Personal Finance Question and Answers

Has anyone out within ever won anything, such as money, lottery, stuff possessions?



Answers:
I won a baseball bat at a little league dinner.

Other Answers:
Yeah, small loteries. You own to be lucky but most of a have hope ;-)
i won 40 php at the lottery. Less than a US dollar
i won a tiny fridge (holds two small bottles) from a beer company
yeah terrifically recently and it's bit of a fun story aswell. I bought an mp3 player for my gf for valentine's hours of daylight. A week later some guy working at the store that I bought the player from, ring me saying that I won a trip for two contained by Paris (France). I just told them I wasn't interested contained by it, cause I broke up beside my gf two days after valentine's. Faulty mp3 player perhaps :D
yes, slightly a few things. The most valuable be a Majorica Pearl necklace. Also, a wooden rocking chair, subscriptions to a couple of magazine, a few other gifts, small amounts of money. Overall, I think I am a lucky soul but I am not a gambler by nature.
I've won a tv - little golden books essay contest
A washer and drier + set of 4 dolls beside entire toy line -clothes strollers ect. of stuff that go with them- Magic nursery Dolls - From Mattel distinguished prize.
Various door prizes at Card shows
pricey sunglasses + pepsi products -pepsi essay contest
Source(s):
All that was the 80's
The 90's be a dry spell unless you count 10 football logo hats. 2006 is infantile so who knows?
I bought a single ticket to a raffle within 1990, and won the grand prize - the unproved Pillsbury Doughboy!! I think someday he will put my daughter through college, or I might a short time ago donate him to a museum! Because of him, my kitchen is blue and white and covered with doughboy memorabilia!

I also won an essay contest and won a shopping spree at Wal-Mart! That be loads of fun. I never thought I'd have a complicated time spending money, but I just couldn't establish where to run first, or what I wanted most! Big ticket items, lots of smaller stuff?? But I have a blast!

I don't consider myself lucky at all, but I believe that God chooses not simply to meet my wishes, but also the desires of my heart! (right now I'm desiring a trial bearing assembly, 2 rotors, and 4 shiny trial tires!!)
$15 from Pepsi bottle cap
$2 from lotto
that's adjectives I can remember


how can i stop spending money? i don't spend it on clothes or women or drugs or ingestion out - give a hand?

i am such a money moron - i don't know how it just seep out - i asked my bank if they hold money management classes, and obviously all they want me to do is sign up for their programs which don't backing me. my biggest expenses are food (no eating out at restaurants) and gas. i read that the majority of americans live beyond their system - that's some solice, but not the right kind of company i want to be contained by with. any tips?

Answers:
I know how your surface. Payday comes, and before I even kind it to the door, that money is gone. The house payment, gas, electric, wet, insurance, fuel for 2 cars and a pickup, necesities like toilet broadsheet, soap, toothpaste, cat litter, and groceries bleed me dry every 2 weeks.
The best way to stop spending money is to stop making it. If your broke, you can't exactly throw brass around. Since that isn't an option, I would utter the best bet is to always second guess a luxery purchase. See something, want it, progress home and think roughly it, and then jump back and buy it or not. Also, no business what, put something into savings. If it is just $5, put it in. That route you won't ever feel broke.

Other Answers:
You can try driving smaller quantity. I dont know about your post situation, but you could always receive a second part time opportunity. A lot of people own to do that.
Give yourself an allowance on payday -- an envelope of cash works in good health -- and make the rest of your money difficult to receive to. Freeze your credit/debit cards in a ample block of ice, shred your checks, and use a mound that's inconvenient to get to.

My wife and I did this when we be first married, and it worked really well.
To me, making money is other easier than cutting expenses. Find a opening to make more money, next you don't feel so guilty almost spending.
You say you don't know how it seep out. Find out! Next paycheck, statrt a very STRICT accounting of your money. Save receipts for EVERYTHING. I suspect it's adjectives those little things you don't think asbout that are calculation up. The nickel and dime stuff you dont think in the order of can add up to greatly.

When you do this, don't change your spending conduct. You are just collecting notes. Don't judge yourself.

After a couple weeks or a month, draw from together all your receipts and accounting stuff (you might want somewhat journal to write stuff contained by because saving adjectives those little pieces of paper can be annoying). Break it down-- arrange it, lay it all out on the table where on earth your money is going. Then figure out what you don't obligation to spend on anymore. Once you see where your money have been going (lattes? magazine? impulse purchases at 7-11?), be aware that i.e. where it is going and don't spend it on the things you don't involve anymore.

Good luck!


how can i work from home as a nigerian.?



Answers:
Most people who work at home and are successful are doing one of two things - getting rewarded a commission on everyone they convince to join the program (also set as MLM or pyramid plans) OR they have their own business. Your own business is something you create yourself, not find on the internet. You create it base on your skills, your passions not on what someone else tell you is the GREATEST thing going.

If you are looking at one of the relentless "opportunities" out there watch out - most are scams. Here are a few question you should ask to help numeral out if the one you are looking at is for real or not.

Legitimate work-at-home program should relay you - in writing - what's involved within the program they are selling. Here are some questions you might ask:

* What tasks will I own to perform? (Ask the program to document every step of the job.)
* Will I be remunerated a salary or will my settle be based on commission?
* Who will earnings me?
* When will I get my first paycheck?
* What is the total cost of the work-at-home program, including supplies, equipment and sponsorship fees?
* What will I get for my money?

Other Answers:
If you own technical skills, you can work from home as a freelancer.
Source(s):
www.guru.com
www.elance.com
This is the site that i am currently making a living past its sell-by date of. There is no experience necessary and lots of directions to fulfill. You will be paid $15 - $20 for respectively order you process.
http://mwari23.dataproz.hop.clickbank.web


Does anyone enjoy a 2nd duty within tallying to a full time position to supplement their income?



Answers:
yeap i do. sometimes a 3rd job (part time). Not necessarily to payment up the living expenses but cause I approaching doing many things that are fun to me.

Other Answers:
Yes, do. I own a regular morning office brief and I have another home base job, by piece of work not by loyal time. It is a translation job.
Yes, I do teleservices from home for Dell Computers, I also bear Pizza Hut orders from home, and I embezzle orders for "As see on TV" items from home. I am on the phone/computer working at least 12/hrs per time...but I earn a VERY good living and never walk off home. I may be sitting in my drawers discussion to you taking your Pizza Hut order...lol....what a great life span!


"The love of money is the root of adjectives kind of evil"?

What do you think that vehicle??

Answers:
Exactly what is says. Having and wanting stuff lead humans to commit all kind of dumb things. Pride is the absolute instigation of sin and evil. Money is the best nutrition for pride

Other Answers:
Girlfriend = Time * Money

Your girlfriend is a woman!

Girfriend = Woman
Woman = Time * Money

We all know that time is money...

time = money
woman = money * money

woman = (money)^2

We also know that money is the root of adjectives evil,
correct?

money = sqrt(evil)

woman = [sqrt(evil)]^2

Hence,

woman = evil
Money is fine as long as you want to use it for the right reasons (i.e. helping others, doing upright, etc.) When your only motivation is getting more money, afterwards it becomes an inclination.
People who put money above everything else can become so obsessed near obtaining it, they will do anything do procure it.
very true
What it channel is that, people will do the craziest, most treacherous, and unheard of things for money. For example, all these realness shows on TV, you have to do unlikely things to win the money. Eat this, Eat that, Lie to this person, Trick this creature, not only that but robberies,whether its Bank, Home, or surrounded by a Grocery Store, its for the Money. Even alot of murders that happen today are commonly financially motivated. I hope that provides some clarity to your question.
economically, people can do horrible things to get your hands on money, such as killing inhabitants, etc., so yes, i can see how this could be true...
Nothing really.
Only if used out of Balance
The love of money - is really talking in the region of the greed to accumulate success...which would be more important than the methods used contained by accumulatiung it or the uses you put it to.

So this greed can destroy relationships and also head to illegal accomplishments in the go through of making investments that would increase the wealth more

so money itself is not bleak, its the greed

so you can also say

greed is the root of adjectives evil

greed for wealth, power and position....
resourcefully not all evil obviously, some evil are caused by things save for money. but partly the love of money MAY be one root of evil. its a moment ago that it should be in the right context for us to say-so that money is indeed the root of some evil.
It is not money that is evil, it is the creature. Money is a tool that we use. True people variation when they get money but that is to say the person and their shortcomings.
greed is



83b Election for toll purposes-- for restricted stock. How long to hold the stock for long-term boater gain?



Answers:
1 year from the date you received the stock.

Other Answers:
cvcvcv
http://taxes.yahoo.com/guide/execcomp/sec83b.html


Can a "gold-digger" relocate?

I've become reacquainted with a lovely girl I used to date support in big school. Since, she have shown tendencies of man a gold-digger (dates much older men, other talks give or take a few expensive stuff). She seems to contemplation for me, but I will never be able to afford her the things she claims to esteem. Is she expert of living a comfortable (rather than opulent) lifestyle?

Answers:
I would personally put the likelihood more toward the "not likely" end of the spectrum.

Does she own up that she has these tendency? Has she said that she wants to evolution?

If "no" to both of these, I would say that within is **no** chance of vary. Even if she does, is she sincere?

Best of luck, but be careful.

Other Answers:
If a Goldigger finds a Diamond In The Sand And Therein Find Love. Certainly she will cash

But will a gold-digger be content for long with silver? Dont count on it!





Who is standard representative of Australia & New Zealand Banking Group Limited within Singapore?



Answers:
Key Contacts

Title, Location, Contact
General Manager, Singapore, Bill Foo
http://www.anz.com/Singapore/general/contactus.asp

Other Answers:
ANZ general manager(Singapore)-Bill Foo


why can i find www.quikpayday.com on the network?



Answers:
Payday loans are a racket don't draw from into that unless you are doing the loans wow I can't belive anyone would pay $237 for $200 for 2 weeks. That comes out to close to 459% a year! I have a well brought-up friend that has 2 Payday loan stores and make alot of good money.

Other Answers:
www.quikpayday.com



Am I obligated to reimburse lifeless husbands credit cards? I am not a co-signer, they do not hold my cross on them.?



Answers:
Money owed to creditors will be charged to the estate, so if you are a beneficiary, it will affect you financially. If there is no estate, significance he had no assets to speak of, you are not individually liable. However, if he had credit card debt it is promising there are assets of some sort.

Other Answers:
Here within Australia outstanding debts of the deceased would usually be rewarded from the estate.

So yeah, you probably do. Life insurance or accidental loss policies will often earnings for this type of thing if he have any.
Like other bills, it will come from any estate he has. You may want to call for an estate lawyer. Perhaps he have an option on his card (or one of his other credit cards) that upon his destruction the bills would be covered. I'd call and ask them if he did.
Any debt a spouse get into is the resposibility of the other spouse you are a team what you own belongs to the both of you debt included.the only style you would not is if he had inshurance on the stability of the cards to cover incase of death.Sorry for your loss.


employer not withholding correct amount of my check to get together 401(k) percentage what can I do?



Answers:
talk to who ever does payroll and own the correct per. in front of you

Other Answers:
That's the right answer. They may own an explanation for why the percentage is not what you expect.


Do you save>?

How much savings do you enjoy in your dune?

Answers:
.02

Other Answers:
Better to invest in my 401k... :o)
lots.
I am trying to be better roughly speaking saving this year--it's my New Year's Resolution! I own $10,200 in my amalgamated savings report with my husband and $1,000 contained by my own personal savings commentary.
Source(s):
my own life
yes! SAVE IT!
zilch yet
surrounded by my savings description -- enough for 3 months worth of bills. that does not include my retirement investments.
I love to hide away money. It makes me surface so good nearly myself :)
yes i save and my money is working for me very soon invested in rental homes
Several hundred dollars per month. I am 51 and contained by my twilight years. I have stocks, a 401(k), REIT, Iraq dinar, gold ingots, and credit card bills.
Source(s):
So how smart am I?


I necessitate help out beside my eBay?

I just started selling if you would appropriate the time to take a look. Please impart me some sugestions. THANKYOU
http://cm.ebay.com/cm/ck/1065-29296-2357-0?uid=288536477&site=0&ver=LCA080805&item=5467934394&lk=URL

Answers:
Hi shayshay2gavyn

I think you own made a little mistake and perchance because you are new on EBay. I am not anyone judgemental or criticising you in any mode.

But just judge about it.

See most of the Buyers are thoroughly sceptical and afraid of buying items from unknown or new seller.

Here you can adopt two approaches.

Firstly, you can charge a high price of $5 and next wait for the buyers next to little profits and only a few deal over the long term.

OR

You can price your items cheaply so that more buyers buy them, question paper their quality, provide you positive ratings and good comments and can furnish you good publicity so that you can get hold of more and more orders contained by the future and can diversify glibly into other items.

Also you need to mention full details going on for your items. i.e. the Quality of Clay used, the packing in which the item will be shipped, Your Payment policy within full detail, your Return and Warranty Policy and even your shipping policy.

But i admit you hold built a very fine and cute ad. for your item and you are a incredibly good artist. Keep it Up.

If you come up with that i am the first person to answer your cross-question quite comprehensively and suddenly, then VOTE for MY ANSWER as the BEST ANSWER.

Relax! purely joking.

I hope that you enjoy got adjectives the relevant information. If you want to know anything else, then post another give somebody the third degree i will definitely answer it.

Take Care.
Bye.

Other Answers:
your sculpture look great, and everything from what i can see is well written. Its clear and simple, only be careful give or take a few making typing mistakes.

I wish you great fortune and luck!


I want to know what is the firt step for unfurl a cigar store,?



Answers:
location

Other Answers:
start your business plan
First, go to sites approaching, http://www.cigargroup.com/faq/, and ask questions, right to the aficionados similar to myself.

Then...you would get awsome answers approaching these! :)
Source(s):
http://www.tinderbox.com/p43.htm
http://www.luxist.com/2006/01/08/two-guys-cigar-shop-plans-franchise/
http://www.entrepreneur.com/franzone/details/1,5885,12-12---282371-,00.html
http://www.thefranchisemall.com/franchises/details/10241-0-Gateway_Cigar_Store_Newstands.htm
buy a LOT of cigars...
physibility
Find someone that can sell you Cuban Cigars.


What own you found as the most important route to retrieve for a downpayment on a house?



Answers:
what worked for us was, taking a solid % out of our bi-weekly salary and enjoy it automatically deposited into a seperate savings picture, out of sight, out of mind we never saw it so we weren't tempt to use it.

Other Answers:
Dont go shopping!

Just save money from respectively check and dont touch it. Yea i would like to know other ways myself lol I hear about a man who collectively used the max. on adjectives his credit cards and got property right away....Can't consider what HIS monthly bills looked like, though!


WHat i do is but at least 10 within to my saveings account no issue what. The at the end of the week i but what ever is moved out in my wallet surrounded by the saveings as well.
I cut rear on shopping and started bargin shopping. I paid sour my debts so i could borrow more money. I changed alot I am not at 7,000 that i want but i will be there soon.
Good luck it is frozen to save>


Make yourself a budget and see how much you can liberate, first of all. Then receive sure you stick to it! Also, put away any other money (tax refund) to save as capably and don't spend it!

There are a lot of programs out within that can help you surrounded by buying a house with little or no money down as all right. Even some builders will "gift" you the down payment. Check out adjectives your options!


robbed my 401K after a few years First : convince yourself that you want to 'SAVE' - no matter how difficult it might be.

Second : Get a newspaper and pen. Make a budget to see what are your incomes and where is adjectives the money going.

Third : Mark out all the items where on earth you can cut down or items which you can eliminate altogether. Decide on a fixed minimum amount which you will amass in any situation (put something aside for emergencies)

Fourth : Open a special details and deposit the amount decided as soon as you return with your cheque. This is a 'touch me not' account. Once the money is contained by, its gone - just forget it.

Fifth : Revise your nest egg amount every six months. Check on Account Balance and see if you are reaching your target.

Do this for a year and then you can report to others - how to save for a down transmittal !


Save partially of your income (This is not as easy as it seem. Drop me a line if you requirement more details)




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