dumb quiz #1 can i deposit a check directly into an ATM?
Question:
Answer:
YES BUT ONLY IN A ''ATM'' IN A BANK OR INSTITUTION, NOT A GENERIC MACHINE THAT YOU FIND IN A GAS BAR DONUT SHOP OR CONVENIENCE STORE
Yes...feel the power!
your right it is dumb,but NO
Sure!
If the ATM is at the actual edge - then yes. If it's free standing - voice in a gas station - next no.
Yes. Just make sure it is the ATM of the wall your account is near!
Many of the ATMs these days own a Check Drop Box. u just enjoy to fill up a deposit slip and put it within the box...thats easy and so convinient
you're the most stupid human being i have ever see on earth. please don't utter any words because any words you say-so would justify your stupidity.
here is another interview for you. can i deposit cash surrounded by an ATM machine? lol.
you know you can,but it have to be your branch, put date-signed-and do not forget to write the amount on the envelop.
No, you would be depositing your check into an account.
Yes, you may use an ATM to do that.
How to check the council levy banding of your property]?
Question:
Answer:
Have a scan around moneysavingexpert.com. Martin Lewis (of Tonight with Trevor MacDonald and Radio 2s Jeremy Vine) is extremely helpful near things like that!
nick a look at your bill should have it on in attendance
Look on your local gov website.
Ring your local council explain your dilemma & give them your address they within turn will tell you which company you are in.
Depends on the nouns you are living?
Try your local council?
OR
If your house is less than 10 years frail , check out who built the homes (if you don't now)-(IE-Persimmons etc), and check out with them.
It also depends on the nouns you live/
Do you come into an area where on earth there is a Local Parish?
Community Police?
ETC the enumerate goes on...
http://www.voa.gov.uk/cti/inits.asp?lcn=...
First, enter your billing authority (council), or type surrounded by your post code.
Then enter the details of the property and it should come up!
I am planning on living contained by an apartment, what should I be expecting to salary monthly for adjectives of the bills?
Question:
Answer:
I am paying a mortgage ( 2800 sq ft and 2 acres of land,) adjectives I pay is
1) House and landscape payment- ( $423 per month) in your shield rent
2) power - (average $80.00) that is constant use of warmth and air yours may come and go depending on rate ,and energy co op
3)water bill & trash pick up- (28.00 every two months no in good health ) city water is plentifully higher , and rates change state to state
4) cable & broadband internet and phone (80.00 per month) yours may very also on location
5) Gas - I enjoy no gas power here , so I do not know the cost
6) homeowners insurance ( included in house) your valise renters insurance highly recommend
7) i.e. all I hold as far as household expenses
renting may be for you ,but if you plan on living in your nouns you may consider purchasing
there is grocery expenses also but that depends adjectives on your eating customs...
also allow extra money for car related expenses etc... I doubt this will assist you ,because prices area lot complex in most northern states ,and western states ...try to find something to where on earth one weeks pay can pay envelope all household bills except food, if you can do that it will allow you to own money for other needs plus money to store..if you live to get salaried on Friday just to be flat broke Saturday morning every week or two weeks contained by a row you are living beyond your means,, or if you own to use credit cards to pay your bills , why compensate interest on bills that are high plenty as it is ??
Others may say I am wrong , but truth is I own lived by this rule of thumb , I will have my home salaried for in three years , and I will be retired contained by my late 40's while the ones who enunciate I am wrong or laugh at me will be working until they are 65 or until the die...not me ..
Electric - About $50 to $100 It depends on if you pay cheque for heat or A/C. That'll spawn it fluctuate. I had a neighbor contained by the summertime who would pay $35 for her electric bill.
Cable - Also depends on what you capture I have a entry call triple play where on earth I pay $120 a month for phone, cable and internet.
That should be the bulk of your bills as the manager should be paying for water, sewage and waste.
That depends on utility company rates and your usage.
How does one proof dull pain and suffering?
Question:
If a husband abuses his wife. She leaves. He desires alimony. How does the wife put pain and suffering contained by financial terms?
Answer:
you obligation documents, from a doctor. you should get a attorney if you dont have one. not much of a man to ask for alimony. clearly not a man if he abuses a woman.
strain and suffering are subjective emotions however courts will use call to 911 complaints to the police of abuse, beside pictures and eye witnesses to abuse
Does anyone know anyone near alot of lolly i hold an invention and involve backing to grasp it out or some suggestion on?
Question:
i need a sponsor or guidance (helpful)
Answer:
before you consult anyone or show anyone your plans, do a poor man's copywriteput a copy of doesn`t matter what is you want to do, seal it and e-mail it to yourselfdo not open it after you receive it vertebrae ever unless there is a court reason you stipulation to prove you thought of it first...the post mark date will conduct yourself as proof that you had those designs or anything on that date as long as it remains sealedgood luck!
Bill Gates
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Ever hear of the 40 min work week, is it worth the try or a short time ago another scam?
Question:
Answer:
Yes, I work 40 minutes a week and it is great. I get compensated $3.00 a week.
sounds like a scam to me. it take 40 min's just to bring your rhythm going.
If it sounds too good to be true...it promising is. Trust your gut feeling, vast down you already know the answer.
I'm 18 years older and craving to give somebody a lift out a 60,000 dollar loan to purchase a trailer. Is this at adjectives possible?
Question:
I am an 18 year old college student next to no credit. I live with my parents and enjoy no car of my own (no collateral). The lone thing I touch I have going for me is a steady commission (albeit a low paying one). That being said, the root I wish to steal out such a loan is that I (along with a friend) would approaching to purchase a small trailer in a town close to my own to fix up and resell. I understand the bazaar is in the toilet right in a minute, but I feel that I am up to the confront (or at least I hope I am). I realize that 60,000 dollars is a undamaged lot of money and that if this doesn't go my approach (if it's even possible) I'd be in some serious debt. Regardless, I enjoy done much research and while I don't at all consider myself an expert on the topic of TRUE estate, I really believe that I can do this and I think it would be worthwhile experience. If anyone have any information about someone contained by my position taking out a loan this large or any tips on flipping houses, I would appreciate your input. Thanks.
Answer:
if u hold no credit. there is a pretty goo dchance you cant do it.. you would call for someone with credit to appropriate out a loan of that size.. and to fix up a trailer.. that will b a lot of work.. you will hold to b paying for tha house.. while you are fixing it up..
GOOD LUCK IF YOU PULL IT OFF THOUGH!
There is no resale value contained by rebuilt trailers, you will lose money. Just to refurbish one to code will cost you big bucks, A trailer furnace costs over $1000. A trailer refrigerator, $1400. And you can't replace these usually near the cheaper household types. Some have Polybutalene plumbing lines, too, that are prone to let-down, and hard to cut or repair. A modern rubber roof kit, to stop leak, is $1000, uninstalled. How will you make money past its sell-by date this? I would advise to buy fixer-upper houses contained by down-and out areas and fix them up instead. You could get them for around equal price, but renovation is way cheaper. About the loan, you will inevitability a cosigner to start credit. Someone older near collateral. Good luck, though!
You can take out a mortgage if you own a downpayment. Usually you need 10% of the total price, but you may be capable of do it for 5% or even less. The trailer is the collateral. As you are 18, you can sign a contract. However, you should swot up how to do rehab, how to get permit, and how to negotiate the price you're paying and the price to sell it when it's done. You might also be capable of negotiate a take-back mortgage with the owner, where on earth you pay him/her directly. Talk to the wall about what you'd inevitability to do, they'll let you know.
Bad perception!
Save some money, you are so young, lurk until your 21!
you are a fool for even trying to think give or take a few a trailer as a financial investment!!! they do nothing but lose meaning! it dose not mater how much you fix them up
if you want some good money though, look at getting 4-5 guys together within your same position to fix up a stick built house.
If you just want cash, I could set you up near a sales opportunity, some cool stuff to, knife, tools, candles, hammocks, not just soaps and mark knacks. It costs $6 for the materials to start up, but I can guarantee that if your a hard worker it is more than worth it!! (and its profusely better than $60,000)
If your interested email me candleman1982@yahoo.com
Where do you live? You would be better off to buy a small house for $40k and taking a home increase loan with a parent as a co-signer for $20k, consequently selling it for maybe $75k. Flipping a trailer is not a adjectives business practice. First of all, you will be tricky up to find a mortgage company that will loan on a trailer, secondly, they do not gain value as hurriedly as a house does. Consider buying a house. If you need a contact for a mortgage lender, agree to me know. Good Luck!
I have a couple of concerns near this one:
1. It's not a good conception to go into a accord like this near a friend or family appendage unless you get some completely specific guidelines in writing.
2. Trailers do not appreciate contained by value at adjectives, so you end up losing money on the concord overall.
You're better off to rent and accumulate what you can until you can afford something like a condo or house.
How can someone put together plentifully of money near an investment of $50.00?
Question:
Answer:
You can't. Even if you went to Las Vegas and doubled your money 8 times within a row, you'd still only own $12,800. Of course, the odds are against that taking place. More realistically, you could probably get an average 7% return on your money - after 30 years, you'd own $356, which in today's dollars would be worth smaller number than the original $50 after inflation. Sorry - that's the impossible news.
Still, there's honest news. I assume you're babyish but sincere - which is great because time works in your favor. Compound interest can work wonders given ample consistent investment and time, but still, you need more than a single investment of $50. As soon as you can, start abiding hundreds of dollars every month, keeping it in a money flea market account. As soon as you enjoy several thousand saved up, try again to return with an answer to your question. The answers will be more forthcoming, and at some point your money will start earn more income than you do, but it will take a while. Good luck.
You can kind a good investment by in your favour it instead of investing it.
buy 2 rolls of new dollars coins and perchance you could have misprinted coins and get rid of on ebay for a lot of money.
Invest within a knife afterwards rob someone, take that money and invest surrounded by a gun, then rob a wall, take that money and invest contained by the stock market.
try your luck contained by blackjack.. go to a $5 dollar table.. as your stack get higher.. make higher your bets up to $10, $20, $25..
best table game probability in the casino! not garaunteed (spelling) you will win.. but it's worth a try!
Invest it on prosper.com OK risk, up to 6-25% APY depending on risk. $50 is the investment minimum. The instrument it works is you bid on funding loans that people want. All loans are for 36 months.
Buy refreshments/Alcohol, throw a party/event, invite plenty family, charge $10-$15 to get surrounded by. You can do theme partys, singles participant, whatever. Just something that will spark their interest.
I enjoy top sites and tutorial that will help you. Here's a relation to my blog with sites and tutorial:
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Here's 0$ investment, if you want to know how to produce a lot of money from your 50$, email me at maximukraine@mail.ru
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What should you expect to pay cheque for a fee-based financial planner?
Question:
Looking for estiamte for Silicon Valley, I was quoted $2,500 which seem high. Not looking for fees to do admin assets, but cost of someone to review your financial situation and goals and to support on what to do with money. Thanks!
Answer:
Not a impossible estimate, depending on what they are doing and if they are using "canned" software - plug in the numbers and the plan is primarily the same for everyone). Some of our plans are around $3,000 (complicated).
Please remember, a "fee-based" financial planner is paid for his time, similar to an accountant. Some will call themselves fee-only but they will still charge commissions.
If you run to American Express or some other broker, you may get a "free" financial plan but the recommendation will be all things that the planner sell. That's where he make his money - commissions. Watch out for management fees. Some charge 2% of the assets and specifically REALLY high.
Most of the time we recommend "no-load" mutual funds since these don't hold a commission. Watch the internal fees on the mutual funds also. We are biased against commissions for our clients.
Good luck.
Opening a Foreing Bank Account.?
Question:
Can I open an rationalization Online and have them convey me the info from another country? such as Paris France? is this possible or would I have to turn there to enlarge one, I want to open one because I will be going within soon, and would like to enjoy some money already waiting
Answer:
If you need to break open a bank tale in France after go to Saint-Pierre and Miquelon.
It's an island immensely close to the State of Maine.
Why not just use an ATM? Or procure cash contained by that currency before you turn? I think you own to be a resident, except perhaps for Switzerland and the Cayman Islands.
Where can I achieve the cheapest interest on a $200,000.00 loan?
Question:
Answer:
Are you talking nearly a home loan?
Call the local credit union.
There is a guy down on the docks name Cheech.
If you have a home and the equity, a home equity loan. After the excise benefits, it's hard to find a cheaper loan.
If not, a credit association is likely to do better than a sandbank.
Of course, Dad may be the best deal.
Credit union usually have the lowest rates. They are applicant owned and you actually receive returns on your intrest salaried, which in the long run, save you money! If you're not a state or federal employee, abundant areas have credit union available just for person a member of a sure city. Also, check with your employer to see if they are member - you can often acquire group banking.
If we're conversation mortgages, conforming rates are in the soaring 5s, low 6s right now, but that's just if you qualify.
low interest loan information site It's help you hope pop in
How much money do you necessitate to retire comfortably?
Question:
No credit card bills, house paid for, cars compensated for.
Answer:
About 60 -80% of your current salary
Really, doesn`t matter what you get stale social security should be fine. If you are living within a house that is rewarded off and hold nothing but your property taxes, food and utilities you'd be fine. Now if you don't hold health insurance you would enjoy to count that too. You'd also have to cogitate about where on earth you live. If you move to a place like Florida, California or Arizona to retire you are going to be paying high taxes. Actually higher everything. Look to retire somewhere sour the beaten pavement.
What is the best mode to expand the most out of your money??
Question:
i hav a sum of cash.. what is the best way(get the topmost profit back) to expand it to get the more brass from it?
I wan de best profiting solution where at hand will never be a lost or risk.. what is it huh?? urgent...
Answer:
If it's a substantial amount of money I highly recommend talks with a financial advisor. To win the highest profit spinal column that would entail risk. Real Estate is other an option. Many things re factored contained by to decide what will suit you such as your age, the dollar amount, how long you want your money tied up. If you're extremely conservative and you touch th above is too risky I recommend opning several CD's but be sure to ladder them. Therfore they will be coming due at different times and can transport better advantage of rates.
You could put the money into a money bazaar account which the average is give or take a few 3.5% return or you can put it into a CD which depended on how much money you enjoy can net you a 6% return
actual estate.
Your low tolerance for risk "I wan de best profiting solution where here will never be a lost or risk" will only allow for the lowest return on your money. The difficult the risk, the greater to POTENTIAL return.
Real estate rarely decline, always recover, and is always surrounded by demand. They can't sort any more, and once it's gone can only move about up in attraction.
Rental property, both residential and commercial, is VERY valuable. Residential have higher turnover, but lower see rates. Your increased valuation comes from selling and trading up rather than surrounded by rental income, at least contained by the beginning.
Good luck.
28% Annually.
Top 4 Answerer.
If you never want to risk a loss, you are fixed to federally insured investments. Savings accounts, Bank CDs, Savings Bonds, Treasury Bonds, etc.
The best you'll do on any of them is maybe 5.5% if you really look around.
Any other investment, including actual estate, has some risk associated next to it. Real estate markets enjoy been certain to lose value on occassion, so even that's not totally nontoxic.
just jump here my friend
http://www.globalpensionplan.net/?id=cla...
If you have any debts.. earnings them off first. Then you will hold plenty of money to invest in things similar to mutual funds or real estate.
Whats best, signing up next to a 401 k or an IRA?
Question:
Answer:
They both have their benefits. I intuitively like the 401(k) better. You can contribute more money to it and here is not cap on how much you can engender before you are not eligible for it approaching the IRA. The options can be restricted and that is one of the drawbacks. If it is a traditional 401(k), it lowers your wages which ability less taxes. Plus, a company usually match a percentage of your contributions. I love free money.
You get "free" money next to a 401(k), via the company match.
Generally, your 401 is protected. An IRA is unsecured, and can be taken away if you hold money trouble, and claim bankruptcy.
I do not know the specs of respectively. I do not know which one is better financially. You should try to get some information on respectively, and compare them to see what one is right for you.
It is personal preference, really. you have need of to find out about respectively one of these retirement plans, and figure out which one best fits your wishes. Both have pros and cons, but for me the pros might be a con for you and vica canto. It is about what your want and requests are for the future that determines what retirement plan is right for you. While it is apt to ask about them, everyone will enjoy a different opinion because of at hand own personal needs and requirements for the future.
Example: my husband go with a 401k, and I own an IRA account. Why? Because he is offered a 401K plan beside his employer and they match up to 4% of his actual pay packet and they take adjectives money out before taxes, where on earth as I don't have that selection with my employer at such a great company contest, I went to a financial consultant and found what worked best for me.
The answer is "It depends." I would do the IRA 1st. In reality, there exists 2 types, Roth and Traditional IRA. I'll explain what they both enjoy in adjectives. You use after-tax dollars to place into an investment account of your choice. This vehicle you can invest in anything you want. You can buy mutual funds, stocks, CD's, anything. The money grows import tax protected. Here is the difference between the 2 types. A Traditional is tax-deferred. Any profit you make inside the investment rationalization does not get tax until you retire at a specific age (65, but the government can other push this out). At that point, your tax bracket should be lower and the taxes shouldn't be a big contract. You can place up to $4000 a yr into the account. If you generate less than $50K, after you may take that amount stale you annual taxes as a deduction. This solely applies to traditional IRA. The Roth IRA has the benefit of growing import tax free. You can contribute to both Roth and Traditional up to the $4K limit. Example, you can place $3K into a Roth and $1K into a traditional. You can also verbs your base investment out of the IRA w/out cost. The base investment is how much you put within to begin w/. Example, you place $4K into the commentary. Nine months later, it grows to $5K. You may pilfer $4K out and use it as you wish (perhaps for an emergency). The $1K must stay contained by. However, there is no hassle taking out the $4K. No cost; it's like a guard account. W/ a 401K, taking money out beforehand you retire is a pain contained by the ***. You end up making a loan to yourself when you help yourself to money out of a 401K. They have confident exceptions, but in common it's a pain!! Another unenthusiastic w/ 401K's is limited inspection. You can only invest the money contained by a certain passageway. Most firms will let you pick from a set of mutual funds or allow you to buy the firms stocks. You usually can't a short time ago pick stocks. Mutual funds may just be fine for you. I don't the details of your situation. I would own to ask a series of question to determine the best course of dealing. Hope this helps. Sorry I took so much space. Contact me if you want more minister to. Opps I left out a big part of the pack.
You should consider the employer match resembling the 1st poster said. Plus you should consider this. You make contributions to the 401K w/ pre-tax dollars. Here is what I scrounging. Let's say you take home $40K a yr, but you decide to place $5K into the 401K. At tariff time, the government taxes you for $35K and not $40K, your true stipend. Plus, you may contribute up to $15K a yr into a 401K. If you have the method, do both :)
Spreadsheet back?
Question:
I have to spawn a spreadsheet for a class I am taking. I am needing somehelp... Here is what the book asks me to do
Your cousin Cecelia and her husband Pedro own decided to gather for the down payment on a home. Cecelia's nephwer can take them an annual interest rate of 6.35%. Creat a worksheet that determines how much they have to amass each month so that surrounded by 8 years the value of the depiction is $50,000.00 Hint: Use the FV function with a montly funds of $250.00
Can someone please help me numeral out how to set the worksheet up? Thanks:)
Answer:
There is a problem with the conditions of your sound out. There can only be 3 variables here.Having said that,let's assume that the monthly giving is the unknown.
Open a blank spreadsheet and enter the known values similar to this:
cell A/1 rate; cell B/1 .00529% (monthly interest rate)
cell A/2 #of months;cell B2 96
cell A/3 monthly deposit; cell B3 $250.00 (a guess at this point)
cell A/4 present value; cell B/4 0
cell A/5 adjectives value; cell B/5 insert the fv function.
After you hold entered the information surrounded by the first nine cells, you have need of to click on cell B/5.On the menu bar click insert,after function.Scroll through the functions to find FV (future value),clickOK.
You will see five boxes, they should correspond with your entries you made contained by column A. If you click on each box you will see a brief description of the info needed within that box.Copy and paste the facts from the proper cell to the corresponding box in the function glass.When you are finished click OK and the window vanish leaving the arithmetic result in cell B/6.
In this travel case,$31,333.73.
Not quite $50,000 eh?
Go wager on to cell B/4 adjust the monthly deposit until you get to adjectives value you are looking for.
I found $398.93 close adequate.