Personal Finance Question and Answers

FIRST CHOICE LENDING BASED IN ONTARIO IS A SCAM looking for other who own be SCAMMED OR HEARD OF THEM?

Question:We sent this company a deposit for a personal loan and (after saying that they screwed up twice they still needed more money as a deposit) we never received our loan. They are a SCAM. DO NOT SEND THEM ANY MONEY!! We are looking for others who enjoy had similiar contact with this company so that we may be capable of put them out of business. If you have any information just about these people PLEASE RESPOND NOW. This company is different from the one base in Georgia.

Answers:
Thats funny because my g/f who lives within South-western Ontario has received a loan from that company. She have no problem getting the loan. They also gave her a clad percentage rate for paying it back. She recommend First Choice Lending.

Other Answers:
WAS THE LADY NAME STACEY DONALDSON


What do u have an idea that of the possibilty of a legit. gifting org. (matrix stuff)? Has anyone hrd of wowt123.com?

Question:What about the possibility of it in reality working? What if someone honest (such as myself or any of you) were to start one lacking a greed motivation-would it work? or is it just out of the question to not end up screwin' someone out of their money?

Answers:
I checked out wowt123, it is alot different from the scheme out there. I hear its been around for over 5 years and its markedly well organised and legit, made frequent people alot of money. I influence step out on faith, remember the acronym for poor: ratification over opportunities regularly.

Other Answers:
christopher columbus once said to relatives that thought his finding america wasnt important...
i would ask anyone to match a egg () .. they said its impossible
so he simply pushed the egg down little untill bottom broke and egg balanced ... associates said anyone can do it .. columbus replied
i know its taking first step that is rugged..


where on earth can i find aloan next to poor credit and not apay year loan?

Question:

Answers:
With poor credit you'll probably need someone to co-sign on a loan for you. Good luck finding someone of a mind to do that...Unless of course you hold some type of collateral. Either way you'll probably close up paying some ridiculous amount of interest on the loan.

Other Answers:
That would be like asking for a Hummer that does not consume too much gasoline.


What would you do beside Bill Gates stratum of income?

Question:You could but some estate and open some businesses, but wouldn't you eventually run out of ways to spend it and go and get bored?

Answers:
not work - and spend alot of time on it

Other Answers:
Not as long as we have those surrounded by need such as the homeless, orphanages, lower than developed countries and such... charities. I think I would save what would make me comfortable and later probably divy up the rest to those in necessitate... maybe fund colleges and children tuition programs... there would be so much to do.. wouldn't know exactly where on earth to start
if i had the income bill gate has, VACATIONS!! everywhere
I would share it, not a soul in my ethnic group or people who own touched my life within special ways would ever have to verbs.
I would try and cure homelessness in US
i would do everything that i longing i could do :)
no never .... give some to others keep under surveillance how they spend it realize
best business is to leave populace not money
I would live like a king.
recompense bills start fesh
take a leave
start a bunch of businesses


From HRM point of prospect what you will put contained by consederation when placing workforce on a unsullied pay level?

Question:HRM = Human Resource Management.

Answers:
What the budget is and what the targets are.


How can I win citizens to repay rear legs loans of over 3 years?

Question:One woman owes me $2,400 she has never repaid anything. l man owes me $1400 he signed a composition that said he would repay, also my husband's son lived with us because he be laid up for jumping out a third story windowpane when he was dignified. He saw a letter I get from the bank, stole my edge card and drained my account up to that time I realized my card be missing. He also ran up a $500 cellular bill when we put him on our make friends. We turned off his phone, presently we have no perception where he is. Should I turn him into the police? He's own flesh and blood. I'm the new stepmother.

Answers:
You are firstly, a amazingly gracious and forgiving family to be so free-handed with others. This is intended sincerely--many people would drop at the first dollar not repaid.

See a lawyer around the first two--he can set up a suit against them and the police might (again might) be called to enforce a ruling against the person (that's if the court can find them). Your son is your son--whatever you and your husband agree to go (I noted that you said "should I turn him into the police?" and that could cause trouble beside your husband if he isn't in the loop).

The above you probably already have down, but why take the chance--anyway, if you're son is underage, you can hold him placed in a rehab/recovery center (not necessarily the "boot camps" inhabitants sometimes cringe, there are plenty of loving on the other hand firm facilities).

If he is an adult, you and your husband may involve to consider whether it is better for him to continue his current lifestyle which apparently includes no respect anything for even his "loved" ones or not--if not, the police may be the only pick to curtail his behavior and possibly get him some assistance (there are rehab probation programs available).

Other Answers:
send a hitman
Source(s):
that 1 kid

If they own a home - put a lein on their home. Anyone can put a lein on anyone's home for any reason. Make sure you enjoy documentation.

PS Don't loan people money and don't be so trusting!


Judge Joe Brown or That judge Millian chick....any one go nation cavernous on them take it to small claim court. Getting citizens to pay posterior loans is tough. You might be able to nick the guy who signed the paper to small claims court, but collecting is another event.

If you and your husband agree, you should probably report your stepson to the police, but they may not be able to do much. I'm sorry for your losses. I'm also owed money and enjoy little hope of it ever being salaried back.


Insult them The question of repossession of a loan after three years can be tricky. You would certainly call for some reasonable documentation to substantiate your claim, but avenues through the "small claims" should other be followed.
In relation to the theft of your card, the dune will have a 'fraud' cubicle, and will follow up that matter for you. If you give the stepchild access to your telephone description, then you purely have to 'wear it'.
Any loans in need documentation would be lost.
I would have thought that the pilfering of your card would have already be reported to the police.




Is this compounded interest division right?

Question:Compounded daily: $6000 x 1% = $60 + $6000 = $6060 the first hours of daylight, $6060.60 the second day, $6061.60 the third sunshine, and so on--right?

Answers:
Well first of all a each day rate of 1% is incredibly large but base on your questions:
First Day 6000 x 1.01 = 6060
Second Day 6060 x 1.01 = 6120.6
Third Day 6120.6 x 1.01 = 6181.806
and so on...
An easier route is using the following formula =
The Principal Amount x (1 + (the rate per period / 100))^(number of periods)

Other Answers:
Day 1 $6,060
Day 2 $6,120.60
Day 3 $6,181.81


I want financial backing as donation for my relations . how could i draw from it ?

Question:

Answers:
If you are in the U.S, you can call on your local Social Services office to apply for aid. There are habitually private organizations that provide physical items when needed. Churches commonly offer charitable organization that serve the needy surrounded by their area.

Other Answers:
You hold to be a charity. Ask family and friends for donations. They know you and should be capable of help you.
Dial 311 from your phone and recount them of your situation. They will then direct you to sources for this to appear.
Ask family and friends. It probably would be fruitless to ask institutions and foundations.
emancipation army


i want financial sustain. this is enormously unrgent. support me.?

Question:i am from mongolia . my country is very poor. very soon iam 18 years old. and i want to study surrounded by university. but i can not pay my academy fee. the price is 400$ . is in that any one can help me? i really want to study. my parents can not relieve it? can you help me? or can you find me someone can distribute me financial help?

Answers:
I am from the US. My country is incredibly rich but I am border line poor. I would love to run back for my Master's at a University, but I'm still trying to pay cheque for my Bachelor's by WORKING. It's extremely hard for me as ably. I say try to assist yourself first like the majority of us are trying to do. Once you show initiative contained by doing that (by WORKING, and seeking out scholarships that can sustain you), then ask Oprah, and Bill Gates if they can backing. Nothing is free.

Other Answers:
No, I very poor too.
I can't lend a hand but I often bring e-mails from wealthy Nigerian Princes and Generals offering me adjectives kinds of money advice...I'll direct them to you.
Good Luck
Ask Oprah, she has adjectives the money!
sell your computer
sorry to hear that. Its great you hold access to the internet.
I would write a letter to a few race in different places .. someone mentionned ' the Oprah Show ' why not?! explaining your situation and your desire to pursue your studies.
Try going to the local university of your choice and explain to them your situation. Maybe they can lead you into a great direction.............especial... since your are from a different country. You also can step online and look for federal grants also.
Source(s):
fasg.org
Go to Yahoo's poke about engine & type "financial aid" there are heaps sites that contain info on the matter. Also the college that you're planning to attend generally will hold a financial aid assistant that can help you near that.
i'd like $ too buddy! can you dispatch me some? ha.. ha..
never get a life span
work for it. stop using the excuse i am poor. Get a job or three and oblige your self.
Go to the University or College of your choice. Ask for the registrar's office and ask for the critical forms for financial aid. Good Luck!
yep, I can help, it's call getting a job!
Try going to the financial aide department at the college


How would you spend 5 million dollars surrounded by 1 month?

Question:You are not allowed to squirrel away it, invest it, or give to a charitable fund. It MUST be spent. What would you buy?

Answers:
DANG! Thta's a concrete question.
1. New house 20 minutes from town.
2. caterpillar inloader article to do all kind of sh^^ around the property.
3. Weekly day spa, appointments, next to THE WORKS.
4.500,000 each to my siblings,parents
5. All trial running gear including a week with Scott Jurek, amazingly famous trail runner who holds camp.
6. The rest for weekly maid service to my new house.

Other Answers:
50 thousand tons of petrified elephant sh1t.

Re-build New Orleans...THE RIGHT WAY! 1 million to church
1 million to granparents
1 million to mom and dad
1 million to 3 of my closest friends
1 million to sister

money is to much of a problem... i dont need it im jovial just anyone alive


I would buy a house which is surrendered by mountains and ocean.
BMW cars a luxury restaurant, a private plane, and a big company, i wanna be a boss.


you deposit adjectives the money at http://www.tinyurl.com/eplss IT IS SPENT NOW BUT SAVED FOR THE FUTURE AND IT WILL EARN FOR YOU TOO< HAPILLY.

You will learn what money is if you do not hold


i will travel the wohle world surrounded by first class and stay at the 5 star hotels with adjectives my best friends and some fine a** girls.
if i have some gone over when i come back, later i'll pay rotten all my debts and buy me a hybrid - sports car and go to Tijuana beside dat.


Unfortunately its so effortless today. By spend do you mean stop up with no posessions?

Thanks for the ask, now Ill own time to think




How do u become rich backing me?

Question:

Answers:
Tamara, there are a few things you should try to do:

1). set up a hoard accounts as soon as possible, pref. before you are 18

2). set up an IRA (individual retirement account) ASAP. Deposit 10% of your paycheck into IRA monthy. If you start at 20 yrs. matured or so you would have over 1 million contained by the account when you are 50!

3). Learn just about compounding interest. In general, interest is great for saver and bad for spenders

4) ALWAYS rate off Credit card surrounded by full monthly. If you can't pay contained by full, don't buy the item.

5). Learn to work hard and respect coworkers; the rest will go down in place

6). NEVER EVER step into debt.

7) ALWAYS own your things. Never rent or lease a car. other own.

8) trust in yourself

Follow these steps and you will be on your approach to finanial success. Also, contrary to what most ppl say-so about the Lottery, Dont PLAY. The likelihood of winning are outstandingly against you and its all freshly a scam to raise money for the State. Its a poor man game and can't be won. Best of Luck.

Other Answers:
hustlin hustlin everyday im hustlin
To become rich you must stop taking lend a hand from others, and start working hard yourself.
And if you contemplate you are lucky then try a lottery.
work,work,work and store save liberate.or win the lotto
When you find out let me know.
when i'm rich , i will facilitate you
Ummm, work hard and alot?
Source(s):
http://360.yahoo.com/dreambuildersonfire
im not rich.. Hoping within near time i would be rich also..

But this can support us to be Rich.. ; )

u can start doing job and making money right now(monday-friday only) as forex trader... they will pass you Free 5 usd to start it.. ; )

here is the link.. a moment ago signup ok?

http://www.marketiva.com/?gid=4354

But make sure u expand for E-gold A/c first.. Also free to open it..

Open your E-gold A/c here..

http://www.e-gold.com/e-gold.asp?cid=2922847

Hope can assist u.. ; ) hope we can be rich 2gether.. and dont forget me when u achive that.. ; )
You need to discern love towards money first.

My friend Klaus Joehle, who wrote 2 books about Power of Love, created tentative book about Money and our Beliefs, call "Money is Love"

He found that people don't own plenty of money when they deep down believe that money is bleak.
Those who love money - have plenty of them.

But how one can commence loving money. Klaus describes how he changed his beliefs about money and give instructions.
So, would you like to love money and hold plenty of them?
Source(s):
http://lovebook2.tripod.com/book-money-is-love.shtml
wage war beside a country owning oil
Read the bible.
Win the lottery. OK its not much but if we really know tha answer to this question we'd be out near doing it instead of sitting in front of our computers. This answer may not be much abet but at least it's honest.
God have given every person a material comfort of millions.but it has to be search by u.Ask any beggar in a street to confer all two of his eyes, both kidneys, both legs and both arms for a millions dollar.he will demur.
God has given us a grant of good form.and what is the price of it. imagine
Then how much more rich u want to become.
We'd adjectives like to know!
Divorce your parents and own Bill Gates adopt you.


loans for newcomer?

Question:Hi, I'm a newcomer, moved into melb from overseas 2 mths ago. working as a network engg for olden times 1 mth as an IT contractor in an ongoing contract. achieve paid around 1200 a week. I'm have so much trouble with getting a loan or a credit card because i don't own over 2 or 3 months in my commission. does anyone know if there is any hope at adjectives.
My wife and daughter are overseas, and if i want to get them over, we adjectives have PR's, i be told thats not possible because the loan have to be used only for me.
can't i use it for my own clan? then what is the purpose of a loan? i of late don't get it. and apart from those 6 reason that they list, can't associates just find loans based on their eligibility and enjoy the freedom to do what they want with it, because they are paying off, and have the size to pay stern?
I'm desperate to get my family unit over. can someone please advise.
i tried adjectives these payday loans and lenders. none help.

Answers:
Several problems are here. First you are a contract worker which money that your job have a likelyhood of ending at a dependable period of time. Am i going to endow with you a loan for 5yrs when your contract and/or verification of income single states you are guaranteed a job and an income for 1 month. Probably not.

Second, Where is my collateral for the loan? No home no vehicle ? HMMMMM that's quite a risk. Who said you won't disappear on me when I bestow you the money. The loan is based on your obedient faith. Sometimes that isn't accurate enough. The sandbank looks at the worse case scenario. IIf we adopt to give this party a loan what could go wrong.

Third, PR"S? what is that? Paragraph 2 isn't clear to me. Just a guess but looks approaching whoever you applied with for a loan is relating you in private code( might as well be a megaphone) you obligation to change your loan purpose to one that is to say directed at you. I could be wrong. Example, I need $5,000 to pursue a Master's surrounded by engineering. Then use it for your family.

Lastly, conceivably to find a co-signer and people a drastically sensitive about that because if you don't reimburse it couldruin someones credit.

Oh yeah avoid pay afternoon loans because their APR comes out to like 300%. You'll never settle up it off.

Other Answers:
I found some right info here.
Source(s):
http://www.all-about-loans.jims-info.com/


Do you Love MONEY or Hate it?

Question:My friend Klaus Joehle, who wrote 2 books about Power of Love, created alien book about Money and our Beliefs, call "Money is Love" http://lovebook2.tripod.com/book-money-is-love.shtml

He found that people don't hold plenty of money when they deep down believe that money is discouraging.
Those who love money - have plenty of them.

But how one can inaugurate loving money? Klaus describes how he changed his beliefs about money and give instructions.
So, would you like to love money and own plenty of them?

Do you think what I wrote really make sense? What are your feelings towards money?

Answers:
I chew over having money or not have money is one of the catch-22 type of situations. If you don't have money unsurprisingly you are going to hate it. On the other foot, if you have money next you will love it. I think that vivacity can be good near or without money.

Other Answers:
yes

Sometimes love it sometimes hate it. Money CAN buy jubilation - I am proof


Money. You can't live next to it. You can't live without it!

it's not my biggest concern but i don't despise it either

i love to have it and aversion to spend it yep i think it make sense but how do we hav feelings for money i singular love monet coz i can do alot wth it buy stuff tat i wanted


Money is just a tool.
Do you love (or hate) your sledge hammer? No, of course not. I want a sledge hammer when I've got to put within a nail. But it is forgotten within the toolbox when I don't need it. It is of late a tool.
Money is the same agency. We need it more recurrently, and it is easier to lose than a hammer, so we own to pay attention to where on earth we keep it. But it is still freshly a tool.


Money make the world go around. I am not motto money is everything but you have to own it. If you could just seize by on love along that would be great. But if you ever want to get a house you want money. I am not very religous but the one bible lesson that have stuck with me is....for the love of money is the root of adjectives evil. To me this means that if you love money, you will lose verbs of the important things to you. Which could hurt your family circle and loved ones. love it


They voice money is the root to all evil, merely like a drug some ancestors just cant hold enough of it and will do anything for it resembling rob banks, steel and murder and the list is long but don't tolerate it take over your existence , yes its nice to have money but what would you do ,or when is ample enough

i'm other happy when i enjoy money because then i can buy stuff that make me happy but the entity is that i have to hold on to buying to be happy because textile happiness doesn't concluding long. Money causes so masses problems i mean those die and get kill for money and it causes relationship breakdowns and fight and all kind of things. It would be so great if we didn't need money at adjectives but unfortunalty it's what makes the world jump round so yeah it's hard, mabey that's why i never own much money according to ure freinds theory

its not a question of loving money,its a qustion of controling it and the other route around.dont fear money coz if u do it cant come to you.own the power over money. Neither.


want it and obligation it.

I don't love anything that doesn't make me that entirely lively ...don't get me wrong money help me get by..
I don't dislike it...but i don't like it when i don't enjoy money..
a person who loves money is a moment ago all give or take a few money.


No sense. I hatred money. Have plenty and it keeps me up adjectives night counting it. I guess approaching romantic love, there is love and later there is lust. I love money, but I don't lust after it. People who lust after it are the ones who will do anything to obtain it, be it steal or kill. Not me; I'd a bit be dirt poor that jail rich.


Well,every body loves money.about my self;I really close to to have what is satisfactory for me to keep my self-righteous.




i hold more or less 3000 dollars surrounded by debt from 4 different bank, can anyone make available me suggestion?

Question:i have 3 credit cards and one checking side, recently i don't enjoy a job so i've be slidding my card. i thought i could have a mission soon to pay it rotten but apparently i didn't. now i'm going on for 3000 in debt. My checking is nearly -900 and the rest is my credit card. i work part time and run to school at like peas in a pod time. so the money i make if i deposit it contained by my checking it won't do any good due to the little money i variety. Does anyone knows any company that help with this situation? adjectives the company i researched will only loan beside the least unsecured amount is 5000 and i lone have 3000 so i'm not qualify. please sustain.

Answers:
I found lots of good information here.

Other Answers:
You enjoy enough money to engineer some minimum payments which should give you some months surrounded by between to find extra money.
If that does not work do what woman have individual doing for hundreds of years, look for a sugar daddy, that would be an older man, because childish man are not going to have money.
One more point stop using your credit cards unless you really need what you are going to obtain. In addition, choose solitary the card that has the lowest amount of interest charges. You might also borrow money from parents or close 'friends'.


is it locked to except western association auction compensation money directives?for items that someone contained by usa requirements to buy?

Question:

Answers:
It may be safe, but I would stay away from it. Usually if near is anything criminal going on, the criminals try to use something like Western Union where on earth the recourse is difficult. With so many other forms of pay why risk it? Again, like the other poster said, if you are receving the funds, it is probably ok. I would never use it to foot for an online auction though. Once the money is wired or "transfered" it's gone.


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