Ebay--MoneyGram?
Question:
I am buying an item from Ebay (its my firts time) and the seller accept money orders. I only just bought a MoneyGram money order from WaltMart , Do they work?? I hear their a scam, Is that true?? I dont want the person Im sending the money gram to have an idea that its a scam or something like that.
Answer:
Money grams from out of the country are scam, but in the United States I would trust it one ok. I fill out money grams adjectives the time.
It should be OK.
If you buy a money order at wallmart it's going to be fine. You can also draw from money orders at the post department. Walmart is certainly not going to deal in 'scam' money orders.
This put somebody through the mill would be better asked on an ebay forum. Have a great time on ebay! I sell and I love it!
No a money instruct is a money order. If they required you to pay beside a cash lead through money gram, THAT would be a scam. Just be sure to keep your bill for the MO and thats that. Use your head!!
People enjoy used MoneyGram money orders for scam. They have also used Western Union ones for scam. It isn't the MoneyGram company, so if you bought it at Wal-Mart you should be fine.
As an Ebay seller, one entity that might make me be aware of better about accepting it would be if you roofed a copy of the receipt from Wal-Mart that shows where on earth you paid for the money demand. That could go a fitting distance in making the hawker feel more comfortable give or take a few it.
You are buying a money order from a reputable place, so you know it is pious.
But you don't know if the seller of the products on E-bay is good and will he convey you the goods if he have all the money first.
Learn going on for Pay-pal, How could you find this seller if he purely took your money.
max,
DO NOT pay any agency other than PAYPAL near a CREDIT CARD!
it is the best protection on any internet sale. you enjoy the option of file for a CHARGEBACK should something go wrong, your item never shows up, it is cyber-, etc...
"I dont want the person Im sending the money gram to suggest its a scam or something like that."
you should be much more worried that the wholesaler may SCAM YOU!
use a CREDIT CARD!
being exotic, you need to swot how to protect yourself.
here is the link to Trust and Safety, read everything you can.
http://forums.ebay.com/db2/forum.jspa?fo...
never buy from a wholesaler with smaller number than 98.6% feedback, always check the feedback,
don't buy designer items on ebay, 90% are fake.
steer clear of buying from ASIA, too many scam there.
revise how to spot a HIJACKED ACCOUNT!!
never bid on anything that seems too moral to be true! IT IS!
check out http://scamsbeware.com - consumer resource center. all kind of scam info there, there's also a forum where on earth u can keep up to date on current and adjectives scams. And if u enjoy any questions of late post it in the forum and somebody out within should help u. http://scamsbeware.com/forum Best of adjectives it's FREE 2 join, a moment ago register at the top it'll be worth it for u to keep up 2 date on scams/fraud. Hope this help.
I'd approaching some opinion please? Power of Attorney?
Question:
My husband's Mother, who's living in a retirement home, just now changed her Financial Power of Attorney over to him, here's the problem, her neice had be doing the financial stuff until there be some money gone unanswered for and his Mother established to change it. That's be about 2 or 3 months ago. He found out her neice took the bulk of her money and placed it it an tale of her own ( the neice's acct ) His Mother has no right to it and neither does my Husband. There be another small checking account, which no money his Mother recieves deposited contained by it, it all deposited within the neices acct. Now my Husband has not talk to the neice since, he seems to be avoiding the together matter. He tried to ring her once and she was out of town and have not returned his call. I judge it's strange the bank allowed her to transport the woman's money, but even stranger is that my husband does not want to take her to court for it to be returned, I reflect on something is strange?
Answer:
The only article that matters is what she did, and that's steal from a helpless elder person. It's too deferred to prevent consequences for your husband's mother, but your story can serve as a wake-up call for anyone who's thinking more or less giving power of attorney to a relative whose integrity isn't beyond reproach. A Power of Attorney can be abused, and dishonest Agents have used Powers of Attorney to verbs the Principal's assets to themselves and others. That is why it is so important to appoint an Agent who is completely trustworthy, and to require the Agent to provide complete and intermittent accountings to the Principal or to a third party. Should a Principal, associate of the Principal's family or a friend hold grounds to believe that an Agent is misusing or misued a Power of Attorney, the suspected abuse should be reported to the police or other regulation enforcement authority to protect the Principal from the loss of his or her property. Request copies of past concealed checks, hill statements, and withdrawals to look for forgery or unusual movement. If forgery or misuse of funds is apparent, your husband's Mother can sign an affidavit near the bank and it will be investigated. The police or FBI may achieve involved at this point. Consider asking an Estate Planning lawyer for comfort and advice.
I suggest your husband is probably just ignore the whole problem merely for the simple fact that it is his cousin one accused. However, if you can find, or do enjoy liable proof that she did steal money from your husband's mother's account, and put it surrounded by her own; I believe you should find a good legal representative and press charges on the thief.
We have a similar thing surrounded by my family. We have no proof that one of my sisters in-law had conned mum out of hulking sums of money, but money was missing and nearby was zilch to show for it at mum's. My sister in-law however got up to date furniture/car and other items she could not afford on my brothers income. Without any proof we could do nothing. If you own the records to prove your luggage then your husband should do something forthwith. This tore my family apart after my mum died, especially wreak she could have told us the facts. Settle this while your mother in-law is still here to look after herself. This niece is not the only nearest and dearest member and have no right to try to take an inheritance in the past her Grandmother is dead. Put the niece her contained by her place.
How long beforehand court judgment on debt expires?
Question:
How long before court jugement for debt expires.I know how long the it is for debt.Is it equal time for a court judgements for debt.
Answer:
In most states, judgments are dutiful for ten years and can be renewed for an additional ten years. During the duration of the judgment, it accumulate interest and increases in size.
never
Dude, what make you think that owing peopl money will ever expire? It doesnt. They may charge it rotten and sell it to another company for collections. But if you are discussion about expiring on your credit report, after 7 years.
Do you hold a spreadsheet for household budgets?
Question:
I'm looking for something in an Excel that is to say simple to use.
Answer:
There are a few good choices here if you're simply looking for something simple.
http://office.microsoft.com/en-us/templa...
Create your current family or personal budget budget:
http://www.free-financial-advice.net/bud...
This budget calculator is not intended to whip the place of a thoughtfully planned budget, but it is a good starting point to catch you to think roughly speaking where your money is human being spent, and about how much you should abstractly be able to put into reserves each month: http://www.free-financial-advice.net/bud...
Let me rephrase my allow cross-examine?
Question:
Is there a website that I don't hold to use a credit card online to order a Grant Application? I am looking for a personal Grant as capably as a business grant. And I don't enjoy a credit card to pay for the "CD", "application" or anything else. In other words I am looking for a Website that I can move about to without have to buy anything to get the minister to I need.
Answer:
I would be EXTREMELY WARY of companies that claim you can achieve grants for anything purpose you want because that is really false and not how federal grants work. And I would be SCARED adjectives the more that this company wants you to apply for grant through them because there is lone ONE site where you can apply for grant legitimately - and that is Grants.gov http://www.grant.gov
If you deal near the ONLY LEGITIMATE government website on grant -- Grants.gov -- there are NO fees. They won't ask you for your credit card number. It is a totally free process.
However, there's no such point as "personal grants." There are just about even grants for starting a business. These unscupulous companies peddle the myth that in attendance are grants for anything purpose you can think of (when within are none) as it is the best way to scam culture. Imagine, people paying them for something that does not exist --- what better mode to scam than this?
The government is NOT surrounded by the business of giving away free money for the sake of giving away money. There are no grants for paying bills, no grant for paying off credit cards, no grant for getting out of debt and no grants for simply fattening your wallet.
Even SBA does NOT distribute out grants. From the SBA website http://www.sba.gov/expanding/grants.html...
"The U.S. Small Business Administration does not proffer grants to start or expand small businesses, although it does submit a wide range of loan programs. (See http://www.sba.gov/financing for more information) While SBA does offer some give in programs, these are generally designed to expand and enhance organization that provide small business management, controlled, or financial assistance. These grants roughly support non-profit organizations, intermediary lend institutions, and state and local governments."
Grants are free, but it finances OBLIGATION. You will be obligated to do as the grant sets out to do. Grants enjoy objectives, and your purpose must fit the objective of the compromise.
For one, you have to write the give up application and the grant application is not a simple document - you hold to explain how your purpose for applying for the grant fits capably with the objectives set out by the forfeit.
There is a stringent review process through a committee. You will compete with other applicants for the give up money, and this grant review committee will evaluate the merits of respectively proposal. Only those that they feel exemplifies the aim of the grant will be approved.
You can move about to the Catalog of Federal Domestic Assistance (CFDA) http://www.cfda.gov and Grants.gov http://www.grants.gov - these are two sites created by the federal affairs of state to provide transparency and information on grants. Browse through the listings and see if you can find any admit that would support your purposes.
Even if you buy books on "how to get grants" or index that supposedly has information on grant -- all of them are mere rehash of what CFDA have, albeit packaged differently.
Note though that these grant generally support non-profit organization, intermediary lending institutions, and state and local government. Most of the federal grants are given to specific target groups near specific requirements (e.g. minority business owners involved in transportation related contracts emanate from DOT - Grant#20.905 Disadvantaged Business Enterprises Short Term Lending Program. Individuals especially for personal purposes are not eligible for federal grants.
Grants are also repeatedly given to non profit groups or organizations involved contained by training or other similar activities (grant 59.043 Women's Business Ownership Assistance that are given to those who will create women's business center that will train women entrepreneurs
credit card for culture next to impossible credit +no indemnity deposit?
Question:
i have no sandbank account but would resembling to rebuild my credit
Answer:
Sometimes to go and get started you have to travel to some local store, like an appliance store, and arrange a modest purchase to be compensated in installments,the interest will be illustrious, bite the bullet. Make sure you pay respectively payment ahead of time by a few days, within person if you can. Be sure of your payment due date and amount, and be certian it is RECEIVED until that time the due date each month. If you can't do this you will be really screwed beside a credit card. What you are doing is proving you are a responsible person give or take a few debts. Interest rates will improve as you credit. Just make really sure, when you get a card that you can other pay more than the minimum stipend on your purchases or you will pay more than double their worth.
Try orchard guard. Thy have cards for general public with unpromising credit. You can also visit http://www.creditcardhelpdesk.com... to read some more going on for rebuilding your credit.
it is not bad
Capital One also have credit cards for those with fruitless credit, they only make a contribution you initially 200 limit though, but if you're trying to reform thats a good method to start. At least you can't go and get into too much trouble. And if you continue paying it on the dot every month for 6 months, they'll increase your spending limit every 6 months that you pay packet on time. I would recommend that you acquire that card, spend only 50 or so and clear it off completely respectively month. That will build you up in no time.
be in motion to total visa .com or first primier bank.com they will one and only give you 300 credit
Bad credit is one of the worst problems to enjoy... however there exists a solution.
I will hereby address from my personal experience.
I did debt consolidation a couple of years ago, however If I had to do it again I would money to some minor details,
if someone wants to attain out of debt today it is pretty easy next to a debt consolidation plan, however it may get a bit tricky at times, I suggest you get hold of as much information as possible online on this first,
a good place to start within my humble opinion is astraight to the point ebook next to question and answer I found :
http://umgarticles.atspace.com/debt-cons...
if it help kindly remember me surrounded by your voting!.. cheers!
Is Washington Mutual Bank closed today Vetrans Day?
Question:
Answer:
Yup. Banks that have FDIC-insured accounts are closed today surrounded by observance of Veteran's Day.
Good luck.
no they are closed tommorow they are open today regular hours
Bankruptcy grill...Chapter 7?
Question:
After you have file chapter 7 bankruptcy and it is completed. Can the parliament take your adjectives tax returns? Thanks!
Answer:
I suggest these guys are confusing chapter 13 with 7.
You do not enjoy to turn over future due returns when filing Chapter 7. Once you go and get your discharge, that's it!
Some debts are not dischargable in liquidation. Child support, federal taxes, property taxes, etc. In those cases, they may be able to do so.
When we file last October they took ours but we be told it depends on your Trustee
State law vary, but in standard, no. They can take return for the year you wallet. The trustee typically holds the return for distribution to creditors. Most of the time the refund will be prorated. Say you file in July. Jan-June is pre report, so you should get that rear legs once everything is distributed. June - Dec will be held for distributed to your creditors. You won't recieve anything back untill after the distribution.
So beside CH.7 they will at least help yourself to a portion of the tax return for the year you profile, but not years after.
The government can thieve your future excise returns for non-dischargeable debts (i.e. back taxes, student loans, child support)
Even if you are competent to discharge all your debt, your Chapter 7 collapse trustee may require you to turn over your refund (or a prorated amount) for distribution to your creditors. It depends on your state's exemptions. Talk to your attorney.
Also, your discharge can be revoked if you come to nothing to cooperate with your armour trustee - so if he/she tells you to turnover your discount, don't ignore their emergency. Good luck :-)
What are the procedures of transfering big amount of money to Malaysia?
Question:
Answer:
Get the VM ATM Debit card and you can transfer money beside a simple click of your mouse and your money is there within 3 seconds. I love it.
The procedure is like for ALL large guard transactions. Go to your Bank and ASK! they are the only ones who can speak about you and give you adjectives the charges involved. I'd be careful though, what happen at the other end (Malaysia), one never know!
Go to your bank and transport a Wire Transfer to the account contained by Malaysia.
For the bank here, you'll need the Bank Name, Routing Number, Account Name and any other special instructions. The best item is to have someone within Malaysia go to the wall and get the instructions, afterwards send them to you.
It'll cost you around $40 to distribute the wire from your edge.
Find someone in Nigeria to deed as a middle-man
I cashed a cashiers check and it be a scam. Although I did not spend any of it, i tolerate it sit within my tale?
Question:
for 2 weeks, then the hill said it was a fraud. I am glad i did not spend any of it, but I go and get direct deposit and it did not go through similar to normal, I also am wondering if my vindication is frozen and if i owe the bank the money the check be. I noticed they charged $% for returned check, but even if i didnt use any of the money am i still liable to foot the amount?
Answer:
I would call the edge and explain your situation and then contact authorities in relation to the check.
No! If you didn't take any of the money that be credited to your account, the Bank will reverse the procedure. Being charged, i.e. approaching an NSF - I don't see how the Bank can, but if it was an overseas verbs, they probably can charge you for reversing the amount! NOW.. quickly shift to your BANK and change your justification, any automatic transfers (like withdrawals that come out automatically, if you own any) Close them, do not have them transferred to the New Account. Contact adjectives - and redo them separately. I enjoy a strong suspicion that a "Fraud" is taking place on your tale. Notify all your Credit Cards/and almost all I want you, once you read my Answer - CALL THE POLICE - INTERNATIONAL SECURITY - FRAUD - someone is trying to bring dubious funds into our country. DO IT NOW!
If your bank didn't attain paid for the check you cashed they must gain the money back from you. They will charge you a duty for the bounce because that is how they put together extra profit off of their customers. As you said, you are terrifically lucky you didn't spend any of the money. Be careful within are scams everywhere!
Let me guess it is a nigeria article... so many americans are getting into financial trouble by making friends online and cashing money information or cashiers checks. Yes you will have to wages back the money to your hill and if you still have the money you will merely not be credited for the money and pay a doomed to failure check charge. Don't trust people, because they dont exactness if you get into trouble, they freshly want to make a speedy buck. Illegally. Go to the da and police they will contact the fbi fraudulant check unit and you might can hold this person checked out.
Good luck
I have a friend cash a scam teller check and they froze his account to investigate. They will most credible take the money out of your information, and yes there is a return check charge ( this is a standard process for banks) which they may or may not refund you base on the type of relationship you have next to your bank, or the hill in nonspecific.
My lender is threatning foreclosure on my home. If I verbs my property to a trust, will that collect my home?
Question:
Answer:
No. Your property is used as collateral on the loan. If you can't pay and the trust can't foot, the bank can foreclose on the property regardless who owns it.
no. any you owe money or you pay it rotten.
no i'm sorry you cant fix this one. u might have to live near relatives...well for fairly some time. if you lack relatives later you're screwed.
And why is he threatening foreclosure ? You don't own your home...the lender has the title to the property.
Why it sucks to be hospitalized when you're middle class...?
Question:
I just go through a miscarriage, one of the worst emotional things I hold ever experienced. Worse than that, all the bills for the hospital/doctor are very soon rolling in.
This of late isn't right, now I owe similar to $2000 to the hospital/doctor for the D&C procedure, even WITH insurance (which obviously sucks).
It's not equal, if you're poor in america, you're on medicaid, and wouldn't enjoy to pay a dime for this. If you're rich, writing out a $2000 check isn't a big traffic. But here I'm doing my best just to bring back by, and it's not getting easier! It'll take me years to pay packet off this debt!
What within the world can I do?
Answer:
I know it's overwhelming right now to hold to worry just about finances when you should be focusing on your physical and emotional recouping. The great news is that you live contained by a country where you can find the best and most reliable health thought. You didn't have to verbs that the doctor wasn't qualified, that the procedure wasn't safe, that the needles might be dirty. You have peace of mind that you'd be taken care of--and you be. And now you must reward for it. Thank goodness your insurance will cover much of the cost. Even if it take years to pay sour, those are years you will be alive and healthy, living short infection, and moving on with your existence. That is more than most women in the world and within history can say after have a miscarriage.
I've been surrounded by the same boat near medical bills. Set up a payment plan near the hospital. Pay what you can afford every month on time. I usually remunerated between $50 and $100 a month until it was salaried off. Don't be slow and just verbs making payments. The hospitals don't charge interest. So, by paying between 50 and 100 dollars a month, you will have the bill rewarded off surrounded by about 2 to 3 years. If you can afford more per month, settle up more.
Bank of America - Equity splash payments?
Question:
Does anyone know the address to send contained by a mortgage or equity line donation to bank of america?
Thanks
Answer:
It should be timetabled on the paperwork or bill
Has anyone hear of richards_loan_agency@yahoo.com?
Question:
I recently submitted an application.and it supposed to be a private lender. They said I be approved for my loan of $5000, but I would have to distribute $187 to Nigeria. Sounds like a scambut I be wondering has anyone hear of or applied with these co-called lenders.
Answer:
That's in actuality a VERY famous scam, surpassed maybe only by the 3 shell team game.
I've gotten those e-mails before, it's a total scam.
Yours is a bit more believeable, mine said I would receive $126,000,000 because the holder didn't want the funds to appear on his charge records. Again, it go through the bank of Nigeria.
My warning, forward the e-mail to the FBI, what he's doing is fraud.
In the future infer about this:
1. If it sounds too devout to be true, IT IS.
2. How did this guy decide that you where on earth approved for a $5000 loan? What made you THAT qualified?
3. How did he get your e-mail address?
4. Why do you want to send him $187?
5. Why does his "loan agency" enjoy a yahoo address?
6. If he's a "private lender", it's either fraud or a loan shark.
I totally agree beside Magi and wanted to add on another to his list
7. Anytime Nigeria is mentioned - run the other style
Anytime a person from outside of your country desires to do business with you, you should on the double recognize this as a total scam.
You must know that at hand is no international better business bureau or any possibility of legal recourse when you are dealing near someone outside of your home country.
A recent story on NPR reported that hordes of online scammers from outside of the US are preying on US citizens to send any small amount of money to them. On only five US dollars, some people of other nation can eat for a week due to the currency exchange rates. While someone contained by the US is upset they were scammed out of a hundred dollars, the creature who got the money celebrate they nearly won the lottery. This is an exaggeration, but you get the point.
Also register that an email address is not a company. Especially a free yahoo account explicitly untraceable.
yes run run the other way don,t trust them scam artist they want your edge account verbs you out and you never heard from them agian yes report them to the FBI correct luck
i done the same entity that you done but i sent the 187 and then get an email back that i have to wire more money..don't do it..
$100 US Savings Bond purchased surrounded by '97, how much is it worth today?
Question:
Is the bond worth cashing in or rolling it over?
Answer:
It's not all the same worth the face effectiveness of $100.00. Without knowing what series bond you have (like and I Bond, or EE) and the month and year it be issued there's no way for me to bring up to date exactly. An EE bond issued in Jan, 1997 is worth just about $71.
If you go here
http://www.savingsbonds.gov/bc/sbcprice...
you can price your bonds in need going to the bank
bonds usually cart at least 20 years to get face meaning, depending on the interest rate at the time of purchase. they'll earn for a total of 30 years, then they are considered developed. Savings bonds are actually a clad small investment because the interest rates are higher than some small money accounts.
about .17 cents
It's worth $100.00
Most bank will be able to help out you understand what thoughtful of bond you have (series) and when it mature. Give one a call.
Go to
www.treasurydirect.gov
You own to wait till the bond have matured to get full good point from it, most are at least 10 years, except 20.
It is worth $100. Rolling it over, you mean buying another $100 US Savings Bond ? Hate to read aloud this but US Savings Bonds are not a good investment.
71.92 or more if it is an ee bond.It depends on the month and year.Check out www.savingsbonds.gov.