In California, what is my recourse if my manager doesn't provide me next to a copy of my lease?
Question:
I signed a lease in September to move into a house on the 1st of October. I moved surrounded by as scheduled but here have be many complaints. To date, the property checker has not provided me near a copy of my lease and also has not responded to oral or written requests for service. It's presently December and I am considering moving but I don't even have a copy of my lease. I'd similar to to just tender notice and move but I'm afraid of human being stuck for the term of the lease that I signed.
Answer:
If you hold requested work to be done and the landlord have ignored it, your best bet is to travel to housing court and get a rent escrow set up.
This channel you pay the court your rent, they hold it until the work is done. It's a moment ago about the simply legal road to withhold your rent from your landlord as leverage to obtain your demands met.
And make sure you other, always cause work requests in writing. Otherwise, there's no evidence you did it. And the lease you don't enjoy a copy of probably clearly states all requests be done within writing. You could demand a copy of the lease at the court date, since you don't own a copy. He'll be required by the court to provide it.
BY THE LAW IN California
YOU HAVE TO HAVE A CONTRACT SIGN FOR YOU AND THE PERSON WHO RENT ROOM, HOUSE OR PLACE OR BUSINESS
CONTACT
BBB.COM
Closing costs?
Question:
When you pay change to purchase a house do you have to discharge closing costs?
Answer:
Simple answer: No closing costs.
There should be the most minimal of costs if any. I strongly recommend getting title insurance though to make sure you are getting a property specifically clear of any liens, drilling rights, easements, or anything else that may be deemed adverse. A survey may also be erudite. Depending on the state, there may be a few decriminalized forms of ownership that you will have to settle for. I can't see any fees exceeding 1,000 combined.
I've been contained by the mortgage industry for many yrs and can report I have see property's that do allow oil company's to drill up to 100 foot of the home, and the royalties from that drilling go to the owner of the home from approaching 50 yrs ago because no one ever revoked the rights. Is it feasible to happen, probably not, but it can start.
Yes, the closing costs are associated with the verbs of property of one owner to another. This could include down payment if financing, fees to the attorney or closing agent, title opinion, appraisal, inspection, mortgage, taxes, updating abstract, and so on.
Where do I stand surrounded by getting my deposit support from a previous house?
Question:
We moved out seven weeks ago, but still haven't received our
deposit's back. I'm going to ring the manager again as he failed to be in motion into the letting agents with the money yesterday...surprise,but want some on suggestion on what to say?
I
Answer:
did you embezzle pictures of what your place was approaching when you moved in and next when you moved out (very cheap to do even with disposable cameras)..
next you have evidence.of the earlier and after..
sojust phone and ask..about the deposit
deposit can single be kept if the..rent is late (clause within contract), damage, or no concentration..
if the landlord is have trouble renting..that isn't your problem if you gave consideration (as in the contract).
if you hold the photos , you have proof of the condition of the element before and after..
so of late simply phone and ask..
don't know why landlords do that.when someone gives me mind..I now ask , do want the deposit used for the later months rent..or cash rear legs..
easiest to do.
threaten with a lawyer/lawsuit, that usually works, if he doesnt reimburse the go 2 small claims court and get hold of the money from himmaybe u can be on tv!
Law and lease provision usually require that secuirty deposit is refunded to the tenant LESS costs to repair vandalize caused during the use, if any...
I would send a formal memo requesting that refund of the secuirty deposit be made inwardly 7 days or you will be forced to pursue the matter legallythat should shake things up...
Have ?s for a mortgage broker - any out near?
Question:
Question-
In-laws have a 40K mortgage on a house explicitly falling apart... roof caving contained by, mold on the walls and is basically irrepairable through insurance claims. Are at hand any loopholes with mortgages if we hold the house deemed inhabitable?
Please advocate ASAP!!
Answer:
A Rehab or 203K (FHA) loan.
I have be a mortgage broker for 20 years. There is no way out of the mortgage short of giving the property fund to the bank What you might want to do is find out if the arrive is worth 40k and just vend the property with "attraction in land"
Sorry I don,t know I live within Canada
If the house falls down and insurance doesn't cover it, they still have to income the mortgage.
Their only TRUE solution seems to be to deal in it to someone who can rehab or rebuild, or do it themselves. They'd hold to finance the build lying on the $40K they already owe, so hopefully the land have enough plus to still give them the equity they'd necessitate to get the post done.
No loopholes, they took out the loan, they owe the money. It isn't the bank's fault or responsibility that the home is surrounded by disrepair.
They need to try and flog for the value of the arrive minus the cost of removing the inhabitable home, and re-pay their debt.
If they walk away from the property - they grasp foreclosed.
I am a single parent. I would similar to to try to purchase a home, but would approaching to know of any agencies for support.
Question:
Maybe an agency in OKlahoma
Answer:
Start here:
http://www.ohfa.org/
This is the website for the Oklahoma Housing Finance Agency. They are the ones who any control or can direct you to government give up and subsidy programs for your area.
There's tons of local city, county and even neighborhood groups that hold grant funds available. But start at that website, they should hold a list of lenders contained by your area who are approved to toy with these deals. Or in recent times call them, the general public who work for these state agencies are usually there because they love helping society get homes. Meaning they are typically markedly knowledgable and helpful.
If you are a low income single parent try the FHA. You can buy a house next to little or no money down.
Try www.hud.gov
You could try Habitat for Humanity.
Whether you are a single parent or not, there are other agencies to help. Nowadays in that are many non-profits, some affiliated next to cities/counties, some not, that will council you. Try a G00GLE search for Acorn or any other non-profit. Meanwhile clear your bills on time and salvage as much as you can until you are ready to buy.
I can serve! I am a Loan Officer & A Mortgage Executive. I can help you procure in to a latest home with within a month or so. The Company I am involved with offer a 100% loan which means that you do not hold to have a down fee to move in to a spanking new home. If you are interested please feel free to contact me at ronnie@unitedbylending.com and we can discus it further.
Should I hold a home inspection done since signing a purchase and sale agreement?
Question:
We're in the process of buying our first house and I be curious if it's necessary to hold the home inspection done prior to signing the P&S agreement, even if the P&S has an inspection clause contained by it.
Answer:
The way it works is you put within a contract to buy along with some earnest money. That contract have the contingency clauses in it. Then you grasp the house inspected and you should walk through next to the inspector so you know what is going on with the house.
As long as the P&S have a home inspection clause in it you should be ok signing it first. Have someone whose inference you respect read it over first.(not the real estate broker) Make sure that it states you can draw from your full deposit back.
I did it after signing but until that time closing. I believe that's standard. Seller has until closing to any cure any major defect found in the inspection or you can constraint that he/she lower the asking price accordingly. Also facts that you pay for the inspection out of pocket.
Not necessarily, but be sure to contract make a satisfactory home inspection a condition that must be unworried *before* closing.
A home inspection done by professionals is a very worthy idea, but you don't own to have it done earlier signing the offer. Make it a contingency within your offer next to appropriate deadlines and specify the consequences if the inspector report have negative findings such as you can annul your offer or you expect the peddler to make the repairs. If you are working next to a realtor, they have standard clauses they can put into the bestow.
As you stated the P&S has an inspection clause within it; however, I would make sure the contract states that your ruling to purchase is contingent upon the inspector's report. Look at your P&S very attentively - some contracts are time sensitive, so make sure your inspection is programmed within ample time if you should have any minor issues that necessitate to be resolved by the seller. Good Luck - if you should ever move to Delaware look me up.
you should not buy the house lacking having the home inspection done formerly you sign .because after you sign it`s to late and you will be responsible for anything that is to say a hidden needed repair [leaking roof,gutters,hot hose tank,leaky pipes and fruitless wiring] have the home inspection to protect yourself and your familial ...well worth the price for safety's sake
it's sort of upsetting to be a first time buyer, isn't it?
well, don't be worried. if you own a buyer's broker, or if you do not (you should, though), most standard contract forms have a paragraph or two that relates to the home inspection as in good health as how long the attorneys for both you and the seller hold to agree on the legal wording of the contract.
my own board of Realtors (r), the chicago association of realtors, uses copyrighted agreements because they hired the best of the best attorneys to both write them and to review them surrounded by detail prior to our board putting them in use.
previously 1986, most buyers didn't think of getting a home inspection. within fact, previously 1980, there be hardly any home inspection services at adjectives, anywhere.
home inspectors these days, at lowest in my state, must be licensed.
this is what you do because the apposite ones ALWAYS go swiftly, no matter what kindly of market it is:
find the paragraph dealing next to home inspection on the sales agreement. since you date the proffer and since eventually the entire thing get dated and signed, making an offer into a binding contract, you numeral out the number of days you will need to hold for your home inspector to come to inspect the house. it probably won't be more than 5 days. put that number into the blank line for the number of days, because the sentence will run on to read "...within date of nouns," which is the date that it was turned into a contract.
brand name your attorney approval time for about 2 days after the inspection so that they hold time to put their boxing gloves to fight, their favorite testosterone release (LOL). they could work out a credit for repairs to be given to you at closing, or, much better, that the purveyor does the repairs and that the house gets reinspected inside the 24-48 hours before closing walk-through.
really, you should sign and procure earnest money on the offer rapidly. the contingencies will be taken care of after ACCEPTANCE = CONTRACT.
accurate luck!
How low can I step when making an present on a home?
Question:
The house is in Georgetown, Indiana scheduled by a realtor. I'm not going through the listing agent though. I've get a buyers agent I've been working next to. It's a new construction scheduled for $169,000.00. I want to offer $152,100.00 (10% smaller number than the asking price). Is that too low to go? What is the usual inventory when offering less on a home?
Answer:
NO, IT"S NOT TOO LOW!!
As a authentic estate investor, I always submit at least 10% lower than I in truth want to pay for a house.
Since the merchant is a business and not an individual, there is no stimulating attachment. They will counter any offer they recieve. The counter may or may not come down greatly from the asking price. The amount the price comes down is usually a good indication of how motivated the purveyor is, but is also highly influenced by your local marketplace.
Anyway, If you are looking to actually reward ~$152K, I'd offer $135K. Likely, they will voice no, but give you a counter give. This tactic often backfire with an individual because they draw from offended. Businesses don't catch offended. They will counter propose. If the counter is reasonable (I'd expect ~$155-160K), next you can come back beside a counter only slightly below your intended purchase price, promising ~$150K. They may take it or they may recounter, or they may stand firm near their original counter. After that it's really up to you and how much you are inclined to pay for the house
All they can do is utter no to your offer and possibly give you a counteroffer. What's your agent speak, that's what he gets salaried for.
I take it it's a spec home? In which suitcase the builder has be sitting on it awhile and wants to dump it. New construction typically is priced 20% greater than existing. I would certainly sort an offer. They will probable counter offer and you obligation to be prepared to ask your self "what's the most I want to pay for this".
The worst that can take place is they say no!
Regarding what your agent say, unless they are a buyers agent, they represent the seller. Don't ask a short time ago do it.
This is a question you obligation to ask your agent, it depends on the housing market within the area and how long the house have been up for public sale. In houston, this would be too low, but I don't know about Georgetown.
10% isn't too low, they will most feasible make a counter donate and then the negotiation begin. Your buyers agent should know these things and be telling you. Are adjectives the agents paid base on the selling price? If yes, you agent is motivated by a higher price. If the builder is into the mound for the house, he may very ably entertain your proffer. After all, he is making payments respectively month on the house and most likely would close to to have the $$$.
Some investors will contribute 50% of the asking price. They rarely catch accepted offer at that level but some deal do go through. A few will be countered and consequently they settle on a price. Many such offers are largely without being seen.
You should offer what you touch the property is worth to you and no more. I would start lower than you are willing to reward. It is up to the seller to determine what it is worth to them to trade.
Note that if this is a new build the dealer might want to protect the price so that you do not set a low benchmark for future sale. In that case have the seller cover closing costs, free upgrades or some wholesaler financing are ways to get a box that is largely duplicate to you without the headline price need to show a large discount.
Stick to what you surface is best and be willing to put your foot away. It is surprising what some sellers will pilfer if you actually ask. Assume builders are the pretty creative as they are running a business and sometimes they can flex more so they can bring back on to the next project.
If you're not dealing near dual agency (one real estate agency handle both buyer and seller), your buyer's agent will present the offer to the seller's list agent and he/she will present the offer to the peddler, and it is ultimately up to the seller to trademark the final decision. If the house have been on the bazaar for nearly six months, the seller may be more amenable to a lower proposal.
It depends on how much you like the house and whether you're feeling like to risk not getting it. You might ask your buyer's agent to do a comparative market analysis comparing that house and similar houses surrounded by that area to see if their asking price is surrounded by line near other houses that have be recently sold. If it is, 90% of the asking price is at smallest a good place to start. If you be in motion too low, even though the agents should still be presenting your offer, you run the risk of making the street trader think you're trying to low orb them, and it might make them angry adequate to completely reject your offer and not product any counter offers.
Again, it of late depends on how much the house is worth to you personally.
In today's souk, an offer on alien construction 10% below asking is fine. Heck, make it 15% below. Also, ask for upgrades! Builders are looking to unload inventory and want/need to deal in them.
------------
Upgrades are the top of the line option in the house, e.g. granite countertops surrounded by the kitchen. Builders love to build on the cheap to maximize profit margins, however, they will often present upgrade packages. When the market be buzzing, you had to wages for them. With it more of a buyers market immediately, they are more willing to dispense them to you or at a reduced amount in decree to sell the house.
This is a really tricky put somebody through the mill. Of course, you want to buy the house for as little as possible while the seller requests to sell for as much as possible. Depending on bazaar conditions, it is common to donate 30% (or more) less than the asking price or 20% more than the asking price.
How is the souk, in nonspecific, in your nouns? Your buyer's agent will probably be able to dispense you general info. Have prices fall in the end six months or year? Are houses staying on the market longer today compared to a year ago? As the home have been on the souk for 5 1/2 months, the seller might be getting a bit anxious, but it have not been adjectives that long either.
I agree near what someone above said. If you offer too low you run the peril of offending the seller. If the purveyor is a construction company, they are less expected to be offended. They are businessmen after adjectives. I also agree that virtually all clean construction is overpriced.
Of course it is easy for me to read aloud because I am not the one buying the house, if it were me I would start at 20% or 25% beneath the asking price. Ignore the seller when he/she pretends to be touchy. The seller will probably engender a counter-offer. If the seller drops to price by 5%, to be exact not a legitimate counter.
Be sure to grasp a home warranty, your agent can help you.
In Michigan is buying a fixer upper home within a clad nouns & reselling or renting it a perfect investment?
Question:
I am getting married in 3 weeks and my modern husband and I are looking to start some investments together. We have the talent and resources to do most of the work in home alteration stuff ourselves. With the housing market so down contained by Michigan I am just wondering if fixing up and re-selling is a worthy idea. We could also try purchasing a couple homes to rent. Is this a devout idea or would other investments be better?
Answer:
Rentals might be a virtuous idea, try to buy the houses at import tax sales. Usually the being who owns this has died or have no more interest in them. Check it out near the court house.
Land is the better investment, and renting of storage units. That is growing, and their is especially little maintenance to it.
One other thought, buy a house live in it as you fix it up, and when you get hold of it fixed up like you want market it. Hopefully the time would have bygone that you don't have to foot capital gain on it.
I would not start investing in unadulterated estate right now. I know a couple contained by Lansing that did like you want to and they've be paying the mortgage on a house they can't sell for the final year.
if your working in a slow marketplace, the house would have to be massively stained down
you will be putting $20-30 k into this home to fix it up..and possibly holding for 6 months for a sale..
so if your young at heart with few assetsmove into the home and fix it and get rid of it..instead of renting..
if it isn't fit to live in consequently.you know it is going to be big $$$ to fix up and wait for a Dutch auction..
"slow markets" are thatand even then the buyers want a perfect price on a top quality home..
other things are features that would form this home unique..
apposite neighborhood, type of home, large lot, big home, near stores, ..
angelic luck..
I wouldn't do it..unless the profit line be there..
what are the best net sites to find topography for public sale?
Question:
Answer:
why don't you buy land up here surrounded by colorado. we did a few years ago and never regretted it. it is in south western nouns in San Luis Valley and we built a house here a year ago (35 acres) and retired. this is surely God's country, near beautiful plains, snow flaked mountains and overflowing wildlife. i am not a real estate agent but i am sure you can find them here. home is sold in acreage and immensely inexpensive.
Depending on your locationseek the MLS for listed properties. You can other find unlisted properties by driving around. My website has mls search for land and homes.
http://www.azspotlighthomes.com...
www.realtor.com have all the MLS listings contained by the country. They are the most trusted website with the most listings offered.
Is it out of danger to purchase homes from llc companies that proposal $500 down and no closing costs?
Question:
Answer:
LLC simply refers to the type of business structure. It stands for Limited Liability Corporation and is simpler than a type C Corporation (Inc.) for tax purposes, etc. but still boundaries the owner's liability. It has no impact on your risk contained by purchasing a home from them.
Yes...its safe.
It most without doubt is. At the same time it could be dicey to do this as well. Seller's habitually give great deal on homes, sometimes offering to credit as much as 6% towards closing costs. Purchasing a home from anybody can be unsafe without proper research and involvement. However, setting up an LLC is not that difficult, so within retrospect you may be purchasing the house from a single person anyway. Always enjoy an attorney, and if possible ask that you(or your attorney) select the title company that pulls the rummage on the home and closes the loan to ensure that it will be clean short any judgments, liens, or encumbrances after the closing take place. Good luck with your home purchase, if you inevitability any financing in the state of Illinois probably I can offer some assistance.
Should I buy or rent a place within Sussex?
Question:
Seeing as I am 21 and my partner is 24. We both work full time but have not sought financial warning on this yet. Any suggestions or comments GREATLY appreciated.
Answer:
Definately! Sussex is still going through a price boom so even near the recent infaltion and interest rates is will be a good deal. I own lived in Sussex for 8 years immediately and it is a beautiful chunk of the UK. Really convenient for London but still so close to Brighton. I have lived contained by Horsham - very line minded, Haywards heath, convenient and moral value for money, and Uckfield - small but friendly, upright restuaranst but not much in the route of bars and pubs.
My counsel no matter where on earth you decide to live is lately to go for it and buy somewhere (as long as finances allow this)
Paying rent (and contained by effect someone else's mortgage) will only carry on your nerves.
Can a house closing be considered completed beforehand adjectives funds are distributed?
Question:
Closing on Monday, funding will not be completed until Wednesday.
Buyers & the Realtor trying to force me out on Tuesday or by 6 AM Wednesday, before I will enjoy my funds... which are needed to close on my house out of state (those will be wired on Wed.).
Also, I *have* to have the remaining proceeds within order to pay packet for my long trip.
The buyers will not get their proceeds to fund *my* house until Wed., any, of course... so technically shouldn't the house remain within my possession until funding has occur?
I'm in Louisiana, btw.
Please insist on! Thank you in mortgage.
Answer:
This is called a "Dry" closing...pretty adjectives when done in mail-away situations, or over holidays or weekends...technically, it is not FULLY closed untill the funds own transferred, but for all intents and purposes, it CAN close within this manner...
IF you Don't confer on, they may not release your funds till you vacate, as most contracts have a provision for "possession at the time of closing". This is usually considered to be when the action is signed, BUT that is NOT a "completed" closing till the funds enjoy transferred...speak to an attorney, if you have a press...
What about a moment ago closing on Wed?
Would that solve your problem, or do they NEED to move in, as is they hold children or pets and no where to stay?
Just wondering...
I see this adjectives the time...
Communication on the part of your agent would own gone a long way...I would ask her designated broker (owner or branch manager) how THEY would solve this problem...
No. Funds produce the deal hermetic.
First is it in your contract you hold to be out by the closing date? Who is your Realtor and why isn't she/ he protecting you? There should have be something stipulated in contract that you receive your funds since relinquishing the home.
How are you closing on Monday if the buyers do not have funds until wed? Sounds abnormal. The closing should not be official unless funds are transferred.
I find it tricky to believe the lawyer is going to agree to this close without money individual distributed.
I know that funds will not be released until the closing is recorded at the town vestibule, but that should be the same afternoon, if not first piece the following day.
Are you sure you enjoy your facts correct? Something just doesn't nouns right.
RE Agent,
Remax
I don't know it doesn't make sense. When I enjoy closed on a sale of my home the funds are distributed right afterwards and there at the closing. I one-sidedly would not be selling my home if the funds are not being distributed next. Do you have a advocate going with you at closing?
Where the heck is your realtor? A business deal is not closed until the funds verbs. Nobody can force you to be out unless you agree to it. You do not turn your house keys over until you receive the funds. And you do not sign on the dotted flash until you you receive the funds. Something sounds very wrong here. I incontestably hope you have a advocate if you are not represented by a realtor because this whole entity sounds very fishy to me.
Unfortunately this type of problem happen far to often!
What probably happen in this travel case is the mortgage company for the Buyers did not get the approval within a timely manner and/or the Buyers didn't receive the neccessary paperwork to the lender in time. Irregardless, in that is someone to blame for this mishap. If you were in place to complete on the contracted day (which sounds resembling it was originally Monday) afterwards the blame would lay with the Buyers.
Often Lawyers will assess damages within this situation that would be paid for by the deputation at fault.
Example:
Lets voice it's the Buyers fault and you presently have extra fees or penalty charged to you from the purchase on your new home or I don`t know even your long trip provider. The Buyers could be liable for these charges.
I would tell the REALTOR involved that they better be extra circumspect especially since they are the Dual Agency in your situation. REALTOR put in prison is full of Agents who misrepresented clients in these situations! ("REALTOR jail" is newly a way of adage they could get an surprise holiday with loss of their license and a physical top-security prison does not exist).
Definitely don't give possession till you own your funds, but do follow your conveyancing Lawyers advice.
It sounds similar to the Buyers are in a pickle and they are putting pressure on the REALTOR probably because he/she double terminated the listing.
It is a stressful situation and REALTORS for the most segment are not to blame when these things happen but are moved out to deal directly next to the upset Buyers and Sellers.
After writing enforceable contracts on both parties, we overrun along the deal to Lawyers and mortgage brokers and move out it to these professionals to follow through. At this time it is primarily out of our control and unfortunately when something screw up we are left next to the aftermath!
Cool heads will prevail. The Buyers might purely have to foot the extra costs for the movers and stay in a hotel for a couple of days. But from the sounds of it...It's not your blame!
Good luck!
deal is stamp after it records!!!
Since you requirement the funds in decree to move, have your Realtor do a rent put money on agreement. Since it appears you need 2 extra days after the closing, agree to repay 1/15th (2 days of 30) of the buyers mortgage payment. This is assuming the buyers don't have need of to get surrounded by immediately, and since the closing/funding is at the beginning/middle of the week typically they wouldn't move surrounded by until the weekend anyway.
Is near existing estate sale due within Texas?
Question:
Answer:
NO
Call an agent or Title company or local Tax Office
Bought a time share a month ago and becoming disenchanted the more I cram. How can I return with out?
Question:
Answer:
Do not go to a timeshare broker, especially if they charge an upfront allowance. They are worthless and you will be wasting even more of your money.
You best bet is to try and sell it online (there are a quantity of timeshare sites where you can try to vend your timeshare online), but you will take a cloying loss (50% or more in most cases).
lucklessly, there aren't any "good" answers within this situation, but taking care of it as soon as possible will cost smaller quantity than leaving it to slowly drink your money away.
time shares are difficult to resell for anything close to what you paid for them. There are timeshare brokers, though. Try one of them.
A small incendiary device at the bureau of the company that owners your time share documentation. It is the only approach!
Would be nice to share what you are disenchanted about--might make an answer forthcoming easier, plus some of us might cram what to watch out for
One thought is to place a press on this site, asking if someone would like to buy a time share. Be sure to affix all the information nearly it. Everything can be sold just close to you purchased. What you might find as a dread, another person may love. Also, try G00GLE, at hand are some companies that buy time shares everyday. Hope it works out.
Buying an island?
Question:
How do I go just about buying my own island - assuming I'm rich and have ample money? Also, if you had your own island what would you do on it and who would you invite over? Start your own counrty?
Answer:
within are actually two for mart in thailand, both near resorts on them for sale for lb35b.
I would intuitively just stay here for as long as possible and a build a secret army for defense puprposes...
I would put adjectives the hooker in the world on that island and own a reality show. The show would be call "The World's Top Hooker"!
Already got one, appreciation.
Well the Pirate Bay I think is buying an island so that internal regulation about copyright will not apply to them i imagine its called Sealand.
That would be fun to own. We own islands for sale occasionally surrounded by Michigan on the various lake. Some are only accessible 9 months out of the year because of the cold weather and if the rime forms for you to be able to access it.
Oh? You say aloud a tropical island? Something I don't know much about! Do they even put up for sale those? I wonder why Donald Trump never bought one of those...or has he?
Start my own country? Well, that would wipe out any taxes wouldn't it...Fun stuff to think around!
I'd take Robinson Crusoe near me !
You cannot start your own country. Sealand off the east coast declared itself independent as it be outside Territorial waters. so they altered the limit. Bit too overdue though. But you will find every other island in the world is ownd by one nation or another presently.