what is the lest amount you can work back a lunch brake is taken out?
Question:Answers:
It depends on the employment laws within your country; state/province and also on the type of work you do. In my work, a person have to work more than 5 hours before they are required to steal a 1/2 hour lunch/dinner.
Other Answers:
Where I work 4 hours. I am in a coalition so it may be different for you.
minor good vindication?
Question:im 14 and want to open a nest egg account. anyone hold any preferences with a sandbank or suggestions for anything? thankyou!Answers:
I personally own been going to my local credit alliance since I was 10. Credit union's usually enjoy the best interest rates in the nouns of savings accounts, checking, and loans. Plus it is more personal and they will know you unlike a core bank. If you don't close to a credit union 5/3 mound and Chase Manhattan and both good bank.
Other Answers:
You should probably go to your parents hill.
My bank is citizens!I used to own a minor account.
You do realize though that you enjoy to have blessing
from your parents ( at any bank) To take out money!
That's great that you're thinking nearly saving money!
The answer to that ask really depends on what your goal is. For example, if you want to gather money for a car or your college instruction, then you should look for ways to produce the most interest.
If you're trying to save a couple hundred dolars that you plan to spend within a year or two, then interest isn't going to give a hand much.
A traditional savings description (like at your local bank or credit union) doesn't pay cheque much interest at all. But, you can probably expand an account on your own and it is convenient.
A money bazaar account pays the most interest, but you will most imagined need a parent or guardian to accessible a joint reason with. I would recommend www.virtualbank because they discharge a very worthy interest rate right now.
I hope this help.
Scott.......
Because of your age. You will have to go and get an account next to your parents on it. Either one or both. Some banks own minimum balance fees if you slop below a certain amount. But also ask for waivers if they own them for minor accounts. Call around to different banks within your neighborhood considering that. If you plan on keeping a large amount contained by your savings. ($2000 or more) you can move your money into a money souk that will give you a better interest rate also you still own access to the funds.
When you turn 18, you can open up your own checking commentary and also look into where you can invest your money when you hold a steady job. Putting your money into different things will immobilize your future for college and even retirement.
Source(s):
I am a dune teller
try a economically known national guard and see if they have a studnet rate/program
You will requirement a parent to sign with you at a credit confederation. Once you become 18 you can have them removed from the explanation. Credit Union's have extra right rates and offer extra funds for minors. Things that make it easier for minors to store more.
Source(s):
I work for Safe Federal Credit Union in SC.
Check the daily or internet for savings picture rates in your nouns. Find the best rate (maybe a CD or money open market, depending on how mush you are depositing) and open an explanation with your parents.
The downside is, you enjoy to have them next to you to make a renunciation. The upside, you can make a deposit lacking them. So putting, say $10.00/week contained by until you are 18, you will have at lowest $1,800 in the hill without accounting for interest.
Go for it!
u should expiriment beside investing in stocks because it's not resembling you would need the money anyways if you lost it... you will revise how to create money from what money you have. and you can breed it easier for yourself later contained by life to create money to start a business or buy a unknown home or whatever
The standard method is to set up an reason using the UGMA - the Uniform Gifts to Minors Act, which all states own. Go with a parent to the financial institution you option to use, and they will take effort of the paperwork.
whats the best official method for me to capture a milloin dollars ?
Question:i have no money to invest or any actual training or knowledge contained by any type of field or report me a career where on earth i could make a obedient salaryAnswers:
whore yourself out to a thousand hefty chicks for $1000 apiece.
or a million hot chicks.
Other Answers:
The real money have always be in the concept and execution.
the best way to gross a million dollars per year is to own your own business. More people own made more money by owning the place where they work than any other path. How? By coming up with an impression! Not just any conception, rather, making something out of zilch and having it be used by millions of associates.
So here I go again, I lately gave this model four minutes ago: Credit card machines are traditionally modem (analog) devices. The market is starved for an IP based credit card piece of equipment.
The channel I read your question, you didn't put emphasis on how long you want to have the million dollars.
As for the occupation that could give you a million dollar like lightning, I have no perception. I hope you know it's not just making millions, it's roughly speaking passion surrounded by life. Doing what you love to do make life easier to live than self in a giant salary bracket but hold no peace of mind or good relationship to your love ones because you're only just busy to build a career that would offer you the million dollar. In the end, even billions of dollars couldn't buy peace of mind of true jollity. Some thinks money can buy cheeriness but it's not true if your personal life is within limbo! Start saving up money every month...you know the truism it takes money to receive money. But you can always go and get your investment money back.
The best path for you to make a million bucks is to start your own business.
The internet provides a venue for you to in reality get creative and engineer large profits. I've met those who make hundreds of thousands of dollars per year online.
You'll have need of to invest money and time and be serious. So start saving and cross your fingers and try your best to grasp a return on your investment plus $999,999.
Go here for training and to get give support to with a powerful website business. http://www.MyWebsiteBusinessTrainer.com
Good Luck!
Miss Wealth Builder
Source(s):
http://www.MyWebsiteBusinessTrainer.com
Anyone know of an attorney on the east side of Cleveland, Ohio who will lift payments on a divorce file?
Question:I met with an attorney yesterday and we can't get hold of started till I come up with the file fee and his retainer. Thank youAnswers:
Have you tried Legal Aid? I haven't lived contained by the Cleveland area for years but I'm sure you can get hold of info about them within the phone book, Library or welfare dept they base the cost on your income and work next to you on the payments. Hope this helps. Go Browns!
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I dont know almost that area I'm from New York but u should look surrounded by the yellow page and call and ask within they take payments past u go sit near them...
What program on your computer do you use to win organized near paying bills in good time??
Question:Trying to get a budget going and synchronize bills. What program do you suggest using? Would Microsoft Outlook work?Answers:
I use MS Excel. I use each worksheet surrounded by a workbook for the different months of a calendar year. I copy the previous month's rows into the current months and erase the amounts due, dues dates, etc, and put contained by the new ones, consequently add strange rows as required. I use a gray font color for rows that don't apply, and use a red font for unpaid items. As I pay them, I convert them to green. You can use summary cell to add stuff up.
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online bank. They will just verbs it out of your account when its due! It's great!
I do very much similar to Jack said above. I do enter all credit card purchases as they are made lately like I be writing a check or paying cash. That opening I don't over spend a budget account for something resembling "clothes" or "entertainment".
Using a spreadsheet is so much more flexible than any program designed for budgeting.
I use excell for my budget Online bank with online bill-pay is the best style to get organized. Add adjectives your payees one time to the system and as soon as a bill comes in the messages, send it (usually for free depending on your dune account type) that hours of daylight and you'll never fall trailing.
As far as a budget goes, Microsoft Money is the best for helping you beside that.
What is the smartest entry to do next to $1000 over a three month time of year to promote financial growth?
Question:Answers:
Thats not a lot of money and not closely of time, but a 3 month CD would be your smartest bet.
Other Answers:
Invest it surrounded by an oil company
Try and loan it to someone with a large interets rate. pay down credit card balance, if you have any
$1,000 won't grow much within 90 days, but the interest you won't be paying any longer on the card you would pay down (or off) will be a great stash over that period
Buy stocks. if you have time to loaf for the housing market to nose-dive then invest surrounded by property. Just make sure to live at hand for a few months to avoid capital gain tax. gotta move about with nancy k's plan, if you hold debts. If you dont, the safest thing would be a three month cd from your hill, you cant lose money that way, but merely get almost 4% or so, which is about $10 since taxes. If you know someone you trust, and think they could wage you back, you could loan it to them so they could rate off credit card bills, but explicitly pretty risky too.
Pay bad $1000 of debt that you have, next take the monthly stash from that to pay extra on other debt. It will hand over you a head start on getting out of debt. It is call the debt snowball.
Example:
If you have a creit card that have $1000 on it and you currently pay $100 a month. Pay sour that card and apply the $100 to another debt in auxiliary to what you already pay until that debt is salaried off. Then apply what you would typically pay for those two debts to another surrounded by addition to what you already earnings. Eventually you will have adjectives your debt paid rotten alot sooner and not owe anything to anyone. Being debt free is the best way to be.
Source(s):
daveramsey.com
I won pretty a bit of money within the lottery and my kith and kin wishes it. Any philosophy for investments or charities?
Question:I would like to win in on the ground floor if anyone have any good design, or is starting a project. I don't mind some risk, if the idea is strong.Answers:
Well I enjoy 4 kids and I'm a single mother. I can not work at the moment because I can not find proper child care for the two children that don't attend college.( I would love to be working) But here is the deal, Me and my kids are living contained by a small 2br, 1 ba home, you could donate about $2,500.00 to us so that we can payment the down payment on a hot and bigger home. Charity I guess you could say, but I would consider it to be a blessing. Ty latovat@yahoo.com
Other Answers:
Read "The End of Poverty," by Jeffrey Sachs.
Charity - HSUS: Humane Society of the US
cities other need more places to hold dogs and pets. but for in to animals unequivocal a nightclub make more money that style. or start up so place woman and child can go if they hold no other places
Set a portion of the money aside to give to your relatives and let them know to be exact all of the money that you will grant to the family and dispense each personage a small portion of it. Then you can keep them out of your tresses so you can do other things. If I ever had ample money, I would buy a house with alot of rooms and relief single mothers go to college while living within the home. That is my plan.
look into stocks with merril-lynch,e-trades,start or buy a turn knob buisness that many citizens need.small buisness opportunity magazine have many philosophy .buy a few cargo vans and tow cargo freight well-mannered money earner there.charities a local humane society,donate to comunity outreach programs for the battered and abused or even a senior outrech program .Even a food shelter near some supplies to feed the deplorable.These things are good to do and lots more if you do not wish to distribute any to your relatives.you can put it to good use and GOD would love the backing you would bestow upon others too.
I have several things for you.
The stock to buy is Chipotle Mexican Grill (CMG), up over $2.50 today. IPO within JAN 2006, huge growth potential.
The reason you would invest money into a charity is to thwart income. There will be a limit you can invest surrounded by a charity. So give the closing date and no more. The best ones....NO any one will do Red Cross or any Jewish or Catholic (in their medical facilities).
Lastly, there is an up and coming use for the internet. In simply a few years people near web enabled GPS cellphones will be using them to find places. Places similar to restaurants, golf courses, doctors offices, shopping. They will be going to a net site and dialing in the place they are looking for or they will detail the web where on earth they are and the web-site will direct them to the nearest restaurant. Do you like that??
Source(s):
www.linkUS.us
Buy rental actual estate
If I am 40 how much money do I necessitate in a minute to retire?
Question:Answers:
So much left unreturned. Do you wanna retire now or within 20 years? My assumptions are that you are married and children will be on their own, you have no debt whatsoever, can dig up a 6% rate of return, will retire in 20 years when you are 60, and involve about $50,000 a year for 20 years of retirement.
You will necessitate to have $575,000 within savings surrounded by 20 years.
You can obtain this amount by positive about $16,000 a year for the subsequent 20 years (6% rate).
This scenario is very accessible. Of course, numbers will be different as the factor above change. Good luck.
Other Answers:
alot
u are still 30 years away from retirement...
A lot .. you will stipulation 1/3 of your salary * 15 years ( average men's lefe is 70-75), next you should live okay..
Couple mil in solid income-producing investments.
Somethng close to a 5% return would be nice.
You would call for enough to live comfortably for the remainder of your duration. If you expect to live another 30 years, and want to live at a $30k/yr status, you would need $900,000. You would also have need of to factor in the rise of inflation respectively year, and cost of living expenses. How lavishly you want to live will depend on what you should release or need right immediately.
I personally would try to set things up so you entail as little money as possible and at the same time accumulate as much as possible. Who knows the state of the world contained by thirty years. You may never get to retire.
You should enjoy a net worth of 400,000 buy the time you are 40 and 500,000 by the time you are 50 and 650,000 by the time you are 65.If you are ahead of this congradulations if start saving and stop spending.
living expenses after retirement roughly run about 70 percent of your current income but that assumes, among other things, that kids are grown, or no kids. So, numeral out how much money you need, thoughtfully invested, the return about 70 percent of your current annual income.
A worthy $100,000, I'd say!
There are like mad of rules of thumb for this answer and a lot of information wants to be used or assumed. I have read that you can annul approximately 4% of your bankroll (assuming the recommended diversification of funds for a retired person) and the money will last almost 30 years or so.
So, think of how much per year you focus you'll need to live and multiply that number by 25 and you'll enjoy a very crude, and probably low, estimate. It's a sobering experience.
Australian lottery scam?
Question:Has any one had emails from a company who claim to be from the australian lottery and that you hold won$500,000 but they get you to convey them money to nigeria and then you administer them you bank details my friend is gettin scammed i ponderAnswers:
Its a scam ....because....
Lotterys work like this:
1)10,000 race pay 1 dollar/euro/pound/yen....etc
The lottery company immediately has 10,000
2) the lottery company holds a draw and give out 7,000 in winnings (and keep the profit 3,000)
Scams work like this:
-1)nobody pays money (there is no money to win)
0)a scammer sends out 10,000 spam emails to notify people they enjoy won a lottery they havn't entered.(they pretend they work for unadulterated lottery websites)
2)The Scammer asks for your Personal details (be prepared! your inbox is going to be full of emails asking for you personally...and dont seize me started on what they are gonna do with your Bank details!)
3)The scammer tell you that you have to income fees before you can adopt the "winnings" (and NO,you cant pay out of the winnings! they dont exist!....silly maga)
4)The scammer manage to con 3 people out of 1000 and give all his profits to a charity for orphaned goats (he dosn't really...he keep it ;) )
5)Your inbox gets more mail than help@microsoft.com
Everything from "You have won anotther sooperdooperlottry" to "CHAN U B A NEXT OF KIN" to "Please marry our company,cash our checks,dispatch us the money until your bank realises you are launder money for us?)
The moral of the story is...If it sounds too good to be true... It probably is
If your friend go to www.fraudwatchers.org he can ask the people in that ;)
Other Answers:
Yes it is a scam. look up nigeria 411 on www.snopes.com
Yes, it's a scam. No legitimate lottery anywhere worldwide
1) awards prizes to inhabitants who haven't bought a lottery ticket in the first place
2) notify winners by email
3) tell them to contact someone in a different country from where on earth the lottery operates.
It's a Nigerian finance fee scam. If you receive any such emails, submit them to the Scamomatic website (http://www.scamomatic.com) and it will tell you why it's a scam.
Source(s):
http://www.scamomatic.com
http://www.fraudwatchers.org
Is Las Vegas an expensive town to live surrounded by?
Question:Answers:
Las Vegas is surprisingly a nice city. Living could be expensive on or just a bit bit off the strip, but within are little residential areas that surround the strip where homes are priced similar to any other house in Nevada. These areas are nice to live surrounded by as well. Besides, you want a place where on earth youi could live with a spouse or even angle a family.
Other Answers:
yes
It is very expensive. Ecspecially the hotels and Cafe's. If your a Gambler it sure is!
Decent Homes be in motion for around $300,000 to $500,000 depending on size and location. The traffic is horrible and the smog is getting bad. Ok place to call on but not live in my evaluation. I have a LV timeshare for trade if your interested. Deeded propery too!
Yes, the cost of living is EXTREMELY high surrounded by Vegas. Renting a studio apartment is like paying for a luxury home contained by most parts of the U.S.
No, because there are professional "guests" living near that regularly go from one hotel to the subsequent getting "comp'ed" for meals and such, but that take a lot of work contained by itself. Basically the hotels there bring in so much money from the gambling and masses of the shows so they can afford to give out free rooms and food adjectives the time, sometimes even tickets to some of the shows. Sure, a small percentage of their guests spend no money at the tables and don't bother near shows, but the millions of people that call in a hotel in a year more than trademark up for that. Heck, I did a week there for almost zilch since I don't gamble.
Duckie
What are the moral mutual funds near clad return, min. risk, crash down lower than income charge rebate.(in India)?
Question:Answers:
You are following me, aren't you?
Other Answers:
Visit
www.mutualfundsindia.com
How does one get your hands on rent assistance for an apartment within Tampa,FL?
Question:Answers:
You have to find your local Housing Authority bureau and go to them to apply.
You can also contact Health and Human Services
You can also contact Catholic Social Services,
The Salvation Army
or finally other churches contained by your area.
Expect some services to purloin time. Housing is likely to put you on a waiting schedule.
Other Answers:
Contact the local Department of Social Services
CONTACT YOUR LOCAL HOUSING AUTHORITY File for part 8 with the Housing Authority. You will probably enjoy to find a landlord prepared to apply for approval to rent to you as there is a waiting document
I own a poor credit rack up and I want to know steps to increase my Score?
Question:Answers:
PAY OFF OR DOWN ON A REGULAR MONTHLY BASIS
TRY NOT TO USE OR APPLY FOR ANY MORE CREDIT
AND IT HELPS TO HAVE A COPY OF A CURRENT CREDIT REPORT SO YOU KNOW WHERE YOU STAND, ALSO CHECK THE REPORT CAUSE WRONG INFORMATION CAN ALSO HAVE A NEGATIVE EFFECT ON YOUR SCORE.
Other Answers:
Pay your bills!
Bottom vein PAY YOUR BILLS! Don't charge your credit card any more. Don't apply for any Credit Cards. Don't max it out. If you can;t afford to pay lolly don't charge it. If you can't afford the monthly payments don't sign up for it. Basically pay your bills ontime. work complicated.
Source(s):
self
Is it best to close out credit cards past applying for a home mortgage?
Question:Answers:
Yes. However, if you have more than 4 credit cards and you wage them off, it does not necessarily aid you when you purchase a home. People do not realize that the more credit cards they have will motivation a lender to not provide the best possible interest rate when buying a home, even if the balance owed is not anything. Some lenders will still consider the card holder a "credit risk" because of the number of cards they have regarless of fair owed on the cards. By paying off the credit cards, it will increase your credit gain. The best thing to do is undo the cards you don't need. Keep at lowest one major card, such as Visa, Mastercard, Discover, etc., lurk 1 year and then try buying a house. Always check your credit rack up to determine if your credit score allows you to negoitate for a correct interest rate. Do not go for "interest only" loans because the lender will require you to income the interest first and no money will be credited to the prinicipal until the interest is paid contained by full. Seek out an honest financial advisor, if you can find one, to give you the upfront details formerly you buy your home.
Other Answers:
Yes, any that you're not going to use because it actually works against you. They lug into account how much available credit you own and factor in what the impact would be on your cleverness to repay the mortgage.
So, lose any that you don't absolutely obligation and drop the max limits on those that own just gotten ridiculous.
A BANK WILL TELL YOU IF "TOO MANY CREDIT CARDS " IS THE PROBLEM WHEN YOU APPLY FOR SUCH A LOAN . MY BANK TOLD ME I HAD TOO MANY CREDIT CARDS WHEN I APPLIED FOR A LOAN FOR MY HOME .......EVEN THOUGH SOME HAD A " ZERO " BALANCE. BANKS ARE AFRAID THAT YOU WILL GET THE LOAN & THEN GO INTO DEBT WITH THE CARDS ....THUS MISSING A MONTHLY HOME PAYMENT NOW & AGAIN .THEY'LL SPEAK UP , BELIEVE ME In general "yes" but you should not verbs about closing adjectives of them> It is perfectly OK to quit 2-3 cards as long as there are not focal derrogatories/bad pmt history on file and you own been up-to-date near your payments. This defines your credit mark which I would assume will be grounds for negotiation for your interest rate in the States. Not so within Canada. In addition, the cards will be factored within in calculating your total debt servicing ratio whereby surrounded by most cases, although paid, the cards credit cut-off date will be factored in as a "potential draw" on your element. so, keep that contained by mind and good luck. I would not verbs about it too much...
If you want to buy something special, do you look for the cheapest price?
Question:If your not loaded with money and you inevitability something special, do you care or not nurture what the price is?Answers:
Price always matter. I agree that quality should not be sacrifice for a cheaper price. It can be cheap, but it better look good too.
Other Answers:
Almost other. Particularly if the item is realtively expensive (over a $1000). If you're not being frugal at that point your wasting a big percentage of your personal income.
Source(s):
Super
i will dance for cheapest price without compromising for power What I recommend you do is find something not to pricy but with alot of sentimental fancy for you there is alot of nice things out here that dont cost alot just look around
if you are giving this as a contribution to someone you care in the region of to them price will not matter believe me because it is coming from your heart and thats sentimental and pricy satisfactory you give next to the intention to express they way you be aware of ,someone with a heart will never turn a bequest down because its cheap