If you started beside one penny and doubled the amount respectively morning for 30 days how frequent dollars wuold you hold?
Question:
Answer:
You'd start with 1 cent on light of day one and have two cents on time two. One day of the 30 have been used up. You will double the 2 cents to 4 cents on daytime three and do this for a total of 29 times. So the amount you'll have at the completion of 30 days is 2 to the 29th power or $5,368,709.12. You have to travel a total of 31 days to have the $10,737,418.24 that be posted earlier.
I dont know how much I "wuold" hold as you asked, but I know I "would" have $10,737,418.24
lb5368709.10 so $10,534,750.68
depending on your exchange rate
I'd hold to consult my old Richie Rich comic book. I recollect he made a donation exactly like that within one of them.
By my calculations you would hold...
$5,368,709.12
should i directory collapse or recompense past its sell-by date the debt?
Question:
married couple. both are 38. we have a child due within June.
We live in Vegas and want to move and get hold of an affordable home. We do not own real estate. She have $5k and I have $20k contained by debt, both accounts are in collections. The just asset we have is 55,000 contained by a retirement account.
I file Chapter 7 in 99. My current income as insurance and financial advisor is too soaring for 7 here in Vegas. Right presently it is around $45k but can get much highly developed.
A chapter 13 concerns me because of the 3 years of payments, its effect on my credit and potential to get another virtuous job should we move, and we may not know how to get a house should we move.
I could liquidate the retirement and take-home pay off the debt and own about $10k vanished after taxes and early withdrawl penalty. This would also include the tax liability for the $19k I took from my report last year.
As a financial advisor, I know that the withdrawl we took later year was stupid.
MOM is giving me 50K for home purchase.
BK or settle?
Answer:
if you're in debt, i suggest you help yourself to a look at this site. just riddle out the form and take it from nearby.
Having come out of marriage that not here me scrambling for money, I vote pay bad debt, cash surrounded by the investment u have, u can renovate it agail later
you hold a child on the way I would right to be heard file for bk but if you believe you can pay it sour and afford to pay for yo child attention stuff
talk to crditors and come up near a payment plan and stick to it. the longer you avoid them the worse it will catch. when customers owe me money and are having a frozen time to pay i respect their honesty and work beside them on a solution. possibly this is an option
bk to some extent than liquidate a retirement account. liquidate a retirement account should never be an pick to pay debts rotten. fyi, you can set up a repayment schedule beside collections and thatll avoid a BK.
Colored contacts website ripped me past its sell-by date what do I do?
Question:
I ordered contacts off a site, they took my money and when I go to check my order the website be closed!
Answer:
if u used a credit or debit card to pay, ring the bank and dispute the charges. You WILL shutting down up getting ur money back. Then, File a police report and turn them into the Better business bureau. If you remunerated by check, stop payment on the check. if you salaried by money order, hold it traced. if you paid by lolly, cry. hope that helps.
lol. want legal troop. but tha'ts why you get for trying to be someone your not. you can't dance around changing eye colors. that's un-natural. that's poser.
Tell us the site so we don't step there. Also, if they cashed the check, in that is a trail on it, follow it back to who cashed it, capture your money back, and profile a police report for fraud.
Stop looking at life through Rose coloured lenses.
If you compensated by credit card go and see them. Just say-so you won't pay. NP.
put a stop on it t hrough your credit card company.
(do you individuals ever read the tiny print on the credit cards?)
:)
Good Luck
What is the best bearing to spawn a financial contribution to my 2 year dated niece for college reserves ?
Question:
Answer:
First of all, near respect to "Joni," the gift excise exclusion has be raised to $12,000, and to be precise an annual limit, not "per offering." The best way to avoid endowment taxation or a trust is a 529 college savings plan. You can engender deposits totalling up to $60,000 in the first five years, and that can be contained by a single lump sum.
The funds grow tax deferred and are withdrawn rates free provided they are used for education.
Move the money into her information in incriments smaller quantity then 10,000 this will grounds you to aviod paying taxes on it!
Savings Bonds.
Give your niece a savings bond
ASK YOUR NIECE PARENTS "WHAT IS XYX TRUST FUND". Most folks don't know that all they stipulation to do is put a saving sketch in the child's autograph under the child's SSN. This is the start, after that enjoy everyone contribute to it birthdays, Christmas, new years, forth of July, Thanksgiving, you find the idea?
As a parent you should contribute annually, to the trust fund. There are folks that can help muddle through a trust fund if it gets sizable ($10,000 or more).
With respect to Rob, the 2007 exclusion amount is $12,000.
I'd put it into a 529 picture.
Talk with your brother/sister something like if they have any type of didactic savings narrative or 529 account set up for your neice. If they do, you can contribute to that, or set up your own 529 for her.
i own desperate credit and i want 2 fix it but dont know?
Question:
I am in debt around 6000 dollars can someone give me proposal how 2 get it fixed please
Answer:
If you hold delinquent accounts on your credit call those who hold that portrayal and ask them to settle with you. usually they will settle for 30 to 70%. After they settle beside you, pay them, you must pay packet them within 5-7days(the full settlement). Make copy of your receipts and e-mail to that company along with a missive asking them to bulls eye it from your report. For those who won't settle, make stipend arrangements with them but be sure those arrangements are all right within your budget. Two things you clearly don't want to do is consolidate your debt because in the adjectives when you try to open investigational accounts they will review your history and say you could not order your own finances because you consolidated, and second don't fall for someone recounting you they can clean your credit by paying them a small allowance. 99% of the time its a scam. Do not try to open any unknown accounts for at least a year. Don't agree to anyone pull you credit for any motivation. Bulls eye mean that once the story has be paid out contained by full the company will remove it from your report completely ( its the company choice if they want to do this or not)
other wise your report will just show a 0 balance. Be sure to manufacture a log of all these accounts and call attention to them as you pay them bad, keep a bill and also log their numbers and addresses down. Make sure of this because most companies supply you to other debt collectors and you could be paying them twice. Good luck!
Pay your bills and on time consequently you will build your credit back up.
Simple. Discipline yourself; spend smaller number than you make. Cut up your credit cards and reimburse off that 6k.
The single way to augment your credit is time. Pay your bills in a timely deportment and do not open up any further credit. If you establish a track text of financial responsibility it WILL improve your credit tremendously. Also, if you're thinking of using one of those "credit cleaning" services, don't. They do not work and adjectives they will do is take your money, usually surrounded by the neighborhood of $400 or more. No one can remove deragatory information from your file if it is accurate. But over time it will lessen surrounded by it's impact on your creditworthiness.
Bad credit is one of the worst problems to have... however in that exists a solution.
I will hereby talk from my personal experience.
I did debt consolidation a couple of years ago, however If I have to do it again I would pay to some minor details,
if someone requests to get out of debt today it is pretty graceful with a debt consolidation plan, however it may grasp a bit tricky at times, I suggest you get as much information as possible online on this first,
a correct place to start in my humble judgment is astraight to the point ebook with put somebody through the mill and answer I found :
http://umgarticles.atspace.com/debt-cons...
if it helps munificently remember me in your voting!.. cheers!
sure, you can use http://www.mycreditadvise.com and in that you'll find tips and advice on credit repair.
Good Luck,
How can i check my money directive 2 c if it's obedient or not that someone sent me.?
Question:
Answer:
If in doubt, transport it back or throw it away.
The creature who sent you the money order will stop reimbursement. Calling the toll free number will tell you if the money writ number is still valid. Even if the money order is valid, the individual can stop payment on the money establish at anytime.
Tread with admonition.
cash it surrounded by.
what do you mean polite or not? I do not understand your cross-examine
if it is from USPS or Western Union you can try to cash it...if in that is a # to call to verify do soif it be send to you and its too virtuous to be true sometimes its an online scam
Go to a bank and simply explain to them that you want to know if it is good or not. They will give a hand you. Do not try to just bread it! This can get you into through trouble if it is a fake.
If you are into one of the "I am barister so-and-so, and I own access to a multi-million dollar account" dealss, I caan already tell you the money charge is either pretend or stolen.
Postal Money Orders are safe to use because they enjoy many shelter features that help distinguish between TRUE and counterfeit notes. Just close to our own U.S. currency, they are specially designed with different colored inks, watermarks, and shelter thread in the article.
How to tell if it’s civil servant
Hold the money order up to the standard lamp and look for the following security features:
Ben Franklin imagery (watermarks) repeated on the left side (top to bottom).
A shade security thread running (top to bottom) to the right of the Franklin watermark, next to the tiny letters “USPS” facing towards the back and forward.
If either of these financial guarantee features is not present when the money demand is held up to the light, you are holding a fraudulent Postal Money Order.
Also be aware that
Denominations are indicated on two locations.
Discoloration of the denomination amounts indicates erasure (fraudulent).
Maximum plus for domestic postal money orders is $1,000.
Maximum utility for international postal money orders is $700. (Maximum for Canadian money information is $1,000)
http://www.usps.com/missingmoneyorders/s...
do you know the someone
or is it one of those i need you to currency it and send me 60% and you save the 40%?
then it's insincere
and if you cash it by deposting at sandbank, and when it bounces ( NSF )
you will owe the bank the money
What Type of info will the average personality foot 100 dollars for?
Question:
What Type of info will the average person reward 100 dollars for? Curious.
Answer:
The latest income excise updates/tax breaks?
How to get a rent cut?
How to locate affordable housing?
Resume writing?
Grocery confinement service to the elderly and home bound?
Answers for a really important check
I would pay $100 dollars to someone who could show me how to realize lifelong peace and happiness.
a hours of darkness on the town
a nice dinner for 2, movies & a night sou`wester!
For a $100 that girl standing on the street corner will tell you anything you want to know !
Loaning money near balloon expressions?
Question:
Let's say that you own a business and I loan your business $100,000 dosh. It's a 5 year loan at 10%, with the entire principal and accrue interest paid at the termination of the loan (5 years from now). I.e. no monthly or every twelve months payments due on the loan. Do I need to report the once a year accrued interest to the IRS as income?
Simply put...I'm not unloading cash every year...I bring back one payment at the train. Does the IRS expect me to show the yearly "interst earn but not paid" amount as income on my tax return?
Thanks!!
Answer:
Most of the answers right to be heard no, but I'm not totally sure of that.
A zero-coupon bond is very similar to what you describe, and the IRS "imputes" an interest wage and makes you earnings taxes on it.
Probably
If you receive NOTHING in your foot then NOTHING is reported. ONLY during the year of the pay-out is the amount reported.
The IRS wants to know HOW MUCH money you variety. If nothing touched your hand or got transferred automatically through bank means later you really did not receive ANYTHING !!
The interest incurred means nil for it wasn't given to you yet. Also go before to a good levy accountant, especially on the year this loan will come due. Always pay someone powerfully for knowing more than you and working things for you. I pay my accountant okay because I do not want to learn adjectives the new duty codes every year.
: )
There are a lot of deserted spots in your quiz. It depends on their business, what type, and your business as well. Also, what type of loan have been setup, secured or unsecured, for instance.
A biddable rule of thumb is Uncle Sam always desires their money, the sooner - the better.
No. Taxes are paid on a currency accounting basis, not an accrual argument. You should not accrue any interest income for tax purposes until it is truly received.
This occurs adjectives the time in business and is call a deferred tax asset/liability. The popularity is due to corporations recognizing revenue and expenses (like interest revenue from your loan) on an accrual argument (before it is received, but legally have been earn or spent) but only paying taxes on a brass accounting basis. As a result the taxes a company shows surrounded by its SEC filing and the taxes it pays uncle sam differ.
I hold to compensate 3$ to ebay but enjoy no money. to whom should I address.?
Question:
Answer:
If you are talking something like an ebay invoice, they will take the money out of the hill account you used when you registered. They will automically thieve it out if you don't pay via another method around 21 days after they email you your invoice. If you don't have $3 within your account by consequently, you could sell something on auction and deposit that money.
If you owe a purveyor the $3: Find $3 in tuning or borrow it from a friend? If you know someone with a PayPal justification, give them 12 garrison and ask them to pay for your auction.
An employer?
ebay? dud!
Ask adjectives of your friends for a quarter, shouldn't take much time to attain $3!
You don't have $3??!! Wow instead of chitchat to someone, maybe you should grasp a job.
No offense intended.
your parents?
You don't enjoy $3 in renovation laying around? Why would you buy something beside no money.
You can't squeeze blood from a turnip...
Contact the seller you bought the item from and see if you can work something out next to them.
Look in your couch? In erratic spots in your coup?? $3.00 shouldn't be that hard to go and get ahold of.
Deal with dealer. $3, not 3$.
It is amazing how ignorant some answers can be . Even if we come up with this is a bit different, curses and insults just downgrade not single the person who uses such devices but it really does not help the intended use of this forum.
Now - come on 3 bucks? Check the washer and dryer. If this is a material billing error keep sending ebay emails. Send a message to their contact address. Then after spending more then 3 bucks you may realize you are simply a little pimple within their multi billion dollar empire.
Send me your Ebay info and I'll sort it out.
Email address: henkenm@tpg.com.au
Put in the subject header: EBAY $3.00 plse.
you better agree to the seller
address to the guy whose windshield you are going to be washing.
Your Parents.
How much can brass can I deposit at a ridge no question asked?
Question:
I'm graduating college soon and as a graduation payment my parents are giving me $10,000, but all surrounded by cash. can i deposit it adjectives at once in my hill account lacking the teller asking question or should i deposit small increments at a time over the course of a few months.
Answer:
It's not so much the tellers u hv to verbs about but the elected representatives agencies. I believe it's $10,000 and above that will get u notice. So u decide what to do.
I believe that any deposit 10K or over have to be declared as income when you do your taxes. I would deposit a few thousand at a time. Maybe a week apart for each deposit.
Open accounts within several banks. It's other best when the left appendage doesn't know what the right hand is doing.
Keep your deposit below $10,000.
However, it might be a better idea to hold your parents transfer the money into your vindication, rather than your carrying around that much brass.
You can deposit it all at once. Obviously, you obligation to have an side at the bank. But here is no maximum deposit. Be careful roughly speaking walking around with that much change on hand.
deposit $9,999.99. You enjoy to fill out a form if the total is 10 opulent
Assuming that you are in the states consequently any deposit for 10,000 will trigger questions from the mound. Deposit $9,999.00.
I don't know if any applicable state laws may apply but I've never hear of any.
I would deposit at all at once. There is a suspicious diversion report that bankers are supposed to submit when 10,000.01 is deposited. If they ask you about it, you utter it's graduation money. Therefor, there would be no problem. Otherwise, if you be to deposit little amounts at different times, that's going to look more suspicious, especially if you don't do it on a regular basis. Get what I'm sayin? Personally, I would bear the money into the bank and speak w/ a financial advisor. Most bank don't charge you to speak w/ them and HONESTLY they will NOT try to make money bad of you! They will tell you the best ways to invest that money so you can put together more money. Drawing interest and etc. Good luck and have fun w/ the dough!
I work at a guard. If you deposit--or withdraw--$10,000 or more in a single daytime, they will probably fill out a suspicious hobby report. It doesn't matter if the money is surrounded by cash or not. But the report is really no big concordat; it's just for documentation--and they'll compare your label to the terror suspect inventory and make sure you're not on it. In certainty, at smaller community banks, they don't even hold to fill it out I don't focus because they're not as regulated. People do these transactions all the time though; don't verbs about it.
You are referring to the file of an IRS form 8300. It is required for any cash or brass equivalent transaction of $10,000 or more. First of all, if you be paid by personal check, this doesn't qualify. Second, if you be actually remunerated in brass, it wouldn't matter how masses separate deposits were made; it would still be technically required to be reported. Of course, the ridge probably isn't going to know any different.
The whole purpose of the reporting requirement is to prevent money launder and tax evasion. A grant of $10,000 is below the annual gift charge exclusion. So what if you have to swarm out a form?
The answers people are giving you above are not exactly correct. Each time you clear a cash deposit of USD$5,000.00 or more, a US ridge is required to submit that deposit information to the IRS directly.
The real interrogate is how badly are you really trying to obscure that money from the IRS? Are you really trying to avoid questions at the guard or from the IRS?
"As to the 2007 annual exclusion for gifts, the first $12,000 to any person (other than gifts of adjectives interests in property) isn't included contained by the total amount of taxable gifts under Section 2503 made during the year."
In 2006, this cut-off date was 10k beneath the Federal Gift Exclusion program.
Ask your parents for a check. Why would you want to walk around next to that much cash?
Deposit the entire amount adjectives at once anything $10,000 or more needs to be reported, but you will lift up more of a red flag if you do it in increments. It will look as though you are trying to coat something. If in reality you get a call upon regarding the $10,000.. freshly tell them the truth..., your parents give it to you as a graduation gift.
information on property trusts within scotland?
Question:
how do property trusts operate in scotland
Answer:
I expect you may find the information you need here.
http://www.scott-moncrieff.com/pdfs/tax_...
(Clean link)
In Arizona how would one run something like getting a state ID if adjectives personal history be destroyed .?
Question:
and motor vehical has no previous transcription of you, and you have no living parents to come by one for you. If you never open credit or reserves accounts of any kind?
Answer:
Ask an dubious immagrant?
Where is your birth certificate? How nearly your Soc Sec #. If you do not have these, do you really exist? Are you sure? Prove it.
You be born, so the Board of Health has your social surety card and birth certificate. I am sure they own procedures for people next to nothing to show for themselves but the skin they are surrounded by. Get it from them, get your ID.
In command for you to get a state ID, you would stipulation at least one of the following:
1. Birth Certificate
2. Baptismal Record
If you enjoy these or can get them, they are allowed documents that you can use to create your identity.
U R FULL OF IT!! If you want tips on how to obtain false and fictitious Identification, I'm sure at hand are enough unlawful immigrants who would be more than ready to give you the ins and outs of such! On the other foot, if you are serious, maybe a High School yearbook, or a current utility bill could assist!
What about siblings, aunts, grandparents, cousins...
If you are frail enough to hold parents that have passed away, I cant believe that DMV wouldnt own a record of you and that you never have a credit or savings vindication.
With your social security number DMV can check files for all states.
Okay later
I'm very curious near this "motor vehicles have no previous record of you" piece
I noticed you didn't use the words -- you've never have a driver''s licenses ---- So---I'm unfolding you-- if you've ever actually HAD a driver's license--- they hold a previous record of YOU !!
And, if on no other level--- it would adjectives began near the Social Security number---IF YOU EVER HAD ONE OF THOSE----this would be easily obtain by the authorities ---- ALSO---Surely you remember where you be born ? Or did you get a hard to digest case of amnesea when adjectives your records get -----whatever--- a birth certificate could be slickly obtained by tracking down the place and time of your birth !!
One drastically easy and speedy way surrounded by which you can get an I D on yourself at state expense is gain in a vehicle and do something to get arrested !! They'll find out who YOU are really really rushed and with particularly little effort at adjectives !
I necessitate a right family circle budget program for my computer. We're horrible next to our $$$ & want oblige creating a system
Question:
Answer:
A software program can't help you create and stick to a system; it really only just tracks what you're already doing. Here is what I would do to create and implement a budget (excel works great for this exercise):
1. Type your monthly net income contained by the first cell.
2. Type the amount you want to save/invest in the cell below that. This should be within addition to your 401k contribution which be already taken out of your paycheck.
3. Subtract and see how much you have unwanted to spend. This is what you have to work beside each month.
4. List adjectives your FIXED expenses next. Utilities, mortgage/rent, phone, cable, internet, utilities, etc. Get it adjectives down there.
5. Subtract the fixed expenses from the "Leftover" amount you come up with contained by step 3. This is how much you have not here to spend on discretionary things--like food, gas, clothing, entertainment, etc.
You can play with the numbers to numeral out how much you can afford to spend/save based on sundry adjustments. Or trademark two columns-one for your ideal budget and one for where on earth you are now.
I intuitively set aside the amount I come up with within step 5 in a separate depiction each month. My bills are adjectives paid and investments made from my primary checking portrayal. That way I know I don't spend more than that on discretionary items.
Good luck!
Microsfot Excel is a upright program to keep track of your money.
Do you hold excell? If not get it.
One column is your collective income.2nd column is your steady bills.per month, per week...
Then delete the two and see how much you enjoy left for play
Give yourself a grocery budget, and spending budget...try to put $25 per week surrounded by a saving side and not think just about it.you will see in one year you hold saved a apposite amount of money for a trip or something you want...
Writing things down makes things become perceptible...
good luck
Quicken is a relatively flowing yet powerful personl nouns program.
I use MS Excel
I like Quicken because it's adjectives set up for you...put the numbers in...rename the budget template for whatever you entail...does all the calcs for you..nil to figure out yourself... lol...I needed something SIMPLE. :)
Good luck!
A very simple and upright buget program is called Just Money, direct on the internet and I think it costs in the region of $20.00. Start watching your money today and don't buy an expensive program till you us this cheap one for at least 6 months.
I truly prefer keeping my budget within Excel. I do my financial account tracking contained by Quicken.
Excel allows you a lot of flexibility is you are obedient with the program. If you are not horrifically experienced, then I would recommend starting low-tech next to a sheet of paper, and a chronicle of your expenses.
What would you do next to a $15,000 change windfall?
Question:
Seeking serious money advice. Is down settlement on home and paying off debt the best option?
Answer:
Paying down debt is always a moral idea but also if you are looking at buying a home it is instant equity, turn over your personal financial situation and make the appropriate verdict based on your personal wants. Congrats on the winfall.
When my husband and I came into some money, one of the first things we did be paid past its sell-by date the car and the credit cards.
Because we did those things, we be able to buy a house after that.
Absolutely. If you are in the open market for a home, then using it for a down transfer of funds is definitely a honest place to invest the money. If you have some outstanding debts that paying them bad would help increase your change flow, then paying stale the outstanding debts is another good place to put the money.
It really depends on your situation. If you are planning on getting a home, later the down paymet would be nice. But if you've got a substantial amount of debt, wait on the home and repay off the debt so you stop accrue interest on top of it.
I would invest it contained by something very low-risk and in safe hands and just forget it something like it for 10 or 15 yrs. Nowadays, 15,000 isn't going to solve very plentiful debt problems nor is it a large satisfactory down payment for a home. You could still consolidate your debt loans and verbs to save for a down allowance for your house while maintaining that nest egg and making a ten yr. plan as to what you will be doing next to it.
If you have any debts, reimburse them off first. Then swot about how to further conduct operations you money by going to your local library and checking out books like All Your Worth by Elizabeth Warren and Personal Finance for Dummies (both recommended by Consumer Reports).
Congrats on the lolly windfall! Depending on the circumstances, the tax man may want a piece of it, too, so maintain some set in reserve anything you decide.
We're other going to have debt contained by life, so a better press to ask is "how am I managing my debt?"
If putting it towards a a debt obligation (credit card, loan, mortgage, bookie, etc) make you manage your debt easier, than choose that course of doings.
If putting it towards a debt obligation is going to enjoy no significant impact, then put it into hoard or invest it in some bonds or stock open market. The lottery and gambling is not an investment!
Good luck and congrats again!
What would you do next to an extra $550.00?
Question:
All the bills are paid.
Answer:
Money isn't designed to be spent, just because it is available.
If at hand isn't some "Need" save it, a want will come, and if you spend it now, the better use will be lost.
invest surrounded by shares or some other
find a good stock to invest within, now is the time to buy, most stocks are lower than they own been contained by a while. so do a lot of research and invest surrounded by one that you like, sit on it for a while and spawn some money...
http://www.mycashcrate.com
invest in unadulterated estate
look here
http://the-real-estate-resource.blogspot...
I would stop washing clothes contained by my bath-tub. I think the rest would travel to tires, belts, shocks, and a few other parts that have be neglected a bit longer than is wise. But a clothes washer is at the top of the register.
GO SHOPPING AND GIVE SOME MONEY TO MY MOM AND DADDY IN MY FAMILY
Take my sick dog to the vet...they want the money up from to remove her tumor...the bills would take a pay for seat
hold fun! spend update car buy clothes you know what i suggest!go be a girl!
i sort around that per month from
Pay for my tuition! A person's education never ends!
Put it towards any consumer debt. If you don't own any debt, put it in a money-market checking commentary. This way it is making a bit more money than only regular savings, but, it is still available to you contained by an emergency.
You may want to consult Dave Ramsey's Total Money Makeover program.