Refinance?
In 2001 i got a 30 year fixed rate on 63k for 7%What % rate am i looking for to refinance at ?
Better even so, Whom should i consault. to steer me in the right direction.?
Answers: do some shopping around but don't grant anyone your SS# until you are sure who you want to do business with.
i recommend for you to check your own credit scores on smudge and tell them what they are!
when you hold a few Good offers and enjoy an idea of the fees use the association below to compare the offers!
devout luck!
today's average is 5.24% and as low as 4.875% depending on the lender
todays averages
30 yr fixed mtg 5.25%
15 yr fixed mtg 4.79%
5/1 ARM 4.88%
30 yr fixed jumbo mtg 6.41%
5/1 jumbo ARM 5.44%
the article on the home page should be very sympathetic
How to Shop for the Best Loan.
Millions of choices, everyone wants your business currently. Pick someone reputable, experienced, that provides excellent customer service and with the lowest rates and closing costs.
Rates jump back up today and currently a 30 year fixed is around 5.5%
How frequent parking spots could fit on seriously of 18K sq/ft?
What if I added a lot of 8625? Is in that a formula for this?Answers: each spot should be 8 foot wide...so you can amount it out quite slickly...8 (x) +4 (z) =18,000
hope that helped
Yu can numeral the space for each parking spot, but this beg the question of access. How will the cars grasp to the spots? If this is not an issue, figure the nonspecific space of a parking spot and divide.
If a car parking spot is (as an example)
8 x 20, after a single spot is 160 sq feet.
18000 / 160 = 112.5 spots.
for more correctness, it would help to own the measursements of the 18K sq ft lot.
The second one would be:
19625 / 160 = 122.6 Spots.
I;m buying a house its 120.000 how much should i ofter?
Answers: 97,000
depends how cheeky you are
100,000 i would
Depends where you live - in Scotland 120,000 would be the startin price, offers are expected to be over this amount and it would probably reach a price of 130,000.
But in England, 120,000 you offer below, that is the highest price they would expect for it.
Is it priced comparably to houses in the neighbor hood?
If it is, no need to low ball more than $5,000.
If it is priced over the market. Offer the a fair price less $5,000.
0ffer 100,000 as the property been on the market long,
you could go to 105,000 but they wii prob accept 110,000
if its been on the market a long time you gotta be cheeky
Offer 90, see how keen they are. 120 is pretty low for any UK property so if its not gone already there maybe some considerable room for manouver.
If I were you t hough. I would wait 12 months a let prices drop by another 15%.
It depends on
1. the market in your area.
2. how long it has been on the market
3. what kind of shape it is in (repairs)
4. consider asking the seller to pay your closing costs so you can get the home with less out of pocket.
What's a fair price for the property?
What has other similar property in the area recently sold for?
How long has it been on the market?
How badly do you want it?
Does it need any work to bring it up to scratch?
Have they had any other offers?
And most importantly... What do you think it is worth?
Hi johnwhippy(a)btinternet,
There two things that you need from your real estate professional.
1) Find out how much is owed on the house. Sellers need some profit after all of his closing costs, brokerage fees, etc.
2) Ask for a CMA (Comparative Market Analysis). Find out what is the latest sale of a home that is comparable to the one that you like.
Factor in the condition, square footage, lot size, and upgrades of the home. The key is not to insult the sellers but to encourage them to counter your offer and find a common ground that both parties will be happy.