Bank of America: want to reach a deal to a human.?
Question:I have call the customer service line for Bank of America, none of the option given pertain to my problem. I have tried several of the option and they get me nowhere. ALL I WANT TO DO IS TALK TO A DAMNED HUMAN BEING! Cannot find anyway to do this. Does anyone know any shortcuts to bring back to a human being using their automated phone file?Answers:
Keep pressing zero, it will walk to a person.
Other Answers:
turn to a bank branch.
i departed b of a. wells fargo is great.
Whenever I enjoy this problem with any company, I merely keep pushing buttons arbitrarily, eventually the appliance understands that ur stupid and get u to a rep. However, sometimes the recordings trick ya. If u don't listen to all of the option u'll press a number, but the option to speak to a representative will be similar to number three when u first call. Try listen to everything, be patient, it'll salary off. Next time u'll skip through adjectives that. When u finally get a being ask what the options would be freshly to get someone or be totally complimentary and see if they have a personal extension that they would be capable of give ya. Good Luck! -Maria
Credit Unions a better after banks. They reward better interest, I think.
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Source(s):
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Your branch phone number is printed on your checks. They might give you a better number if they can't aid you out
Yep and save this for others. around halfway down page
Source(s):
http://www.gethuman.com/us/
stir to the bank and make clear to them that you wanna open an
information,that's the only time you see copious representatives
all wanna comfort you.
Aside from money,can we deposit our useful things for sanctuary surrounded by the hill?
Question:Answers:
It costs money to do this. Why not hide them where on earth only you know where on earth they are?
Other Answers:
yeah, in a safekeeping deposit box
in a locked deposit box
yes, just bring a safety deposit box . .
Rent a undisruptive box ...
uhuh... like.... jewelries, esp diamonds!
Source(s):
my aunt
yes even drugs,
Absolutely. See above answers.
Yep, sanctuary deposit boxes are your friend..
As others have said, you can get hold of a safety deposit box, but they are typically pretty small. One at my bank specifically approximately 4" tall, 10" wide-ranging and 20" deep cost going on for $60 per year to rent.
Back when I was a kid I kept my pot that I be selling in a sanctuary deposit box. Reason was it take a court order to approachable it with out your presence.
Yes. But you must income rent on a safety deposit box. They come within different sizes. The bigger the box, the higher the rent.
1. Make a copy of knob documents that are going into the safety deposit box and preserve them at home so that you can reference them slickly without going to the box.
2. Make a "log" of adjectives the stuff that you are putting in the box, and preserve one copy at home; one in the box.
3. Keep track of the bank's rental expressions, fees, etc. The bank will dispose of your precious stuff if you don't craft the payments.
You bet it is called a past the worst deposit box.
How big a safe-deposit box do you need? It depends on what you're storing. The bigger the box, the more expensive it'll be per year to hang on to it. Some banks or branches may consent to you access the box at any time, while others restrict access to when the bank is enlarge.
Source(s):
http://www.estateattorney.com/safedepo.htm
http://www.bankrate.com/brm/news/bank/19990922a.asp
how much money do you obligation??
Question:i'm not offering, it would be nice to win the lottery...ey you lot! and no gloating... or malicious stuff pls!
Answers:
I want something like 50,000. Help my boyfriend get out of his debt. So I can salary some of my hospital bills. Get a car, and put a down reward on a house!
Other Answers:
A lot maybe resembling 20,000 enough to capture out of debt and get my own place. WHY?
more than I'll probably ever have surrounded by this life time closely!! its never enogh..but Im happy near what I have :)
I went to India two months ago, and the majority of those of there own nothing. And those who enjoy just for a while bit more than nothing go stuff that must have taken ages to produce for nil - intricate chess sets that must have taken weeks to sort for a few pennies.
Almost anyone living in Western Europe and the US should count themselves fundamentally lucky to be somewhere where they are usually guaranteed verbs fresh water on stroke, and luxuries like electricity and phones should be appreciated.
My answer is - if you can read this website - its pretty plausible you already have more than satisfactory money and should concentrate on more meaningful things than the pursuit of unoccupied commercialism... I think that once individuals have satisfactory to have their non-luxury go taken care of, food clothes, transport, house, ... that's when they hold "enough". Anything earned above that should be invested contained by helping make sure others who don't hold enough, carry there as ably.
No one's time on this earth is worth more than anyone else's. All of it.
voluminous loan to friend oral breech .what can i do?
Question:Refinanced my house 60,000 for a loan for a friend until they could sell a property and earnings it back.They made 4 payments and stopped.We just had oral agreement.Answers:
You loaned 60k to a friend on an oral agreement? nice grant. Find new friend. Unless nearby is SOME form of documentation of the loan, your screwed.
While we're at it.. i need a loan for 10k? same vocabulary as your other friend? sorry.. for the joke.
Here is an notion you could try.
If your friend is amicable, have them sign a loan agreement for the money that they do owe you. Try to tie the loan to the property that they are trying to flog (or other property) give them a long grace extent ( like a year or so ) to build up the deficit in payments. spawn the first payment a adjectives year from now up to that time the payments are supposed to start. is due. The object here is to capture them to sign an agreement that you loaned the money to them so you have a hold on something. because currently you own squat. Make the loan agreement as inviting as possible way low interest ect.. most meaningful is use a lawyer to check over the agreement, sort sure its really legal. Right in a minute you should be thinking about disrupt control of your lost money.
Other Answers:
You can still sue for the money. Show proof that you transferred money to him as a check or withdrawal. I hope you didn't do it adjectives in dosh. You will need a legal representative if the amount is over $5000. Tell the court that you want court costs and the lawyer's fees, too. Don't let this deadbeat find away with it. And never ever loan money again.
How much do you give attention to 5 gallons worth of pennies is worth?
Question:I have close to a big water cooler fullllll of pennies ... so how much do u suggest is in nearby lolWho ever guesses the closet wins ...
Answers:
$235
Other Answers:
$500
turn them within and pick me for best answer
Source(s):
The Wiznit
Fifty Eight Dollars. The volume of a penny is .360 cubic centimeters = 0.00036 litres
5 Gallons is something like 19 Litres
so 19/0.00036 is 52 777.7778
So there is in the order of $528 worth of pennies!!
WELLLLL.. would you similar to some cheese with that wiiiiiiiiine. you are newly a big baby. progress home to your momma big baby. WAHHHH WAHHHH. you must enjoy some awful big diapers you big baby. in good health glad i could be of help you big little one. well i did not enjoy that much but i had 93 dallors surrounded by then and that be only over a year of time on only just saving them up. bet you hold over 300 dallors. well agree to me know how much.later.
$250.........i wish i have that much in pennies :)
I own be frauded $12,000 by different ancestors is in that any style to reclaim my losses?
Question:Answers:
Small claims court is your only route. Most limits surrounded by small claims courts are $5,000.00 per case file. The filing payment is around $77.00 depending on where you are. In charge to have any nouns though, you need to know who they are so you can hold them served. If they used bogus identities, you are screwed. You can stir to:
https://www.ifccfbi.gov" title="https://www.ifccfbi.gov">https://www.ifccfbi.gov and file a complaint note all the details, but if it is smaller number than $25,000.00, neither the FBI nor the U.S. Secret Service will bother. Ebay has a one-time fraud claim where on earth they will pay spinal column up to $200.00, but then the jerk charge a $25.00 fee for the service. Good luck.
Other Answers:
not sure....how did it happen?
Yes, dispatch me $1000 and I will tell you how. Anything you might enjoy in righting might relieve, But these guys are all con-men, they cover nearby tracks. If its friend,
Civil Court.
Contact the FBI. Fraud them final, double!
Any honest and legit PTR sites ( or something similiar) on the web, for extra income?? Single mom here.?
Question:Yep..I do work. Just looking for some extra income, with 'no downpayment or fees to gain started'. Any suggestions would be appriciated.Answers:
Great site right here...
Check it out now !
http://ptr-thebest.blogspot.com
Other Answers:
Work at home after your working hours or during weekend. Go for the internet business, which requires smaller amount of your time and the one that will not make you surface headache with pattern designing, or which require IT knowledge. Second, choose the internet base company which offer you the opportunity and at like peas in a pod time giving you the convenience to start the business. Third, choose the business, which does not require big money to start it.
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Remember, You CAN'T guarantee whether you will get oodles fish or not by spreading your net into the the deep, but u CAN guarantee that there is no fish at adjectives if you never spread your net into the the deep.
I know you said you don't want any start up fees but the business I work is only $49 to start. I looked at it next to the idea that if zilch came of it, $49 isn't too firm to let shift of. But I made $700 my first month simply talking to those about the services. I newly had a babe two weeks ago and am not going back to a J-O-B. This is a great service, NOT a product approaching make-up or toys, or websites to provide.
Take a look at http://prepaidlegal.com/hub/cdmallicoat and email me with any question you may have.
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Source(s):
making extra money http://winner.2fortune.com
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Is here an mechanism or an agency I can be in motion to if I'm one screwed over by Bank of America?
Question:I recently be charged with over $120 contained by fines - not to mention $30 justdisappeared out of my bank side so that when I tried to spend the $30 I thought was at hand, I got fined for overdraft. This isn't the problem though. The problem is that I be disgusted with their policies, so I go in beside enough money to wage off the fines and to own them close my account. They give me more change than I thought I would carry ($11 back instead of $5), and consequently promised me the account would be closed in 24 hours. I stupidly didn't check. A month passed, and two days ago I got a edge statement from them saying I still owe $6 and that the rationalization STILL wasn't closed. I need to own the name of an agency I could report this to when I run in to close the story on Monday. Would this be under the jurisdiction of the Better Business Bureau, or a different agency?Answers:
http://www.occ.treas.gov
This is where on earth I would start if I were going to complain. The simply thing is that B of A is so big, I doubt that a complaint will do any apposite. You should consider a smaller community bank for your subsequent banking home. Be sure to detail your complaint within good directive with details. Here is an more resource:
http://www.dallasfed.org/faq/complaint/index.html
Other Answers:
Yeah, the better business bureau is in that jurisdiction. The Bank of America is a business and they would manipulate it.
The Board of Governors of the Federal Reserve oversees state-chartered bank and trust companies that belong to the Federal Reserve System.
Try the link below for more information. Good Luck!
Source(s):
http://www.sec.gov/answers/bankreg.htm It's not a big settlement.
You can make $120.00 wash dishes at any restaurant for 3 days.
Pay them the $6.00 and close the bank statement and this time make sure the guard account is closed and verbs.
If you don't have $30.00 within your account you should not hold a bank article.
Use only bread.
I also suggest you to open a SAVINGS ACCOUNT and start good some of your money.
Do not open a checking picture.
Do not use your Debit Card.
Just save your money until you hold a year of salary.
How can I earn money at a rate of knots?
Question:I was only just in a motor accident and hold to pay a LOT for repairs ($3000). How can I generate some money? Preferably none of those internet things, please.Answers:
Waitress or bartend. You can make tons of bread doing either
Other Answers:
um win a job.
win a job like a shot.. i mean immediately...
become a stripper! haha
Borrowing money from bank
or do not approaching online business? You could send me email if you would close to online business.
You can try to get a loan through prosper.com. It's a site where on earth people lend money to other individuals in an eBay style auction.
Source(s):
http://www.prosper.com
I owe $20,000 and I can't discharge my debt. What are my option?
Question:I borrowed $20,000 from my mortgage broker and now I don't own the money to pay him rear. He has a lean on my house. He is going to foreclose within order to carry payed. What can I do? What are my options? Please backing.Answers:
The only risk you almost got is to wallet chapter 13 that way you will know how to keep your house and the loan will be salaried off at a lower pay. Been there done that.
Other Answers:
folder for bankruptcy
Shoot him.
You could move about to a debt consolidation place where they can support you...or file ruin
keel down and cry out to God...pray to Him, He has the ANSWERE for you!
put on the market the house. pay the guy.
permit him foreclose. pay the guy.
start over.
narrate him u will make a plan of how much u can repay him on a monthly basis, that path u might be able to afford it better.
First of adjectives, is your house worth more than $20,000?
Is 20k all the debt on your house? or is near more?
What you need to do is settle to refinance as soon as possible. The monthly clearing should be quite low. Say for a 10 year at 6% the monthly pay-out is around $232.
For 15 years it is around $170.
Act now previously the situation aggravates.
Aside from the suggestions given, you can also get a home equity loan (if you hold equity)? How much is your house appraised?
Join the Army.
First I would make an appointment near a Financial Counselor preferably one that is not connected to any consumer credit counseling services. If you contact them it does show up on your credit report and is not surrounded by your favor. Review your options near the financial counselor. I would not file for ruin unless it is the only track out. It will effect your credit for possibly up to 7 years. He wants your money and specifically why he put a lein on your house so so that if you were to put on the market the property he would be entitled to what you owe him. Obviously he wants his money and an attempt to get going to pay him would be a start--but I don't know anything of your situation and what other bills you own. You need the financial counselor to convey you what your options are. I would try and breed some effort especially if you don't want to loose your house.
As long as he singular has a "lean" on your house, you're surrounded by great shape. Now if he has a "lien" on your house.... start packing!
How much money do you go and get for donating plasma?
Question:Just wondering how much I can make doing this, appreciation.Answers:
two visits a week at BioLife get you $50 bucks a week times four weeks; so you'd get $200 per month.
Other Answers:
If you donate it you will not catch any money.
Its not donating it if you gain paid. Donate and win paid for it? Are u a current living brain donor?
HELP! How do I find out what type of Saving Bonds I own & if theyve be cashed, lacking the serial #'s?
Question:My grandfather purchased several savings bonds for me throughout my childhood, which types I enjoy no idea. As far as I know they own always be stored in his locked deposit box at the bank and my mother be listed as beneficiary on them adjectives in covering something was to ensue to me. He passed away 4 years ago & I am now contained by my mid 20's, married with my own loved ones. I have asked my mother in the order of the bonds many times but she wont contribute me much information, what little she has said over the years have been contridicting on her cog (She has not worked contained by almost 6 years but suddenly somehow has a ton of money)I know for a certainty that she collected several thousand dollars from a life insurance policy on my grandfather, but I enjoy a feeling she have also cashed in my bonds. I hold contacted the u.s.gov website but they cant tell me anything short the bond #'s, and the bank wont relay me anything since I dont own the safe deposit box. Could she enjoy cashed them in although I'm alive & over 18?
Answers:
Do you know reality that the bonds were purchased within your name?
There is a style to find the info you are looking for, just hold to remember it. Did same thing ending year.
------------------------------...
if they are in your nickname, there is no signing them over. they are yours when you become of age.
Almost sounds approaching that they were purchased underneath two names.
Where any person can brass them. All your grandmother would need is your grandfathers annihilation cert.
There is a phone number to call, own not thought of where it is however, that will give you that info.
---------------------------
For immediately have a look at this trellis:
http://www.bankrate.com/brm/news/DrDon/20060217a1.asp
Settle Charge Off?
Question:I just settle an description with Wells Fargo. The unpaid symmetry was $11,400.00 but I hack it to bring it down to a settlement of $5,000.00. They have transport me a letter that stated that my credit profile will be updated as "solitary as Settle Charge Off" Please inform me the pro's or con's of this phrase "Settle Charge Off"Answers:
Basically it means you come to an agreement with the company but you didn't wages the full balance of what is owed. It will look obedient in the certainty that it was rewarded. The company agreed on that amount. You can add comments to your credit report once it is updated stating that you rewarded in full the amount that be settled.
Other Answers:
charge off method that they took less than owed and Settle system they agreed to it. Not a positive entry on your report.
It is a negetive entry on your credit history.
The "Settle" finances they accepted smaller quantity than what was owed.
It is slightly better than not paying though!
There will probibly be notation of amount owed and compensated as well as the duration of bygone due or delinquent. It may make it hard/impossible to approachable a new ridge account (checking, reserves, etc)
Source(s):
Experience
what type of document do I involve to allow a household accomplice or relative to write checks should i become incompetent to
Question:Answers:
You do need a power of attorney, but you should also present the power of attorney to the bank ahead of time and have the domestic member sign a signiture card beside that bank. It save a lot of time and application later.
Other Answers:
Power of attorney
You will stipulation a durable power of attorney
The easiest way is to open out a joint picture with the loved ones member.
Is at hand a Nigerian Bank Scam word going on?
Question:I've been contacted by a Nigerian Bank Manager who claims that I enjoy inherited money from a inert relative I haven't heard from within awhile. They want to put money into my account and are contacting me with conviction. They even called me. They want me to proceed near the arrangement. I think that this must be some description of scam. I can not find out any info from relatives about my nephew dieing a few years put a bet on over in Nigeria. I meditate that if I were stupid ample to follow through they would then ask for personal info. I know that this would not be the right point to do. I could contact my lawyer. I focus something should be done legally in the region of scam artists if this is what they are doing.Answers:
SCAM SCAM SCAM
this is an OLD scam, they will then ask you for money to unscrew a bank description or for taxes or for the bank governor to travel to your place to give you the brass...
SCAM SCAM SCAM
IF you want to turn the tables on them and SCAM THEM BACK run to
www.thescambaiter.com
and learn how.
Other Answers:
This have been a constant problem for years. This is a scam and have been a problem for years. Contact your state attourney common for more information on how to handle this properly.
It repaets itself every 2-3 years looking for exotic victims.
I got 28 of them contained by the last month and reprted everyone of them to the email mover for fraud
I've gotten emails and phone calls, I simply ignore them.I believe it is a scam
report them as a scam......I get them calling me a couple of years ago...I guess they are finding new suckers
I hold gotten the same spot in my email for the ending couple of weeks. The best thing to do is delete, delete and delete.
It's a scam, dispatch the e-mail or letters to the appropriate regulation enforcement agency and don't give the scammers your wall info (which is what they are after). Nye