Personal Finance Question and Answers

I hold horrible credit b/c of co-signing for others but i requirement a personal loan for 5k can anyone give a hand?

Question:I'm in a gruesome situation and i need to buy a exotic car and relocate asap b/c my ex is trying to completion my life. I own bad credit b/c of him so i'm not competent to get a loan, but i must receive my daughter and i away from here asap otherwise he'll kill us both can anyone give a hand me?

Answers:
If you are having trouble next to your ex husband threatening you and your daughter you have more problems than $5000 will solve. You should report him to the police and draw from a Protective Order from the courts for you and your daughter. Her life should be of the greatest interest to you at this point.

Running will merely keep you running. What happen if your ex husband find you in the subsequent place you run to? Are you going to pick up and run again.

You have a thoroughly important judgment to make concerning you and your daughter especially your daughter and the message you are sending her, if a man threaten you only just pick up and run.

If you still think you requirement the cash give the name this number they claim they will deposit money into your account as long as you own a job and ridge account. You must also enjoy the ability to take-home pay.

866-590-cash

I hope this has be of some use to you, good luck.

"FIGHT ON"


What do you estimate is a justifiable price to rate for a cleaning and errand service for my grandmother(disabled)?

Question:

Answers:
Depends whether she lives in an expensive nouns. If you hire a cleaning service, you'll get charged something like 15 $ / hr and the cleaner gets $ 7. I hired a female privately and paid her the $ 15 / hr directly. Each Christmas, I compensated her 100$ extra because she did such a nice job.

Other Answers:
try to bring someone near where on earth your grandmother lives. i would say aproximately $15 per hour. i assume they would not be contained by a ,'care of grandmother' situation. because this requires a proffessional person. but to in recent times clean house and do afew errands , that would be an ok price to payment,

I hold a cleaning company. If you can give more information roughly speaking the size of the house, how many baths, bedrooms, hall, and about what you involve to be done, I'll be happy to provide you a estimate.

Contact me at salazarjanett@yahoo.com $5.15




what would you do beside 100 billion dollars?

Question:what would you do with 100 billion dollars what would you buy me instinctively i would buy a few hundred fighter jet and some misile and stuff do build a small army it could come in handy sometime

Answers:
100 billion dollars? Well, I'd invest most of it and treat myself to a few nice things, maybe closely of nice things. I'd take 200 oodles with $500,000 surrounded by each of them and I would paw them out to people on the street who would do the wildest things for them (like on that King of Queens episode where on earth they won five grand and a short time ago blew it in one day). So theres one billion gone. $500 million on a special customized 747-800, truly make that two. Another billion gone. Then I'd buy reserves of grease so I can keep them flying, $5 billion gone. I'd invest $33 billion contained by different high-yield mutual funds that will yield $35 billion within one year. With $60 billion left, I'd bestow buy the best suits, dress shirts, shoes, and ties one can buy. Say a 2 billion dollar wardrobe. $58 billion, I'd then buy the one of the Concorde planes, restore it, and carry it flyer and use more oil reserves to hold it flying. $5 billion gone. $53 billion, I'd buy the recipes and machinery of adjectives the Starbucks in the world and operate them and hand over free drinks out to anyone who wants one, $10 billion gone. $43 billion, I'd buy the Coke operationa and engender the drinks free, $10 billion gone. With $33 billion left, I'd buy the best fleet of twenty cars money can buy and hang on to them running with gasoline reserves. Once I hold exhausted all the money, I'd jump back to running my day-to-day existence.

Other Answers:
i would stop working and travel around the world

I would payment all my bills past its sell-by date, buy a house, invest in some property, product sure my children are set, and most likely thieve a long awaited cruise. That should take carefulness of a couple hundred thousand of dollars. The rest of it, I am not sure. I would buy up some nice property, some oil well and then move about in for charity.


At 7:30 AM I'd wake up because I would be dreaming....nice dream though.

i would buy a tropical island, fortify the crap out of it, hire a top hollow out crew to live on the island to work for me. i would also need an grease rig and refinery as well as a awesome research facility and industrial park to develope latest technologies and creation them. I think i would also requirement a few sattleites to spy on things and protect myself. Eventually i would build an exclusive village on mar so i can go vertebrae and forth from the island and mars, i would invite one and only my friends or no one at adjectives!

try and spend it adjectives before i die I would entail to pay sour all debts first. Then, set up trusts for my children and grandchildren so they would never enjoy to worry financially. I would variety large donations to charities that nurture the hungry children in the world, and provide medical attention. It just breaks my heart to see some of the children shown surrounded by the ads on TV. Then, my husband and I would both retire and travel to adjectives the places we have talk about and not be able to pop in. We would even pay for some of the domestic and friends to accompany us on some trips. Do something to spawn others lives brighter. We see so much suffering in our day by day lives, there is abundantly that can be done. Sometimes it takes time, not money. But have the money allows you to quit working and have the time. It is other nice to have adequate money that you don't worry more or less doing what you want to do. No grand plans, freshly all the little each day ones that can make a big difference. I would also inevitability to invest the money wisely, so it would verbs to grow. If it were a finite amount, I am sure it would not finishing as long as you would think.
Source(s):
imagination and dreams


I would pay adjectives of my bills and my family bills. I would buy my mother a fresh car, a home, and set her up beside money for the rest of her days. For my daughters, I would buy a home, a car for her and her husband respectively.I would give them money for a nest egg for the adjectives since you never know what will be happening. My grandson would hold what he needed. I would spoil him soom but let him know how to earn money as all right. I would make sure his lessons was remunerated. After family is taken fastidiousness of, I then would turn to my friends to assistance with their requirements. I would give to the church. If someone I didn't know be in necessitate, I would try to help them too.

I'd share. I'd buy the Toronto Blue Jays for my husband. I wouldn't spoil my kids (yeah right!), I'd supply a bunch to my parents, and my husband's parents. I'd buy a gigantic condo right on Waikiki beach because Waikiki rocks. Then the charities would come into play. I'm a sucker for anything to do near animals. So all the legit animal charities would win a whole lot o' money. I dunno. 100 billion is an awful lot. I'd settle for a measly billion.

spend 100% of my time keeping it or increasing worrying about it.

i'll acquire a laptop & an ipod first


I would nurture the world....




How can I lower my Adjusted Gross Income?

Question:

Answers:
Give your boss a good smack within the mouth. You should see changes adjectives shortly afterwards. Glad to be of help.

Other Answers:
Earn smaller number. Take more deductions.
Ensure that you rob advantage of adjectives possible deductions that will put you contained by a lower tax bracket. There are different things that can be written sour as I am from Canada and our Taxation laws oscillate slightly, but see an accountant perferably one that comes recommended to help you near your writeoffs.
If you are paying student loan interest, that will reduce your AGI. The most adjectives way relations reduce their AGI is by investing surrounded by an Individual Retirement Account (IRA.) The amount invested in an IRA is will dampen your AGI. You can invest up to 3000 per year. (Note: Roth IRAs are non deductible.
Start a business and claim everything you do is related to your business. Declare 90% of your house or apartment business related and claim a business expense equal to 90% of your rent/mortgage and utilities.

Hire a good (corrupt, sneaky, lying) export tax lawyer to uphold you when you get audited and write his fees stale as a business expense.

That should put you down to $0 income, possible qualify you for welfare assistance.

But, if you claim welfare assistance, also retain a criminal defense lawyer to watch over you when you are charged with fraud. Write his fees past its sell-by date as a business expense as well.

Good luck and dispatch me 10% for the consultation fee. You can write that bad as a business expense.


Has anybody file chapter 7 lacking an attorney?

Question:If so, how did you do it, where did you move about for advice, and do you contemplate you did o.k or do you think you would own done better with an attorney representing you.

Answers:
file pro se is actually relatively straight forward.....however, since the new law of October 2005....your current income must be below the state median .....if not, next you are ineligible for chap 7 and enjoy to go fellow 13...

Before you even file, you must complete a debt counseling class approved by the Trustee....Call your local Consumer Credit Counseling for a record of those approved to host the class.

Other Answers:
No. You would do better working out with you creditors a style to pay them lacking filing.


Is it worth giving up $100k yr position and be at ease doing something making much smaller number?

Question:

Answers:
I beleive that everyone is born with their purpose and dreams surrounded by their heart. You will be miserable if you chase after money instead of your God given destiny. If you follow your purpose God will supply every one of your needs and you won't freshly be happy but you will enjoy joy. Happiness is base on your circumstances but joy is contained by your contentment in your circumstances. Meaning if your doing what you are designed to be doing even when your sad you will still be elated becasue you will have no regrets.

Other Answers:
Depends how satisfied you are with the $100K/year charge.

But, money doesn't buy happiness. When you're retired and looking posterior on your life, would you to some extent be satisfied and poor, or miserable and rich?

I would try to keep the superior paying job, hack your brain, conceivably check into a hypnotist to help near that.

unless job you will resembling still pays well, but if its resembling 24k a year or something that is crap no freekin passageway. take that 100k, invest as much as you can (should know how to invest at least partially that and still live well) get to the point you can retire impulsive then simply enjoy duration and do what ever the hell you want to!


YES! You might live longer and hold on to yourself and your loved ones happier for longer if you do something you enjoy. What's the use to spend your 100k on meds to treat your heartburn cause by the anger that is building up contained by you in an unsatisfying employment situation?


work is work - i work to variety money not to be happy - playing golf make me happy fishing make me happy have sex makes me jovial eating ably makes me joyful seeing my family make me happy - i guess what I'm aphorism is I don't seek my identity or my fulfillment from work.

Only you can answer that. But, I know a few ethnic group (southern Calif.) that made their own decision similar to the one you are contemplating. Two of them become surfers, "surf bums" if you will. They both claimed that they are making more $$ now, contained by "surfing" than they would be making in their own "stressed out" job. Plus, they both claim they have "lower" blood pressure.
A third one runs a small gardening/lawn keep business - for select customers only, because he doesn't call for headaches.
My examine to you: Do you need "prestige" contained by your job title?
Yes, simply you! Regards, whatever your result.
P.S. The IRS wants you to work harder and take a raise, alot of things comes to mind

nearby was a movie I can't remember the describe of it but
this guy works for NASA gave up his living just to initiate high institution high risk drop out.

and 100% of his student pass by class

so that something you might want to give up your lofty income lifestyle for a down to earth go.

something to think more or less It depends how well you've be taking care of that $100k a year + how far away from retirement you are - if you've be p*ssing it up the wall, and there ain't much gone at the end of the year after no.

If you're 10 / 15 / 20yrs from Retirement age..... got your allowance plan pretty much fully paid up..... get a fair bit invested on the stockmarket + a big interest savings narrative... perhaps purchased a bit of valid estate with nouns potential and / or some gold or silver bullion stashed away you can vend in an emergency... after you could maybe bequeath it a shot. No.

Top 3 Answerer in Business & Finance. (Vote for me)


how can a trust provide currency lacking affecting my soc,wellbeing?

Question:

Answers:
social security have nothing to do near trust.

Other Answers:
blablanla
See an Accountant.


I buy alot of things but I want to set free. Help?

Question:I have a brief which pays me suffecient enough for my clothes, gas ,and food.I necessitate to save but I tend to finish my paycheck from start to finish. What can I do?

Answers:
As a business superior with an inflection on accounting, I can recommend that you try a debt diet, like from the Oprah Winfrey Show. If you owe any bills that you can wage off, earnings them off. IE. Loans or credit cards. Sit down and lay out a complete plan on how you can retribution off your debts. While you are on this diet, you can’t run out to eat at adjectives or buy a coffee/soda at a restaurant. No extra's. Sometimes we have to supply up something for some major gain in the adjectives.

If money is an issue on a daily justification, pay bad the smallest amounts first to free up more cash. After you procure your bills paid up to the point that you enjoy a little extra from that bill, dispatch it all to another bill. When you foot off your bills that you rate interest on, then rate yourself. Example: say newly your household bills, then nick all the money that you are spending on your bills and put it contained by an investment so that you have at smallest three months worth of your pay put aside for emergency. Then start saving for your adjectives. Depending on how much you owe, depends on your diet.

If you don’t have abundantly of debt, you just want to put money away, later just numeral out where you spend your money and how you can put it away. Example: If you spend profoundly of money on things to do, reassess and look for things that are free. There is a lot you can do that doesn't cost much or anything at adjectives. Put the money from your activities within savings. You could also put the money from the restaurants and or coffee shops within savings if you are of a mind to cook. You just enjoy to sit down and figure out what you usually spend on these extras and how much you spend. Say you buy a coffee for $5 five times a week, you prefer to make your coffee at home and bring it surrounded by a fancy cup with a lid, you can put away $100 a month. It adjectives adds up especially when you are a cheapskate similar to me! We have like mad of fun, we just do it markedly cheap, not because we don't have the money, but because we don't spend the money.

Think just about the clothes and shoes in your closet. If you wait one year to buy yourself something new, and you put adjectives the money that you usually spend away in reserves, would that be a substantial savings for you? Could you ending until your clothes are worn out and you throw them away before replacing them? Really sit down and reassess your situation. There isn't much more that I can read aloud without really looking into your personal situation because everyone is different, but I hope that I give you some ideas.

Other Answers:
I desire I could answer that but I have like peas in a pod problem. When you find out let me know.
don't buy so much crap, hack your mind, stifle your wants.
We're surrounded by the same boat and I engineer MORE than enough...
Avoid the places you travel to spend money that you do not need to spend. Stay away from those places.
This will single be useful warning if you have plenty willpower to do it - the day you catch your paycheck, set aside enough money for your necessities and possibly a LITTLE extra, then put the rest rapidly in the ridge and don't touch it unless you REALLY need it. Sometimes have money lying around is the biggest temptation to spend it.
It's call self-control. You don't hold to NEVER buy anything extra, just hold it within apology.

My mom always save at least $20 from respectively paycheck, and then when Christmas rolls around we use that to buy presents. (Sometimes we robbery it for pizza too, but not very habitually. :P) You can try this with doesn`t matter what amount of money you think is doable, but DO NOT let yourself touch that money for at tiniest the first year, otherwise you'll get used to going "oh it's lately a little pizza" and past you know it you'll be in impossible to tell apart situation you are now.

Maybe you can supply yourself a little reward system. "After I gather up $200, I'll buy myself a (insert thing that costs $20 or less)." This system could be flexible...if you let go $300, you get to splurge on something that costs $30, and so on and so forth.
various people read aloud, 'i don't know what i gonna be tomorrow', so they spend a lots. But think it from a different position. Is it a great probability that you will die on tomorrow after you a short time ago get out of bed? Can you generate keep the spending horizontal over 10 years with duplicate job that you're have? The world is more complex than it used to, save more$ is a great means of access to prevent to get down. That's why i won't buy a burger everyweek, $7 a week, $28 a month. I would rather to put $28 to my stock protfolio, at most minuscule the stock will keep rolling.
I'm sorry that stuff things bring you all your delight, but anyways, imagine how much of your work pays for cwhat you buy. For example: working for 3 hours is equivallent to buying this sweater, what a jip. Find a current hobby that limits shopping time. Best of luck.


Do you know anyone intuitively that have won the lottery for a significant amount of money?

Question:

Answers:
A few years ago, my cousin stopped by a bar despite her parents' refusal to do so. On the agency out, just for the heck of it, she flipped contained by ONE quarter at a lottery station, and surprisingly won $10,000 for a college scholarship. Literally took everyone by surprise but I don't assume her parents know about it even today.

Other Answers:
nope
yes my cousin thru wedding won $100,000.
Yes they get 75000. a year. and no I enjoy and will not see any of it.
Two years ago at Christmas time we were strapped for change. I won 500 on a scratch ticket. When your broke near two children, 500 is a significant amount.
No
Yes, I have a friend that have a relative that won the lottery in our hometown. It be the talk of the town for weeks. They received 11 million after taxes. Can you believe they still spend hundreds a week on the lottery?

They used to own to borrow money to buy food and pay utilities. They won by playing in the order of $100 per week in tickets.

That be three years ago and they only hold about 1 million not here....or so that's what "they" say.
yes and it turned him into a existing jerk, we no longer tell with him, he feel the world owed him something after winning. I don't stipulation the problems that came beside his money he is probably dead by very soon for all I know.
My brother won $10,000 on a $2 gash off ticket. He be shocked when he found this out, because it is his vow to only spend $5 on lotto tickets per month. I guess they rewarded off after 8 years since he begin playing.


What will college cost surrounded by 15 years?

Question:How much will it cost me to send one child to college surrounded by 15 years?

Answers:
I hate to even regard as about it. You better integer a four percent per year increase year over year.

That will make it 180 percent of what it costs today.

Other Answers:
1 millions..

Your Soul the way it is going! It is B.S the passageway they handle it. Check into programs that will lock your childs tuition surrounded by depending on what age they are. I live in Michigan next to a 3 year old child, and I am locked surrounded by to a cost as long as he attends a college in michigan. If he chooses not to than I gain my money back. They use that money surrounded by the mean time, so it works out great!! Save $500,000.00 USD per child basically to be safe.

Top 3 Answerer contained by Business & Finance. (Vote for me)




how do you separate things that you have need of and things that want ?

Question:I know it's a decision you brand name and one outweighs the other, but how?

Answers:
Get a piece of paper. Draw a chain down the middle. On the left put adjectives the things you want. On the right, list what impossible thing will come to pass if you don't get the item on the left.

Now start numbering them near a #1 representing Death and progressing upward to #20 representing Nothing. Items CAN have alike number.

#1 through #10 are things you need. This is call PRIORITIZING and it's important surrounded by avoiding bankruptcy and celibacy.

Other Answers:
I don't separate them. I merely buy them all.
People inevitability: Shelter, food and water, roast or cooling and clothing and money and education.
People want: Their nail and hair done, nice cars, nice houses, that cute little outfit, a musical instrument, a pet, flowers, contemporary furniture.
Everything basic to our survival as a species is a NEED. Everything else are WANTS! I hope this clears things up for you.
Source(s):
My psychoanalyst.
need is minus them you can't survive, with them you can
want is lacking them you will be fine, with them you'll be gratify
Common sense:
Wants: extra clothing that you don't need and that still have the price tag on or that you want simply to wear it and show it off to label people contemplate your better, fancy cars, diamonds/jewelry, junk food, going out to shop or for entertainment everyday, etc...
Needs: Rent/Mortgage payments, phone bill, gas, electric, food bills, medical, taxes, charities, etc...


how to find out if ridge acct is still open?

Question:old go by bank and building society books ten years old-fashioned .how to find out if accounts are still opened

Answers:
You would hold to contact the bank. Unfortunately, because in attendance have be many edge mergers in times past ten years, you may have to do some investigating simply to find the bank that might own bought the original dune. However, if there have been no buzz in 10 years, the justification could have be closed and the funds transferred to the state unclaimed property fund. If that has happen, the documents you have would assist you in claiming any funds.

Other Answers:
turn to bank next to account info. and ID and ask

Visit the bank and ask. Call the wall.


They should hold 800 number that you could dial and you will need adjectives the numbers that were on it and they should know how to tell you.

write a check for $1,000 and if after that on it come back as N.S.F. the acc. possibly dos not have money but if the police come to pick you up is because the acc. dos not exist.


Anybody get a $1000 they are
not using and would similar to to
donate to me?

Question:Really I'm serious. Just thought I ask. Maybe Warren Buffet is listening?

Answers:
No, I can't spare it. But when you bring back two people to respond transport me the extra $1000! Thanx!

Other Answers:
maybe some personage has $1000 they aren't using, but they aren't giving it to you anytime soon.

Sure thing, basically send me your guard account number. Very cute press...Hope you get what you are asking for---REALLLY... Nothing to lose by asking...And although, I didn't fulfill your request, a moment ago a tidbit of encouragment, lol


will u give somebody a lift a 3 party post dadted check

What do you inevitability a GRAND for? email this guy and see if he's got some extra change for ya.....billgates@yahoo.com

sorry, i don't hold it to donate but you can always achieve it from satnding on a corner and holding a sign, the change add to dollars eventually How would you like them, within $100's are $50's? I'll text Warren right very soon!


Don't answer my question again, you stupid idiot!
Source(s):
Prick!




how to find govt admit for minorities?

Question:i am looking for govt grant for minorities to relieve start a business

Answers:
It is hard to find grant to start a business -- even for minorities. Unlike the myths that some perpetuate, federal parliament and even private foundations hardly bequeath grant money for a for-profit business. And yes, grant mean PAPERWORK - lots and lots of it, specifically why a cottage industry of grant writers be born.

Nonetheless, you can go to the Catalog of Federal Domestic Assistance (CFDA) http://www.cfda.gov and Grants.gov http://www.grant.gov - these are two sites created by the federal government to provide transparency and information on grant. Browse through the listings and see if you can find any grant that would support a for-profit scheme.

Even if you buy books on "how to get grants" or schedule that supposedly has information on grant -- all of them are mere rehash of what CFDA have, albeit packaged differently. But still the info is like peas in a pod - hardly any grant for starting a for profit business.

Even SBA does NOT give out grant. From the SBA website http://www.sba.gov/expanding/grants.html...

"The U.S. Small Business Administration does not offer grant to start or expand small businesses, although it does offer a far-reaching variety of loan programs. (See http://www.sba.gov/financing for more information) While SBA does submit some grant programs, these are largely designed to expand and enhance organizations that provide small business supervision, technical, or financial assistance. These grant generally support non-profit organization, intermediary lending institutions, and state and local government."

Here is a listing of federal grant for small businesses. See if there is any available for individuals for starting a business -- THERE'S NONE.
http://12.46.245.173/pls/portal30/CATALOG.BROWSE_BENEF_RPT.show

Most of the federal grant are given to specific target groups with specific requirements (e.g. minority business owners involved within transportation related contracts emanating from DOT - Grant#20.905 Disadvantaged Business Enterprises Short Term Lending Program

Grants are also recurrently given to non profit groups or organizations involved within training or other similar activities (grant 59.043 Women's Business Ownership Assistance that are given to those who will create women's business center that will train women entrepreneurs

For private grant, you may want to check the Foundation Center's Foundation Grants for Individuals Online. It's a subscription based website ($9.95 per month) but their gap blurb only say that the database is ideal for "students, artists, erudite researchers, libraries and financial aid offices." Entrepreneurs are apparently not one of them, so I clutch it they also don't have listings of private foundations who bestow grants to would-be entrepreneurs.

http://www.cfda.gov
http://www.grant.gov
http://gtionline.fdncenter.org
http://www.powerhomebiz.com/vol66/grants.htm
http://www.sba.gov/expanding/grants.html

Other Answers:
First, write to your local politician to get Congress to allow you "minority" status.
Secondly, Claim that you want to start "A study of Disadvantaged Minorities" Request $10 million as a start. As head of this study, your remuneration should be $1million (first year) and a staff of 5 people ( include your nephews/nieces). With your "study" still incomplete, constraint $20 million - you will have more relatives by next.
Use your imagination. Add the study of minority butterflies, alligators, purple frogs. Do you expect answerers to do ALL your work for you?
Please refrain from enunciate YES! YESS! YESSS


I want to find out if a Money Order is okay?

Question:I recieved a money order and I required to find out if it is good or not, how can I trace it?

Answers:
I am pretty sure that if you send for the issuing company (post office, or wherever) they are competent to track by the serial number on the m.o.
PS You are right to double check because m.o. fraud is increasing. You just can't assume anymore that it is fitting just because it is a money instruct.

Other Answers:
Call the number on the back to the company that sold it and they should trace it for you or possibly you can go to the sandbank.
I think so. Money direct is like currency. It's already been remunerated for where a check have to be approved before you dosh it. Is it in your term?
If I'm not mistaken, a Money Order is like money...already rewarded for. It is not like a check that can bounce. It may own an expiration date on it for cashing, but other than that, it should be fine.
progress to the company that issued the money order: local post department, western union or others... and ask.
I would newly take it to the Post Office and change it. Money Orders are the same as bread. If there is a problem next to it, the Post Office will tell you. Don't fret over it too much.


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