Personal Finance Question and Answers

recieved a email diplomatic edge,foreign operation branch-accra-ghana ,Exist? -Provide phone# please-?Fraud?



Answers:
It's a fraud - big time.

Just remember, if you send money overseas, it will be impossible to acquire back even if you report it to the police. My susceptible son got screwed out of $9,000 on a scam out of England. I next found out that people surrounded by Nigeria do their scamming through other countries also.

I can't explain the scam to you now because here are many different stories that they provide. Usually it deals beside someone (with a screwy mumbo jumbo name) who can't get their money on some tremendous trust fund of millions of dollars for some screwy source and they need your assistance. They will share the booty next to you after you help them procure it but you need to distribute them "good-faith" money first. After you send them the money, you never hear from them again.

My son get screwed by someone who told him he would buy a car from him (the saloon was advertise through eBay). The emails were coming out of England. He/she sent my son a check within an amount higher than the amount of the vehicle, saying that someone else have given him/her the check and asked him to cash the check and distribute him the difference. My son did it, cashed the check, immediately sent the difference pay for. Then a week later the check come back bounced. He be on the hook to replace the money to the bank. He reported it to the police. They be no help.

Other Answers:
I'd not enjoy opened it. Lots of scam going on with this. Nothing on this on internet - that I could find. Now, verbs about your email.
This is totally fraud email.........I'm sure this email come from some where resembling nigeria don't waste your time surrounded by that kinda stuff........ok This is spam :)
It's a scam.
for sure this is fraud..press the delete button.


if i hold 100 dimes 100 nickles 100 pennies that have to equal $1 and merely use 21 coins what is the answer?



Answers:
13 nickels
5 pennies
3 dimes

Other Answers:
3 dimes
13 nickels
5 pennies


If u suddenly get a million dollars, what would u do near it, what would be the first item you'd buy?



Answers:
a decent sports car would be first. then a house, likelihood and ends, and i would put the rest in a in your favour account to draw interest.

Other Answers:
The subsidise pocket of the president.
A million after taxes? I'd buy a farm and tend 'til it was adjectives gone!
Id buy something for all member of my imediate family. Give one third to charity and invest the rest near just somewhat something for me. Remember this. It is better to give than to receive. Good luck and much suitability.
My freedom from the crappy marriage I'm presently within.
An unlisted telephone number:)
Id probably spend it ona trip around the world :)
Thats what ego love to do
a plain ticket to see harley cause he freshly got out of young offenders` institution and moved to montana and i miss him soooooooooooooo much my life is nuthin witout him....oh ya next we would have a home :P lol i dk :P :P :P <3
I already have a profile drawer full of business plans for companies I'd like to start if I suddenly have a financial windfall. With $1 million, I'd start my own law firm and confer on my employing firm down forever.
I'd set up a trust for my family and our parish.
a uhaul truck and a house to pack and move
An accountant
A clad house
I limited-production luxury sportscar. Then I'd pay adjectives my debt off and live comfortably for the rest of my life span.
Set up a trust fund for my son for college expenses, etc.
I'd buy the Internet. I'd buy everyone but you and I, a sense of humor.
If I got a million dollars, I would brand name the most of my money. The first thing I would do is earnings off my parents' mortgage. That would accumulate them $620.00 a month. Then I would calculate what to do near the rest of my money. I would put some in nest egg, put some money in cd's, build me a house, and I would wall in my parent's property.
I'd buy a ticket to visite any place else...for the rest
i'd reimburse someone to kill my brother 4 me..!!LOL...
P.S:
traveling is my hobby
My mortgage
Since you hold not said if the taxes are paid, I would cut the amount surrounded by half and put partially in nest egg for taxes. With the remaining 500K I would pay past its sell-by date all debt, subsequent I would pay rotten a house of my choosing. A house paid rotten will mean I would not enjoy to make up the mortgage transmittal from any wages. The above things are for security. All debt compensated off and a house that would cost me little (Taxes, Insurance, Utilities, Upkeep, Expansion / refurbishment).
The subsequent item I would purchase is a business that is prepetual. An up and coming franchise would be nice, but plentiful times this is a million by itself.
seriously??

tickets for the best seats to see the world cup contained by germany[soccer].
atleast of my fave team france!
i would be contented near just that... :)))hey u made me smile!
$10,000,000.00 contained by 3 years or less.
I'd buy a million dollar coup¨¦.
I'd buy an electric fence to save out all the voice.
Source(s):
Trust me, I do this for a living.
a trip to europe then a house and a saloon for me and all my friends.
The first point I would do would be pay bad my debt the first thing I would buy would be a house!


How to buy a time insurance?

how to find a financial planner

Answers:
Take a look at this article and its related links for info about existence insurance: http://www.fuzeqna.com/iqcu/consumer/kbdetail.asp?kbid=745

For how to choose an insurance agent: http://www.fuzeqna.com/iqcu/consumer/kbdetail.asp?kbid=682

For how to choose a financial planner:
http://www.fuzeqna.com/iqcu/consumer/kbdetail.asp?kbid=464

I recently bought duration insurance online using Insure.com. I was vastly pleased with how smoothly the process go. For $300 a year, I am covered for $300,000. You'll want to consider your financial obligations when decide how much coverage to get.

Good luck.

Other Answers:
First, I'd really check out a financial planner. I live contained by Michigan and one of these financial advisors scammed l00s of 10s of 1000s from people here. Two kind of life insurance - complete life and occupancy. Check on internet and compare. An excellent one for children (very reasonably priced is) is Globe Life. My son (26) pays $50 year for $10,000 worth of unharmed life (whole time builds up interest).

Make sure to look for someone that will review your entire situation and help out you determine how much coverage you need. Here is a directory: http://www.findlocalinsurance.com
If you are from PA agree to me know.




At what % did the cost ofl iving increase by surrounded by the US for 2005?



Answers:
4.1%, according to the Social Security Administration (http://www.ssa.gov/OACT/COLA/latestCOLA.html). This is based on the Consumer Price Index, and is calculated for adjectives the major metro areas, so you should be capable of find for your area, if needed.


Where can I find reviews of different US bank services?



Answers:
bankrate.com compares rates, it is a start at least

Other Answers:
if ypou jump to G00GLE or diffrent banks and ask them for help out they can help you .........they will explain to you everthing about it.....sorry i cant relieve you there .......i am had it at a bank but my friend is and possibly he can tell me how it works i am gone dispatch you a message if he can and i can help you....sorry i coulkd not be more usefull


what is the difference between APR and posted rates? It is related to housing mortgages.?



Answers:
APR is the true cost after adding adjectives the closing costs and fees Posted rate is what the base loan is figure at before you incorporate all the fees you can't salary cash for and consequently finance it for a bizillion years of interest

Other Answers:
APR is the annual rate, which reflect compunding of interest and is therefore usually better.

the APR is the annual percentage rate....a posted rate may be difficult....this mortgage may be variable CAVEAT EMPTOR = buyer beware. getting a physical estate attorney is a good theory I answered this question at the following relation. You can find my answer, Labled "The Simplest Answer", along with others.

Also, find mor info surrounded by the sources.

http://RunEye.com/question/;_ylt=AtWM1_R8fnww_1mUsho08KEjzKIX?qid=1006030503041

"APR" is the Annual Percentage Rate- the rate that the interest is based upon.

"APY" is the Annual Percentage Yield- the efficient rate because of "compounding" the interest. This is more than the APR. Multiply your deposit by the APY to found out what your actual interest will be at the end of the year.
Source(s):
http://banking.going on for.com/od/savings/a/apy.htm
http://www.investopedia.com/articles/basics/04/102904.asp
http://www.u.arizona.edu/~avr/interest.phtml
http://www.bankrate.com/brm/calc/cdc/CertDeposit.asp




ok is at hand a edge or credit federation call westfago any where on earth surrounded by us . and if so is here contained by va.

i just have need of to know this one asp plz some one tells me ther eis

Answers:
You may be thinking of WELLS Fargo. See their intertwine below.

Other Answers:
It's Wells Fargo.

https://www.wellsfargo.com/" title="https://www.wellsfargo.com/">https://www.wellsfargo.com/


What's the fastest and most efficient method to craft money on ebay?



Answers:
sell elevated, buy low. to do this try and find a wholesale supplier, not that easy to do, but if you're of a mind to put in a bit of go the results are terrific.

Other Answers:
sell illustrious , buy low

but things cheap later sell them on for a profit steal coupé stereos and sell them on ebay. 100% profit. Works for my friend and he is livin it up.


Buy name brand products contained by bulk and then flog them on ebay!

< Sell stuff that people will retribution big bucks for.

buy low, vend high. put up for sale things.


Make some big-hearted of food that looks like it have the image of the virgin mary surrounded by it. Then sell the vessel you cooked it in.

Else... find something stupid beneath your bed. Like a box, and claim some idea is contained in it... like the boogie man.

But anything religous that magically appears on say-so... a grilled cheese sandwich will make you angelic money very hastily.


Duh...provide things you don't want at a high price. Buy stuff really cheaply within sales - Claire's lucky oodles are good basis you get tonnes of stuff for lb3. Then you newly sell the stuff next to the starting price at what you bought it at and it wil go up and up ^_^ it help if you have a flashy selling page and upright photos of the stuff aswell, I saw software specifically designed for ebay pages on mart the other day =)


buy sumthin u dont need and resell it on eBay. Chances are, you will flog it for more than you bought it.

< hook up with an importer, sometimes produce go unclaimed and the importer keep them because it is too expensive to send rear - thats the manufacturers outcome. So this importer keps the goods, but they are too busy to set up a retail business and they fall up giving laptops, DVD players, skateboards, paintball guns to their relatives.

BUT! If you came within and offered a split, you might make out really very well.

Buy baptize brand clearance (kids clothes are the best)
Sell them for more then you rewarded

Also, make sure beforehand you waste your time that it is something to be precise currently selling.

Good luck!




ive be offered lb650 for a lb11,000 shortfall on my endowment?

my wife was told it would rate off her mortgage and be gone with a nestegg. does this give the impression of being reasonable or should you other decline the first offer?

Answers:
There is no biddable way to know that lacking more information about your endowment. It does nouns low.


can i wallet for personal liquidation after man out of academy,alothough i owe a student loan whic im inept to?



Answers:
In the UK yes you can go in debt but you will not be able to capture a bank loan, mortage or any form of loans for up to 5 years! My suggestion is stick it out! I have a lb12,000/$24000 student loan!

Other Answers:
student loans are not eligible for collapse


I am looking for a retirement planner surrounded by the san fernando dell surrounded by CA. Do you know of someone?



Answers:
Make sure you find a "Cetified Financial Planner" and make he or she prove it. There are certificate for this. The next examine or I should planner to look for is a "fee based singular planner" This means he or she works for a set allowance not a commission. If on commission, they would be self-serving and try to sell you something from the Company they are contracted beside. This should be good anywhere within the country.


I want money. that's why I am looking for a duty.so is that ok?



Answers:
Why else would you look for a job? Otherwise, it isn't a duty. It's a hobby.

Other Answers:
Its the best reason of adjectives. Go get a mission and you'll have control over your fortune.

What? Of course thats ok. Find a job Yeah Go for it!!


NO WAY *****
Source(s):
GODADDY

< Unless you're an illegal alien, that's clearly ok.

no, you'd wage more taxes
get interested within investing!




How should I allocate $... within CDs, stocks, stash, mutual funds? Mid thirties, married and a child?



Answers:
This Vanguard investor questionnaire with donate you a rough idea how to allocate your money, depending on your financial situation. That's the do-it-yourself approach. You may also want to try a financial advisor.

Other Answers:
It depends on your investing desire.

http://www.stock-article.com/
The best option is to congregate with a professional financial advisor. They will enjoy you complete a risk tolerance survey. Make sure to discuss emergency funds, retirement plans, college funds, life & disability insurance. To find a local agent try here: http://www.findlocalinsurance.com
You discussion about profusely at one time...or a little respectively week (401k or Roth?)

Either way you obligation professional advice. When you enjoy to balance levy considerations you need to know what you are doing.
Contrary to the "professional advice" proposal, I would read all the civilizing info and recommended books on bobbrinker.com.

Only then will you know how to do it yourself or make an informed verdict on choosing an advisor if you decide you don't want to touch your own financial future.
It depends on how agressive you are.

Since you are still relative youthful, I would suggest you invest

20% stocks in large-cap
45% mutual funds within mid-cap
20% mutual funds in small-cap
10% CD/bonds
5% money


I may hold found a treasure chest lower than my rocking stool. Do you construe near is gold ingots inside?



Answers:
DO NOT OPEN IT! It may have be left in that by Pandora.

Other Answers:
Beware of the Leprechaun!

Open it and you will know.

http://www.stock-article.com/





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