Which are the best nursing homes within Indianapolis, IN?
I'm considering bringing my grandma closer to me (she lives in Rockford, IL currently) and I necessitate to find her a place with great reviews and a pious record that also will adopt Medicaid A.S.A.P.!Answers: This is where my nana is and she loves it...
http://www.florencenursinghome2007.com/?...
To find out just about past concert of homes that accept Medicaid within your area, walk to www.medicare.gov and select "nursing home" from the "search tools" within the left column. You can turn upside down for facilities inside a certain distance, and see how they did on recent inspections.
Make a chronicle of what is important to your grandmother, and what is major for you. Use this list when you progress to visit the homes you are considering.
When you hold narrowed down your list of homes, generate an unscheduled visit and form your own general idea. Pay attention to how staff interact with residents and beside each other.
Bottom column - do you feel at contentment there? If you don't have a feeling comfortable there, this will impact the part of your advocacy for your grandmother.
Get the book "Nursing Homes: Getting Good Care There" and learn how to communicate effectively near the nursing home from the beginning. If you run into problems, find your local ombudsman to ask for assist - www.NursingHomeAction.org to find yours.
I want my dad to by this house so discouraging! can we afford it?
it is like $170,000..BUT its simply $50 down! My dad makes close to 50,000 a year salary . its a great house its surrounded by the niehgborhood all my friends live contained by it has a neighborhood pool and park ..could he afford it?Answers: he could TOTALLY afford it if he doesnt enjoy outstanding debt...
Depending on his income to debt ratio you could calculate if you can really afford it or not.
I suggest going to this website:
http://moneycentral.msn.com/investor/cal...
It have different online calculators that will try and help you do admin the costs of a home. Whether or not he can afford this home is based upon lots factors and not simply his annual salary.
Are you renting presently? I would highly suggest that if he be renting to take this route. When you rent a home you are not building any assets. Help influence his conclusion by finding articles that support your opinion and consent to him read it.
This will aid in helping him trade name his own educated verdict.
Trust me, My husband never wanted to do anything that I thought be a good theory until he saw all the paperwork I used to final up my opinion.
What are the pros and cons of buying a house vs renting a house in US?
Answers: Pros to owning-
The money you pay goes to pay off your loan and helps you build equity,
You can do whatever you want with the house- paint it purple, remodel whatever, it is your house, you make the rules.
You can have as many pets as the law allows.
You don't have to check with the landlord anytime anything changes in your life (new baby, new roomate etc..)
If you have a fixed rate loan your payment will only change as taxes and insurance go up- after you have enough equity- you can opt out and pay those separately of the Mortgage.
When property values go up- you can benefit when you sell your home. But you don't have to worry about your payment increasing since the property is worth more.
You can stay as long as you want to.
You have a tax write off
Cons to owning:
You have to pay all maintenance costs- if the furnace goes out you can pay to fix it- however if you have a home equity loan aka HELOC- you can tap into that to pay for the repairs.
When you decide to move- you have to sell the home first, you can't just up and move like you can when you are renting.
That is really all I can think of for cons of owning.
Buying a house is an investment.
Kind of like putting money in the bank.
As long as you dont pay more then the house is worth...
when your house gets blown up by your ridculously large speakers you call "boom boxes" . the insurance wont cover it. well i dunno you could say a twister ripped through or something.
renting a house you can do as much damage as you want ... like lets say its cold outside and you want to work on your motorcycle ... just bring it in and leave a bunch of oil stains on the carpet ... no problem
spill a cup of hawaiin punch, no problem.
your own house you gotta replace everything yourself, if you want to. and pay insurance . well if you want too.
an investment for some, depending on how you balance the books. You hear the argument all the time saying "why throw money away for a rental when you can invest it into a house, and get all or more back when you sell it"..
are these people considering mortgage rates and the fact that the first 10 years or so (depending on the terms) you're merely paying interest on the gross some of money that you're borrowing from the bank? are these people considering that property taxes can exceed 1% of the value of the house per year of sunkin costs you're paying to the government.. consider the opportunity costs of that alone given that you could invest that money elsewhere.
just some things to consider..