If you surrender your keys to a landlord is the lease viod?
Answers: No. You signed a lease and that lease is binding no matter who has the keys. Talk to your landlord. Maybe he'll let you break your lease early without too much of a penalty. But in my experience they keep your security deposit and sometimes even make you keep paying your rent until the end of the lease. They can even take you to small claims court (in some states) and garnish your wages for the amount due. Scary.
yes, if the landlord accepts and take the keys, proves that they agreed to ending the lease. its best to get this in writing,
also view any newspapers or online sources that they have listed the apartment, if you can prove that the apartment has been rented out, then you dont have to pay for the time someone else is living there. but you will have to pay for their advertising fee, and a penalty. but thats better than paying a ton on rent.
Surrendering you keys means you given up possession of the apartment...not your obligations to the lease.
What improvements you have seen in delhi since last 10 years and what more you would like to see?
Answers: the most importtent thing i've seen is the metro , the number of flyovers, the improvement in infrastructure is the best, there've been a large number of improvements , the number of schools have also gone up!
I'd like to see the metro flourish allover, moreover i'd want all delhi schools to have laptops for all kids and more foreign centres and stuff!!
the metro for sure ... and also it seems they are on their way to get high capacity bus services... incresed flyovers connecting delhi with other sub cities and nearby cities.
There is a lot however which needs to be changed or improved: one is the "blueline" buses.. shud be removed asap.. second the auto wallahs' monopoly .. and even the delhi government is to be blamed for this.. they havent taken action against them even aft raising the fare.
The traffic is still tarrific and there too a lot is desired.. traffic sense aming the delhi-ites is still something to be improved.
The city doesnt still have too many entertainment avenues ...and on every weekend one finds himself/ herself going to the nearest multiplex. GET some more waterparks, adventurous rides or some other stuff which can be found in other country's capital.
Improvement - Peples standard of living got good.
then the infrastructure has been amazing
the advancement of IT has taken toll
Problems- POllution,lack of communal awareness .
My wife any I form 80k a year previously taxes, what is price scope of home that I should b lookin for.No debt.?
We have no debt, is something approaching 300k too much, I dont want to live real tight and check to check. Thanks for your reliefAnswers: Based on current qualifying guidelines for FHA, Fannie Mae, and Freddie Mac, you would qualify for a house surrounded by the 425k range next to at least 5% down. The more you put down, the highly developed the purchase price you can go.
*At 300k you should still be beneath $2500
Don - the easier way to digit out your answer is to state that the most you'll want to pay for a mortgage is $2,333. That would supply you two a 35% debt to income (since you have no other debt.mode to go!).
Also, how much money do you own for a down payment and closing costs?
Finally, I'd articulate you could finance in the region of 300k for a 30 year fixed at 5.75. But is your credit good, since you enjoy no debt? Might want to check into that. Also remember that if you are not puttin down 20% then you're any paying PMI or getting a second mortgage at a higher interest rate.
I would suggest you bargain with a loan officer to determine how much you will know how to qualify for before you do any looking around. Based on your information the combine income of your husband and yourself is around $4,000+. Checking next to the mortgage calculator on Realtor.com, if you borrow $300,000 at the interest rate of 5.5%, your monthly payment will come to ~$1,700 per month. http://finance.realtor.com/HomeFinance/c...
Now you enjoy to determine if that is the amount you and your husband will be capable of afford paying each month. You should sit down and determine what your monthly expenses are. I would suggest departure out some space for saving surrounded by case of an emergency. For example: one of you seize lay off of work.