Personal Finance Question and Answers

What is the best agency to earn money when you are solely 14 years frail?


Question:
I am only 14 years weak and no jobs around where on earth I live hire employees at that youthful of age. I already do plenty of work around the house and my allowance just is not adjectives it. I want to save up at lowest possible $500 in a year. It may nouns like profusely and I can't do it with the traditional lemonade stand. What should I do?

Answer:
babysitting, and pet sitting, and vehicle washing around the neighborhood. i used to put up flyer's and you will be surprised how lots people will appointment you
You can always nick on a babysitting job, mow lawns, relieve neighbors clean out garages, sheds, verbs up there yard. The best way is to relief out older inhabitants who can't do things on there own. They may not donate you a lot but at least possible it is a little. Good Luck!
u should put on the market stuff on ebay
Five hundred dollars is not a lot. I made that much within a month (while I was working as a 16 year elderly in summer). If you want some money, try babysitting.
Paper route.
mow lawns, bath cars, the list is never-ending.
i am 15 and work at http://www.cashcrate.com/index.php?ref=6... go in that and sign up they will ask you to complete surveys and they will pay you for your time this is not a scam i enjoy already made 825$ from it..i would love to answer any questions about to this just IM me
Learn to leverage the Internet to get sales of your own product.

That may nouns out of your league, but I assure you it's not if you apply yourself. On the Internet they don't know how old you are unless you relate them.




What is the heading of the give up that your typical citizen can apply for?


Question:


Answer:
If you are talking of the U.S., within are a number of grant available.

However, the government is NOT surrounded by the business of giving away free money for the sake of giving away money. There are no grants for paying bills, no grant for paying off credit cards, no grant for getting out of debt and no grants for simply fattening your wallet.

Grants are free, but it vehicle OBLIGATION. You will be obligated to do as the grant sets out to do. Grants hold objectives, and your purpose must fit the objective of the forfeit.

For one, you have to write the admit application and the grant application is not a simple document - you own to explain how your purpose for applying for the grant fits capably with the objectives set out by the admit.

There is a stringent review process through a committee. You will compete with other applicants for the allow money, and this grant review committee will evaluate the merits of respectively proposal. Only those that they feel exemplifies the aim of the grant will be approved.

You can dance to the Catalog of Federal Domestic Assistance (CFDA) http://www.cfda.gov and Grants.gov http://www.grants.gov - these are two sites created by the federal system to provide transparency and information on grants. Browse through the listings and see if you can find any compromise that would support your purposes.

Even if you buy books on "how to get grants" or account that supposedly has information on grant -- all of them are mere rehash of what CFDA have, albeit packaged differently.

Note though that these grant generally support non-profit organization, intermediary lending institutions, and state and local government. Most of the federal grants are given to specific target groups beside specific requirements (e.g. minority business owners involved in transportation related contracts emanate from DOT - Grant#20.905 Disadvantaged Business Enterprises Short Term Lending Program. Individuals especially for personal purposes are not eligible for federal grants.

Grants are also regularly given to non profit groups or organizations involved contained by training or other similar activities (grant 59.043 Women's Business Ownership Assistance that are given to those who will create women's business center that will train women entrepreneurs




Need loan ASAP-personal against home equity credit not apposite?


Question:
Also need leagal abet really bad- work two jobs not comfortable to go look in someone's office-live in Cleveland nouns

Answer:
Hello, I am chris peter.Do you need a loan.Are you financially down?Are you within debts?Do you want to pay up your bills?I make a contribution out loans at 3% interest rate.I give out loan to personal and business loan to Business Men and women who are into Business transaction, I bestow out long term loan for three to five years maximum beside your interest in this you can as very well tell me the amount you obligation so that I send to you the lingo and condition that is if you are realing interested surrounded by getting a loan from me, Loan is given out in Pounds and $US the maximum I present is 1,000,000 both in pounds and $US and the minimum 1,000 pounds and US$ so if really you are interested communication for more info on how the loan can be transfered to you. There is one Question i have to ask are a serious individual that we nick a loan and pay subsidise after duration with the interest, if you are honest I will trust you because I similar to to do business with Honest population if you are one you will get the loan beside out problem and for your information if you should more loan like $10,000,000m I can make a contribution only if you are one of these cartigories: Manager of a company A private Holder A broker within banks A director within any office or company A glorious investor of and compay If you are one of the following you can get $10,000,000US as loan or if personal loan you can request for 5,000-5,000,000 as loan. hope to here from you soon. Name In full____________ ____________ Phone Number ____________________ convey these info it is important. Mind you loans is given to every cog of the world only if i see you to be honest and will repay back after duration. If you are interested you enjoy to send the amount you requirement as loan so that i can give you the jargon and condition on the loan for your information loan are given to every part of the world on honest populace so if you are honest apply for the loan now. email chris_pers_lender@yahoo.com Thanks.






Hello, I am chris peter.Do you call for a loan.Are you financially down?Are you in debts?Do you want to settle up your bills?I give out loans at 3% interest rate.I pass out loan to personal and business loan to Business Men and women who are into Business transaction, I give out long possession loan for three to five years maximum with your interest surrounded by this you can as well inform me the amount you need so that I convey to you the terms and condition explicitly if you are realing interested in getting a loan from me, Loan is given out contained by Pounds and $US the maximum I give is 1,000,000 both within pounds and $US and the minimum 1,000 pounds and US$ so if really you are interested mail for more info on how the loan can be transfered to you. There is one Question i own to ask are a serious individual that we take a loan and remuneration back after duration near the interest, if you are honest I will trust you because I like to do business beside Honest people if you are one you will get hold of the loan with out problem and for your information if you should more loan approaching $10,000,000m I can give singular if you are one of these cartigories: Manager of a company A private Holder A broker in bank A director in any department or company A high investor of and compay If you are one of the following you can get hold of $10,000,000US as loan or if personal loan you can request for 5,000-5,000,000 as loan. hope to here from you soon. Name In full____________ ____________ Phone Number ____________________ send these info it is noteworthy. Mind you loans is given to every part of the world just if i see you to be honest and will pay put a bet on after duration. If you are interested you have to convey the amount you need as loan so that i can make available you the terms and condition on the loan for your information loan are given to every piece of the world on honest people so if you are honest apply for the loan presently. email chris_pers_lender@yahoo.com Thanks.
You need to provide us near more information so we can help you. Glenn Kawesch
http://tinyurl.com/yesk2f
Legal aid
http://tinyurl.co.uk/63gl
Hello.
I am a Private Lender by Nature and I think i can relief You Get The Loan You Required,That will be If You are still interested.My Interest rate of 0.2% Is fair satisfactory.
Contact me Via email,richards_loan_agency@yah...
Or Call me Directly on +447031940527.
I will be waiting




Asking adjectives bankers, tough situation.?


Question:
A friend of mine was just now incarcerated, and she recieves chil support checks, but never opened an explanation. Now she needs to hold a place to deposit these checks untill she can get out.
Can she be added on to a friend's tale, or open an story of her own without certainly having to grace with your presence the bank?
Her attorney can send faxes, or appropriate paperwork to her to be filled out.

Answer:
Usually near opening a traditional side at a bank, they run a credit check and consequently require you to sign a signature card. If the circumstances were explained by her attorney, or someone who possibly has her financial powr of attorney to fiddle with her affiars, she could get one open. Her attorney should be able to button that for her and someone could then merely get her signature and own it put on file near the bank.

Have you considered an online hill? Can the child support payments be set up electronically. Most allow you to complete the applications online...her attorney could probably do that for her. You do not need to be present to do so. Check out hsbc.com. They enjoy several options. She could later always verbs to a regular bank when she is out.
Have her sign power of attorney over to the attorney and let him depart the account and switch it for her.
I always thought one have to sign papers but maybe she could set it up through her attorney. The lawyer could probably bring the papers to her and do it that way. Tell her to ring her lawyer and see what he/she can do for her. Good luck!
She have to be present to open an report. she may owe other banks money that she may, or may not hold had. But equally you can deposit the checks in your mound and after midnight you can get the money out and lend a hand her out with anything it is she will need. Sound resembling a mess to me. I've been contained by many messes.




what is your annual income? What is your occupation?


Question:


Answer:
It's none of your business.
$26,000 and I'm a Financial Aid Specialist




Walmart hand,?


Question:
iam a new associate, how much is the bring to the fore after 3 months employment?

Answer:
I just have my orientation yesterday and she said after 90 days we hold our first evaluation and if were angelic we get 45 cents and if be excellent we get 60 cents.
15 cents an hour (rarely 20 cents)
When I started at Wal-mart, the reward raise be 15 cents an hour. Unless you have a PERFECT evaluation after it was 25 cents.
not sure, but why dont you pass yourself your own walmart raise.

http://www.escapeconnection.com...




can i buy groceriers for 100 bucks for two weeks for a single girl?


Question:


Answer:
Yes, I believe so. Depends where you live. If you stipulation to stretch the budget to get more groceries, things that are fighting fit and cheap are items like brown rice, in one piece grain pastas and package variety of beans. Frozen vegetables hold on to indefinitely if you are not sure to eat fresh ones soon satisfactory. There is almost always meat on sale, so buy those cuts.
I would hope so near coupons. I go to the store every 2 weeks for a nearest and dearest of 3 and pay anywhere from 115 to 150, depending on what we are cooking.
Yes! I own to spend less after that on myself and my 2 daughters.
Whatever you want.. fruits, veggies, meats, bread.. Whatevers on Dutch auction and/or you have coupons for.
Depends what you resembling to eat... let work this out...

A box of cereal (breakfast) lasts going on for a week. $5.00
A pound of meats and partly pound of cheese and a loaf of bread (lunch) lasts going on for a week. This can be substituted with soups or possibly frozen pot pies. $15.00
A head of lettuce and vegetables along beside some nice fresh fish or meat (dinner) will last almost a week. $20.00
You even have plenty left over for rather butter, a bit of milk, and even a 2 liter of soda not to mention just plenty to buy some popcorn for watching TV at night.
Start next to Top Ramen and Peanut Butter and bread. Add in a few veggies and some fruit and you should do it undemanding.
easily- for $50 you should be able to afford the groceries and other necesseties a girl would requirement

shop at walmart or aldi's, buy some generic stuff or "store brand", its good stuff still

buy things the girl would get through
Absolutely!!

You spend average 5 dollars a day, endow with you 70 dollars for meal

Breakfast

PJ Bread for 2 week < $20

Lunch

You can enjoy salad, instant noodles, or don't eat at adjectives <$20

Dinner

Anything goes < $60
You obligation way more, thats with the sole purpose 50 a week, thats 7 days honey.
Thats less next 10 bucks a day. unless you plan on consumption nothing and adjectives i would put some more money into your food allowance. Cuase 100 is nothing. I spend 300 every two weeks, plus stops by safeway every 2-3 night and spend 30-50. (that is with my huge power of u.s. military members & depends, the commissary, i store alot there) but i still spend 300-400 every two weeks if not more.
If you close to to cook meals I would buy the own flesh and blood packs and freeze them into what you will use for sometime. I use a George Foreman Grill to cook the items quickly. Between myself and my two children we spend 80 to 120 for two weeks of dinners and breakfasts made at home, lunches on the weekends, including snacks that my kids give somebody a lift to school next to them. If I am diligent I save anywhere from 50 cents to 20 dollars near coupons and on sale items.
Absolutely. I am a retired single guy that does a even-handed amount of my own cooking. I have be keeping good track of my food expenses for yesteryear 8 years. My average food expense for 2006 is $185 per month. Five years ago it was $150 a month so that give you a little perception of inflation as my eating customs haven't changed that much. These figures include items such as vitamins, shampoo, aspirin, cleaning materials etc, surrounded by addition to food. As a girl you would undoubtedly call for cosmetics, etc which would not be included in my data.
Hope this helps!
I regard you could manage it. Find a discount grocery store to go and get your food.. Always make a menu plan and return with a grocery list formerly you chop. Don't buy your lunch or any meals out because that would chomp through up too much money. Make sure that you are balancing your food groups t attain proper nutrition.
Don't listen to plr2win! You don't need to progress that low-rent!

$100 is PLENTY for a single person!

Start by getting yourself a backpack of flash-frozen chicken breasts. For the most part, this will cover your dinner protein for the full two weeks, and should cost simply $8 or $9.

Obviously, fresh vegetables are best, but it can be difficult to buy them in portions that are appropriate for one party. Frozen vegetables are a good alternative, as is pre-cooking larger amounts, and freezing single-serving portions. If you're going to buy fresh veggies, set aside some of your money so that you can jump back to bring more fresh stuff later. I would assume spending $15 - $20 on vegetables (they're virtuous for you, so eat lots of them!). Additionally garlic, pepper and onions are great for seasoning the whole buffet, so don't skimp.

As far as your dinner-time side dishes go, you hold a lot of flexibility. A shoulder bag of white or brown rice costs less than $2, and you'd one and only need 1/2 cup (precooked) for your serving. I also habitually can find packages of seasoned rice/potatoes/pasta for $1 - $2 each, and most of these would be 2 - 3 servings. Assume spending another $10 for these.

For breakfasts, a collection of instant oatmeal (10 breakfasts) is under $5...Cereal near milk would be a more expensive, depending on the brand and package size you capture, but might offer more flexibility to expand it to fourteen days. I also approaching yogurt as a breakfast (and sometimes dessert!) item, and when I can find it on sale for 50 cents respectively (fairly common at my local Safeway), I buy a bunch of them. Another polite breakfast alternative is cottage cheese with fruit...frozen berries work great for this, and are jammy to keep for as long as you requirement. Assume $10 for breakfast.

Right, then you requirement lunch. So, some lunch meat, a loaf of bread, and a small bottle of mustard will just in the region of cover you for the whole two-week term. Depending on how deluxe you go near these, you can spend anywhere from $5 to maybe $15. You should also consider shopping for microwavable can of soup, or cup-of-noodles type instant lunches...even if it's just to hand over yourself some variety. Assume $15 for your lunches.

At this point, you've spent in the region of $65, which leaves a ton left over for things resembling paper towels, shampoo, laundry detergent, etc. I notably suggest that you tag-team shop with a friend when possible...Costco will enjoy really good prices on things that are purely too big for one person to bar. For example, I buy my coffee there. For a single soul, it would take a month to go and get through that huge bag, even though it just costs $10. If you can split it with a friend, you'll single have spent $5 respectively, and you'll still have adequate to last a devout two weeks. You'll need to invest surrounded by a box of ziploc bags, but it may be worth it.




Is it legitimate if?


Question:
If some one or a business gets extra money into their mound account i.e. not ment for that individual. Can they spend the money and no owe the bank any money put a bet on?

Answer:
No. Yahoo Finance just run an article on this last week.

http://biz.yahoo.com/brn/061103/20010.ht...
Hi, You can spend the money, but you can bet that the error will be found and you will enjoy to pay it adjectives back. Better to report the error to the hill or just depart it sit til they find it. Tempting though, isn't it?
The bank will capture the mistake and come after the bucks.
Of course not. You have a moral must to report it. Even if there is a mistake to be exact caught later you will be liable for the money. Glenn Kawesch
let somebody know your bank as they will cease up tracking the money down to you and requesting it back

dont be tempt




i cant let go any money.?


Question:
any suggestions on how to save a short time money...so that im not completely broke all the time...

Answer:
receive a savings commentary with someone else (like a parent or spouse, depending on your age) and put some money surrounded by it every time you get salaried. make sure that it is a stash account that requires both peoples signature to withdrawl money. this is what I did when I considered necessary to save money and it worked great!
Figure out your monthly expenses. Create an envelope for respectively one. ie: Rent, Car, etc. Cash your paycheck and put cash contained by each of those envelopes. Don't cheat from respectively envelope. If you run out you run out and have to do short in that envelope until the subsequent month. Glenn Kawesch.

Also, remember to have an entertainment envelope.
Give adjectives your money to me everytime you get some and I'll compensate your bills and give you fixed pocket money and travel expensives. Or you can try a bank as you migh trust them more. Keep away from pubs
Stop spending on things that aren't necessary(I involve to take this suggestion for myself LOL)
send it to me..i'll retrieve it for you
Open a savings sketch to whare you can't get money out unless it's an emergency. I enjoy the same problem and I ponder that the savings description will work for you.
yes! when u get salaried take at lowest possible 10% out immediately and put it contained by savings next pay ur bill next to the rest etc
PAY YOURSELF FIRST!
You need to budget your finances sensibly. Maybe you are spending too much somewhere that you can cut back.
Sure. Put a bit here and there into your edge. You can try banking at Bank of America. They hold a program in which you preserve the change. Just use your ATM card and spawn purchases. For example let's say you bought a cup of coffee for $3.25. 75 cents would shift to your savings side that is related to your checking account. It is that simple & you can set up an automatic transer which the lowest is $25 per month from your checking vindication to your savings description. You can watch your reserves grow. Also you can bank at ING direct and set up automatic transfers too from your checking side and withdraw money every time you obligation it.




what is a suitable approach to recover money??


Question:
when i get my check, it seem like it's gone up to that time i get it. beside a car entry and insurance, diapers, groceries, and i pay my parents for letting me stay next to them...i don't ever have any money moved out!! where would be the best and cheapest place to buy groceries and diapers, etc surrounded by GA?

Answer:
Don't have an answer to your concluding question, but for the first, freshly put away some tiny amount from every paycheck -- even $5 is a good start -- and after rather while, when you've adjusted to one a smaller amount meal at McDonalds per payperiod, transport a little more. Have your rate automatically deposited into your checking account -- it purely simplfies everything.

If you're lucky enough to obtain raises very soon and then, purloin the entire amount of the raise and put it aside. (This works until inflation get bad!) Have the money deduct from your pay automatically into a reserves account. When it's accumulate $500 or whatever the minimum is, reinvest it surrounded by a CD. (Certificate of Deposit, i.e., not a compact disc!) That way you can't EASILY win to it.

Winn-Dixie is cheaper than Publix -- do you still have those surrounded by GA?
Here's a site which has adjectives kinds of ways to stretch your dollar.
Create envelopes for adjectives expenses and divide up your money. Don't cheat from each envelope. At the close of the month you will be surprised by how much you saved. Glenn Kawesch
Try buying groceries at a discount salvage shop. Biglots is a great place to acquire items that are less expensive. Try using coupons and monitor for sale items, There also several sites on dash that will give you coupons for diapers.
And I agree near the first answer on starting small on with a in your favour account, stop ingestion fast food, Starbucks, etc. The larger that commentary grows the more likely you will verbs to save.




How much interest will one receive on a 1,000,000.00 5% disc?


Question:


Answer:
US$51,267.45

US Certificates of Deposits compound daily, lower than the Truth in Savings Act (TISA). So the APY on a disc will be higher than the obverse rate on the CD.

You can check it out yourself:
http://www.bankrate.com/brm/calc/cdc/cer...
Assuming it's simple interest for one year, you would receive $50,000 interest.




i own newly have notification i own won lb1,000,000.00?


Question:
Coca-cola have only notified me i hold won 1 million pounds, it sounds like a scam to me, but it looks really real near the real coca-cola registration on it. Anybody else have one or should i just through a carnival!!

Answer:
Unfortunately, it's a scam :-(

"Experts at SophosLabsTM, Sophos's global make friends of virus, spyware and spam analysis centers, have warn of an email scam that pretends to be notification of a lottery win from Coca-Cola.

The emails, which have the subject column "COCA COLA PROMOTION", have be spammed out to internet users claiming that the recipient have won $2.5 million in a lottery held by Coca-Cola ahead of time this month. The email recipient is told they are one of solely 50 lucky winners around the world who be selected intermittently after computers found their email address on internet websites.

To collect their winnings, people are told to telephone call, phone or fax an agent who claims to be working on behalf of the soft drinks giant.

However, Sophos warns computer users that this is a ruse to steal personal details, and that the fraudsters down the scam campaign can use such information to steal money from hill accounts and commit identity fraud. "
if your dumb enough to ask that, later your dumb enough to adopt the scam and throw a party...

ITS A CON!
OMFG! can I hold a loan plz xxx
congratulations
xx
but did you enter a competition
Loads have have it, it's a scam
we can share it so stop moanin
Just throw a party for god's sake!!
Did you enter a competition run by Coca Cola? If not, after you can't have won one - simple as that.

It's against the directive for any company to simply enter you into a draw without relating you - so I think you can soundly assume it is a scam.
its got scam written adjectives over that

did you enter a coca cola comp?
if you didnt you know its a scam
Scam . . . please dont enter your personal info unless you want someone from Nigera using your bank card !
ye it's quantity of thier promotion,thier giving away billions,let the celebrations start.
Did you enter any contests with Coca-Cola? No? Then guess what, they aren't going to be giving you an award of any type.

Authentic looking emails are how scammers totter in fish close to you.
Sw33t..
dont be stupid enough to nose-dive for it
Don't click on the link !

It will be a scam from the first click.

Whatever you do, don't provide them any banking details.
Just delete the post and if you've clicked on anything, clean up you computer straight away. Spyware, adware, trojans, etc. Anything can come from a clicked intertwine if your system isn't correctly protected.
for one think i dont presume coca cola would call it pounds. sounds bogus
I win adjectives most everday, but I never seem to acquire the money. :-)
sounds very unlikely did u enter a competition?
Do you remember seeing adjectives the ads on tv around coca colas amazing million pound giveaway?
No neither do I... so do you not think its somewhat strange that they would have such a considerable competition prze with no publicity atall?


It is so widely specified trick now I do not see how family can still think its solid but they do - and hundreds of people a month are still getting ripped rotten by thousands of pounds.
it`s a scam
just walk to bed and dream about lb1,000,000 it`s the nearest you will receive
Sounds a bit too good to be true to me! These things usually are!
But resourcefully done to you if its true. Dont celebrate until the cheque have been honoured though!
I've have similar emails one saying I've be chosen at random as a victor of the Spanish lottery. please send them my guard details etc. no way. Also from Nigeria a man father died he needs someones guard account details so he can distribute you his inherited 500,000. or so. yea sure. I'm sure near are other examples.
If it sounds too good to be true, after it probably is. As others have replied, unless you own entered a competition, it is a scam.

Just cast-offs anything which says you've won. People don't bestow you money for nothing.




Do you own to repay a brokerage levy to loan brokers to immobilize a loan?


Question:


Answer:
Yes. That is the way they produce money.
They are a broker they are not lenders... The brokerage fee that they tack on is how they carry paid for the work that they enjoy done. If you do not want a broker fee later you will need to dance directly thru a lender. The question that you other need to ask is "Yes or No, Are you a broker?"
In short, absolutly not. Walk into any guard.
hi




any one have any connections near sterling green financial headship?


Question:


Answer:
Yes we did and let me notify you that you better read the small print! They took our house. car, boat. and gone us homeless and we only missed 1 reward!! Watch your back!!




Do I report Bankruptcy?


Question:
can I file liquidation after foreclosure has begin. I have lost my chore and I have debt mounting

Answer:
Most experts do not ruminate it is a good model to file for ruin even though it is tempting. Why? It does more long permanent status damage than you can consider. Talk to your debtors about contribution options, trade things that you can, and go work within McDonalds if you have to. Good luck.
Yes, you can. Call a dutiful bankruptcy legal representative where you live and stir in for a update with them. Usually the first talk is free and they can explain your options to you. Many times file bankruptcy will stall the foreclosure a bit while you run through the legal system. This buys you some time to find someplace else to live, go and get another job and free the house if you want.
It appears, at best, that it will only slow the process down (i.e. it seem you're asking for the sake of stopping the foreclosure) and not stop it. Each state is different and since you didn't indicate your state you'll need to research that yourself. I'd ignite you to call Dave Ramsey's radio program and he can propose you more information, see link below to locate a radio station in the neighbourhood you.

Stay in contact near these people even though it can be tiring and frustrating. As to debt mounting trademark sure you've cut to the bone (i.e. NO eating out; eat up car, house, renters insurances to showing minimums; cut out extraneous items like cable, large speed internet, etc.) as your costs actually double or more when you're out of work (you don't hold an income and you're spending).

This is a hard time but I wouldn't not recommend going through liquidation as it is permanent. For the rest of your time when you fill out paperwork that say, "Have you ever filed bankruptcy" you must answer yes, even if it is stale your credit record.




More Questions and Answers ... 423 - 1227 - 166 - 1458 - 1372 - 1711 - 1235 - 275 - 413 - 204 - 353 - 654 - 624 - 1844 - 367 - 558 - 2052 - 2008 - 1489 - 310 - 876 - 2080 - 40 - 745 - 177 -

The entirety of this site is protected by copyright © 2008. All rights reserved. RunEye.com