Is it a dutiful theory to consolidate a bunch of small loans into one personal loan?
Question:
I have a bunch of small loans ( auto, credit cards, etc) and it's really annoying keeping track of. Would it be a angelic idea to apply for a perosnal loan, payoff adjectives my little loans and just enjoy one bill a month instead of 5 that are due at all different times?
Answers:
Depends on what your intentions are going to be. Are you trying to prolong your debt? or trying to payment it of faster?
If you consolidate and just start charging again it make no sense. If you consolidate and your new grant is 500 a month instead of 1000 you pay at different times, settle the 1000 even though its a 500 dollar payment.
It will sustain your credit to only hold one bill instead of 5 other open bills.
If you are trying to achieve rid of debt thats one option, if you only just want one bill that works too. I dont see anything bad in the order of it, unless you are prolonging your debt.
yes it would, you would pay smaller number for interest, and its all within one bill so you don't have to hold on to track of so much, if you go to the guard they will actaully consolidate your loans for you if you tell them adjectives the accounts, so you don't even have to verbs about paying them sour
It depends what your needs are, do you entail a better cash flow. Doing this will lower your monthly payments however, this will extend the length you will be paying. In turn you will be paying more contained by interest. If that does not bother you and you are having a rugged time meeting the month to month costs of individual loans then by adjectives means do so, if you are fine I would not recommend it out of convinience.
Depends on if you will follow through on the REAL purpose of loan consolidation>>> ELIMINATING debt.
Using the personal loan route will administer a higher interest than the secured home equity loan route... So its not as correct.
Neither is a good plan if you won't QUIT CHARGING on the credit cards. If spending behaviour don't change you'll only dig a deeper hole.
I own just almost as much debt (38000), but it's all on 0% introductory rates, which I am making money on- (see this book for details: http://www.amazon.com/gp/product/1600200... )
Debt isn't necessarily BAD.
In your defence, however, it appears that you probably don't have the assets to cover adjectives that debt. You can still look into transferring balances to lower-interest rates (watch the fees on those transfers!).
If you own any savings- pay rotten your debt. The less debt you own that's costing you 15% or more, the more it makes your funds worthless.
To answer your question, though- sometimes those nouns programs work, but they usually end up costing you more surrounded by the long term. If they enjoy a lower rate than what you're paying and the transfer fees are resonable (limit of $100), you should consider it. Then you can negotiate near the newly balance-free credit cards for lower interest or close your card and they're sure to proffer you better deals.
Read up on the above book (How to Take benefit of the people who are taking power of you) it's a great resource!
Good luck!
I think you obligation to separate out the different types of loans that you have. Auto loans typically hold lower interest rates such as 7%, because lenders view them as smaller number risk since they could always repo the coup¨¦. You should probably continue to produce payments on the auto loan, separate from the credit cards.
When it comes to the credit cards, my guess is that the rate on an uncollateralized personal loan will be no better than the credit cards. In fact, you may know how to move your credit card balances around to unmarked cards to take profit of low teaser rates. The only loan that may breed sense is a home equity loan, since the rate may be a lot lower because it is back by your home. I am not a big fan of using home equity loans to remove without trace credit card debt, because you are basically using your home to extend your payments and giving yourself room to practice those discouraging spending habits and run your credit cards fund up.
Here is what I did. I kept my credit cards. I called the companies to see if they would administer me better rates. If you threaten to leave them, they will almost other give you better rates if you hold a good history beside them. I would then remuneration the minimum payments on the cards with the lowest rates. I would salary as much as I could toward the card with the uppermost rate. Once this one is paid bad, I would move on to the one near the next superlative rate, and so on until they are all gone and you are out of debt. The other positive aspect of this approach is that you feel a sense of accomplishment as you wages off and close respectively card.
Beyond all of that, you should cut up your cards and hold one strictly for an emergency. Don't use it otherwise! Maybe you should even keep this within a drawer. Learn to live on cash. Live inwardly your means. I did this, and the with the sole purpose debt I have presently is a house.
Good luck!
This is usually a very impossible idea, not for fiscal reason, but for psychological ones. If you have a dozen small loans, you can attack them one at a time...money minimums on all but the smallest, throw everything you can at the smallest until it's gone, afterwards move onto the next. Each time you settle one off, you obtain an ego boost that will keep you focussed on getting rid of your debt. If you put adjectives the debt in one pot, you are more expected to take on added debt.
It's like drinking hot dogs...you are far more likely to be capable of eat 12 hot dogs if respectively is on a different plate brought to you one at a time than if faced next to a huge pile of a dozen at once!
It is always a angelic idea, as long as you are
1) Not paying a sophisticated average rate of interest
2) Don't exceed the amount of time it would have taken you to payment them off...
For example:
Visa - 2 years to discharge off
Car loan - 4 years to pay packet off
Vacation loan - 3 years to rate off
What I would do it get sure that the loan is no longer than 3 years, because that's the average, and as long as the interest rate is matching, or lower than the rates that you enjoy, you'll have them adjectives paid stale and you won't have spent any extra money on interest!!
If you own debt that's at a really low rate, keep that one, and consolidate the rest into one loan...using the suggestion above
Combination of a variety of high interest loans into a single one, it is call debt consolidation. The aim behind debt consolidation is to diminish the payments or the interest rate. Opt for a debt consolidation loan: The easiest method of getting a debt consolidation loan is to utilize the equity of your home. Equity of your home is calculated and determined by the difference in the amount you own paid and the amount you owe. If the amount you own paid is more than the amount due, you can use it as collateral. This allows you to borrow money on lower interest rates. Besides, you also find tax benefit on this type of loan. Consult your excise advisor before opt for this loan.
Yes, it's usually a good hypothesis. Visit the below website
Im 16 and i want a debit card why wont they agree to me attain one?
Question:
im 16 and have a portrayal with f&m farmers and mechanics sandbank and they said i can get a checking report with my moms co-sign but they said i cant gain a debit card. How can i get one. im tired of paying next to cash. Any lend a hand wold be GREAT.
Answers:
Most financial institutions don't allow their younger members to apply for a debit card until they are 17 or 18 years old-fashioned. They are entitled to a checking account next to their parents as a joint owner, but the responsibility of a debit card is similar to that of a credit card and not all those younger than 17 ready for it. They are just looking out for you and your money.
im not to sure but im geussing it is because your not 18 and it might be a rule at the bank that you will enjoy the money to be able to recompense for whatever you buy
You can't get hold of one because you're 16. Minors aren't allowed. See if your mom will get an details and put you on it if you want a debit card that badly.
Easier to spend your money beside a debit card than if you have to convey it around as cash though.
if you do work.and afraiding your mom not wanting to co-sign you, afterwards, each month you grant her a fix amount of money(cash) so that she will put your name on her credit card or debt card. when you turn 18 , jump to the bank, apply a credit card.
if not have your mom buy you the lolly credit card( not all wall s have it), a credit card just have fix good point to spend it like a credit card.
You can receive Prepaid or debit cards:
These are the easiest option available for impossible credit people. There are no verifications, no credit checks, no employment requirements, and the approval is instant. All they own to do is to deposit a money and a prepaid card is issued. This card has the borrowing or buying dimensions equivalent to the funds deposited. The good point with prepaid credit card is that it promotes financial discipline. Some prepaid card issuers report to a mixture of credit rating agencies, thus it helps contained by rebuilding your credit history. Read more from: http://www.credit-card-gallery.com/prepa...
I inevitability to build $250,000?
Question:
asap to pay something bad ...how can I ?
Answers:
when you find the way, permit me know, I like to brand a quick $250K too.
ROB A BANK!!
return with a loan??
I have found like mad of good ways to money off debt over the years. From PTR, PTC, online surveys, this really works.
yeah..me too...permit me know when you find out!
u need $250,000 to pay cheque "something" off...approaching what, a friggin house? yeah good luck next to that.
Whatever you're trying to pay past its sell-by date....Just sell it.
i allready hand over a answer to some body and telling yu same world if yu involve that kind money solely the way i know is find a fitting six number for mega million thats have tobe gerrinted champion ,when yu win it give me a partly from that still yu have a lots of not here good luck
Man what did you do that would basis you to need to pay cheque off 250k ASAP??
I can't think you would be able to capture your hands on that benevolent of money without collateral.
Can you refi your house?
Good luck..
Not sure, but when you find out, consent to me know!!
How much money would you call for to to clear you out of debit and loans?
Question:
Answers:
The only money I owe is on my house. I pay cheque off my credit cards monthly. I owe roughly 40% of my home's value.
Hopefully we can compensate that off contained by the next 10 years.
Living debt free is our hope.
roughyly $126,000 (mortgage, student loan, car)
cars $0
Credit cards $0
loans $0
Mortgage $300,000
So I guess $300,000
It depends on how much money you owe. Your creditors could be banks or one or more private individuals.
$200,000.00
We hold paid rotten everything but the mortgage. We owe roughly 50,00 on it and are working hard to repay it off. The dream is to be debt free!
Why? Are you offering? :)
How can you gain well fargo to waive overdraft fees?
Question:
I am being charged 5 overdraft fees for $33 respectively because I deposited my pay check too behind schedule to cover my charges. Any ideas?
Answers:
Call them up and ask them to waive the fees. If that does not do it, type up a dispatch to the president below apologizing for depo your check too late and ask him to repayment them. Make a point to talk more or less what a valuable adjectives customer you will be by virtue of growing income, need home loan, etc. Type the letter but handwrite his address on a sizeable, flat envelope so it will get open before other e-mail. Be friendly and just ask for his facilitate. I saved thousands within high interest and fees from my credit card by doing this when I missed a reimbursement and they raised my rate up to 30%.
Richard M. Kovacevich
Wells Fargo & Co.
420 Montgomery Street
San Francisco, CA 94104
surrounded by that case you are guilty and want to pay the fines..within the case of a company double charging you and cause $900 dollers in overdraft fees they will waive the fees if you can prove the double charge (happened to me)
better win your Peter Pay Paul, better organized, and timed...no wavin.you
owe the 165...
How big does my credit chalk up hold to be to procure a personal loan?
Question:
Answers:
You can get loans on low score but the lower your rating the higher the interest. You might want to check into prosper.com if you stipulation a personal loan. It's a site with private lenders. Totally legit and if you enjoy a score of 520 or high you can qualify. Hope that helps! Good luck!
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Not fundamentally high at adjectives.
The lower your score, though, the more you will foot for the loan.
Bruno charges 100% per week interest, and there are significant penalty for failing to make payments prompt, such as broken arms, and ruined kneecaps.
Personal Loans are not the easiest loans to get. I focus your FICA score have to be at least 660 or better. But I believe it depends on the Bank
Between 500 and 600 at the least.
The better your credit, the smaller amount interest.
Normally its over 600.
Above 640 I think
You can follow a range of methods to raise your credit evaluation. If you have ample credit score you can apply any loan and credit card. Look at the below website have various method to tilt your credit score.You can bump up upto 249 points in short spell. Read and follow it.
I necessitate a physical loan near doomed to failure credit is at hand any valid lenders out within?
Question:
I understand that nearby will be higher interest rates on a loan of this sort. But Our plan is to generate monthly payments and with subsequent years tax discount have the loan almost salaried off. Please we are honest hardworking general public who really need a break right presently. We have 1 saloon loan right now which is other paid on the dot. We really don't have anything to proposal up as collateral, just our word. The loan amount we stipulation is $8500.
Answers:
If you only own "words" and nothing else, it would be a tough deal in for $8,500.
your best bet is to ask your friend or family. per-half a credit card would be easier.
near isn't a bank out near would lend you this kind of money lacking any collateral.
best of luck!
Depending on your credit and your ability to pay cheque the money back, you can try to acquire a loan on prosper.com from other internet users
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Be wise and cram to plan your money spending habits. Learn to control right in a minute. Starting with why do you requirement another $8,500 anyway.
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Making money (on the internet) second income?
Question:
I don't know how to make websites / program - but looking to enjoy a second income pref built on the internet - through affiliate marketing or a.d.s.e.n.s.e etc maybe - I hold 10 hours a week to spare for this project (As my job is 50 hours already) and would similar to to earn at least $1,000 pm for my time invest.
I've done ebay and be making over $4,000 a month from it - but want to try something new and simple - that could I don`t know help me move to sunny places
What would suggest as dutiful ways to make a second income on the net - can blogs make pious money
Answers:
Hello, I know of 2 great ways to make some extra money. One is FREE and the other cost a $1 to sign up. If you'd similar to more information click my avatar and email.
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start an information based website, providing free accurate info which is interesting after you will get a suitable flow of traffic and returning visitors.
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once the site starts to achieve established you could make money from things similar to G00GLE adwords, affiliate schemes such as http://www.affiliatewindow.com have classified adds on within where citizens sell their related stuff , you could supply things like books/e-books, equipment etc which you could ship slickly to buyers.
just some planning, hope this helps
Retouching personals photos. But that ebay entity sound nice.
i would suggest making something similar to break.com or some sort of video post website like that and getting money from the advertisers on the site.
the safe and sound way for making money online would be hold your own website. and it's really not that difficult. check this out
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A great way to take home money is to sign up with Treasure Trooper. It is one of the easiest ways to form money on the internet. You can make greatly of money from referrals. I made $200 second month.
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What do you reason of Investors Group mutual funds and money bazaar accounts?
Question:
Were you satisfied beside their service, fees and return on investment?
Answers:
Investors Canadian Money Market
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Fees = 1.14%
1 Year Rate of Return = 3.29%
In comparison.
CI Money Market Fund
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Fees = 1.06%
1 Year Rate of Retutn = 3.33%
What is the top ten ways to gain rich?
Question:
Answers:
Not sure about the top 10 but, I would have a sneaking suspicion that, the best way is as it have always be done - slow and steady! The "GET RICH QUICK" scam is a sure way to frustration and destruction.
Real Estate, Investing, personal business, anything. Just START for one thing and STICK WITH IT!!
first of adjectives there is no method to get rich .it take a lot of rugged work and drive.
robing a bank
prostitution
jump ppl
begger
pick pocket
tht is about adjectives i no
Network Marketing, Real Estate, Writing, Having your own business franchise, become famous, in attendance are many more I can't mull over of right now but here are a few things you will involve!
Vision, Desiree, Determination. Research, Good company, Time, Focus, Faith, Passion,& never, ever give up!!
I am currently within a direct selling business that helps peolpe beside their wellness & wealth. AMAZING!
People vote my business is a scam, but if I choose to listen those that say this and stay broke consequently I will stay broke too! But if I listen to the rich guys who say this is the best opening to go and are constantly helping and instruction me to suceed,
and I of course know this is what's right for me. Sooner or subsequent I will be giving advice to others who be aware of and see the vision a moment ago like I used too.
Whatever it is, it take work, Unless you win the lotto, but I rather work for it and grow into it I believe I will apperciated better and handle it better too.
Also take home sure to open the door to opportunity when it knock,And take the go You might just find the goldmine! Take the accidental, make the conveyance, and live it up!
How much money is surrounded by your sandbank story right presently?
Question:
Answers:
Enough to keep me vertical and ventilate every day. ;)
$63.00
Not plenty.
Not enough :P
A little over $200, I'm trying rugged to save some for a sports car.
$10.56.i don't keep money within the bank coz of student loan problems..
Enough to recompense the rent then I'm broke as other.
$1,156. its not enough after my bills, $0
the communal account have like $15 available I consider, there is similar to a $200 cushion, it has to cover 10 days food I expect
my personal account is at zilch for a few more days
I have $15 surrounded by my wallet and $9K or so available on credit cards, I think possibly I will survive for a few days on that
there's never enough
$48.00
Why...do u want to administer me some!
yo snap crackle pop
enough to build me cry myself to sleep every night
More than $1000 but smaller number than $100,000,000. Why do you want to know, anyway?
$ 0.00
$5
ooowith out money no funny0000000
I will just speak I am blessed
Right now at this moment....$16.38
Enough for a wet day.
Most relations say to hide away at least 3 to 6 months' wages contained by a savings rationalization for emergencies.
why would you vigilance about how much money is contained by everyones bank reason like explicitly any of your business
My debit card be stolen and fraudulently used?
Question:
I've spoken to the bank, and I've also have them put a stop on my card. This kid who took my card (has to be a kid, we are talking $25 worth of Dairy Queen over $25 worth of McDonalds.. etc) totally wiped out my checking, and it will steal weeks to return my money after an investigation. So I have a couple question.
1. Should I file a POLICE report?
2. Will they do ANYTHING to confine the person who did this, or simply confiscate the card?
3. There is no way I will wages my bills on time next to all of my money gone, so what can I do to protect myself from repercussions against MYSELF for not one able to settle my bills now?!
ACK. I am so foolish. :\
Answers:
You don't need to ask one and the same question twice, see my other answer here.
Pay near cash, get a limited amount. I would close my acct.
$25 ??
tolerate it go and hang about for the new card
don't give up the cards around so much
yes file a police report, if should not cart 2 weeks to have your money put vertebrae into your account, my ridge did it in 24 hours, yes they will do something to the personality if they can find him, do file the police report and thieve copy to your bank, and dispatch a copy to the people you owe money too,
I'll phone the bank and see if you can work out a loan until the money is vertebrae in your side. If you can't do that, then you might hold to ask your parents or a friend for a loan, which I know sucks, but it's better then getting your cell phone or electricity turned sour.
Definately fill a police report, the kid won't step to jail, but he'll be forced to salary for what he spent and be put on a probation. Hope that everything works out for you. Good luck.
Go to the police station to file a report and return with the number. The contact your creditors (The people you owe bills to) and explain the situation and brand name arrangements to postpone payment until the sandbank resolves your issue. They may ask for number of the police report. They probably will not catch the personage for your one crime but they may catch them for something else and rest your card in the process. However by this time your sandbank would have issued a bright card and reimbursed you the money that was lost.
I am surprised your dune is telling you it will thieve weeks. Ask the bank for a memorandum stating that they are investigating the theft of $X from your checking rationalization and that the investigation will end by X date.
Call your creditors and explain your situation. Offer to fax a copy of the dispatch, and ask them what they can do to work with you. Then write respectively creditor a letter and convey it signature required with a copy of the dune letter so that you can show that you are not merely skipping out on making your payment. If you enjoy good allowance history, they should work with you.
Also, I would database a police report for your records and to assist support your claim. They will not actively do much, but if they catch the kid it will facilitate them out and allow them to contact you as a witness if necessary.
I'm not sure if file a police report will help, unless you can afford any specific information as the possible identity of the thief (ie, adjectives the charges are within a half-mile radius of a confident school or residential area). It couldn't hurt, but it's up to you if it's worth the hassle of calling if zilch comes of it.
You should definitely bid the three major credit reporting agencies (Transunion, Equifax, and Experian) to alert them to this "identity theft" situation and hang on to them informed of the steps you are taking to repair it, so he doesn't trash your credit history along with your checking picture!
Since you've cancelled the card, it will just stop working, and the clerk will inform him that the card isn't valid. They probably won't bother to check it unless he get nervous or they check the signature on the card or get suspicious, contained by which case they might confiscate the card, alert the edge, and possibly call the cops. Just depends on the place and the head.
Call all your creditors, everyone you usually remuneration bills to, and inform them of the situation. Ask if they are willing to waive deferred fees for this month if you pay within full next month.
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Whats a vigorous and smooth instrument to manufacture $600?
Question:
Answers:
work
Part time job. instrument shop
Temp for a few weeks.
Get an early morning tabloid route. Depending on where you live, you can seize a few paper routes and bring contained by over $1500 extra dollars a month.
Sell some possessions.
Take $50 and go to the slots and try your luck. Don't back with the winnings. Only use the $50 you started next to.
depends on how old you are if your over 18 and hold a iron works near you,and know where on earth a lot of metal is you can sliver metal.copper no.1 ussually sells for the most.
depending on your initial investment & the discount, the stock market.
Should I look into Debt consolidation near my credit card debt individual $6000 or should I work something out?
Question:
Should I go to a debt consolidation company or work it out amongst myself?
Answers:
This calculator may oblige you. Enter your debts and it will help you multiply the payment for a debt consolidation loan and it will compare that to using a debt closure strategy so you can see which is best in your situation.
http://debt.bizcalcs.com/calculator.asp?...
This calculator uses the debt eradication strategy used in the one above, but give you a monthly payment programme using your debts and how much you can pay.
http://debt.bizcalcs.com/calculator.asp?...
Good luck eliminate your debt!
Work out a monthly budget which lists adjectives your income and outgoings, so that you know where the money is going.
You can afterwards work out how to pay past its sell-by date the credit card debt.
In the meantime, stop using the credit card.
Well that depends on how much money you make.. doesnt it? Also depends on what kind of monthly expenses you have.To some general public 6k in debt is zilch, and to others it is all the money surrounded by the world. I heard a financial expert enunciate that when your total debt becomes 2/3rds of your per annum income you are to the point where you should hope debt help. And when it reach your yearly income you may consider collapse. So base that bad of how much money you are making. Normally i would think 6k is "manageable" debt for most citizens.
It depends on your credit rating and income. Honestly, $6,000 is not that much in cc debt. If your credit win is decent, you might be capable of transfer that debt to a lower interest rate card. Have you tried putting together a monthly budget? You might be surprised to see how much you spend surrounded by a month and there may be some cost funds there that could do towards paying the card stale.
If you are considering a debt relief company to assist you, net sure you only work next to non-profit debt relief companies. Either course, these companies will charge you a fee, but the non-profit companies charge a much smaller number than for profit companies.
I once had over $24,000 surrounded by cc debt from starting a business that never got past its sell-by date the ground. I worked it out myself, over a few years, and now am debt free. It can be done. I would try it on your own first past seeking counseling. However, either track, there is a lighting at the end of the tunnel so dangle in within.
Get on a written budget and work it out yourself. Six thousand is doable. Do not go beside debt consolidation.
Myth: Debt consolidation saves interest, and you hold one smaller payment.
Truth: Debt consolidation is hazardous because you treat only the symptom.
Debt consolidation is zilch more than a "con" because you think you've done something almost the debt problem. The debt is still there, as are the conduct that caused it - you a moment ago moved it! You can't borrow your way out of debt. You can't bring out of a hole by digging out the bottom. True debt help is not rapid or easy.
Larry Burkett, noted financial author, say debt is not the problem; it is the symptom. I feel debt is the symptom of overspending and undersaving. Our certified counselors will not recommend debt consolidation for a client. Why? Because debt consolidation doesn't work.
Debt Consolidation Statistics
A friend of mine works for a debt consolidation firm whose internal statistics estimate that 78% of the time, after someone consolidates his credit card debt, the debt grows rear. Why? He still doesn't have a team game plan to either take-home pay cash or not buy at adjectives. He also hasn't saved for "sudden events" which will also become debt.
Debt consolidation seems appealing because near is a lower interest rate on some of the debt and a lower payment. However, surrounded by almost every case we review, we find that the lower donation exists not because the rate is actually lower but because the residence is extended. If you stay in debt longer, you bring a lower payment, BUT if you stay surrounded by debt longer, you pay the lender more, which is why they are within the debt consolidation business.
I'll not repeat what everyone else said but add more food for thought. Debt consolidation/credit counseling/whatever the shut in phrase of the day is, can deface your credit. It's often interpreted as you not one able to conduct operations your bills on your own and it negatively affects your abiliy to borrow later.
start a written budget every month. You will perceive like you get a raise. I started one roughly 6 months ago and i found money to put towards my cc debt and i will be done next month paying stale almost 20k. If you do a written budget you can see exactly where the money go. You can tell your money what to do. But, you enjoy to stick to it. Maybe even get another post for a few months.
oh yea cut up the cards.
check out daveramsey.com and listen to his radio show or find a station near you to listen to. He have lots of GOOD advice on money and debt.
That depends on the interest that you are paying.
If the lend company can give you a lower rate than the card, after get a consoldiation loan. Generally, a $1000 credit card will lift twice the time to pay bad as a loan, so keep that surrounded by mind...
But, that being said, if you can trade name bigger payments, considering it's only one debt, I would do that...newly pay it down as without delay as you can, and lower the limit as you stir so you can't rack it back up.
Combination of assorted high interest loans into a single one, it is call debt consolidation. The aim behind debt consolidation is to decrease the payments or the interest rate. Opt for a debt consolidation loan: The easiest method of getting a debt consolidation loan is to utilize the equity of your home. Equity of your home is calculated and determined by the difference in the amount you own paid and the amount you owe. If the amount you own paid is more than the amount due, you can use it as collateral. This allows you to borrow money on lower interest rates. Besides, you also catch tax benefit on this type of loan. Consult your excise advisor before opt for this loan.
why not get a 12 months interest free credit card and verbs your debt into it? Then pay bad your $6000 as quick as you can.
Need to find a instrument to find out if he, my husband is getting benefit from the army?
Question:
what do i need to do within order to find out if my husband is drawing benefits from the army
Answers:
Nothing, since that information is personal and confidential. If he wishes you to know, he will inform you. If he does not want you to know, you are not going to find out about it, since the DOD does not release such information to others.