Personal Finance Question and Answers

what does "at cost" be determined?

Question:that you bought it for the manufacturing cost?

Answers:
As some of responses enjoy implied cost does not have an evident answer. I'll summarize the points of cost. At all points surrounded by the supply chain that brings an item to its point of consumption in that is the concept of COGS or Cost of Goods Sold.

The stages of the supply chain can be summarized as follows:

Manufactured cost: Raw materials, assembly and logistics costs
Distributions costs: Manufactured cost plus work profit,
plus the cost of the distribution function. Note that there
may be multiple stages of distribution respectively with their own
costs and profits
Retail cost: The final stage of distribution which contains adjectives the
prior costs and profits as well as the cost of the retail
function.

When you deliberate you are paying "cost" you are really paying the cost at the stage of the supply chain you arise to be interfacing with. Its other cheaper to deal as rash as you can in the supply fasten as it cuts out extra handling and non-value added steps and opportunities for more profits.

This is one of the reason the internet has be so successful. It enables the consumer to do business with folks before in the supply cuff and save money doing so.

Other Answers:
That you bought it at the cost of making it, past any markup was added.

"at cost' is the price the store actually pays for it or the capitalist produced it............ No. You bought it at what the retailer paid for it, if you believe them. For example beside cars, you would pay what the dealership remunerated for the car, and that includes the markup from the businesswoman.

In some cases, you also have middlemen (such as wholesalers). At best, you are getting what they charged the retailer.

-Dio


It depends whose "cost" you are talking just about.

Whatever it has "cost" that party, store, company, etc. to get the materials, trademark or buy the item is the "cost". If a company, store or individual then sell it to you "at cost", it is their cost to get the item to that point. They are not adding together any markup (meaning profit for them).




Why prices of adjectives the metals whether steel, copper, silver or gold ingots are shooting up surrounded by India? Is it worldwide?

Question:Further I want to know if this price rise is temporary or irreparable?

Answers:
It is strictly related to supply and demand and it is worldwide. Metal prices are escalating here in the United States, too. Most of it relates to supply and emergency -- China has be purchasing a lot of the available shaving materials, so the availability is not there. Also, investment speculators own been bidding up the prices.

Other Answers:
ido aLL ppl want more $$$$

copper metal and tin rate in india




how can a entity variety money swiftly?

Question:

Answers:
get a mission.

Other Answers:
FREE SITES.....www.freepay.com for ex: get free gifts but that site sucks presently they got a 90 time boundary
you want to make your money swift (buy them runing shoes) lol
Get a job, yes. Get lucky and win the lottery.
Do some chores around the house
receive a job, selling your ***...
prostitution
BUY GETTING A JOB........................
Rob art museums. High-risk investments. Junk bonds. Inherit money from a rich uncle. Lottery.
bring back a job: quality newspaper route, work part time
i hold a home-based business and i can tell you. i am surrounded by Regina, Sask.Canada and can be reached at 1-306-525-2059
How much money do you want to produce?
Try Mary Kay! You can make as much as you want!
Source(s):
http://www.marykay.com/jkiscellus
SELL DRUGS.
become a drug dealing pimp who robs bank, and collects money for loan sharks, and who shakes down crooked politicians.


im 19 and i brand name roughly 45000 a year a want a express vehicle and im getting a condo for give or take a few 55000 what is a?

Question:reasonable vehicle price wise but is really swift??

Answers:
Since you are 19 you may be ending up paying a difficult interest rate for your condo. I guess you may end up paying $500 per month for your condo. You engineer 45,000/year means you bring home going on for $2500 (after taxes and I assumed 401k). Assuming it is healthy to disappear at least $1200, I guess you can jump all path up to $35,000. However I would recommend that you don't spend too much on a car since you terminate up paying a lot for the insurance and gas as resourcefully. I will recommend you to buy a cheaper car and buy another condo and bequeath it for rent. Learn to be financially free by investing only contained by thing that can money you back money. Other item are just liability today or tomorrow or some other fine day. Spend astutely.

Other Answers:
A corvette.

Good luck not killing yourself.
he
Source(s):
ha
you suck...

no fair-minded...

i hate energy

get a prius...store the environment
get a twin turbo supra thats what im getting
I'de speak stick in the 30k max selection. Your young, insurance is going to be really soaring, plus you got bills. I'de recommend u lease a vehicle. I'de budge with a 2006 Honda Accord Coupe V6. Extremley hurried, and extremley luxurious for its price.
your a liar
dont be stupid asking that, attain a corvette
corvettes are fast for the price, and believe it or not, antediluvian vipers are the best thing for the buck.
A moderately used Toyota Supra near twin turbo. This makes for a reliable day after day driver that will smoke 98% of vehicles within America. I suggest one that is 2 years prehistoric as it should depreciate by 50% in 2 years. Let the other guy income the depreciation.
What? u r selling drugs or trying to impress chicks here?
I make all right over that.
Don't make indistinguishable mistake I made. I was making pretty well brought-up money when I was around your age, too. I go out and bought a convertible Mustang GT. I regretted it. It was fun at first but afterwords it become nothing more than a motor to me, and I was still stuck paying the outrageous sports car and insurance payments. The worst part be that it had lost almost a third of its meaning so that even after I sold it I was still paying past its sell-by date the loan for another year.

If you want a nice car, be in motion for something used. You'll get a better settlement and if you regret it you'll have smaller quantity depreciation when you decide to market or trade it in.
You engender good money at your age. You can expect to discharge 20-23,000 for a Mustang or just preserve going up from that. A mediocre sports car price that'd you'd probably resembling will be around 30,000. Something like a current Corvette around 55,000. Find someone experienced in dealing beside car dealer, especially if you plan to finance through anyone bar your personal bank. Trust me, they will royally screw you next to all the paperwork and affix hidden fees, and small print jargon while trying to distract you and have you sign them rapidly. If you have not a soul experienced, don't be intimidated into closing the deal at the double and signing papers without reading and empathy what you are signing. If nothing else, look for a book at the library or a source on the web. 60 Minutes did an excellent hidden camera investigation a few months ago that be very eye pipe. Even a guy i knew screwed me.
Oh yea. Whats gonna cost you a bundle is the insurance. You're a masculine under 25 and the sportier and more expensive the coup¨¦, the higher the fees.
The Japanese are easier to touch than the Corvette i might say.. If You must, grasp a Skyline.. You don't want a mishandling at 250mph don't you?...
Source(s):
But for me, i'll take the Imprezza 22B.. (slower than the Skyline though...)
Buy a House! Rent the Condo! Buy a reliable newer Used-Vehicle!
obtain an accountant to help you do admin your money


How to verbs money from USA to Taiwan?

Question:I have a story from Bank of America, and I want to transfer money to a ridge account surrounded by taiwan, what should i do and how's the service fee?

Answers:
Just ask your local edge how to make an electronic verbs of funds to a bank article in Taiwan. They will sure be able to advocate you of how to do it.

Of course, there will be a duty involved. However, transferring funds electronically is currently the preferred method.

Obviously, you could write out a check, or get a bank-issued check, dispatch that to your friend in Taiwan, and own him/her deposit it ...... but considering your costs for registered airmail to send the check to Taiwan, and afterwards the Taiwanese bank's processing charges to clear the check, and the delays involved, it would be much quicker and smaller quantity expensive to transfer the funds electronically.

Other Answers:
merely site that tells truth
Source(s):
http://downloadcash.tripod.com


Lodgers and Mortgages?

Question:I AM IN ENGLAND UK. So UK only answers please! If I be to get a lodger, do I call for to tell my mortgage company or convert to a buy-to-let mortgage? Whats the executive answer please people?

Answers:
If you hold a lodger then technically yes you do hold to tell your mortgage company. Since it will still be your home you do not enjoy to have a buy to consent to mortgage.
I seriously advise that you gross sure that the lodger signs an agreement - these are available free just G00GLE it.

Other Answers:
yes you do as it will affect your mortgage.

you also obligation to change your insurance.
I mull over it depends on whether they are taking a room or a separate dwelling (like as if you had converted constituent of the house to a self contained flat) and how much you charge.

I think that as long as it's matching dwelling (i.e. they wouldn't have to pay envelope council tax or anything) you can charge up to lb350 per month minus actually have any taxable effect on you, and as they were sharing your house it wouldn't be buy-to-let - you are not buying the house within order to permit it, you are living in the complete dwelling.

Personally, I'd speak to my own mortgage company to be double sure.
depends on how honest you are. personally i'd lug the lodger in and preserve your mouth shut to the mortgage company and everyone else for that matter. as far as anyone is concerned it's a relative or friend you hold staying for a while.


Where can I apply for free grant online?

Question:I don't want to buy any help cd's or buy any programs.

Answers:
You can jump to the Catalog of Federal Domestic Assistance (CFDA) http://www.cfda.gov and Grants.gov http://www.grants.gov - these are two FREE sites created by the federal governing body to provide transparency and information on grants. Browse through the listings and see if you can find any give in that would support your purposes.

Even if you buy books on "how to get grants" or index that supposedly has information on grant -- all of them are mere rehash of what CFDA have, albeit packaged differently.

Note though that these grant generally support non-profit organization, intermediary lending institutions, and state and local government. Most of the federal grants are given to specific target groups near specific requirements (e.g. minority business owners involved in transportation related contracts emanate from DOT - Grant#20.905 Disadvantaged Business Enterprises Short Term Lending Program. Individuals especially for personal purposes are not eligible for federal grants.

Grants are also recurrently given to non profit groups or organizations involved surrounded by training or other similar activities (grant 59.043 Women's Business Ownership Assistance that are given to those who will create women's business center that will train women entrepreneurs

The governing body is NOT in the business of giving away free money for the sake of giving away money. Grants are free, but it method OBLIGATION. You will be obligated to do as the grant sets out to do. Grants hold objectives, and your purpose must fit the objective of the compromise.

For one, you have to write the forfeit application and the grant application is not a simple document - you own to explain how your purpose for applying for the grant fits capably with the objectives set out by the give in. Grants have objectives, and the admit applications that best captures the grant's objectives are approved.

There is a stringent review process through a committee composed of federal body and selected experts contained by the field. You will compete next to other applicants for the grant money, and this compromise review committee will evaluate the merits of each proposal. Only those that they perceive exemplifies the objective of the admit will be approved.

Other Answers:
try G00GLE: http://www.G00GLE.com/search?q=free+grants&hl=en&lr=


Can a communal sdavings description interefe near your relative's life span insurance rate?

Question:Hello, my fiance and i are trying to open a regular stash account together to stockpile for our wedding but in attendance is one problem, he and has people were told that his father's energy insurance agency would add the good point of the account to their total and that the rate for the life span insurance would go up. I construe this is all wrong because it's not approaching he is getting another source of income, he is just putting his money aside contained by another account. To me this also money that he couldn't open a credit card justification or anything because if that was true, those accounts would interfere as powerfully. He has be able to unstop several credit card accounts without a problem. Please report me i'm right. Could opening a common savings narrative with me affect the rate of his father's time insurance?

Answers:
NO! It couldn't happen. The one (savings account) have no bearing on the other (life insurance).

If you own ANY doubts pick up the phone and ask the insurance agent.

Hope this helps,

Jim


I hear (somewhere) that in that is a place contained by Mexico where on earth greatly of Americans retire wheres this Town city at?

Question:

Answers:
Fran Moore, center, plays a hand of bridge near other retired women at the American Legion in Ajijic, Mexico. More than 10,000 retired Americans and Canadians live within the towns along Lake Chapala, a wonderland of sun and lush countryside. Ajijic, the most popular community, dates vertebrae to the 16th century.

Americans, Canadians find 'heaven' in Mexican city

By ADOLFO GARZA
The Associated Press

AJIJIC, Mexico --

Other Answers:
Baja

Probably Cancun or Alcapulco. Thats where I'd retire if I be going to do it in Mexico. Loreto, Baja California
This is the just what the doctor ordered place if your idea involves the sun, the deep, and endless outdoor deeds at your fingertips. Loreto is considered the ideal of simple and luxury retiring. The warmth stays in the 80's year round and right aft the main town of Loreto, lies the Restored Mission of San Javier glorious up in the mountains. If you are looking for a retirement contained by a smaller area surrounded by Mexico, one where you can be at close proximity to the the deep and if you enjoy outdoor activities- afterwards Loreto, Baja California may be just what you are looking for.


http://www.escapeartist.com/e_Books/Mexico/Retire_In_Mexico.html I think there's probably more Americans contained by San Miguel de Allende than in Ajijic. I'm not 100% sure but I know there's profoundly. Good luck!!


teaawanna penal complex




My friend is contained by dire stipulation of financial help out, I have need of proposal...?

Question:Okay, here's the deal. I'm am fourteen years matured and I'm worried about my friend. Her kith and kin is struggling financially and it's getting pretty extreme, almost close to bankruptcy. Both of her parents are spenders and they enjoy three kids. My mother on the other hand is a penny pincher and would be more than pleased to give them counsel or even set out an entire plan. But the problem is this is supposed to be very hush-hush and they don't want culture to know. But there are SO plentiful ways they can cut back and cause more money, all of which my mother can support them on. Plus she knows what it's approaching to be in their position as she be there when she be first starting out. Please, I need relieve, how can I get my friend and her ancestral to accept lend a hand? This is a very serious issue.

Answers:
Your friend's parents hold apparently not grown up, money-wise. They need to grow up and take some help, and stop the desperate habits, or hit bottom.

And even though kids are involved, the individual thing they can do is swot up from the experience, and promise not to make like peas in a pod mistakes.

And, unfortunately, you can cooperate to your Mom about it, but trying to do anything yourself have a better chance of offending than helping.

Stay close by, and be arranged to help. A loyal friend is a angelic thing surrounded by tough times.

Other Answers:
mind your own business
Source(s):
life

Okay this is a very big can of worms... I surmise it's great you care adequate to want to help... However, I am not sure you'll be capable of...If it were only you two kids it would be fine, but when you add adults and their ego's there's where on earth the trouble begins... The merely way I see for this to work is for your mom to befriend this other girls mom and possibly then the woman would ask for support...Other-wise I don't see allot of things you can do without possible losing your friend ... It's almost never flawless to get between culture and their money and pride... Good Luck ...Angel Tell your mom but also make sure to explain to her that they are hush hush about it. if she know the ppl maybe she can consider of a way to approch the subject. and its adjectives a matter if her parents want to do these things. bankrupcty is not as doomed to failure as you think and does not affect your friend a moment ago her parents. they will not be homeless anyways. jsut go to any survey engine and type in liquidation there are two types that most ppl report 7 and 13. 7 is like no payments so its worse on your credit. adn 13 is resembling a payment plan. dont fret roughly small stuff. and its all small stuff. your 14 you enjoy enough to verbs about stop trying to grow up so swiftly and just chill. in attendance will be plenty of time for headachs later. :)


I am a trained debt consellor - if in the uk call round cccs for expert help. if debts are above 15k, pop in insolvencynetwork.co.uk for free advice. CCCS are a charity, IN dont charge! Hardest division is picking up that phone




What's a tolerant interest rate for a private loan?

Question:Recently, my dog required very costly emergency surgery. My best friend respectfully offered me a loan to cover what I couldn't. I'm ready to settle up her back surrounded by full now, but I want to add on interest to show my gratitude. What do you think is a gala percentage to add?

Answers:
Considering that the interest you would reward on a bank loan would be around 8% and the edge interest on a saving information that your friend would earn would be around 4%, I think that 5% would be tolerant.

Other Answers:
If it were me, I would settle up it all stern and then buy her a bequest instead of adding interest to it. I've other felt that a correct personal gift is a much better "thank you" than paying off extra.

It depends on how much she loaned you and for how long between time of loan and repayment. Give her anything you want. A nice gift works within that instance as well. Glad your dog is better and you have a friend to help you out. One point above prime, at the time of the loan. Make regular payments and you will hold on to your friendship.




hi im josephine here working within israeln i wud close to to unfold a nre vindication near wall of india mumbai branch..?

Question:can i download the account channel form from the internet n send it across to mumbai ?pls reply if anyone know the answer to this ?thanx

Answers:
Hi .. i am giving you one bank info "www.statebankofindia.com", this is the larget edge of india and very trustworthy.if you are a NRI , afterwards u would not find any problem in introductory a account surrounded by india.best of luck.and submit the form at the indian consulatany in ur country.


What is the best process to order a hill picture so that I never over draw?

Question:I was thinking of have my Direct Deposit switched over to savings that passageway I have to move the money to checking in the past I use it and it may be easier to write down in the register. What do you suggest because I suck at banking I'm prolly the solely one so don't cheap shot me aight, but I do need some warning.

Answers:
This is what my husband does.......After he deposits his check...and sits down to pay bills or harmonize the checkbook. If a bill is for instance....$24.32...he will write the check for that amount then write $30.00 contained by the checkbook. The bill gets rewarded and he has a buffer. But we dont deem of it like that.....we don't feel well...we hold this amount to work with......There is never a devolution amount (.32 cents or .59 cents) in the check register........If you other over write the amount in your checkbook and label sure you write any ATM withdrawls.....then within a few months after getting your statements....you will have bonus money that you didnt even miss.......for us...because we enjoy things like house contribution of $750 , that we write in as $800 and a truck grant of $468, wrote in as $500.....thats $82.00 in attendance that we dont touch....not to mention things like utilities and credit cards........contained by a years time...we had a bonus amount contained by our account of over $2000.00 that we can consequently use towards a vacation or anything else.......its fun and effortless....my mother in directive starting doing it too when she saw how to save money near out really trying. You dont think around it because your just paying bills.

Other Answers:
use change

I hold the same problem. You own to balance your checkbook and write down any ATM/Debit debt. It's a pain, but it's the simply way. I use internet bank a lot too; it's an natural way to see where on earth I'm at. What I always do is stroke like 50 that I own in the dune is already gone and figure it out that mode. Then just maintain track of what you spend. Also, you can use only currency. Withdraw a certain amount after when you're out, you're out.


Keeping a positive set off, however you manage your funds is prerequisite.

That may not be a bad opinion. I would also make sure you hold on to your checkbook balanced at adjectives times. I also would suggest quicken because that program is amazing for your finances.

You own to ask your bank if they tender this feature (dip into your savings) and how much it costs when they do that. Each edge has different policies... it can also depend on what type of checking reason you have set up nearby. So you need to give the name them. i know what you mean. i abhor it when i over draw and they charge me a fee. i do like thing you do, hold my money in stash until i need it. but you can fashion your account function so that u dont attain the overdraft fee. you can produce it so that...say u over-draw $20.00, instead of putting ur checking justification in the negative, it will just automatically help yourself to 20 dollars out of ur savings instead. they bid it overdraft protection. you can also set it up so that it charges a credit card instead of taking it from checking, and then you merely pay the bill.


Using words like "aight" make you appear uneducated and small so it's doubtful anyone is going to be able to minister to you balance your checkbook.
It's not that difficult to not spend more than you hold once you mature and revise responsibility. There is no magic trick to relief you.


My edge offers a couple of tools that might be compassionate in this situation. They volunteer email alerts if my account drops below a specified dollar amount. This help me know that I should transfer some money contained by from savings to avoid and overdraft. They also grant something called 'Checkguard' which is vitally loans your account money temporarily within the case of an overdraft. Always round the check amount to the subsequent highest integer. when you enter it in the register. Like $23.15 become $24. A little bit at a time extra adds up as you be in motion along.
If you are paid weekly, don't count the extra check you receive when a month have 5 weeks instead of 4. That way you will other have rather extra in the mound.


have your check split - put say 80% - 90% contained by your checking account, and hold the other automatically direct deposited into your savings! That opening if you overdraw you can have both accounts hooked up, so it'll come from your reserves - that way you can avoid bounced check fees.
Also, match your checkbook religously, and internet banking is awesome!


Deposit $100 and start your balance at nothing then near is always a cusion within case of over draw.




what does a human being have need of to do to get hold of points around here?

Question:ill bestow you a hot cleb nude pic of your choice if you help me gain points

Answers:
No thanks on the nude pic, but basically answer questions. And pose more pertinent question for yourself. Then come back after a few days and choose the best answer.

Other Answers:
All you have need of to do to get points is to answer question and vote. Easy.


What do you know to play Lottery?

Question:

Answers:
If you wish to play the Lottery, you don't own to know anything. In fact, it is best that you don't know that your likelihood of winning are really low. Playing the Lottery have been call "a tax on ancestors who can't do math". Mostly the poor and uneducated play it, and prizewinning is rare, but prizewinning has commonly destroyed the lives of people who catch a great deal of money and enjoy no clue how to use it or protect it. It is far better to use your money to get an rearing so you can really make money or fulfill your dreams. The likelihood of winning are not obedient, but if you want to play a few dollars at at time, go for it - in recent times don't expect it to make you blissful or give your existence meaning.

Other Answers:
I know that I own to pick random numbers and it might organize to me winning a prize of some sort.

Knowing how to lose is a good start. I won the lottery surrounded by 2001 in DE,I know it's an overwelming premonition.




More Questions and Answers ... 168 - 1844 - 1555 - 885 - 411 - 1496 - 1280 - 980 - 444 - 1346 - 574 - 1080 - 123 - 571 - 532 - 1796 - 1087 - 374 - 1132 - 1744 - 513 - 1145 - 433 - 495 - 1903 -

The entirety of this site is protected by copyright © 2008. All rights reserved. RunEye.com