my friend owe me money (lb100), what to do?
Question:its been nearly 7 months and my friend doesnt look like she is gonna remuneration. i already asked a lot around my money. all she vote is i will give u final. i want to take the concern further.Answers:
Ask one more time & contribute her a time frame to pay final. If she can't pay the intact amount, ask for payments & set up a schedule.
If she doesn't comply, and you don't hold any of the transactions in writing legitimately, then you hold no recourse.
Consider it a loss on your part. A offering to your friend. A lesson learned. And NEVER again loan money to anyone ever, especially friends.
Other Answers:
Friends don't lend friends money. You lost it
Well ya know what...you really should never lend money to anyone unless you really don't have need of it back.
You made a doomed to failure decision when you lent her the money, swot something from it....don't do it again.
Expensive lesson.....yes....is it worth losing the friend over....that's your call......
Pound her 100 times and that will craft you feel better!
Ask her again to wages you back. If you can't tender you the lump sum, set up a payment arrangement. Insist on it, and consequently follow up with her for the actual payments. Unfortunately, if she didn't sign anything, near isn't really a legal agency to get your money posterior. This is why everyone advises to NOT lend money to friends and ethnic group.
I made the same mistake myself and it took me threatening to cart her to small claims court to get it posterior. Lesson learned, never loan money to friends or people.
Hire someone for 500 to get it from them.
Source(s):
Smart aint it.
gun point
I'm not sure it's adequate to take to small claims court. I would push for you to forget about the money and don't ever loan her anything again. You compensated for a lesson in definite friendship.
you could take her to the small claims court.. it may work.. be in motion to the citizens advice beaurau
Tell her straight that you are surrounded by need of money too. Some friends are insolent if they sense that you are not self-assertive. Don't threst her, just relay that you deserved to be paid wager on.
Here's what you do: Never lend a friend money. It always lead to trouble. So let it move about.
If you try to do anything else. like progress to small claims court (or the equivalent in your country), it will basically cost you time and money. Is it worth doing all of that for 100?
I read aloud write the girl off and stop conversation to her. And take this as a research experience.
I have other heard to never provide your friend money unless it is just out of amiability and if you don't expect it back. Your friend sounds resembling she took advantage of you and you own a right to be angry. Money can end a friendship because it breaks the trust. Learn from this and do not do it again. If you worth the friendship then conceivably she will come around and pay you but I doubt it. My friend owes me abundantly of money and I know that I will never get it spinal column. It is your decision on what the subsequent step is and you can see a lawyer to support you.
Never lend your friends money. If shes a true friend, forget it, let it be. Otherwise inform her, that whether she can repay the money little by little, say 10 pounds every week.
whip her to the pub, run up a tab, then move off her with it.
powerfully maybe you can ask her to pay envelope it back contained by smaller amounts like I don`t know 10 a month or every two weeks..its not worth it to go to small claims..unless you want o lose her as friend also but you do what you get to do
NEXT TIME YOU GO SEE YOUR FRIEND WHEN U R DONE VISITIG GO OVER AND START UNHOOKING LIKR HER DVD OR TELEVISION WHEN SHE ASKS WHAT R U DOING TELL HER U OWE ME MONEY SO ILL JUST USE IT TILL I GET PAID SHE WILL PAY OH HEY SHE WILL PAY
Find a lawyer who will work for a percentage. But be sure that doesn`t matter what you sign states exactly the percentage he will take.
Tell her that if she is really your friend it wouldn't be an issue to earnings it back, it's be too long now and if she doesn't hold the whole 100 later she better start making some payments here....I mean come on, she isn't showing much within terms of friendship by not paying....some friend
Since it's pounds you lent, and I'm within the US, I don't know what recourse you have. Bringing surrounded by the law will not exactly relief the friendship, if you still want to keep it.
Ask again. If she say, no, then ask for 20, or doesn`t matter what you can get. Or ask to borrow 20 from her, five times over the course of five months.
In nonspecific, don't lend more than you can afford to lose, unless you've already experienced that the person pays vertebrae their loans.
I don't go as far as adage "never lend money to friends" as there be a time in my enthusiasm I habitually borrowed from a friend, and habitually paid him subsidise. No one was burned, and I be helped.
How do I live a financially free natural life?
Question:What is the easiest way to live a life span completely free of the worries of finances?Answers:
live naked within the jungle, living off berries!
Other Answers:
homeless
All work No play
Run away to the mountains and LIVE OFF THE LAND.
relish without any problems
man i explain to you the easiest trick. READ THIS CAREFULLY:
first borrow a cynite tablet from a chemist with a small bribe. after buy a good casket. in a minute swallow that cynite and lay down in the casket and shut it. very soon have a virtuous time in heaven[perhaps hell].surrounded by heaven or hell you enjoy nothing to verbs about!ENJOY!
move to woods near u ll get every luxury of duration
without any financial rigidity
salam,
well islam does buy and sell with adjectives of aspects to life including muslim nouns, we are advised by the prophet PBUH not to achieve into RIBA(that is interest).
but there are alot of things relating to finace within isalm inheritance,wills,rights of women loads of things
if you want to know more you can visit http://www.islamalways.com
hope this kinda help. May Allah guide you to his deen(way of life)
Get a good training and find a job that you love! Have one credit card that you use occasionally, and keep it salaried up! Carry small amounts of cash so that you won't discern the need to verbs out a credit card for every purchase.
Drive reasonably priced cars that are reliable. Avoid trendy, sporty cars that own extras that you don't need. If you stipulation 4WD, consider letting someone else pay the giant dollar for the new vehicle and buy it previously owned.
Pay attention to the clothes you own, because it is unforced to spend a fortune on clothing that you don't need. Eat wholesome foods and avoid expensive snacks and desserts. They add on weight to the body and drain your pocketbook.
Develop honest habits surrounded by spending and you won't end up resembling many of us -- borrowing today to pay envelope for stuff we bought without thinking yesterday.
Essential expenses, non-essential expenses, taxes, consumer debt and investments are the five spending customs which produce either financial slavery or financial freedom.
A financial strength club makes simple that which is typically complicated. Membership in the Financial Freedom Society will put you on the nifty and simple track to complete financial independence within half the mundane time by providing expert training, monthly coaching and professional tools.
Source(s):
http://your.ffsi.com/59173
Move back within with your parents. You didn't ask to be brought into this world, it's their imperfection, so they should deal beside it.
MARRY RICH
what is adjustable cost?
Question:Answers:
Variable costs or direct costs are expenses that change contained by direct proportion to the activity of a business. Along beside fixed costs, variable costs generate up one of the two components of total cost.
Explanation
For example, a manufacturing firm pays for untreated materials. When activity is decrease, less organic material is used, and so the spending for rare materials falls. When activity is increased, more crude material is used and spending thus rises. Note that the changes within expenses happen beside little or no need for clerical intervention.
There are many expense category in business that consist of both fixed and unsettled components, like electricity. A company will pay packet for line rental and looking after fees each time of year regardless of how much power gets used. And some electrical equipment (air conditioning or lighting) may be kept running even surrounded by periods of low hum. These expenses can be regarded as fixed. But beyond this, the company will use electricity to run plant and machinery as required. The busier the company, the more the plant will be run, and so the more electricity get used. This extra spending can therefore be regard as variable.
In retail the cost of stock is almost entirely a variable cost; this is not true of work where tons fixed costs, such as depreciation, are included in the cost of commodities.
Although taxation usually varies next to profit, which in turn vary with sale volume, it is not normally considered a undependable cost.
Other Answers:
variable cost is that cost which change with the adaptation in the number of output. It is the cost incurred contained by procurring variable assets close to raw materials, graft etc
The cost varies according to the interest rate. In a mortgage for instance, if you hold out a mortgage at the current rate...say 5%..subsequent month it may be 5.10% ...and the month after it may be 5.25%...or it may go down ....so you pay cheque whatever rate it is at the time.
Variable costs transmutation proportionaltely with change in stir levels. The more unit produced, the higher the irregular cost is going to be. Think of bicycle tires, if each tire costs $5, the fluctuating cost per bike is $10 and total variable cost increases by $10 for respectively bike produced.
Something that you know you will need spend, but cannot predict the amount.
An example would be your gas budget.
This month it might be $200. Next month it might be $300. It vary without you anyone able to control it. Another example might be coup¨¦ repairs. Perhaps the warranty expires this month. Next month, it needs a radiator. Unpredictable expense.
Your budget wants to be able to cover a undisputed amount of variables.
i am looking out for a sports car loan near the low installements and low intrest rate?
Question:Answers:
Have you tried your local or professional credit unions? They operate mostly non-profit and most of them have restrictions on who can join the confederation. In my experience, they can give you the best rate loan comparable or lower than the core banks.
Other Answers:
please check site which offer you choice
Source(s):
http://www.getmaxloan.com/auto-loans.html
Try searching "sports car loan" at this site
http://online-mortgage-shoppers.com/
The search function here brings up some interesting results, a short time time browsing this site may bring you the information you are seeking
Don't be mislead by the name of this network site, you can find information on all types of loans here.
Source(s):
http://online-mortgage-shoppers.com/
how can i take better training even that's not Available within my country Afghanistan?
Question:Answers:
Open University, if you have access to a computer. It is a world-wide online university.
What do you want to study? There are population who would help you, but I 'd involve to know more about you to direct you properly.
I'm exceptionally serious about population getting an education.
Other Answers:
CONTACT TO mullah omer.
I find your screen dub offensive. internet
If you have a web connection here are online universites that help you complete any course. Just G00GLE them and find the best one for you .
Best of luck move to israel i hear you can get a obedient education in attendance you towel head
how can i achieve unadulterated give in money to call off adjectives outstanding personal debts?
Question:need give up application codes etc....Answers:
The government is NOT contained by the business of giving away free money for the sake of giving away money. As such, grants are not given to wipe away a person's personal debts (if it be so, do you think nearby will be bankruptcy?)
Grants are free, but it way OBLIGATION. You will be obligated to do as the grant sets out to do. Grants own objectives, and your purpose must fit the objective of the admit.
For one, you have to write the forfeit application and the grant application is not a simple document - you enjoy to explain how your purpose for applying for the grant fits in good health with the objectives set out by the forfeit. Grants have objectives, and the forfeit applications that best captures the grant's objectives are approved.
There is a stringent review process through a committee composed of federal personnel and selected experts contained by the field. You will compete beside other applicants for the grant money, and this forfeit review committee will evaluate the merits of each proposal. Only those that they quality exemplifies the objective of the give up will be approved.
You can go to the Catalog of Federal Domestic Assistance (CFDA) http://www.cfda.gov and Grants.gov http://www.grant.gov - these are two FREE sites created by the federal government to provide transparency and information on grant. Browse through the listings and see if you can find any grant that would support your purposes.
Even if you buy books on "how to obtain grants" or list that supposedly have information on grants -- adjectives of them are mere rehash of what CFDA has, albeit package differently.
Note though that these grants collectively support non-profit organizations, intermediary lend institutions, and state and local governments. Most of the federal grant are given to specific target groups with specific requirements (e.g. minority business owners involved contained by transportation related contracts emanating from DOT - Grant#20.905 Disadvantaged Business Enterprises Short Term Lending Program. Individuals especially for personal purposes are not eligible for federal grant.
Grants are also often given to non profit groups or organization involved in training or other similar endeavours (grant 59.043 Women's Business Ownership Assistance that are given to those who will create women's business center that will train women entrepreneurs
http://www.cfda.gov
http://www.grants.gov
http://gtionline.fdncenter.org
http://www.powerhomebiz.com/vol66/grants.htm
http://www.sba.gov/expanding/grants.html
I aM gOING TO FILE BANKRUPTCY?
Question:IF I AM GOING TO FILE FOR BANKRUPTCY IN TEXAS ON WENDNESDAY, IF I GO AND BUY A TV ON CREDIT RIGHT NOW WHAT WILL HAPPEN WILL I HAVE TO GIVE THE TV BACK OR WILL IT BE TAKEN CARE OF THROUGH THE BANKRUPTCYAnswers:
Bankruptcy occurs when ones liability (debts) exceeds ones assets (bank account balances). From a financial perspective, bankrupt is a bad entry, however, modern day law make it comfortable, even fashionable to become ruined (especially in the state of California, Bankruptcy is the one uncertainty you have to redeem yourself from you misdeed spending of the recent past. It gives you nouns from the salacious credit card companies that are willing to distribute you huge credit lines independent of you ability to pay cheque. This is your chance to bring back at them. Go ahead. claim collapse, the government will build them take the loss they deserve, but maintain in mind, this is a one shot accord. You can't get credit cards, loans, etc. for reasonably a while. You've helped school a lession to the credit card company, congrats!. Now get your perform together and stop buying TVs. You won't have to provide back the TV, but stop spending. This graciousness is a one time operate!!
Other Answers:
Well that sucks for u. I can't help u at hand sweetheart
Why are you going to buy a TV when you clearly have no intention of paying for it? I don't know the answer to your grill, but what you are doing is just wrong....I hope you own to return it...
The laws on liquidation changes commonly, so ask your lawyer. It is irresponsible of you to record bakruptcy and then engender purchases on credit. Some people won't adopt your credit.
You need a plan for your energy. I recommend "Financial Peace University". It is a thirteen week program produced by a man who was a millionaire, go bankrupt and in a minute is a multi-millionaire again.
Source(s):
www.daveramsey.com
whatever you do, do not buy anything right presently if you intend to file ruin. i am in the process of doing the exact same point. best thing to do is income cash, so at hand is noe way they can trace it when you do wallet, because the trustee of the court will see that you just baought something on credit, and ask if you can buy that, why cant you wage your bills.
i just lost my 2004 saloon i drove off of the showrom flor because i required to re-affirm the car to hold on to it. my lawyer told me that the trustee would ask me that, and contained by not so many words told me to accumulate up my money, buy another car next to cash, and tolerate the 2004 go put money on, and it would also help my liquidation by having a core financed purchase be repossessed as my credit was already shot.
yes, your strange tv will be taken care of within bankruptcy, when the trustee tell you to either deal in it and use the money to pay part of the pack of your bills, or to give it hindmost.
best thing is, if you entail a tv that bad, capture a decent one at a pledge shop and wait til after your liquidation clears, to get you a unknown one.
i dont know your circumstances but i have no choice but to report as about a year ago, i become disabled and have incurred approxiamtely 40K worth of med bills that i cant pay envelope, plus my car that be another 26K, plus other bills. i had a well-mannered job, have a lot of company stock i have to sell to foot for medicine, and even next to the insurance i had, i still have to pay $1657.00 a month for 4 injections that i supply to myself. now i enjoy no income, and a non profit organization is paying for my tablets, and a friend of mine is letting me live with him for free as long as i do what chores i can around the house for him.
you will not be allowed to chronicle the debt for the tv on your bankruptcy petition. i would NOT do this. hang around till you have the change to buy it. this may cause you problems surrounded by your bankruptcy. consult your attorney for details
With the bright bankruptcy law, if you do that you will have run give the tv stern. Also its not that easy anymore. You enjoy to go through court mandate credit counseling and budgiting classes before you can folder, your debt to income has to be at a persuaded level
Chapter seven would come across like the best mode for everyone to escape their debt problems, but it isn't that simple. Chapter seven bankruptcy isn't available to everyone. You will in a minute be allowed to file for chapter seven liquidation if you've:
Received a bankruptcy discharge within the last eight years
If you could complete a Chapter 13 repayment plan base on debt and income
Source(s):
http://www.aboutbankruptcylaw.info/chapter7-bankruptcy.html
There is some useful suggestion here.
Source(s):
http://www.bankruptcy.jims-info.com/
The bright bankruptcy statute makes it easier for a trustee or creditor to show that you fraudulently incurred debt prior to liquidation. If you purchased luxury goods worth $500 (down from $1,225) in 60 days (down from 90 days) prior to filing liquidation, or if you took cash advance of $750 (down from $1,225) within 60 days (down from 70 days) prior to file there is a presumption that these debts are not dischargeable.
if the creditor decide to take permissible action against you, you would enjoy an uphill battle on your hand to avoid paying the debt on the TV. The creditor can file an commotion in your liquidation called and enemy proceed. If the creditor can prove that you borrowed the money without the intent of repaying it, next the debt will survive the bankruptcy.
Source(s):
12 years as a California attorney next to experience in collapse
how can i check whether a european base online brokerage firm is legal?
Question:Answers:
Where are they registered, Brokerage firms must be registered, and depending on the country in which they are registered. Once you know what country you can effortlessly check if they are actually licensed to conduct these transactions!!
What is your concept how to find nippy change five thousands dollars for one month?
Question:Answers:
Do you mean, how to lift up the money in one month--or that you solely need the $5k for one month?
You could market your car. You could provide all of your posessions on Ebay or Craigslist. You could borrow it. You could refinance your house. You could change out your retirement fund. You could take a loan on your 401K.
Other Answers:
Sell drugs
Credit card purchase checks drawn out surrounded by your own name... assuming you hold a large ample credit line to support the subtraction.
I am not talking almost cash advance; but those new, but annoying purchase checks that you procure from credit card companies. Just write it out to yourself and BAM! you've got some confident cash. Of course, if you don't clear it back by the subsequent statement due date, the finance charge is through the roof!
Can I generate On stripe International purchases against my Debit Visa Card?.?
Question:I have debit Visa card of ICICI BANK LTD.Answers:
Hi Sweety, yes u can brand name international purchase by using ur ICICI Bank Visa Debit Card but u have to suffer almost 3% international currency conversion charges. For example, these days dollar is around 46 rupees, so anything will be the transaction the bank will charge around 3% and it will emulate in ur mound statement.
And be careful surrounded by making online prchase, if it is frm some reputed web site thn it is not an issue. For more query continue at buzzkapil@gmail.com
Other Answers:
You should be capable of. I have never have a problem using my Visa debit card internationally. If you're in doubt, you can other check with your sandbank.
Best Overall Online Stock Trading Site?
Question:Answers:
I have used ETrade for 9 years. I check up on other financial sites as resourcefully. I have found etrade to be the best because they provide nearly every financial tool available beside very low fees. Their website design and product offering are second to none.
Other Answers:
I use Scottrade and own been particularly pleased with it.
Sometimes advert type links pop up on this page which you may find useful.
Source(s):
http://www.islandsguide.co.uk/stockexchanges.htm
How can i sort 1.00 an hour doing nil?
Question:I want to make 1 dollar an hour doing nil. I want to sit at home, or ever play golf while making a dollar every hour, every day.Answers:
Let me know when you find that situation so I can do it too!
Do rich folks compare themselves against even richer culture and quality relatively poor?
Question:Do you (rich ppl) sometimes forget how lucky you are and get carried away near it all? Is it approaching a drug to you,and what drives you?Do you have decent motivation or are you driven by status/power?Answers:
People rarely mark out their true ideal of nouns. Some people construe it is money, but in the call a halt they're wrong. Success is having solid loving relationships beside others.
Other Answers:
Yes, its human nature
yes they do bcuz they want to be the richest and some just don't caution. I don't think any rich inhabitants will answer this. Those I would regard as rich don't assume of themselves that way. It's a definite struggle to find enough money to keep hold of up the big house, the holiday home, the private schools, uni fees etc etc.
By any reasonable method, I'm rich.
I employ 70 relatives. I work every day. Not 5 days a week - every single time. No holidays off, no vacation. Even if I do manage to receive out of town for a few days, I'm still working. I, like every other business owner, own a responsibilty to my employees to hold on to my businesses successful and growing. Do I benefit from this? Yes. But so do my employees, and so do you - surrounded by as these businesses generate tax revenues.
Hard work creates "luck". Do I live surrounded by a nice house? Yes. Do I drive a nice car? Yes. And I've earn every penny.
Of course. I'm sure that there's not a soul yes-or-no answer to this, depends on the person. I'd guess that some rich nation do compare themselves to others. I'm sure that at least some, probably most, are freshly glad to have what they own, which they've most likely worked firm for unless they just adjectives it, and don't worry around what others have.
I am told that Bill Gates does usually bother!
Help! How do I spend the 3 1/2 million dollars I newly won contained by the Ohio lottery?
Question:Need some pointers, please!Answers:
Congratulations dude! I know you are super excited and probably thinking what should I get? But if you want to be really smart, I would do this:
1) Invest give or take a few $2.5 million (keep the other million to yourself) into mutual funds, variable annuities, and money flea market accounts. If you have kids, setup a college fund using 529 or Coverdell plan. (if you fathom out Rule of 72, you would know why I would invest most of my winnings)
2) Keep at least $100,000 surrounded by savings narrative.
3) With the final $900,000, pay bad your debt and spend the rest.
Other Answers:
Invest and diversify.
give them to me.
dispatch it to me
on me
Give to orphanage. Pay your taxes. That ought to take attention of it.
save it.
BUY EVERYTHING YOU EVER DREAMED OF AND SAFE SOME FOR LATER ON
Put it contained by the bank. Save it. Don't spend it.
You could administer some to me! lol. Sorry, couldn't resist. I would get surrounded by touch with an investment investor. They could tell you some smart ways to invest to turn that 3 1/2 mil into even more! :D
Um buy the things you've other wanted, you could donate amounts of it to charities etc, buy gifts for friends and family unit, and I bet some idiot on RunEye.com will say "hand over it to me". Just ignore whoever does that.
Give me a loan.
i spend the 1/2 million dollars for you, ok?
nice try chum, there be no winners tonight!
spend some on an awesome house and vehicle, invest some, help close ones who could use somewhat money.
I'm sure you won't have any trouble finding minister to
Hire a personal finance coach, ASAP. Do this AFTER you hire an attorney.
I'll bequeath you some pointers for a small fee! ;0)
Yeah, right!!
Well, I enjoy a ton of ideas, but one that absolutely would not be happening is to be on this freakin answer vein....
get me i will spend it for u
EASY JUS SEND IT TO ME I KNOW I CAN SPEND IT LOL LOL
you should offer some to me....i need it...it would be great cuz im going on a vaction and i can really use it
LOL! You win those spam emails too? Yeah, I am always victorious the Nigerian lottery and I am also the nest of kin for ALOT of dead citizens. ALL THEY NEED IS ALL MY INFORMATION AND THEY WILL SEND IT RIGHT TO ME! Yeah right...
Buy 3.5 million dollars woth of penny candy.It will last a life span time
send me 100,000 and i'll spend it for you. my kids could use some current clothes and i could use a new coup¨¦ to get final and forth to school. i'm not greedy. 50,000 will work.
Give it to a charity.
Do some research on the history of lotto winners--most of them spend adjectives the money on themselves, go in receivership, and end up worse than they started. You'll be much better past its sell-by date if you save some, splurge on yourself for a moment bit (maybe save 20% and splurge 10%) and impart the rest to charity--you'll avoid the trap that so many others fell into and you'll consistency really good just about doing so much good (and the society you help near your money will be much better off).
Hire me and for $3 mil I will advise you as to how best to spend the 1/2.
spend it on a brain transplant because you didn't win.. honourable try tho.. got like mad of people.. lol
try to earn more..peroxide ur future..3.5 million is still smaller amount..there is further Billion..OR receive a girl friend she will spend ur money in 1 minutes
To comfortable man?
Question:What is more important? Cash over azz or Azz over lolly?Answers:
To thine own self be true. Here's life's golden rule - "The man who has the gold ingots makes the rules."
Other Answers:
AZZ
cash you can but adjectives the azz you want. i'm not wealthy, because i really similar to azz.