How much funds can you hold if on uk benefit?
Question:
Answer:
lb3,000
I think it is underneath lb3000
Depends, which benefit?
You have not said which benefit, as respectively one could be different.
You'll lose lb1.00 benefit for every lb250.00 over lb3000.00 depending on benefit though the upper boundaries change, Income Support/JSA lb8000.00 or over scheme no entitlement to benefit, pension credits are slightly more though
Which benefits-re JSA Savings over lb6,000 usually affect how much income-based JSA you can capture.
I enjoy a BANKING Question???
Question:
COMPASS BANK- anybody ever hear of them? OK, my question is, i have a charge-off or two, and the one is paid but the other isn't, SO, does this mound check CHEXSYSTEM before they will tolerate you OPEN and banking description with them?
Answer:
use the intermingle below to read an article. it provides information on: what is the Chexsystem; how one gets reported to Chexsystem; and remedies on how to take off the system.
i cannot numeral out what your exact situation is because your didn't provide info on what the charge off be related to.
yes they will pay put a bet on the money you owe and you won't need to verbs about things similar to this again...
How do I find my ripened 401k plan if company no longer exists?
Question:
The Douglas and Lomason plant in GA closed down. I worked near in the precipitate 90's. I have a 401k and I tried to locate the major ofc, in MI but found no valid numbers. Have I lost adjectives the money I put into the 401k account? I can't even remember the financial institution the 401k is thru...any give support to would be appreciated! Tnx
Answer:
The funds should still be in escrow, or what might be call "suspense" if the co is OOB. The 401k firms are actually call the 3rd party admin and hold a fiduciary responsibility to both the co and you the participant. I would suggest Googling the info for the defunct co, they likely sold out to another. If they took BK, library of all that are not thorny to access. If you were within the employ for more than a year your initial vesting residence had imagined begun and ther would be some dosh there. If you be a long time hire,(more than 10 years), the vesting may have completed and much more of the funds would be avail. Good luck.
BTW, I've hear others mention some sites designed ot help folks verbs lost deposits and other types of funds, check it out before you leftovers $ on an attorney as a last resort. They use awesome ,(scratch that,) they hold para legals whom use awesome programs designed just for the purpose of locating assets.
You should own either rec'ved a check for the amount owed to you, or it should enjoy rolled over into an account for you. If you rec'ved no paperwork on it, you may be up a creek. When you enrol in the 401K, you should own gotten info on what the investments were for and what the ending year looked like. If you didn't capture anything then I chew over you got screwed over, and you should look into other option.
Try contacting the Social Security Administration. Your old company should own reported you as a terminated participant who had a deferred vested benefit surrounded by the plan.
You might also try FREERISA.COM and look for a 5500 form filed by the matured company. You can look under the given name of the company. If a form is there you should be capable of get the term of the investment manager they be using to try and track down your money.
Janet:
Have you tried a broker or perhaps you may be capable of receive guidance from the IRS. Just a thought!
One thing I never invest surrounded by ...is a 401k that is internal to the company I work for.
Any 401k to be precise internal will often be a problem then on.
Its so easy to own external 401k's that wont be affected by a company have problems.
Internal 401k's can be sucked in, externals cant be touched.
The company be acquired contained by 1996 by Magna International. (see http://www.autonews.com/files/06worldcon... )
The Magna International website for employees is http://www.magna.ca/magna/en/employee/fo... Try the email hotline to speak near someone. I hope this helps.
My employer continues to lose money onour allowance plan?
Question:
Is there anyway we can sue them for the harmonize or take control for ourselves?
Answer:
You should other have a separate retirement fund besides your income plan. Many pensions are underfunded in a minute because companies can borrow from them. Go start a Roth IRA somewhere. If it were me, I'd find a mutual fund beside a very low expense ratio, and one that tracks a crucial index, like the Dow or the S&P 500.
As to whether you can sue - I'd pilfer your question to your state's attorney general's department. They will have a better understanding of the rules in your state.
roth IRA or a attorney
are you in a grouping i'm sure they would love to hear about that
anything type of job you enjoy probably has some type of grouping
there is no idea for that in today's discount unless you are dealing with a incompetent personality inwhich case you should petition to fire him and procure a new blood within charge for you.
Is near a prepaid credit card that can be loaded using paypal?
Question:
Looking for a US prepaid credit card/debit that can be loaded using Paypal accounts. I'd prefer to know more than one in grip one of them doesn't work
Answer:
I do not think to be precise possible. They (Paypal) would need away to verify the street addy, and you and beside pre-paid it is anyone's guess as to who you really are.
Use a bank rationalization, or a credit card. Or even the PayPal account.
i do not muse so . sorry
I can give you a association that deals beside Payapl & Ebay transactions through Paypal. PayPal is one of the most popular online money transfer systems widely used for online auctions, wages to surf programs, e-books and purchase of low value commodities. It is now a part of the pack of the online auction website eBay. More details available at
http://www.money-transfer.in/paypalindia...
This one works.VM ATM debit card. I love it and several of my friends are using it with paypal and own no problems.
If a retailer refund a transaction made by a debit card, how long should it thieve to appear put a bet on surrounded by my story
Question:
Answer:
3-5 working days. Isn't it strange that when they debit your account it's instant but when they owe you money it take longer. What would the retailer say if you go into Tesco's for your weekly shop and walked out of the door motto I'll pay you surrounded by 3-5 working days!
THE BILL AFTER YOU BOUGHT IT
when this happened tome iwas told it can cart up to 14 days!!
doesnt take them that long to rob it tho..
theyshould have advise you of a timeline when they carried out the refund.
bestow it a week then be in motion back and ask them.'
the transaction shoud be instant.
smaller number than a day
Almost instant, in a day anyway. This happen when I returned goods to Halfords.
I enjoy had this ensue a number of times and it depends on who you guard with and who the specific relatiler bank with. If you both own the same hill it can take as little as 24 hours, but contained by most cases it can take 3-5 working days.
Some institutions are instant, Wall Mart I know of for sure. I have a credit card that I needed to make one purchase per month to save it at zero interest, sadly Ieft it till the last sunshine and oops I went to 7 Eleven. I did not be paid it, my credit card company recommended Wall Mart due to their efficient time frame surrounded by [processing transactions. Being that all institutions are different, be prepared beside funds in your statement. Good Luck
Typcially, no moe than a couple of business days. The retailer should have given you a bill when he gave the settlement. If you have not received the return within a week or so, budge to your bank beside the refund reception.
it can take up to 7 working days depending on the issuing and reception banks of the funds surrounded by question.
It should rob the same amount of time that it took the money to come out of your details in the first place. Usually 2 - 5 days contained by UK.
Can and how do I build a financial profile?
Question:
Answer:
good examine, Ive been getting adjectives information from NHBS site when it comes to financial matters, they've get helpful planning and offers
http://www.newhorizon.org
hope you'll find what youre looking for and goodluck!
what's the best prepaid debit card?
Question:
Answer:
Personally, I have a Green Dot Visa debit card.
It's worked all right so far.
The only desperate aspect is that they charge $4.95/month (which isn't so bad) and they have extra ATM fees within addition to those of the actual ATM
But you can own your paycheck deposited onto the card, you can shop online, it works just as a regular card.
You don't enjoy to be 18, but you need the SSN of a parent.
travel to www.greendotonline.com to learn more something like it.
hello dearie, check with the NBHS, Inc,
http://www.newhorizon.org
adjectives the best!
VM ATM debit card. I love it. Easy to get and no hassle and hidden fees.
Mortegage return for 37,000.00 at 7% i necessitate company for this loand?
Question:
Answer:
My husband is a loan officer and may be able to minister to you out if you live in the United States. Email me if you would similar to to contact him.
You question is what?
i would contemplate you would be able to go and get that depending on your credit and debt to income situation from any mortgage banker within your area
for a 30 year loan, the transfer of funds would be: $246.16
for a 15 year loan: $332.57
for a 5 year loan: $732.64
for a 3 year loan: $1,142.45
Next time be more specific.
I'm not really sure what you are asking, but this site has some useful information on mortgages and you could find out if you would qualify for a loan at this amount and interest. Good luck!
http://loan.divinfo.com/
is a house wage of 1260.00 per month commonplace if we engender 85,000.00 per yr.?
Question:
Answer:
The payment for your mortgage is base on the original loan amount, not your income.
You can progress here: http://financialplan.about.com/od/credit...
and divide your mortgage plus other expenses to see if it is too much.
do you have a one week run home pay of 1260? yes next you are doing good. No later you are doing what the bankers love to do, get you into too much of a loan.
call round daveramsey.com to learn what the bankers pray you never ever swot up before you seize burnt.
It depends on what else you spend your monthly budget on. Car pymnts, course of life, and other things you dont judge of. Everyone is different.
I NEVER go by what society call the norm.
If you want to be financially independent and not worry roughly speaking money then you have need of to have a home to be precise only worth 2 years of your income. Many disagree next to this concept but then they will be the ones working till they drop unmoving to pay the mortgage and the upkeep.
As soon as people STOP living beyond their money, the sooner they will have a better time but you cannot tell these empire this for they do not want to believe it. It is their CHOICE, we all return with to make the choices beside in our lives about our finances. I simply choose to HAVE money rather than spend it adjectives.
aaaaaaaaaaagh life is righteous !
To figure this out, you amount out your annual housing payment (1260 x 12), which is 15,120.00. Then you subtract what percentage of your income that is. 1260 a month for your mortgage is almost 18 percent of your income. Most financial adviser would consider that very modest. If it seem like too much money, you might want to look at your other expenses. If you are considering moving to a larger or otherwise more expensive place, don't agree to the percentage rise above 40%.
If the $1260/month includes principal, interest, homeowner's insurance, and property taxes, then you're markedly fine - this only represents 18% of your gross income. You could in fact afford up to another $1000/month, assuming you don't have deeply of other debt. I suspect you're not including property tax surrounded by the $1260, so find out what that will be.
You'll probably have to think twice about two things:
1) If this is for anything except a fully amortized fixed rate loan (e.g., an ARM, interest merely loan, etc.), you'll want to know how much your payment could adjust upward.
2) If you're counting on two incomes, anticipate your situation if you just had one (e.g., wife stays home to hold a baby).
These two things can dramatically change affordability. Lenders used to want to hinder your total house payment to solely 28% of your gross income, maybe 33%. I'd influence you might be able to afford up to 42% of your income, but above that it get really tough. Good luck.
A good rule of thumb is that your house transfer of funds should not exceed 25% of your income. If it does.. then you probably hold too much house.
Need minister to beside financial question please?
Question:
which of the following best describes a worksheet?
a.its a formal reportused to summairze the journal
b.it reports the financial position of a buisness on a monthly argument
c.its used to gather information to be used within preparing financial statements
d.its an eight-column report that reports only the position os owners equity
if prepaid insurance have a debit balance of $500 within the trial balance and the appeal of insurance coverage remaining is $400 what would be the amount of the adjustment?
a.$100b.$400c.$500d.$900
which of the follwoing best describes a closing entry?
a.its an entry made in the go together sheet to close out the assets
b.its an entry made in the trial be a foil for to show a final entry
c.its an entry made made in the broad journal to close a makeshift ledger account
d.its an entry made contained by the general lodger to close a severe account.
you would verbs the net profit for a time of year to?
a.an asset account. b.a liability details.c.owners equity account.d.common
Answer:
1 C
2 A, reduce the $500 go together down to its value
3 B
4 C, profit at the shutting of a period go to equity and profit is zeroed out to begin the subsequent period.
First Question the answer is c.
Second Question the answer is a.
Third Question the answer is b,
Fourth Question the answer is a.
How can i find an out-of-date friend totally free? beside no credit cards or bread?
Question:
Answer:
myspace works for the under 25 crowd.
Any other its a refuse of time.
Fact is, most of the over25 crowd finds it a waste of time except for the criminals.
Myspace. I found a ton of elderly friends from high conservatory. It is free to join and lots of fun personalizing your page. Good Luck!
How can I get hold of my husband to stop using credit cards?
Question:
Before I got married, I NEVER used my credit cards. I have them strictly for emergencies individual. My husband has other used credit cards to buy everything. He has never be good near budgets. He uses his cards for gas, food, clothes, car repairs, everything. If we are running low on currency at the end of the reimburse period and want to budge to a movie or dinner, his solution is to put it on the card. My solution is to not go. I own tried to explain that this is hurting us financially. I have showed him the bills, the miniumum costs due, our monthly budget. Nothing seems to work. I can't cut up his cards or pinch them away from him. Any suggestions?
Answer:
you sure can take them away! and you should. resembling you said, this situation is hurting the both of you...not just him. bring the credit cards and put them in a baggie full of marine and toss the baggie in the freezer. the lure is gone but the cards are still there for emergency. it really works. good luck!
catch him a new credit card next to a small limit. You can find cards with approaching $500 limits. Maybe that will at smallest slow him down!
Easy. Tell him no more sex unless he stops.
"Accidentally" lose them somewhere...like perchance the trash after you've voided or cancelled them.
Have him take perfectionism of the budget for the next couple months.
Unfortunately there's zilch you can do except decide if this is worth divorcing over. If he is so discouraging with a budget, how will you ever amass for large purchases? He will be a prime sucker for sizeable interest rates and no down payment scheme like closing year's "only pay packet the interest" house mortgages.
Really nothing you can do if you can't cut them up or bear them away you could make his money and cards his problem and your money your problem split the bills surrounded by half and agree to him know whats due when and if he doesn't comply let something receive shut off it will totally freak him out
recount him to use only one card beside low limit as per your budget, if he does not agree beside u, then , u know what to read aloud to him in the middle of the dark. !
Open a separate bank sketch and make him recompense the CC Bill with his money.
Dear frustrated,
Old customs die hard.
What you can do is to find him a new card associated with a hot checking account contained by his name solitary. Have him take the responsibility of maintain the account. Or make available him a cash aim each month. When you turn shopping with him, own plenty of cash arranged to rescue him. In a way, as long as the credit card stability is paid bad each month, you are OK.
When a spender marry a saver, it will purloin time to work it out.
Good luck!
Add up the the past 12 months of your budget versus your income to show how much more he is spending than taking surrounded by. Add to the spending the total amount on the credit cards owed. If he does not stop, he does not care something like you. See a lawyer previously he ruins you financially.
how does credit scoring work surrounded by the uk?
Question:
every time i try to buy something on credit terms it get declined nonetheless i have never owed nor borrowed money previously
Answer:
First of all, check your credit reports (paper copies cost lb2) to put together sure that your identity has not be stolen. If there is zilch on it apart from your address, you will find that you are being decline as you are not what is know as "credit active". This means that few lenders will transport a chance on you as they enjoy no idea of (i) your spending pattern or (ii) your ability to repay debt. I found this a problem after not using credit for a severely long time and applied for a credit card with a tiny go together so that they can see how I can handle it.
You should also check and see how abundant credit searches own been done - lenders are also smaller number likely to lend if they see too several search "footprints" on your wallet. If you need to do multiple search, use a site like moneysupermarket.com that will allow you to brand comparisons on rates and costs without departing a footprint on your file.
Hope this help.
Your credit rating actually improve once you have have loans and prooven that you can pay them stale. Do you have a mound account as that would give support to too.
You can pay a firm to provide you near your credit history, have a look on yahoo personal nouns. You might find someone elses debt on it, ie former people at alike address.
Many factors to consider:
Your address; do you live surrounded by a house with a discouraging credit history, ie previous or a current resident with ccj's, or a short time ago a
neighbourhood near a bad reputation.
Lots of applications for credit looks suspicious.
Someone beside a similar name contained by your area have a bad credit transcription.
There are many other aspects to credit scoring and you can find out what information is held on folder about you.
Ask any potential lender which credit mention agency they use
and apply to that agency for a copy of the information they hold on you. They are obliged to respond, although near may be a charge (typicaly lb10) for this.
because you've never had credit, the credit companies don't know your talent to repay.
Get a credit rating by applying for a credit card aimed at people beside low scores (barclaycard do a apt one) then using it for somewhat bit each month and paying it straight past its sell-by date. Don't leave it beside a balance as the interest rates are customarily high on these cards
This will bequeath you a credit rating and as long as your repay on time respectively month, you should get offered more credit.
if you already hold debt, then they will you more.
if you own a mortgage on a house they will lend you its weight surrounded by cash, until you cant remake the payments consequently they own your butt,
if you have never have credit forgetaboutit,
if your an immigrant expect to receive as many loans as you can shake a stick at.
Where can I catch something notorized?
Question:
Answer:
I could do it for your but since I'm not sure where you are...
the above answers are right any ridge will have plenty of notaries.
Your guard should offer this service
Typically any edge or school have a notary service.
Most banks and lawyer's office have a notary public.
most bank do that
Banks usually have notaries.
if you are contained by India, just dance around some civil or criminal court. there will be some advocate who are accredited as notary public. repay their fees and they will very brightly do it. notorising is very efficiently job.
adjectives banks hold a few employees that are notary public's. they will notarize for you for a few. also saloon dealers usually enjoy notaries on the lots too.
Banks, post office, lawyer, courthouse, major mail store like mailbox etc, or fedex. Though you will own to pay a small amount. Normally around $5 or so.
Many bank have at lowest possible one person who is licensed as a notary public, and closely of law firms also enjoy at least one notary public. If you can't find one at a sandbank or a local law firm, look surrounded by your local Yellow Pages under "notary" or try using Yahoo Business Finder.
a dune or check cashing store or you can look up notary in your phone book
Most bank will have several notories on staff. Also insurance companies and pretty much anywhere that deal with contracts and legally recognized documents.
A bank or even your local mailbox ect. stores can do it. But appointment first to make sure that they do it.
H & R BLOCK