Can you report liquidation if you've be sued?
Question:
Answer:
As far as I know, that's a main justification people profile for bankruptcy.
Your insurance company should nick care of the lawsuit up to the boundaries of your policy, assuming you are insured. If not, then you're responsible for any lawsuit.
Bankruptcy is harder to return with these days near so many nation abusing it to take out of paying what they owe.
Yes you can in most cases, but you enjoy to meet sure requirements.
It depends on what the law suit be for. If it was one of your creditors, after yes you can. However, it requires an additional process that your attorney will probably charge you more for.
What is the maximum # of times you can verbs money from a chase nest egg to checking tale w/out bein chrg
Question:
What is the maximum # of times you can transfer money from a chase nest egg to checking account w/out bein charged fees?
Answer:
check near the bank. mine doesn't charge for that, but possibly yours does.
In the U.S.
Under Federal Law four by phone, Atm, Internet or POS purchase. In person or at the branch atm near is no limit. Congress is working on allowing transaction beneath $15.00 not to be included in the Four transaction consideration. This applies to Saving Accounts, Money Market accounts and some Credit union Checking accounts. Banks may hold there own limitations and Fees in adding together to Federal Law.
I requirement assistance on choosing who to sandbank near.Suggestions?
Question:
Answer:
You may consider a bank that offer free checking, including checks and an interest bearing checking report. A free Visa Or Master charge card with temperate interest, if you choose to carry a harmonize.
Find a credit union that will adopt you as a member...they submission better interest rates and less interest on loans...
For home loans shift to http://www.ditech.com Great rates and will work with you if your credit is smaller quantity than great.
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Unless you need some specialized services I agree next to Mike. A credit union will provide better personal services. They are a co-op. You, as a depositor, are also an owner. At a edge, you are a mark to procure fleeced for as many fees as possible.
How copious loans are interest single loans?
Question:
What percentage of the total loans being placed are interest solitary loans? What percentage of total loans are ARMs? What PErcentage of total loans are fixed rate? Where is a good resource to find this information?
Answer:
The interest one and only loans range from 12% to 18%ARMs are nearly 25% to 35%, the rest are fixed and other..location is also a factor.
It makes no sense to not gain a fixed unless it is a quick buy for a express sale, after interest only or ARM fits.
The interest single and ARMs are the loans with the top foreclosure rate.
Have no idea where on earth to find that info...I just saw it on a report.
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What is the minimum match for a Flagstar Bank checking depiction?
Question:
I have a guard account that I lone use to buy things online. I only put money contained by it if I intend to buy things right away. I was only wondering what the minimum balance is on a Flagstar mound checking account. I want to buy something online that costs $14.99 and my picture balance is $17.84, so I be just wondering if that would work.
Answer:
There is no minimum stability for a Flagstar Bank account. Also, most Flagstar checking accounts come beside overdraft protection, so if you happen to spend more than whats contained by there, you're covered.
I'm retiring, how should I invest $165,000, if I requirement to live on the lolly ?
Question:
Answer:
How much cash do you obligation to live on?
If by living on the cash you mingy spending part of the principal (i.e., the initial brass amount), then you obligation a liquid investment that allows you to access your bread when needed. I recommend a money market article. The interest will not be much, but you will be able to access your change whenever you want.
If by living on the cash you stingy the money generated by the change, then you can put your money into smaller number liquid, but sophisticated yielding investment instruments. You should not expect more than a 10% return for any investment that would preserve the principal. So, you should not expect a secure investment to provide more than $16,000 per year to live on. (Your actual investment return and income would most likely be smaller amount.)
Since you are retiring and can't afford much risk, I recommend annuities or bonds.
Real estate. You need to cart your time and learn adjectives about it.
Mutual funds. If invested properly, that will provide a nice income and mutual funds are a quite safe investment if you win the right ones.
Buy $50,000 worth of 10 yr. bonds. Invest another $50,000 in the stock marketplace (buy stocks with DRIPs). Use the rest for expenses.
Diversify your portfolio surrounded by mutual funds. Stick some in low, milieu, and high risk funds. Not to burst your bubble but it is going to be knotty to live off $165,000. I'd look into a portion time job or resembling the other person said indisputable estate even though it is slow right now. I'd tuck that money you earn on the side within a high concede savings justification.
Depending on where you live you could live contained by a homeless shelter to save on rent and next give your self a $15 a daytime allowance for food and water. That should second you about 30 years--decrease your day by day allowance if you need it to end longer.
NOT mutual funds. The US stock market will flat vein beginning within 2009 or 2010 because enough kid boomers will have retired and in attendance will be fewer younger empire working to support them. Research Japan in the 1980's when duplicate thing happen, their stock market pretty much stalled for 14 years! You'd be merely as well bad stuffing the cash beneath your mattress.
You SHOULD buy a well manage property with appropriate tennants. Before you do that, you have to swot up about it. You are NOT buying the property to flip it (buy it at a low price, expecting the price to increase significantly surrounded by a few years, and then market it for a profit.) That's risky because you are counting on too many things to walk right. Look for a property that is already doing resourcefully. Hire a good property planner with a proven track history. Why would this work? Because the US tax law are set up to help nation who provide housing. If private individuals/companies don't, then the gov't have to and I don't need to detail you about gov't housing, aka, the projects... PLUS, you find monthly income in the form of rent. This finances you will live off the monthly rental income, not devour away at the 165,000. Try playing the Cashflow 101 game, you can buy it or find someone locally who have a club to play it for free. Yes, it's a Roberty Kyosaki product (Rich Dad, Poor Dad...) and you don't have to buy anything from him or invest next to his stragegies, etc, but it's not a bad place to start research. I would allow yourself a good year to revise about this and find a suitable property. Consider this your up to date full time job, not a hobby. Take it seriously. It involves work and risk, but it will provide much more income and financial surety than dumping it in some mutual fund and crossing your fingers everyday when you read the financial page... and as far as other opportunity... Anything that promises financial reward and security short an investment of time and effort is a scam anyway.
$165,000 is not profusely of money, but it's enough to put a down contribution on a good rental property next to lots of private tennants or a few good commercial tennants and take the monthly income flow started. Don't let the money slip away on frivolous spending since you get in position to actually buy a correct property.
first u need to amount out what your monthly expenses are. so lets influence you need $1200 per month. afterwards multiply that by 12 months. so for our example that is: $14,400.
immediately divide $14,400/$165,000 to figure out your required rate of return. contained by this case it is equal to 8.7% return. that mechanism you need to find the right asset allocation that bequeath you this type of rate of return.
remember:
stock 9-11%
bonds 4-6%
cash3%
good luck!
You don't enjoy enough to retire.
If you are 65 and you are athletic and don't smoke you could live 20 more years.
I suggest you to move to Mexico.
You money will last seriously more there and it's nicer than Miami.
There is not satisfactory information to answer your question properly.
I can give support to you.
Top 5 Answerer.
Obviously the last answer missed the point that you necessitate to live on the cash. I would recommend a growth stock mutual fund, near a good 10+ year track story of 12 % gains. Twelve percent would let go just underneath 20,000 a year. That is about your best bet as long as you can live on this ammount.
I want to unseal my first checking justification. How do I run almost finding the wall that best suits my requirements?
Question:
I want a debit card and free online banking.
Answer:
GO CHECK OUT SOME OF THE BANKS IN YOUR AREA , SOME WILL GIVE YOU NICE GIFTS FOR OPENING AN ACCOUNT SOME WILL GIVE MONEY $1OO.OO, ALL DEPENDS SHOP AROUND GOOD LUCK.
Go to a Commerce edge if there is one in the vicinity you or the Bank of America. Those are good bank.
Check around with the bank. If you still in academy, I suggest a student account. The fees are little if anything if you hold on to your balance over their set contain.
Your question seem to be very flowing. You can go to the bank and ask them what all services are offered by them and if no banks are are available close check through the websites of the banks have branches near to your residence or department, (whichever is more convenient to you) through G00GLE or yahoo search and capture all the required information.
Nowadays most of the bank provide free Internet facility and debit cards.
how do citizens brand it today. on here income.?
Question:
Answer:
My wife and I (38 and 34) did live paycheck to paycheck until we started budgeting every month. When we saw what we are actually spending and blowing on frivalous items because we thought we deserved it, we changed our tunes. Now, we own a nice little savings and toys are not as meaningful as we thought they were. Brand name mean extremely little any more unless it is on sale. A few months ago, I lost my chore and I didn't have a jumpy break-down over it because we were prepared. The biggest change we made was getting rid of adjectives credit cards, and writing down and agreeing on a monthly budget before the month begin. I wish everyone could get the drift this. I live in an all right house, and we drive cars that are 3 years old and salaried for and I will always remember those days of worrying whether or not a check that I haven't written will bounce since I can get the money contained by the bank. I hear my co-workers complaining adjectives of the time and they live in houses they can't afford within trendy neighborhoods and drive cars that are always a step away from repo.
I guess that this is my plea to everyone to please start living on what you create. Our grandparent's common sense ways are still valid and timeless. Don't tumble for the immediate pleasure you attain from buying items on credit. You will enjoy your toys and much more if you put aside and pay for them.
Thanks for indulging me.
They rob Peter to income Paul.
barely
Depends on what their income is and what their expenses are.
By the skin of my teeth.Before I moved within with my boyfriend,I lived sour of oatmeal and tunafish.It sucked.It seems that the cost of living go way up,but the wages just increase.And when the wages increase,so does the cost of living.Something does need to be done just about it.People work their butt off newly to barely breed ends meet.
A lot of relatives CAN'T. They use credit to buy groceries, and other necessities. My husband and I refuse to seize a credit card. When we want to buy something we set aside the money, like $25 out of respectively of our checks until we can buy it.
What works for me is no credit card balances and living in my means. Everything surrounded by moderation. One TV is enough, turn stale lights in unused rooms, maintain the thermostat at 68 and wear long sleeves, listen to the radio instead of buying CD's--get the picture?!
man I want to know the answer to that question I a short time ago read an issue in the Toronto Star it be about the working poor, they highlighted on a minority home of 4 and how the wifes income in TO be like basically under $14000.00/yr she made almost $1200.00 on her own and later benefits including child tax credit and National Childrens Fund kicked within just ample to pay her $800.00/month rent buy groceries and take-home pay the rest of her bills...I understand her plight . I live surrounded by Northern Ontario my mortgage is $1000.00/month plus all the extras to progress with it and anyone who owns a house know what I mean plus I still hold 2 of my 5 children living at home (the older 3 are grown up and hold their own families) up until 2 years ago our family fammined through poverty, welfare be denied to us because we owned a house and my husband had a chore making a whopping$10.00/hr; I was busy taking charge of 2 young children and couldn't afford daycare so that I could step to work so every week we tried to scrape satisfactory money together so that our children wouldn't starve...Did the government or anyone try to relieve us out...NO!...Our son has Asthma so fruitless that we nearly lost him several times but we were given no medication support nouns and no food vouchers because you have to be on Welfare to recieve those benefits...I influence its a sorry day when sturdy working people put together less money afterwards peopleby
Welfare. We could have sold our home, moved into a low-rental apt or house call Welfare and had a cheque the subsequent day iincluding food vouchers and remunerated medications but after what would that have said around us. Since that harsh time my children are 13 and 8 and are practised of spending a couple hrs alone both thier dad and I work less later 5 mins away we make somewhat more money now but it doesn't appear it has gotten any easier, freshly trying to catch up what we have missed before...but we are True Canadians born and raise... we will perserver
By living within their mode. It can be done. Stay away from credit cards and borrowing money, period! Constantly work towards increasing your income (new opening, education, second work, etc.) Buy necessities and save for things you want. Find ways to cut expenses (carpool, coupons, pilfer your lunch, cut off your house phone and only use your cell phone, etc.) If you can constantly work towards increasing your income and decreasing your debt and expenses, this country would be a lot better rotten!
Spend less than you spawn.
Distinguish between wants and requirements.
Save money to buy "toys".
Don't get caught surrounded by the name brand team game.
Make due with what you've get and don't upgrade constantly.
I make a greatly good living, near few debts. It's not a problem for me.
BUDGET... spend every dollar of your income on paper back you receive it, including savings and investments.
If you can do that, after you'll make it on your income and not run up any debt.
Answers to accounting equations?
Question:
which of the following best describes an asset?
a.anything of value owned be the business
b.other equal to a liability
c.listed on the right-hand side of a stability sheet
d.something that a business owes
the amounts that increase the cash sketch are entered surrounded by?
a.the debit column
b.the credit column
c.both debit and credit columns
d.either debit or credit columns
which of the followingbest describes a liability?
a.anything of helpfulness owned by a business
b.something that a business owes
c.listed on the left-hand side of a set off sheet
d.always equal to an asset
the left-hand side of the set off sheet should include entries for?
a.both the assets and the liabilitys
b.only the assets
c.both the assets and the owners equity
d.solely the owners equity
the right-had side of the balance sheet should include entries for?
a.individual the liabliltys
b.both the liabilitys and the owners equity
c.both the assets and liabilitys
d.only the owners equity
Answer:
(1) a - anything of convenience
(2) a - the debit column
(3) b - something the business owes
(4) b -assets
(5) b - liabilities & owner equity
...(6) don't you hold a textbook for this course?
1000000 dollars contained by a money acct how much a month would i catch?
Question:
Answer:
Well, on a million, with 6 percent (you would expected get more on such a big amount), but at 6%, it would be 60,000/ year or 5,000/month.
Hope that helps.
Ever hear of a comma?
PS Cathryn, if this person requirements responses. He/She should make the quiz as easy to read as possible. Throwing contained by a couple of commas takes no time at adjectives and makes the number glibly read. Can you tell me what this number is? 10000000000.
It depends.. How mush your interest rate is.
depends on the interest rate, and how regularly it was compiled.
it depends on what wall you use. Different banks hold different interest rates
If you just permit it sit in the dune, a crappy interest rate would be about 5.5%. That would bequeath you about $55,000 per year, or $4500 a month..
What's your annual interest rate (should be a percentage [ x%])? Just multiply 1000000 by that, and afterwards divide it by twelve to find out how much per month. :)
~Cathryn~
PS: To nachnud, "ever heard of a comma" be a terrible answer. Commas are not in actual fact required when writing a number, and 1000000 is just as correct as 1,000,000
At current and available interest rates (I used 4%) you would win approximately $3,300 per month.
In a special type of savings side I can guaruntee 2% per month. That is $20,000 a month.
$5,000.00
Savings accounts suck for interest you can assume you will barely return with 2%... that will give around $1600 a month.
What's the best instrument to plan for retirement?
Question:
Answer:
Question is rather hazy to answer. However I can give you this as a solid answer...EARLY. The sooner you start investing the better.
As far as what and how...it vary from person to character.
Hopefully you work for a company that offers 401k and meeting your contributions. That's basically free money.
As far as investments, speak to a financial teacher. If you know the carrier (AIG, Fidelity, Vanguard, etc) you're looking to begin an account beside, check their website. Some retirement companies have "tools" and questionnaire to help one prefer the type of investments that's right for them.
Or just run your life stash and go to Las Vegas and double it. Just kid.
Figure out how much you'll need respectively year in expenses/spending surrounded by today's prices. Then multiply that times 25.
This is the general rule of thumb.
So, if you considered necessary to live on 50,000 per year, you would need $1.25 million save before you could retire.
How prehistoric are you?
Are you going to retire at 55 or 45?
Are you healthy?
Do you smoke?
Do you own children?
Will my mom still receive Welfare, food stamps, and SSI if my husband and I live near her and my siblings?
Question:
My mom is a single mother who receives Welfare, food stamps, and SSI (Social Security). She supports my sister (who is 12) and brother (who is 10). Between these three she make about $1300 a month. My husband and I are moving backbone to where we grew up and would close to to get her and the kids out of the neighborhood they are surrounded by and into a decent home and college district. We both work decent job but couldn't support all 5 of us on our two salary. We would like to adjectives live in one big house but can't afford to if we do not hold the money my mom makes. Would she still be eligible for them if we be all living together?
Answer:
you can charge them adjectives rent,food,divide electric,gas,heat,dampen,taxes,... claim your sister,brother.on your income taxes,,contact ssi.and go contained by before mitt and talk to them...
Yes she can, she lately has to permit the county know that she is recieving "Inkind Income."
Have the people she is living next to state in a message that they are giving her Inkind Income and all will be fine.
I did like exact thing...
I'm assuming that your mom is incompetent to work because of illness (??); since her younger children are unambiguously old ample to walk home from conservatory if she had a chore.
The best thing you can do is rent out rooms surrounded by your home to your mother, that way she is a tenant. As long as they are your roommates and not your dependents, it will be fine.
Unless...you are planning to use her housing benefits to purchase a home for yourselves. That won't work (and it's just wrong).
they pocket the total of the household income into account unless you are renting from your mom afterwards she would have to report that as income
How can I capture a mortgage within Jamaica, Caribbean?
Question:
I want to move to Jamaica, looking for the best morgage lenders & intrest rates in the Caribbean. Has anyone moved to JA what push for can you provide?
Answer:
Best Mortage Loans in Jamaica next to low rate of interest,
http://mortgage-loans1.blogspot.com/...
I know how
Here's my advice: don't stand underneath coconut trees on a stormy day...Cool running man...
The Caribbean’s is a dutiful place and sweet relatives and all but their arts school system scars me a moment or two are you positive that’s what you want to do? Well if you googol it theirs lots of morgue systems I cane across when I be looking a while back
Budget setting websites:?
Question:
Anyone know of any good budjet setting websites, close to with a spread sheet of mine and my fiance's earn and what's going out as well? We're surrounded by a tight bind and need to grasp everything out on the table... help!
Answer:
I know a virtuous website for budget planning , they have spread sheets and they can coordinate all your budgeting issues , they even donate you a full month free member ship , read something like it in this article : http://downint.G00GLEpages.com/manageyou...
I created a few spreadsheet calculators for my website only just.
Go to http://www.thetruthaboutmortgage.com... and click on my mortgage calculators page. I have a credit control calculator, Debt-to-income calculator, and more. They should be helpful for you.
If you be given a fate to hold 1,000,000 dollars but you have to cut your foot bad would you do it?
Question:
Just wondering.
Answer:
No, never. I would work hard and earn it myself.
nokeep that paw & live a balanced existence...
I would rather cut bad something i don't use.
i would buy a $100,000 prosthetic hand and soak up the $900,000
Not only no, but hell no. Wonder no more.
Ask someone who lost a appendage if they'd pay a million dollars to own it grow back and be completely fighting fit. No way. Money isn't everything.