Personal Finance Question and Answers

oblige near money?

Question:i have nearly 4000 pennies. i dont live near a coinstar and i dont perceive like rolling them because near is so many. will the hill do it for me?

Answers:
depends on the bank. mine does

Other Answers:
Yes

Most banks won't filch rolled coins.
Most banks won't roll coins for you.
Most bank will charge a fee for "counting" them for a duty (sometimes they don't disclose this charge to the customer)
It is easier to take them to a Coinstar piece of equipment when you can get to one.


well, my sandbank will not do it...have fun rolling! yep


Find the nearest 'penny' worth items retail-seller/vendor, offer him exchange. He should be glad to thieve that load stale, since people expect 'change' within return when they buy from him, instead of offering it !

just spent them


Will my va income check still travel to my guard i am widow?

Question:my husband retired in 1968

Answers:
Yes it will unless you want to devolution it. you can log onto the Veterans administration website and it have FAQ or frequently asked questions and one of these tell about it. Link is below.
Good luck!!

Other Answers:
did you hold it set up to go to the hill? did your husband just die and that's why you are asking, afterwards yes. if that's how it was set up and have been going to the sandbank, as long as the account is still undo and no one have told the va pension system otherwise, it will maintain going there


Is it really possible to sort money on ebay?

Question:I have horrible debts and have wondered how the seller on ebay with feedback running contained by to the tens of thousands go nearly their business?

Answers:
My sister-in-law makes money on eBay but she works rock-hard at it.

She buys things at garage sales, courtyard sales, estate auctions, flea market, etc. photographs them, researches them to get pious detailed descriptions, posts them on eBay, responds to questions from potential buyers, ships them out.

She does abundantly of toys and tools but buys and sells other things that she comes across. You might choose to specialize contained by something you like or know closely about.

You can start small and use the profits to buy more things.

The legitimate trick is knowing before you buy something what you can expect to deal in it for. One way to do this is hold one person progress out to buy things and call home to someone near internet access to see what similar items are selling for on eBay before you buy it. There are alos lots of books surrounded by the library about collecting and trading sundry types of items.

Again, it is work but you needn't have closely of money to get started. You can start and stop when you want but you must not leave your job customers hanging once they win a bid. You stipulation to get the merchandise out the door. Otherwise your feedback will drop and you will hold a hard time selling more stuff.

Another strategy I assume might be interesting is to buy new merchandise when you can achieve a really good concordat and then post those on eBay.

Good luck to you.

Other Answers:
It is incredibly easy, I hold a sister-in-law that buys clothes and jewlery at discount stores and makes a boat nouns off of them on E-bay. You can put up for sale ANYTHING!

tens of thousand? i don't assume so, be careful of cheating,,, You can but it is work. You hold to set up the page to sell your item, manufacture sure you get sum, and ship it in a timely posture. The best way is to look at ancestors selling similar items and see how there page are set up. Look at the ones that really catch your eye and try to do something similar.


Yes it is possible, but you have to own good sources where on earth

you can buy items cheaply to re-sell. Go to;

www.realmoneyideas.com and click on the "Additional Income"

tab for sources and some ideas of where on earth to buy items cheaply.

Also for ideas on how to dull your debt click on the other

tabs on this site "Cutting Expenses" Money Saving Ideas"


A friend of mine has given up work to do Ebay full time, he earn about £20k a year. He buys designer clothes within bulk, and then list them individually. He is most often found queue in the post organization!




How do I line money cheaply to Europe? Does anyone know of a cheap approach?

Question:PayPal adds 2.5% and I call for to send $2,000 - $50 seem high. My guard won't do 3rd party transfers. Anyone found a cheaper passageway?

Answers:
Western Union

Other Answers:
Smith and Barney futures and options currencies.
Try www.xoom.com


how does segment buy module rent work?

Question:im looking at all of the ways that i can afford a house some one recomended section buy part rent how does it work?
any suggestion on getting on the propperty ladder is meet, dont earn a huge anual wage but all of the money is my own

Answers:
These are prearranged a shared ownership schemes - not the best hypothesis - you re sill paying rent. If u tell me what money per month u can afford and i will give u direction as to what is available. e-mail me if u wish

Other Answers:
It is done through the housing association. When brand new houses are built on an estate a certain percentage of those step through the housing association, basically it is a really devout way of getting on to the property stepladder, you pay for anything between 40% - 60% for the house and later you rent the remaining amount off of the housing association. When you come to trade the property you recieve your share of the property back, and becuase here are so many populace looking to get on to the property stepladder, they are really popular. COntact your local housing association or soverign for more information. good luck

that means partially you can buy,
the other half of the assets belong to the company so you own to pay them rentable amount respectively month
but later on you enjoy an option to buy the husband of the assets belong from the company.
i do not like this much.




what is 2 +2?

Question:

Answers:
2+2 = 4

Other Answers:
a rather elementary equation
4
Source(s):
kindergarten
4...
i focus it is 4,, let me acquire the calculator,,,, yep,, 4 is the answer,, thanks for 2 points!
22
fore,,err,, four
4
2 + 2
4
How much do you want?
4
what is 1+1, what is contained by the sky, what is in my organizer....why do I continue to answer these yahoo question???
that bored huh? LOL
if you tell me what this symbol '2' stands for i may know how to answer your ?
Its that I got 2 points and If you ask something else, Ill capture another 2 points, that will be a total of 4 points
Just tell me how much u want i can fashion that much.

Because I am chartered Accountant and its my Job.
4
Either it's 4....or a popular compact car model design from the mid 1970's, popularized by Toyota and next adopted by Nissan.
capably, considering one plus one equals the first one, the second one and the one that they make together (3), after one plus one plus one plus one would equal.. carry the not anything.. would equal infinity because the residual "ones" would keep accumulation up together...
Is this a Hypothetical question? Because if it is, 2+2 could be anything that you want it to be.
+4
22
Umm.. Err.. presently let me estimate! 4? Thanks for the points..
4
Source(s):
preschool
whatever you want it to be. if you want it to be 4 after 4 it is. if you want it to be 6, then 6 it is.
4 stupids are this put somebody through the mill?
It deoends. Are you buying or selling?
4


which do you prefer? state lottery or stock flea market?

Question:i do not trust the stock market.

Answers:
You pretty much lose money contained by both. If I had to choose, it would be the lottery because I don't trust the stock flea market either. Unless you are immensely very rich, it doesn't retribution to touch it. The rich are able to know things something like the stock market that we don't know. They are competent to invest in stocks we can't touch. Those things they touch within the market are a sure point. If you are interested in the stock flea market and what I'm talking in the region of... read Rich Dad Poor Dad by Robert Kiyosaki. He does speak of the rich and the stock market. Personally...I put my money within ingdirect.com. At least within, it has a growing interest rate. It's almost 5% presently! Good luck in anything you choose because you will need it within both!!

Other Answers:
On a statistical basis the probability of winning a state lottery are extremely low, however you may be capable of invest a single dollar and win millions. If you invest in competence stocks, or mutual funds, you will almost always increase your investment within the long run.

My favorite quote about lotteries: "the lottery is a levy for people who are doomed to failure at math"


if u are a dog pedestrian click here...plz?

Question:i want to earn more cash for the summer by person a dog walker and i don't know how much to charge...so how much should i charge?

Answers:
One of the best ways to do this is to find out what the competition charges. Try looking up pet services that feel dog walking and make up a few situations near different size dogs, big and small, and call them up and kind like you own this dog and are considering have someone come to bearing them because you may be starting a full time job subsequent month, or something like that. Call up as oodles as you can and give them adjectives different dogs and see what their fees are. This should give you a pretty apposite working knowldege of the market, and also of your competition.


For singaporeans simply..... is it worthwhile to buy a singapore mint canada rabbit 1999 proof set?

Question:The coin is canada but has singapore mint cert.2 999 silver coins 20g respectively 1 1/4 oz 999.9 gold coin selling at $300.Is it worthwhile ?

Answers:
i dun estimate it's quite worthwhile because i dun chew over they have dignified resale value especially for the silver coins...

as for the gold ingots coin, i think you will hold to look at the current gold open market now earlier you decide.

By the method, i am from Singapore...

Other Answers:
Hello, I am from India not Singapore. You are mistaken.


How do I invest if I am an American living out of the country?

Question:I have be told that I can't contribute to a Roth, my employer here in Japan doesn't propose a 401K nor a 403b plan, and many financial planners can't make available me information on investing because I am living abroad. I want to retire surrounded by 10 years and I don't know how to get at hand if I am limited so much within what I can invest in and am denied access to American investment products.

Answers:
Buy tangible estate. Strongest investment if you don't have much time. I can relieve.

Other Answers:
Go to a branch of an American bank at hand and have a articulate with them. Buying American mutual funds is as perfect as any other investment. But what about spending some on a pretty geisha girl first? You simply live once.

Open an past its sell-by date shore (Off US shore) bank depiction. Very easy to do only supply simple information. Then you can invest in doesn`t matter what you want. Heck most of them give you a VISA card attached to your story, if you want. You can contact me and I will set up an account for you for a nominal charge.




If i ask respectively of you to transport ONE penny to me, would you do that?

Question:It would make me richman

Answers:
You d enjoy to give a smarter drive - instead of becoming a rich man.
with this statement nobody would ever help out you. at least not me!

Other Answers:
nope

NO Sure


Nope.

Get a chore.


Then you transport me .37 USD to get that penny to you!
Source(s):
www.samihome.com Shame - dont hold no pennies and i would have to hold no sense to send you even one cent.


NO it would cost me MORE that I would be willing to constituent with! Nice try though!

I don't regard so, ...let me rephrase that, No!

Yes, if you send me three pennies first. Would call for $0.39 for postage bud




is nearby a process that i can win rewarded for takeing watchfulness of mom who have cancer,diabetes,and ms?

Question:

Answers:
Not unless your mother pays you or has her estate pay cheque you after she passes. Though probability are, you would inherit anyway since you don't mention your father.

No offense, I am asking because I am interested. Why would you want to be paid for taking thinking of your mother? She took care of you until you be an adult. Can't you do it out of love and respect minus expecting monetary rewards? I understand that this prevents you from have a job and so it might brand finances tight but isn't it a sacrifice worth making for whatever time she have left?

Thank you for individual with your mom, I'm sure she appreciates it more than you know. I know what a sacrifice it is. You may not realize it immediately, but you will be glad later that you have this time together. Take care!

Other Answers:
Are you from Canada or United States? Is your mother terminal? In Canada the gov't will earnings you to be away from your job to pinch care of someone contained by their last six months of go. I have be taking care of my elderly parents for a few years and haven't be able to work..but I don't achieve paid as they aren't terminal. I know how you perceive..because it is financially ruining us with me out of use. My parents still think of money the road it was contained by the "old" days. They think $300 a month is lots to earnings for room and board to stay with us. If they solitary realized what rent and groceries cost!
Source(s):
My own experience.


For homeowner making approx $47k: will mortgage co bestow a clean loan to a single 60yr behind the times woman? What's criteria

Question:

Answers:
Age doesn't matter angelic or acceptable credit score do

Other Answers:
Depends on credit score and amount of the mortgage......I can't see why not.
Lenders cannot descriminate on age. They use income, debt, credit and appraised meaning to make a verdict on a loan.
I found lots of good information here.
Source(s):
http://www.mortgage.jims-info.com/
Your best bet is to contact a mortgage broker surrounded by your area. They commonly work with 20-30 different mortgage companies and can find something suitable for you.

Also check near your local banks and credit union.

The criteria for a mortgage will depend upon your annual salary, other asset you may own, down payment, and the price of the house that you are buying.

Age and sex nouns in lend is illegal
I worked within a Bank giving Mortgages for 7 years and you bet we discriminated because of age. The long and the short of it is, why would we borrow you money that you probably won't live long enough to compensate back (Mortgage payments are usually for 20-30 years). Don't miserable to upset you but you will likely be asked to put down a larger deposit than usual, so the Bank have less at risk.


How to provide for my daughters within the event of my demise?

Question:I have 2 girls from a previous nuptials ages 19 and 15.I am considering 2 seperate life insurance policies beside each as a beneficiary.For my eldest,to sustain pay for her college expenses and othe things that I would hold helped provide such as honeymoon and such.What about the younger? I would close to to do the same but if something be to happen to me tomorrow custody would automatically dance to her father and he would have control of the time insurance money right?? No way do I want that to surface.I am sure his current wife would have a great time beside that.How can I see that she is taken care of for her training and such like my oldest short him having control of the money.Is within any way to set it up so that it would automatically walk into a trust until she is old satisfactory to handle it on her own? Any one enjoy any other ideas?

Answers:
A couple of things. You dont entail multiple policies, one will do. The policies allow you to designate beneficiaries, and also you are able to designate percentage to each.

If you want to control how the money is used, own a trust setup so that if you died, the insurance proceeds would go to the trust and the trust would distribute proceeds according to your pre-established desire. You pick who you want to be the trustee of the money...someone you trust would spend money according to your wishes..it could be a friend, domestic member, or outside independent source.

That would preserve the money out of everyone's hands.

Other Answers:
You want to set it up as trust funds, with YOUR choice as administrator. Then the ex-hole & his ho can never touch it.

Write a WILL. The executor of your estate and the caregiver for your children don't have to be matching person. You can also hold more than one beneficiary on a life policy. Since your 1 daughter is grown, you should a moment ago establish some kind of sketch payable on your death for the express purpose of her schooling, as you are no longer responsible for her. You should not buy separate policies to cover respectively member within your family. Why? Each policy cost money (usually going on for $100).

I would add CHILD RIDERS to your current policy. If your insurance company doesn't do it, I would find someone who can. I enjoy Primerica Life insurance and I have one policy that covers my complete family.

Since your oldest child is 19, in that is really nothing you can do to fund her college. Your 19 year aged is old plenty to start a Roth IRA (as long as she has a job).

For your 15 year mature, you can try to start a Coverdell or a 529 plan and put money in nearby.

If you are really worry more or less whether you have ample coverage, I would recommend going to Primerica. They have a financial want analysis that tell you how much coverage you necessitate, how much you need to salvage each month to conquer your retirement goal, what you want to do to eliminate your debts, how much you necessitate to save toward your children's background. The financial need analysis is customize, confidential, and COMPLIMENTARY.
Source(s):
231




I put money into a 401K at a previous assignment and never took my money out. Can I still gain my investment wager on?

Question:And if so how, or have I lost it. It's be over 5 years since I quit working there.

Answers:
Hopefully you vanished your funds in a resourcefully balanced portfolio that's be compounding this entire time! If you were vested near your company when you quit they would have stopped calculation their portion automatically but what was already near would remain there and hopefully grow. Your plan probably have a website (most do), contact your old employer and ask for the information if you don't remember it. If you choose to clean out the money you will lose 1/3 of it to taxes and 10% to penalties.

Other Answers:
It's still in attendance.

Yes you can, but within is a penalty for impulsive withdraw
Source(s):
Jason Matthews Hoopeston Illinois Yes. By directive, those funds are yours. Contact the former employer and inquire. There is no penalty for rash withdrawal if the funds are transferred into a hot 401k, but it must be done correctly or the IRS will get you. Either your former or your current employer can support.


It's still nearby. Contact the company that manages your 401K for your old-fashioned company. If you don't have that information, contact your previous employer HR department. However, you'll need to speak near the investment management company to grasp information about your 401K or to do anything next to it. You can request to rollover your money into another 401K that you have beside your current employer. You can also get a distribution (pocket the money), but you'll bear a penalty and earnings taxes on it.

Yes. You can contact the Investment Company and ask to roll it over to another plan or an IRA. Just be careful because if you do not put it contained by another Retirement plan within 30 days... you will own all kind of penalties and taxes to reward. And if you do not plan on rolling it over to a different plan, instruct the Investment company to withhold taxes from your disbursement.

You inevitability to contact the investment company. Your money is still there. It would be positive if you can find the account number, but they will lend a hand you if you can't. You will probably not be able to add on more money to this account, but you can move the money between different facet of the account. You should request a 5-year report to see what it have been doing. If it is not making money, you can roll it over into another type of tax-deferred portrayal, such as an IRA. It is still there. Just contact your former employer. You should be getting statements on your picture as well...at least possible quarterly. Please note that if you are below 59 1/2, you should roll it into another 401(k) or an IRA...else you will pay a cost and the IRS will force withholding of taxes.




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