Can anyone administer me some thinking on how to lend a hand my parents?
Question:They are having financial problemsAnswers:
I guess it depends on if you're living near them or on your own. Living at home, you could help next to income from a job (if you're old-fashioned enough), offering to give up some things that contribute to their expenses, or freshly be more economical with boil and electricity.
If you're on your own, you could simply offer some money every month if you can spare it. Maybe proposal to pay a credit card or utility bill every month. Or you could minister to them research ways to get their financial situation contained by order. Homeowners own a lot of option related to their home's equity--maybe a bill consolidation loan secured by equity.
Mostly, just be their kid, and agree to them know you'll do whatever it is you can to back. I'm sure it will mean more than you will know.
Other Answers:
win a job somewhere
This is youst to mournful. :(
Check out Suze Orman ... BRILLIANT woman ... another EXCEPTIONAL way is achieve them the book, "Secrets of the Millionaire Mind" by T. Harv Eker. Right now, if you buy the book, you can carry 2 free tickets ( worth 1,295 each ) to his seminar. This is a MUST ATTEND ... it will devolution their lives ... I PROMISE!
Source(s):
www.peakpotentials.com and www.millionairemindbook.com
When and if you get a assignment, get a loan and payment it off.
Or you can do those win money sites and try really intricate to win. I know a site that dosn't lie, it is www.iwon.com I use it adjectives the time.
Source(s):
www.iwon.com
I can't think of anyone better than financial counselor Dave Ramsey. I hold been listen to him for over a year on XM Radio. He also broadcasts on local stations in select market as well as Sirius and XM. Hours: 12 the middle of the day - 3pm on XM channel 165. You can give the name the show when he's on the air, email him or possibly obtain free declaration of guilt for your parents to one of his seminars. It's amazing how much he's help so many ethnic group, including myself. Seems to have the solutions for so abundant diverse financial problems.
Source(s):
http://www.daveramsey.com
XM Radio Channel 165 (12p-3p; M-F)
How much money can I seize for donating my sperm contained by Texas?
Question:Answers:
I'm sure there are plenty of human receptacle that will receive it for free ... heehee
Other Answers:
$2 per gallon
when you donate there is no $$$ involved..that's why it's a donation
will I be penalize for cashing surrounded by my 401k to reward rotten bills?
Question:Answers:
yup, unless you're 59 and a half, consequently you will have to income the full tax on the money taken out of your 401k plan, which technique if you are working right now, you are surrounded by your income earning years, hence your export tax bracket should be higher, I don`t know even to the next rank depending on how much you take out of your 401k, since that would be counted as regular income. and the IRS (uncle sam call it a penalty, but I close to to call it a tip) would also be need that tip from you, a 10% tip for every buck you want to take out. so, if you embezzle 20,000 out, that would be more like 14,400 if your bracket is surrounded by the 28% range minus $2000 for that tip i would relating you about, which leaves you 12,400 for taking out 20,000. not really worth it huh
Other Answers:
Yes. Never touch your retirement article until Retirement.
Yes, early withdrawal are subject to income tax as capably as a 10% early subtraction penalty.
how much is one trillion ?
Question:Answers:
1,000,000,000,000
To much!
Other Answers:
One thousand Billions
1000 billion
1,000,000,000,000.00
It's not easy to explain lately how much money $1 trillion really is. Imagine a stack of bills worth $1 million that is roughly six inches glorious. (Think big denominations — a mix of $100 bills and $1,000 bills, mostly $1,000's.) If the six-inch stack were enlarged to the point where on earth it was worth $1 billion, it would be as high as the Washington Monument, about 500 foot. If it were worth $1 trillion, the stack would be 95 miles high-ranking.
1,000,000,000,000
it is one trillion, 999 billion plus 1 billion , its a lot
one thousand BILLION
100,000,000,000,000
1,000,000,000,000
1,000,000,000,000
It is a huge amount of money.
One trillion have twelve zeros. How copious are there, if you pennys worth a trillion?
12 zero after the first number
Source(s):
;-)
Lots
One trillion
One million pennies would fill a container to be exact approx 3 cubic feet.
One thousand of those cubes is a billion pennies. Imagine a sizeable field of those cubes, 100 surrounded by width and 100 contained by depth.
Now, stack 1000 of those fields lying on eachother and you would have 1 TRILLION pennies. (A container measure 300 ft by 300 ft by 3,000 ft)
Whew!
One thousand billion.
A penny weights about 3.1 grams (this is the elder style penny). One trillion pennys would be 3,100,000,000,000g or 109,349,282,044 oz or 6834330127 lb or 3,417,165 tons. THAT'S a lot of PENNYs
1million squared
what receipts should i hold?
Question:i charge almost everything i buy.should i keep receipts for lone the stuff that i might want to return?
should i keep restaurant receipts? i detest keeping track and storing receipts.
Answers:
I would only hang on to receipts for things I might return. Restaurant receipts I usually toss the next sunshine. Who needs adjectives those receipts? I for one never check each item one by one on my credit card statements. Good or doomed to failure, I just don't enjoy the will to do it.
Other Answers:
Juat keep what is historic for some issues like return or desecrate.
And leave anything no need for it resembling restaurant receipets you want to keep reciepts for anything that have a warranity like computers, tv, steros. Definetly maintain the reciepts for something you may return. As far as restaurant reciepts you only have need of them if you need to stability your check book with them or if you have a business lunch that you may write off for taxes
would anyone be interested surrounded by buying a software that have power over your budget by simply answering a few question?
Question:it can keep track of your income, expenses and financial goal if it cost you about 10 dollars?Answers:
I don't believe that this is the right way to peddle your products.
Other Answers:
Sure.
I think here r lot of them availalable for free on the internet.
How would it be able to do adjectives of that by just asking a couple of question? Seems like personal finance- especially expenses- are seriously more complicated than a couple of questions can narrative for.
Maybe for free, but not $10.
I love Microsoft Money and it's free.
How much money is too much?
Question:If you could choose an amount of money to be given to you, and you could keep or spend it adjectives (but not give it to charities or friends).. just for personal consumption. How much money is the right amount to ask for - and how much is just too much - how much is person greedy? (For purposes of this answer, say you're 25 and single, but expect to hold a family someday)Answers:
There is never too much money. Because honestly, if i have too much money, i could eat caviar 3 times a morning and fly my private jet between my 135 houses adjectives over the world. That would really be okay by me.
On that note, if you grain that you have too much money, i'll gleefully accept some of that extra change.
Other Answers:
a trillion dollars. imagine the gathering
When you start to look like those silly movie, music and sports "stars" who deck themselves out within bling and drive insanely expensive cars and start to fly airplanes and acting a fool (like Mariah Carey or a whole slew of other meaningless "stars").
ten million dollars should do you if you buy a house in todays souk and invest a big bunch of it.
As for being greedy, it isn't greed if the source have unlimited supply and asked you how much you wanted.
Where is a well brought-up scam identifcation site?
Question:Answers:
I don't know any, but I sometimes go to
http://www.ripoffreport.com It have some companies listed as a scam, but how accurate the info is unknown because it is created by usual people approaching you and me. It even listed McDonalds and IBM as scam or ripoffs.
Other Answers:
www.snopes.com
http://www.usps.com/postalinspectors/
http://www.truthorfiction.com/
http://www.scambusters.com/
Source(s):
http://www.scambusters.com/
fraudaid.com and the site for the Better Business Bureau. If you do a G00GLE or Yahoo search for scam passport websites, you will find over 306,000 entries. Keep your eyes open and the maxim, "if it sounds too good to be true, it probably is".
What are some investment tips for a 401K justification?
Question:I contribute 13% of my paycheck to my 401K. Is that enough if my net continues to increase each year? I work contained by the IT industry.Answers:
Go with the difficult risk/higher reward investments offered by your employer early surrounded by your career and consequently go safer then in your work when you get closer to retirement.
And begin a Roth IRA every year!
Other Answers:
Yeah, that's pretty standard. Most people I know put within 5-8%. Trick is to find whatever funds/stocks/whatever that enjoy a good long-term investment rate and a short time ago let your money sit nearby. Set it when you start then don't look at it again for at least possible six months...
Only contribute to the 401k to max out the company match, after max out with a Roth IRA. If you still own some money to put away after that, check out I Bonds.
Contribute as much as you can to it especially if your company matches a percentage of it.
ERISA law, and your company will inform you how much that is, it depends on your income. After you conquer 100k salary per year, there's a max pre-tax contribution and a max after-tax contribution.
Look for available funds offered through your employer's 401K that articulate "Balanced Fund". These funds have moral diversification and you can feel comfortable that your contributions will grasp goot 8 to 10% return over the life. Also, look at fees charged as sometimes manage mutual funds will have hefty guidance fees.
when would the Fed want to absorb within an clear open market mart?
Question:Answers:
The FOMC (Federal Open Market Committee) sells funds into the open market to help speed up the cutback by making it cheaper people and business to return with cash. The do the disparate to slow down the economy if they panic inflation.
Where can I find the exchange rate at the internet?
Question:I want to be updated about the exchange rate especially surrounded by Philippines and Hongkong.Answers:
My favourite websites for Exchange rates is http://www.exchangerate.com/
It have currency rates for most countries in the world and is other up to date.
-daniel
Other Answers:
If you want an answer in US$, simply type "convert 10 euros" (or whatever) into the Yahoo rummage through box
Best site is below. The update the exchange rate regularly to provide the most up-to-date exchange rate for adjectives the currencies in the world.
Source(s):
www.xe.com
where on earth are some great places to apply for a business grant.?
Question:Answers:
It is hard to find grant to start a business. Unlike the myths that some perpetuate, federal senate and even private foundations hardly furnish grant money for a for-profit business. And yes, grant mean PAPERWORK - lots and lots of it, explicitly why a cottage industry of grant writers be born.
Nonetheless, you can go to the Catalog of Federal Domestic Assistance (CFDA) http://www.cfda.gov and Grants.gov http://www.grant.gov - these are two sites created by the federal government to provide transparency and information on grant. Browse through the listings and see if you can find any grant that would support a for-profit endeavour.
Even if you buy books on "how to get grants" or account that supposedly has information on grant -- all of them are mere rehash of what CFDA have, albeit packaged differently. But still the info is like - hardly any grant for starting a for profit business.
Even SBA does NOT give out grant. From the SBA website http://www.sba.gov/expanding/grants.html...
"The U.S. Small Business Administration does not offer grant to start or expand small businesses, although it does offer a all-embracing variety of loan programs. (See http://www.sba.gov/financing for more information) While SBA does propose some grant programs, these are largely designed to expand and enhance organizations that provide small business government, technical, or financial assistance. These grant generally support non-profit organization, intermediary lending institutions, and state and local government."
Here is a listing of federal grant for small businesses. See if there is any available for individuals for starting a business -- THERE'S NONE.
http://12.46.245.173/pls/portal30/CATALOG.BROWSE_BENEF_RPT.show
Most of the federal grant are given to specific target groups with specific requirements (e.g. minority business owners involved surrounded by transportation related contracts emanating from DOT - Grant#20.905 Disadvantaged Business Enterprises Short Term Lending Program
Grants are also normally given to non profit groups or organizations involved within training or other similar activities (grant 59.043 Women's Business Ownership Assistance that are given to those who will create women's business center that will train women entrepreneurs
For private grant, you may want to check the Foundation Center's Foundation Grants for Individuals Online. It's a subscription based website ($9.95 per month) but their first showing blurb only say that the database is ideal for "students, artists, dry researchers, libraries and financial aid offices." Entrepreneurs are apparently not one of them, so I transport it they also don't have listings of private foundations who confer grants to would-be entrepreneurs.
http://www.cfda.gov
http://www.grant.gov
http://gtionline.fdncenter.org
http://www.powerhomebiz.com/vol66/grants.htm
http://www.sba.gov/expanding/grants.html
When is the best age for retirement, money sagacious explicitly.?
Question:Answers:
The age that you retire and the age that you start collecting social security benefits can be 2 different ages, so one doesnt necessarily own anything to do with the other.
You requirement to do what's called a 'Needs Assessment'. The best time to retire is when you own 'enough' money. You need to consider ALL financial sources -- personal stash, 401Ks, IRAs, pension plans, social indemnity as well as the possibility of recreational post-retirement work.
Look at your needs and how much you could enjoy coming to you as income from all sources. Once you know your requirements, project everything out (based on average inflation) for your life expectancy to see if you enjoy enough.
Other Answers:
It depends. If you're within good form, you'll get more from Social Security if you retire as slowly as possible.
If you can get a upright pension, and can draw from a decent mission after you retire, than you should retire as early as possible, and double dip.
If my cc have gone to collections 7 months ago should I still recompense the go together bad? How does it affect my FICO?
Question:My credit card balance be $26K in Dec 05 beside AMEX. I tried to put it on a debt consolidation plan but AMEX refused and instead sent it to their collections company. Does it engineer sense for me to try to pay the go together off since it's already reported as going to collections on my credit reports. Will it boost my FICO score if I rate it off next to the collections company? I want to buy a house next year. How will morgage lenders display it? I'll have a 30% down giving (gift) by the time I'm ready to do it. Will that give support to?Answers:
AMEX did the same item to me years ago. They call the shots. I cant explain to you if you should pay it but I can make clear to you it will haunt you longer than the 7 years because it will verbs to be "sold" and thus will stay on forever.
Other Answers:
For that much money in debt, you probably won't capture a loan (unfortunately). Since it is reported, make a operate with the collection company. If they filch off the unenthusiastic mark after you will make them payments. They do hold that right and if they tell you they don't afterwards they are lying to you.
Either way, the collection will stay on your credit report for 7 years of deliquency. If you don't compensate it it will still come off. If you income it, still will come off but you are paying money into something to be exact hurting you either channel. I would check your Statue of Limitations also because after a certain amount of years, officially the collection company/Amex can't sue you for the amount. Right now they can and probably will because it is a HIGH symmetry due.
I would definitely see if they can hold that mark taken sour your credit report and then start paying them...you and the collection company will be blissful because they are getting paid and it won't ruin your credit.
If you don't believe me roughly speaking the collection company being competent to take OFF your credit report, look up the Fair Credit Reporting Act, it is adjectives there.
Good Luck!
Well unsurprisingly you should pay sour the balance. You borrowed the money and you owe it to the credit card company. What is questionable more or less that? (end moral rant)
Who is going to give you a mortgage subsequent year if you cant make payments on $26k immediately?
Having your down payment be a offering is not a positive thing when trying to catch a loan.
what is the average cost of living per personality within B.C. Canada?
Question:Answers:
Try the above answer. Or try the link below.
Other Answers:
I SAY A MILLION A YEAR ?i a moment ago guessing buy looking at prices on books for us and canada on books