Personal Finance Question and Answers

Please relief me answer these ask.I'm doing a survey...thnx;) Please answer seriously.?

Question:1) At what age do you expect to start your career?
2)How much is the monthly net you expect to get on your first post?
3)How much is the yearly remuneration increment that you anticipate?
4)How much of your basic take-home pay will be contributed to the Employee Provident Fund (EPF)?
5)How much of you basic gross goes to Income Taxes?
6)How much do you expect to spend on housing, food, transportation and other living expenses per month?
7)Do you plan to buy a vehicle? At what age do you think you will buy a motor?
8)Do you plan to buy a house? At what age do you think you will buy a house?
9)Do you hold any plans to get married? At what age do you plan to procure married?
10)How many children do you plan to own?
11)How old will you be when you children are within college or university?
12)At that time, how many years to retirement do you own?
13)At what age do you expect to retire?
14)How many years after retirement you expect to live?

Answers:
You want 14 question answered? sheesh.

Other Answers:
Mind your own freaking business. Those are very personal question.
1) 18
2) no idea
3) no impression
4) dont know what it is
5) i dont know..
6) 2,000
7) 20
8) 25-30
9) 25-30
10) zero.. dont want kids
11) n/a
12) n/a
13) i hope to retire around age 55 conceivably earlier if i enjoy the money, later if i dont
14) 15
1) Mid 20's
2) $3,500 ish per month
3) $40,000?
4) Sorry, I don't know what specifically.
5) Not sure.
6) 80%?
7) Yes, I have one in a minute. Bought my first one at 17 so I could work.
8) Probably early 30s. Should hold an apartment before after.
9) Yes, I hope to someday. Either mid 20's, late 20's. Early 30's if it go that way.
10) I don't know. It depends on how whoever I marry feel. One or two, probably.
11) I'll probably be in my mid 40's, precipitate 50's.
12) I don't know what will be considered 'retirement' then. Maybe 5 or 10.
13) 55? 60? 65? not sure. Depends.
14) I can't answer this.
1) Well i started at the age of 12
2) doesn't depend on the money, depends on the awareness and experience you gain that will allow you to empower your future
3) 10
4) 1-1.5 %
5) 15 %
6) Depends 60% of my lattice income
7) Yes and at 21
8) Yes and at 25
9) Yes and at 23
10) Depends but hoping to have 5
11) if i own all 5 kids by the age of 31 after by the age of 48 they'll be in college
12) 7 years
13) at 55
14) that's adjectives in God hand
I've never had expectations, so I what I own now is what I expected.

1. I have my first real career (not student job) at the age of 22.
2. I get presently the minimum wage, roughly $300.
3. I never had any, and I solitary expect as much to keep up beside the minimum wage.
4. There is no such thing contained by my country. But we have to reimburse pension and vigour care, at the moment that costs for me roughly $45.
5. Since it's minimum wage, it's tax-free.
6. I spend at present around $115-140.
7. No.
8. I don't plan buying a house. It costs too much. I'll live in a sublet.
9. Since my girlfriend insists on it... We want to do it as soon as possible.
10. We don't plan it. If it happen accidentally, it's ok.
11. I guess around 45-55.
12. Currently here men can retire at the age of 63, so around 10.
13. Should I live that age, by that time I'm sure it'll be raised to 70, but for suspended.
14. Life expectancy is 68 years here for men, so I guess even in the adjectives I'll only enjoy 5 years to live.

Ouch, that hurt. :)


Outline 5 ways to engender your funds work for you?

Question:

Answers:
1. Never spend your saving's

2. Try putting some into high interest account's

3. Personal Pension or 401 K..etc.

4. Invest to dampen your cost of living..etc. (Buying rather than Renting property...etc)

5. Spread your saving's into different Mutual Fund's

Other Answers:
1. Diversify
2. Diversify
3. Diversify
4. Diversify
5. Leave it alone Thnk other .... Do I need this? or simply want it

think more or less what you will get
suggest about the adjectives


IF you be a MILLIONNAIRE?

Question:What would your website be called? www.______.com And what would you be hype?

Answers:
i will advertise this: www.carmeehoon.com
I will hype this: http://www.website.ws/powercontrol

Other Answers:
freemoney
Ahh?
My website will be www.doyouneedmoney.com

Advertising? myself then :p
lend a hand the needy
angeldreams,I would tender people an opportunity to describe how angels own helped them out
www.thinkforyourself.com. And I would be hype nothing. It would simply be for the purposes of encouraging Americans to expect more critically and to question authority.
If I be a millionnaire, I would use www.straydog.org, an existing website devoted to rescuing and adopting canines out to citizens who would take meticulousness of, and love, them.
Source(s):
www.straydog.org
my money
how i got rich
toobadforpeoplewhohatedonme.co... would be my website and I'd clear sure everyone knew how rich I be.


If you have 15 dollars to second you 1 1/2 weeks, how would you spend it?

Question:

Answers:
well that depends on what your wants are and what you already have, but assuming you own a place to sleep, i would spend $3 on ramen (i don't know about you, but here they're 7 for 98 cents) and amass the last 12 for emergency

Other Answers:
responsibly.

tough quiz

i would save it for food :)


depends do u have a full pantry or not if u do spend it on w/e but if u dont release it for food I'd get a mission so I had more money.


on newspapers, looking for a livelihood.

i would buy lots of rice and maybe a pound of cheap butter, afterwards u r guaranteed to eat....and doesn`t matter what was not here, i would use to call my dad and enjoy him send me money asap lol

I'd buy the necessities ie the cheapest toilet roll and food I could on food or gas money


Blow it on the first daylight and then sponge sour someone else

i wouldn't

i would buy food . at the dollar store. geta a voluminous bag of rice (you can find 25lb for more or less $6) a ton of frozen mixed veggie bags, after if anything is left over possibly some cheep chicken to cut up.

throw the rice in a rice cooker, the veggies and chicken within the steamer on top. cook till its done.

I once used a formula like this to put away on about $20 for a month when I lost a undertaking at a vary bleak time.


Saving it. It is tough to spend money while looking for a job... so thats what i would do! Well, I drive alot. I would articulate put it in the gas reservoir. It wouldn't last 1 1/2 weeks but I would put it to the try


Mcdonalds double cheesburgers

Give it to a homeless person. They stipulation it more than me.

use it at the shopping arcade !!!! duh
Source(s):
at the mall spaghetti, rice, ramen noodle, koolaid, bread, frozen vegetables if you a moment ago need food.


vegas and double down also the lottery could be your day.If that didn't work guess about a errand telemarking for $10.00 and hour. G.L

This would depend on my other assets and needs. If I have food and a place to live, then I could rule out those wants. If I had transportation to and from work, I would not hold to worry just about that.

All in adjectives, it would depend on what I needed most!


If I fully vested surrounded by my 401K but no longer next to the company may I pinch it. Even if I have a difficulty Jan 2006?

Question:

Answers:
been in that done that! if you are aren't expecting much income to file for 2006 you will be alright, its pretty comfortable to avoid the 10% penalty to acquire the distribution in the first place and you can use the neediness withdrawel again...tax time is when you get to watch..if it is truly a harsh conditions you will be alright because of the income level. check this out...401khelpcenter.com

Other Answers:
You can clearly rollover the funds into a different 401k.

But if you are going to withdraw the funds back retirement, you had better gather round the IRS tests for danger if you want to avoid the penalties. Find the IRS booklet on 401k withdrawal first. Not sure what you mean by a difficulty early this year, but if you're fully vested within your 401K, it's your money and you can do whatever you want next to it, within ends. Since it's a retirement account, you SHOULDN'T touch it until you're 65 -- depending on the rules of the distinctive investment company that manages your 401K, in attendance are any number of fees for early deduction. No longer working with the company with the sole purpose means you're no longer making contributions to your 401K, but it still continues to accrue interest until you retire, at which time it is considered "grow." The other thing you can do is roll it over into another retirement rationalization like an IRA; the money's other yours, but transferring money between retirement accounts means it never pass through your hands and in that should be no penalty.


How much funds does it clutch to retire now? Will you be capable of retire at age 65?

Question:

Answers:
As a rule of thumb: take your expenses per year and multiply by 20.

For example, if your total expenses per year are $30K (rent, food, coup¨¦, taxes, medical etc...), you will need $600K.

Sounds similar to a lot ? You have need of to (1) start saving instantly (2) reduce your expenses and lifestyle, for example, drive a small coup¨¦, find a cheap place to retire...

Other Answers:
Its possible unless you live in NY.. You still entail alot of money to live comfortably in retirement..

I hope we can retire BEFORE 65. We're paying off our debts and afterwards plan to use all that money to hide away, save, let go for retirement. When I retire Im to save going on for $250,000 and then trade my home and car and move somewhere cheap, similar to Mexico or Thailand. You can retire with much smaller amount money if you move out of the US. South America is a popular destination for retirees...




Am I financially responsible for my 19 year daughters debt that she incurres while not living near me?

Question:My 19 year old daughter does not hold health insurance and is seeking minimal medical treatment. She is applying for store, revolving, credit cards.She is generosity to move home providing she adhears to our rules but chooses not to. Are we obligated to pay for college.

Answers:
nope. at age 18 she become an adult. Yet if you settle on you want to be her caregiver you can choose to. You have a couple option. You can add her to your insurance policy for a minimal allowance since she is in college. "if she is enrolled" and once she get the proceedure you can take her final off it. I know she is one hard head right now and not wanting to live beside you and follow your rules, but the fact is you love her and dont want her to bring hurt, so if i were you i would atleast see if you can serve with the treetment she requests, And as far as college cost goes, and credit debt.. economically she better get a profession or just be resembling the average american and be in debt. College loans are not to desperate to repay!

Keep your head up, she will come around within the end

Other Answers:
no.

no way... when we achieve accounts for dependants over the age of 18 they get their own report and we do not even attempt to collect from the parents unless they signed a financial responsiblity form if they were lower than their insurance.
Source(s):
manager of collection agency You are below no obligation to her or her debt unless your term is on her account(s). She's 19 and responsible for her own actions contained by the eyes of the law.


No one has ever be legally obligated to rate for college. Don't let her "guilt" you into it. You've set rules, and she have made the choice to go her own method. Let her go her process and see where it lead. At some point, she needs to pay envelope the penalty for her own mistakes.

No, you are lower than no obligation for her debt unless you co-sign for her on any accounts. Many parents can't even afford to income for their children's education. Your daughter should appreciate what you can impart her and it doesn't seems similar to she does.

no you are not




whats a perfect opening for a twelve year outmoded to construct alot of money really hurriedly??

Question:i get no alowwance and i aint gonna build a lemonade stand.

Answers:
tabloid round?

Other Answers:
lol..that's exactly what i was gon enunciate..a lemonade stand..lmao!! but er umm...mow some lawns, mayb? rack the leaves for peeps, rinse cars
Sell newspaper.
You can produce money without investing money. You want to think out of the box. Ideas can revolutionize the world. At the finish of the day you can put together lot of money without investing much. Find out your potential. Focus on it to get done your ambition.
Face reality young at heart man. hard work & determination are the switch to success.You probably dont similar to this answer but it is how the real world works.
You give the impression of being to be very thoughtful and smart. You appreciably plan ahead. That shows up in your spelling, talking and grammar. NOT!

Try offering your services for doing yardwork to hand the areas you live, a paper-route, babysitting, ect. Those are all pious ways to get some extra money..as okay as doing
chores around your own house. At 12, it is important to find an allowance, so you should talk to your parents in the order of this.


I enjoy an issue next to a guard.?

Question:I used my debit card for 4 transactions. A rep from the bank call to verify the purchases. After we got rotten the phone, I called the 800# to see if the purchases go through. They did. I didn’t use the account for 2 weeks earlier I received insufficient funds notices. I checked the notice against my bank history online & against my paper statement. It clearly shows that those four purchases cleared & the ridge sent them through again after they cleared. I spoke with reps within the offices and via the 800# & I get the run around. I filed a complaint w/ the Consumer Agency. The ridge sent a letter stating that they did nil wrong. It shows that they owe me money, but I have a delinquent portrayal w/them. I can’t open another narrative until I get this settled. Should I sue the dune? Is their any other way I can pursue beside this matter w/o have to go to court?

Answers:
you shouldn't sue the mound. filing next to a consumer agency is basically your protection. i would also profile LETTERS with the dune, its branch and its Headquarters if you can't get them to resolve it your means of access and you really really feel that you've done no wrong and they are completely at denounce.

And, I would NEVER EVER do business with them again. you're the customer and you're other right. don't give them any more business!!

also, if they ever try to report you to anything, you own your letter to the agency. disputed items can't really wound you if you have proof that you've even disputing it contained by most cases.

Other Answers:
go see the representative
Go down to the bank within person and yak to an officer in being and don't leave until you acquire a resolution.
umm
go to the fundamental branch in the nouns and talk to the top person contained by charge.
do not leave untill you address to them
Hey, I didn't even read the whole item. I just saw "issue near a bank" and the first thing that come to mind was ROB EM... but I merely saw Waist Deep so maybe you should verbs along to the next answer...
near are do it your self letters you can distribute initiating a legal performance if you don't want to pay for a legal representative. Normally these things get taken thinking of with a memorandum threatening legal motion.

Though if you go to the dune and talk to the supervisor of the idiot messing you over it will be handle also. There is always some twit that doesn't enjoy a clue till you are sitting at their desk.
It wouldn't go to court. That bank lawyers wouldn't agree to it happen, they would settle. But first, I recommend that you budge into the bank(being as polite as you can) and ask to speak to the main inspector. Have all your papers in attendance and present the problem. I am sure the manager will return with is solved. More then plausible, the manager doesn't want to screw u over so they'll probably work beside ya. Good luck.
Banks just post what are presented to them. MasterCard or Visa (whoever issued your debit card) or the merchant posted the transactions twice. Your mound is just a pass-thru entity, but they should abet you get this resolved. You will entail to write a letter stating that you with the sole purpose authorized these purchases once. If you're lucky your bank will pass you provisional credit while waiting for those transactions to be reversed, yet they are reasonably under no condition to.

My advice: use a credit card and settle up the bill off every month. You bring to hold on to your cash rather longer, it accomplishes duplicate function as the debit card, and you (the consumer) have more rights if things travel bad. And be tolerant and polite. Nastiness will get you nowhere.
Source(s):
6+ years of bank experience, retail and operations
budge to the PRESIDENT of the bank
Six years ago, I have a problem with my sandbank, Fleet Norstar in Depew NY. I be getting married and I withdrew $60 out of the bank ATM machine. I consequently wrote a check and overdrew my account. I realize that I made this mistake almost right away. Before the bank did. I go to the bank to deposit the money I took out , so not to overdraw the story. When I went to the wall the computer system was down. I explained to the bank clerk what happened, she call the branch manager over and he thankful me that that would take diligence of the problem for me. They took the money, gave me a receiving and told me that they would process the transaction when the system came rear up. >>This was my later transaction with this hill. My husband to be and I were debut a joint side with his mound after we were married.>> The Friday evening back my wedding I get a call from a collection agency, wanting the $60. I explained that I have payed the bank the $60. I be told by the collection agent that my account would be sent into collection on Monday if I didn't repay the $60.00. I never enjoy been threateded beside collection before. I be nieve and young. I be leaving for my honeymoon on Monday so I payed him the money. I figure that I would go hindmost to the bank when I get home. >>When I got home I go back to the ridge. I had afterwards receipts, proof that I had contained by good hope fixed my mistake. The Bank Manager treated me like a fool. He told me that it be bank policy not to provide money back, and the best he could do be give me $25.00. I give this bank $60. I be not going to settle for anything less. I be fuming. He treated me horribly. I left the wall. When I calmed down a bit, I called the hill back, and spoke to this MAN. After a frustrating few minutes I told him that I would hold the bank to small claims court to win my money back. This MAN told me it would cost me money to wallet for the court and my time was worth more than taking them to court. I calmed him that I would get my brother who be an attorney and we would indeed be in court. He said "Lady, You do what you get to do" and hung up on me!!! How dare he treat me like a stupid, WOMAN! My husband later called this %#@. The controller gave him the money spinal column!! Because he was a Man!! Well very soon I tell everyone who will listen almost my bad experience next to this bank, ( FLEET< NORSTAR Depew NY) including his boss, and his boss, and his boss! They no longer hold my business, but they will get a impossible reputation.


Any one know of apposite personal nouns softwares besides MS Money Manager?

Question:

Answers:
I think Suze Orman have one, if she does, it would be great.

Other Answers:
Quicken has a worthy software. I know alot of small businesses that use it, so it has tons capabilities. Also if you stick beside Microsoft Money, (which I use and love) you can also purchase Ultrasoft Money, and use it to sync your pda to Money and then you can other have your side info with you.
Source(s):
www.quicken.com
www.ultrasoftmoney.com


Why is gold ingots selling stale?

Question:

Answers:
Because people are taking their profits from the increases contained by value.

Now is also a worthy time to buy, as the price is going down.

Other Answers:
It's temporary. People who are contained by the know took some profits.
Basically because the USDollar is rising, short-term.
It will go posterior up soon...
the gold sell-off is amazingly temporary. the forecast is for $1000 gold ingots at years-end.


what is Online Debt Management Programs?

Question:what is Online Debt Management Programs?

Answers:
Debt Management and Building Wealth
http://www.askaquery.com/Answers/qn1581

Online Debt Management Programs
http://www.askaquery.com/Answers/qn1580.html


detail of branch office for Barclay's dune within and around London?

Question:need branch by cross not address

Answers:
London News:
http://www.enewsreference.com/news/ukinglo.htm

Other Answers:
http://www.multimap.com/clients/places.cgi?client=barclays

Took me 10 seconds to find it!


what is Debt Management ?

Question:what is Debt Management ?

Answers:
Debt Management and Building Wealth
http://www.askaquery.com/Answers/qn1581


Online Debt Management Programs
http://www.askaquery.com/Answers/qn1580.html

Other Answers:
The management of your debt

Getting a grip on your debts. Budgeting and cutting expenses, so that you don't verbs a deeper financial hole for yourself. debt management is exactly what it sounds similar to. you have debt so you be in charge of it by coming up with a plan to get hold of out of debt. More specifically, it usually means setting up a reward plan to pay-off your debt through combining your debts into one one monthly payment that you can win by taking out a loan through a bank.


Management of ur debts: ') TO manage $$ from someone else to repay a loan of another. :))




How much money is contained by your pocket or wallet right very soon?

Question:$73.13

Answers:
$0.00

Sad, isn't it. I prefer to use my credit cards or checkbook. My purse is already too cluttered with stuff for my 3 kids...no room for actual MONEY. But hey if you requirement a diaper, some candy, crayons, or a small piece of junk toy...I'm here to comfort.

Other Answers:
$0.03

$0. I conjecture I might have have $73 in my wallet if you make the addition of up all the money I've carried surrounded by the last year or so. I'm broke $23 but a couple of credit cards.


$5.27

$15

About $2,000 $2.36...

lately enough to find home on the bus!


0 $ None...I a moment ago bought gas!


About $27.50.. I deduce there's a few pennies in at hand too.

I've got 15.00 whats this cross-question for?

6.80
most of my purchases are made on credit


$7.43
Plus 24 pesos...don't ask.


$66.00 lb125.63

aprrox $200

I revulsion waiting in dosh machines


I don't transport cash. If a bum asks me for money, I can say-so with a verbs conscious "Sorry I don't have any change". $6.00
I don't approaching having closely of cash on me. If I do i spend it.


Exactly what i can afford to spend without shorting my bills and living expenses. $70.00 and seven mature bus tickets. A couple of credit cards too.


I never hold on to cash on me. I spend it if I hold it.

$64 unless you are asking this to get a loan or rob me...next i am broke! :)

$93.13




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