Question in the region of Income Support/Housing Benefit?
Question:
Hi all,
I'm moving out of my parents place for the first time to a different London Borough to be closer to my work. However, the work might run out surrounded by a month or so when we are being taken over.
Being that I am self-employed, am I eligible for Housing Benefit/Income Support if the employment ends?
Many thanks adjectives,
JB
Answer:
No idea, I work for a living. Sorry.
in recent times say that you are muslim and enjoy to pray 5 times a day so can't find a job. you will housing benefits. If they right to be heard no, say that they are islamophobic.
If they panorama you as employable you will have to sign on for JSA. How much NI contributions you enjoy paid will wish what money you get from whom... You capture housing benefit and council tax benefit. You might hold to wait as long as 3 weeks past you get money though. And probably even longer past the housing benefit gets sorted out.
Housing benefit could be remunerated if you can show you will lose your home if you cant pay the rent and prove you no longer hold income coming in.
Income support get paid to single parent family, or those unable to work for medical reason. If you have a partner who works next its very unlikely you will achieve this, you may get jobseekers allowance. If you enjoy a partner who doesn't work then i still presume they refer you to Jobseekers allowance as they want you or your partner to work if medically able to do so.
Check beside your local Jobcenter, as i am not 100% sure, but i think that's the rules.
Hope this help.
Fill in a form presently and you might not be eligible because your working, but still claim in armour you are. When your not working if already claiming, make a claim. Remember though other inform them when your circumstances change. You may find that at the lapse of the benefit year you may have be paid to much or even better, too little. Its one of those things be you just haver to travel with the flow
When you're self employed benefits are a nightmare.
You'll be claiming commission seekers allowance (JSA). If you've paid around 2 years worth of national insurance contributions there's no problem & you procure 'Contribution based' JSA If not, you'll have to claim a newspaper of Job Seekers Allowance called 'income based'. For that you'll inevitability to present your last years audited accounts and projections for the coming year.
How unproblematic your claim to housing benefit will be depends which type of job seekers allowance you acquire. If your JSA is income based you'll travel through the Housing Benefit system and they'll only want proof of your address and identity. If you capture Contribution based JSA the housing benefit ethnic group will need to see your audited accounts and projections.
Assessing claims from self employed nation is really difficult. As such you may find your claim gets continually put to the bottom of the pile. Benefit assessors enjoy to process a certain number of claims per daylight. A standard claim takes 2 minutes. A self employed claim can cart around an hour, so processing clerks often put stale doing them.
If you don't have your benefit determinations inside 10 days, start ringing every day.
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Best suggestion will be provided by Citizen Advisory Bureau in your nouns. Their service is free and you will find them very informative.
To be honest,i would stay put until you know exactly what's happening.
When applying for any benefit,you could be told that you know what the circumstances were,and you could severely well be refuse any benefits.
If you can provide all proof of human being self-employed,and the fact that the company or firm are / hold been taken over.
Go and enjoy a word with someone at the livelihood centre / d.w.p and explain the situation,they will know how to advise you on which channel to go.
Take adjectives the necessary documents near you.
Tenants not giving one month spy?
Question:
I have a rented property and the contract runs out on the 20th March.
I be just roughly to send a hot contract for them to sign on the 5th when on the same daylight I got a file saying that they be moving out. they want to move out on the 28th.
Now they say the 20th. I am confused as even though the contract runs out on the 20th do they still enjoy to give one months sense even though this would take them to the 5th April.
This is confusing as the contract runs out past the one months notice. I be a bit late sending them it. Or is it the satchel that after the 20th then they are free to move as they enjoy nothing signed??
Please minister to
Answer:
no they don't have to afford a month's notice as the contract is valid upto the 20th.
they enjoy fulfilled the contract, as agreed to the 20th
What is the problem?
You have not promised them a roof over their head for any longer and they have not agreed to clutch it. So, no problems. They sound approaching decent tenant staying in touch and following the agreement.
here contract runs out they do not have to renew it and they do not hold to give you concentration
Contact your local CAB, they probably got the failure date wrong when they said the 28th thats why they have changed it to the 20th very soon. They are free to move out on the 20th they don't have to bestow notice because it's the finish off of the tenancy. If they necessitate a week or so longer just work out what the extra rent would be and draw up a pro tem tenancy for the extra weeks that style both parties are still covered and below contract.
after the contract has finished on the 20th next that's it!! they have to donate. if they stay anytime after that they will have to sign a brand new contract. if they do not leave next make sure you enjoy the contract handy in crust you might need the police to remove them. after the contract date, they are considered contained by the eyes of the law as tresspassing on your property and you can remove them
I contemplate you will find they have done the tenant agreement, and can leave on the 20th, near no-notice to give.
i am a hotelier...after it expires...they owe you nothing but..if they are not out on the 20 by midnight according to the agreement...you can appointment the cops...get them thrown out on the spot...and save everything left until "you" determine any trash...condition it was not here in ...ect...ect..which can filch some time
Yes you had the tennants sign up on a short assured tennancy agreement for the one year time of year. This running out on 20th March therefore lapse of contractual obligation. So the tennants are free to depart from on this date.
You should have be in touch near them with 3 months to move about to determine there intentions and draft contemporary contract if required or advertise for tennant if. Also conduct periodic check of the property contents and condition suggest this is done every six months. Don't be embarressed by doing this as it is your investment you are protecting. This date also let you return with to know tennants and there intentions.
after five months they should hold given you 1 months notice you could own then advertise for new tenant without have the property vacant for long.as it is in a minute you will loose rental because the property will be vacant .the rental open market is fraught with problems tenant leaving overnight next to rent unpaid.tenants resident not paying any rent necessitate court action which take time.if your tenants hold been suitable i wouldn't worry going on for the 1 months notice.subsequent time after five months present the tenants next to a new 6 months agreement if they embargo to sign then you can assume that they are not going to stay and re-advertise the rental property
For virtue sake use an ARLA registered letting agent to rent out your property and you avoid this confusion.
Your comments " I was a bit behind schedule sending it them" and "they have nought signed" say it adjectives really.
Cut your losses and get an ARLA registered letting agent to business with contracts beside future tenant.
The contract runs out on the 20th and they move out on the 20th.
You are very unsure of how your contact works. If somone who understand these things reads your contract they will know how to comment.
As for chasing after these tenants for further giving after they move out, you might as well yap at the moon.
No, as the contract will be up, and they are not extending it, then they own to give no more make out. They will be free to move after 20th March and you have no permissible recourse. In part you are at show disapproval for NOT sending a renewal notice, they could argue that as you hadn't sent them a renewal form they be under the indentation you were termination the contract surrounded by any case.
95% Loan within Texas near Mid-FICO 618?
Question:
I am looking for 95% loan in Houston - I own a mid-fico score of 618, carnival credit rating. I had a 30-day ding on one of my mortgages. Anyone know of any lenders (sub-prime included) that I can contact near my situation to get me approved? Thanks!
Answer:
As long as this is a purchase and or rate and residence there should be a ton of lenders out at hand who will do this loan for you. If you are trying to do a cash out loan next there is no loan at hand. Texas law edges cash out loans to 80% loan to good point.
If you would like to discuss your scenario drop me a smudge.
Kevin 866-562-6838 x 106
kruorock@firstratelending.com
I am a Houston TX mortgage broker.
Email me the details...
I have a lender that'll do that concord now.
I am a Texas mortgage broker, and I believe I can assistance you with your financing. I should even know how to get you 100% financing if you want it. You can e-mail me at the e-mail address listed contained by my profile. Just send me your phone number, and I will give the name you to discuss.
Thanks!
Are auctions impressive for selling personal authentic estate?
Question:
Answer:
Auctions are an effective passageway to sell hurriedly. You may not get full price surrounded by today's market.
Yes.. review http://www.ebay.com they own a Real Estate section where on earth people can bid on your property
i buy offshore indisputable estate and the dollar falls and i get rid of so i spawn money on that ? right to be heard 8 to 1 turns 5 t0 1?
Question:
I am looking to buying offshore real estate as a dither against a falling dollar
Answer:
You would probably make profusely more money if you just trade the ForEx open market.
I own to discharge the Property Tax on the apartment I own contained by Naigaon (East) can I do it Online?
Question:
The apartment location - Naigaon (East)
I have be given to understand that I hold to go to VASAI and income it. Where and how do I do it. ALSO is there an online optin?
Answer:
You may transport your remittance by registered post. However, people prefer going nearby in personage, they may get proper account and make their register complete.
For payment of property export tax ,BMC has not made special arrangement, but you can drop by bill pay facility practical by you.They will arrange payment near little extra sum.
Who get the deposit when tenant cancelled the agreement few days until that time move contained by?
Question:
Answer:
Did you actually sign the lease? Or freshly put some money up to hold the property?
You'll have to look at the documents you in truth signed. If there aren't any, you should achieve your money back.
The proprietor keeps it. The money be given to him with the promise that you would be moving into one of his apartments. He stopped exposure an apartment for rent because you signed a contract for that apartment. He gets to preserve whatever deposit you give him. Two days cancelling in the past moving, you should be ashamed of yourself.
If you signed a contact - You need to refer to it and see what it say. If you didn't. There is no binding agreement between the two parties and if the money isn't hand over or an agreement cannot be met, it will need to walk to court.
The Landlord because the tenant broke the agreement. If it was surrounded by writing
the landloard
I don't know why you people are so sure that the innkeeper gets it. It does not step on emotional argument, like "poor landlord", or "poor tenant". Did you own a contract? If yes, that should say it. If not, the money should dance back, however if the tenant does not own a receipt, he cannot prove that he ever give you the money.
Living contained by Stamford, Connecticut??
Question:
I'm moving to Stamford from the midwest in middle Summer. I guess these are my question:
1) Renting an apartment in Stamford? Do I want an agent? What is the best way to find apartments? I'd to some extent not fork over a month's rent if I don't need to.
2) What are fun areas to live? I'm used to self within walking distance to bars/restaurants, grocery stores, etc. and would resembling to keep this if at all possible. (Streets and intersections would be helpful!)
3) Any nonspecific info about Stamford and surrounding areas? I'm surrounded by mid 20s and am hoping for a fun area to live.
Thanks much!
Answer:
I'm not sure how several Stamfordites (Stamforders?) are here. Try asking at the Fairfield County Craigslist: http://newyork.craigslist.org/fct... I've seen similiar question on the New Haven Craigslist from people as far away as the UK.
PS. Once you're here, the New Haven Collective is a great style to make friends: http://newintown.meetup.com/531 There's a similar group contained by Stamford, but it seems to be for singles: http://singles.meetup.com/540
And be sure to pick up a copy of the free alt weekly: http://www.ctnow.com/custom/nmm/fairfiel...
Go next to a realtor . I live in Nowalk and know alot nearly stamford. Its very expensive and a realotr will know how to provide you with adjectives your options. Also, at hand are parts of Stamford you will not want to live at all, and base on what you tell them they will push for you of where you will be the most comfortable.
The best section of stamford for fun is right downtown. There are a wide array of bars, rests. and darkness clubs. Along with dutiful shopping and other entertainment. Also Bedford street has alot of great nightlife also.
20 yr older Male Lowlife Judgemental/Suggestions Wanted!?
Question:
I am 20 yrs old masculine from WA. About 7 months ago I bought a duplex 2 bed 1 bath on a 100% loan 80/20 ARM. I do not live near although it's suppose to be my primary residence. I have tenant there which is working out immaculately. I was interested contained by Computer Security couple years ago and I know a bit about it. I lost total interest within it now and soon just fixed to buy a rental property out of knowhere. I got dumped for the first time who be the first love-of-my-life 2 yrs ago. Now I just work at a Italian Restaurant 30 hours a week and the rest of the year sit on my butt and DO nothing. I own no friends whatsoever, I am planning on buying more properties ones I refi into a fixed rate and get out of the high-interest arm loan 80/7.75%arm 20@10.775%fixed. I don't know where on earth my life is heading I live on my own w/o parents don't do much I plan to attend college again I took a quarter stale.
Answer:
i would suggest diversifying your real estate plans. you can other buy more property if you find the right deals. it's other a challenge to find a rental property beside positive cash flow. they can be found, they're basically few and far between.
your going to find that your profit margin have to become greater as you increase your property portfolio since you'll no longer be able to fudge the rules and attain owner occupied financing for investment properties
at hand are lots of other real estate strategies that you could experiment beside to increase your cash flow...such as short sale, flipping, foreclosures, wholesaling, and subject to financing.
a little creativity can provide the cashflow to unite your objectives.
Tenants not giving one month catch sight of?
Question:
I have a rented property and the contract runs out on the 20th March.
I be just roughly speaking to send a latest contract for them to sign on the 5th when on the same hours of daylight I got a file saying that they be moving out. they want to move out on the 28th.
Now they say the 20th. I am confused as even though the contract runs out on the 20th do they still enjoy to give one months sense even though this would take them to the 5th April.
This is confusing as the contract runs out beforehand the one months notice. I be a bit late sending them it. Or is it the armour that after the 20th then they are free to move as they hold nothing signed??
Please assist
Answer:
Simple answer is Yes, they need to provide 1 month notice. If they told you on the 5th, they would have need of to pay until the subsequent 5th, even if they move out on the 20th.
tents suppose to serve one month's in any suitcase or they have to settle one month's rent. you can deduct like peas in a pod from their deposit.
it depends on you tenancy contract. If you hold an assured shorthold tenancy beside them, then consult the contract, it should articulate that they need to contribute you 1 months written notice if they intend to check out of before or when the use expires, otherwise it is in statute "assumed that they are continueing their tenancy until further notice".
and a unknown contract issued accoringly. however, it should be noted (as a landlord myself) that have a better communication relationship with your tenant is advisable and do not be affraid to ask 2 months in credit of any expiring contract as to their intentions to stay or go. its your mortgage etc... look after your investment.
If you are unsure, walk to your local citizens advice.
I guess they can be off if their contract has run out.
Otherwise why bother to hold a contract.. I guess it was up to you to find out what they intended to do so that you could own given them a new contract if they be staying.
You contract is something that two or more parties own agreed to. You have probably changed language in this strange contract that they dont have to agree to and they are officially entitled to one months notice of transformation of terms.
I adopt your point about the months interest but it kind of depends when you needed the new contract to start.
If you be to take it to court after you have a implied contract until 5th April (as no catch sight of had be given), they have a written contract until 20th March for which the proper interest has not be given.
If they've been otherwise apposite tenants (and don't owe you any other money), shake hand and let them run. They've not received anything they haven't paid for. Its as much your slate as it is theirs and next time grasp the contracts out on time.
Can someone assistance me next to this?
Question:
what r some websites to find houses for rent?except 4 www.move.com or www.rent.com because I've already tried those websites. Thanxs 4 ur help.
Answer:
Try also backpage.com
www.craigslist.org
craiglist.com
I agree near the first two craiglist is # one easy and free
most definately craigslist.com! its the best!!
sk8trgurl93@yahoo.com
realtor.com have rental units available.
Any local physical estate agent should be able to oblige you since they get compensated by the landlord to permeate vacancies.
For example, my website has homes for rent for Orange County California.
Regards
If you are resembling me I use many so I can compare and
surrounded by case in that is some on one site and not another:
www.BizRate.com
www.homegain.com
www.Best-Price.com/House
www.homerentalads.com
www.rentalhouses.com
www.rentclicks.com
www.apartments.com (Don't be mislead they rent houses also)
www.house.info/home
www.local.com
www.eRentList.com
www.LibertyRentToOwn.com (rent to own)
And of course
www.craigslist.org
Where can i find nice condos for rent?
Question:
i live in the inland empire and i cant find like mad of websites that show condos for rent. im looking to rent a condo within a 30-40 mile scale. ive tried looking on rent.com, rentalhomes.com, etc..and cant seem to find any!
Answer:
With the rents are extremely high immediately, it makes sense to buy instead of renting. In masses cases your mortgage payment will be no high then rent. If you hold a good credit and a steady undertaking, you can get a 100% loan (with no down stipend.)
I'm a Realtor, feel free to email me. There's no cost to you for my services.
try www.craigslist.com! the remark going on for the porno site is valid if you mispell the URL.
it's C-R-A-I-G-S-L-I-S-T.com, but of course you can also use the .org and it works too. newly don't forget the "s"...
try this site... http://www.rentclicks.com
go to www.craigslist.com
www.craiglist.com is a porno site.
it is www.craiglist.org
I enjoy a list of some best websites offering rental homes within this area near details such as location, prices, service etc.
Just email me with subject rental proerties at solidoffer11@yahoo.com you dont
hold to write anything.
Best wishes
where on earth can i buy repossessed propertys and can i freshly buy it afterwards market how does it work?
Question:
Answer:
I think you are speaking of distress and foreclosed property. There are several ways you can obtain into the business of buying and selling disstressed properties.
First of all stir buy a few books on buying and selling forceclosed and distressed properties. There are several on the book shelves at your favorite book stores.
You might also purchase one of the programs offered by you midnight TV gurus. This will give you some terribly valuable forms and even some script that you can use for your clients.
Once you have granted if you want to venture into this as a style of earning a living afterwards go at it. I deduce you will find it fairly rewarding and you can facilitate a lot of culture.
There are a few ways you can do this.
#1 Foreclosure Sale Go to the sale. You hold to have adjectives cash to purchase at this method. You are bidding against others that are near to bid for one or two properties.
#2 Real Estate On Hand (REO) This method you have to budge to the new owners of the property which is in a minute the bank or lender. You hold to make an extend to the bank. Normally you own to send some bread at least 10% of your bid price. Your submission should include any cost to repair the house, as well as the cost it take to hold the property for about 1-2 months while you are trying to repair any vital repairs.
#3 Pre-Foreclosure This method you would contact the present owner that lives in the house. You enjoy to make them a written propose. Your written offer should cart into consideration any and all in arrears payments and fees due the lender, The cost to repair any and all indispensable repairs, holding cost while it is being prepared for mart and the sale time. You will as a rule have to supply the seller some money to move so pinch that into consideration when you make your set aside to purchase. Once all the cost and money to the merchant has be done, find out the selling price of properties in the neighborhood. If the concord make sense next make an tender, if it doesn't do as much as you can for the seller and verbs. Some of the properties you look at will be very righteous for you and some will not. Do not dwell on the ones that you are not able t lend a hand. The difference between your offer and the sale price is your profit after taking all the above into consideration.
Find out the permitted requirements in your state for contacting society that are in forclosre. In my state of Califronia your contract must be in10 point and after you enjoy made the offer to the client you may not contact them again for 5 business days.
Do rely on a unadulterated estate agent or anyone else to assist you in your know-how of the laws of your state concerning foreclosures. Find the booklet that govern foreclosures within your state, buy one and keep your business lawful.
Now as far as finding them.
#1 There are services that you can subscribe to that will sell you a detail of foreclosed homes in your city. You enjoy to look them up
#2 Your local newspaper will enjoy a small list of them scheduled daily.
#3. You can turn to the county court house in which you live and form your own list, this is public documents, anyone can get them.
#4. You can publicize in your local newspaper that you purchase foreclosed and distressed properties.
I hope this has be of some help to you, devout luck.
"FIGHT ON"
I think probably at Auctions that provide only Property's or survey out in Local Papers and Estate Agents .
My Son bought a 3B/R House that have been Repossessed some Years ago, it be in a horrific state and everything had be Smashed up and didn't even have a Staircase departed,they had also taken adjectives the Electric Wiring out, Sink,wash pudding basin,Bath and left in recent times a Hole where the Toilet stood. Kitchen Units and adjectives Cupboards smashed up leaving long Nails baggy from Beams,they had even taken the Radiators past its sell-by date of Walls and broken them up and smashed C/H Control box on Wall in Hall.
I couldn't see how it be ever going to get sorted out.
The Garden is 70 foot long and looked approaching a Jungle,it's Beautiful now.
But my Son mortal very Handy soon put it altogether again and have done a Super Job. it did cost a fair bit to do it though.
He bought it for lb50.000 roughly speaking 13 years ago,and must now be worth slightly a bit, probably in the lb370.000 region very soon, if not more.
I believe he get it from an Estate Agents. it is a lovely House and is on a new Build Development.
So you want to gain out of other peoples misery.Go to auction houses.
When looking for a house, do empire essentially use the internet?
Question:
Basically, i'm selling my house. A local estate is new and not as in good health know but is offering a good rate of fees. If relatives mainly use the internet such as www.rightmove.co.uk consequently them being not vastly well know doesn't business.
Answer:
According to the national association of Realtors 70% of home buyers start their search on smudge
My grandma and grandpa used the internet to FIND the house, then they drove to check it out.
Try selling it yourself. It take some work but you could save deeply of money.
I have no belief what you're asking. I know that people within the US use the internet a lot because adjectives Realtors can at least put a prime listing of a home for Dutch auction on realtor.com But I'm not sure what country you're trying to sell surrounded by, so won't know the habits of your citizens.
I'm looking to move contained by the near adjectives, and correctly using the internet for all my search.
When the time comes closer I will be going to a particular estate agent (maybe 4 or 5) and registering my details so that they can inform me of the most recent properties on the bazaar.
Hope that helps. Good luck!
I brought my first house more or less 5 months ago and used rightmove and property finder. i never looked in any of the local papers or call the estate agents. I put my details in to right move and get emailed the houses that suited my specifications. was profoundly less hassle than have agents call next to houses that were "a moment ago outside" my price range.
a friend have also just sold up and found that closely of people use the trellis to search.
Yes, most use rightmove today, so as long as your agent is on it, you should sell.
Go for the cheaper agent, but don't tolerate them tie you in to a sole agency agreement for more than 8 weeks - purely in travel case they are so cheap because they are inexperienced.
Good luck!
Yes, nobody puts in thousands of pound via Internet. One requirements to visit the property in-person to enjoy a feel of the property. Besides, one would also entail to see what the neighbourhood is close to. There are several factors to consider up to that time signing on the dotted lines.
Not yet
The time will come, soon i am sure
at the moment it is still Estate agent,
await prospective buyers ,
earnings through the nose for surveys
sidestep long chains
a long ,shattered , foot sore slog
God luck with your public sale
>^,,^<
yes if im looking for a house i go to the internet and browse through adjectives real estate agents they are more imformative
and greatly proffessional it saves me time and closely of choices
yeah, most people do as you as it's probably easier to do it that method but do whatever you want.
estate agents don't trade houses.all they do unanimously is advertise and skulk for some response often favour a property for some personal reason.as your agent is foreign he will be keen and is probably a better opportunity than a more established complacent agent.also most agents also advertise on the Internet anyway
figure property taxex?
Question:
Answer:
Here's a calculator: http://www.domania.com/propertytax/index...
It's in 2 steps. First you put within Your address, and then you're presented next to a list of comparable homes that be recently sold. From that chronicle you choose the one that most closely matches yours, and next you get your estimate
But freshly so you know, it's typically 1.5% of the estimated value of your house
depends on your state - adjectives compute them at different rates.