Can anyone give me information about free and clear real estate and how I can get listings?
Answers: you watch too many midnight tv infomercials and are starting to believe it
Pretty easy. Call up your local title company ask for customer service. Tell the agent you want properties with that have not been refinance since 1977 and what Zip Codes you want to farm.
Send these people letters asking them if they want to list their property with you. Or you can stop by their homes on Sat. or Sunday around 10:00. Knocking on doors does work.
SDGuy
How will you handle the housing crisis?
Answers: we're taking advantage of the housing slump and buying our first home! we'll get more home for less money (and a great APR) and in a few years when the market starts to go back up along with housing values, we'll have instant equity!
Take advantage of it and buy houses at a low price and sell hight when the market is better
Amortization?
regarding amortization of a loan... i take to mean the concept of summing principal and how the principal increases as the loan continues, but explaint o me what formula i can use to calculate what percentage of my expense (by each payment) is composed of interest and of principal. if you could find a website next to that information on it (aka the formulas used in calculating amortization charts) i would appreciate it.Answers: Here's a calculator:
http://ray.met.fsu.edu/cgi-bin/amortize
You enjoy a computer - go online to your hill or credit union home page, they'll hold an amortization program to figure it out. Or if you hold MS Works, there is an amortization template surrounded by it. It's a great way to integer out how much you save if you foot extra on the principal or exactly how much you will pay on your loan including the interest over all along your loan..