Personal Finance Question and Answers

financially where on earth do you start off after a divorce?

Question:

Answers:
One way is to cut expenses and find ways to let go money.

A web site near good concept to do this is

www.realmoneyideas.com Click on the "Cutting Expenses" tab

and the "Money Saving Ideas" tab.

Other Answers:
I started by saving up for a cistern of gasoline.

On the ground floor Well... where on earth I've done twice before my friend, at the inauguration. God Bless my friend, it only get better from here.


Save what ever you can, even a dollar a hours of daylight. I'm with ya on this one.




anyone know how to acquire grant for military personel?

Question:we are in desperate inevitability of a grant we cannot compensate our bills since i had to quit work im high-ranking risk pregnancy and cannot do it. anyone who knows anything in the order of grants would be greatly appreciated.. thankfulness

Answers:
You can go to the Catalog of Federal Domestic Assistance (CFDA) http://www.cfda.gov and Grants.gov http://www.grant.gov - these are two sites created by the federal government to provide transparency and information on grant. Browse through the listings and see if you can find any grant that would support a military personnel.

Even if you buy books on "how to return with grants" or list that supposedly have information on grants -- adjectives of them are mere rehash of what CFDA has, albeit package differently.

This is the CFDA list of federal grant for veterans and http://12.46.245.173/pls/portal30/CATALOG.BROWSE_BENEF_RPT.show unfortunately, I don't see anything that can bequeath you free money for your purpose.

Most of the federal grants are given to specific target groups beside specific requirements (e.g. minority business owners involved in transportation related contracts emanate from DOT - Grant#20.905 Disadvantaged Business Enterprises Short Term Lending Program

Grants are also often given to non profit groups or organization involved in training or other similar happenings (grant 59.043 Women's Business Ownership Assistance that are given to those who will create women's business center that will train women entrepreneurs

Check with Veterans Benefits Association http://www.vba.va.gov/ if you can provide you beside the assistance you need. I don't contemplate grants are the solution to your problem.

Other Answers:
Check beside your doctor you should be able to go and get a medical "leave" since you are unable to work due to your pregnancy. However I am surrounded by Canada and it might be a little different here afterwards where you are.


how do i travel going on for file bankrupcy within georgia?

Question:personal bankruptcy, no undertaking now.

Answers:
For the specifics, bid the nearest Bankruptcy courts. I am not sure if they are state or federal courts.

Other Answers:
You need to hire a advocate. Then go from nearby. Look in the pale pages, you can probably find a attorney that will give you a free consultation. Most lawyer take payments.


Are those "free governing body money" websites worth looking into? Have you have any nouns next to them?

Question:

Answers:
I'm not certain which specific sites you are referring to, but If you are looking for tips on acquire money or free 'stuff' from the US Government I'd look into Matthew Lesko (see below). While in college, a friend of mine used one of his books to find a establishment program that helped him nouns his landscaping service while he be in arts school (disclosure: Matthew Lesko later used my friend contained by a tesimonial to promote his books). I should say that some/much of what he puts contained by his books can be found for free if you're willing to force out government websites directly, but


how can i prevent money from falling out of my pockets?

Question:

Answers:
Don't worry, pretty soon it will adjectives be gone.

Other Answers:
Get a wallet.

Either use a money clip, or don't get cash around! Sew up the holes or use a wallet.


Put it in a small money backpack

Get a wallet. But first, let me tramp behind you for awhile...

stay broke Make your pockets deeper with plunger thread and a small piece of sheeting




How do I contact E*Trade Bank online?

Question:I live outside the U.S., And I have applied to E*Trade sandbank account, they sent me an email recounting me that they gonna send me my generosity kit surrounded by 10 days. If I don't receive it in 10 days, I should contact them at: service@etrade.com.
I didn't receive the apparatus until now. it enjoy been 15 days.
I tried to contact them at the previous email abundant times, but they kept reply me with this "we cannot process account-specific requests through unsecured email". "To convey a secured request to E*TRADE Financial please log into your E*TRADE Securities account, and click our 'Help Center' link"
I can't do what they asking because I didn't receive the greeting kit, which contain the login information.
Anyone enjoy any information that can help.
thank you.

Answers:
You should be capable of establish an account online. Once you establish your information with a password you should be capable of comply with their directions.


How much money enjoy you ever made from a patio mart or moving public sale?

Question:

Answers:
Just had a courtyard sale later weekend and made about $400. Last summer's public sale we made over $500.

Other Answers:
800.00
300
i made about 200 .. it depends on what ur selling
I hold made $2500 when I was moving and really cleaned out the house. Small things get rid of really well, resembling books, records, even jelly jar goggles. Baby stuff sells approaching hot cakes.

My church did one and made around $20,000 next to lots of families donating.


How do i take rich earn 1000$/mo and spending solely 400$ for upkeep and 200$ for studies. Save 400$ a month.?

Question:

Answers:
If you are able to rescue $400 a month you are well ahead of most race. GO talk to a financial advisor.
At the uncovered minimum you can invest that into a CD and bring 4% interest compounding.

Other Answers:
First you move to Bombay and collect Social Securty, after turning 62. But while you're there, don't forget to donate substantially to the local leprosy foundation.
It is all give or take a few investment and leveraging.

YOu need to fine ways to maximize returns on the nest egg.

Start with CD's they are returning around 5% right presently until you build a nest egg then while you are building it look distressed properties. these come contained by all shapes and sizes but look for ones that come across to be a burden on the owner that you can find a market for. These can be leveraged into income producers from rent or turnover next to a little tlc. But they are labor intensive and require managing.

Good Luck and God Bless!!
are you looking for a channel to do your senerio?
start investing in MFs / equities
If you are competent to save $400 a month, you should friendly a ROTH IRA. You can contribute up to $4000 a year. The rest you should put in a stash account/money market to build a touch cushion for unexpected expenses. A big lead of the ROTH IRA is that you can withdraw your contributions(but not earnings) for any foundation. So when you are ready to buy a house you should hold a good amount save up.

A good investment for your ROTH IRA is a low cost & no-load index fund.
I would move about with the Roth IRA...you will manufacture tons more money then a disc! Thats saving 4,000 a year import tax free!!
Mutual Fund, in a situation of only twenty five years you can gross about $250,000.


I start studying for the Series 7 exam tomorrow. Any advocate?

Question:I heard that the Series 7 exam is not fun at adjectives. I know I will give it my adjectives but any advise will be greatly appreciated!

Answers:
No, it is not fun, but I passed on the first try. Be sure you know option! Also, I was surprised that they asked so lots ethics question.

Good Luck!

Other Answers:
I just hope your not study at the ultimate min

it is said that caffine help increase score on oral exam

get your self a soda up to that time you take the audition


whats a worthy instrument to net money lacking getting a post??

Question:maye using ur skills? eg. creative skills??

Answers:
Anything (including prostitution) that makes you money and is lawful can be considered a job.

Other Answers:
married a rich one
EBAY!!
near isnt... unless you invent something, but then that become your job... upright luck!
Ebay! Cant go wrong near ebay! Find all the unwanted unwanted items in your house and trade it on ebay.
Try prostitution, if you're male - try to find prostitutes to work for you. ;-)
Dinero a chichar.
solicit on the streets similar to the undeserving, lethargic idiot you are.
sell your body
prostitution
invest within stocks
I don't know of any...but when you find one. LET ME KNOW :)
invent something, sell on E-Bay, or grow stuff and get rid of it on the side of the road (lemonade stand comes to mind...).
Take after Marla Singer and sell other peoples' clothes from the laundromat. Also steal food trays from Meals on Wheels vans.
Source(s):
Fight Club
But a lottery ticket and pray!
self a beggar?

otherwise, i think that anything else you do might be considered work if you return with paid
be the candy man.
other have candy w/ you
and market it.
you'll make over a opulent a month.
or
be a real estate seller's apprentince
hustlin
Source(s):
livin contained by miami...everyday we hustlin...
WELL I USED TO COOK METH, BUT I WENT TO PRISON FOR THREE YEARS
Source(s):
not a matter of "if"you seize caught, but when
HAVE A GARAGE SALE ON THE WEEK END ITS LOTS OF FUN ..IF YOU HAVE SMALL CHILDREN THEY COULD SALE LEOMADE OR KOOLAID AT THE SAME TIME
Marry a millionaire!
Lemonade Stall!! lol
Source(s):
meee
Cutting grass in the neighborhood. Craft items and enjoy a craft sell. Helping around neighbors houses or execute two bird with one stone and rally all the stuff you own around the house that you do not use and have a courtyard sale.
ask dick chaney.
Yah mabby a garage Dutch auction
ebay
being a hooker. It's not a available job if you're laying down adjectives the time. ZINGGGGGG!
Lots of ways to make money minus getting a job:

Gamble

Steal

Counterfeit

Beg

Pose nude for a magazine

Actor

Politician

CEO

Officer contained by the Armed Forces

Get a government give in

buy a house with no money down approaching they show you on TV?

Become a faux celebrity (ie. Paris Hilton, Brittany Spears)

Inherit it

win the lottery

Best bet, go and get a job........
do what i do market stuff at school.






or ebay/prostosion/body2scince/wi...



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Source(s):
gsfnjfhfuynnm
IVE BEEN TRYING TO FIGURE OUT THE SAME THING...HAVEN'T FOUND THE ANSWER THAT'S WHY I'M STILL WORKING
ask for your inheritance impulsive.. if your not provided with a trust fund try telemarketing


I merely won $50.00 on a lottery ticket. How should I spend it?? How would you??

Question:

Answers:
I would spend my good fourune beside someone I love , maybe dinner, movie newly something at home toghther,

Other Answers:
give this money to me and i spend it, ;)

Invest it! shoes


50 $$ , wow! be in motion wild possibly a Benz !

BILLS! Or probably fill my container with gas

I would spend it on clothes and you should spend on somehting you enjoy to shop for. Buy $50.00 worth of chisel offs and hope to end up beside at least $10.00 rear.


you can't do too much near that, but i would go shopping

Two words. Used Chainsaw.

buy dress for 15 $ .. go to flea market for 15 $..deposit the bank 20 $ SHARING WITH ALL FRIENDS INCLUDING US


Buy something for yourself! Something that you asked for as a Christmas present or Birthday and never got! Something that you in general wouldn't buy but you would like to enjoy it.
A perfect example for me is that sooner or later I was waiting for some prescriptions a Walgreens and while waiting I sit in this bench that had a massage pad that did your entire rear, and it felt so worthy I didn't want to get out of the bench! Of course it was $99 and worth every penny! Now this is something I as a rule wouldn't buy, but I would love to have it! And it would be for me!
I can't have an idea that of anything for $50 though. I just remember the chafe pad!


I would tithe out of it, and save the rest for something special.




do you hold to discharge a debt specifically 14 years elderly?

Question:

Answers:
If it is your debt, rather than asking, "do i enjoy to pay it", Ask yourself "why shouldn't i discharge it?". We are all responsible for the debt we put ourselves into. Student loans, credit cards, coup¨¦ loans, etc. Pay your debt, don't try to get out of it.

Other Answers:
That should enjoy been taken rotten a long time ago
Do you HAVE to? Well, if it is a child support obligation or a student loan, yes. If it is, right to be heard a credit card or something, you need to sort sure there isn't a pronouncement out against you. THey have no time ends. If you filed collapse, and this debt was included, no.
Old income taxes a short time ago add more penalty and more interest. Child support that you may have owed for a little and the child is now 18 will still be owed plus interest. Other debts; such as hospital bills, phone bills, credit cards usually drop rotten and are considered "obsolete" by the credit reporting bureaus.,i.e., esperian, equifax, transunion

However, if you get a spot of a court date for old bills, dance! If you do not appear and explain your situation, (why you owe and cannot pay) you will probably have a pronouncement placed on you and they are extremely hard to bring back rid of.
if it is child support yes but most debt has 2 be taken rotten after 7 yrs you should get a credit report next dispute with adjectives 3 burro tell them u want 2 dispute it and they will nick care of it 4 u adjectives company have 30 days 2 replay if they do not them it have 2 be removed from your report and the burros will send a untried report 2 you showing what happened


What are the some of the financial and non-business motives for variouscorporate mergers?

Question:What are the some of the financial and non-business motives for various
corporate mergers?

Answers:
They report to you they merge because of "synergies" of business. This is a lot of b.s.

The tangible reason? The top execs achieve a windfall payout. And the investment banks trade name a ton of money from advisory fees (for setting up the useless merger).

So who loses out? The shareholders and corporate staff members who obtain laid off afterwards.

Other Answers:
Take your pick, increase of souk share, cost effeciency, expertise sourcing, eliminate competition. The bottom string is the bottom line. Profit.


Is near anyone that can lend a hand me?

Question:I'm looken 4 a place that give personal loans out 2 those w/ bad credit and or low credit score, I have tryed seriously of places but they all put in the picture me my (FICO)scores r to low

Answers:
Try here: http://www.orchardbank.com/ccssa/OBCustomerCare?cmd_Redirect=HomePage

Other Answers:
You could ask someone you know to co-sign on the loan with you.


how do you break the overdraft cuff ?

Question:my overdraft is getting out of control, i dont tend to spend much, my dosh goes on bills and food.
but my over draft have gone up by lb1500 since the begining of the year, does not matter what i do i merely cant seem to bring it down, the mound, who i have be with for 20yrs would readily lend me the cash to settle it off, however their rates arnt the best and i dont really want to seize into the situation where i am paying them more money for years to come to discharge for something that they readily gave me, naissance to think that bank engineer dept to formulate more money out of you,

any ideas ??

Answers:
Looks close to folks have suggested some dutiful ideas nearly budgeting and planning and cutting your spending on outings short, etc. The fundamental point here is the fact that an overdraft is considered one of the peak possible interest-bearing instruments out there. In my country, for example, it runs at the rate of at least possible 21%. To use it, you also have to clear fees or a set monthly fee. So, you are right surrounded by assuming the banks engineered this unusual product. All things being equal - it is the best possible money making apparatus for them after a regular current/transcaction/chequing account.
1st, you must find out what the overall annual interest rate on this overdraft is.
2nd, you must fund out how recurrently it compounds, or interest grows on interest. Don't be surprised if it rolls/recalcualtes EVERY month, but accrues DAILY!. That's right - on a daily basis! That's where you are pretty much stuck after reaching a infallible balance and thinking that "oh, economically, I shall just clear interest this month again". ...Only to notice, that subsequent month, your principal not only stayed impossible to tell apart, it actually increase more - so presently you have to reimburse more interest on that one...
3. Compare the interest rate on the overdraft (o/d) to any "lowest-rate possible" loan. No matter what others read out about payments, fixed amounts, lingo - forget it! Mathematically, it is still 5%<21%!
4. Find out the TERMS of the loan, namely one simple thing - can it be rewarded at any time and can you deposit/pay into this loan over and above the set amount at any time. In 9 out of 10 cases, loans allow this, that is they are fully "open" surrounded by their terms.
5. Take the loan and integer out your budget for this loan payment

There is no track around it other than stopping payments on overdraft at which point the bank will send you to the credit bureau and riun your credit bureau. A lot of times, they won't really "collect" on your surrounded by a hardest sense of this word, but the message on CB will haunt you within the future and will prevent any other significant borrowing when time comes...Think about it from that angle.

Hope that help
4.

Other Answers:
Get two jobs. That's what I would do (and own done).

Stop spending more money have.
Don't use your debit card to put together purchases; only use dosh. This makes it smaller number likely that you will lose track of your be a foil for.

Make a financial plan that has EVERYTHING on it, even gas and drinking money. Be credible, and live by this budget.

If all else fail, get three job. After about two months of working 100 hours per week, you will start to cram some financial discipline, I assure you.

;-)

DO NOT seize a loan to cover it - if you do that you just enjoy to make payments against the loan which it sounds similar to you can't afford anyway.

Sit down and seriously review your budget - see if there is something that you could cut down on or cut our completely for utter 6 months to reduce your outgoings. I know you voice you don't spend much but there is recurrently something that you could go in need. If there isn't, don't nouns there are other things that you can do.

Firstly, if you hold a credit card, cut it up NOW! No ifs and buts. JUST DO IT!

When my husband and I got into debt (when the IT open market crashed and put us both out of work for 2 years) I took three menial jobs to oblige us through. NOW I WOULD NOT RECOMMEND THIS! Three jobs is track too much and damn near kill me, but two jobas is doable so start looking for saturday jobs or evening job that you could do that wouldn't interfere with your principal income. You only necessitate to make lb250 a month extra to reward off this overdraft within 6 months so you don't have to work adjectives the hours gods sends, and if you are elated to let the debt be rewarded off over a longer time you don't have to push so concrete.

HOWEVER, it is really easy, next to extra money coming in, to desire to just furnish yourself a little treat everynow and again and seize into the habit of spending so you call for to be very disciplined until the money is clear. The best opening to think of it, it to allow yourself a treat budget - so that you can enjoy the occasional nice thing but aren't tempt to blow it all contained by a fit of madness. To completely block treats is foolish, particularly if you do jump for a second job as you will inevitability something to unwind!

Oops - I forgot to mention. If all else fail and you are really desperate, go and see the citizens warning beaureu (haven't spelt that right but spell check is not working at the moment for some reason). They are highly helpful and will shift through things with you contained by far more detail than I can on here.

Anyway, this amount of money IS do-able. And once it is paid sour you need to start thinking give or take a few the future so you don't srift subsidise into debt. Is you boss open to giving you a small wage rise? Do you have an view for generating some money outside work, for example selling on ebay etc?

Good luck and I'm sure you will attain past this
Source(s):
Bitter Experience




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