Using Quickbooks Premier Accountants Edition 2005? Which Windows can it work next to?
Question:
I am using the above Quickbooks and do not want to spend $400 to upgrade to Quickbooks 2007. I do need to buy a strange computer and Windows Vista does not support my current Quickbooks. What can I do to solve my problem?
Answers:
According to this Knowledge Base Article, QB2005 will only work near Windows 2000 and XP.
http://support.quickbooks.intuit.com/sup...
Personally, I think it's too soon to upgrade to Vista anyway. I'd linger for the first service pack release. Most places that sell computers will know how to install XP instead of Vista, if you prefer.
How to earn money online?
Question:
Answers:
You could try the affiliate program from Big Fish Games.
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When someone buys a game after following your association, or after visiting a free pattern page you set up using their tools, you earn 25% of the purchase price. Plus the company remembers you referred that person and you procure 25% of their future purchases, too.
Basically you want culture who are interested in games to look in your game links, or the relationship to the free page you set up. It's not hard to track how abundant people you've referred (and how much money you've made, once you start earning).
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Here are the main ways you can earn money from the Internet:
1. Sell products on the Web - Big boys approaching Amazon or Lillian Vernon online catalog or smaller businesses like BigKidsVideo.com or Candle4Less.com adjectives sell products on the Web.
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When i took a home loan from a ridge surrounded by india at FIXED RATE can the guard increase the rate of interest?
Question:
Answers:
If you have read the small imprints they own and if it says fixed for 30 years afterwards they can't increase the rate. Sometimes the terms will say aloud it is fixed for the first five years and are subjected to increase thereafter. Then you are screwed. You can always refinance near some other bank if they save on increasing the rate.
Help please !!?
Question:
Ok, I need to know the advantages AND disadvantages of the following :
Paying near cash
Paying next to debit card
Paying with credit card
Paying by cheque
Paying by installments
please bequeath advantages and disadvantages of each one.
Best answer WILL find 10 points, Thanks.
Answers:
I pay near cash or debit. The supremacy of cash is you see how hastily the money goes, the disadvantage is you are not establishing any form of credit.
Debit allows you access to your sandbank account and establishes credit, you are merely using your money not going into debt. Another advantage is you hold the security of avaiability to your money within a larger amount without have to carry adjectives the cash near you.
Credit card...if you have one, with the sole purpose use it for purchases that you will pay rotten at the next billing. It does establish credit, but you also want to engender sure that you do not have a substantial credit limit as this scare creditors into thinking you could easily charge up that amount, making it harder to spawn payments...It's a revolving debt. I would only own a credit limit of no more than $1500.
Check, capably, I use those for paying bills I can't pay online or near my debit card. They are great for those things, but many places are trying to avoid checks by using EFT withdrawls when they adopt your check. The good article is that you have proof of your grant a little easier.
Installments, I am assuming you stingy installment loans or payments. Be careful to survey the interest rate, if you miss a payment they may bump it up to a difficult rate. Same with the Credit cards. Depending on where on earth you are making the payment to you may know how to establish credit. Another benifit is that if the amount is higher than something you can compensate off soon it allows you to still produce the pruchase such as a car. Installments are not considered revolving debt as credit cards are.
sorry - i pass by on this one
Cash is King unless you can pay next to no interest in installments. Remember you must rate in full up to that time deadline or you will be charged all the interest. Be aware of credit cards. Too uncomplicated to use and you can rack up debt quickly. If you wage by debit card you will stay within your way as this is a direct hit to your checking account. You cannot spend more than you enjoy.
I obligation $450.00 by the wind up of the week and I dont enjoy a assignment, what can I do?
Question:
Answers:
Here's some ideas past its sell-by date the top of my head:
1. Find out if you can be a human guinea pig for a clinical trial. This is where on earth you take medication and they chart the side effects, etc. Some can be over a long interval of time, some you have to stay at a facility over a weekend. Also, the payment can vary from $5-10 to several hundred. Universities also own experiments grad students are doing that are usually a couple of hours and you can make $20 or so.
2. Are you contained by a city that uses Craigslist? You can find temporary job, those clinical study/trial jobs mentioned above and more. You can also post (for free) stuff you want to market. There is a "wanted" section where on earth you might have stuff that ethnic group want.
3. You can also post on Craigslist a temp job that you're looking for. You can verbs houses, do handyman work, help associates move, etc. See what's posted on Craigslist and use them as a guide to create your own ad.
4. Call a temp agency and look for work. Besides organization work, temp agencies can also hook you up with labor gigs, factory work, etc. Nothing glamorous, but will achieve you closer to the $450 you need.
Good luck!
Try to find one from a local temp agency, they usually pay day by day.
Borrow either your friends or your ancestral for money. Also, some banks in the neighbourhood your home can lend you money. Then you can pay them hindmost when you get money stern from your job.
I know there's another channel. Visit this website: www.simplyrichsg.com/bmb Of course, you have to spend little to sign up. But if you are of a mind to commit yourself to it, you can earn $450 or even more in short time. Read on if you want to know more. Don't miss this prospect because it's really real.
Hope that it can lend a hand you. =)
There's always "personal services."
Go to sams club, buy 100 dampen bottles 40 dollars. Go to your nearest tourist spot with a rime filled cooler and market them for dollar a piece. Trust me you will make that 400 dollars contained by a week or less.
Good Luck near that.
ask your mom.
Find some construction contract work
get online loan..
What commission can i bring back next to my 74IQ?
Question:
i wanted to revise job. what can i gain?
Answers:
Many employers receive charge breaks for hiring mentally handicapped workers. I know that many retail stores(WalMart, Home Depot, etc) hire at lowest a few.
I'm tired of living paycheck to paycheck. is near a book that could guide me how conduct operations money?any counsel on $
Question:
Answers:
I recommend one of the Books by David Bach. He has a few different one's geared toward different stages surrounded by life, they adjectives have around the same info next to some different ideas depending on the age group. The titles are:
Automatic Millionaire: A Powerful One-Step Plan to Live and Finish Rich
Smart Couples Finish Rich: 9 Steps to Creating a Rich Future for You and Your Partner
Start Late, Finish Rich: A No-Fail Plan for Achieving Financial Freedom at Any Age
Smart Women Finish Rich: 9 Steps to Achieving Financial Security and Funding Your Dreams
Automatic Millionaire Homeowner: A Powerful Plan to Finish Rich surrounded by Real Estate
I also recommend:
Rich Dad, Poor Dad: What the Rich Teach Their Kids about Money -- That the Poor and Middle Class Do Not!
by Robert Kiyosaki
Both are great, uncomplicated to read- with really simple confident to implement ideas.
Good Luck
Just don't spend more of what you put together and buy only what you necessitate. Cut some bills that you mey not need close to ej: cable TV or a monthly magazine eating out (restaurants)etc...
Simple
Hope this relief you
Marie
G00GLE personal finance. You don't even enjoy to waste money on the book. There is lots of free give a hand and ideas on how to budget, compensate off credit cards, invest etc.
I'm afraid reading any book - however moral - will not change your attitude. You may want to examine why it is you are 'tired' of living paycheck to paycheck. Afterall, there will be a erudition phase where your pains are not rewarded. If you can't do your paid duty without monetary incentive - next learning some other approach of getting money won't change things for you.
Sadly, abundant people live paycheck to paycheck. There are a few honest books out there on the subject, but I enjoy always found them to be caustic and more geared towards investing rather than helping next to your everyday finances (income, expenses, banking).
Three steps to help:
1. Analyze your current money situation.
2. Create a detailed list of your income and expenses.
3. Create monthly financial goals and a probable budget.
If you want more information on personal finance money organization visit:
http://www.thrifty-personal-finance.com...
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Sweetie,
Regardless how much you clear, until you learn to SAVE and set aside money you'll never bring back ahead. That much you know. Now here's one tip, if you can do it, will change your duration.
My absolute favorite approach to save, which I enjoy been doing since I be 22 (yes, I had to swot up from someone too) is to write myself a check every payday and deposit it in an details with the intention of not spending it.
You can draw from the money if I need it, and surrounded by the beginning that might develop frequently, but you'll find you can save more than you spend from that details.
Learn to save and the rest will trickle into place my friend.
Best wishes,
pup
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Mortgage advise/bankrupcy insist on needed-Thank you!?
Question:
I am 1 year behind surrounded by taxes-$2,125.00-give or take
I am 4 months bringing up the rear on my morg.+late fees. the payments are $996.36 a month.
Needless to say, my credit ranking has dropped to 472. which I horror might be totally unworkable to even rent.
I am bringing in more or less $100.00 a wk from daycare.
There is a woman who is working with me at a morg. co. She say there is an investor who could do a short Dutch auction with my morg. co. Then I could lease my home for 2 years while I reestablish my credit & by it subsidise at a predetermined price, usually less than what I owe now-depending on how low they can seize the morg. co to agree to.
or I could agree to try to pay $1700 for 6 months to procure caught up + my vertebrae taxes and the taxes due in July but this is unrealistic,or tolerate it go into foreclosure and directory bankruptcy, which I know nought about.
So my request for information is, I guess-What should I do? Please help me conjecture.
Answers:
If you're income is only $100.00 a week, you won't be capable of afford any kind of compensation on that house. Your current payment is almost $600 over your income, so you'll nose-dive behind again, and even if you use the investor to lease your home final, you won't get a $400 per month stipend, most likely.
Your best bet is probably in recent times to sell the property and procure out of it what you can. With that low of an income right now, you would probably enjoy to rent. Maybe if you sold the house for some profit, you'd have adequate money for a larger deposit on an apartment, and could request that your credit not be pulled.
Filing bankruptcy probably wouldn't facilitate you right now, since you still don't enjoy the income to afford the repayment plan in the ruin. Consult an attorney for actual bankruptcy direction, though, or do enough research on your own to determine if it's an impressive way to stockpile your home.
But you should consider selling the property, because that seems resembling the best solution right now, from the information you've given. If your income go back up to afford the mortgage fee, then a short public sale would probably help you -- but it won't right in a minute if you can't pay the mortgage.
Good luck.
ForeclosureFish
http://www.foreclosurefish.com/...
I would thieve the short sale, but I would not lease the house spinal column. The short sale is not righteous for your credit, but it's not as bad as a foreclosure. The short public sale will allow you to get out for this house that you can't afford. Take it! I would not lease the house vertebrae from the investor. I would want to cut all ties next to the house and move on. I don't deliberate you'll have a intricate time finding a place to rent, so I would try to find something affordable. I would not file collapse. There's no need. If you enjoy other debt, create a budget and buckle-down to pay bad the other debt. Sounds like you entail more income. You might have to grasp another job to supplement your income. You can do it, so don't impart up!! Good Luck!
I would try to sell first, afterwards take the short public sale if there is no other risk. After that, find a place to rent for a while. The home is too much for you to handle right in a minute.
Power of Attorney Help!?
Question:
My mother-in-law's husband has become incapacitated and is surrounded by a rehab facility for 100 days. He is incoherant, and seems to hold a bit of dimensia. Since they have seperate finances, we are trying to integer out how to get her Power of Attorney over him and if this is the right process. He get SSI, his pension and other things, however, she is not on any of his bank accounts. Yesterday he threw a wheelchair through a window at his rehab facility. We obligation this quick! Help me Yahoo users!
Answers:
The better answer is to consult to the social service admin at the rehab center, every center has one. They hold dealt near this hundreds of times, and it is free.
My father in directive had a stroke and my mother-in-law go through this same thing. It is not difficult, it is of late crossing the Ts and dotting the I's on the right forms, which the rehab center will have.
You cannot attain a power of attorney b/c he's not capable of signing one very soon. Depending on where you are, you requirement to establish an emergency guardianship. You'll need an attorney. Call the probate court.
Check next to your local legal aid. They can recommend you on the appropriate laws for your specific jurisdiction. G00GLE it.
You may not even want a power of attorney... You can check with SSI to see if the spouse get the SSI upon his demise! There's a high indiscriminate that it is...so i would do that first!
You have to see an attorney. If he is mentally incapacitated (by law), consequently you can't do anything because he can not legally compromise his rights to another person. If a luggage can be made that he is mentally coherent and understands the Power Of Attorney, you can hold one written up.
Call an attorney-not the exact answer you want, but it is what you have to do contained by this tough situation.
He sounds like more of a psych forgiving by his actions, he indeed isn't incapcitated, but he could be Baker Acted if he hits a staff member.
It in recent times depends on the state you live in as to what you and your husband can do at this point.
I live surrounded by Florida, and I worked as a nurse in a nursing home/rehab facility. We have the forms right there for POA, robustness care sarrogate, living will, DNR, etc. So I don`t know you can talk to a nurse who would probably distribute you to their Administator to advise you what do.
The best item your mother-in-law can do at this point is to see a lawyer and own all of these papers written up. You probably would want to own a health comfort surrogate, is a family beneficiary who makes robustness care decision for those who can not make their own decision because they are not longer of sound mind, living will which let all of the nurses know only what he wants done should he stir into cardiac arrest or lung failure. If you don't, the staff will do everything to maintain him alive which includes CPR and putting him on a vertilator in a hospital should he stop breathing. You also want POA. This creature who is appointed for this can take watchfulness of all financial matter. But since they have separate accounts, that presents a problem because immediately he is to the state he can not sign any papers or they would be invalid if he did because he is not of sound mind and doesn't know what he is doing. Maybe his wife can sign, I don't know.
A attorney is really who you need at this time.
Good luck.
Do well-to-do inhabitants hold more than 100 thousand dollars contained by a edge picture even though its not covered by FDIC?
Question:
Answers:
no, they are smarter than to let adjectives their cash sit surrounded by a savings picture. They invest, they diversify, that's why they are millionaires.
No wealthy folks have difersified investments, yes money is within bank accounts, the sumptuous have more after one bank portrayal, so all is covered by the FDIC. Yes, I am one of the Multi Millionaires, earn from working smarter not harder. If you invest right you can become a millionaire too. Start while you are young and maintain investing. Best Wishes!
Many wealthy general public have their money surrounded by investments that are able to earn difficult rates of return than FDIC-insured savings accounts/CDs/money market.
Not likely. What is the point of your ask?
Just for the record, if any money-center commercial mound collapsed, FDIC and a token would get you a ride on the subway. Comprende? It would never come to pass 'cause the Federal reserve would prevent it from happening (LTCM 1998 anyone??) but if it did - there's no method the FDIC could bail out a large wall.. No shot..
Sometimes, people find it convenient to own more than 100K in an FDIC insured deposit statement. For some people, this amount is so insignificant to their lattice worth that they simply don't care more or less the insurance. Only the first 100K in these accounts is insured.
It's also possible for an individual to spread their money across several accounts. Each account is insured up to a maximum of 100K. There is no hinder to the amount that you can have within FDIC insured accounts, but the downside is that the interest paid on FDIC insured accounts is lower than uninsured investment vehicle.
Yes. They shouldn't, but yes.
In general, rich population will find that $100,000 in a checking information is not "comfortable" walking around money. It is all relative to their income. Against everything I own told him, a friend of mine routinely keeps $400k + surrounded by his checking account.
The other problem they run surrounded by to is that their paychecks are often so roomy that they accumulate bread quickly. Trying to scramble to maintain their checking account lower than $100,000 is a pain.
In sincerity, they simply do not know that they could put it into a brokerage account next to checking, debit and ATM, have "unlimited" insurance (FDIC, SIPC, and the brokerage's minor insurance - usually $25 million).
How do you win your fiance to set free money?
Question:
You are trying to save money and paying your side of the bills ontime and positive if there is any money gone. When his check comes and it is bill time for his side he doesnt have satisfactory if any to pay because he spends it on little things. I enjoy already spoken to him about this. Any other concept? He claims he is not going to live uncomfortably. (Meaning having the AC on alot-getting nice food to eat). ETC.
Answers:
Resolve this issue earlier getting married or you will have a lifetime of trouble. Saver meet spender is a prescript for disaster. Earning a lot of money help, but over time the ability to increase the cost of "little things" expands and the rigidity between moderate denial for saving and self-gratification on the other will grate.
In other words, it's not a issue of "getting your fiance to save." It's far more than that. You must hold a long talk in the order of goals, in your favour for college for children, retirement, etc. If his answers are totally different than yours, and the devil is in the details, it will be time to deem very watchfully about this prospective federation.
Of course, you could see a pre-marriage counselor or your clergy about this issue. It may be enlightening.
You cannot get a grownup to do anything if the personality doesn't really want to. It sounds like he solitary cares roughly immediate little comforts, and can't see the big picture (having AC in a minute Vs. paying the rent later).
You should stop trying to change him and decide if you really wanna marry this guy. At least he is showing you his true colors very soon, not after the honeymoon is over.
Good Luck!
If he can't manage his money properly and isn't predisposed to, you may want to consider finding someone better. Perhaps he should get a better paying charge so he'll have extra money to buy the things he desires. Otherwise, write out a budget and follow it to the letter. If he can't consider his money as "ours" afterwards you should consider your money yours and only settle off the bills you want to. My fiance is horrible near money, so I'll be keeping his credit cards and cash and he'll hold an allowance every month, simply because we both know he loves to buy stuff and can't help himself.
If he's your fiance, it's not "our" bills but! DO NOT pay for any of his share of the bills. You have need of to have your own budget, which includes your own stash account, and pay envelope only your unprejudiced share.
You two should not get married until you hold figured out how to set off your money issues. Money is one of the very top reason people enjoy marital problems and coil up getting divorced. You're already on that road. It sounds to me like he's impressively happy to freeload rotten you. You need to find a man who desires to take aid of a family, not find a sugar momma!
Well if you can't convince him to metamorphose his ways I doubt anything said here will convince him. I think the more momentous question you stipulation to answer is can you live with someone explicitly going to take you into debit, because if you marry him, he will do that.
I sorry to point this out, but you should assume about it. Money breaks up relatively a few marriages, as it is the number one entity people argue around.
Get from online finance..
What's the best credit card beside rewards such as mileage points?
Question:
I have almost superlative credit but I don't receive any rewards with my current credit card. I travel greatly and could use mileage points. What's the best card available now?
Answers:
American Express(R) Airmiles(R)*Gold Business Card
Uniquely tailored to run into the needs of small business, this Card not single gives you the purchasing power and customer support of American Express but also provides a in a hurry way to earn AIR MILES reward miles. Add to this the convenience of carrying a harmonize, all beside no annual fee.
* Earn 1 AIR MILES reward mile for every $20 within purchases1. AIR MILES rewards start at just 25 reward miles
* No Annual Fee
* Earn 100 Bonus AIR MILES reward miles the first time you use your Card2
* Shop at any of the participating AIR MILES Sponsors at over 9,600 locations across Canada beside your Credit Card and show your AIR MILES Collector Card, and you can earn reward miles from both
* Simply by making your payments on time, you will receive a 3.99% interest rate on harmonize transfers in the first six months of Card devotion and 18.5% on purchases and funds advances3
* Credit limit of up to $50,0004
* Optional Annual Management Report
Apply online at: http://www.credit-card-gallery.com/ameri... and catch instance approval.
Depends on how much you use it and what all the multitude of cards volunteer. Might want one directly from your airline of preference.
Remember though, mileage and bonus cards usually own a yearly levy and/or higher interest charges. If you don't pony up at the extremity of each billing cycle it could be costing you means of access more for your items and your "free" tickets.
The best card for you will depend on your spending profile (how much you spend in a variety of categories similar to gas, groceries, restaurants, etc.) since different cards pay different reward percentage in different category.
You can use this credit card reward calculator to see which reward credit card will pay you the most for your conventional spending:
http://www.creditcardtuneup.com/...
A few of the better ones tend to be AmEx Blue Cash, Citi Driver's Edge, and Chase Freedom, but the reward calculator will tell you which one is better for you.
you might want to run here to compare them http://www.bestcreditrates.net
Here is a enumerate of rewards credit cards http://www.ccvault.com/credit_cards/rewa...
good luck
Bank Charges - What Next?
Question:
I'd be grateful for any guidance on my ongoing "battle" with Woolwich/Barclays.
I wrote Woolwich on March 30th requesting a detail of my fees on both an old and existing justification. They sent me a letter on April 13th adage that they were dealing next to my request. I finally heard from them on May 21st, but the chronicle of fees they sent me was blatantly incomplete. In accessory, they enclosed a to some extent snooty letter axiom that when I opened the sketch I had agreed to the expressions and conditions (i.e. I'd agreed to them fleecing me!)
I wrote back to them on May 24th requesting a full schedule of fees but, to date, have have no response. What is (or should be) my next move?
Answers:
right, move about to this website :
http://www.penaltychargesforum.co.uk...
its free and run by a legal troop that specalise in this, register (once agian its free) and post your query on the forum and you will get full allowed support until the end of your claim.
obedient luck.
P.S. i too am claiming back and i enjoy had invalubal information and guidence from these culture, they stick with you through the integral process until you get your money and they answer your question fast.
Go to the financial ombudsman and ask them to pocket it up on your behalf, so far not one case taken by the ombudsman have failed. Good luck!
They own 40 days to give you a chronicle of fees under the Data Protection Act, and enjoy gone past this. What you inevitability to do is to give them one closing chance to transport you your list of charges since you complain to the Data Protection Officer, who oversees the Data Protection Act.
There is a letter on my site below which you can use for this, and adjectives the people who enjoy used it so far have get a complete list of their charges from the hill.
There are also detailed step by step guides to claiming your bank charges fund along with the most recent bank charge communication and developments. We also have forums for one to one support and back during your claim.
Lloyds won a case just this minute.
I'm not entirely clear why you kept accepting these terms for so long if they be obviously undue?
No apologist for the banks, but why should you expect to breach your contract beside them and not pay?
Where does it expire?
Divorced and removing self from mortgage?
Question:
I divorced my first husband last year. I early claimed the house to him, but he must refinance to have my signature removed from the mortgage. He has not however done this. Is there a process to force him to do this. He has already lapsed on payments and I want to protect my credit.
Answers:
Sorry Punkin, but no, not confidently. My ex-wife did this too. Finally, everytime I got a sense that "I" (she) was behind, I called the guard and informed them I had no intention of giving them a penny, ever, so please start off foreclosing procedures. It got so impossible I called a realtor and have them go out and look at my former house to confer me a price for selling it. It's been over 3 years in a minute and no alerts for non payment.
You call for to contact the mortgage lender and find out what your options are. He is risky your credit everytime he lapses on payments, I am assuming the be part of the divorce settlement, except contact a lawyer soon. If he doesn't grasp on the ball and refinance next you will end up stuck near the payments because you are a cosigner, and stuck without a house that you own because it isn't contained by your name. Get a attorney quick and speak to the mortgage company.
I would tell the ex he any refinances or it goes on the open market, or you get a legal representative!
You cannot remove your name from the mortgage. The wall lent the money to both of you and just because your wedding ceremony didn't work out they're not going to release you from your obligation.
That's a pretty standard answer you'll bring back from any creditor. Is there a clause surrounded by the divorce agreement that says he have to refinance by a certain date? Is at hand anything in the divorce that protects you if he doesn't? I'm guessing that near isn't because you probably just considered necessary OUT. And there are a bunch of citizens out there who are shaking their head in agreement, because they've be there.
You'll enjoy to take him pay for to court to force him to either refinance or vend the house to you. In the meantime, in direct to protect your credit (so you can get a loan to buy him out) you'll hold to catch him up on the payments and hold on to them current.
If your state has a self-help directive center, check there. They recurrently have clerks who, while they can't assistance you write up any of your proceedings, can give you some direction on where on earth to go. You can avoid lawyer fees this way. If you extension up needing an attorney, by going to the self-help center first you can avoid some of the fees for research.
Until the mortgage is refinanced, you're still responsible for it. Your advocate should not have have you quit claim (not quick claim) the title until it be refinanced.
Having it in the divorce agreement that he be to refinance might give you points if you sue him for the money you're out if you enjoy to pay on the mortgage, but it doesn't take you off the hook beside the lender.
You made your error in going through near the divorce BEFORE the home was refinanced. He cannot be forced to refinance if he can't achieve financing. If he's already late on his payments, his likelihood of getting refinancing are not good.
What divorce attorney did this for you ? One who requests a knock alongside the head near a hunk of wood, methinks.
Try
http://www.mortgagerefinancingatlowrate.
Realistic reserves surrounded by ones mound tale?
Question:
how much realistic hoard you expect in your wall account to own when you are 30 yrs old ?
Answers:
In most cases, your emergency funds should equal three to six months of take-home income.
you should have at least possible enought money to cover 2 months of bills and rent
You should have 3 months worth of wages within you emergency savings. Go to the following website, or one similar to it to figure out how much you entail to retire at a specific age.
I concur with tonalc1 - it is recommended to enjoy three to six months' take-home pay contained by a savings vindication.