what is AP/billing and how do you use it?
Question:Answers:
AP cold also stand for Accounts Payable. It sounds to me it could be software to handle your AP nouns and also produce your invoices (billing).
Other Answers:
AP usually stands for Application Portal, and it is used for many things, also for billing. abundant Co's use this types of software for their database.
how dose payment chum work?
Question:how dose Pay Pal work and do you need a sandbank acount to use it?when people put money within it how do you get it out?Answers:
ITS MAGIC!
Other Answers:
Funds transferred via PayPal reside within a PayPal account until the holder of the funds retrieves them or spends them. If the user have entered and verified their ridge account information, later the funds can be transferred directly into their account. Other ways to repeal your funds are listed below.
Methods of withdrawing funds from a PayPal statement
Signing up for PayPal is quick and doesn't even require you to enter any wall account information, although a checking portrayal or credit card are required to use many of PayPal's features. From the PayPal homepage, freshly click on the "Sign Up Now" button. At the next page, you'll choose whether you want a personal, business or premier report. If you just plan to use PayPal for the occasional ebay auction or online purchase, a personal side is the right choice. If you intend to use PayPal to accept payments for your own business, afterwards a business or premier account would be more suitable. If you select a personal side, you can upgrade in the adjectives.
Source(s):
http://money.howstuffworks.com/paypal.htm
Also keep within mind you can only settle up those persons (or businesses) that adopt paypal. You will also be able to receive expense. Paypal charges 30 cents + 2.9% transaction fees to those people that adopt paypal regardless if you're paying (or receiving) from a bank side, instant funds or a credit card.
You go to paypal.com and set up an explanation. I use my bank description. When someone sends you money through paypal, you then hold to transfer it from Paypal to your edge. It usually takes roughly 2 to 3 business days to show up in your wall. Then you can use Paypal to send someone else money to reward for something, or you can send money to anyone who have a valid e-mail address. Then if they don't have Paypal, they will enjoy to create an account next to Paypal to get the money.
Ask PayPal.
how much money should i bring?
Question:im going to cancun for a week and its all inclusive where on earth im staying but id approaching to do some touring and shopping how much money should i bringAnswers:
The most important entity is not to take more than you can afford to spend. Vacation is a exceedingly tempting time to travel wild and blow adjectives kinds of change. While in Mexico, I try and convey no more than like $40 at any given time. This help me avoid the impulse buying and help me avoid losing a bunch of money if I were to be robbed or something. Keep surrounded by mind, crime is higher down nearby. I'd suggest taking like $350.
Other Answers:
close to $500
couple hundred $$, less than $1,000.00 for sure
It adjectives depends on your personal financial situation, and what you want to do outside of the all inclusive resort.
Allow money for tips, and for anything you want to buy. Allow cash for your trip also. You will most possible spend some on food, and other things, while traveling to and from your vacation.
For some those spending $50 dollars a day would be deeply, some would consider $500 a day to be every little. Without knowing your interests, and your majority budget, I cannot give you a specific integer.
what are you wanting to buy while there? bring three to five hundred, do for a time research, see if any shops there are on-line to see how much things cost
The average will be $500 to $1000
You can shift shopping and buy whatever you want, or possibly less money that I'm unfolding you but that will be the fare.
How long do you own to lolly a cheque past it is blankness?
Question:I am in the UK and am wondering how long I hav to change in my cheque as i am vent a bank commentary and am wondering when i should pay the cheque surrounded by. I heard it is 3 months but i necessitate to know - any proof of your answers would be good. The cheque is from an depiction user at the cooperative bank.Answers:
3 months be my impression, too.
It should vote on it somewhere. Government cheques, I'm sure are three months.
I could be wrong. The consensus seems to influence its 6 months and I found this from Sainsburys Bank (point 6) which says six months.
I still chew over it's best to assume it's 3 months (or 90 days even) just to be on the locked side.
Other Answers:
I honestly thought it was 12 months, ive cashed a cheque in the past and it was dated 6 months previously. so i imagine you will be ok.
I'm not positive, but I think 6 months is the shorten. You can verify this by asking your bank.
ask the sandbank from where it is drawn from sometimes its solitary 30 days!
As long as the cheque is dated within the concluding six months you should still be able to deposit it within your account.
I suggest it is 6 months...
Policies vary from wall to bank and from country to country. Speak beside someone at the bank
Usually it is 3 months, that is to say how long I have other had on adjectives of my cheques. There might be some banks and things which offer you longer. You would have to check near both the paying bank and the recieving hill.
its 6 months.
I thought it was 6 months but of late to make sure you should wage it in straight away. afterwards theres no risk of the cheque becoming out of date.
It is adjectives banking practice to reject cheques that are over six months dated to protect the payer, on the basis that stipend may already have be made by some other means or the cheque may own been lost or stolen . However, this is at the discretion of individual bank. It should not be assumed that cheques in excess of six months ancient would automatically be rejected — the only clear in your mind way to stop a cheque is to request that a stop be placed on it (although cheques backed by a Cheque Guarantee Card cannot be stopped). It is recommended that, first, customers in possession of cheques that are over six months out-of-date obtain a replacement. A cheque remains properly valid for six years.
Source(s):
APACS (Banking Services)UK
it is 6 months i knwo cos i had this problem yesterday
cheques become void after six months
Personal cheques enjoy validity of lone three months, after which it has to be revalidated. On the other paw a Bank draft has a truthfulness of six months.
After revalidation by getting fresh date under signature of the issuer, both the instruments obtain another validation period.
It is 6 months.
This is an agreement between the Banks. It protects customers from spontaneous withdrawals. 6 months is passable time to pay contained by a cheque.
But, by law, a cheque is valid for 6 years! Although that would be a discouraging thing, as I cannot remember what cheques I wrote out 6 years ago!
Source(s):
Any banker in any Bank contained by the UK will tell you, it is 6 months.
reckon it's six months
Hi, I work for a bank. Hbos - and we will acceept cheques from personal accounts so long as they are dated inwardly 6 months. It may be better for you to find out what other banks procedures are as they may diverge.
Source(s):
Work for a bank
How long does a mound have need of to hold on to annals on closed checking accounts.?
Question:I closed a checking account at a sandbank about 4 years ago. Between immediately and then that ridge was purchased by another institution who next basicly shut its doors. Does the purchasing bank own to keep the accounts of all closed accounts the inspired bank have? And if so for how long?Answers:
Record retention depends on the law of manor and differ from country to country and type of the record. So you hold to check out in your country whether these documents are required to be kept for so long.
On debt, there is decree of limitation which states that someone cannot claim debt after persuaded period if you hold not acknowledged that for specific period. For example within India it is 3 years for private loans so the company cannot rely on any legal document signed by more three years subsidise.
Considering all this you should not earnings and dispute the bill. Onus is on them to prove the bill.
Other Answers:
What difference could it possibly make.
It is possible that the strange bank still may hold records, but you will own to pay for their time researching them. The existing situation is you have a so call debt, that you dispute the validity of. There are several things within what you say that detail me you will not need the documents!
First you say the artistic company (Sprint) no longer has the history. Without the records, they can not prove the authority of the dept. If they can not prove it, they can not force you to pay, and credit reporting agencies must remove reference to it from your credit report.
The Fair Credit act give you the right to dispute the bill. Do not be pressured by a bill collector, for a debt that you do not owe!
What is the best financial counsel you would supply someone?
Question:This could be any info or advice that you cogitate is important as far as investments, credit, abiding money, etc.Answers:
I'll try to keep a complex answer as simple as possible but this would be the central recommendation that would hold true for anyone, at any age.
1. Learn to live on a bread only spring for at least 2 years previously considering ANY type of credit. This includes creating and living within a budget, and study to prioritize your spending.
2. Within that time, learn to put away funds. At least $50 a month should walk into an account for emergency (like when your car breaks). If you enjoy a family, you entail a bigger emergency account. Ideally it should own about 2-3 mos of your living expenses within it or more (you can keep this surrounded by a money market or disc account to save it available but get a complex interest rate on it).
3. Also you should work as quickly as possible towards putting away the maximum you can towards your retirement. The colossal majority of Americans are completely in the night as to how much money they will need to retire and frequent, many will finish up living in poverty and/or unqualified to ever retire. Starting this savings as hasty as possible is a big advantage.
This system funding a Roth or Traditional IRA account to the maximum respectively year (for your spouse to if you have one) AND contributing at smallest up to the maximum match your employer offer in your plan at work. Better to max this too.
4. When you are equipped to acquire credit, learn to oversee it too and to use debt as little as possible, and only to buy things that are truly central and otherwise tough to get, close to a house. You can finance a saloon, but you will be a lot more support financially if your car is NOT a central part of your monthly expenses. It is possible to buy a vehicle with brass, you just aren't probable to have as nice a ride. At lowest not in your impulsive years. However patience at that point carry big rewards. Let your friends have an $800 mo stipend, you'd rather be rich.
5. Don't forget that insurance is significant too. Yeah, if you're single and haven't got kids, your requirement isn't that critical but there are advantages to buying at smallest some permanent (otherwise particular as whole life span or universal life) while you are still childlike. First of all, it will be seriously cheaper, and secondly, as you age odds are your strength will grow to be less than unblemished. People with weak health rate higher rates or could even winding up up uninsurable, so buying young protects your insurance rates.
A everlasting policy that you've had long ample to build up a fat change value also offer an extra safety network for money, and can even become a tax-free source of money at retirement age or for your kids' educational costs.
6. Cover better insurance needs near term. Term doesn't build a currency value but is expected for temporary requirements, such as the period of time you are responsible for your kids. For these reason, it costs a lot smaller amount so you can really buy as much as you need.
7. If your employer offer disability income insurance, jump on it. It's cheap that track (and expensive if you buy on your own) and if you ever can't work for an extended period (and most inhabitants will have a extent in their natural life when this is true), it will cover the lion's share of your missing income. I can't emphasize plenty how huge this protection can be.
8. Likewise review your auto, homeowner's or renter's coverage periodically to insure they are meeting your requests.
9. Once you have the primary habits contained by place, you can begin to put away more money to invest for affluence accumulation. Sit down next to a good financial planner and hold them help you explain your personal goals and build the plan to trademark them happen.
Other Answers:
release 10 percent or more of all money you brand or receive!
Speak to a stockbroker investments banker and 2nd belief a cpa
The most important warning that I can give you is to start good as early as possible so that your money can grow
Stay away from stockbrokers until you own a substantial amount of money to invest. They are paid totally on commission
Read the most up-to-date edition of "The Only Investment Guide You Will Ever Need" by Andrew Tobias
Source(s):
I am a stockbroker and financial planner
Five things:
1). stay away from credit (only use credit to buy a home)
2). always enjoy money set aside for emergencies
3). pick up early, recover often - while time is on your side
4). other pay next to cash or check card (debit/credit card)
5). enjoy a budget and follow it
Re: Lori's answer - NEVER buy anything but term life span insurance. Life insurance is only compulsory if you aren't self-insured. As long as you keep in your favour, one day, you will hold more in nest egg (stocks, retirement, etc.) than your life insurance policy will rate. At that point, you are self-insured and don't need that policy. With whole-life and broad-spectrum life, the insurance company get rich off your large premiums and gives you a pittance as 'interest'.
Source(s):
http://www.daveramsey.com
There isn't a 40 year older on the planet who doesn't wish they started maxing out adjectives retirement accounts at 18.....
Never carry a credit card stability - EVER - did I say "EVER?"
Don't basically save 10% of your paycheck - liberate all you can within addition to retirement funds to draw from your emergency fund built as fast as possible....
No disposable income (play money) until you own a CD stepladder in place. 3mo/6mo/9mo - take used to locking up your money now.....you'll be millions ahead of the rest of us.
Philisophically speaking:
You'll never draw from what you want until you want what you get. In other words, swot to enjoy the things you hold now, instead of getting into the trap of other wanting more/better things. Of course, buy yourself enough so as not to look resembling a beggar, but remember that the more people capture, the more they usually want.
Practically speaking:
Treat saving money as a fun route to build stability and security within your life, not as a route to "get rich". Instead of aphorism "I'll only have a feeling happy when I can afford a Lincoln Navigator and a huge house", enunciate "What a dope! I paid partially as much money as that guy for my house and my car, and adjectives he gets to do presently is pay more for gas and spend twice the time dusting! Meanwhile I can retire a few years nearer than he can!"
(and finally) Short and sweet: ALWAYS participate contained by any MATCHED 401k/retirement plan offered by your employer, even if you just confer up to the amount matched and no more.
Source(s):
life
My warning is like this : Work at home after your working hours or during weekend. Go for the internet business which require smaller number of your time and the one that will not make you consistency headache with pattern designing or which require IT knowledge. Second, choose the internet base company which offer you the opportunity and at indistinguishable time giving you the convenience to start the business where adjectives the things are automated. Third, choose the business which does not require big money to start it. Think again, when you are earning money from the internet, you hold the chance to get hold of rid from an income tax.
All the above is with the sole purpose available from: http://www.website.ws/powercontrol
I tried so many internet business previously and this is the one that 100% reliable.
PLEASE NOTE: You only will appreciate the whole marketing concept if you read every details & the trial length is FREE!
Remember, You CAN'T guarantee wether you will get oodles fish or not by spreading your net into the deep-sea, but u CAN guarantee that there is no fish at adjectives if you never spread your net into the the deep.
Payment not deduct: Should I beckon the place?
Question:A month ago I dined out. I paid near my visa check card. It hasn't been deduct should I be nice and call the place going on for it?Answers:
Record the transaction in your checkbook, and pretend the money is not in attendance. It's not your responsibility to manage the restaurant's books. But if you consider it a free buffet and spend that money again, it may come back to favourite place you. There is no time limit on running those charges through the ridge, so a year from now, they may find that charge slip lower than the manager's desk and run it through when you're dead broke.
Other Answers:
It would be the "nice" piece to do but not mandatory.
Well, I cogitate they have up to 60 days to post the charge, but on a check card, it should enjoy been right away.
I would skulk a while longer, maybe another statement cycle and see if it shows up. If not, you get a free meal!
Tough ethic question. It in reality will make you perceive better to call them. I assure you that they will not charge you because they don't palpably have the narrative anymore.
WIN-WIN situation, call them.
Call your bank first to be paid sure they didn't overlook it, but then yes, it would be nice if you call the place. If it somehow ended up man treated as a "dine and dash", the waitress would've gotten stuck with the tab. It's possible the delivery blew off the table or something. Thats your Bonus. The restaurant have to set up training for the staff and eventually they will be able to bill it right. Mean while basically enjoy your free feast. Unless your conscience keeps you awake surrounded by the night. As a restaurant worker these unsuccesful payments are factored into the operations.
how is an glib route to put aside money and still hang on to money contained by your pocket?
Question:stay with ample money in your pocket for the week lacking having to touch your reserves account everAnswers:
The first step is to determine what your expenses are. Set up a budget, a believable budget. That tells you how much you can reclaim. Without knowing that, your task is not impossible but to some extent a lot more difficult. Next when you achieve paid, you embezzle your savings stale the top, not off the bottom. In other words you clear your savings first. One instrument to do this that could be somewhat controversial but in reality can help is to invest contained by a mutual fund that will allow you to periodically deposit additional money into the fund. That process when you get remunerated, you immediately foot your savings into the fund. That approach they will be out of site, out of mind and you will be less expected to want to spend them.
Now there are times when you will definitely have to touch your funds. Unexpected expenses do occur. You have need of to take that into rationalization. So you also need to establish a reserve justification for those unexpected expenses. That should be a money marketplace type account where on earth you can withdraw the funds when called for without cost and build up a reserve of about $1000 to $2000 contained by that account.
Finally, you have need of to avoid credit card purchases like the plague. They will ruin you.
Other Answers:
put money contained by a piggy bank or a funds account or some where on earth where u will for bring back about it and afterwards on day you will look at it approaching where did this money come from
one word: Budget The piggy bank is on the right track, but I would recommend empty all coins into it every time you come into the house. Use small can or jars, and once they are jam-packed, hide them away surrounded by a closet so you don't see them. You won't feel pinched if it is of late your change, and if you conceal them away, the urge to dip in decrease. Every 6 months you could deposit them into an IRA cash details at a bank--this can save you on taxes AND you will be fundamentally reluctant to take out the money if you know nearby would be a (tax) penalty.
Source(s):
my own natural life
what currency is used where on earth you are living?
Question:Answers:
Rupees and Paise...1 Rupee=100 Paise(India)
Other Answers:
$$$$$$$
US dollars baby $$$ Dollars!
Do you hold to budget your money??
Question:I am on a very set income and find it really hard to budget my money. Any suggestions?Answers:
Your money really does run farther when you know where every penny is going - if you can't budget it, lately keep a monthly for a month to see where you're spending everything. It's amazing how much a candy tablet and a cheeseburger can add up, during a complete month.
Other Answers:
If you have set funds , It is must that you spend wisely or you will travel hungry
1. Don't progress to freaking Starbucks every other day.
2. Only buy what you requirement. You don't need to buy a DVD at some store, even if it's simply $5.
3. Disconnect your cable TV or internet if you don't use it a lot.
4. Only move about somewhere if you need to. Gas prices are raping the adjectives country.
5. Try to only communicate on your cell phone on the weekends and after 9PM.
the more you budget, the more it pays. but the definite secret is collect, even if it is difficult. take it that ,that little amount is lost. it will clear you proud & feel gr8 soon. the habit as expected pays life long. We adjectives TRY to do this but it is very sturdy to do sometimes,TRY harder and give up the things that you realy dont enjoy to have and you will have power over --but you have to plan it.
sweetie, do well to budget or plan. Failing to plan is planning to go wrong. Challenge your self you will then see your actual potential.
A budget allows you to tell your money where on earth to go. Without it, the money will a short time ago go, LEAVING (pun intended) you wondering where on earth it went.On a restricted income, it can be depressing, but think of it this road - do you know of any major corporations or magnificent individuals that got that bearing WITHOUT one?
Dave Ramsey's website has two different budget forms you can only print and fill within.
Source(s):
http://www.daveramsey.com/fpu/home/index.cfm?FuseAction=dspContent&intContentID=135
what is the mail address for Citibank (South Dakota). N.A.?
Question:I want to write a letter to Kendall E. Stork, President and CEOAnswers:
Citibank Customer Service
P.O. Box 6500
Sioux Falls, SD 57117-6500
How best can I replace the rental income I immediately receive once I put on the market the property?
Question:I'm about to supply a rental property on which I collect $1,200 per month (minus upkeep) because I'm moving out of state. I don't want to buy another rental property but have become dependent on that income. I should receive $185,000 for the property. What is the best income producing investment I can craft?Answers:
You could look into buying someones personally held mortgage. You can find ancestors that have them by putting an flier in the communication paper stating that you buy mortgages.The advantages of doing this instead of getting stocks or bonds is that your return will be around 12-15 %, and near is no upkeep on the property and no insurance. If the owners default on the payments to you you can foreclose pocket the property and have a property to go and reinvest in more paper/mortgages.
Other Answers:
I'd check beside a financial advisor/planner. Most have the software to inform you what amount of income you can expect from an investment over time and at a conservative interest rate.
If you want to shop on your own before congregation with an advisor, check some investment web-sites. Most enjoy calculators that can give you an conception so you go surrounded by with a bit more expertise as to what you're thinking of doing.
Good Luck! Considering that you have be paying upkeep and property tax, you might know how to do as well as you own been by simply investing contained by a stock that pays a good dividend. Example would be the 7.5% salaried by this company...
http://finance.yahoo.com/q?s=uht
where on earth could i procure a small loan in the order of 1000 to buy a cheap saloon? my wall does not volunteer loans lower than 3000?
Question:Answers:
It would be good if you could catch the $3000 loan and go ahead and rate the $2000 back. However, if the saloon you are referring to is not worth the $3000, the bank may not loan you the $3000, so they will not loan you anything at adjectives. This goes against my typical guidance, but for this amount of money you may want to use a credit card - look for one that has a special introductory proposition or a long term low interest rate. Pay it bad as quickly as you can. But next to a balance of $1000, you shouldn't hold that much problem doing so. I hope this helps. Good luck!
Other Answers:
Find a exotic bank.
Get the minimum loan, later you have a $2000. cranium start for paying it back.
shift to one of those "other" used car dealer. one not associated with a factory owner. with a hefty down transmittal and illegal interest rate, most relations will get you that saloon.
Get the 3000 and then put the 2000 rear legs towards the payoff. It will help your credit and you'll enjoy what you need for the sports car. All you can do is benefit from it.
If going to used car lot, they enjoy banks they can refer you to. Also, find your saloon and call around to other bank. They may only nouns as low as $1,500 but they may appraise the car for that merit and finance you near $500 going in your pocket, which you could, surrounded by turn, put back on the loan.
How can I create an income next to my ingenious, copyrighted poetry?
Question:I write poetry and have submitted them to portry.com. I've rewarded for them to publish my original poems and bought their books because my poems are within them. But how can I make money for my own poems?Answers:
Try putting them contained by an ebook. Put only 1 up on amazon next to a reference to your website where on earth you can sell them. For oblige on writing ebooks, this site has a angelic one.
Other Answers:
Poets aren't ever famous until they die...so you know
print and publish your poems contained by a book form offline and try to sell that book online and offline.
Self-publishing could be a fitting option. Do a check out online for "self publishing" & sites will pop up.
Here are some book titles that are relevant:
* The Self-Publishing Manual: How to Write, Print, and Sell Your Own Book, 14th Edition by Dan Poynter
* Complete Guide to Self Publishing: Everything You Need to Know to Write, Publish, Promote, and Sell Your Own Book (Self-Publishing 4th Edition) by Tom Ross
* Smart Self-Publishing: An Author's Guide to Producing a Marketable Book, 3rd ed. by Linda G. Salisbury, Jim Salisbury
* Self-Publishing For Dummies by Jason R. Rich
There are lots of free informational resources out there as very well. Check the source box for links to articles.
Hope that helps! I want you much success & security in adjectives your ventures!
Source(s):
Articles:
http://ezinearticles.com/?How-To-Self-Publish-Your-Own-Books,-Manuals,-Reports-Or-Newsletters&id=4331 – How to Self Publish Your Own Books, Manuals, Reports or Newsletters by Julia Tang
http://ezinearticles.com/?How-to-Self-Publish-Easier,-Faster-Than-Ever-Before&id=85383 – How to Self Publish Easier, Faster Than Ever Before by Earma Brown
http://ezinearticles.com/?Can-You-Afford-to-Publish-Your-Book?&id=119916 – Can You Afford to Publish Your Book? by Sophfronia Scott
Poetry.com is such a rip. Here's a site that offer real market for your poems: http://poetry.about.com/
Another obedient one: http://www.writersdigest.com/topics/poetry.asp
And a must-have book: http://www.amazon.com/gp/product/1582972753/ref=pd_bxgy_text_b/103-8389304-7234204?ie=UTF8
Good luck! Keep chasing your writing dreams!
~Tia~
Have anyone received assist contained by getting a give up from any company that claims they specialize contained by getting you money
Question:Answers:
Grant information can be received for FREE. You don't have to repay to receive information on grants.
you can shift to the Catalog of Federal Domestic Assistance (CFDA) http://www.cfda.gov and Grants.gov http://www.grants.gov - these are two sites created by the federal organization to provide transparency and information on grants. Browse through the listings and see if you can find any allow that would support a for-profit venture.
Even if you buy books on "how to go and get grants" or list that supposedly have information on grants -- adjectives of them are mere rehash of what CFDA has, albeit package differently. But still the info is the same - scarcely any grants for starting a for profit business.
It is thorny to find grants to start a business. Unlike the myths that some see, federal government and even private foundations just give compromise money for a for-profit business. And yes, grants have it in mind PAPERWORK - lots and lots of it, that is why a cottage industry of give up writers was born.
Even SBA does NOT present out grants. From the SBA website http://www.sba.gov/expanding/grants.html...
"The U.S. Small Business Administration does not proposal grants to start or expand small businesses, although it does hold out a wide miscellany of loan programs. (See http://www.sba.gov/financing for more information) While SBA does offer some allow programs, these are generally designed to expand and enhance organization that provide small business management, logical, or financial assistance. These grants unanimously support non-profit organizations, intermediary lend institutions, and state and local governments."
Here is a address list of federal grants for small businesses. See if in that is any available for individuals for starting a business -- THERE'S NONE.
http://12.46.245.173/pls/portal30/CATALOG.BROWSE_BENEF_RPT.show
Most of the federal grants are given to specific target groups next to specific requirements (e.g. minority business owners involved in transportation related contracts emanate from DOT - Grant#20.905 Disadvantaged Business Enterprises Short Term Lending Program
Grants are also often given to non profit groups or organization involved in training or other similar actions (grant 59.043 Women's Business Ownership Assistance that are given to those who will create women's business center that will train women entrepreneurs
For private grants, you may want to check the Foundation Center's Foundation Grants for Individuals Online. It's a subscription base website ($9.95 per month) but their opening blurb one and only says that the database is great for "students, artists, academic researchers, libraries and financial aid office." Entrepreneurs are apparently not one of them, so I take it they also don't own listings of private foundations who give grant to would-be entrepreneurs.
http://www.cfda.gov
http://www.grants.gov
http://gtionline.fdncenter.org
http://www.powerhomebiz.com/vol66/grants.htm
http://www.sba.gov/expanding/grants.html
Other Answers:
Please take heed. If it's a business, its purpose is to make THEM money, not you! Legitimate compromise money doesn't cost you anything to receive, it's a grant.