What's a comfortable income?
Question:I live in Lexington Kentucky and am a single mother of a 2 year ripened. What kind of income should I inevitability to bring in to provide my son and I beside a comfortable lifestyle, minus lots of the frills...I need to know the baseline please. Please site how you allocated abiding funds and why.Answers:
You can figure this out yourself. It's call a spending plan (or budget) and you really need to hold one.
First list your income (including child support merely IF it's coming in regularly). Then index necessary expenses - shelter (rent/mortgage, utilities), food, transportation (auto loan, insurance, gas), clothing, and money (yes, this is necessary and I'll explain why within a minute). These are the things you NEED to live.
Next, list other expenses you want -life insurance for YOU (not your child), straightforward household needs (stamps, etc.) auto repairs (including things close to oil change and registration), home repairs (if you own), blow money (budget it or you will find you DO spend it from somewhere else), cable TV, internet service.
Last, list your debts (if you hold any). This is the order things will achieve paid. If you find to debts and have no money disappeared, you need to look into making more money to seize rid of the debts - have a garage/yard mart, sell stuff on eBay, vend the car near the loan and get something cheaper beside the cash (pay sour the loan first, of course).
You DEFINITELY need an emergency fund (savings) because things WILL come to pass. They're a whole lot easier to button when you have the brass to take assistance of them.
Life insurance is at the top of the want list, because it's something your child will NEED if anything happen to you. Make sure you have a will. I can't stress this ample.
Go to the library and check out one of Dave Ramsey's books (Financial Peace or Your Total Money Makeover). They both have preview spending plans and he goes through more detailed explanations for respectively item, plus stuff about handling debt, retirement, college funds. It's the only money guide you'll want.
Best of luck. It sounds like your son have a pretty wise mom and next to that, he'll be just fine! If you hold more questions, consistency free to contact me.
Other Answers:
I think if you bring home above 34000 a year you should know how to pay for housing/utilities, transportation, and food. This should confer you some inflation buffer. You may be able to do beside less but I ruminate that this would be a safe answer
Good luck and God Bless!!
50,000$
Think about adjectives college studies and medical care too. They're pretty expensive.
Impossible to directly answer without profusely more details. Best for you to figure it out yourself.
Start by creating a roll of what you need and travel from there when finished incorporate up the totals account for taxes and you own your answer.
For example: (all numbers are annual)
Rent: $8400
Food: $3600
Clothing for you: $1200
Supplies for child clothes toys, books etc: $2400
Medical: $5000
Car payment/maintenance/savings for new motor: $6500
Other purchases/ entertainment can't live on bread alone: $2400
Utilities: $2500
Rainy day fund: $1200
College fund: $2400
Mortgage fund $1200
Retirement $3000
That comes to $38,700 pinch home
Assuming you pay 20% surrounded by taxes (with child most likely lower)
Then you are looking at $42,850 as a baseline comfortable living.
But this is individual and example do the math for yourself based on your life span
are at hand sites index grant for personal use lacking have to buy someone elses program?
Question:Answers:
The free US portal for government grant is at http://www.grants.gov
don't know if you'll find what you want, but it won't cost anything to see what is available
Commerce credited me $200 by "human error" and very soon took it away after 4 days. Am i entitled to this money?
Question:I fought with customer service and they be not budging. They said the teller enter an incorrect amount, but what is weird is that on my statement i get my actual $78 deposit, plus a seperate transaction for $200. I was not sure where on earth the money came from and figure it was from my dad somehow. We enjoy the same autograph so I guess it wouldn't be that hard to fool a deposit. Being a college student this messed me up because I don't own much money.Answers:
Yes, they are totally in the right. They can pinch it back. Think if the table where turned, and you accidentally overpaid your tuition by $200. Once you discovered your error would you reason,"oh well, it's theirs now". NO WAY, you'd come to blows tooth and nail to take the Money refunded.
Other Answers:
They are supposed to permit you know they're taking it, but it wasn't yours and they must have proof that it wasn't yours or they wouldn't hold taken it back out.
If a bank make an error in their favor you own 60 days to notify them, or you are out the money.
If the bank make an error in your favor, They enjoy an UNLIMITED AMOUNT OF TIME to get their money put a bet on..
Thank the Lobbiests. The the crooked politicians.
-HtJ Why look for money that's not yours? Error is error and needs rectification, which is exactly what the dune has done.
Be joyous man!
hold you ever applied for two mortgages from different bank at indistinguishable time and purchased two homes?...?
Question:Answers:
Hello yesac and yarb,
This is what might happen.
If you are getting two loans approved simultaneously through two different lenders, and if you are claiming that they are both "owner occupied", one or both of the lenders down the road might get something done an Occupancy check and find that you have violated the tenancy statement you will have to sign from both of the lenders. One or both can later call your data due. This is really going to hurt.
I would definitely not recommend this. It is considered fraud, and it is doomed to failure news.
Good Luck,
~Trey
Other Answers:
I hope you are not thinking something like purchasing these homes without the bank knowing about the other purchase. They would credible know by reviewing your credit reports and noticing another dune reviewing it also. And even if they didn't notice the other ridge reviewing your credit report, you would need to sign a document stating you are not doing such a point.
Source(s):
Used to be in mortgage business.
which 3 bank contained by singapore donate the best fixed deposit rates?
Question:Answers:
Eh,OCBC, Standered Charted or DBS? My parents said these banks be good.You'll hold to check up on that yourself though......
why do we other appear to argue next to are partner nearly money , No mater if you acquire a clean mission next to more money,?
Question:It seems we can never hold enough , I believe we dont see how the cost of liveing here surrounded by germany is high,Wo- other penny pinchen, whats up with that ??Answers:
There are arguments simply because most general public never really have any TRUE communication about or around money, how it would be spent, how it will be distributed and when, where on earth and why it would be invested.
Often arguments about money are not really more or less money, although money is the catalyst for the argument. Money for all its inherent "evilness" is view especially by women as security as it translate into other having somewhere to live, food to munch through, clothes to wear i.e. the comforts of home and the absents of money threatens that, its a real human mistrust. Although that may not be what you hear when the verbal scuffle ensues, adjectives that is translated is “you spent the money”, “where is the money”, “how could you spend the money”, “you know we were good for….”, “how could you?”.
Sometimes the primary force influence about how one view money is dictated and has be altered shaped and influenced by our up bringing, our culture, tradition and experiences. That every now and later determines our behaviours, actions and reaction.
The reality is though most society are not honest about money, and are recurrently defensive when question about how they spend, why they spend, when they spend and where on earth they spend especially if they are earning their preserve. Whilst that may be true for the average single person it does not translate to be equal for a couple, married or living together who must for socio-economic reasons pool their resources to live logically comfortable life hence what one individual does with the money independent of the other affects the others person’s point and standard of living, hence the arguments.
Other Answers:
money is evil
more money more problems
money is the root of adjectives evil
What more can i say
even if you won a million you would still box over money
How do i update this guy who similar to me that i don't similar to him?
Question:Answers:
give it to him straight. it'll hurt him very soon but its better for him in the completion.
Other Answers:
Just be honest with him, he will appreciate that more
SAY hey buckoo bring back lost. ok
Source(s):
platinum
Tell him you have a boyfriend and if he see you with him he will try to execute you and him.
Ask in the relationship category.
How long do you enjoy to hold sandbank statements?
Question:Answers:
I keep mine for up to 3-years. Same promise with credit card statements.
Other Answers:
I use online bank, its kept on line for one year.
You might want to present that a try.
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3 months.
most associates 3 years
I just hold the current year.
i personally hang on to it like 5 years.. but you can hang on to it like couple years
You don't hold to keep wall statements at all. However, a hill will allow you to challenge an entry on them for 30 days, so you should keep hold of them at least that long. Also, the IRS say you need to hold on to tax library for 7 years. A bank statement can give a hand support you if you are audited by the IRS. So keeping bank statements if they own significant information on them for tax purposes might be for up to 7 years. I tend to hold on to my bank documents for about a year, but next to the new online bank and ability to catch old statements for up to 18 months near some banks, there's really no entail to keep the ones you win in the letters if you don't care to preserve them for the 7 years the IRS might require. Depends on the information on them, your anticipated uses is I guess the right answer.
Hello g8tr9,
I feel it is other best to be "safe than sorry". I hold my personal bank statements for seven years, and my business statements for ten.
Good Luck,
~Trey
Source(s):
Business owner
www.SuperLowRates.info
why family don't do nought going on for gas prices to turn down?
Question:Answers:
People need to conserve punch, like not drive gas guzzling cars and SUV's. People surrounded by Europe do not drive SUV's for the most part so the "I requirement the extra room" argument does not actually hold true. Now days grease is not just gasoline similar to everyone thinks, grease is a key ingredient contained by: CD's, computers, deodorant, DVD's, dyes, furniture, paint, shampoo, clothing, toothpaste and on and on. We went through this contained by the 1970's and nobody learned the lesson next. Back then they drove gas guzzling cars the activeness crunch hit, people bought small cars. Prices go back down over time after everyone forgot... Nobody want to drill offshore California, or the east coast or Alaska, all this would assist bring on more production so now we enjoy to buy our oil from overseas contained by unstable countries. Lets look at refining, nobody wants a refinery surrounded by their back courtyard so those to have be going overseas, meaning we are at other counties mercy near too. Oil companies are not to blame, we are. We need to quit thinking we hold a right to cheap energy and that it will other be there. We stipulation to develop alternative sources of energy.
This country import over 50% of it oil from other countries. They enjoy us by the #@*&'s!
Lastly, most of what is in the price of gasoline is duty. Yes that's right tax you can thank your state and the federal govt. see http://api-ec.api.org/filelibrary/Gasoline-taxes.
Other Answers:
what can u do ?? as long as associates continue to earnings for gas, the prices will stay or go up. companies see it as a money designer. i heard that exxon made approaching 8 billion in the closing 3 months for profit...8 million in profit...thats huge!
in good health what this nation has done is create us very vunerable for these kind of things
like gas. we adjectives need fuel so the companies nick advantage and jack up the prices ....folks disagree but i say that the prices are tremendously cheap, becuase the companies can easily kill us with 6,7,8 a gallon because they know we own to buy it buts they don't
he's a fact for ya.
Pres, Bush's familial owns a great ammount of oil and grease wells. And when u assume about the parliament not asking to lower these prices just suggest of BUSH
There really isnt anything we can do. We don't control the oil companies. we can try the don't draw from gas on may 25th but that is safe. What I heard is don't buy from mobil or exxon. the two leading companies. leaves a large screening doesn't it?
What do you think we can do? I enjoy no control over those people contained by control of the oil man shipped to this country nor of the oil to be precise owned by people within this country!
The only article I can think of we have need of to do is to not vote for any incumbent people that are seeking reelection .
My be if we get hold of all of the individuals in our affairs of state out and new ones surrounded by they won't have have enough time to set up deal with nation and companies to help respectively other out so much.
I would love it if all of the folks in the USA would not budge anywhere for just 3days contained by a row! I mean everybody, adjectives of the population. no work no play no anywhere no freight hauled no planes within the air nought.
We would probably save adequate oil surrounded by those three days to last for a long time. Because we would create a surplus. and surplus items are usually priced cheaper to move the products.
But we won't do it. We don't enjoy the guts . We would have somebody who only had to attain there dog to the groomers or somebody who looked-for to go to the coast because they didn't go to work or something approaching that.
the only populace who would be able to jump on those 3 days would be emergency personnel. and I bet on the third day empire would be breaking their ow legs just to draw from to go somewhere.
Source(s):
Dreaming again
There's an interesting article here roughly the price of gas and what's going on with it: http://www.npr.org/templates/story/story.php?storyId=5365439
MY CC is maxed out and i am 1 month trailing i want to settle if sour what should i do?
Question:Answers:
Go to credit counseling in your nouns.
Other Answers:
Consumer Credit Counseling. They will work with your credit card company and return with the payments stablized.
I did it on my own. It's a tough road to travel, but it can be done. It took me 5 years and working 2 and sometimes 3 jobs to reward them off. Now, I never charge more than I can retribution off surrounded by two months.
Call the credit card company and tell them your situation. Close the narrative. Set up a payment plan.
Also, turn to a reputable credit counselor. Check your area.
Source(s):
Federal Trade Commission
http://www.ftc.gov/bcp/conline/pubs/credit/repair.htm
You DON'T entail credit counseling. You need restraint. Call the company today....move about ahead and get sour the computer and call them, and explain why you are bringing up the rear.....please no dogs, no deaths, no excuses. Set up a giving plan with them. Whatever you do, DON'T close the information....it is more harmful to close the details than it is to be late.......Contact beside the company will also keep you out of hot dampen with them. You stand a better fortune of them not reporting your delinquency if you have a righteous rapport with them....turn ahead someone, tell me that the company must report it anyway, and I'll present you tons of experiences where clients hold actually gotten away in need the company reporting it to the credit bureaus.
Source(s):
Mucho Experience.
Sell something you don't need anymore. Get a second situation.
In other words, do something to get more money and STOP SHOPPING!
Curb stern your lifestyle so you can pay it past its sell-by date quickly and NOT do it again.
My hubby and I cattle farm, enjoy 4 kids. We hold have some humour disasters that hold us within peril of losing our smallholding?
Question:We have fall behind on a loan because of a snowstorm where on earth we lost livestock, and an elevator that we sold commodities to that filed collapse without any restraining to us. So we haven't had the money to rate on this loan. Last week our banker empty our checking account to earnings some on the note. The amount he took didn't even cover the document, therefore overdrawing our side. I don't even have money to buy groceries for our ethnic group. What can I do? I need to know if here are any sources out there that can oblige us out. We are not the kind of relations who have ever even considered asking for assistance..and now we are surrounded by danger of losing out livelyhood and our childrens adjectives as our 3 sons would eventually like to plough.Answers:
The Government has created a portal to give support to individuals who need benefits because of time events. Visit
http://www.govbenefits.gov
Use the drop down button
DO YOU NEED BENEFITS BECAUSE OF A LIFE EVENT?
Choose the life situation best applicable to you and consequently see if you qualify for the available government assistance.
Other Answers:
To my understanding, I have hear this country takes consideration of farmers pretty well. Contact a affairs of state agency, which one, I don't know, go to a site online by typing within agriculture and then federal organization and see what comes up. There has to be something on assistance.
There are a few solutions... apply for medicaid (free/ low cost form insurance), food stamps (vouchers for free food- any food you want), if your kids are under 5 years out-of-date, apply for WIC (Women, Infants, Children, which is aid for more food, vouchers for particular items - 'this coupon is pious for a gallon of milk', etc)... And try calling the local news gully. Most of them have a 'Power To The People' segment, where on earth they bring attention to shady businessmen, unfinished street repair, etc. If they run a story on you, that might lift awareness of the plight of the American farmer. If you move about to church, speak to the pastor, he may be able to relieve also.
No one likes to ask for lend a hand. But if you are in menace of losing everything you have... give attention to of your children, they need to put away, they need shoes, and a roof over their head. When your kids are hungry, pride takes a backseat.
You are severely couragous to post this, and I hoe I was competent to help.
Your merchant banker can help for financing you on mortgaging your plant for the time being to the guard, if you ask for their help by explaining your circumstances. If your sons are full-grown, they may also supplement the income of the family by temporarily serving next to other farm owners. If your merchant banker provides some finance, you can also start a small poultry fish farm in totting up to your other efforts to regain your position.
What a tragic story. I'm so sorry to read just about your troubles. I know how difficult it can be to ask for help, but at hand are times when you need it and my experience is that ancestors do want to help if they know there's a have need of.
And I know there is plenty of help out available for people surrounded by your situation. All the suggestions offered so far are very worthy. In addition, here's a few you may not own considered.
First, contact your state's welfare office (look surrounded by the blue pages of the phone book underneath welfare or food stamps or public assistance) and get your food situation straight - those kids entail to eat and so do you!
Next, contact the state and federal agriculture departments. I'm sure they own assistance programs for people surrounded by your situation, so just ask. And hold asking until you get the sustain you need.
Then, contact the SBA (Small Business Administration). I'm pretty sure your smallholding qualifies as a small business and they should be capable of help you find out what assistance is available.
I'm sure you've already considered this, but within case you haven't (sometimes, when stressed, we don't guess too clearly) - could you get a charge to help money the bills while your husband works the farm? Or could he obtain a second (part-time) job? Do you hold anything you could sell to go and get some money? What about have a garage sale.
That's adjectives I can think of right presently. I'm praying you find the help you have need of and can get rear legs on your feet again soon. And when you do, try to set aside some money within a savings vindication for emergencies. As you know, they do occur and it really helps if you're prepared.
Go to welfare and food bank...... As a farm (if your contained by the USA) I'm sure you will get back from uncle Sam.
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Source(s):
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How do I engineer a few extra $$?
Question:Does anyone have an uncomplicated and legit way to come up beside an extra 300-400 a month? I don't have much time for another mission and I am looking for ideas bar ebay or things like that...Answers:
Invest... make conversation to your bank.
Other Answers:
Sell your organs.
You can start your travel agency website and earn 50 percent commission,
Here is how the website looks http://www.bestonlinetravelagency.org
Email me at shahab814@yahoo.com
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ebay is really good for making some extra money if you hold the time to find the products that people want it does hold some research and time but it is a fun way to cause some extra cash permit me know when you find out!
I dont know how without another mission. Maybe sell tupperware adjectives you 'd have to do is sign up and resembling give out your website associates can order but you own to pay to be a contributor or something dumb like that.
Start up a hobby that you can sell. Maybe start drawing or knitting. Sell the stuff you produce. If you make the best of it, it'll back. Try this site below where you can work from home and earn top commissions.
Source(s):
http://www.overnightpaychecks.biz
ebay is definatly a great way. but but for, have a garage saale, cook sale, and contained by time, boom! 300 dollars. if u still get allowance, u can ask ur parents 2 offer u 1 cent the 1st day, 2 the 2nd, 4 the 4rd, etc, etc (double it everyday) and by the call a halt of the month, ull have a million dollars!!!
* Babysit,dutiful payments. (Benifits: Free pizza,& raiding kitchen)(Downside: Winney snot faced kids)
* Contact a advertisment agency to place advertisment on your vehicle. (Benifits: Mostly confident,all u do is drive around)
(Downside: Have to drive lasting amout of miles per week + paying for more gas!)
* Grab a gutair or instrument,& place instrument case infront of you.
(Benifts: Free money)
(Downside: Small alteration & chance of mortal jumped=no more small change)
Hope this helps.
$MDG$
contact me! my husband and i own our own internet business all you requirement is 5-10 hrs a week and if you have that i can prepare you how to make an extra 2-3 thousand!! a month beside in 2-5 years! tiffrank25@aol.com no sale involved!
Source(s):
business owner I would recommend you to do Data entry job which is done by basically entering simple data from home. This amazing system allows you to earn right income
Check the link below for more details.
Hope this help.
Source(s):
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what is money for you?
Question:Answers:
A medium to use to buy things or to backing others. It's customarily and legally used as a atmosphere of exchange, a measure of merit, or a means of recompense.
Other Answers:
A mean to an closing. You can't eat money.
the root of adjectives evil.
Societal cancer in the hand of most.
a pain within the butt
A means to carry what I want and need....except prostitutes and love...
2 full imbue 1's desire
with money Pawz getz to Eat n soak up americAN PIE. OK SWEPEE.
Source(s):
pawZ
Money is a tool. It allows me to get the things I want.
For ongchhh - the actual scripture say, "the LOVE OF money is the root of all evil" - 1Tim 6:10
why cant i bring back my finances below controll?
Question:Answers:
that's a loaded question, and minus more info impossible to answer.. to make it simpler -- cut out your frivolous spending and keep hold of tight track of what you do earn and spend.. and get rid of cred cards.. they're a bottomless pit to lure you surrounded by and trap you with constant change to rates and hidden fees
Other Answers:
Because you spend more than you product.
y do da Jewish who control da Media within da UNITED STATES harASS the MiDDle EaSt 4 grease,?
Question:when North America can get adjectives the oil it?needz fromm our neigbor UNITED STATEZ OF Mexico at Pemex whgy.Answers:
hey nice spelling...by the passageway...the united states import most of its oil from Mexico as it is. Mexico is the numer 1 exporter of crude to the United states.
Saudi Arabia is Number 7.
After Columbia, Nicaraugua and Mexico...sounds approaching the illegal aliens run our grease industry and not the jews....
maybe a short time undertsanding of the facts is in writ?
Other Answers:
Your boyfriend is very attractive, congratulations. Perhaps we should for a year afterwards all the OPEC member could go bust. It would be worth higher prices and tighter supplies of petroleum to examine the Saudi Royal Family sell adjectives their assets to keep afloat minus the oil revenue from exporting to the U.S.
the grease companies in the US buy grease the cheapest place they can. as oil go up in price, more areas contained by the world will go posterior "online" and start pumping. The oil companies are alot close to you and me. Why buy stuff one one place if you can buy it somewhere else for alot less? Mexico? Sure. They can produce alot of grease, although it is getting to be less respectively year cause the field are contaminated with gas and hose down...and, it is just harder to verbs it out of the ground there. Also...soon, northern alaska. its really expensive up surrounded by alaska...but, if oil keep going up...soon it'll make sense to verbs oil out of alaska too. The comment more or less Jewish controlled media within the US?? That's an argument from 20 years ago. I don't believe it. Plus, with the internet and access to reporters from all over the world...i don't imagine ANYONE controls media anymore. I can read ANYTHING I want from pretty much any country I want. I resembling that.