Where is a righteous place to find sublets contained by New York City?
Craigslist and Facebook marketplace hold been fruitless...Answers: local the Fourth Estate
word of mouth
Good Luck
Who is the number one mortgage company located in the south suburban area. Oh yeah, thats hiring?
Answers: Countrywide is the largest I know of but I think you should change professions, mortgage companies aren't doing well right now.
If financing doesnt go through on a house will I lose my earnest money?
Answers: Usually yes. Sorry.
Normally home purchase agreements with earnest money state that if the sale doesn't close due to the seller defaulting on the contract, then you would be entitled to the money back. But the seller is normally entitled to the money if it is your fault it doesn't close.
Failure to get financing would be your fault.
It depends on your contract. If your contract has a box that allows a financing contingency and it was checked, you will not lose it. If it doesn't, you will.
This is a perfect reason for being pre-approved for a loan before writing a contract. You will know what you can afford, your agent will know, and you will have to present a letter from the lender to the seller and selling agent as proof of financing. See a lender and get this done before anything else.
If you are unsure about your financing, put a contingency in that states that contract is void if you cannot obtain financing at least this (insert rate here) rate.
If you already made your offer without this contingency, most likely, you are losing your earnest money.