Personal Finance Question and Answers

What is the best possible agency for the consumer to maximize its income?



Answers:
This question doesn't variety sense. A consumer spends money. It's the company selling that tries to maximize income. If you're talking in the order of maximizing consumer surplus, I don`t know some sort of price ceiling might work, but it would lead to shortages.

Other Answers:
Pick a profession that has steady emergency and a favorable pay structure.
The best possible bearing to for anyone to maximize their income is to budget - by nature, we are adjectives consumers. As a consumer, you must be wise and cost modernized in what you purchase.



I attend a university overseas and own two job.. I am broke, what should I do?



Answers:
which country do you want to go to universty within. some countries have student loans also they enjoy grants
the uks website is dfes.gov.uk. i can really with the sole purpose give u uk info. i option i could help more. t

Other Answers:
DEPENDING WETHER OR NOT U ARE PAYING FOR YOUR TUITION. ID SAY EITHER GET A 3RD JOB OR UNFORTUNATELY A COMMUNITY COLLEGE MAY BE YOUR BEST FINANCIAL BET. IM NOT SURE WERE UR MONEY GOES FROM YOUR 2 JOBS BUT IF ITS TO YOU EDUCATION IM THINKING U MIGHT REALLY NEED TO DOWNSIZE SCHOOLS
Get a Loan from your Dad or Uncle.


Why are we expected to hang on to insurance on a coup¨¦ that we can't drive because gas is to High?

We pay between 300 to 600$$ every six months. We could pocket that and put it in gas since its almost $4.00 a gallon but if you withdraw your insurance you cant drive your car. HELLO Does anyone read between the lines this.

Answers:
Ha ha, well i work for an insurnace agent, i try to consent to people know that im a human too (even though i work for the evil insurance company) I imagine that the thing that population get upset roughly is the fact that you HAVE to enjoy insurance. But the thing that you enjoy to remeber is the insurance is for you. If you hit someone, and they sue you your insurance should step in and shelter you, and pay to your policy demarcate. Also if your car get stolen you will be indemnified to your current need. I know that it seem unfiar that you have to money SO much money to be protected, you just enjoy to remember that insurance works off surveys and risk. The randomness of the company having to repay out for you in the event of a claim is HUGE. The potential for millions of dollars surrounded by payment on you claim is a solid thing. This is element of the reason that you are paying so much. I imagine that when you have a claim, that you know is horrid and you would be unqualified to pay if you didnt enjoy the insurance company to back you up, it will be easier to repay that premium.
Now the gas prices are another story all together it is undue that these companies are making record glorious profits as we all suffer to compensate for gas, to make an impact try to not buy any gas from the primary supplier EXXON/MOBILE if they have no customers they will be FORCED to lower the price, and if they lower their price next the other stations will have to lower theirs, thus lowering the price. And when exxon again raise its price, go to a different place until they lower it....this plan will singular work if ALOT of people contribute, please report to eveyone you know, and maybe instead of waiting for them to make over the price we can do that for them ;) hope i helped!

Other Answers:
Would you a bit pay for an disaster out of your pocket? Sounds like you are getting past its sell-by date pretty cheap in the insurance dept. We be paying over 1200 every six months until I took off our 21 year matured and our 26 year old -- save us 641 each six month time. It is too dangerous to play short coverage. A ticket for no insurance runs about 1200 contained by GA right now. Wouldn't want to pay envelope that, either.

insurance is to cover your a$$ if you get into an happenstance... gas is for running your car... you involve both... not one or the other... if you're in the states, you can go and get ridiculously low insurance coverage...like $10k, later if you get into an calamity, those you hurt can try to sue you for their piece of the 10k... it probably won't cover your own vehicle at those coverage... Your question make no sense. If you are paying too much for gas trade your car contained by for a Toyota Prius. It gets similar to 50 miles to the gallon.


If you can't afford to drive your saloon because gas is too high you can return with parking insurance. If you are not insured and some idiot hits your car while it is parked surrounded by the driveway and they have insurance it is automatically your guiltiness because you don't have it. Capitalism at its finest.

< Yes , My driver license is suspend right very soon , because I let my insurance lasp, after my vehicle 'engine blew, my state Ohio does random insurance checks via post have to transport in proof of insurance, they would not adopt my excuse because i did not have the saloon towed to a mechanic who would tell me they could fix it for several thousand dollars. powerfully the poor, keep on getting poorer and the rich return with richer.

Gasoline prices and insurance costs are mutually exclusive. Remember, driving a motor vehicle is considered a privelege, not a right, by every state within the nation. Do what I do, I ride a bus to work and drive my car when neccessary. Not really glamorous and I am not trying to "save the enviroment" but my frikkin city taxes reward for the damnable buses anyway. While what you are saying make sense in a style, you have to be cautious. A number of states in which insurance contained by mandatory require that any registered vehicle, whether you are driving it or not, maintain insurance. Penalties for non compliance can include a hefty fine or a license suspension. What you can do if you are not going to drive the vehicle is annul the registration on it, or, a number of states and insurance companies will tolerate you suspend the insurance on it. When it's suspended, the car will singular carry comprehensive (other than collision) coverage and you will not be covered at adjectives driving that car until you reinstate it. You will also enjoy to keep the suspension contained by force for at least 30 days.
Source(s):
29 years surrounded by the insurance business




In India can you retribution near credit cards for purchases made on amzon.com etc lacking travelling in a foreign country.?



Answers:
Sure, if you have international card of Visa, Master, ABN Amro,American Express, or the others.

Other Answers:
Yes



Should I jump to conservatory and acquire a amount or buy a house? Recently moved rear contained by w/ parents and gross worthy $.?

Recently moved back into my 'rents house to payoff bills (broke up beside live in ex). I'm currently debt free and my ingenious goal be to save $ to buy a house. Now that I don't enjoy bills I've recently be thinking about going pay for and finishing school to bring my degree. I manufacture good $ where on earth I work now and even though I miss my out-and-out privacy, my parents are really cool. What should I do?

Answers:
If you finish school previously taking on the responsibility of a house you may find owning that home will be easier. I am a mortgage loan officer and find many general public are not adequatly prepared to cover the true cost of home ownership. Expenses such as taxes, insurance, repairs and upkeep overshadow low rates and tax breaks cause many first-time homebuyers to jump into foreclosure. Remeber a house can be lost or destroyed but knowledge is yours forever. (besides if you form more money you can buy a more perfect house later)

Other Answers:
Finnish arts school.. always. You wont regret that.
You hold an ideal situation. Go hindmost to school so you can verbs to advance surrounded by your work. Look into taking some CLEP tests so you can finish faster. http://www.collegeboard.com/student/testing/clep/about.html
Get the scope. This will set you up for higher remuneration and more opportunities after graduation, making it easier to buy a house later. Also, if you're responsible with your spending at academy, you may find that you have money disappeared over that you can put into an account for that adjectives house while you are working on your degree.


If i'm approved for a loan but dally awhile beforehand I shift and sign the paperwork, can they revoke it?



Answers:
For most lenders an approvel is good for 30 days. After that they will require the loan to be underwritten again and re-approved. Keep within mind even if you are approved the lender may change the expressions of the agreement at anytime prior to closing if they disclose the changes to you. My guidance is if you have found the loan you want, close the business. If not, let it pass by.

Other Answers:
Yes, usually they only impart you a few days. That's so that you don't get approved for a bunch of loans consequently go sign them adjectives after they're all approved.

You need to sign by the date they afford you or yes it can be revoked. call the mound and explain the situation, ask their opinion


they can but usually wont they want to make money a short time ago like everyone else.

< loan approvals are in general good for 30 days solitary

You are one and only approved "in priciple" ... until both parties sign near is no agreement. It depends on who its through. A lot of times they will give you 30 days to complete the paperwork. You should probably bid them and let them know your intentions.


yes the will be a charge to redo

< YES they can, however if you qualified for the first loan they will probably contribute you the loan, unless your credit has changed substantially.

YES, THEY CAN REVOKE YOU. IF YOU DO SIGN THEY ARE SUPPOSED TO GIVE YOU TO 3 BUSINESS DAYS TO CANCEL, THIS HELPS ESPECIALLY IF YOU FEEL PRESSURED. You should call and speak to those people. They usually hold the funds for a set amount of time, but may be likely to hold it (or allow you to re-apply without prejudice) if you gossip to them. Call and ask how long you have to sign, and what the consequences are if you do not form that deadline. (Only the lender knows the specific details of the conditions on the loan.)


Yes, if the approver has the ways and scheme for you, he also has the prerogative to show you the passageway out!

< the bank is sitting surrounded by the catbird seat.

yes they can sweetie, my name is good cheer dennis and i work for a financing company and if you do wait to long to sign papers alot of things can develop besides it getting revoked you can also allow the interest rate to go up on any loan that you enjoy. so its good to do things contained by a timely manner so you can bring back a good interest rate, and if you are shopping around permit them know so they can work harder to get you a low rate and monthly giving.
Source(s):
Call me @ 602-220-4526 Source One Financing Yes. Usually they specify the deadline for you to accept.




Is Citizens Service Management A lawful Company? Re: Government grant?



Answers:
Unfortunately, i don't have an answer, but thought I would share that I too received this hail as and inquired through a governmental grant agency, but haven't received a response. I cannot find "CSM" on the trellis, Yellow Pages or through the BBB. They claim that they are listed next to the BBB and have be in business for 5 years. Also, that they're base out of Albany, NY and gave me a customer service number of 866-939-9542. Other than that, I don't enjoy much additional information. Hopefully, someone can answer our grill to great satisfaction. Thanks for taking the time to share your thoughts.

Other Answers:
Hey PK, I be looking to get an answer on one and the same question...did you obtain a call from them etc? I did and its really complicated to comprehend why they would be giving me a grant after I money a fee...

I am not sure what I meditate, considering that I haven't been competent to get a straight answer from anyone however!
I received a call also from them and they required my bank acccount number, but wouldn't dispense me their phone number or anything. so are they legitimate and also the strange thing something like them is they used my cell phone number which is not listed within my name. jo



what is a ten dollar bill worth?

it says series 1950 and on the bottom it say will pay to bearer on emergency?do you know a good website where on earth i can check coin value?

Answers:
You mat lately walk into a bloody coin or pawn shop and see what they update you. You could also contact KNME and find out if an appraisal event is near you.

Other Answers:
It Is worth $5.00 to immagrants
try ebay to see if someones selling one
any specific time surrounded by your mind??
2010,it worths 5
2020,it worths 2
2050,it worths 1
and after....nothing....
Look contained by the phone book for coin shops and go to two or three for appraisals. Use your best judgement, or a moment ago pick the one who pays the most-- but be sure you are paid "good" money. If you find out the price from a book or website (and here are ones that list that sort of article, though I don't know the sites' names) then remember that you won't achieve that much if selling to a collector and you'll get even smaller amount if selling to a store because they have to resell for profit. Good luck!
$10.00
i guess it depends on how aged it is.if it is 1950's series it would probably be worth maybe some where on earth around 110 betweeen 250 dollars.
Source(s):
how i know my dad is a coin collector.
Bearer on demand use to be going to its value surrounded by silver or gold if it be a silver certificate or gold ingots certificate, but that practice go out long ago when President Roosevelt took this country off the gold ingots standard. 1934 if memory services. While another put us back on the gold ingots standard, we still cannot turn in for metal minus buying it at the going rate from a broker. Then there could be a storage payment.
I suggest just typing it within on ebay and seeing what shows up. You will be suprised at how many ethnic group might be selling the same ten dollar bill. This should bequeath you a better idea of what it is worth.
Source(s):
www.ebay.com


Can you dispatch money to your debit card by paypal?

is it posiable to send money to my debit card by paypal If enjoy an un verrified account?

Answers:
no

Other Answers:
PayPal is used to cause payments to merchants/individuals who have paypal accounts allied to an email address.
Banks do not have paypal accounts.
To clear a Paypal account, you necessitate to have a dune account, it indeed be easier to pay the credit card online from your dune account.
you can verbs money to your checking account from PP, it take about 3 days depending on your edge, just be in motion to tranfer funds and put in how much you will to transfer, next wait for it to show up, you can also bring a PP debit card which makes go a whole lot easier, apply for one it will set free you lots of time :)


how are some ways i can earn money around the house?

I'm in middle skool and i want to amass some money, what kinda jobs can i do to earn money? And what are the prices i should charge?

Answers:
You can vision some advertising similar to paid to click.
http://www.alientrust.com/?ref=22659

Have a look.
You lose nil.

Other Answers:
Take online surveys and get compensated for it!
Hey try this website. You wont make a super lot of money but it pays the bills. Its also right gas money. I made $40 on my first day. And its free 2. Try it

http://www.cashcrate.com/index.php?ref=14863
A little extra lolly can be had by selling some of your stuff. Look around the house and find some items you are no longer using. Place them for Dutch auction, there are tons places to do this. Walla cash!
Best, permissible and safe bearing to earn on internet is by joining paid survey sites. Paid survey sites settle you for your opinion on a range of topics.
Don’t pay for any survey program to associate. There are many free to weave paid survey similar to survey savvy they pay more after 5 $ per survey. Always check for on which site you are registering is BBB (Better Business Bureaus) certified.
Global Test Market
http://globaltestmarket.com/join.php?lan...
American Consumer Opinion
http://www.shareasale.com/r.cfm?B=18123&U=149647&M=4998
Survey Savvy
http://www.surveysavvy.com/ss/ss_index.p...
OpinionSquare
http://www.kqzyfj.com/click-1952702-10386577
Permission Research
http://www.tkqlhce.com/click-1952702-10386942
NFO My Survey
http://www.axill.com/trackingc...
onlineglobalrecruiting
https://www.onlineglobalrecruiting.com/register_htm.asp?refid=infoshine" title="https://www.onlineglobalrecruiting.com/register_htm.asp?refid=infoshine">https://www.onlineglobalrecruiting.com/r...
Greenfield Online Surveys
http://gozing.directtrack.com/sw/1354/CD5333/
Opinion Surveys
http://gozing.directtrack.com/sw/2160/CD5333/
spiderMetrix.com
http://www.spidermetrix.com/sm120.php3?r...
SendMoreInfo.com
http://www.sendmoreinfo.com/3043150/3043...
Morvo.net
http://www.morvo.net/8621324

You can check the website http://www.dollarmantra.com for more survey and earn recourses.


how can i fashion 100$ hurried?

i recently broke my leg and cannot work. i requirement 100$ in 2 weeks.

Answers:
Whenever I needed a 100 or so I would buy in the region of 12 lbs of my favorite cut of meat for about $22, turn it into in the order of 4 lbs of the best jerky within town and sell 1/2 lb oodles to my friends for $15. Now I just work contained by Iraq and make that until that time lunch.

Other Answers:
Sell your computer on eBay, unless its a real piece of trash, you should draw from more than $100.
Go to the mall and contribute in every survey you can.
deal in something
Make a list of everything you own, which you dont use that much and try and put on the market it. First, if you dont use it that much it's because you dont really need it, second, if you don't entail it you can easily put it for Dutch auction and make some money past its sell-by date of it, third, the stuff you didn't need turned into currency money and now you hold more free space at your house.
get brass from your debit/credit card. they charge fees but it will get you the money immediately.
pay daytime loan, work atplace that pays the same time, babby sit
sell something.
Depends on how suitable your printing press is, and if you have the right kindly of paper and ink. If you own all this, you can probably thrash up a whole sheet of them pretty high-speed. But, um, you didn't hear this from me.
Source(s):
Ha ha, just kid, FBI!


Is the Fourex currency software the best or is here a better software?



Answers:
My impression is that within is no good software. Most general public who try to trade in Forex lose money.



How much money does Bill Gates hold?



Answers:
$50 billion, according to Forbes.

Other Answers:
Too much.
so much more then me
roughly 48 billion
Source(s):
forbes
Probably adequate to build every homeless family a home. Or roughly 46 billion dollars.
The amount of money a entity has and their web worth are two very different things.
I'm sure he could procure his hands on a couple of hundred thousand dollars glibly. Any more than that would take a while; selling stocks, liquidate assets, selling posessions. Trning stuff into cash.
His web worth is tied to the shares of Microsoft stock he personally owns. As the pro of the stock changes so does his lattice worth.


can i or anyone lolly money directives within niagara falls?



Answers:
moneymart.ca


can I still lolly a check after 10 months if it doesn't state a time interval of 6 months on it?



Answers:
Not in the US. All states hold a version of the Uniform Commercial Code, which posits a 6-month life span for all checks. I suppose some states may own expanded the time limit for some kind of checks, but I wouldn't count on it.

http://www.law.cornell.edu/ucc/4/article4.htm#s4-404

Other Answers:
I guess you could.Why dont you try it?

yeah i just bookish about that within school If its a personal check they are usually honourable for a year. If it is a local bank close by to you next just give somebody a lift it the issuing bank. Otherwise if you deposit it into your personal information you chance it not person good anymore.


Call the bank the check is drawn from and ask....It usually depends on the guard.

< If you are in Canada, checks stale date after 6 months. If you are contained by the USA, checks do not have a stale date.

Most checks are good for 12 months after issue unless otherwise stated on the facade. The same with money advice. I have cashed a few next to only a few days to stir. Take lots of ID & a good story, similar to you found mail surrounded by the kids room, etc




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