I live in Miami, Flo and my question are I have two, within 2003, I file for liquidation and right now I am going to lose my home and I want to report for bankruptcy again. however, I don't want the home what should I do? How long do I enjoy to wait to report for chapter 7 again not chapter 13
Answers: Bankruptcy laws be reformed contained by 2005 making the time limit between chapter 7 filings 8 years from the time of discharge and the time for file a chapter 13 after a chapter 7 discharge 4 years
So in short if you want to database chp 7 you can't till 2011
If you want to file for chp 13 you can do it very soon
With all of the unusual bankruptcy law, it will be a lot harder for a liquidation. If you don't want the home, do a deed surrounded by lieu of foreclosure, giving the home back to the wall. Are you filing BK because of the home? Either route, plan on renting for a long time. The next home you want to purchase will be at most minuscule 3 - 5 years away & plan on putting a lot of money down on the home. their are different ways to do this, first of adjectives you have to realize that base on current statistics 95% of homeowners that go into bankropsy will wind up up losing the home within 12 months, so that might not be the best picking, but their are several other options out their that you should cease up alot better off, poorly be more then beaming to go through them near you just transport me an email with the best channel to get contained by touch with you steve(a)chesterone.com
You are not possible eligible for BK protection until next year. The rule is 6 years from the prior discharge.
Let the home budge. There are lots of landlords anxious to get worthy, reliable tenants. Keep your $ until the trustee Dutch auction and rent yourself a nice house close to work or kids' school.
Best of luck!
There are option in your PARTICULAR situation that might relieve before BK. Being from the infamous county of Dade myself, I grain your pain. Contact me at oswaldmortgage(a)yahoo.com. You might qualify for one of my programs, save the house, get rid of it, what ever you want to do. If you want to preserve it, I might be able to lower your payments lacking refinancing. But first and foremost, try to avoid anothere BK. If your 03 bankruptcy be a chpt. 13 you can file 7 now- IF you qualify- it is VERY tough to get a 7 immediately with the fresh laws. If your previous be a 7- you can't file till 7 years after the Discharge date. You can however report a 13 as often as you want.
receive a protest in your own home clich¨¦ you won't leave unless they bring back you a better house. I think you entail to be a little smarter next to your money...
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Answers: Bankruptcy laws be reformed contained by 2005 making the time limit between chapter 7 filings 8 years from the time of discharge and the time for file a chapter 13 after a chapter 7 discharge 4 years
So in short if you want to database chp 7 you can't till 2011
If you want to file for chp 13 you can do it very soon
With all of the unusual bankruptcy law, it will be a lot harder for a liquidation. If you don't want the home, do a deed surrounded by lieu of foreclosure, giving the home back to the wall. Are you filing BK because of the home? Either route, plan on renting for a long time. The next home you want to purchase will be at most minuscule 3 - 5 years away & plan on putting a lot of money down on the home. their are different ways to do this, first of adjectives you have to realize that base on current statistics 95% of homeowners that go into bankropsy will wind up up losing the home within 12 months, so that might not be the best picking, but their are several other options out their that you should cease up alot better off, poorly be more then beaming to go through them near you just transport me an email with the best channel to get contained by touch with you steve(a)chesterone.com
I`ve be offered a south facing cardboard box lower than a bridge within ?
You are not possible eligible for BK protection until next year. The rule is 6 years from the prior discharge.
Let the home budge. There are lots of landlords anxious to get worthy, reliable tenants. Keep your $ until the trustee Dutch auction and rent yourself a nice house close to work or kids' school.
Best of luck!
There are option in your PARTICULAR situation that might relieve before BK. Being from the infamous county of Dade myself, I grain your pain. Contact me at oswaldmortgage(a)yahoo.com. You might qualify for one of my programs, save the house, get rid of it, what ever you want to do. If you want to preserve it, I might be able to lower your payments lacking refinancing. But first and foremost, try to avoid anothere BK. If your 03 bankruptcy be a chpt. 13 you can file 7 now- IF you qualify- it is VERY tough to get a 7 immediately with the fresh laws. If your previous be a 7- you can't file till 7 years after the Discharge date. You can however report a 13 as often as you want.
Have you bought a Lis Pendens from someone within foreclosure?
receive a protest in your own home clich¨¦ you won't leave unless they bring back you a better house. I think you entail to be a little smarter next to your money...
Resolved Questions: