What is the most regretted item you enjoy ever spent an colossal sum of money on?
Question:
Answer:
A Macbook. I had other heard they be superior to PC notebooks, so I bought one, at twice the cost I would own spent on an HP Pavilion notebook (which I have used in the past, without problems). I found the user interface completely unbearable to my work, not to mention the fact that it would crash and fall through to respond for at least 5 minutes.
my birth
a duo of $200 boots that I never wear...I got them home..wore them once..presently they are sitting in my closet collecting dust..
My celebratory. The way it turned out it would own been better to elope or to phone it off and transport a great trip to Italy.
when I first got my learner's permitt, I bought a cute little coup¨¦, $1500. (which is alot to me) and after driving it a few miles twice, it broke down. Mechanics said practically everything was wrong near it, not worth fixing and I felt approaching such a fool, but hey, I learned and luckily my fiance can fix roughly anything.
A top of the line laptop for my ex-fiance. He have it a week and broke it :(
WOMEN
Cars...Cars..Cars ...ALWAYS CARS.. they are always individual recalled and cant be fixed or smoothly diagnosed for problems (you need a computer scan ) Major bucks newly to find out whats wrong in the first place thats until that time the repair costs actually start. I've owned something like 30 cars, always the optimist , I other hope this next coup¨¦ will run great.. Then the BIG LET DOWN...one of my cars right now have had the "check engine" street light on for 5 years. I asked my friend about it, he said "does the vehicle start ok." I said "yes"..he said "dont worry almost it:.. so I havent:( Happy Motoring
Trucks and Cars, there the worst for me, you buy the extended warranty and not long after that runs out in that is a problem, you spend 31grand at 9% over 60 mo, and you still do not win for the car or truck (with 4x4) still turns out to be worth nought when you decided to Dutch auction it.
I have a vehicle in the shop right in a minute and the shop mechanic calls me and tell me (after 600 in parts and labor) he still does not know what is wrong near it.
IF u Have a Million Dollars?
Question:
wat would u plan to do?
Answer:
Well, first off, I wouldn't retire...I'd reinvest some contained by DRPs, mutual funds, a couple of CD's and I probably would throw in a treasury bill to boot. While it would be expected to buy a big house, fancy whip(ride), or achieve lots of clothes. Actually, I'd try to live as practical as possible. If I bought a house, then I get tired of it, what would I do? Spend time trying to sell it to some schmoe that'll break it up anyway? Or even buy a $500,000 Phantom Rolls Royce, and mess around and get t-boned by some drunk bastard that to some extent suck down a 12 pack when he should be at home? Naaaah... There's a saying that "You can't pinch it with you, so I'd hold enough money to buy doesn`t matter what I want, instead of not having adequate to buy whatever I involve.
Buy a bigg house.
buy a cheap car after give away the rest, money should be earn, and too much money makes empire go crazy.
contribute it to you-honey baby
turn to disney world and shopping of course!
Share it out near everyone here on RunEye.com!
(yeah right!! lol)
buy a big boat
I'd give it Yahoo!Answers if they made sure that this cross-examine wasn't asked anymore!
I would pay for my college and my brothers and sisters college..buy a house and furnish some to my parents who i wouldnt be here without...and any departed over a car...
Ask me tomorrow after I win the Mega-Millions tonight!!
I would put most of it toward college,food, shelter, my ancestral, and the future. (and I don`t know splurge on some new clothes!!)
probably retrieve for collage, car, ext. but I might also buy bright clothes with some of it!
buy a house for me mum an a house for me an my boyfriend an live stale the rest
i would go on a shopping spree, set free some money for college, give some to my parents, and donate the rest to the poor kids in Africa.
I would buy a small 3 bedroom house and a $1,800 sports car. Put the rest away for my kids, So they can have college money.
Invest it surrounded by stocks that are set to DRP fund themselves. When it hits the 2Mil mark (hopefully), set it for DRP fund to keep up the 2Mil and disburse the dividends quarterly. Separate out the necessary amount for annual taxes contained by put that in escrow until needed. When I fooled around next to this idea 4 - 5 years ago it not here me with @ $2K/week income.
(DRP, Dividend Reinvestment Purchase)
Pay past its sell-by date all my bills, but a house for me and my son, afterwards give some money to my nearest and dearest that has help me over the years.
I would opening up a nest egg account for my son for university.
I would also go pop in different places..
Buy some more rental properties and generate some more rental income and cash flow ;)
Is the cost of petrol going up or down?
Question:
I was trying to integer this out. I found this video and you can watch it here:
http://tutorhelpcomau.blogspot.com...
Answer:
The cost is definitly going up and it seem that the economy will bust soon!!
going up
It is expected to realize $100.00 a barrel by Oct/Nov.
it's amazingly difficult to predict now but if there's another outbreak of gulf period of war,yes the petrol w'd go up again.
Yes. The cost of petrol is continually going up overall. It may dance down for short periods of time, but when it go up again it's always slightly more than the ultimate cost increase. How much were you paying for petrol 5 years ago? 10 yrs, 20 yrs? I'm dated enough to remember when it be 25 cents a gallon. It's the cost of living index...always going up, never down.
Up!! Its gone from $1.85 second month, to $2.90 here in FL. They voice because of the HOSTAGE CRISIS.which, you gotta admit, they can upset the cost of a vat of oil, too doomed to failure for everyone, especially the Hostages and their families!
how lots Rupees equals to one US dollar???
Question:
please let me know.
Answer:
1.00 USD United States Dollars = 44.0750 INR
India Rupees
around 58 Rs = $1
44.09
lol
Probably 100.
That's a pious question lolololol. (:
iv be to asia and it is 60 rupees to 1 dollar
Is it possible to use Swarovski Crystal and Lladro Figurines as Collateral (for a loan)??
Question:
And if so how would that work, would I need to enjoy each piece appraised and consequently insured ??
Answer:
On personal property, the most probable place to be able to bring back a loan is your local pawn shop, which really is your lowest stratum collateral lender. I've even seen a Beverly Hills nouns high downfall pawn shop which touted itself as a "collateral lender" - it be really just a consignment shop.
Lenders contained by general hold to take into consideration the liquidity of the collateral. So even if your items are prized, professionally appraised, and insured, you probably won't be able to borrow much against them - I'm guessing I don`t know 25% of their market significance. Good luck.
Not by any conventional lender.
This would be a tough "sell" to a lender even if you had a in place buyer. Collectibles such as these have no intrinsic advantage, only the merit that a willing buyer would pay cheque. As such, they would be considered too risky to serve as collateral, especially for a bank, credit association, or other such conventional lender.
at a pawn shop for sure, if you are not sure you will be capable of pay backbone please optimize your transaction and put them for sale on ebay, that will bring more income than the tool shop would
Compare:Save money within Malaysia is better than Save Money within Singapore?
Question:
Foreign Exchange Rate take as S$1= RM2.20.
Fixed Deposit Rate within Malaysia = 3.5% compounded yearly
Fixed Deposit Rate within Singapore= 2.5% compounded yearly
Answer:
Hi
Based on the interest rate, I'll voice that Malaysia is much more better. If you put your money in fixed deposit contained by Malaysia and Singapore for the same length (e.g 10 years), Malaysia will definately gives you a better return. This provided of course the exchange rate remains like peas in a pod.
Sam
http://www.penang-vacations.com...
singapore is better as her exchange rate is always superior n better than malaysia.
situation against attorney?
Question:
I hired an attorney to sue my employer. I won $100.000. But right after trial employer filed chapter 13 ruin, which means I and my attorney can't receive any money from employer.
I required to see attorney but for some reason attorney decline to see me. I can't even make an appointment nor conquer her by phone. Every time her secretary said she is busy and she dosn't want to see me. I need to see her because she never give me detail information about employer's liquidation. I have oodles things to discuss with attorney.
Question 1 ; What can I do against attorney?
Question 2 ; What can I do if I want to abolish the contract between I and her.
Answer:
If you can't resolve this with your attorney,
You can try and wallet a grievancy against the attorney, you can get the form to do this next to your state bar. You can internet rummage through the state bar website by questioning your state and then the word handrail ( example: Ohio State Bar) they sometimes have the forms online.
Also from the answer above attorneys do not own to forward any thing that they hold worked on or prepared (such as demand letters)to an another attorney you hire and if you "fire" your attorney this doesn't not unbind you from spot on things in the contract unless the attorney agrees to. (this sometimes make it hard to grasp another attorney to take on your defence if the attorney you fire will not give up a unmistaken percentage of contengency or other fees obtained,etc.)
I am going to answer your question in reverse directive.
2) You can cancel their representation of you at any time. Send him/her a memorandum if they won't see you.
Which allows you to resolve question 1) by have your new counsel ask for your store from your old attorney.
How can I earn 10% interest over a year minus the stock bazaar?
Question:
Answer:
You could potentially make 10% surrounded by real estate, especially high verbs bonds, selling knick knacks on eBay
You could try your luck with microloans on prosper.com
There's risk, obviously.
high intrest abiding acount
You can try mutual funds or an IRA. Primerica offers some great mutual funds and IRAs and they are adjectives about helping associates out. Meeting with them and discussing option is completely free. If you live in Nebraska email me for the christen and phone number of a great rep.
it really depended on how much your will to invest. There are a few companies that do trades that can get you close to 100% on your money within days, weeks months. but its not hundreds of dollars we are talking just about buy thousands.
Tax Lien Certificates. Each municipality/county in the U.S. have people who become delinquent on their taxes. This really hurts the taxing authority as they enjoy already budgeted how much they need to spend for diverse things, such as street repair and lighting, hospital costs picked up for those on welfare, etc. So instead of floating bonds to pay them rotten (the voters would never approve but call the politicians inept for underestimate money needs), they sell rates lien certificates.
Actually it is regulated by respectively State (some not offering them) and "sold" by the municipalities/counties themselves. There are various rates - adjectives the way from more or less 8% to 30%. But there are several catch you need to know going on for:
#1: You must contact each and every municipality/county to find out when they are for mart, because as they mature (the human being behind within the taxes catches up and pays you directly) you must "roll over" your money into unsullied TLC's.
#2: They are in high-ranking demand, so you may entwine up "bidding" on the minimum acceptable interest you, as the party bailing out the county, are willing to adopt. In fact, here are corporations and LLC's that actually do zilch but this, and they tend to low-ball to get adjectives the action.
#3: They are subject to 100% loss due to the delinquent taxpayer file bankruptcy (you involve to check on the latest change in liquidation law for that).
#4: You obligation to pay faddy attention and not buy so many surrounded by a distressed economic nouns that you run the risk of losing all you principal - for example contained by an Automobile suburb in Michigan where on earth layoffs have be announced (not to pick on that industry - God knows they've have their share of problems).
#5: You need to preserve your orientation towards owning plentiful small TLC denominations ( twenty of them at $3,000 each) rather than one huge one that may be from an unsellable $14 million dollar home surrounded by, for example, an area where on earth such real estate is really priced out of everybody's list and there is not an iota prospect for a potential bankruptee/forclosuree to sell. But none for $1,000 any - it's just too straightforward for a person delinquent for that amount to stroll and kiss that goodbye - one $1,000 judgment is not going to ruin their credit. Most experts suggest a minimum of $3,000 (per property).
#6: You can not do this next to campsites, trailers, etc., or any real property where on earth the tax is delinquent and the re-sale open market is of the "ebay-craigslist- garage sale-pawnshop" level.
The road you collect the money on them is as follows: you pay the money up front, and it is the responsibility of the person(s) who is (are) delinquent to discharge you the sum you advanced plus all interest accrue up to the date of payment, much approaching someone buying a Treasury Note would advance Uncle Sam a "discounted" amount of brass - that is, buy at a discount and receive 100% at the back. You therefore stipulation to examine whether such a TLC as you would buy is actually earn X% or if by being discounted the rate is differrent.
Two positives: If you buy so abundant (may you be so lucky!) that in writ to reduce your risk you establish to go and fly to the out-of-State properties to double check the marketability and conditions of the properties to which Liens hold been Affixed, that is to say a legitimatte IRS business expense, even if you do NOT actually buy any TLC's as long as you are contained by business to buy them (I would recommend talking to an accountant decipherable with Partnerships).
Another: even if the human being who is late on the Lien payments to you declare bankruptcy, you may truly be able to own such a property base on holding the lien to back taxes - check beside the jurisdiction and the Attorney General of the State in cross-question.
The highest Tax Lien interest rates granted traditionally enjoy been issued within Texas and Ohio. I think Florida, New York and California still set aside them but am not sure.
Prosper.com! Lend your money to others and get fixed monthly income from them.
You could well earn 10% annually--and that's by lending to the utmost rated borrowers (people near credit scores over 700)!! I am making 24% per year by investing surrounded by higher risk loans (low credit/no credit borrowers). So far respectively person have paid on the dot and no loans have default. I've been doing this for roughly 6 months and have added more and more money to my Prosper statement.
The only downside is it's resembling a CD--once you lend your money you have to hang about 3 years to get the entire principal put money on. But you get monthly income that you can repeal immediately.
With a $60,000 dollar loan I would reward you 12 % interest with a guarantee transmittal of no less than $1400 a month for 4 years. Thats $150 a month allotment into your dune account for 48 months.
Should the rule bail out the associates beside balloon or interest single mortgages if the rates skyrocket?
Question:
Answer:
Who would bail out the government? Have you see the national debt lately?
Honestly though, if balloon and interest-only mortgages are the only means of access you can afford financing a home, you should really look at getting out of it and renting. With balloon and interest-only, you essentially pay the lender nil of the principal, which makes the house a liability fairly than an asset, and you are in effect renting from the lender anyway. At lowest in a rental situation, you know your clearance won't rise while the current lease is in effect, and you hold more leverage when the lease expires.
It all depends on what you be a sign of by BAILOUT? If you mean some sort of brand new law to benefit the mortgagee, next definitely NOT. The borrowers should enjoy known what they be doing by getting into these insane interest-only/balloon arrangements. They are financially risky, and the unintelligent borrower shouldn't be rewarded for making a discouraging decision.
What?? No!
Nobody be holding a gun to anyone's head forcing them to sign ths type of mortgage. They know what they were getting surrounded by to.
No.
No, why should the govt help stupid family?
No. People know full well what they are getting themselves into. They should READ the documents beforehand signing them. It's time for people to get up up and stop being stupid. ASK question, think roughly the future, anticipate the worst grip scenario. It is not the governments responsibility to BAIL any one out.
i get a nsf charge for 58.00 is near any road that i can procure crdt, can i gain crdt for if i ask them to or not.
Question:
Answer:
You will probably get a charge from the store where on earth you wrote the check in auxiliary. Banks will only discuss reversing charges if you are a big customer.
That is benign of high. You did not explain adequate. Was the $58 from the bank. Mine charges $25. So if I wrote a hot check for $33 next I would get a NSF mind for $58 total.
Was the NSF charge and the check you wrote seperate. It all depends on the ridge, if you get it rear legs or not. I got 4 on them one time for $100. I told the banker over the phone, that my card had stated a different match and that is why I used it. I get my money bank. If contained by the US and you use a card, you might try this.
How long does a levy stay on dune details for?
Question:
Answer:
Usually until it's paid bad or other arrangements are made to make stipend.
Until your obligation have been thrilled.
The fad industry exist above all 2 encourage ethnic group to spend money on things they do not really involve.discuss?
Question:
Answer:
True. It encourages consumption. In truth, we'd only obligation 7 outfits to have a verbs set of clothes for every day of the week. On the other foot, people own always enjoy ornamenting themselves. Prehistoric relatives made shell necklaces. The Egyptians wore makeup and went contained by for lots of jewelry. I think there's something contained by the human psyche that makes us want to dress up. Of course, one can indulge that desire short indulging in "conspicuous consumption".
6 month libor?
Question:
I have an interest with the sole purpose mortgage loan with a 6 month libor so I knwo the libor can turn up and down.does anyone know if it is suppsoed to move up or down soon?
Answer:
based on financial forecasts of the libor rate,, it looks close to there will be a 25 proof point (.25%) increase beginning within April or May. Not too significant based on historical facts and rate fluctions this time of year.
Consolidate my bills?
Question:
I am 20 years old and I am interested surrounded by consolidating my bills. I owe about 2,000 and it may not appear a lot, but to me it is extremely hard to salary them. When you do this, does it affect your credit? Is there a dependable limit of debt that you entail inorder to colisolidate?? Please help i am looking for information.
Answer:
You are erudite to want to pay past its sell-by date your bills now past you owe too much money. I went to a credit alliance (better than a bank) and got a loan and compensated off adjectives my credit cards. The interest rate I'm paying is a lot smaller amount than the finance charges I be paying on the credit cards. Just keep one store credit card and an American Express card for use within restaurants, travel, etc. Don't get into credit card hell approaching I did. Shop smart.
when you figure it out agree to me know
Call one of your lenders they have adjectives the answers
take out a personal loan, to cover the 2K
Debt consolidation is usually for relatives who are tens of thousands behind.
Find a company that does consolidation. The best company currently out within is Primerica. They will not only consolidate your bills but will also school you on money and how to free up your current income to help rate off your debt. It in actual fact helps your credit because when you consolidate you are taking out a loan that will pay packet off your credit cards so that they will be remunerated off sooner - thus making your credit better. There usually isn't a constrict to consolidate - however, depending on your interests rates, you might not get a better do business by consolidating. I definitely recommend finding a Primerica rep, if you live within the state of Nebraska email me for the name and number of a great rep.
I hold found on the net that within are a lot of things just about fixing your credit you can buy some good some not. I started to use one of those companies that support with consolidation but, I bought these programs that hold worked wonderfully. If you follow their easy instructions you will add to you credit and credit score. They even own the forms or letters you should use to transport to the credit bureaus. I even bought some for my daughter who filed collapse and she has enhanced her credit also. They teach you everything, how to increase your fico to reading your report and how to dance about cleaning your report. I try to describe everyone about these programs because they are so well-mannered. I feel I enjoy gotten my moneys worth buying them. The address is below
I own an Accounting exam surrounded by the morning, please aid me digit this out!!?
Question:
HOW DO I GET TO THESE ANSWERS?
During 2004, Rick’s Rickety Rafts had credit sale of $750,000 (sales discounts were $15,000). On January 1, 2004, the Allowance for Doubtful Accounts have a credit balance of $30,000. During 2004, $18,000 of uncollectible accounts receivable be written off. Past experience indicates that 3% of web credit sales become uncollectible.
ANSWER: $34,050
Answer:
(had to seize some lunch!)
1. 750,000 - 15,000 = 735,000 x 3% = 22,050
30,000 - 18,000 = 12,000
Solution: 22,050 + 12,000 = 34,050
2. 10 years = 10% per year.
DDB = 10% x 200% = 10% x 2 = 20%
Year 1 = 75,000 x 20% = 15,000 (this is subtracted from next 10 years' calculations)
Year 2 = (75,000-15,000) x 20% = 12,000.