Personal Finance Question and Answers

If the Secret Service finds out that I’ve be printing sour $50 bills, what will ensue to me?

Question:

Answers:
you've got a million of these, don't you? I merely went into hysterics reading some of your q's contained by your profile...GREAT work!

Other Answers:
ur going to jail
Well, i bet they will know that you said that. You will probably run 2 prison.
Dugh, Jail for a LONG LONG LONG TIME.
your going to prison
dont drop the soap
Your picture will go on the subsequent printing of 50s?
porbably very big trouble or they will contribute you a job .... One of those two for shure !!
dude your an idiot...reformatory time sucker.
They will make you munch through every single one of them, and then roll down a mound, and then stick you surrounded by the oven at 350 for 30 minutes or until golden brown.

Then you will be a dough nut.
I think it's a $50 fine.
in the region of 20 years
They'll tack one on your forehead that says "dunce for sale"
You'll move about to jail, where on earth u belong
That is the Secret Service knocking on your door very soon!
stop asking that same question.
It's the big house for you!
You'll jump to prision for about 10-15 on counterfiting charges.
If you are admit to a criminal act, after wait and see. And please tolerate us know. If you are printing off monopoly money, they probably wouldn't diligence. So which is it?


Bank of America: Keep the amendment program?

Question:Can Somebody explain this to me?

"For the first three months, we’ll match your Keep the Change stash at 100%. That means for every Keep the Change verbs, we’ll contribute the same amount to your information. And when the three months are over, we’ll continue contributing 5% a year, every year - to put together it even easier to save. This reward will be remunerated annually to your savings side."

So, after 3 months it will be 105%? is that right?

Answers:
After 3 months you will have 100%

Let's asume you hold $100.00 at that time.

Your account is no longer a promotional depiction and graduates to a adjectives account and you start to earn 5% a year.

Therefore after one year you will hold $105.00

On the other hand, it's merely a marketing trick.

Asuming you buy 10 times every day and asuming you obtain .99 of change every time you simply get $10 at the downfall of the day and for 3 months you solely get $90.00

If bath dishes at McDonald's for 3 days you will get more than $90.00

You are not going to buy 10 times every daylight and even if you do you are not going to buy things everyday.

If you really want to make some money I suggest you to enlarge a brokerage account and invest within the Stock Market with the aid of a Financial Advisor.

Top 3 Answerer in Business & Finance. (Vote for me)

Other Answers:
no


I have a credit card which be " Charged past its sell-by date as doomed to failure debt, and purchased by another lender.?

Question:Now a creditor wants to collet the debt, even though my credit report shows it rewarded. Do I need to income off the creditor?

Answers:
If your credit report shows its salaried, then you most probably call for not pay. Contact a debt counselor to be constant.

How to Hire a Debt Counselor?
http://www.askaquery.com/Answers/qn1584.html

Other Answers:
What you wrote here does not show it was remunerated, but more information is needed to determine if you are still liable for the debt.
The lender who "bought" the debt is now looking to return with the money owed. There are companies who buy bad debts at a discount and after chase down people for the full amount. This is how they engender money. I would suggest, unless you have written proof that the debt have been settled and you are no longer liable, you will have need of to pay up.
Probably. It sounds similar to they wrote you off as uncollectable and sold the debt to another creditor.

You can find more information more or less debt issues at www.lighthousecredit.org
you need more info, but if your credit report shows rewarded, it is the burden of the collector to prove you owe money. find info on firstgov.gov as far as credit info as well as federal and state law concerning credit debt.
yea, if it was charged bad, charge offs, doesnt mean rewarded. it may show paid, by unproved granter, because they sold the debt to a third party. but it will follow you. and if it get sold again and again, this debt could follow you for many years to come.
Source(s):
i work for the second largest credit card company.
Unless you really rewarded it off, yes.

It is obvious as paid stale by the first lender because they sold it to the second. If you did really pay it bad, consult a lawyer.
It is still owed, lawfully. The debt will just start showing up on your credit report as an spare unpaid bill, and if you don't pay it, you'll hold two reported debts instead of one.

You didn't get sour any hook with the Charged stale label....it is not a biddable thing for a creditor to see, at adjectives, and will detrimentally affect your score for moderately some time.

Purchasing other lender's bad debt is certainly a pretty profitable venture, that's why creditors do that. They "sell" what you owe to another character for pennies on the dollar. That way, they at lowest see something instead of nothing. The tentative owner of your debt may offer you for a while more flexibility (they are basically gaming that you will pay rear legs enough to verbs their investment), or they may sound meaner than any you've deal with past.
You need to income the bill collector. They bought the "bad accounts" at a discount, and are contained by the business of collecting them. The credit card co figures those debts are too much bother. They go them at a discount to get some money, and steal a loss in taxible income. The company who buys them must collect more than they salaried to make a profit. If you wages them, your bad charge comes sour of your credit statement (check and make sure this is done.) Your credit chalk up will go up. Unpaid loans will bring in it very rough for you, credit ranking wise, and effect you surrounded by many ways. Make a plan and settle something, with a credit counsellor, who may bring back your debts reduced.
Call if a payment will be postponed or if you can't pay.
Charged past its sell-by date doesn't mean remunerated. I just get out of debt 3 months ago, I had a credit card also that be "charged off". The next creditor who took my commentary tried to sue me in court. I get a lawyer from my local court house website. My legal representative told me that the original company who issued me the credit card have 2 years to sue me. It had be over 6 years. The new creditor have to drop the case. I very soon owe nothing.
I would voice I do not know anything about it !


i hold extremely desperate credit and i want a style to capture a sports car so i can procure a career.single mother-no money saved-any planning

Question:i do not have anybody to aid me out in this situation...father of my child is within prison so i get no abet from them and i need a channel to be able to find a vehicle somehow so i can get a undertaking to support my son. does anyone know of a way to find a loan or someone eho is willing to agree to me make monthly payments to them..i am a certified nurse assistant and finding a situation is no problem at all making $1500 monthly but i cant prove that until i bring a car to acquire there? please somebody know SOMETHING!!

Answers:
Go to a local church and inform them about your situation. You may be surprised at their eagerness to help.

Best of nouns. You can make this work.

Other Answers:
thats a toughy since usually saloon dealers next to bad credit want to verify employment beside checkstubs ect. There are places like eastern motors that remnant your getting a car for have a job (where your charge is your credit, usually meaning 15-20% interest but hey ya win a damn car)
check out barnone.com i heard a comercial for them specializing surrounded by bad credit loans.
https://secure.barnone.com/oca_v2/index.php?OS=v630001&OR=zzzzzz&OD=BNOC&DC=&OCAID=40463881&NP=&OCAFK=&TEST=" title="https://secure.barnone.com/oca_v2/index.php?OS=v630001&OR=zzzzzz&OD=BNOC&DC=&OCAID=40463881&NP=&OCAFK=&TEST=">https://secure.barnone.com/oca_v2/index....
your problem make me sick !! if your that smart how did you get within that mess? Having your nurses crap is so common!! its not what happen in your life span its what you chose to do with it. if you hold to have a glorious interest score for a while oh capably
Oui... thats a predicament. Prolly at this point, I would advise finding a terrifically cheap car and conversation to your bank for one. TWO, sermon to your local state assistance facility, here is Department of Human Services. Often times they can help culture in ways culture don't know abut because its situational based.

New sports car, not gonna happen. Old assault up car, pretty possible but if it works it will get you started.

After the post has be gained .... START looking for your credit companies and start paying stale... a little at at time... Get adjectives your Account numbers, document every payment, they will enlighten you you have to wage ungodly amounts, but if you send them money (even 20) I can promise you they will pocket it. Get this started ASAP!

That will work on your credit and get you started vertebrae on the road you call for.

Also applying for loan after loan will look bad on a credit application as resourcefully so minimize the amounts of times you sign that dotted line.
Source(s):
Personal experience... (Near) single mom contained by school
Sweety I totaly know wht you are going through, Totaly! I want I could be of some help. I realy don't own any answers at this time. But I just have to write to you and tell you behind schedule I feel ya and what you are going through,
Wait, I believe I have one hypothesis that you can put on your list of possiblities. O.k. It really depends on where on earth you live and what they have within your community. But there are some cities that enjoy charities that can hlep you with a saloon. I recently lived within Springfield, OH and their Catholic Charities there have a program where folks would donate cars to them either working or that needed for a time work and for the ones that didn't work to go they have funds and people that would fix them up and later they could give them to the dependent. I don't know what restrictions they had and ect but it is worth a try to try to contact the Catholic Charities within your city or other Charities or your church or other peoples churches that you know shoot or ones that you don't know. If there is a will in attendance is a way and even sometimes if here is a will and others see this they will help you next to the way.
Good Luck I pray you draw from a car.
oh and if you ever want to chat and only need someone to agree to that totaly understand what you are going through and the toddler daddy drama please feel free to e-mail me at vomo76@yahoo.com or IM me on yahoo beside the ID vomo07 [that is v-o-m-o-(zero)-7
Go in individual to any and all vehicle lots and explain your situation. Prayer helps and you might deduce about not mentioning the certainty that your man is in young offenders` institution. He could be in Iraq or any place else. Sometimes it's not other good to paint a picture of your man as individual a drug dealer or attacker or worse or don't mention your man.I promise you that there is some-one out here that will help; you'll involve insurance,plates registration etc.Your desire and ambition to get out and work will be a plus.The best of luck to you.. Reason...
I don't assume buying a car first after a job is a solution for you very soon. But finding a job making sure your newborn is well taken caution of that is something. Being a nurse assistant and earn that kind of money will boost you wiht your debt and a better existence. What I have learn in my existence is that you face the situation/problem you are within now and traffic with others following.

A car can lend a hand you but it does need maintanance and petrol to travel witha everyday unless where on earth you live you just stir to the filling station and fill-up near no money needed. Grab that job opportunity presently and make sure you don't overspend next to you credit cards they are very appealing and the price to pay is "fruitless credit record". Good-Luck and take hugely good keeping of the little one he is an angel!!
Source(s):
PERSONAL
Alice Cooper could not get a girl because he did not enjoy a car and he could not own a car because he did not hold a job and he could not own a job because he did not progress to school and he could not stir to school because he did not hold a gun and he could not have a gun because he did not hold a job.

For more detailed information roughly Alice Cooper's Problems and your Problems I suggest you to go to itunes.com and buy for $0.99 the song "Lost contained by America" by Alice Cooper.

If you don't have a Credit Card you can buy it near a Visa Debit Card from your Wells Fargo Bank Account.

If you don't have a Bank Account you can overt one with $100.00

If you don't own $100.00 you can get a assignment.

But you cannot get a available job because you don't have a vehicle and you cannot buy a car because you don't own a job.

Wait a minute! We are put money on where we started!
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Source(s):
http://loans.mamayek.com/autoloans.html
Without credit and lacking a job not a soul is going to give you a loan. You can 1) ask a charity for oblige 2) go to yahoo washed out pages and find a nursing home or assisted living facility in walking or bicycling distance or if there is someone who works nearby who you can pay to bequeath you rides. 3) get out the ashen pages and phone call home health agencies and see if anyone have clients you can get to by bicycle, walking or bus 4) move to where on earth you are living near a nursing home or assisted living facility or bus stop to acquire to one that will hire you. You are in a shortage occupation.


What do you surface are the benefits of a credit alliance to labor association member?

Question:

Answers:
There are defiantly some advantages! You enjoy the money taken out of your check directly, so you are not able to spend it. You are competent to get loans at a much better rate. And some credit union are part of a Byers club, where on earth you can purchase a large ticket item for a dutiful price.

Other Answers:
In theory, since credit union are organized for the benefit of their members they are supposed to hold better rate on both savings on loans compared beside commercial banks, which are organized to maximize profits for their owners. However, some credit union are so small that their rates can't compete with the like of cit & chase who have phenominal economy of a scale. In insert, credit unions habitually lack the bredth of products that are offered by massive commercial banks.

Research your alternatives & choose sagely. good luck! Like any other "product" you should compare the offerings you inevitability against other banks and credit union.


What if married women beside kids stayed home?

Question:There are those trades that are in highly high constraint that pay greatly nice salaries such as truck drivers and nurses. It's difficult to teem slots in those two examples of job and for that reason citizens doing those jobs are very well compensated. There are relatively few qualified job seekers available for those positions.

Fewer folks competing for the same job often channel more pay for those job. Not in adjectives cases, but in most.

So what would start if most married women with children stayed home to lift up their families and did not compete within the job marketplace with their husbands. Would that mingy more jobs available for the manly job seekers? Since in attendance would be fewer situation seekers available would employers expediency their employees more and provide them near better salaries? If the body made more money would there consequently not be a need for a two-earner household? Children would grow up better familiar; unlikely to become burdens to society and more likely to become successful adults.

Answers:
I've be married twice, both times for twenty years. During the first marriage I worked two and sometimes three job while raising 4 kids. I don't have an idea that as a couple we ever got a comfortable routine going, it be always a hassle and the kids be usually in some sort of trouble. We manage to buy a home and all that but everything be always done surrounded by such a rush.
The second marriage I stayed home, finished raise my kids form our first marriage and his son. (By the course the first husband booked and hid from paying child support).We made much more progress within the second. I took a lot more guff from population who think that human being a stay at home mom means you are slothful . Anyway, the second one worked best because we were more ready and actually sit down to figure out in print what the cost of being a working mom be. After including everyhting from nursing uniforms, lunches, gas, after college childcare, etc. We found it cost us $1.40 per week to have me work full time. So the operate was he would work outside, I would hold the fort down. I'm still holding, he's awesome, and it have been worth every bit of it.

Other Answers:
I smell anti-feminism contained by the air...sniff sniff!

Kids would be raised better probably and that would probably cut down on affairs. It can't be done, Cost of living is too glorious for a family to delight in that luxury


That is a great notion. I do not think it would be that assured though.

I see your point. Never thought of it that way. I stay home because I can. I may budge without luxuries, but I hold the necessities. I had my children for me to lift. Not a daycare. I know some mothers have to work, especially if they're single, but a great deal do not. More mothers should stay home. Your children will only be little once. This is the individual chance that you'll hold.

What just about all the single parent households? Or, do we turn back to women human being forced to stay in rude marriages because they hold no independence apart from mortal someone's spouse and parent? It's not exactly the same for a man because nearest and dearest members will usually help out out and support a single father moreso than a single mother. It is also more socially acceptable for a single father to make a contribution his children to an older relative to angle. While I understand your point, I don't take to mean how it helps that percentage of the population that does not hold and never had two adults running one household.
Source(s):
http://www.ssdan.net/kidscount/backgrounders/sph.shtml
http://www.market research.gov/Press-Release/cb98-228.html


Those assumptions you be paid aren't necessarily valid. I'm old adequate to remember what it was similar to when a lot of mothers didn't work. There be just different problems next. I can see advantages and disadvantages either style. You are going to get hammer here, though, as being a sexist regardless of whether you are or not or whether you only don't have right sense of how to frame a question so it's politically correct.
I will right to be heard, though, that in masses of their households, if they are willing to cut put money on just a bit, they may find their quality of go is no worse or perhaps even better. They won't enjoy to have that third vehicle. They'll pay smaller amount in taxes. They won't inevitability that extra set of business clothes. No babysitter to pay. One smaller number cell phone, perhaps. Less psychiatric therapy. Fewer aspirin. Fewer meals eat out because no one have time to cook. People who have made the switch to hold mom stay home often report that surrounded by the sum total of things, they had to furnish up just a few things, but the element of their lives is just as honest, and if you enjoy the talent being a bit simpler and slower then the ability can be much better. Two things have happen that we should consider.
One, we have become a substance society for better or worse. We like have air conditioning and indoor toilets, and small screen and telephones. Those things cost money. One individual might have trouble providing those rudiments without a short time help.
Two, we enjoy the highest taxes contained by history. The more the government take the more we have to construct just to preserve even. It is most likely the government fault. We dont really enjoy any power over it.
If we went put a bet on to the tax system we have in the 50s when women stayed home next to their children we could choose to stay home if we wanted.
We dont hold that easy choice very soon and we dont have the power to translate it.
And before someone asks me if I voted, all right I have never voted for a levy increase and I dont believe Ive ever been asked.
I dont believe you can put the blame on business trying to cut costs. They are paying atrocious taxes too. Maybe thats why they cant clear as good a earnings.
Children growing up to adults to be a burden on society have commonly only themselves to blame after a while. I propose when do your adult travels not have anything to do beside your upbringing?
I cant blame my parents for hardly anything. Success or dead loss. I agree. For a woman to stay home and raise her children is the true character of things. But between the lack of marriageable men and beside the way society looks at marriage ceremony today as a burden and not a blessing it's hard and beside the way most men regard money is power it's hard for a woman to do her mission and be respected for what she dose. So maybe in the future




what if here is no will and a husband and father dies?

Question:father owns half interest within a large dairy grow

Answers:
A person who dies in need a will is considered 'intestate'. The estate is put in probate, and an executor is put contained by place to sort out the financials. Bills and debts are paid first, remainder of estate go to family member in a one order. To find the minutiae for your area, do a rummage through on 'your state + intestate succession'.

Other Answers:
I think any remaining property and possessions, go to the next of kin, which i guess would be the oldest child
In cases close to that everything is left to the subsequent of kin which is considered the wife. If the wife is found to have anything to do contained by the death it is adjectives put to the children.
you get the money
this depends profusely on the form of business - corporation or partnership - its going to be a little messy any way minus a will. get an attorney inolved right away
It would go to the wife, if here is no wife it would be split amongst the children.


Lets vote I necessitate my shoe repaired? What do I do?

Question:

Answers:
Lets say you nick it to a shoe repair place. Ask if they could also fix your common sense.

Other Answers:
nil.
Go to a shoemaker or buy new
There are totally few shoe repairers these days. We own become such a throw away society, that jobs close to that have become archaic. Depending on if it needs sewn and where on earth you could try an upholstery shop. I do that and I have sewn lots of straps on sandals.
Look within the yellow page under shoe repair. Cobblers do exist, though they are getting more few and far between.

Only bother if the shoes are classically constructed. Modern sneakers, for instance, can't be repaired by humans.
Eitehr go to a shoe repair place, or attain new shoes


What are really apposite summer job?

Question:Im 13 and am being promoted from 8th category next thursday. i have need of some money bad. i live surrounded by a very remote place, anyone hear of Tonto Basin, AZ by roosevelt lake? If you enjoy been here you know my problem.

Answers:
read somebooks, and train yourself so you can escape...a summer of bordem and being poor is better after a lifetime of misery.

Other Answers:
summer day military camp counselor or a lifeguard
Babysittion.But I think you should be 14
dress up sexy and enjoy some fun with boyz and not contained by the wrong cause diseases similar to aids
i agree, day military camp, lifeguard, and babysitting are good. also, mowing lawns, working contained by a store, working for a construction company/ contractor, office work.
lifegaurd its effortless you just sit on your butt adjectives day.lol


i hold $500 million u want?

Question:

Answers:
Thanks, but I already picked up $700 million from a deposed Nigerian consoulate that needed to get the money out of the country surrounded by a hurry... Maybe next time....

Other Answers:
why, unsurprisingly!

give it to me NOW!

you are a retard! I could use $1,000. I would be more than happy next to that. :-)


yeah!!! but u would never donate it to any one

Sure. But can everybody win? Split it up into equal parts for everybody who answers. :)

no i do not want all of that only enough to stop working one of my two job. that,s nice could you please help some of the homeless and the poor and dieing


Who wouldn't want it.....?

Me want. Sign me up for $2 million.

gratefulness, i just get $600 million in my pocket




Who would I contact in the order of a problem next to a Certified Accountant firm?

Question:We have an income tariff issue, that spans a number of years!

Answers:
Contact the state board license accountants in your state.

Other Answers:
better business breau
Try BBB online (Better Business Bureau) When I packed out an online complaint form the problem was resolved promptly.
The license board is likely to pilfer much stronger action. However a report beside the better business bureau can warn other potential customers.


What is the best method to accumulate money?

Question:

Answers:
Buy things with currency....don't pay interest (make your house the with the sole purpose exception)

Turn off your lights

Buy generic

Don't spend money on things that depreciate immediately (cars, computers, etc)

Drop your cable and high speed internet.

Don't buy DVD's. Go to discount movie theatres, and use coupons.

I meditate the other question you can ask yourself is "how can I engineer more money." Focus on decreasing expenses AND increasing income.

Other Answers:
When you get it, don't spend it!
enjoy it taken out of your check and put in an picture before you can take your grubby little paws on it. thats what i do.
DUH.........don't spend it when you attain it!
Don't spend any.
The best way to put aside money is to SPEND less than you brand. It may sound resembling common sense but like mad of people simply spend WAY more than they make.

You will inevitability to budget your income and expenses and find out what your monthly cash flow looks approaching and then adjust your spending according to your dosh flow.
Spend less than you variety ... well, duh.

The biggest difficulty next to this is actually doing it. So how do you do it? With firm goal and targets, that's how. Define clearly where on earth you want to be. Make achieving those goal IMPORTANT.

Once you have defined goal that are important - elevated priority goals that issue - you will not be tempted to spend money on useless produce and activities that are not connected to your goal.


how can i craft some breakneck bread?

Question:I want to make some hurried bucks within the subsequent 2-3 months, any quickies? I sold all files I don't need...I've posted some photographs I took online to win contests (nature photos)...any other philosophy?

Answers:
I can tell you few sources -

http://the-forex-trading.blogspot.com
http://www.CBmall.com/15ways.asp?storefront=rguptaa

Other Answers:
you dont want to know....
prostitution, porn industry, selling drugs, stealing, joining a gang ask O.G to lend u money. Best ways to generate quick money.
obtain two or more jobs
Get a employment.
If you don't want to get a duty, the easiest way is put on the market yourself or sell drugs, better on the other hand sell yourself and market drugs.
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Source(s):
http://loans.mamayek.com/index.html


Has anyone read the Rich Dad, Poor Dad books or products?

Question:Did they help you? I know he have a lot of different books, tape, games, etc. available on the Rich Dad website. What are your favorites?

Answers:
An an entrepreneur, my favorite is "Before Your Quit Your Job: 10 Real Life Lessons Every Entrepreneur Should Know about Building a Multi-Million Dollar Business" by Robert Kiyosaki and Sharon Lechter. I recommend this to my clients as it is a simple but full of adjectives sense approach to starting a business.

I also like his book Rich Dad's Advisors(R): OPM: Other People's Money: How to Attract Other People's Money for Your Investments-the Ultimate Leverage. This is particularly relevant to those who wish to start their own businesses but have no money, which is pretty common.

The Rich Dad's Advisors(R) The ABC's of Writing Winning Business Plans: How to Prepare a Business Plan That Others Will Want to Read -- and Invest In is a practical look at how best to write a business plan. The book does not prepare you what to put in every article of your plan -- the book does not even teach you what section you must have -- but more from the perspective of what your business plan must hold in direct to attract investors.


The more you read their books, though, the more they sound indistinguishable. Concepts are merely rehashed from one book to another.

Other Answers:
my dad n my cousin read tht book ,Rich Dad, Poor Dad books,
still dnt knw if its usefull to them or not.wht abt u?
i never tryed to read it,but lots of books sold here too.
I've only read the book but I suggest it's fantastic. I thought you had to be a math wonder to understand money. Those simple flow charts are turning my duration around.
We are cashflow 101 & 202 junkies. We play as often as we can. I started a "cashflow club" to play near other liked minded folks ( http://www.ratraceclub.com )

My favorite be of course, the orignal. Then my second favorite is "10 things to do previously you quit your job". I wish I would hold read that before getting into solid estate.

-Angela


Can I sue bank for check fraud?

Question:

Answers:
No, I work as a banker and you can singular sue the person committing the fraud.

Other Answers:
You can sue anybody for anything...conquering is the crux of the issue and you don't give us much to shift on here.
banks hold this insurance, if some one cashes your check its there responsibility to create sure its you so is its not that there problem
On what grounds?
Start by discussion to the local branch manager. Usually they will try to do what is right.

Best of nouns.


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