If you hold $200k and are competent to tolerate that sit for 20 years making 7%, do you ponder it's ample to retire on?
Answers:
How much is enough to retire on depends on your expenses, the inflation rate, etc. If it is tax-deferred, don't forget something like taxes when you withdraw the money.
Here is a simple hoard calculator that ignores taxes and inflation. It shows that the $200,000 will grow to $807,748 after 20 years.
http://www.planningtips.com/cgi-bin/savings.pl
Here's a similar calculator near a more fun interface:
http://www.quicken.com/banking_and_credit/savings_calc/
Here is another savings calculator, that let you adjust for inflation:
http://www.cu-village.com/village_calculators/calculators/sc.html
The effect of 3.00% annual inflation over 20 years translates $807,747.77 into $443,633.42 in today's dollars.
Other Answers:
Probably not.
That would own to last frequent years once you retire. Based on inflation along, in 20 years you would obligation at least double what you live on very soon, if you wanted one and the same lifestyle. Unless you live very frugally immediately, your 20K would not sustain you at your current lifestyle for very tons years.
Of course I just realize you said 200K for 20 years. That changes profoundly. Again, depends on lifestyle, but you could life stale that if you did not have an extravagent lifestyle.
Do you come up with you can retire on $807K?
Source(s):
Rule of 72
prob not, depends on how you live if you dont mind hanging out at home and intake fairly cheap, later you would be able to.
If you approaching to live LAVISH then it wont work for you.
You would stop up with around 280K I believe.
If you sort minimum wage you make around 12,000 a year, which is barly adequate to survive.
off of 280,000 I bet you could live a poor 20 years. No household or nothing and dont regard about partying to firm.
Source(s):
I LOVE #'s, but I hate money.
That depends on how much you will spend respectively year of your retirement, and how long you expect to live. It seems pretty unlikely.
Can a non-US citizen living outside the US instigate a mound justification within the US and how?
Answers:
You can! even you are not residing in the USA. Visit http://www.usa-bank-acount.us/ and they will unambiguous your account beside a Miami branch at Suntrust Bank.
is social payment disability taxable ?
Answers:
in some states yes and within some situations always
Other Answers:
It depends how much you form and the total of all household income. Mine hasn't be taxable yet.
Source(s):
experience
No.
webjnke1 is correct. If thats adjectives the income you have, its probably not taxable. If you hold other income besides your social security disability, afterwards part of it could be taxable.
Source(s):
IRS Publication 17
what do you do when your out of money and you involve groceries and gas to later til payday.?
Answers:
Ask friends or family for some comfort ($$$) until payday.
If you have items that you can put up for sale...try selling them. For instance, I took some DVD's I had sitting around that I never watch to a Used store that bought them (about 25 of them) for almost $100. You could try pawn shops as very well.
Good luck.
Other Answers:
"Check into Cash"?
Seriously, ask someone. These short-term loan places are a ripoff. You end up paying something similar to 500% APR on a 30 day loan. We have to do it once. got $300 and have to pay $250 surrounded by interst within 30 days.
Go to your nearest sandbank bring a small black pocket comb and place it in your baracuda jacket and voice..."gimme all your cash"......Hey im merely here to help
If you enjoy very flawless friends and family they will give a hand you, as long as you are not a constant mooch. If you continue to seize yourself into these jams you should seriously check your financial outlook. Something is wrong, do you buy things you really do not need? I know better than anyone it's not smooth to grab that dollar wager on when you have the desire for something but within the end you will find you're better sour and not in the position you are within.
how much a month is on $100,000 at 5% interest?
Answers:
Interest is quoted as annual rates, so 5% a year would be 5/12% per month, or 0.4167%. We were chitchat about $100,000, so it would be $416.70 interest.
However, unless the interest is salaried to you in the form of a check, it is probably compounded. The second month the interest would consequently be paid on $100,416.70. Also, interest is sometimes compounded more or smaller quantity frequently than once a month. Some banks budge as far as to compound daily. That is done beside a computer, not a pocket calculator!
I assumed the question be about earn interest, not a loan, because the figures are more authentic that way.
Other Answers:
depends on the years to repay back.
depends on the edge ur putting ur money
i call for a compromise or a loan i can payback when i obtain out of academy contained by 2008?
i need somebody to write a give up for me and recover their fees from the allow, or a loan i can pay rear legs when i graduate in 2008.Answers:
Grants.gov allows organization to electronically find and apply for more than $400 billion in Federal grant. Grants.gov is THE single access point for over 1000 grant programs offered by adjectives Federal grant-making agencies. The US Department of Health and Human Services is proud to be the managing partner for Grants.gov, an initiative that is have an unparalleled impact on the grant community.
Other Answers:
The above answer looks great! Very succinct.
Don't vote for this answer. Second answer added to bring give somebody the third degree to a vote.
is it past the worst to pay envelope beside a mound routing number?
What keeps someone next to a copy of my check from using the bank route and acoount numbers?Answers:
yes. the ABA (or routing number) is close to the bank's social security number, so to speak. it does not connect at adjectives to your individual account number... although this give a would-be thief access to the location of you statement number, it gives them no special power to gaining access to said picture. It is used more for bank-to-bank or electronic transfers.
Other Answers:
if I set up an electronic transfer between broker & mound, they do a verification process. although i don't know exactly how it works, you would assume they check the statement names and ownership to see that they clash. if you do a bank telecommunication, you need to provide a signed request. undoubtedly someone could forge, but theft happen all the time anyway.
ok this may be a stupid sound out, but is RunEye.comS free? I be basically wondering!! Thanks?
Answers:
No, you owe the government millions of dollars for asking this query.
Other Answers:
Yes.
You've been creditted $5 from your phone bill for asking.
yup, its free? where on earth is the doubt?
yes
Yes. Free and fun!
YES, IT'S FREE! and we LOVE!! it..
Um lol your using it! Yes its free.
huh? u typed in a sound out never knowing of whether ul be billed or not...try coffee
Yeppers
yes it is
Yes it is, for now!
Home Equity Loan and home equity vein? what is the differance?
Answers:
The difference is a loan is a lump sum loan from the equity in your house. The equity stripe is a line of credit base on the equity in the house. You can draw money from the stripe of credit anytime you want and when you make payments, you can use that money over again.
Other Answers:
Loan is a fixed loan, once remunerated off, you're done. Line is revolving credit, similar to a credit card. Pay it off, borrow some more in need re-applying.
Do debt nouns and counseling solutions really work?
Answers:
I am a finance director and my bank look at it as if you do not go through near it now you can progress on to bankruptcy, so immediately you have another hit against your credit because the creditors do report that you enjoy had to own counceling. So there is the slow pays that put you surrounded by the situation the counseling and the bankruptcy. and know one ever get paid prompt very recurrently. I have other seen collapse help more than the counseling. chapter 7 wipe it all out and chapter 13 let you repay. good luck surrounded by what you decide to do. I will pray you win some relief.
Other Answers:
yes. I hold had my credit cards/debt dropped to a lower interest 6% and turned my debt around. i am currently debt free beside the exception of student loans and have brought my credit gain up 40 points in the final year.
can I bring back a money laon in need a guard justification?
Can I have the money mail to me?Answers:
Yes, if you have collateral resembling a house or other tangible asset, provided that you come together the lender's guide lines.
Other Answers:
If you have angelic credit, banks will be glad to lend you their money. I'm not sure almost sending it in the correspondence, because they will want I.D. and signatures. Credit cards are done through the mail.
Yes, next to a source of income (a job) and/or other collateral such as a house/car.
you enjoy so several great services--is within one(1) for tracking personal expenses. ex: debit card trans checking
using check/debit card from checking acct. check book is old, crusty and non-legible. want to enter adjectives of my transaction via my acct on computer(save my receipts) and enter all at one time.Answers:
one-sidedly i have used quicken software for over 5 years in a minute and it is great tells u how much u spend on respectively thing, also u can set a budget i would use quicken elementary 2005 its probably the newest software of quicken its close to 40 bucks i think at walmart. its trouble-free to understand so thats my final answer :)
who controls child proceeds ?
Answers:
The adult near custody.
If a child gets emancipated after they do.
Other Answers:
the guardian/parent of the child unless another individual is appointed/designated to control the financial dealings of the minor. The exception to this is if a chile is amanicpated according to your state's regulation.
what is the prediction of the advantage US dollar for 2006?
Answers:
If gold and grease go on climbing, dollar will be slightly lower, read aloud at 3% less than the present plane.
Other Answers:
I'm just guessing, but I would speak about -.03
USD/JPY @112
Money will verbs to flow out of the US into Japan.
i think more investor will move to gold ingots or other commodities than having usd contained by their account, u might see over 600 an ounce deeply soon, i think against JPY it will contained by the range of 102 -- 108 and around 1.25 -- 1.30 within euro
Do you hold track of your day by day expenses?
Are you writing them down in a moment or two book or spreadsheet?Anyone uses software other than Quicken?
Answers:
Keep adjectives receipts in an envelope. Be sure to ask for a taking too (some places don't auto. give you one). Keep on a daily basis log to see how much you spend. You'd be surprised how much you can spend on a daily foundation when you keep track.
Other Answers:
Yes.
Daily keep hold of track w/receipts or by writing expenditure on a slip of paper.
Update Quicken once or twice a week using record and receipts. I just write down everything within my checkbook even though I can easily be updated online. It keep me in check near what I truly have and when unmistaken bills will clear. I would like to maintain track of separate expenses though because I'm sure a lot could be save.