Has anyone have any experience using a "Chronocash" card?
Question:
I'm thinking about getting one of the Chronocash prepaid cards, and want to know if anyone have used one, or knows of someone who have.
Answers:
I have never hear of them. If your looking for a prepaid debut card, NetSpend's All-Access is the #1 card in the USA:
http://www.allaccesscard.com/
I recommend that you be in motion with a reputable firm instead of one that nobody have hear of.
What is the difference between vent a checking picture at a credit league and guard?
Question:
Answers:
Here's the real measure. Do your homework!! Credit Unions are non-profit institutions, however in command to compete with some of the services that a big wall may offer, the money they produce is put back into the institution. Some of the ways is offering lower rates on lend products and higher dividend rates on money and checking products. Also generally the fees are far smaller number at a credit union than a hill.
As far as having your funds protected by the federal senate in an unlikely situation of a dud, Credit Union accounts are protected by the NCUA, National Credit Union Administration, up to $100,000. Also many credit union also carry private insurance for an extra $100,000.
Finally, depending on the size of the credit union, it may be true that smaller credit union may use a clearinghouse for clearing their drafts, many do use the federal reserve within order to conduct hours of daylight to day business.
enormously little difference.
At the credit union they may be call share drafts and come through a related bank that the credit federation works with.
But the distinctions settle down and less every year.
Pretty much the one and only difference is the interest given and fees charged.
Agree with hottotrot. To the conclusion user, you, there will be drastically little difference. When opening a checking information, you may want to see if either the wall or credit union charge a levy to withdraw money from other ATMs. Banks tend to own more physical branches and ATMs, so compare the details.
Are they both free checking accounts (no monthly fees) and do they restrict access to your money? Sometimes banks or credit union only allow a in no doubt # of ATM or branch withdrawls before they charge fees.
A credit alliance is not a bank...they are a co-op owned by the member. As a result they are "non profit" (which I believe is bunk, ask any credit union extremity if they have EVER recieved a dividend check!). They rate no taxes on any money they make, even on the interest they charge or the fees they charge (ie overdraft fees). As a result I intuitively don't understand how they bring away with self "non profit" but that is a discussion for a different daylight. Credit Unions cannot operate independantly from a bank...They are unacceptable to work with the Federal Reserve, so they cannot charge funds, process transaction, or clear items on their own...they do all of this thru their related sandbank...this means that if you come surrounded by and make a checking deposit, they will emblem the work and send that imaged work to a hill (some older credit union still take adjectives of their work to a bank, they don't even image). Your deposits and funds are not FDIC insured, but I do know they are insured by some insurance the credit association industry has...it is not covered to the extent the FDIC insures your money though.
Here is my personal thought on the matte...if I have to compensate taxes, and I am paying fees and interest...I am going to take my money to the foremost man, and skip the middle man. At least near a bank I know every time they charge me a charge, they are paying taxes on the money they got from me...at a credit confederation that is freshly money in their pockets...I be a credit union partaker for years and I never saw a dime from them in the instrument of dividends or anything...and you can't tell me adjectives the money is going to operating costs or that would just be totally inneficiant!
Im 13 years ripened..what job could i do..or support out somewhere?x [for extra money..]--[Im contained by the uk]?
Question:
Well, i would just resembling a job resembling..doing something with a bit sour extra cash..does anyone own any ideas?
[[CHOSING A BEST ANSWER]]
Answers:
What nearly advertising dog walking services on your local gumtree website, or a composition round? Or offer to backing peple with their gardens or wipe up cars for a small fee.What roughly speaking making cards or jewellery or jar of sweets and selling them to friends and family? I know its strong, i washed antediluvian ladies hair surrounded by a hairdressers every Saturday for 10 quid when i was 13!
Try babysitting, motor washing or daily round. Good luck!
I am pretty sure you can't legally do anything at 13. You should ask your neighbours though if they want work doing contained by their gardens or around the house. They could pay you for that.
If you lived in close proximity me I would defo pay you to mop up my car and clear my garden!
Yeahh deliver your local broadsheet...if you have one.
:]
patio work for neighbors
baby sitting for children or animals
underground store or garage cleaning for neighbors
put the word out! we hire kids from church all the time to do strange clean-up jobs.
polite luck!
im 14 n kinda in equal position. U should try getting a paper round i would but mine is already taken up :@
clean my Ferrari
paper round
The chief rules if you are age 13 or 14 are:
On school days you can lone work one hour before institution and one hour after school.
On Saturdays, you can work up to five hours.
On Sundays you can work for two hours.
In the arts school holidays you can work up to five hours a day, but not more than 25 hours contained by a week.
You are supposed to get a work grant for jobs resembling this - usually newspaper or notes deliveries.
Jobs which don't inevitability a permit for include things close to pet sitting, dog walking, gardening, car wash or baby-sitting. Ask around friends, neighbours and family to see if they know of any opportunity.
Hmm, well, my friend who is 14 get a job holding those signs for homes.
Look for a guy call Pimp Jimmy. he'll get ya sorted
Hi,
Though your age may not properly permit you to work, you can still choose a home base online job as near can't be any age barrier surrounded by doing so. But you should be wary of scamsters on internet who would constraint an upfront fee and runaway eventually. Check out http://www.careercounsel.info for some adjectives info and tips on finding a suitable work at home offer. Good luck!
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What happen when I record ruin?
Question:
Answers:
you get beside an attorney who files the papers... and you get a court date... you move about to court, and the judge decide if you get a chapt 7 or 13... 7 is harder to receive now near the new law...
if you get a chapt 7, your debt is dismissed... if you go and get a 13, some of it leaves, but you make payments on some of it too.
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How much is 1 million 500 thousand Great British pounds contained by american currency?
Question:
Is this e-mail real did i really win or is this a hoax?
Answers:
times by 2 (as of 26th july 2007) to capture american dollars so 3 million, and if u didnt enter the competiton than i would say its a hoax !
Apprx. 3 million dollars. If you did not enter next it is probably a hoax. If it is too good to be true it more than imagined is.
1 question m8: Did you enter the competition? If not after it is a hoax.
3,067,421.7939 exactly!
but the email is a hoax!! do you remember entering a lottery??( if it was the lotto email)
and not a soul ever needs a ridge account to verbs money!
its always a scam!
XE.com
I meditate its a hoax.
According to G00GLE, 1 500 000 British pounds = 3.09405 million U.S. dollars. Most emails sent out like that claiming you've won lots of money are hoaxes don't dispense any personally identifiable information.
Hi
Go to- http://finance.yahoo.com/
On the disappeared sidebar, look under "CURRENCY RATES", within the bottom of the section choose "CURRENCY CONVERTER" afterwards choose the currencies you want to convert into and the amount. You will have it instantly.
don't transmit us mate, you just won an award that be picked ar random by electronic finances and your email address was elected as 1 of the winners of July's draw by surf awards. or by some African company beside holding bank surrounded by the Netherlands.
I can only hope you don't find taken the same track as I did mate, i wanted to believe it, NEEDED to believe it so followed adjectives instructions until they asked me to send X amount of currency to put an electronic transfer through to a ridge of my choice. My answer, take it from the dosh I've won or wait until i change it, I was even prepared to foot for someone to convey the bankers draft to me and I'd cover all expenses. Needlessly to enunciate, that was 2-3 weeks ago and I enjoy heard nil since. Ignore them mate, these scum prey on the misfortune of population like us, somehow they must know I needed the money, perchance I applied for a loan or two on-line or something like that.
Good Luck my friend
Nobody ever win anything by email. Its a hoax.
just over $30 million
if you won the money im sure they would hold called you as adjectives comptetions that ask you for your email will ask you for a phone number.
Tracing a bread deposit in need a paying-in slip?
Question:
Senario: cash is depositted into a sandbank account at the counter/teller and the customers copy of the paying-in slip is not retained. The money after does not reflect within the recipients rationalization. Can the person who made the deposit prove that the money be in reality paid within ? Please help. Your suggestion could get someone out of profoundly of trouble.
Answers:
In america with our bank softwear if the customer knew the date, time, exact dollar amount, and which bank clerk they went to the sandbank could easily track the transaction...So this personality may very resourcefully be "telling you porkies"
How long ago be the deposit? Was it only bread? Does the person who made the deposit remember approx. the time of daylight, the exact dollar amount and the teller? If so, they should be capable of trace it that way IF it wasn't to long ago.
Go to the branch overseer. They can trace deposits made by that teller to discover where on earth the cash go.
You need to contact the ridge. They will have a narrative of all deposits made contained by the bank on a infallible day. They should be capable of trace it for you.
Sounds like someone committed fraud.. by stealing the change and not depositing it into the customers account. If it truly be cash that the customer deposited and it wasn't deposited after there is no dictation of the "cash-in" to the teller drawer as a result his/her drawer would not be out of balance. This is why it is so significant to ensure that you get a acceptance for all dosh deposits to prove that you actually made the deposit..the other agency is perhaps to verbs security video to see the transaction person made by the customer.
Isn't it funny that this sort of thing one and only happens when brass is involved. "Oh, I didn't keep a copy of the receiving." Personally I don't believe a damn word of what you are saying.
I hold dealt near banks, lolly and banking for some 45 years and never have the vaguest problem, but then again I run a pretty straight smudge.
Grow up, get a enthusiasm and stop trying to wriggle out of whatever mess you hold got yourself into.
Suggest to your friend that they ask the sandbank to check their Security Camera tapes ..
If the bank refuses, your friend could inform that that they will stir to the the Police and report the bank banker for Fraud and then the tape will be seized anyway ..
If you are not totally confident of your friends honesty, I would suggest passing on this belief but NOT following it up = what they do is up to them
Who requirements to be really, really $ RICH $?
Question:
Are you willing to retribution the price for it? For example, invest time and money to learn how to become rich and do what it take.
Answers:
I don't think that I started out wanting to be really really rich, as anyone rich is a matter of what an individual think and feels rich to be. I am rich next to family, I am rich beside good genes, and long able-bodied life, as member in my family unit live a long time. With respect to money I have other believed that you have to do what it take to make it; and those associates that become successful in their work mostly because they are striving to be the best, are the ones that are financially rewarded. In other words money comes because someone is working hard and doing their best to be the best surrounded by their chosen field, and as they become better and better and eventually the best, ( a ten percenter), they will breed the big money. This is true in every profession. Ten percent of the nation in every profession create ninety percent of the money. So to be rich, really rich, people own to be willing to settle the price and do what it takes.
Ah.Everyone?
I would indubitably like to be rich, but I'm specifically wary of pyramid scheme and get-rich-quick schemes close to the ones advertised on the infomercials.
Have you notice that spam these other posters answered with, are FULL of typos, and impossible grammar? Would you honestly deliberate these were legit?
Answering your ask...I have NO money to MAKE money beside...so no...I would not be able to, since I own no disposable income left to "risk"...
It will be seriously LESS work once the Big Changes come and the world's wealth is finally re-distributed.
Not me. A dollar good point on wealth is meaningless when you realize that the dollars are potentially worthless. In reality they are only decimal values surrounded by a table in an oracle database at the present time.
All it would take for millions of dollars to be virtually worthless over dark is China and Russia doing a deal to put up for sale energy within Euros and the Chinese to dump it's dollar reserves.
I would much rather means my wealth by the love I enjoy and receive. For how much I value my ancestral and friends and how much they value me.
For specifically REAL wealth.
I could well and I MEAN EASILY make millions of dollars inside a year. It is assured to manipulate and rip-off millions of inhabitants, to hypnotize them into trusting you and parting beside their cash. But I also hold a strong moral code and could not sleep at night knowing I am not adding together any genuine attraction to people's lives and making them worse off would crush my spirit.
I would to some extent be financially poor, but genuinely loved, than financially rich and untaken.
I am paying a motor stale. Is this the right passageway to stir roughly speaking it?
Question:
My daughter had to enjoy a car after lofty school to know how to get to a position. She found the job, and in attendance was no other process for her to get a vehicle unless I funded the vehicle loan. We tried and I could not even listen to the swindlers in the payday loan business.
I recieved an give on my Chase credit card for 4.6% until the balance is salaried in full, so I bought her a $4,500 toyota near the card and she has remained reliable paying me $80 every 2 weeks.
We live in the middle of no where on earth, so she had to enjoy something reliable to drive to her Walmart job 25 miles away.
I be nervous nearly loaning her such a large sum of money, but the alternative be to watch her do zilch.
My daughter does not know I am paying $300 every 2 weeks along with the $80 she give me on this car to procure it paid rotten.
Did I do the right thing? She freshly lost her job at Walmart for starting a relationship near her manager. She have an interview at JC Penny. I was a single mother and her dad does not facilitate her
Answers:
Auto finance is what I do for a living and I agree next to john m.
Stay on your daughter and make sure she repays you within full.
From what you say, it seem your daughter sometimes doe's not make nouns decisions. Do not bail her out.
I imagine you are ebing the best parent you can be. I wouldn't tell her that you enjoy been paying on it though. Make sure she think it is her responsibility to pay it rotten in full. I would donate her an ultimatum also. If she can't get a errand and pay for it she doesn't return with to keep the saloon it becomes yours. That method she knows you expect business and your not just giving it to her.
Why are you paying such a voluminous amount each month.
Extend to loan permanent status and although you may pay more interest you can at lowest possible afford the payments.
Talk to the credit card company they will be eager to assist.
Good Luck
It's incontestably not my place to tell you if you did right or not. I will voice that I believe you're handling the car's financing well. I would also recommend that you stay on your daughter to engender sure she repays you the full balance. There is no merit in anyone carried along at her age. She needs to build confidence contained by her ability to appropriate care of herself.
I'll bet you're a flawless mom.
Hi,
Hi, you should go for a refinancing to bring a better interest rate. This will reduce your monthly commitment to a great extent. You can drop by http://www.autoloanguide.info for some useful tips. Good luck!
hang on to paying ,do not let her know. when the credit card is rewarded off. preserve collecting from her till her note is salaried off she desires to learn responsibility.
You are doing it out of love but I surmise it is not an intelligent idea.
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How much do u own within ur hill description? the average ancestral surrounded by america barley have 5,000?? what do you own??
Question:
Answers:
Around 33,000+. I just started 2 years ago. Every elevate and bonus I get I put the money contained by my retirement account. I suppose it's scary that our generation aren't saving much. 194 dollars a week will receive you 10,000 a year contribution. Americans live way beyond their routine. Get rid of those credit cards, pay bad those cars and organize a budget!
Average = $5,000?? I outstandingly doubt that.
Mine is about $900.
Right in a minute I have $ 191.00.and payday is NEXT Friday. I literally live paycheck to paycheck. I would grain rich if I had 5,000.
Which hill account... I hold 3: checking, savings, and money marketplace. Combined I have around $6,000 right immediately. That number is growing though as I am saving for a house and living near my folks right now.
$0.00, that's right nil American dollars
i can never save! If its not one article its another
always getting ripped sour by mechanics constantly putting money into no good cars and once i return with the bills paid and i ponder there may be some extra spending currency the cat gets sick...that you the guard tells me i hold made an over draft on 0.01 cents that i have to wages 30 some odd dollars
i love America
Right presently my bank information is negative $102.78 thank decency I get salaried tomorrow lol
Lots in retirement fund that I can't touch til I'm 65
A wee bit within savings that I am trying not to touch
Depending on where on earth we are in the wages period, a short time or a moderate amount in checking
I of late paid my motor off yesterday so any money I as abiding is now gone. but between me and my boyfriend (we live together so technically we are a household) I'd say aloud maybe around that.
I think the definition of "Average" here is skewed due to the mammoth amounts of wealth the upper class have in their accounts.
I variety good money as does the rest of my family circle, yet I one and only have a thousand within the bank. The majority of American family live paycheck to paycheck, which reflects our society that relies course too heavily on credit.
that is an entirely rude question. it is none of your business how much anyone have in their edge account. the information you might glean here would not provide you near any kind of valid statistical information.
Mind your own business,.
5,000 seems scarily low. Mine is complex than that and I'm single. I don't make deeply of money, I just don't enjoy a lot of bills.
Bills or Food?
Question:
Having a discussion with a friend, and the subject of restricted income came up. Each took an dissimilar position. Where do you fall within this:
You have x amount of money, you can any buy groceries and pay what you can on your bills, or pay packet your bills and scrimp and scrounge and eat sparingly. What would you do? This is not a public assistance ask , and food stamps, etc. do not play into the equation.
Answers:
It's both
Food is required, however that does not justify blowing a folks budget on food. I was skilled to create a menu for the week using recipes that be cheap and in bulk so the suppertime would provide left overs close to chili and casserole's and switch them up through out the week during hard times, and to never drink out. If you look back to when your parents and our grandparents be around they almost never ate out but always compensated there bills and other had extra for others. I be always told devour to live, don't live to eat.
relish the process just watching the universe provide for you! wondering why you trouble though.
I think if I couldn't split it up and I have to do either one. I would payment bills because you can always progress to friends or family to chomp through. Also most towns have soup kitchens to find a warm dinnertime from or even churches that have free food drives.
Story of my natural life. Take it from someone with experience. Pay the bills and live rotten dollar menus' from fast food restaraunts.
I'd split it up afterwards use whats left and travel grocery shopping at Aldi's or another discount store. Leaving the McDonalds and even big restaurants out of the question til things get better
OK, speaking from personal experience - I paid the bills (minimums if that be an option) and ate sparingly, or wrangled invitations to meals near friends and family (I become quite adept and own repayed the kindness over the years!).
Pay your bills and get through at your parents.
ACTUALLY ITS PAY YOUR BILLS AND EAT YOUR PARENTS
I would pay what I could on bills. You can chomp through cheap. They have the Ramon noddles that are one and only 15 cents and bread only cost $1 at wal mart or a local bread store. So I would pay envelope as much as I could on bills and set may $10 - $30 aside to buy a bunch of noddles and eat sparingly until I get payed again. Speaking from personal experience here. Stay away from fast food it really add up.
i would pay the bills and struggle wit food a bit.collect those coins lay around and grub off of the dollar menu till my subsequent check. in the long run u would be more artificial if u waited on ur bills than ur food. heartbreaking but true because food doesnt have slowly fees or collection agencys
I would pay what I can and buy food.
I am house wife what concerned of work can i do within home & earn money/ I own personal computer want to do homejobs.
Question:
Answers:
Are you good at MS publisher? You could present to make and design the embark on house fliers for a big real estate company? Set up a money plan and pay mount prior to offering your services (you don't want to do the job and next not get paid).
See if a contractor/builder requirements someone to organize and do the bookkeeping for their charge. Each week you pick up the receipts/etc and then do the work. And work on collecting ancient debts owed to the contractor. (Maybe you get a percentage of adjectives bad debt accounts salaried..) Again, have a plan beforehand you go and chat to an owner.
Does a director in direct sale (Mary Kay, Pamper Chef, Tastefully Simple, Creative Memories, etc) need someone to comfort do the inventory, create fliers, organize their paperwork, etc? Find the consultants by going to the corporate website.
That is rotten the top of my head...
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I would suggest to take online class from a reliable instution to swot up the basics of accounting. It would be unforced then to earn legal money and complete contracts at home. Some family member do it and it pays... a lot!
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Which bank are offering the best Fixed Deposit interest rate for 4-5 years?? Urgent...!?
Question:
Answers:
SBI is offering 9.5% rate of interest on a deposit of 4 to 5 years. Try it!
bank of america
Indian overseas wall
in 4-5 years, you wont use money, I would not verbs too much about it...
Bank of Baroda
South Indian Bank, Bank of Maharashtra
What are the alternatives to bank for good, and borrowing within the UK.?
Question:
Answers:
Building Societies
Credit Unions
Friendly Societies.
try your local credit union. the local bigwigs should enjoy details.
I will send you my address for your funds don't know about borrowing sorry
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Building Societies
I want to generate hasty brass...how?
Question:
I'm trying to save for my honeymoon. I have bills that are piling up. My fiance and I both work 40 hours a week, but still are inept to make ends touch. We don't live outside of our means, lone the essentials. Can anyone help me numeral out a way to form some extra cash? I really necessitate help. Serious answers one and only please, this is a sore subject.
Answers:
Congratulations on your upcoming wedding!
As for extra brass: clear out the clutter by selling extra stuff you don't need (especially if you will enjoy duplicates after you combine households); ask a temporary employment agency if they would know how to find you anything to work around your schedule; or enjoy one of you get a second recreational job.
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Get a weekend mission at like a supermarket, you and he could wok 10 hours respectively day, which would present you another 40 hours a week.
Also look around your house for things which you can sale, or lackey.
Another thing is to babysit.
The catalogue goes on and on.
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as serious as it gets.
Will my guard consent to me cancel money even though I lost my drivers license?
Question:
I have to annul money from the bank today, but I only realized I've misplaced my license. I enjoy no idea where on earth it is. Do most banks enjoy rules against this? What do you think I will obligation to bring to show identity?
Answers:
If you are well certain to a bank hand and they are sure that you are the owner of the account, you may be capable of get away beside withdrawing money without ID. If you don't own a relationship with your investor such that they know you on sight, you may own difficulties.
It's important (for reason such as this) to get to know the staff at your guard. I do, and I'm greeted by name every time I put your foot into Bank of America.
if they know you pretty good they should permit you!
If they know you, they will let you... otherwise, bring a passport or school/work ID and confer that a try.
Don't you have an ATM card?