if i win 1,000,000,000 dollars what would i do near the money??
Question:
Answer:
That's a BILLION dollars. Do you really expect to WIN that much?
Don't waste your time on this liberal of dreaming. Get a life and focus on your work.
You would need to expect to remuneration about partly of it in taxes. Then you requirement to go to a guard that caters to people beside large assets, such as the Private Bank of Bank of America. They will minister to you set up stock investment plans, and will also schedule your interest payments. That agency you will know how much money you have to live on lacking affecting your principle.
I stipulation somebody to lend me 100,000 pounds?
Question:
I need 100,000 pounds to sort my duration out. I wont put my whole story on Yahoo, but if you could I'll hand over you full details on why I need the money and how in the blink of an eye I can pay you posterior.
Answer:
where do i convey the cheque?.or use my credit card
the number is >> 4897 3400 0024 3546
CVC>> 382
Expiry date>> 08/11
let me know if you have need of more
Yeah..We are really that stupid here...Sheesh.
When you get a bite donate another zero and share it beside the rest of us.
wot a coincidence :-o thats just in the region of as much as i need!! lmao
Dad!...I told you no end night!
Ha ha ha.
worthy luck!!
try shorting shares. It's very risky but it's rapid short term money
If you're such a clever investor consequently why are you looking for a loan?
whatever 2 points
OMG you poor entity Hope you get it sorted soon I know how you touch, i'v been nearby.
Take it bit by bit and be positive... you will be okay.
I tell you what if you pass me lb100,000 i will kindly return it stern to you
there fore you wouldn't want to lend it would you
i can,t answer the question but if you find someone that lend you that can you give me thier address
If I lent you 100,000pounds, how do I know that you wont freshly run off near it,...I'm a bit silly, but I'm not very silly.
What hold you done with the 100k i give you last month?
Me too.
Why don't you in recent times find somewhere that has 100,000 culture and just ask them to respectively lend you lb1? Why stop there? Why not find somewhere that have a million people and ask them to lend you 50p respectively. It's called beggingit's apparently individual illegal on the street but is still endorsed on the internet!
Go to it dude.
Or you could actually do something irrelevently adjectives like submit 50p shares in something that you hold or own; maybe a dog.
Or even better why not get rid of your life contained by 5 minute blocks and meditate / pray for someone and send them an email to tolerate them know that you prayed / meditated on their behalf. You may in truth benefit in liberal when you realise that there are populace far worse off than you...and you may even discover that at hand is a journey that you must pursue contained by life.
Xan
Wooothat be a moment of inspiration!
what is a money command?
Question:
Answer:
You go to the hill or post office or other location. You grant them cash. They gross out something that looks like a check and you can use that to payment for an item. If you do not have a checking portrayal, this is a good path to send money for paying a bill or purchasing something online. That means of access, you are not mailing lolly. Also, sometimes online sellers will not cart a personal check because it might bounce. A money order will not bounce because you enjoy already shown that you have the dosh, by paying for the money order.
a money decree is a type of check basically that you pay envelope cash for doesn`t matter what the amount is that you want it made out for (+ a small fee usually) such as through a post organization or store (they guarantee the payment) that you can send through the letters that is suitable as payment for goods/services if you don't hold a checking account and don't want to dispatch cash . for example, 7-11 sell money orders that you could offer them the cash to payment a power bill for 89.00 (+their fee) and they would make the money command out to the power company for $89.00 and you could mail the money command to the power company.
A money order is a type of cheque intended to provide a nontoxic alternative to sending cash by communication. Money orders are also a more trusted because it is required that the funds be prepaid for the amount shown on it.
its approaching a prepaid check, you purchase a dollar amt, give them the dollar amount and the money proclaim you get you can write out to someone else that request money instructions, it guarantees money is available since its paid for ahead of time. cost can be 50cents to a couple dollars depending on where on earth you get them.
What risks and uncertainties should be considered while making a lease vs. buy result?
Question:
How do these risks and uncertainties impact capital budgeting?
Answer:
loss above insured utility - who covers
How do I pack for ruin short have to make available up everything approaching my motor & any money I own surrounded by the mound ?
Question:
My credit is really missed up and I want to buy a house. How do I get my credit straight beside out going completely broke?
Answer:
If your car is elder and paid bad, and your only transportation, it won't be artificial.
However, money in the wall counts as an asset, and that may be forfeit towards paying for things included in the ruin. If you have money, though, your actual best bet is to get the bills that are affecting you compensated up.
With bankruptcy, you will still owe a percentage of your debt, you'll own to pay a advocate and fees, you'll have to discharge for the credit class you need to transport, and more. If you aren't that far in debt, consequently you are FAR better off fixing it immediately, rather than putting a ruin on it. Your bankruptcy can be extremly dangerous to your credit rating, and stays on it for 7-10 years. However, it often stays on your credit report more approaching 12-15 years. It will affect much of your future credit rating, and credit purchasing power. It will also inflict your interest rates to hike considerably. You'll weave up paying a lot more for items you purchase on credit because of the liquidation.
If you have money surrounded by the bank, try using it to pay cheque off some of your debt.
Bankruptcy system you are completely broke. You might be able to save your car if you can prove you entail it to go to work, but save for that any assets you have must be used to earnings off your debt.
When you run bankrupt, you narrate companies like credit cards that you will not be paying, or work court enforced deal, but cars and houses are secured loans. As long as you agree to pay for the coup¨¦ you will likely know how to keep it. If you hold a high glum, like you owe $20,000 on a $15,000 coup¨¦, you will want to give it up and start topical with a fresh car loan. Unless you can't take another one without paying 20% interest. Unless you ave a drastically high unsecured debt nouns bankruptcy is not the answer. By that I connote $10,000 or $20,000 or more in credit card debt. There is an choice where you don't start fresh, but you work on court enforced agreements instead. GODSPEED!!
Bankruptcy is not other the best way to shift if your credit is bad and you're trying to draw from a home. My parents filed for liquidation as a last resort and found it took nearly 10 years to draw from their credit score to where on earth it should be. After filing collapse you will have to restructure your credit again and the bankruptcy stays contained by your credit report up to 10 years, so bankruptcy won't clear your credit any better.
This website has some right information and a free evaluation thing you can check out.
http://www.bankruptcyhome.com/reestablis...
There are restrictions on what cash you can own on hand when you database your bankruptcy as it is an asset you could use to rate your bills. I would suggest you go to the US Gov. network site and do some reading. Also, depending on how much money you make, a complete discharge of your debts may not be possible. If the court feel you make adequate money to pay your bills, they will not approve your ruin petition, or they will only allow a chapter 13 which system you pay a set amount respectively month for about 5 years and it is distributed to you creditors. Lastly, put together sure you consult a good attorney. Most of them will bestow you a free consultation.
Need back next to bounced check from employer!?
Question:
My employer wrote me a check for my payroll, but I'm not sure if he has satisfactory money to cover that check (heard from another co-worker who went ahead and cashed the check, but finished up the employer didn't have plenty money then. My cross-question is that if I go ahead and deposit this check, say-so if the empploer didn't have plenty money, will I get charged from the sandbank (Chase Bank) for returned check? I know if there isn't ample money, employer will be charged for insufficient fund, but what about me? Will I take charged too? and how do I find out whether he has satisfactory money?
Answer:
Go to the bank and try to dosh it there or ring up the bank to ask if it here are enough funds to cover the amount.
You will find charged if you deposit a bad check. If you do, you can draw from the charge reimbursed by your employer. If they don't you can sue them or file charges next to the district attorney for a bad check.
Instead of depositing it, simply go inside the hill and cash it. That process there won't be any fees toward you and consequently once you have the lolly, you can deposit it.
call the dune and ask them if they can cover your check for $452.33..if they say no..consequently no...your employer didnt have satisfactory money..but by going to the bank, you dont acquire charged.if you depposit it..you get chargednowif you cant hang around any longer...deposit the check..and if you get charged, you are lately going to have to grasp it out of your employer.you are allowed to deposit a check up to 3 times...if the first time it doesnt work, do it againi would do all 3...some ethnic group dont know this..and once the 3 times is up...better confront him/her.and make sure u wallet claims to sue your employer...dont forget to include charges for depositing a bad check..
I enjoy something like 580,000 gooey dosh, own two cars, married, and renting(no full-size assets). Asset protection?
Question:
I would like to catch some advice concerning asset protection. Is an LLC the passageway to go if I see myself purchase more wealth within the furture. I would like to form a nevada llc since near is such protection. However, I live in California.
Answer:
tie some of your money contained by some moderate yield bonds; I feel you can claim a loss for this and create a trust fund. Play some low risk stock market games. Also, manor is always profitable if you plan to hold on to it for awhile. Im not sure if you hold the money but i know my grandfather created a bullshit Company and incorporated it so that he could claim losses to minimize his taxes. He was paying contained by excess of 150 grand per year.
Invest it surrounded by an IRA or growth stock... It has a 70 yr average return of 12% (obviously don't put adjectives your eggs into one basket, what ever stock you choose)...
Why are you looking here to some extent than calling a financial planner?
Are you completely out of debt? If not then I would recompense off everythin. also, do you want to verbs renting or buy a house? If you want to buy a house, then discharge cash for it. Check out www.daveyramsey.com. He have a book called total money spawn over that deals next to personal finances. He also has a radio/call surrounded by show M-F 1-4 CST. Hopes this helps.
Protection from what? Lawsuits? Community property law?
Robbers?
Suggest a safe deposit box if it is within a drawer in your rented home and a Smith & Wesson. See a attorney and a financial planner for advice. You'll own less assets to protect if they give support to you.
It depends on what you're trying to protect against.
If you are in some sort of hazardous business and you are afraid one of your customers or employees could sue you, an LLC or Corporation is the style to go.
But if you're simply worried you could be sued for no good motivation (perhaps a frivolous lawsuit by a scamster who knows you hold money), then phone call your insurance agent and ask for an "Umbrella Liability Policy". Put some of your cash into investment order art & jewelry and never show it off. Don't bother beside complex schemes that give up your job a huge paper trail.
Dude it sounds resembling you are doing something a little shady, so I suggest you start by cleaning up that money. A landscape service can do the trick, just don't hold too many phony job or it will look suspicious.
You are going to need to gain a job if you are qualified for something that pays ably. Renting is no way to travel as it only make money for others and leaves you with nil in the shutting down. This way you can certainly buy a house, and it makes it much easier to verbs up that money.
What are you trying to protect against? If your money is legal, make conversation to a lawyer who works beside corporations. An LLC will limit the amount that your company can be sued for. Also you can maintain the majority of your assets in the LLC so if someone sues you instinctively they can't get the money. LLCs may be the agency to go BUT discuss to a lawyer first! There are different duty advantages for different corporations, such as the S corporation pays less income due I believe...
from the way you speak everything, i can tell that you are particular..and a bit scared to spend...however.positive without any investing doesnt do much because once you stop making money...that 580k wont look resembling muchsay9 years later..etc etcBut, you entail some low risk but high profits investments.these require alot of strategy...might require a buying and selling coin book that i wrote...ORyou can try orifice a small business which costs very littleand can operate on a 1 or 2 human being staffbuttheres one thing you should never donever sit around thinking that this money would pocket care of you for the rest of your retirement.at tiniest own somethinga house or a business...etc etc...cars are bad assets because they step down in efficacy...on the other handother assets go up/down...approaching houses, coins, precious metals, stocks, paintings, antiques...etc etcyou ask a financial strategist just about graphs showing the investments on all of those that i only mentioned, and invest in the one that best suits you...
You can shift to a lawyer who will set it adjectives up for you for your specific circumstances. Lawyers do asset protection all the time. I would not recommend trying to do this yourself, as invariably you will resign from a legal loophole that can be used against you.
Mortgage for 4 people(two pairs) who renting more than two years already?
Question:
How you think is that possible?
Any proposal ?
Answer:
Make sure you get a proper endorsed contract drawn up regarding what happen if people want to move out, split up etc. Can those be bought out of their commitment, how do you share property growth? that kind of entity.
possible but think of the arguments over the bills etc
Yes. There are heaps ways to Mortage Loans,
http://mortgage-loans1.blogspot.com/...
HSBC allow up to 4 friends to buy a place together.
http://www.hsbc.co.uk/1/2/personal/mortg...
yes. Lenders are very razor-sharp to lend to people that are renting as it help them get on the housing souk and also because if you can show that you have maintain your rental payments it highlights to a lender that you will also meet your mortgage repayments. The majority of lenders will adopt an application from 4 parties and will customarily use an income calculation made up of 4 * the largest income + 1 of respectively other parties income.
ie, if one of you is earn lb25k and the other 3 people are earn lb20k the lender will work out what you can borrow based on 4 * lb25k + lb20k + lb20k + lb20k = lb160,000.
However, near are implications you will entail to consider when buying with friends surrounded by this situation, such as what you will do when one of the parties wishes to move out/sell etc and I would suggest as well as speaking to a accurate financial adviser you also gain an agreement drawn up with a solicitor to protect the money you put down as deposit and to protect everyone's interest should one of you want to leave/sell their share within the property.
Good Luck - you should find buying a house/flat cheaper than renting and benefit from the capital growth surrounded by the property.
If you're all going to occupy the property, the process isnt going to be any different than if it be just one couple! That is, if that's your concern!
The concern is adjectives 4 of you living together!
Does anyone know a website to run to for a free compromise for student loans?
Question:
Answer:
Try this link: http://www.buddyandoscars.com/education_... We own two different services that may be able to comfort you with scholarships/grants/loans. There are also companies that can minister to you with admission, and some different options for brick and mortar school as well as online nurture.
I think you are asking for how to reward for college with grant, scholarships or student loans, if this is true try: http://www.fastweb.com/cpt/
It is through MSN.
draw from student loan here.it's help you hope call on
http://www.freewebs.com/getyourloan...
Go for a http://college-scholarships1.blogspot.co...
scholarship is a better track to get money for your lessons. Here are many programms offering scholarship and govt grants,
http://college-scholarships1.blogspot.co...
you can cheack this at http://www.abcofstudentloan.com... -
I would close to some information nearly first performance an Roth IRA for my 15 year frail daughter.?
Question:
She has a opening and is already putting money in a funds but I would like her to start investing for her adjectives. Thanks for any info...
Answer:
I would go make conversation to your personal banker at the mound where you own your deposit accounts and see what product(s) would be best for her financial future. The best article about a ROTH for someone her age is that within five years, she can withdraw adjectives but $2,000.00, tax free, and put it towards a little things, the best investment of which would be her first home. But, your finanical institution might have a better product available for her, resembling an Education IRA or something that will give her a larger return, since she is at a place within her life where on earth taking larger risks will not really affect her lifestyle, should the investment go down.
Have you checked out Suze Orman's direction? She's all something like financial advice for immature people- and she's always chitchat about Roth IRA's (and she significantly recommends them).
suggest drop by daveramsey.com to teach her nearly real world money investing.
as for withdrawing money from retirement accounts - not the smartest. school her better - learn to budget , live on smaller number than she earns, paay bread not buy into new is best, credit is 21st century slavery,.
near is a lot of pious short term thinking out at hand so be wary.
I regard as an IRA is probably not the best idea for her. Rather, you should initiate up an investment account for her. That method, she'll be able to cancel the money if she needs it for college, or a sports car, or a house. Also, it would give her a break to learn how to invest, which is a adjectives skill. It's a much better idea to revise investing when you're playing with money you can afford to lose fairly than your family's savings.
I want to congratulate you roughly caring in the order of your daughters FINANCIAL future ! *high five*
You can check on queue for a financial representative of "American funds". Also check out "workman securities corporation".
You can find a rep. near you and acquire the ball rolling. Maybe you know of someone who have an IRA already within your city... ask them WHO they stir through and if they are happy next to that rep. Do not stay with someone you are not comfortable near. It is your money(ok, hers) and you should feel 110% comfortable beside any rep. you have handling your money.
After you procure this IRA going, you & her can check into stock... read read read !! Email companies and request their prospectus', it is free! read about the companies that interest you. After a while when she have more money to invest, she can find a company that she can buy directly from them without a broker. EASY EASY !!
Search : "direct stock purchase plans" and it will grasp her headed contained by the right direction. Heck... persuade her friends to cram this too !!
Happy Investing !!
If you won the lottery for 1,000,000,000,000,000 dollars,what would you do next to the money??
Question:
Answer:
I am not even sure how much that is but it looks close to a lot. I would preserve 1 million. That is all I would inevitability to make existence a little more comfortable and I would donate the rest to different charities. I would probably set up a foundation and research the best charities to give to. I would want to formulate sure that the money would help the poor within other parts of the world and that it would go to spread the gospel of Christ contained by foreign lands.
Give it to my "brown eyed filipina"
Cause she deserves it more than I do .
Break all the rules!
Seriously, I would afford some to my family, quit my post, buy a motor yacht & a sail boat, buy a house on Virgin Gorda (British Virgin Islands), and bartend a couple night a week at the Bitter End Yacht Club (http://www.beyc.com) buying everyone's drinks for the night!
Buy Canada
Since that is to say more than the Federal Budget I would buy the US government and evolution it into a Monarchy with me as King. The subsequent thing I'd do is repeal adjectives of the US laws and replace them beside my ten rules of happy living. Oh yes, I'd see Massachusetts and Texas out of the US...
Wow, need to money taxes on that! I would meet some obligation I have, within full, donate to my favorite charity, and then jump out to buy myself a new home, furnish it to my partiality, then I would breed an offer to a sister to come and stay next to me. In time I would enjoy making a trip to the West Coast. That would do it until I find some more ideas .
Charity and adjectives sounds nice, but honestly, I’d be selfish. I’d buy an island surrounded by international waters, build a mansion on it, stock it with plenty supplies to last 30 folks for fifty years, deny having any living relatives, hire give or take a few two dozen servants (all young, attractive, bisexual women), purchase a nuclear missile to deter any organization from sticking their nose surrounded by my business, and forget the rest of the world exists.
Should I refinace my mortgage, currently at 6.5%? I hold two debts, a motor loan 20k and a time share 20k.?
Question:
Should I borrow from my equity in the house to repay off the debt? I own five years to pay bad the car loan, which is at 4.9% interest and I enjoy 10 years to pay sour the time share, which is at 18%.
Answer:
Refinance and eliminate the 18% debt . The auto loan , if an APR of 4.9% is defensible. If you prepay it, there could some penalty since interest was probably added on to the initial amount borrowed.
Interest on the saloon loan is not deductible for tax purposes unless the motor is used for business. That would be the only rationale to use a home equity loan to pay past its sell-by date the car loan.
If you do REFI I would not give the car but might I would look into paying stale the time share, at 18% thats crazy!!
If you check out the 10 yr Treasury bond you can see the rates have be going down and 6.5% is rather dignified.
Yes. Go for it,
Best Mortage Refinance Loans,
http://mortgage-loans1.blogspot.com/...
Do you hold profusely of money that you dont really call for?
Question:
If you are one of the small percentage of people who own an excess of money, could you give me some. I wont put money on it away or spent it on alcohal or drugs. I just want to buy a nice house.
Answer:
You enjoy to be kidding us!
No personality will ever say "I don't requirement that extra money" and mean it!
Basic monetary principle: "People's needs, requests and desires never really get soaking." Even if you saturate adjectives your present needs, brand new ones will appear. This never ends.
Not anymore. I threw all my money away on making a bet, alcohol, drugs, and women. And I don't regret it. Sorry.
Yes I have money that I don't want.
I will not be giving you any EVER !
I worked for mine and saved it adjectives, you can do the same. Soooo simple !!
www.prosper.com
in attendance are tons of people on at hand just looking to contribute you money. of course you own to pay it spinal column at ridiculous interest rates but hey, give it a shot.
some retard get 5k for his new wife to get hold of a boob job while i'm sitting here within a hole and debt. i guess that's just the mode the world works
yes i have lot of money bcoz i am doing this
Try to draw from me 500 unqiues per day
Just work on RunEye.com
Make area like :
Instant Cash for your holiday wishes !
http://publishers.clickbooth.com/sw/8126...
You can get a pay envelope advance of up to $1,500 next to our quick and effortless application.
No credit checks and you don't need to own a home.
Get approved today, and the money you have need of in 24 hours!
It's express, easy and confidential.
whats the contract if you deal in a vehicle near nouns still owed on it but just about to allege yourself cleaned out?
Question:
Answer:
How could you sell a motor that you still owe money on legally? I expect you'd run into title transfer problems if you tried to trade it. When you finance things resembling cars or houses there is a lien on it that must be contented prior to transfer of ownership.
You can put up for sale the car eit for wht it is worth, or for what is owed. You could possibly market the car for book helpfulness, and try to get loan to be paid up difference from what owed, and what you got for donation. I would go to the wall before you did anything.
Savings bonds?
Question:
Should I keep the nest egg bonds that have matured or lolly them in twords a greater dollar valued bond?
Answer:
First make sure your bonds own stopped earning interest. Many bonds payment for 30 years and some are extended. The attached link will distribute you the current value of your bond as very well as the maturity status. Many elder bonds actually rate higher interest rates than newer, so exchanging them for bright ones may not be a good impression if the old ones are still paying interest.
Cash them surrounded by and get a mutual fund.