how long do I want to keep hold of canceled checks?
Answers:
7 years-
Other Answers:
I would keep them for atleast 2 to 4 years, surrounded by case I needed to refer to them again for some pretext.
some accountants recommend 7 years, I own typically kept records for 5 years Where I work, our policy is to hang on to them for 50 years.
Who, do you suggest, is the richest man surrounded by the world?
please someone answer me!Answers:
Bill Gates.
No question around it. Fully documented.
Other Answers:
Bill Gates
the man who sleeps with you
Source(s):
AY5
Oprah
The virgin guy contained by great brittain, sir bronson
Bill Gates, for a true fact, is THE #1 richest man contained by the world for creating microsoft. (he was worth approaching 100 billion $ at his highest-now he's somewhere around the 70 billions or something-who knows...)
oh, and the richest women (or wealthiest), it's JK Rowling-for the Harry Potter series.)
The Dalai Lama.
But it is no underground that Bill Gates has the most when the index is dollars.
IF STUPIDITY and WORTHLESSNESS were PENNIES afterwards it would be JIMMY CARTER...
The richest man in the world is the man that can wake up up knowing he has no regrets and a existence full of love.
The Sultan of Brunai.
most certainly one or adjectives of the Rothchilds. they have financed every time of war since the french revolution. they make bill gate seem resembling a piker!
Source(s):
history
THE RICHEST MAN IN THE WORLD IS A MULLAH THAT HIS FAMILY IS :
RAFSANJANI
U CAN SEARCH ABOUT HIM IN YAHOO!
HE IS REALLY RICH
AND HIS COUNTRY IS IRAN,
ALL OF IRANIAN PPL HATE HIM,
HE WAS THE GOVERNOR OF IRAN IN MANY YEARS AGO...
HE IS BAD MAN,
I HATE HIM,
AND NEARLLY ALL OF IRANIAN PPL HATE HIM.
You didn't specify measures to decide which man is the richest?
To me, it will be "me". I read once that if you wanna discern rich, count all the things that money can't buy. In my personal belief, the person who is the richest would be me, and will be who I am going to be.
The one who have inner peace and contentment is the richest person of our time.
In vocabulary of money then according to public sources Bill Gates.
But at hand might be richer people than him. I can believe that you have an interest as a superrich not to be notice in public.
You would also not want that other population know how much money you really have.
Billionaires own possibilities to conceal their wealth far beyond us ancestors who work for a living.
Source(s):
http://www.forbes.com/billionaires/
The sultan from Bahrein I think
thats my hubby
Source(s):
me
Bill Gates
how outmoded is hue hafner?
Answers:
Goodness gracious.. who cares how matured he is, I would like to know why he's still competent to have crazy sex beside women only a quarter his age!
Other Answers:
he be born on April 9th, 1926, so, that makes him 79...
hugh hefner born April 9, 1926, still going strong.
Sorry to utter he's an old fart. The individual reason let face it - he have beautiful women, Is because he's rich and they can - find ahead. No pun intended. I doubt if it works.
using a financial calculator how do i find the cost of debt?
i want to know how to use the calculator to find the cost of debtAnswers:
You'll eventually figure it out, because Anything Can Happen!
Other Answers:
I/Y
How long can a collection agency aggravate you?
Answers:
until you settle the debt
Other Answers:
They can't harass you at adjectives, however they can try to collect a debt until it is paid or otherwise discharged. There are various things you can do if you want them to stop calling you though.
First simply ask them to stop. If that fails you can write them a message telling them to stop. They can solely contact you again to tell you they recieved your epistle. However if you owe the money the creditor may sue you or take other permissible remidies to recover the debt.
You might find the Federal Trade Commission's page encouraging. I have included it below.
Source(s):
http://www.ftc.gov/bcp/conline/pubs/credit/fdc.htm
until you salary they btake u to court or u apply 4 bankruptsy and have impossible credit for seven years and its wiped from your diary and u reestablish good credit.
Source(s):
i hold gone through it.
As long as you would like them to! Sounds kinky to me!
write them a call a halt and desist letter if you dont want them bugging you...later they'll sell the debt to another collection agency who will harrass you again. clear off the debt OR money your number/addy to po box and dont give any out.
selling shares within a mutual fund so that you can fund a roth ira. Is this a polite thought.?
Answers:
If the mutual fund is currently held with a roomy fund family, you should know how to open an IRA beside the fund family and hold your mutual fund transfered to your new ROTH IRA. This opening it grows tax-free! If it isn't, you could also open a ROTH IRA beside a broker and then verbs the mutual fund into your new rationalization. If you don't want to keep the mutual fund, next you can sell it and fund a foreign ROTH IRA. However, I would be sure to check and ensure that there is no cost on the sale, and that you still hold plenty of time before you will inevitability the money so that the tax-free growth is worth doing. Good luck
Other Answers:
Generally, Roth IRAs are funded with after duty dollars. So, as long as the shares are currently held in a nonqualified information, it should be no problem if: A)the Net Asset Value NAV is within the per annum contribution limits for Roths, B)The Roth custodian is competent to hold the shares, IE: not all clearing houses are competent to host every fund family. Last, I would hope that you are not selling out of a charge defered plan to fund the Roth since it is so widely known that allowing your money to grow levy defered is of greater benefit. Just as information, many employer are now making the Roth 401K available, so if you are maxing out on the regular 401k, you can trench additional money to the Roth type.
If the above conditions are met, later it is not a bad thought to make the trade so long as you still enjoy other investments in nonqualified plans so that you can supplement your check if needed. Hope this help, and keep investing!
at what age can I start withdrawing from a regular 401(k) in need cost?
Answers:
You can withdraw money from your 401k minus penalty at age 59.5. HOWEVER, you can bear 72T distributions (named after the IRS Rule 72T) prior to age 59.5 and avoid the 10% penalty. Rule 72T stipulates that as long as the distributions are substantially equal and base on your life exepctancy they will not incur the cost. The payments must continue for 5 years or you get age 65.
Other Answers:
59 and a half
Source(s):
only found it out the other day
59 1/2 is the short answer, however some 401k programs allow you to borrow from your 401k if you hold an immediate entail. On occassion there are some provisions that allow you to remove the money at 55 minus penalty, however these simply apply in cases where on earth you are terminated from employment or have a specific poverty. You can check with your provider to find out what are the provisions for untimely withdraw.
59.5 years of age.
where on earth can i find desperate credit personal loans?
Answers:
hereisyourwayoutofpaydayloans
Payday debt[how to get out]
We first get into the loan because we needed car repairs and didn’t enjoy enough money consequently someone told us we could get a payday loan. We go to the payday store and it was so comfortable just needed to provide a edge statement, pay stub and post dated check for two weeks, my subsequent payday, $575.00 they handed over $500.00 change. We really thought we would be able to wages it back and that would be that. Then when payday come along $575.00 out of it would be hard as we be already living payday to payday. We went spinal column to the payday store and were told we could lately pay the $575.00 bread then re-borrow again that sounded correct we just didn’t muse of the very soaring interest rate. So if you borrow every two weeks at $75.00 interest for 26 weeks that equals $1,950.00 in a year. So when we would re-borrow that would not cover adjectives of the bills because we would be short the $150.00 from the interest so we went to the subsequent payday store to cover the monthly bills then we found we needed more money for some other inevitability. Then when we needed to pay rotten that loan we were short so we have to go to another to cover that loan afterwards another and another before we know it we were into four paydays per month. Here is the multiplication $75.00 x 4 loans =$300.00 per two weeks x 26 weeks per year $7,800.00 x 3 years $23.400.00. Paydays are suppose to be a happy time but when you are into them approaching we were it is a nightmare and completely stressful, robbing Peter to pay Paul, running from one store to another. What be amazing is as I was going from one to another I would see matching people at respectively store, sad but true.
Our website is hereisyourwayoutofpaydayloans
How can I obtain my $27,000 loan compensated bad quicker than 20 years. My payments are $342 a month.?
Answers:
Everytime you make your settlement, if you can, make it double, if you can't, clear $400 or $450 per month. Make sure it goes into the principle. The more you wages, the shorter the term (year) is. If you go and get a tax return respectively year in a lump sum, use that to reimburse for your loan too. You can also download some free software (find one without spyware) and afterwards input your data into the software to divide how fast you can recompense off the loan if you rate more or less. Print that out and for your guidence. It works for me. Hope you do too!
Other Answers:
you can pay envelope more than your payment. Make sure they apply adjectives extra to your priciple payment which will cut the interest down and store you thousands off your loan.
Pay extra each month, refinance the loan on a 15 or 10 year loan Check out my article at my blog on mortgages http://strategiesforlife.blogspot.com/2005/11/thirty-year-mortgage-vs-fifteen-year.html
how can I earn completely much money briskly?
Answers:
There is no such thing as overnight millionaire, even if they make clear to you there is -then that will not be here for long.
Opportunity only favors the prepared ones.
Other Answers:
email me and I will make clear to you geldmakker@yahoo.com
IN YOUR DREAMS..
GO AND SLEEP IMMEDIATELY..
OR
DO HARD WORK YOU CAN EARN BUT NOT SO QUICK.
Source(s):
MY HARD EARNED FRIENDS
goto college and get a better brief
Start to work
You probably can't,at least not officially unless you hit the lottery and the chances of that are slim to none.
Everbody have a skill.The skill may be in making some merchandise or services.Recognise your skill.Sharpen it with some practice.Advertise your acumen to target individuals.Charge money with diminish profit margin. Keep a smile on your obverse.Take it from me. You can do miracles.
If you have these merits, You have an Answer:
o family person
o comfortable next to small B2B sales
o live in a zip code beside many small business opportunity
o want to meet, greet, & own fun with other folks
:p) if U have adjectives these, pass Go and Collect $200.
Source(s):
http://bizblogs.blogspot.com ... work for yourself for a switch , and in the process unleash small business competition advantages!
Cheers!
Clap
Well, you should work sturdy as a dog.
I enjoy some 1971 and 1976 silver dollars surrounded by correct condition. worth??
I'd just approaching to know there worth!Answers:
Of course, one silver dollar is worth $1.00. However, in attendance are always some guys similar to to buy them with trillions of dollars.
Other Answers:
They're worth $1.00 respectively. Sorry, but no silver in them since 1964
Getting a Roth IRA started for my grandchildren. Minimum investment?
Answers:
Your Grandchildren can only invest earn income in a Roth IRA. If they own a paper route or some other mission, they can contribute to the IRA. Technically, you can't put money into an IRA for them. What you can do to encourage them to invest the money they are earn is to give them lolly gifts equal to the amount they invest.
Other Answers:
The minimum would depend on the bank, brokerage firm or mutual fund company where on earth you open the accounts. Technically, you could start near $1.
Fedality has 250 min on IRA vanguard is 1000. I would move about with vanguard since their expense ratio are very low compared to other ones.
how do you divide the rate of job loss?
Answers:
(unemployed/ labor force)*100=rate of unemployment
where on earth the labor force is anyone 16 years or older, AND noninstutionalized,AND and must be working or seeking work..
Other Answers:
i would look it up contained by the news...i've no conception how to do it on my own but i would think it would be something similar to:
how many nation who are working (in a certain area) divided by those who can (not disabled or collecting social security)
i surmise it also depends on how many those register at the unemployment agency who are actively seeking work and are not hired
Go to U.S. Department of Labor website (www.labor.gov, I think). Also Bureau of Labor Statistics (www.bls.gov, I think), which is if truth be told part of Dept. of Labor. Unemployment statistics and their working out (for which method always changes) are explained within.
Umm go on the website...the Gove one it help.
Since unemployment is considered to be the state where on earth an able-bodied person, available and predisposed to work for the prevailing wage rate, is unable to find a assignment, then the job loss rate would be that total number divided into the total labor force--both those employed and unemployed. Here's more on dismissal from Wikipedia:
Source(s):
http://en.wikipedia.org/wiki/Unemployment
in economics, a personality who is able and of a mind to work at prevailing wage rate yet is inept to find a paying job is considered on the dole. The unemployment rate is the number of seeking work workers divided by the total civilian labour force, which includes both the seeking work and those with job (all those willing and competent to work for pay). In practice, measuring the number of unwaged workers actually seeking work is disreputably difficult. There are several different methods for measuring the number of unwaged workers. Each method has its own biases and the different systems brand name comparing unemployment statistics between countries, especially those near different systems, difficult.
The graph shows the official job loss rate (as a percentage of the labour force) contained by the United States from 1948 to the present (using data supplied by the Bureau of Labor Statistics). The language unemployment and redundant are sometimes used to refer to other inputs to production that are not being fully used -- for example, on the dole capital merchandise.
The U.S. Bureau of Labour Statistics (BLS) provides some definitions which are similar to, but not matching as, those of other countries.
[edit]
BLS definitions
The BLS counts employment and job loss (of those over 16 years of age) using a sample survey of households.[2] In BLS definition, people are considered employed if they did any work at adjectives for pay or profit during the survey week. This includes not with the sole purpose regular full-time year-round employment but also all unpaid and temporary work. Workers are also counted as "employed" if they enjoy a job at which they did not work during the survey week because they be:
* On vacation;
* Ill;
* Taking consideration of some other family or personal constraint (for example, due to child-care problems);
* On maternity or paternity walk off;
* Involved in an industrial dispute (strike or lock-out); or
* Prevented from working by impossible weather.
Typically, employment and the labour force include just work done for economic gain. Hence, a homemaker is neither portion of the labour force nor unwaged. Nor are full-time students nor prisoners considered to be part of the employees force or unemployment. The latter can be noteworthy. In 1999, economists Lawrence F. Katz and Alan B. Krueger estimated that increased incarceration lowered measured unemployment within the United States by 0.17 %age points between 1985 and the late 1990s. In pernickety, as of this writing (2004) 3 % of the US population is incarcerated.
On the other hand, individuals are classified as "unemployed" if they do not hold a job, enjoy actively looked for work in the prior four weeks, and are currently available for work. The unwaged includes all individuals who be not working for discharge but were waiting to be call back to a available job from which they had be temporarily laid off.
Finally, it is possible to be neither employed nor without a job by BLS definitions, i.e., to be outside of the "labour force." These are nation who have no employment and are not looking for one. Many of these are going to school or are retired. Family responsibilities hang on to others out of the labour force. Still others own a physical or mental disability which prevents them from participating in employees force activities.
Children, the elderly, and some individuals beside disabilities are typically not counted as part of the job force in and are correspondingly not included within the unemployment statistics. However, some elderly and copious disabled individuals are active surrounded by the labour flea market.
In the early stages of an financial boom, both employment and unemployment regularly rise. This is because people bond the labour bazaar (give up studying, start a job hunt, etc.) because of the shooting up job bazaar, but until they have in reality found a position they are counted as unemployed. Similarly, during a recession, the increase contained by the unemployment rate is moderated by ancestors leaving the job force.
Note: as of March 1st, 2005 unemployment statistics will be derived from three sources. These sources include the Current Population Survey, a statewide survey of businesses certain as the Current Employment Statistics Survey, and state unemployment insurance claims.
[edit]
The correctness of unemployment statistics
The laying-off rate may be different from the impact of the cutback on people. First, the laying-off figures indicate how plentiful are not working for wage but seeking employment for pay. It is simply indirectly connected with the number of nation who are actually out of commission at all or working short pay. Second, contained by the United States those who work as little as one hour a week for payment are considered employed, even if they option to work more. Therefore, critics believe that current methods of measuring job loss are inaccurate within terms of the impact of severance on people as these methods do not transport into account:
* Those who own lost their jobs and own become discouraged over time from actively looking for work.
* Those who are self-employed or wish to become self-employed, such as tradesmen or building contractors or IT consultants.
* Those who enjoy retired before the administrator retirement age but would still like to work.
* Those on disability pension who, while not possessing full health, still aspiration to work in occupation suitable for their medical conditions.
* Those who work for payment for as little as one hour per week but would approaching to work full-time. These people are "involuntary part-time" workers.
* Those who are underemployed, e.g., a computer programmer who is working surrounded by a retail store until he can find a permanent livelihood.
On the other hand, the measures of job loss may be "too high." In some countries, the availability of dismissal benefits can inflate statistics since they give an incentive to register as on benefit. Homemakers and other people who do not really aim work may choose to declare themselves out of work so as to get benefits; ethnic group with undeclared salaried occupations may try to obtain unemployment benefits surrounded by addition to the money they earn from their work. Conversely, the unreality of any tangible benefit for registering as redundant discourages people from registering.
However, surrounded by the United States and several other countries this is not a problem, since unemployment is measured using a indication survey (akin to a Gallup poll). This method is also used by many countries besides the U.S., including Canada, Mexico, Australia, Japan, and adjectives of the countries in the European Economic Community. According to the BLS, a little Eastern European nations enjoy instituted labour force surveys as in good health.
The sample survey have its own problems, because the total number of workers in the reduction is estimated based on a taste rather than a sample. So many economists look to the survey of employer to get a better estimate of the number of job created or destroyed.
Due to these deficiencies, several labour bazaar economists prefer to look at a range of financial statistics such as:
* Labour market taking part rate (the percentage of people aged between 15 and 64 who are currently employed or inquiring for employment)
* The total number of full-time jobs within an economy
* The number of population seeking work as a raw number and not a percentage
* The total number of person-hours worked contained by a month compared to the total number of person-hours people would close to to work
Situation in the United States
There are two fixed government projects conducted by the United States Census Bureau (within the United States Department of Commerce) and/or the Bureau of Labor Statistics (within the United States Department of Labor) that pull together employment statistics monthly. One is the Current Population Survey (CPS) [3] which surveys 60,000 households: it is used in calculating the laying-off rate. The other is the Current Employment Statistics (CES) [4] which surveys 300,000 employers.
These two sources own different classification criteria, and usually produce differing results. As noted, most economists today see the CES as a more accurate estimate of the state of the job bazaar. Because the CES only surveys employer, it does not produce an unemployment rate statistic.
Though copious people exactness about the number of unwaged (8.0 million in the U.S. within December 2004), economists typically focus on the unemployment rate (5.0% within November 2005). This corrects for the normal increase within the number of people working for pay envelope or seeking work due to population increases and increases in the remunerated labour force relative to the population and thus the run of the mill increase in the number of without a job workers.
Source(s):
wiki
The unemployment rate is determined by the Current Population Survey
Source(s):
http://www.bls.market research.gov/cps/cpsmain.htm
does anyone know a site that offer FREE printable financial planners or monthly budget page?
Answers:
http://www.personalbudgeting.com/sample/sample.html
http://www.personal-budget-planning-saving-money.com/
Other Answers:
The above answer looks great! If only I know of this site years ago....
Don't vote for this answer. Second answer added to bring question to a vote.
Are social collateral benefits exempt from collapse within Illinois?
Answers:
Federal law make your Social Security benefits exempt from levy, garnishment, assignment by regular creditors, and from the trustee in collapse.
courts have begin to allow banks to work against deposited Social Security benefits in command to collect fees or other money
Generally, Social Security benefits are exempt from execution, levy, attachment, garnishment, or other legal process, or from the operation of any liquidation or insolvency law.