What would you do if you have 50 Million Dollars?
Question:
Assuming that you didn't have to take-home pay tax, etc.
Answer:
This enumerate is long, but I'll try to keep it short
Pay stale debt
Set up trust funds for my children
Invest (so my money will make money)
Get a FULL Body makeover!!
Travel and see the world
Oh the chronicle is endless...
- Pay past its sell-by date my debts
- Send my step daughter to college
- INVEST INVEST INVEST
- Would probably donate some to organizations/people who need it
- and ultimate, but not least See the world!
i will do everything i want.i will spawn my dream come true.i know everybody have your dream but money not completely important for me.money cant buy everything within this world.when you have greatly of money your life will conveyance in correct and bad mode.
Retire!
What percent of your wages do they clutch when they garnishing your wages?
Question:
Answer:
If you are not single they can take 60%,if are single they can't give somebody a lift more then 50%.At most minuscule that is the imperative in Missouri.
what ever they involve but they cant take more than 50%
I've hear that they can take up to 80% of your wages. Don't know of anyone that have that much taken though. They hit me for roughly 9%. Not alot but still a pain contained by the a** at times. Plus they get my Federal Income Tax too. Oh very well that's what I get for anyone young,dumb,& full of cume years ago.The maxim goes want to play you will remuneration.I'm older presently but still paying for being stupid. Only a couple of years disappeared though thank God.So my advice is BE SMART & stay protected.
In PA it depends on the amount of the debt and what it's for. It can span from 10 to 50 percent. It it's child support it will be on the higher come to an end.
A lot more than you want to learn to live lacking! It is worth it for you to try to wokr out a payment plan on your own. Get a second livelihood or sell something to reimburse off what you owe BEFORE it get to the point of garnishment. I promise, it is a VERY bad experience. They will give up your job you with merely a starvation level income & it make you look like a schmuck to your employer because it process you haven't handled your own beeswax! If this is a toll matter, be in motion get a CPA to work it out for you. If it is a civil judgement, take your atty to work out a payment plan for you & STICK TO IT to avoid garnishment!
Roth IRA Conversion Help!!...stipulation my money!?
Question:
Ok, Here is my question Follow this:
rear around two years ago, I CONVERTED my traditonal self-directed IRA to a ROTH IRA. I initially started with almost 23,000 or so when I did the conversion. I have be adding money for olden times 2 roughly years. NOW, I want to take that money from the ROTH IRA and place it into a regular funds type account such as my online funds account (Emigrant to be precise) for the purchase of a first home. I know that I can acquire to 10,000 of it with no problems, but I want to be capable of get at adjectives of it.
My rationale is this: I ALREADY PAID TAXES ON THIS WHEN IT WAS CONVERTED, WHY DO I HAVE TO PAY AGAIN?or do I? now the money I own gained since I converted..ok..I can grasp I may have to settle up money on that...(I can leave some of it contained by there)..
BUT SHOULD I NOT BE ABLE TO GET AT MOST OF IT WITHOUT ANY TAX OR PENALTY ISSUES?.sorry for the caps...HELP!
Answer:
Discuss it next to somebody at the institution where your IRA description is.
About half agency down the page on the below web site, they enunciate wait 5 years after you first converted from a traditional IRA if not penalties apply.
my bf (soon to be married)asked me to pay packet rotten his debt of 21k what should i do?
Question:
we are both in our tardy 30s and make going on for the same amount of money.but 5yrs ago he go thru a nasty divorce which moved out him in debt.the common sense being is he allowed his exwife to brand him feel guilty just about leaving his clan so he gave her everything coup¨¦,bank accounts,stocks,house plus a massive child support payment.i discern this was his chose(except child support) and he should own thought about this back he allowed his ex to get the better of him.if i hand over him the money(which i could)what stops him from giving her more when she poors on the guilt trip which she does all the time.i know this make me sound close to a b-tch but how would you feel if the ex wife get to go on cruises(on your bfs child support money) and your bf have just ample money to go to the subsequent state with you? this really happen!am i a bad creature because i don't want to fund her next trip?
Answer:
That's a tough choice. I wouldn't take-home pay it off. I would work out a system next to your boyfriend so he can get himself out of debt faster. You could even wish the advice of a financial counselor (if it's not too expensive this could be your treat to him). I also judge that you need to hold a serious conversation with your boyfriend. If you are going to marry him, his guilt trip requests to end here, other astute, it will be both of your money that you are sinking into this woman. He needs to stop giving into her and not allow her to fix him (which it sounds like she is doing). He should wages what he is legally required to to his exwife, but no more (unless near is a really emergency and it is an absolute ending choice, like a medical emergency or something). I chew over he needs to revise how to deal next to his financial situation on his own, without your financial assistance, because what if his ex wife pulls the wool over his eyes again and he get himself into more debt? He needs to know how to catch himself out of it, otherwise you will both be in over your head.
I personally wouldn't do it. That is an awful lot of debt to transport care of. Maybe help out him with a few bills and next help him find a perfect debt management program.
My guidance would be to wait until your married. In court unless he signs a contract to take-home pay you back, you would simply be out 21k if things didn't work out between the two of you. So make sure he is surrounded by it for the long haul. Also your not impossible for your rationalization for not wanting to do it.
That is HIS problem and HE needs to knob it! Tell him to man up!
I wouldnt do it and if he got so foolish he didnt want to marry.I would say obedient riddence!
Just say no. And do NOT find married until his debts are covered. (You are not a bad being for protecting your own hard earn money!!)
I also say to bring it on paper...you will sleep easier, but i would return with it done before and after the ceremony so as to not preclude any bylaws that you may or may not be aware of.stay true to yourselfit is his debt, and consent to it remain so...not an allowance and do not give within...stand your ground and he will have much more respect for you and trust you adjectives the more in the relationship!
Sexy Trojan is right... if he be a man, he wouldn't bring you into his financial mess let him button it... it's his problem, not yet yours... This is probably a desperate sign, I would move on if he is demanding or insisting that you backing him... a man who can't take precision of his own problems is not a man in my book !
Don't draw from mad at the ex-wife. You chose a man next to baggage that already have a ready made own flesh and blood that he walked away from. He have to take diligence of them financially as if he were still contained by the household. As far as paying off his debt. That's on you but I wouldn't if I be you. He needs to come up beside a plan to get support on his feet.
Personally, I haven't ever be with a woman that would support me out that much, although I wouldn't ask for something like this within the first place. If anything I have be the poor sap that has takin charge of women and then they give meso I would say hell no...
And you are not a unpromising person for thinking this track...
If you really love him and have the money, earnings off his debt,,,
Why should you do it? It's his debt. The both of you aren't married nonetheless.
Sweetheart if this man loved u he would handle that situation himself, because remember this be all done earlier you came along.If you clear his debt in a minute what will happen if you don't bring married or years down the line something happen and you need to bail him or her out for that issue again which YOU will be doing you will be left out and foolish at yourself for doing so. As I leave u beside this if he LOVES YOU he will truely understand!!
You do not nouns like a b-tch to me. You nouns like a greatly level-headed and intelligent party. Don't spoil that reputation by paying off his debt. You are doing more than plenty for him by still loving him while he continues to make impossible choices. How much more are you going to take?
WHAT??!!
Listen, money is and other be a touchy and sensitive area within most relationships, however, in direct to protect yourself and show your bf (future husband) that you have a backbone and not a moment ago have his final (sorta speak), some ground rules must be set and boundaries drawnotherwise you'll be run over and poor, (both financially and emotionally) Talk to your man and tell him where on earth you stand! And under no circumstances do you settle up this debt...this was accrue before your league. If he chooses to pay it later explain to him how
That is a huge debt. I would have a serious parley with him.
Come up near a game plan (together) of how to recompense off this debt.
I can be done, I did it 5 yrs ago.!
you dont nouns like B**** at adjectives.. i would say dont present him the money.. so she can cruises..F her
I lent money to two different guys. Both paid me stale right after they came wager on from the honeymoon. So, I learned my lesson, and won't lend money to men again, but I also know that women will discharge off a husband's debt, probably to acquire rid of the "other woman." If you're going to do it, do it after the marriage, not back. However, you need to come to an agreement in the order of how to deal near his ex, especially since kids are involved. Perhaps it would be best to have three ridge accounts, "yours" "mine" and "ours." Part of each of your paychecks go into "ours" for joint expenses, and he have his money to deal beside his ex and kids as he sees fit.
Personally, though, I meditate you guys should have some money counseling and some nuptial counseling before you grasp married, to make sure you're within agreement on things. It will stop a lot of problems down the road, and you won't regret it.
i recommend going to this page and wadding out the form - act very soon and get rid of your debt today! dragging it on will singular make it worse..
I don't deem you are a bad soul. It is wonderful that you even asked the question--I would say it would be crazy to repay off his debt, and base on that he asked you I would be a little uncertain to get married (ever) and without doubt not until the debt is paid rotten.
Has good ss ex clouded your judgement? the answer is no incase you still entail help. And thats coming from a man, thats his problem and that twirp should'nt even be bothering you beside it. I'll beat him up for you if you would close to.
I think that you should postpone the nuptials until his has compensated off his debts. Otherwise, you will never hear the finishing of his sob stories. When the ex-wife sobs, you will pay for it!!
ur getting married and you enjoy not asked him how he plans on paying off this debt...? what else own u not asked or now abou him... Do not income it off and i would nt win married until he starts paying off his debt... conceivably he knows u own $$ and that is why he is marring you he marry u and his debt is half payed past its sell-by date or totally paid sour if u do it... great investment on his part
shift to this page, fill out the form and nick it from there. you'll be debt free surrounded by no time!
Don't pay one penny. If you hold to buy your husband, purchase one without adjectives of that baggage that will more than promising outlast your marriage.
Can I catch a low interest loan using my retirement rationalization as collateral.?
Question:
Answer:
According to the Internal Revenue Code, you cannot use an IRA as collateral. You can take a loan against your 401(k), but if you could borrow your social deposit and risk losing it would you do that? Unless this loan is going to make you profusely of money, I would strongly consider another option. Typically you can lose your everything but your retirement and house within bankruptcy. Now you want to sacrifice something that is to say protected! You're crazy man.
You can certainly borrow against your 401(k) if that's the type of retirement you own. It's called a difficulty loan.
yes most banks will
Do *not* borrow against your 401(k) because you enjoy penalties AND you enjoy to replace pre-tax dollars (that end up one taxed) with post-tax dollars, so you're really one penalized TWICE.
You may be capable of (it depends on the bank), but, depending on your credit score/history, you may be able to qualify for an unsecured loan for a fully clad rate online.
Also, see if you qualify to join a credit association (http://www.cuna.org offers a course to see where you qualify) because they own MUCH better interest rates as a whole.
If you hold millions of dollars surrounded by debt and you die, where on earth does the debt dance?
Question:
Answer:
It depends if the debt is secured or non-secured. If secured, it will reduce the proceeds of the collateral when the collateral is sold or, possibly, it will be transferred to the fresh owner of the collateral for that person to retire it.
If the debt is non-secured, it will be a liability to the estate and any lolly in the estate will retire the non-secured debt. If in that is insufficent cash to retire the debt, next whoever holds the debt is stuck with the set off.
First, any debts would be paid out of the estate.
the debt go to ur family member
The debt goes to your relatives members. I remember one of my brothers be in debt and when he died, my father took over to take-home pay the remaining balance from his creditors. He notify all the credit card companies to relate them what happened to his son.
The debt is salaried out of the decedent's estate. If his estate doesn't have satisfactory money, the people he owes are out of luck.
can you explain ( their liability in- principal is controlled to the extent of their respectective contribution)?
Question:
Answer:
Example, in a controlled liability company, one that is controlled by shares, the owners of the company are limited to the liability of the amount of wherewithal or money they put into the business. If someone sues the business then the individual suing this company would not be able to return with a cent of the company owners' personal assets. The person suing a predetermined liability company would only acquire payments/settlement from the company's assets to include the capital that the owners put up into the business.
Each entity in a partnership is responsible merely to the amount of their original investment.
I own a dune jamboree roughly speaking getting a debit card?
Question:
They said to bring with me 3 months wage slips. Would this be any 3 months or most recent?
Answer:
Most recent, but I've never particular of anyone having to own a meeting to catch a debit card. The bank can't lose money through as you will other be in credit.
The most recent 3
Take as copious as you can, including the most recent. that way you are covered any way.
most plausible your 3 most recent month statements
Bring the most recent 3 months, however if your pay is a lower than run of the mill in any one of them bring previous months to vertebrae up your income. This will also let them see you are sharp contained by your understanding and will be credited to you.
I do not work out why you would need a prior arrangement in direct to get a debit card. I would own thought, all you have to do is fill out the application. In answer to you put somebody through the mill: bring your most recent wage slips. If one of your most recent pay slips, show an irregularly small lattice earning, later bring an additional wage slip that reflect a more accurate average net earn. If you need to bring more take-home pay slips that is okay, but do not bring smaller amount than required. If you have not received a pay packet slip, for one or more of the last 3 months, bring within the latest settle slips you have. Remember you are going to hold to sell the investment banker on what ever excuse you have, as to the function you have not received a salary slip for all of the 3 most recent months.
Boy you are not to bright are you?
My warning is find another bank. Some bank do credit checks for debit cards and checking account. Some bank do credit checks for just debit cards. Other bank just check telecheck or check systems for desperate check writing.
no it means your ending 3 months of wage slips
Am thinking in the order of shifting my mortgage?
Question:
Can anyone recommend any good mortage deal at the minute either fixed or discounted rates near no fees. I have a tracker mortgage at the moment near the Haliax and have get 17 years to run. Have been looking on the web but most of the big lenders do not want to give much away. Some say no fees but when you read the small print that isn't true as they still want to charge you a valuation fee. I am not loking at extending the permanent status and definately will not require extending my loan or wanting to take holiday period. Flexible mortgages look ok in principle but they appear to cater more for borrowing more money than getting rid of the milestone. Most standard mortgages will let you reward an extra 10% off respectively year anyway. Thank you
Answer:
I changed to Nationwide last year. Got a great 10 year fixed rate and the singular fees I had to pay cheque were for the arrangement which be lb299. This was added to the mortgage though so zilch up front. Valuation and legal fees be all remunerated and it was a simple process - completed contained by a month. Not sure of their deals at the moment but very well worth checking out.
No fees? no such thing as a Free Meal!..they go and get it off you some road or another. You can give my advisor a phone, Colin (Hereford) 370766..i reckon he can help.
i get a deal of 4.29% for 2 years..
Dont know if you cna post links on here, but i importantly recommend having a look at this site to free money. They give some excellent support on mortgages
http://forums.moneysavingexpert.com/foru...
Bankruptcy 2 years ago?
Question:
With a bankruptcy 2 yeas ago and restablished credit card history, beside no outstanding balances, steady long occupancy work history and a substantial downpayment, does a person own a good casual at a decent mortgage interest rate? Oh, current mortgage be never in evasion and always current. Thanks.
Answer:
Go to LeaningTree.com see what you can find out near. Loan rates are most often base on credit score. Bankruptcy brings that gain down very low. The certainty that your current mortgage is in righteous standing is a plus for you.
Yes you do, try finding a broker that handles FHA mortgages. That will get hold of you your best rate under your circumstances.
I once talk to a person who have restored her credit score to in the region of 740 less than 12 months after file for bankruptcy. Ever circumstance is different, so you really involve to talk to a mortgage broker to see if your current credit allows you to receive a good rate.
I am a lately on benefit, single parent within debt requirement assist urgently?
Question:
Answer:
Check with your local Department of Health and Human Services. Depending on your financial situation, your nearest and dearest may qualify for foodstamps and your children may qualify for your state's Medicaid program (in my state, children under 21 achieve free medical, dental, and Rx medications as all right as psychiatric care and hospitalization). See if you can gain unemployment checks from the organization and call your creditors right now to let them know of your financial situation. See if they can work out lower monthly payments beside you (which would be easier to meet) and (most importantly) call to request lower interest rates. If a customer service representative say that they cannot authorize the rate reduction, ask to speak near a manager.
If you own credit card debt, call these companies first. Many will be liable to work with you and, but for (and depending on your credit score), threaten to transfer your stability to a 0% APR card (if you've been getting offer in the mail) and they should lower your rates.
If you wrap up up transferring, keep the matured card and make unsullied purchases on that because other purchases tend to be at full APR and it's "lowest interest first" that your money goes to when paying a bill.
I preference you the best of luck... I've had friends lose their job and it's taken some several months (one almost a year), but if you're open to taking a less-glamorous assignment to help clear ends meet until you lands a job within your field, help yourself to it! In some cases, waitresses can make a clothed living off of tips, depending on the restaurant.
Go to the citizens direction bureau - do not go to any of thsoe companys taht lay it on thick on TV - you will end up paying deeply more back as they will want their cut.
don't discount the debts and remember with nouns advice you will know how to set out a plan to get you out of this situation
Best of luck.
flog your computer
FIND A JOB
Immediately get an appointment next to your local Dept of Social Services. They have services you may right away qualify for. For instance, you may qualify for subsidized child care and food assistance. Do not be put bad by a worker who may seem uninterested, nosy or rude. They own tremendously high skin loads and for a while, you may only be considered a number. Cross that bridge, muse about the system temporarily assisting you next to your family requests, and you'll survive.
Also go to your local Employment Security Commission for employment opportunity, as well as local temp agencies.
Go to see Citizens Advice or contact Consumer Credit Counselling Serv rime www.cccs.co.uk
who are you ? and what is your age.
Firstly, don't think going on for debt consolidation, loans or anything they will land you contained by more debt and it will be a downward spiral.
I am going to assume you are UK, you have a right as a single parent to undisputed benefits also to housing if this is a problem. You need to jump to the citizens advice bureau and the available job centre first rotten to ensure you are receiving the relevant benefits.
After you enjoy sorted your initial circumstances you need to attain a new situation, what is your skills base, can you secure an interim job, how antiquated is your child?
If you need to review your financial situation you requirement to determine what you can sell an where on earth you can make stash to reduce your debt.
correct luck
Don't go for consolidation. Call CCCS no:. 0800138111
They are severely understanding and will phone you stern and talk you through everything. Good luck
Before decide to go for credit card debt consolidation, first find out if it is right for you. Start by totaling adjectives the balances on credit cards and store cards and the APR charged on these balance. Be sure to include any other fees and charges applicable to the balance and even those levy if the balance is nil.
This will agree to you get an overview of adjectives your debts on one sheet, to let you compare them at a partial view. This information will give you a picture of the cost of respectively debt in jargon of interests and charges and will help you within comparing it against the consolidation loan quotes that you will have to take later on to verbs the comparison process further.
Where can I grasp a difficult return than 5.20% on my money? Need Full liquidity and low or no risk?
Question:
I currently have the money ($10,000) contained by a 5.20% money market side, need to money to be available whenever I entail it so CD accounts are out. I own looked into Index funds but the returns seem crappy for the amount of risk involved. Anyone hold any suggestions
Answer:
You can invest in investment level corporate bonds. They have a risk of defaulting though. But given the current economic climate most should be risk-free. But stick with U.S companies beside atleast 1 billion dollars in assets. You should carry around 6.25 - 8 percent and they have a honourable secondary flea market.
harvest force trust
Try www.demandnotes.com It is a subsidiary of GMAC and is currently paying 6% on a Money Market account specifically accessible by simply writing a check, with a $250 minimum bill.
Unfortunately, it is not a bank, that`s why your funds are not guaranteed by the U.S. Government. To get difficult yields, you must pinch some risk.
I know a company currently offering 3.2416% monthly without risk.
Top 4 Answerer.
5.20% is excellent on a money souk account. If you involve to retain access to the funds I would keep near what you have. Anything next to a higher interest rate is going to be terrifically risky, or tie your money up.
You can get 6.01% from this ridge:
i have need of a few opnions going on for should i provide my house within ireland valued at just about e400,000 and move to phippine?
Question:
i am 55 male and back i get too outmoded i am thinkign of investing my money and living cheaply in phillippines,.i am tired of precipitation and traffic and never bursting my guts and never seem to receive better off.when i attach up all my bills including phones house heat petrol,i ask what am i working for i intend to be here for a long enjoyment time, not stress out near western materialism,.
Answer:
If you have money within saving explanation... you can move to Philippine now and soak up your life near now, it don't involve too much money to enjoy vivacity in Philippine and minus selling your house... you can rent your house out to collect rent to pay the house contribution or to your saving sketch...
Go for it
Yes rent the old homestead out. You could live of the proceeds and if adjectives goes wrong still own somewhere to return.
PS. Do they do a good pint of Murphy's contained by Philippines.
If I were ypu I would try to confer to someone who has lived in that, I imagine it would be a culture shock at first but I hear it is a delicate country.. I live in canada and we hold a radio show with a host who freshly moved back to america from living surrounded by manilla. I would try emailing him..can't quarantee he will answer you , he is a popular person but it doesn't hurt to try , his christen is Art Bell and he can be reached email at artbell@mindspring.com. hopefully this will helpalso maintain in mind that the phillipines enjoy been struck next to 2 typhoons this year and I think are on a few culpability lines for earthquakes... sandy
400k Euros will not dance as far as it would've done a few years ago, in the Phillipines. You'd be better past its sell-by date to rent your house out and use that as an income over there. This will also contribute you the option to move subsidise home, should you decide that vivacity in the Phillipines isn't really for you.
Try Mexico. You can live at hand very economically or reasonably cheap.
It's one of the recommended spots for retirement.
It accept foreign retirees and there's even govt. health support insurance available to us.
The Phillippines is apparently full of traffic and has highest pollution. I've had seriously of feedback.
Move to Tibet and study to become a Buddhist Monk. You'll never, ever worry just about money again. I promise.
How can i earn money online? lacking?
Question:
without buying anything or paying anything?
Answer:
http://www.treasuretrooper.com/228500..
try this site...it's 100 %free and legit! it's the solely site i've found that is truely free..(the other ones claim to be free but you hold to pay a signup duty or whatever) you just thieve a bunch of surveys and/or sign up for free trials. they send you a monthly check once you've reach $20.00 that month, (i made $20 in smaller number than two days, so that's easy. polite luck!
Hi!
You can find a legitimate survey site resembling Pineconeresearch.com and make a few dollars ever so repeatedly.
You can get compensated to sign up for bank accounts close to some people do (cough!) but that take money and time. :)
You can sign up with eopinions.com and attain paid to post opinion..but that's about it. Anything else? Scam.
If it's not a scam..it's a dribble away of time. Creating a real business take time, money and a heck of a lo of effort.
Real work at home job are very sporadic. Real telecomuting jobs near established companies are only offered to those who enjoy a long tenure with the company already..and a track copy.
Best sites(100$ free)+ tutorial. More info here:
http://www.G00GLE.com/base/a/1639261/d93...
Hi Kroos,
not to disappoint you or anything, but the money making thing go somehting like this "zilch investment" = "zero return".
logically the investment part doesn't hold to Money, it can also be your time. the only investment online which offer a significant return with extraordinarily little investment is affiliate programs.
start a website (investment =$100/yr or 3cents per day). Write content about somehting you love or own interest in (investment= your time), join up an affiliate program for what you are writing about (investment cost = zero) affiliate programs are other free and don't ever let someone charge YOU to promote THEIR product.
The return is lofty, cost is low which means profit for you.
read this blog
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I own a site which touch on easy ways to kind money online,
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Powergen or southern electricWhich is cheapest and best?
Question:
Answer:
A useful independent source would be somewhere resembling Energywatch - the consumer group for the energy industry.
British Gas hold just lowered their prices so you might want to look at them too.
I changed to Southern for Gas and Electric and a few years ago be with Powergen if you call for to contact any Southern is the best and the staff are helpful
to benefit you enjoy to change supplier every 18 months
Would not advocate on either at the moment, adjectives prices are coming down. Try to contact U - SWITCH for best answer
I have Southern...but not sure if they any better than others.
It seem to be swings and roundabouts with these companies.
The one entry they have surrounded by common is...They are adjectives after our money...and they play with the certainty that ordinary race don't really understand how they work out what they charge us.
jump to uswitch.com