Personal Finance Question and Answers

Where within the US is a well brought-up place for retiring inexpensively?

Question:

Answers:
Check out the book from your library listed below. Consider living close to a king in Mexico, even next to servants, for one-third of what it costs to live like a pauper here.

Other Answers:
We live within KY - in a small city of give or take a few 2,400 people (lower western corner) & b/c the community is so small, we are renting for $275 3 bdrm vinyl sided, double lot house. We also own the opportunity to buy if we want. It is pretty here & we're right on the Mississippi river.

Please, though, do NOT :-) think fishing when I articulate Mississippi River! It's nasty, but we enjoy a huge & I do mean H*U*G*E* Lake here that be created way fund when by an earthquake they had within the night! That's pretty natty, it is within close to 30-45 min of us (Tiptonville, is it KY or TN - I haven't lived here long enough to know! lol!) You can rent boats in attendance, etc.

Anyway, maybe you should look in. The small city I meant be Hickman, KY., where we live. Maybe you'd hold fun!


How much are you worth?

Question:

Answers:
$100,000,000,000,000,000,000,0...

Other Answers:
millions and millions of $$$
HAPPINESS
about .80 cents
as much as the subsequent person ! you cant put a plus on life it is priceless
££££££££££££££££££££££££££££££...
im priceless
priceless
Priceless.
economically every body is worth a a lot lead to one person can formulate a change so in that is no price
Source(s):
wise man surrounded by me
How much do you have
priceless.

I with the sole purpose have going on for 800 in my funds (poverty is a beast)
i have no clue.
Enough.
Thats not an appropriate press to ask some one. I'm worth enough that my inherited and I are very comfortable and mostly free of debt.
About refusal $2,000 lol
value can not be compared to a natural life...
there's never been adequate currnecy in the world...
nothin' don't own a job:-)
1$
I am P R I C E L E S S. Priceless!
2pts...10 if your lucky.
Bill Gates.... $45 Billion
Donald Trump....$400 Million
Me....Priceless
u cant buy me! i am not for Dutch auction!!
alot!
wat u mean bout dat?
im a football star!
da cool entity dat ever 1 loves!
about (let me count) ok six bucks and 32 cents :)
As much as someone will payment me, or pay for the products or services that I supply.
LETS JUST SAY I'M WORTH MORE TO MY FAMILY DEAD THAN ALIVE....
TWO FIFTY
Hi I'm Garry,

We are human and no human can be valued with money, we be created by god not man so on the other hand if I be created by man then I would be capable of value myself.

No money contained by the world can buy my, compassion, love, body or honesty.

That's the kind of entity relationship builds and it doesn't come over night, seriously of time comes with that..

Simply wish you the best of luck,

Garry


How much money (lump sum) would be plenty for you to retire tomorrow?

Question:Also, how old are you? That make a big difference!

Answers:
$1,000,000 and I would never spend a single cent of it.

The current interest rate is 5%...

So the interest on a million dollars would be $50,000 a year... $12,500 per quarter and you would get rewarded 4 times a year (every quarter).

I could very effortlessly retire on that million dollars, and my kids and grand kids would know how to live off of that same quarterly interest money and never spend a cent of that money.

$50,000 a year is a VERY comfortable retirement.

I am 26, my wife is 21.

Other Answers:
It all depends on how much you spend currently, and how much you plan on spending for ever. And how long do you come up with you're going to live. There are so many different factor that no one answer from us is right.

20.00 I'm only 22 so I would envision I would need probably a couple million.


$5,000,000.00 I am 34, anything less would more than possible run out before I died.

a flawless couple of million would do nicely :-)

6 million, i'm 22 million tax free, and i am 31. more would work-so any hot guys-thats of late a starting point.


let's see... i'm 20, a feminine, live in Kansas, and plan on dying at in the order of 80... thats 60 more years. i'd need around $100,000 a year.. times 60 years is $6,000,000. so yea.. around six mil!

I am 28. I integer if I was living past its sell-by date the interest I would need going on for 50K a year. I would only want to draw nearly 4% to re-invest some to keep up beside inflation. So I figure I would necessitate 1.2 mil, after taxes. Actually 1.35 million, so I could pay bad my mortgage.


set down "Islamic mortgage"?

Question:

Answers:
1-a financial year for muslims is 357 days [lunar year]
2-if you are muslim and you have more of 80 g worth of gold ingots [about 2000$] stagnant without investments for more than one year, you hold to pay 2.5% of your stagnant money to poor citizens as a must.
3-any bank/ loan/ personal/ etc.. INTEREST is not allowed to receive or to wage.
4-you're not allowed to keep/spend/pay money you received from forbidden sources
5-money you take underneath "shyness pressure" is totally forbidden. means if somebody give you money just to avoid any embarassing situation
6-when somebody died, his money will be distributed along some special procedure except mentionned surrounded by his will and he cannot make a will for more than 33% of his money.
7-when somebody is married, the men have to pay for his wife a sum of money to agree on beforehand marriage, this sum will be ample for her to live her life alone if any bag he divorced her [usually enough to buy a house and facilities]
8-liying-cheating-is totally forbidden contained by trade
9-non muslims who live in islamic state own to pay for their protection a small emount
10-during a time of war, the ennemy's money is allowed to be taken
11-after victory, the ennemy's must earnings money
12- non muslim poor people who live contained by islamic state have the right to receive financial minister to from islamic state

Other Answers:
nope


how true is wide-ranging lottery promo internationsl?

Question:

Answers:
Its the ultimate truth for the character who will win this!!

Other Answers:
It is a lie, and they ask your for an commentary bank no. and personal information from you and afterwards they get rid of it to others, like adware maker. This is a crime and they are called "info reapers" within the internet underworld.

When the info recollected from you is used to reduce to rubble your finances or to frame you up in a crime or money laundry it is call Phishing, a very serious federal sin.

There is a page with adjectives the hoaxes and frauds sent by email, and it is relatively complete, and interesting.

I am putting it down for you:
Source(s):
www.hoaxbusters.com
There is no such things as international lottery promo. This activity is from scam and spam artist. Please be carefull! There are circulation of email from italy around winning a lottary ticket, yes it is a scam and don't belief it. You will be asked to verbs some amount of money to ask agent to get the ahead money. it is ripped off.
These are scam. How do you win lottery that you didn't play in the first place? I hold received several emails from UK which I ignored for a while, later decided to adapt my email address.
It's a known scam.

Basically any lottery next to the word "International" or "Global" in it is a scam.

Legitimate lotteries individual operate within the singular territory they are licensed for (e.g. California, UK). They do *not* operate internationally or they would risk falling afoul of anti-gambling law. For example, it is against US Federal Law to mail lottery tickets or money to purchase lottery tickets contained by interstate mail. US lottery winner have be prevented from claiming prizes for out of state lotteries.

Because of this you can safely assume any "international" lottery triumphant notice to be a scam. Most of the copy lottery scams are run by gang from Nigeria. The fake lottery scam is a adaptation of the "419" scam.

This email message is a fake lottery scam. Consider the following facts around real lotteries:

They don't notify winner by email.
You can't win without first buying a lottery ticket.
They don't intermittently select email addresses to award prizes to.
They don't use free email accounts (Yahoo, Hotmail, etc) to communicate next to you.
They don't tell you to nickname a mobile phone number.
They don't tell you to save your winnings secret.
They will never ask a vanquisher to pay any fees to receive a prize!

If you receive any such suspicious messages, submit them to the Scam-O-Matic at
http://www.scamomatic.com for instant confirmation!
Source(s):
http://www.fraudwatchers.org
http://www.scamomatic.com


I deposited lolly into my guard ATM, but my sandbank say it be smaller number. HELP?

Question:On Monday afternoon I posted $180.00 into my checking account. I am sure it be $180.00, it was checked twice by two individuals. On Thursaday morning, the bank deduct $160.00 from my account clich¨¦ that I only have $20.00 in the envelope. Which is fricking impossible. I've call and gone to bank myself, and they "are checking it out". I really don't see this finish well, is within anything else I can do other than sit around waiting for an answer. I haven't done anything wrong, but this is the equivalent of losing $160.00. Please HELP!

Answers:
don't ever put cash into an ATM for this idea. just pray they "find" the other 160 and be obliged. not much you can do in this situation except keep on for them. if this is a first time thing they are across the world lenient just about this sort of stuff. cash contained by an ATM leaves little trace but it does leave some so here has to a point for it to be missing. I had a situation where on earth I deposited my paycheck into an ATM and this happened to me. the envelope have small windows cut out of it so you could see what be inside? just so happen that the check i put in near was highly narrow and didn't show through the holes so they threw it away. luckily someone else found it and cleared it up. anyhoo, lately be persistent since they numeral if you really did deposit that much into your account, you'll be massively anxious and crabby if the money isn't found. just hound them repeatedly and this should hopefully work out.

Other Answers:
I disagree beside the prior answer stating not to deposit cash into the ATM. It is undisruptive and reliable and oftentimes, the quickest solution. If you haven't already done so, contact the branch manager located at your "home" mound. It will be researched immediately and resolved. In the meantime, ask the administrator to give "temporary" credit until within is a solution. The bank is not going to risk losing you as a customer over an error (even if it is your own). I hold been within the banking industry for years and this is not the first time it have happened. If you own any pending transactions out near tell the branch regulator and...take supervision of this immediately!
Use your bank's hours of darkness depository when making deposits after-hours. If the bank is interested, go here.


is it allowed for a collection agency to phone call your neighbors house grounds they can't take intouch w/you?

Question:my neighbor came by aphorism a lady name jane from a collecton agency called maxim she's been trying to obtain a hold of me for 2 mos and if she knew where on earth i was or how to obtain intouch w/me.. isn't that an invasion of privacy.. is there something i can do in the order of that?

Answers:
The best way to bring creditors to stop bugging you is to pay your bills. Your neighbors might thank you, too.

__________ EDIT ________________

I'm confused. If you don't owe money, why are you worried almost the collection agency finding you? Wouldn't you be GLAD that they FINNALY got a hold of you through your neighbor so that you can clear up any misunderstanding and not enjoy them harm your credit by reporting you as two months delinquent?

Other Answers:
I don't know in the order of that one. I know they can't call you at work if you notify them not to. It is definately an invasion of privacy, but I don't know about unlawful.
it most definitely is contained by england its known as the notes protection act and within the interests of client confidentiailty it is illegal to share that information near anyone else!i would get within touch with the agency and see up a right fuss!tell them you plan to start proceedings for a court valise!you should be able to hold the ladys job for revealing that information!after adjectives she didnt have to mention why she be there she should hold said it was a business telephone call!
They're not allowed to telephone any other person but you. Even though you own a depth they cannot harrass you. It's against the directive. You should report them.
This the BBB's site for dealing with a collection agency. It tell you your rights and theirs.
http://www.bbbsilicon.org/topic017.html
Hope that helps.
Its criminal in my state. Check yours
Maybe withing guidelines (if they call once); maybe not.

But since you don't own any money (QED), there probably isn't anything you can do, even if you could find "a collection agency," someone name "Jane" in some state, surrounded by some country, yada yada.

Don't ya' get it?
know it is not ileagel as long as she told them the truth but if she lied and said she be a relative or somthing like that next it is ileagel
In the US, that is definitely illegal! We enjoy had to call for several times to report on companies that are calling us about our neighbors. Personally, I assume it's despicable.


Med stud.- is it better to pay envelope interest on university loans while surrounded by conservatory or invest that money?

Question:I am a med student, whose wife works. We don't have adequate to pay for institution, but are tyring to pay the interest on the un-sub. gov. loans. Would it be better to invest this money, we are getting arranged to open a ROTH IRA and roll over previous 401k(s).

Answers:
Normally I would right to be heard pay rotten the loan first. Right now I have an idea that it depends on the interest rate. If your loan is at an interest rate of 5% or less, and is fixed, I would suggest paying past its sell-by date the minimum for a while. The reason is - interest rates hold been moving up lately, and you are locked contained by at a great interest rate. If you were to remuneration off your loans, but want to take out a loan to buy a house, the interest rate on that money would be at above 6% very soon, and moving up.

As for the ROTH IRA, definately invest in that right immediately. Once you graduate, you will definately be making too much to invest in this surrounded by the future.

The definite key is to live resourcefully below your means right presently. The rest of it all depends on what your adjectives plans are. If you are looking to buy a house in the adjectives, start building up a nest egg for that (invest in a few short occupancy CDs if you have satisfactory savings).

Other Answers:
I think you should remuneration the student interest back as soon as possible because that will be one ending thing that your credit wishes to worry almost.

don't invest money that's not yours, don't a short time ago pay interest, you'll be within debt forever I think investing would be best - the roth IRA, held the minimum required time, will be export tax free and the interest on the loan will be tax deductable.


Since you're in arts school, you can apply to have your student loans deferred. During deferral, you don't hold to make payments and no interest accrue. Contact your lender.




I inevitability $5000.My coup¨¦ is broke,can't obtain kids to college,to work. Serious legally recognized issues. PLEASE HELP Suggestions?

Question:I am in a genuine bind. I need the money surrounded by a week. It seems impossible, but I know that someone out nearby can help me. I try incredibly hard to do the right entry, but it has be very difficult. I am getting some support from my church, i hold almost depleted my own funds. I have a court date on the 24th. I would enjoy been competent to come up with the money if my vehicle wouldn't have broken down, I t wishes a new engine, vitally a new coup¨¦. I work very tricky, and am interested in some suggestions nearly getting these funds or some help.

Answers:
Where the kid's daddies at? Can they abet you? And don't you have any friends? $5000 is a fundamentally specific amount. Why not ask for an amount that will pay for a used motor?

Other Answers:
selling drugs can probably get you greatly of money in a week you a short time ago need to fing some empire who want some
I would have help - but you mentioned two things that will prevent you from getting much help - SERIOUS permitted issues, and CHURCH. I dont trust anyone who mentions either of those topics.
The Lord will provide.

Hire a motor for a while. Get a loan. Get yourself out of trouble and pay it rear legs. Get more hours at work. Sell all the stuff that you don't stipulation.
See if people from your church can bestow you rides for the next couple of weeks. Or I don`t know someone can let you borrow a motor for the next couple weeks.
You should buy a cheap sports car rather than spending 5K on your current saloon.


Alertpay vs Paypal?

Question:Which option works faster for fund verbs to the US, and also for receipts?

Answers:
PayPal is one of the most popular online money transfer systems widely used for online auctions, retribution to surf programs, e-books and purchase of low value merchandise. It is now a constituent of the online auction website eBay.
More details available at
http://www.money-transfer.in/paypalindia.html

Other Answers:
I dont know abut Alterpay but Paypal is terrible. I enjoy 2 incidents with them making incorret charges and refuse to refund. This have happened to 2 of my close friends as okay.


Has anyone ever tried one of those manacle correspondence?

Question:You know, the ones where they are resembling send this plentiful people $1 and you'll obtain $800,000 in the correspondence in a couple of weeks. Has anyone ever tried this and have it work?

Answers:
A chain communiqu¨¦ is an excellent way to filter your friends. Send a cuff letter along to adjectives of your friends and any who do not get annoyed and who do not lower their view of you can be safely dropped.

Other Answers:
No. They are adjectives garbage.

They dont work, and they are illegal.




Is it legally recognized to create an internet panhandling website?

Question:What are the rules for such as feat? Suppose you lost your motor in an happenstance and cannot afford to buy another one(bad credit); could you ask for assistance online? Mind you, I am just wondering. No, I haven't have an accident within 11 yrs!! So, it's not me!

Answers:
If you live in USA Of course you can.

Other Answers:
You could check beside your local police department.

don't know i guess you can though why not




Married couple, she have credit cards, he have credit cards. One dies, is spouse responsiable for credit cards?

Question:She has cards surrounded by her name single and he has same. She have added him to hers and he has added her to his

Answers:
Yup

Other Answers:
I judge it depends on the state but if both people are on the portrayal then both relatives are responsible for it.
One is responsible if One is closing the others estate. Assets would be used so both are liable.
Absolutely. The spouse is tied to their the dept/finances of their partner.
yes, the credit companies will come after his insurance money
I THINK IT HAPPEN YOUR IN IT TOGETHER ACOURSE YOUR RESPONSILBE GEEEEEEEEEEEEEEEEEEEEE WHIZ IT TWO TOGETHER IF YA LUCKY HE SMILE LEAVE YOU MONEY! THEN IF YA POOR YOUR DEAL WITH HIS DEBTS >>> WHO EVER DIED LEFT HOLDING THE OTHERS DEBTS >>>> WOW LIFCE IS LOVING LEARNING ACCEPPTING RESPONBITIES BE HAPPY HE LOVE YOU SMILE ROCK THAT SMILE HAVE A GREAT DAY !
Source(s):
MY SOURCE CAME FROM MY HEART
2
Each is liable for their own credit card debt unless both signed the credit application. Merely, allowing another as a user of your credit card does not make that character liable for the debt. The assets of her estate are liable for the debts - his assets are free and clear, though he may inherit less because her assets may walk to pay rotten the credit card debt.
Source(s):
I am a lawyer.


what is your trepidation or what do you unease ?

Question:

Answers:
Cemetaries... dead bodies... living a lonely life span...

Other Answers:
i fear from allah (god)
Truthfully....not necessarily natural life after death, but demise itself....the passing over and adjectives that. I don't want to suffer.
My fear is spiders i can`t stand them.
Spiders...
i fear height, i won't go on roller coasters if they're to glorious in the atmosphere...i hate ferris wheel. and i'm also afraid of bugs, especially ones that fly when they fly i scream and run away, if they crawl i can't even assassinate them becuz they scare me so much so i catch my dad to do it.
I am afrid of dieing and spiders and snakes
People fear the unknown. People also terror most of all the things that own already happened to them. My biggest mistrust is being unsuccsessful within love and life... But if we're chitchat about fobias, I am fearful of moths and any type of mould including mushrooms! Yak!
Spiders and having the dreaded two men surrounded by unifrom knock on my door to tell me that something have happened to my fiancee who is serving overseas right in a minute.
this may be stupid, but i fear another person's saliva or spit. usually if they spit at me. i guess this is because my older sister other threatened to spit at me and now it scar me for life
Bathophobia.... it's the terror of depths! When i was little i nearly drowned so it kinda stuck beside me.
I fear werewolves I start being ripped apart and not have the strength to stop it
maggots, violent men, cockroaches, demise of a family contributor, growing older and not anyone successful, mean ethnic group (might seem close to I shouldn't fear have it in mind people, but I really dislike being around relations with that disposition because i rubs off on me and bequeath me an attitude...) and God....
Fear of loosing.....
Kiss my ***
Mice or rats! When I was a kid my dad would drive us to the river to see the river rats, they be as big as dogs. I'm a strong person but if a mouse or rat come around I will not be standing around I will be up on the nearest table, stool etc. One night it be raining I was sitting contained by a lawn bench on my porch when a rat ran through the courtyard, someone let the cat out and the cat chased it where on earth I was sitting. I jump up on the lawn stool and grabbed the post when the cat and rat run under me. I fell through the stool and totally mess it up, and I came within the house crying. Not because I was hurt but because it upset me so badly.


trying to locate how much i enjoy for retirement?

Question:i belonged to international brotherhood of boilermakers local 358, looking for info.

Answers:
I G00GLEd it and came up beside quite a few local chapter. What state are you in. They have directories for Illionis, Washington, Prince Edward Island....too many to be in motion thru not knowing where you looked.

Search it on www.G00GLE.com


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