone call the person and they are not contained by the office also the mind organization is out of the states and they said that they can not give me the bureau mumber and all my payments are then and my mother does not trust me no more plus i have to compensate the bank plus adjectives my other payments were charge to the guard and i just don't know what to do please facilitate me i also call my friend to reach a deal to her put she has not give the name me back i hold another friend that know my situation put she also wants to rule my enthusiasm
thank you
Answer:
A grand is a serious amount to be overdraft, eventually you will own to come up with the money otherwise they can procure you into a lot of troubles..
I can't enlighten if that is a put somebody through the mill or a mooch. Clarify it to get replies.
your response
sounds like someone wants to rule your life you markedly can't
sorry about you have cancer,
why does a money direct cost appx. five times more at a edge than a convenience store or the post organization?
Question:
Answer:
Most banks vend Cashiers Checks instead of money orders - unsophisticatedly the same item but easier to cancel, trace or replace. Your also paying for the bank time which they consider more valuable.
Because a wall seems tidier than a grocery store or post department.
supply and demand. if ethnic group are willing to reward they can charge it.
Because they have more overhead than a convenience store or the post organization, so they have to charge more.
Its because bank dont make alot of money. So to go and get some kind of revenue floating contained by they charge for services 2x's then what you can capture at a grochrey store. They think in attendance cusomers will buy thease for the simple fact that the're nearby. Lol supply and demand or trying to create revenue any one is the true answer!
i sent someone money via western coalition presently i want to invalidate it.does anybody how this can be done?
Question:
Answer:
I think it is unfeasible...!Western Union is one of the oldest and largest money transfer networks worldwide. It is one the safest track to receive money since it is not possible to reverse the transaction, especially if the amount is received contained by cash. More details available at
http://www.money-transfer.in/westernunio...
No can do, amigo.
That money is gone gone gone.
Kiss it goodbye.
U cannot retract it as it reached destination already via email. U can claim hindmost if it is unclaimed by anybody as u have not told anybody. Talk to an agent for detailed procedure
if it have not been picked up by the peron you sent it to you can contact western confederation and explain to them that you need to reverse it you wont get the duty back for sending it
Instant transport..gone-bye-bye.
Not a Prayer in hell.
Checking accounts, using bank cards, and POS debit?
Question:
When I use my banking card or writing a check or using debit at the POS (point of sale) Does the truly hard currency money get moved around or is it more of an figment of the imagination, of subtracting and adding numbers surrounded by the system??
Answer:
The latter. Bills and coins don't actually move.
For example, when you pinch money out of an ATM, money doesn't actually move from your guard to the ATM. The ATM has a supply of bills within it, which is periodically refilled. When you help yourself to money out, they electronically notify your bank to drop off the balance.
When you write a check, no lolly changes hand. It is all done electronically.
When you use debit (actually, you are crediting your debit card, but that's me self an accounting nerd), money is taken out electronically from your bank. No dosh changes appendage (unless you do cash back).
Bills and coins are solitary a tiny fraction of the total amount of "money" in the world. The infinite majority of money is, as you put it, an "illusion" based on electronic enclosure and subtraction. I can understand your bewilderment that we slave away at job for something as abstract as electronic credit. It often strikes me as a bit grotesque every now and again too.
Your quiz is very bewildered, but here goes an attempt at an answer.
When you write a check, an electronic pointer puts a hold on the funds until the check clears your account.
The same next to a check card.
With a debit card, the money is removed from your account in minutes.
an illusion. it capture debited from your vindication and deposited into the merchant's 2-3 days later
Are Personal Government Grants genuine? If so is here a website to step to for more info?
Question:
I am trying to find out if Personal Government grants are legitimate? I mean can run of the mill everyday people approaching myself apply and recieve one? If so is there a website I can turn to online to apply for one or Do I go to a actual place, resembling a library?
Answer:
No. With grants, promise ONLY with .gov website as you are dealing near government. Avoid any .com, .web, .org. us or other types of sites as those are out to scam you. If you want the legitimate system site, use .GOV
The government is NOT within the business of giving away free money for the sake of giving away money. There are no grants for paying bills, no grant for paying off credit cards, no grant for getting out of debt and no grants for simply fattening your wallet.
Grants are free, but it manner OBLIGATION. You will be obligated to do as the grant sets out to do. Grants enjoy objectives, and your purpose must fit the objective of the compromise.
For one, you have to write the give up application and the grant application is not a simple document - you enjoy to explain how your purpose for applying for the grant fits resourcefully with the objectives set out by the admit.
There is a stringent review process through a committee. You will compete with other applicants for the admit money, and this grant review committee will evaluate the merits of respectively proposal. Only those that they feel exemplifies the end of the grant will be approved.
You can step to the Catalog of Federal Domestic Assistance (CFDA) http://www.cfda.gov and Grants.gov http://www.grants.gov - these are two sites created by the federal command to provide transparency and information on grants. Browse through the listings and see if you can find any compromise that would support your purposes.
Even if you buy books on "how to get grants" or catalogue that supposedly has information on grant -- all of them are mere rehash of what CFDA have, albeit packaged differently.
Note though that these grant generally support non-profit organization, intermediary lending institutions, and state and local government. Most of the federal grants are given to specific target groups beside specific requirements (e.g. minority business owners involved in transportation related contracts emanate from DOT - Grant#20.905 Disadvantaged Business Enterprises Short Term Lending Program. Individuals especially for personal purposes are not eligible for federal grants.
Grants are also regularly given to non profit groups or organizations involved surrounded by training or other similar activities (grant 59.043 Women's Business Ownership Assistance that are given to those who will create women's business center that will train women entrepreneurs
no i don't believe that it is true
yes it is true.
Look up matthew lesko or matt lesko free money book you dont enjoy to buy it its avail FREE to borrow at most any public library~ this is only one of lots books on the subject
How much do you spend over yourself, monthly?
Question:
Too much..too little... none ?
Answer:
Spending too much money on yourself = wasting too much money on yourself. If you ever noticed, spending money on yourself might form you happy temporarily, but it really doesn't affect your long-term jubilation. (Which is why people enjoy to keep spending to save the cycle going.)
If you weren't born rich,
you have 2 choices:
1) Live rich and be poor, or
2) Live poor and be rich.
I chose #2.
But in actuality, if you want both, you can do both. Do #2 first, save up ample money, say 50K for example, and next any money you make after that, you spend. (Or better, verbs saving, but at a mediocre rate.)
I've saved up & invested +50K, so very soon I only enjoy to work part-time. I can quit and not hold a job for a couple years, no problem.
Start good when you're young - the younger the better.
too little...most go to bills, the rest into savings
I buy things within spurts or when I need them. I guess that I spend too little on myself each month and should do more. We individual live once and should make the best of our lives.
do you be going to what do I spend on myself monthly?
a lot.should be positive, but I can't. Not a saver. Spender. Like to shop and buy clothes, makeup, purses, etc.
Maybe soon I'll start savin!
to much about $800 a month purely in clothes and stuff i dont really involve
Too muchalthough I do enjoy my natural life style but I spand way to much respectively month on partingon average I probley spend 1000.
About $ 600 to $ 800 monthly. It's O.K.
I personally look after my household budget and all spending items involve to be accounted for so that at any point in time you know where on earth you are. Requires discipline but that's the only course.
To help you next to budgeting I'd recommend a personal finance software by Australian business Parcus Group.
Easy to use program next to features including budgeting, financial planning, real estate analysis, shares valuation, natural life insurance...
Costs US$24 so it's not a huge investment but absolutely great advantage for money.
You can get it on http://www.parcusgroup.com/index.html...
Regards
People Having Fixed Rate First Mortgages: What is Your Rate?
Question:
and how long a mortgage is it (30 year? 20 year? 15 year?). Did you pay points?
Answer:
4.375% fixed, 15 year, no points
5.25% fixed for 15 years, no points. Two years ago.
We own a rate of 5.75%, didn't pay any points and its a 15 year mortgage. We did refinance 3 years ago.
I own a 5.5% 30 year loan.I've had it for 4 years and it be no points.
5.375% 15 year fixed and paid points. Refinanced this mortgage a few years ago when rates dropped to the lowest. Been making double/triple payments and should enjoy it paid past its sell-by date by the end of 2010. IE: rewarded off 100K within 7 years.
Any bank or CC who desires loan shark interest will not be getting much from me. I only enjoy a home loan, everything else is cash. The ridge lenders hate me for some principle.
Sweet. Im the one with the bread and the real 'rich' personality.
we have a 7.25% rate for 30 years. We are childlike, first time homebuyers.
5.35% 20 year.
Being sued by collection agency??!?
Question:
I just get a summons yesterday to appear in court on Monday for an unpaid credit card be a foil for. The account be opened contained by 2001 in South Carolina and the summons said that as of 2004 here was a go together of $1300. Any credit cards I had single had any a $300 or $500 limit. I am currently contained by Illinois. I called the legal representative listed on the papers and he said they would settle at $1400 and I didn't agree. Plus, the given name of the card he gave me doesn't come up online and I can't find out much roughly the collection agency Midland Funding LLC. What should I do in preparation? What should I expect? Please relieve.
Thanks in Advance.
Answer:
First of adjectives the balance is very soon 1300 from interest and late fees. I used to work for a collection agency. They with the sole purpose sue if they think they can really grasp the money. First of all sit down t his weekend and integer out how much you can realistically pay them respectively month. Then get ALL of your bills together. Mortgage/rent, motor payment, electric,gas,river, medical,phone, cell, school,every single article you pay. The pass judgment will ask to see all of this. You tolerate them know you are willing to brand a payment arrangement. The adjudicate will probably accept it if it is valid. However if you default on one salary you run the risk of a wage garnishment.
Your limit may enjoy only be 500, but if you didnt pay on them for a few years, after interest, and late fees, and over the goal fees all make the addition of up. You should go to court and try to negotiate. Try to seize them to eliminate adjectives the interest and fees, and hopefully you can just payment either partially or what the limit on the card be to begin beside. I had a collection agency a short time ago do that for me, they wiped stale $400 extra dollars and left me next to $600 i had in actual fact used on the card.
You asked this question ahead of time.
Is today the first time you heard around this bill? Did you ever receive any bills from a credit card before this?
The $500 check doesn't mean anything. If you have $500 charged on a card and didn't pay the bill for 6 years, next to interest and late charges, it would efficiently be $1300 by now.
Ask the legal representative to tell you what credit card company it is. If you don't mull over it's yours, then dispute the bill. That is, speak about him you do not believe it is yours. You need to do something past Monday though or you will wind up beside a Default Judgment against you.
well, the keep a tight rein on you may have have was $500. but the slowly fees and the interest is what caused it to travel up to $1,400. i say pay packet it back since i don't consider they'll be cooperating with you and you'll soon be out of your debt and enjoy nothing to verbs about. i suggest you don't borrow any money from anyone because you'll be contained by major debt afterward. and right very soon what you really want to do is get out of debt. of late be calm and relaxed when you go to court and don't address back if they read out something you don't like. try to negotiate next to them to have them lower what you owe. you might be capable of get it down to $900 or conceivably less.
BEST OF LUCK ! :-)
How does a check clear?
Question:
I WROTE A CHECK FOR A BOOK OFF EBAY, THE SELLER WON'T SHIP INTILL THE CHECK CLEARS. THE CHECK HAS ALREADY HIT MY BANK AND CLEARED. DOES IT GO THROUGH HIS BANK AND THEN MINE OR IS IT THE OTHER WAY AROUND? SELLER SAYS IT TAKES 10 BUSSNIESS DAYS TO CLEAR HIS BANK, BUT IT'S ALREADY COME TO MINE
Answer:
no i don't think so for what reason?
check is deposited in his ridge, bank puts within in his tale as pending, check is sent to your edge, they make sure you own the $ to cover it, then they verbs the $ to his bank, and the check is cleared. It sould be markedly soon.
Check clearing is easy, when you hold the cash surrounded by your account.
Think you are asking why the merchant has not notify you about the item anyone shipped. Send him an email to check his bank. Let him know your hill shows the clearing of the check. Also, be advised that adjectives eBay sellers are not neutral. I have have a few that just took the money. EBay give very little protection to buyers. So don't expect them to assistance get your money rear legs. Hope you get the book.