How do I find out the worth of 20 shares of I.B.M.stock bought contained by 1981?
Question:Answers:
If you go to this connect:
http://www.ibm.com/investor/services/index.phtml You might be able to set off to find the information you are looking for.
The transfer agent keep record of adjectives the shares bought and sold. Because there hold been a few stock splits since 1981, they will hold record of the total number of shares you own.
how can i contact Bill Gates?
Question:Answers:
I'd send a leltter to the Bill and Melinda Gates Foundation. Put his signature on it and mark it Personal & Confidential.
While I doubt it will get it all the approach to Mr. Bill, you'll probably get close and be filter out by one of his admin team.
Other Answers:
You can't, he is a hollogram!
i call him tonight,he is'nt free!
The richest man in the history of mankind? I don't suppose he wants to chitchat to you. Hate to be blunt, just self honest.
It will be hard. He's announced that he's taking time bad from Microsoft for a while.
Try the Redmond Washington / Microsoft office I close-fisted the only tangible way is the dated fashioned way try snail communication. Good luck so many folks try it is really impossible.
1-8OO-GATES-NOW
I hold an unpaid stundent loan i received the loan surrounded by 1998 for $2500 i havent recieved income taxes on the other hand relieve?
Question:Answers:
Call Your student loan company. make reward arrangements and they should lift the lean on your taxes hastily.after recieving the first payment of the arrangements you engineer.
where on earth can i return with a $3,000 loan beside a credit rating of 550. I enjoy some bills I entail to discharge stale in a minute?
Question:Answers:
You are paying off bills near another bill! Did you ever try Consumer Credit Counseling? I believe it's a free service and they help you drain your payments maybe even lower your interest rate. I would try that first since you get deeper into debt.
Other Answers:
that would be pretty knotty for you to get. you can try to apply at federal credit union. a lot of them will proposal you a smaller amount if you don't get approved for the amount you request. i suggest you work on your credit asap freshly because of situations like this, so that you don't enjoy to worry if you'll achieve approved or not. good luck!
All the info is here.
Source(s):
http://www.all-about-loans.jims-info.com/
Try inquiring "personal loan poor credit " at this site
http://online-mortgage-shoppers.com/
The search function here brings up some interesting results, for a moment time browsing this site may bring you the information you are seeking
Don't be mislead by the name of this pattern site, you can find information on all types of loans here.
Source(s):
http://online-mortgage-shoppers.com/
Do you tip the owner of a pelt salon when she cuts your hackle?
Question:Answers:
I'm guessing the question is base around it being the owner of the salon. I'd treat her one and the same as any of her staff, and therefore I'd tip.
Other Answers:
I tip who ever cuts my fleece and i tip well. I found it pays on return visit that I get better service and even some "freebies"
Source(s):
I budge to get my coat cut every 4-5 weeks(i have short hair)
No, you don't. I be told this by the owner of a salon. Although, I'm not so sure this is a universally excepted principle.
how is the federal income due charge to your check figure?
Question:how do they figure the federal income duty charge to your check is it possible of an overchargeAnswers:
Three taxes: Fed W/H, FICA, MEDI
FICA is a flat 6.2% from your gross earnings
MEDI is a flat 1.45% from your gross proceeds
Fed W/H is the 1040 tax - your income excise.
The withholding amount comes from the tax table in Circular E. Generally the rates is estimated based on your nuptial status, number of exemptions (dependents), and the standard deduction. Lots of folks opt to be over-withheld so they receive a supposition - kind of a forced reserves account.
If your deduction are greater than the standard deduction, you can increase your # of exemptions to muffle your withheld amount.
Generally speaking if you work for a firm with 100 family or larger, the payroll will be automated and double-checked for accuracy. If you are grossly over-withheld, you should check the W-4 (iirc) you file on your first day. You can re-file if you made an error. The HR department should own your filled-out form and be ready to embezzle a corrected one should the need arise.
Other Answers:
They channel that all taxes are figure into a payroll check is by what they call "brackets", your income for THAT check is an "income bracket" respectively paycheck can be different if you are articulate an hourly employee and you miss a afternoon of work, that effects your paycheck usually therefore it will affect what income bracket you are contained by if you make the "borderline" income of the bracket. Lets say aloud that you make $1000/week and you get hold of paid on a weekly babsis consequently the next week your boss give you a bonus of an additional $1000 making your total check come to $2000 for that week, capably since that is a substantial amount it would put you into a complex tax "bracket" plan that you pay more taxes or a high percentage of your income to taxes. At the end of the year or the levy season they take the total amount that you own paid within taxes and since some of your checks you paid more because you be in a better bracket for that week but you are not always surrounded by the higher due bracket you technically overpaid and then some times your check get into the lowered tax bracket so you didnt settle enough taxes that is to say why when you get a return check it is not for the complete amount of taxes that you paid over the course of the year. Depending on what state you live surrounded by the State taxes will be different afterwards you have your local taxes. So yes a possible overcharge is possible but at the finale of the year you should get a portion of that wager on, that is why they also hold deductions so at the train of the year you lower your "total net income" so they cant charge you as much. It is also possible to not reimburse enough taxes so consequently come tax time you own to PAY the additional taxes that you owe. I hope that answers your examine lol.
I'm 66, how much money do I necessitate to retire comfortably if I live another twenty years?
Question:Answers:
Retirements are generally funded beside money from 3 sources: social security, pension and 401k or IRA distributions.
On average people spend smaller amount money after they retire. However some younger retirees actually spend more because they own more leisure time. Typically 80% to 75% of pre-retirement income is needed for duplicate lifestyle. However if you plan to travel the world or some other fun put expensive choice you will need to own more savings.
Assuming an income of 50K, social collateral and no pension, you will involve about 300K(earning 5%) to own $3000/month for 20 years of retirement. You should definitely run the numbers yourself and I would reccomend planning for a longer retirement.
Other Answers:
$1 million.
figure out your income presently. if it works with no other income figure in it wont be adequate because theres always increase within the cost of living. if you have that increase within your now income consequently you will have adequate. You should see a financial planner asap. My experience is that retirees do not spend less when they retire. They spend like peas in a pod amount. Think about it. When do you spend more money? On the weekends or weekdays? Every morning will be a weekend for you.
Is a stash report even worth it? (See my details below)?
Question:I just get a full time job, and lone have a checking statement. I got rid of my stash account while within college because it seemed resembling I was basically adding an extra step contained by my check-writing process (i.e. - transfer from reserves to checking to make sure checks are covered) and surrounded by return I'd get almost zilch in interest. Now that I'm making more money, is a funds account really even worth it? Or should I freshly keep it adjectives in checking for convenience? (By the road, I do NOT want to put my money into those online savings accounts near the high yield...I want a bank where on earth I can see a person...)Answers:
A hoard account is not a short time ago about interest. If you remove money from your checking tale, hopefully it is "out of sight and out of mind" and you won't spend it! Use a hoard account as a opening to segregate money you don't want to touch while living your day to hours of daylight life.
After you grasp a few thousand in stash, then it is worth thinking roughly speaking earning interest ... it later pays to investigate who is offering a higher interest rate. If you're conversation about smaller quantity than $2000 of savings, the interest rate doesn't issue a whole lot. The amount of difference between earn 1% and 4% is peanuts until you get into have a few thousand bucks or more.
Other Answers:
some online savings accounts aren't fruitless. maybe you should have another look at and try ING. they are pretty good. most accountants you have a chat to will tell you that ING is a pretty dutiful investment. my current apy is %4.25 - this is where i guard for savings. i own an allotment ($100) from my checking account turn there every month. i started within march, and immediately my account is $402.16.
banks beside savings accounts also propose other services as well. as far as soaring interest, there's the stock market, CDs, 401K, IRAs etc., and consequently there's the plain savings depiction as well.
hoard accounts get more than a checking reason as far as interest goes.
And if you don't shift for ING direct there's always emigrant direct to be exact currently yielding 4.65% APY which isn't impossible and you can get access to your money duly easily
If you're not comfortable with the Online Savings Account, and would to some extent have it contained by a Brick & Mortar entity, there is an route.
CitiBank
They have the eSavings Account paying more than ING Direct and similar online bank.
eSavings gives you 4.75 %.
Your other pick is to consider Interest Checking account - consequently again the interest they pay is NOMINAL - won't even cover the inflation.
Completely shunning the funds account doesn't get financial sense.
Keep your monies in the hoard account and while you agenda your bill payment(s), also schedule the right amount to be transferred to the checking description from your savings commentary.
I think CitiBank is your best bet.
you withdraw money one and the same way you deposit money beside online savings narrative, it's call verbs. "Savings Accounts" may not be, in this souk. However, Saving" is ALWAYS worth it.
If you are to be abiding, then you don't call for the money at hands manage. Put it some where you can bring it in a rational amount of time but not so you can just verbs or withdraw on a on a daily basis bases. Saving is around habits. Start in your favour a small amount and then build it to something larger. Since you don't come across comfortable with the opinion make a budget of what you can recover each month and really try something out of your conquer. Start with $25-50 and build up.
what is 1099?
Question:Answers:
1099 forms are received for various source of income. Three adjectives ones are 1099DIV for dividends, 1099INT for interest and 1099G for government payments(generally state duty refunds).
Other Answers:
tax form
how do i bring 500$ inwardly 24 hrs?
Question:Answers:
Go to busiest intersection in your city, thieve off you clothes, and start collecting money from drivers.....For in the future if you need the money THAT BAD trust it will work. They wouldn't want to depart from that intersection and you'll make prompt cash!!
Other Answers:
Depends on how fitting looking you are I suppose.
guard loan?? sad, thta's impossible but try prostituting, which is wicked, don't get caught..............i wouldn't do it but it's ur choice.
sell something of efficacy (ring,stereo,car) loan on car title
implication of remunerated up policy on behind the times and unusual policies?
Question:I am looking at rationalizing my insurance plan. I am currently paying a huge amount of money for a relatively small cover. My insurance advisor has be advicing me on the new plans which could be taken.One entity which came up during the course of our discussion be that policies over 3 years could be converted to a paid up policies. Though the insurance cover would be reduced it would be beneficial since the loss of cover could be made up by taking alien policies at lower costs.
However he also adviced me that once a policy becomes a rewarded up policy, IRDA prohibits people from seeking a contemporary cover from any insurer for the next three years. My question
1) Is this true.
2) Would paid up policy own any impact on any of the older policies I hold
3) would paid up policy enjoy any impact on the relatively new policies I acquire
Thanks
anand
Answers:
It's hard to answer your press without knowing more roughly speaking you, but it sounds to me like you have need of a new insurance teacher.
It sounds like he wishes to take your existing ongoing life policies and turn them into "reduced paid-up" policies. If you've have the policies for a while and you don't need the lolly value from them, you can do this. Especially if your funds are fixed and you need new coverage. One thing to remember though is that the inexpensive coverage you will be buying is possession insurance. Eventually term insurance runs out and you are any left next to just those reduced policies, or you hold to renew the term and a significantly sophisticated price.
There is NO rule that prohibits you from applying for new coverage of late because you made another policy paid up. Sometimes, what an insurance company will do to discourage churning (the constant rewriting of policies), they will not clear the agent a full commission if he cancels or make reduced paid-up an existing policy. It sounds to me that's what your adviser is doing. Looking out for his own pocket.
Having a reduced paid-up policy will hold no effect on any new insurance you purchase and vice versa unless the amount of insurance you are applying for is means of access to much for your individual circumstances. (ie. A person making minimum wage wanting a multi-million dollar policy)
Again, I would particularly consult with a different guide. Get a second opinion,
Other Answers:
I assume you're speaking nearly life insurance? If you involve cheap life insurance afterwards buy "term" life. The other pause is whole enthusiasm policies which carry a brass value. Generally, you are better rotten investing the money than buying a cash efficacy policy.
Insurance companies are large and small. Shop around. Check to see who have a good service story. AIG is good and a hulking company. Check out an insurance broker and maybe they can receive you exactly what you want.
Be a smart consumer, take your time, do the math and trust your instincts...
Happy hunting!
Can someone please recount me where on earth I can achieve at most minuscule a $3500 loan??
Question:I dont' have best credit. And I don't have a title to put up. Help!Answers:
Check out prosper.com. It's an experimental site to bring together borrowers and individuals liable to lend money. In essence, you tell your story of why you want the money, and what vocabulary and repayment schedule you are inclined to make. The site also checks your evaluation and gives it a message grade for the lenders to see.
The site commonly encourages multiple small lenders to loan you the money. It collects the payments and distributes to the lenders.
Other Answers:
i get it holla
Try a personal loan from family...Or a mound if you think your credit is accurate enough for that.
stir ahead and use the link on my profile
lately click on my pic to get in attendance
find some assets to sell. the sports car is a good one, or other property. can you market a motorcycle a big item will get you the money. what in the order of some furniture and or jewelry
There is some good info here.
Source(s):
http://www.all-about-loans.jims-info.com/
Why can't I own rich friends. I really requirement some lolly, even though I hold a livelihood. But it one and only pays bills.?
Question:Answers:
The rich only want to hang up out with the rich.
Other Answers:
You whine too much to deserve rich friends.
i really do not know
play the lottery... if i become rich i'll be ur friend
If you are childish, and don't have kids to be beside, get a second and third commission. Work, work, work - get yourself a sizeable nest egg and construct yourself finanacially secure - or run back to institution and get more erudite to get better paying job.
because someone greater knowledge know that you would use them for their money...and would rather u work your butt past its sell-by date and pay for what you have need of instead of mooching off your friends...plus friends arent made according to social class...
Petunia, you walk for the rich friends!! They are very upright folks. I know I am one!! I love all my friends NO concern what the income.... just do not be stupid and ask for MONEY!$$$ That is CRUDE~~ YUCK!
Because you would be asking for change!;)
having rich friends isnt the answer you inevitability to work and invest youll fell better about yourself than youll hold friends
It sounds like you individual want rich friends so you can get their money, that doesn't nouns like friendship at adjectives to me.
Like things tend to attract each other. Whiners attract whiners, rich attracts rich and integrity attracts integrity. If you are poor and enjoy poor friends, that should tell you something.
If you want a better class of friends than you hold now, you have need of to become a better class of person. I don't indicate just contained by terms of how you dress, how you behave, yak or dress but also in language of your attitude. If you have the attitude of ignorance or swindle, you won't get exceedingly far. If you are a taker and not a giver, you won't attain very far. A lot of rich ancestors give like mad of money to charitable causes. If you be to give a nice donation to attend a charity dinner or other event, you could probably rub elbows next to some rich people in that, but it would force you to give past you receive, which is usually the way the world works anyway. If you want something, you hold to give something first.
Frankly I would suggest you stop concentrating on trying to touch rich people so you can try and lift advantage of them (and if they made their money themselves, probability are they aren't that stupid anyway) and start working on yourself. Educate yourself in how rich general public invest their money. Study how rich people get rich in the first place. Figure out what behaviour they have that you don't and what traditions you have that are standing contained by your way. Are you spending plentifully of your money on crap instead of investing it in things that will bequeath you an excellent return with low risk? Are you investing contained by your own financial education so you can find and identify apt investment deals and identify the risks involved? If no, next you aren't even trying and will probably never be rich until you do. By the way, you will never grasp rich from your job surrounded by all possibility. It just won't surface. You're an employee whose worth is a multiple of what you're in truth paid (otherwise what would be the point of hiring you) and you're tax at the highest rates because you pay cheque employment taxes (social security, dismissal, medicare, etc) plus the government get its money first and your expenses are after taxes, not before. There are some of the reason rich people draw from rich and stay rich, its because they know how to work the system in their favor. Learn the system and you can work it to your plus too by forming investment vehicles, businesses and other things. But it take time, motivation, patience and an investment contained by yourself. Stop trying to leech bad of others and start trying to learn from them. So to answer your examine...that's why you can't have rich friends. Of course if it be me, I never use the word can't. I would rephrase the question to right to be heard "How can I have rich friends" and next figure out what I have need of to do in writ to make that start.
To put it another way, rich general public are often biddable at turning trash into cash. Poor and middle class equally often turn what little bread they have into trash. Which do you do? Figure that out and you'll be on your channel.
Rich friends may use their money to use you ....
try this website. I made $35 the first day I tried and its free. Try it it works ably for me and I have already gotten 2 checks for what I've made. Its free and works okay for me so maybe for you
http://www.cashcrate.com/index.php?ref=14863
Who, what, and why is sending adjectives the Emails promising millions of dollars from overseas?
Question:I get Emails everyday recitation me that a bank or company overseas wishes me to claim a heritage not my own so that they may send me millions of dollars. I know this can't be true, so what is the skam?Answers:
Its a Scam, next on they will ask you to open a mound account contained by some country and for that they will ask you for some opening harmonize and stuff. All loss and no gain. My article below for full details.
what would be sagacious to do beside alittle over $5000.00 dollars?
Question:Next month my sisters and myself are to receive almost 6,000.00 dollars each from an aunt of our who is deseceased. I want to formulate the right moves and spend the money wisely,but also want to hold alittle fun too. I know I will pay sour some bills. One of my sisters is going to get herself a saloon well she will enjoy a good down wage on one. I want to make angelic choices it's not like I draw from this kind of money on a regular essentials. Please give me some thinking.Answers:
I say put it adjectives in an Income Mutual Fund that pays out Dividends Monthly...Depending on the fund you probably just get from $5-$30...You would hold to do your Research on the funds...Invest in some books...your Mind is your greatest asset.
I hold put money in my Income Mutual Fund, I individual had $3000 for along time within it...I got something like $12 a month. I kept on with investing $100, $50, $500, $826.43, etc.... only just Random amounts to help it grow. Specially the daytime after the dividends are dispersed, because the Price drops equal to the per-share dividend amount. So i was competent to get more for my $50 or however much I invested. If you are Investing for 7+ years ups and downs contained by the market are not that prominent compared to the overall goal. Again acquire some books about it and create yourself more knowledgeable so you can form the right choice.
One way I consider about it is this; I hold $6000 in the Income Mutual Fund article I get extra money every month that I don't own to work for...even if it is only $30 or so...and if for some foundation there is an extreme emergency, i will hold the money there I can liquidate surrounded by a day--if it is a business day--and not have to dance out looking for money, like some race on RunEye.com do..."Can someone give me $100?"... stuff approaching that.
You can continue to craft smaller contributions each month, and if the have need of arises you can even loan money against your Mutual Fund, using it for collateral, so you can keep your money and still earn dividends on it, which the dividends would support you pay sour the loan anyway. If you want to plan for the future you should look into investing surrounded by general. I would suggest Income mutual funds.
Other Answers:
bear 1000 and buy whatever you want. steal the rest and invest it.
Go for a dream vacation, buy some apposite shares
just invest it adjectives in a tursty stock..ie..p&g..cant run wrong.
I say reimburse off some if all of your debts and afterwards use the rest for a trip at the mall
1. Credit card debt.
2. Car payments (if any)
3. House mortgage
If not within debt then next to 5000 dollars you can invest or put it on online bank... Heres one-
Source(s):
http://www.presidential.com/
put it contained by a Roth IRA
Spend 10% for a nice getaway
20% to pay the bills
20% retirement
20% to buy hoard bonds (doubles in 10 years)
30% put away within savings
use 90% to buy gold ingots when the price is low & spend 10%
whatever you do please break open a savings explanation or add some to doesn`t matter what you already have [$1000] and permit it earn some interest. the rest you should use that as a down payment for a investigational house.
I'd pay rotten some credit card debt, invest some of it and take a trip somewhere. You lone live once!
Here's a clue..."Bon Yorno"
Stair step or ladder CD's...This is your arbitrary to get a discern for locking up money for finite periods of time. 6 mo compact disc for $1K, 1K 9 mo, 12 mo $2K, 24 mo ....and then we the money starts coming due you hold more than started with and you might hold learned for a while more about investment opportunity and Mutual funds.
You'll have money coming due adjectives the time...Its a great feeling
Invest partially of it in stock open market and go for break to Hawaii or Mexico for another 3 grant.